First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First State Bank Of St. Charles, Missouri 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,486 |
| Total Mortgage Loan Application Amount | $838,610,000 |
| Average Mortgage Loan Application Amount | $176,333 |
| Highest Mortgage Loan Application Amount | $1,575,000 |
| Average Applicant Income | $95,666 |
| Highest Applicant Income | $4,355,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,016 | $ 230,937,000 | $ 227,000 | $ 121,000 |
| St. Charles County Missouri | 663 | $ 107,753,000 | $ 162,000 | $ 81,000 |
| St. Louis County Missouri | 632 | $ 112,319,000 | $ 177,000 | $ 87,000 |
| Jackson County Missouri | 576 | $ 109,207,000 | $ 189,000 | $ 104,000 |
| Camden County Missouri | 186 | $ 31,080,000 | $ 167,000 | $ 131,000 |
| Cass County Missouri | 113 | $ 23,375,000 | $ 206,000 | $ 99,000 |
| Jefferson County Missouri | 111 | $ 18,628,000 | $ 167,000 | $ 76,000 |
| Clay County Missouri | 96 | $ 16,676,000 | $ 173,000 | $ 89,000 |
| Franklin County Missouri | 88 | $ 13,251,000 | $ 150,000 | $ 68,000 |
| St. Louis City County Missouri | 78 | $ 10,676,000 | $ 136,000 | $ 81,000 |
| Leavenworth County Kansas | 71 | $ 13,984,000 | $ 196,000 | $ 80,000 |
| St. Francois County Missouri | 62 | $ 6,454,000 | $ 104,000 | $ 61,000 |
| Platte County Missouri | 57 | $ 12,766,000 | $ 223,000 | $ 103,000 |
| Wyandotte County Kansas | 56 | $ 7,788,000 | $ 139,000 | $ 59,000 |
| Lincoln County Missouri | 53 | $ 7,662,000 | $ 144,000 | $ 59,000 |
| Miller County Missouri | 48 | $ 7,199,000 | $ 149,000 | $ 105,000 |
| Warren County Missouri | 36 | $ 5,490,000 | $ 152,000 | $ 78,000 |
| Cole County Missouri | 33 | $ 5,522,000 | $ 167,000 | $ 82,000 |
| Morgan County Missouri | 32 | $ 4,947,000 | $ 154,000 | $ 123,000 |
| Boone County Missouri | 30 | $ 5,985,000 | $ 199,000 | $ 114,000 |
| Miami County Kansas | 26 | $ 4,110,000 | $ 158,000 | $ 86,000 |
| Madison County Illinois | 23 | $ 4,449,000 | $ 193,000 | $ 80,000 |
| Cape Girardeau County Missouri | 21 | $ 3,988,000 | $ 189,000 | $ 128,000 |
| Ste. Genevieve County Missouri | 19 | $ 3,049,000 | $ 160,000 | $ 79,000 |
| Washington County Missouri | 16 | $ 1,915,000 | $ 119,000 | $ 49,000 |
| Osage County Missouri | 15 | $ 2,228,000 | $ 148,000 | $ 57,000 |
| St. Clair County Illinois | 13 | $ 1,581,000 | $ 121,000 | $ 66,000 |
| Douglas County Kansas | 13 | $ 2,194,000 | $ 168,000 | $ 147,000 |
| Monroe County Illinois | 9 | $ 1,601,000 | $ 177,000 | $ 130,000 |
| Maricopa County Arizona | 8 | $ 2,815,000 | $ 351,000 | $ 125,000 |
| Johnson County Missouri | 8 | $ 1,129,000 | $ 141,000 | $ 60,000 |
| Crawford County Missouri | 6 | $ 763,000 | $ 127,000 | $ 91,000 |
| Pulaski County Missouri | 6 | $ 1,178,000 | $ 196,000 | $ 28,000 |
| Platte County Nebraska | 6 | $ 1,062,000 | $ 177,000 | $ 94,000 |
| Greene County Missouri | 5 | $ 1,023,000 | $ 204,000 | $ 143,000 |
| Polk County Missouri | 5 | $ 382,000 | $ 76,000 | $ 139,000 |
| Stone County Missouri | 5 | $ 997,000 | $ 199,000 | $ 270,000 |
| Douglas County Nebraska | 5 | $ 991,000 | $ 198,000 | $ 162,000 |
| Riverside County California | 4 | $ 827,000 | $ 206,000 | $ 69,000 |
| Shawnee County Kansas | 4 | $ 894,000 | $ 223,000 | $ 117,000 |
| Hennepin County Minnesota | 4 | $ 885,000 | $ 221,000 | $ 127,000 |
| Gasconade County Missouri | 4 | $ 293,000 | $ 73,000 | $ 22,000 |
| Hickory County Missouri | 4 | $ 408,000 | $ 102,000 | $ 121,000 |
| Lafayette County Missouri | 4 | $ 738,000 | $ 184,000 | $ 115,000 |
| Pettis County Missouri | 4 | $ 605,000 | $ 151,000 | $ 58,000 |
| San Diego County California | 3 | $ 1,294,000 | $ 431,000 | $ 185,000 |
| Manatee County Florida | 3 | $ 1,050,000 | $ 350,000 | $ 554,000 |
| Fulton County Georgia | 3 | $ 855,000 | $ 285,000 | $ 37,000 |
| Jefferson County Kansas | 3 | $ 564,000 | $ 188,000 | $ 71,000 |
| Callaway County Missouri | 3 | $ 545,000 | $ 181,000 | $ 45,000 |
| Christian County Missouri | 3 | $ 403,000 | $ 134,000 | $ 43,000 |
| Madison County Missouri | 3 | $ 263,000 | $ 87,000 | $ 47,000 |
| Marion County Missouri | 3 | $ 386,000 | $ 128,000 | $ 85,000 |
| Phelps County Missouri | 3 | $ 389,000 | $ 129,000 | $ 67,000 |
| Tulsa County Oklahoma | 3 | $ 792,000 | $ 264,000 | $ 84,000 |
| Dallas County Texas | 3 | $ 1,073,000 | $ 357,000 | $ 256,000 |
| Denton County Texas | 3 | $ 603,000 | $ 201,000 | $ 72,000 |
| Tarrant County Texas | 3 | $ 559,000 | $ 186,000 | $ 111,000 |
| King County Washington | 3 | $ 963,000 | $ 321,000 | $ 171,000 |
| Pinal County Arizona | 2 | $ 329,000 | $ 164,000 | $ 127,000 |
| Orange County California | 2 | $ 754,000 | $ 377,000 | $ 39,000 |
| Eagle County Colorado | 2 | $ 1,440,000 | $ 720,000 | $ 340,000 |
| Weld County Colorado | 2 | $ 395,000 | $ 197,000 | $ 104,000 |
| Broward County Florida | 2 | $ 638,000 | $ 319,000 | $ 201,000 |
| Duval County Florida | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Lee County Florida | 2 | $ 834,000 | $ 417,000 | $ 805,000 |
| Okaloosa County Florida | 2 | $ 663,000 | $ 331,000 | $ 409,000 |
| Cook County Illinois | 2 | $ 578,000 | $ 289,000 | $ 156,000 |
| Macoupin County Illinois | 2 | $ 162,000 | $ 81,000 | $ 49,000 |
| Will County Illinois | 2 | $ 653,000 | $ 326,000 | $ 191,000 |
| Polk County Iowa | 2 | $ 337,000 | $ 168,000 | $ 72,000 |
| Butler County Kansas | 2 | $ 313,000 | $ 156,000 | $ 78,000 |
| Doniphan County Kansas | 2 | $ 249,000 | $ 124,000 | $ 61,000 |
| Sedgwick County Kansas | 2 | $ 255,000 | $ 127,000 | $ 59,000 |
| Jefferson County Kentucky | 2 | $ 989,000 | $ 494,000 | $ 314,000 |
| Prince George's County Maryland | 2 | $ 522,000 | $ 261,000 | $ 133,000 |
| Anoka County Minnesota | 2 | $ 517,000 | $ 258,000 | $ 94,000 |
| Barry County Missouri | 2 | $ 185,000 | $ 92,000 | $ 126,000 |
| Caldwell County Missouri | 2 | $ 202,000 | $ 101,000 | $ 39,000 |
| Iron County Missouri | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| New Madrid County Missouri | 2 | $ 78,000 | $ 39,000 | $ 23,000 |
| Texas County Missouri | 2 | $ 197,000 | $ 98,000 | $ 27,000 |
| Clark County Nevada | 2 | $ 305,000 | $ 152,000 | $ 138,000 |
| Union County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 98,000 |
| Tompkins County New York | 2 | $ 872,000 | $ 436,000 | $ 199,000 |
| Delaware County Ohio | 2 | $ 552,000 | $ 276,000 | $ 123,000 |
| Delaware County Oklahoma | 2 | $ 784,000 | $ 392,000 | $ 355,000 |
| Maury County Tennessee | 2 | $ 201,000 | $ 100,000 | $ 41,000 |
| Brazoria County Texas | 2 | $ 292,000 | $ 146,000 | $ 115,000 |
| Collin County Texas | 2 | $ 657,000 | $ 328,000 | $ 165,000 |
| Fort Bend County Texas | 2 | $ 528,000 | $ 264,000 | $ 112,000 |
| Fairfax County Virginia | 2 | $ 486,000 | $ 243,000 | $ 134,000 |
| Walworth County Wisconsin | 2 | $ 458,000 | $ 229,000 | $ 78,000 |
| Waukesha County Wisconsin | 2 | $ 408,000 | $ 204,000 | $ 168,000 |
| Yavapai County Arizona | 1 | $ 89,000 | $ 89,000 | $ 132,000 |
| Benton County Arkansas | 1 | $ 226,000 | $ 226,000 | $ 135,000 |
| Contra Costa County California | 1 | $ 415,000 | $ 415,000 | $ 234,000 |
| Los Angeles County California | 1 | $ 270,000 | $ 270,000 | $ 153,000 |
| Placer County California | 1 | $ 224,000 | $ 224,000 | $ 152,000 |
| Plumas County California | 1 | $ 178,000 | $ 178,000 | $ 168,000 |
| San Joaquin County California | 1 | $ 260,000 | $ 260,000 | $ 128,000 |
| Solano County California | 1 | $ 247,000 | $ 247,000 | $ 224,000 |
| Ventura County California | 1 | $ 563,000 | $ 563,000 | $ 270,000 |
| Douglas County Colorado | 1 | $ 90,000 | $ 90,000 | $ 196,000 |
| El Paso County Colorado | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Brevard County Florida | 1 | $ 122,000 | $ 122,000 | $ 103,000 |
| Hillsborough County Florida | 1 | $ 360,000 | $ 360,000 | $ 135,000 |
| Orange County Florida | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
| Palm Beach County Florida | 1 | $ 612,000 | $ 612,000 | $ 622,000 |
| Pasco County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sarasota County Florida | 1 | $ 306,000 | $ 306,000 | $ 108,000 |
| St. Johns County Florida | 1 | $ 253,000 | $ 253,000 | $ 94,000 |
| Walton County Florida | 1 | $ 415,000 | $ 415,000 | $ 174,000 |
| Forsyth County Georgia | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Henry County Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Clinton County Illinois | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| DeKalb County Illinois | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Kane County Illinois | 1 | $ 213,000 | $ 213,000 | $ 112,000 |
| Kendall County Illinois | 1 | $ 332,000 | $ 332,000 | $ 125,000 |
| Lake County Illinois | 1 | $ 170,000 | $ 170,000 | $ 265,000 |
| Macon County Illinois | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Morgan County Illinois | 1 | $ 417,000 | $ 417,000 | $ 238,000 |
| Peoria County Illinois | 1 | $ 72,000 | $ 72,000 | $ 185,000 |
| Tazewell County Illinois | 1 | $ 276,000 | $ 276,000 | $ 267,000 |
| Vermilion County Illinois | 1 | $ 86,000 | $ 86,000 | $ 265,000 |
| Lake County Indiana | 1 | $ 120,000 | $ 120,000 | $ 101,000 |
| Linn County Iowa | 1 | $ 404,000 | $ 404,000 | $ 153,000 |
| Franklin County Kansas | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Linn County Kansas | 1 | $ 84,000 | $ 84,000 | $ 154,000 |
| Neosho County Kansas | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Osage County Kansas | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Pawnee County Kansas | 1 | $ 69,000 | $ 69,000 | $ 78,000 |
| Riley County Kansas | 1 | $ 119,000 | $ 119,000 | $ 158,000 |
| Fayette County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Orleans County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 174,000 |
| Baltimore City County Maryland | 1 | $ 303,000 | $ 303,000 | $ 210,000 |
| Hampshire County Massachusetts | 1 | $ 122,000 | $ 122,000 | $ 25,000 |
| Allegan County Michigan | 1 | $ 134,000 | $ 134,000 | $ 71,000 |
| Leelanau County Michigan | 1 | $ 100,000 | $ 100,000 | $ 175,000 |
| Chippewa County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 55,000 |
| Olmsted County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 150,000 |
| Andrew County Missouri | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Bates County Missouri | 1 | $ 174,000 | $ 174,000 | $ 64,000 |
| Bollinger County Missouri | 1 | $ 49,000 | $ 49,000 | $ 71,000 |
| Carroll County Missouri | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Clinton County Missouri | 1 | $ 116,000 | $ 116,000 | $ 73,000 |
| Dallas County Missouri | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Daviess County Missouri | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Dunklin County Missouri | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Howard County Missouri | 1 | $ 258,000 | $ 258,000 | $ 173,000 |
| Knox County Missouri | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Laclede County Missouri | 1 | $ 300,000 | $ 300,000 | $ 88,000 |
| Lawrence County Missouri | 1 | $ 78,000 | $ 78,000 | $ 28,000 |
| Livingston County Missouri | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Macon County Missouri | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Monroe County Missouri | 1 | $ 84,000 | $ 84,000 | $ 105,000 |
| Nodaway County Missouri | 1 | $ 388,000 | $ 388,000 | $ 118,000 |
| Pike County Missouri | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Ralls County Missouri | 1 | $ 119,000 | $ 119,000 | $ 40,000 |
| Ray County Missouri | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Lancaster County Nebraska | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Sarpy County Nebraska | 1 | $ 136,000 | $ 136,000 | $ 145,000 |
| Saunders County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 413,000 |
| Essex County New Jersey | 1 | $ 490,000 | $ 490,000 | $ 139,000 |
| Rio Arriba County New Mexico | 1 | $ 206,000 | $ 206,000 | $ 148,000 |
| Suffolk County New York | 1 | $ 244,000 | $ 244,000 | $ 104,000 |
| Haywood County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| New Hanover County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Allen County Ohio | 1 | $ 260,000 | $ 260,000 | $ 79,000 |
| Fairfield County Ohio | 1 | $ 324,000 | $ 324,000 | $ 135,000 |
| Lucas County Ohio | 1 | $ 189,000 | $ 189,000 | $ 69,000 |
| Cleveland County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Lincoln County Oklahoma | 1 | $ 257,000 | $ 257,000 | $ 101,000 |
| Oklahoma County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 391,000 |
| Payne County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 49,000 |
| Multnomah County Oregon | 1 | $ 250,000 | $ 250,000 | $ 54,000 |
| Lancaster County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 80,000 |
| Montgomery County Pennsylvania | 1 | $ 299,000 | $ 299,000 | $ 119,000 |
| Beaufort County South Carolina | 1 | $ 391,000 | $ 391,000 | $ 1,577,000 |
| Spartanburg County South Carolina | 1 | $ 290,000 | $ 290,000 | $ 60,000 |
| Davidson County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 205,000 |
| Hamilton County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Bandera County Texas | 1 | $ 208,000 | $ 208,000 | $ 153,000 |
| Cherokee County Texas | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Harris County Texas | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Hays County Texas | 1 | $ 328,000 | $ 328,000 | $ 205,000 |
| Randall County Texas | 1 | $ 313,000 | $ 313,000 | $ 143,000 |
| Travis County Texas | 1 | $ 412,000 | $ 412,000 | $ 135,000 |
| Arlington County Virginia | 1 | $ 144,000 | $ 144,000 | $ 130,000 |
| Hampton County Virginia | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Snohomish County Washington | 1 | $ 383,000 | $ 383,000 | $ 139,000 |
| La Crosse County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Washington County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 216,000 |
| Park County Wyoming | 1 | $ 238,000 | $ 238,000 | $ 233,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,552 | $466,953,000 | $182,000 | $1,500,000 | $98,000 | $4,355,000 |
| Refinancing | 1,922 | $369,794,000 | $192,000 | $1,575,000 | $103,000 | $1,577,000 |
| Home Improvement | 12 | $1,863,000 | $155,000 | $416,000 | $86,000 | $174,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,985 | $756,211,000 | $189,000 | $1,575,000 | $103,000 | $4,355,000 |
| Black or African American | 190 | $28,399,000 | $149,000 | $849,000 | $73,000 | $625,000 |
| Asian | 98 | $21,348,000 | $217,000 | $849,000 | $116,000 | $480,000 |
| Hispanic | 85 | $14,690,000 | $172,000 | $349,000 | $107,000 | $1,067,000 |
| Not applicable | 75 | $7,485,000 | $99,000 | $575,000 | $0 | $0 |
| Not Provided | 35 | $6,477,000 | $185,000 | $539,000 | $93,000 | $342,000 |
| American Indian or Alaskan Native | 14 | $2,903,000 | $207,000 | $417,000 | $109,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,097,000 | $274,000 | $575,000 | $89,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,370 | $663,353,000 | $196,000 | $1,575,000 | $114,000 | $4,355,000 |
| FHA-insured (Federal Housing Administration) | 772 | $112,692,000 | $145,000 | $490,000 | $59,000 | $381,000 |
| VA-guaranteed (Veterans Administration) | 214 | $45,945,000 | $214,000 | $718,000 | $69,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 130 | $16,620,000 | $127,000 | $388,000 | $44,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,426 | $632,599,000 | $184,000 | $1,500,000 | $99,000 | $4,355,000 |
| Application Withdrawn By Applicant | 553 | $109,303,000 | $197,000 | $1,575,000 | $113,000 | $1,736,000 |
| Application Denied By Financial Institution | 357 | $62,205,000 | $174,000 | $873,000 | $77,000 | $694,000 |
| File Closed For Incompleteness | 148 | $33,605,000 | $227,000 | $1,200,000 | $135,000 | $822,000 |
| Application Approved But Not Accepted | 2 | $898,000 | $449,000 | $740,000 | $123,000 | $247,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.