First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First State Bank Of St. Charles, Missouri 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,395 |
| Total Mortgage Loan Application Amount | $1,273,395,000 |
| Average Mortgage Loan Application Amount | $211,600 |
| Highest Mortgage Loan Application Amount | $1,245,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $1,497,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,147 | $ 322,815,000 | $ 281,000 | $ 125,000 |
| Jackson County Missouri | 745 | $ 163,215,000 | $ 219,000 | $ 111,000 |
| St. Charles County Missouri | 680 | $ 148,320,000 | $ 218,000 | $ 105,000 |
| St. Louis County Missouri | 593 | $ 136,965,000 | $ 230,000 | $ 120,000 |
| Clay County Missouri | 348 | $ 69,290,000 | $ 199,000 | $ 86,000 |
| Maricopa County Arizona | 226 | $ 70,270,000 | $ 310,000 | $ 124,000 |
| Camden County Missouri | 185 | $ 33,145,000 | $ 179,000 | $ 149,000 |
| Platte County Missouri | 136 | $ 34,080,000 | $ 250,000 | $ 104,000 |
| St. Louis City County Missouri | 128 | $ 23,300,000 | $ 182,000 | $ 116,000 |
| Cass County Missouri | 121 | $ 29,495,000 | $ 243,000 | $ 101,000 |
| Wyandotte County Kansas | 109 | $ 17,275,000 | $ 158,000 | $ 65,000 |
| Leavenworth County Kansas | 108 | $ 26,770,000 | $ 247,000 | $ 102,000 |
| Lincoln County Missouri | 87 | $ 17,015,000 | $ 195,000 | $ 69,000 |
| Jefferson County Missouri | 76 | $ 15,830,000 | $ 208,000 | $ 98,000 |
| Warren County Missouri | 39 | $ 7,105,000 | $ 182,000 | $ 101,000 |
| Miller County Missouri | 38 | $ 5,390,000 | $ 141,000 | $ 97,000 |
| Miami County Kansas | 29 | $ 7,005,000 | $ 241,000 | $ 97,000 |
| Franklin County Missouri | 25 | $ 4,465,000 | $ 178,000 | $ 82,000 |
| Morgan County Missouri | 20 | $ 3,460,000 | $ 173,000 | $ 173,000 |
| Pinal County Arizona | 15 | $ 3,355,000 | $ 223,000 | $ 75,000 |
| Douglas County Kansas | 15 | $ 2,775,000 | $ 185,000 | $ 101,000 |
| Madison County Illinois | 12 | $ 3,040,000 | $ 253,000 | $ 111,000 |
| Johnson County Missouri | 10 | $ 1,640,000 | $ 164,000 | $ 85,000 |
| Larimer County Colorado | 9 | $ 3,145,000 | $ 349,000 | $ 154,000 |
| Buchanan County Missouri | 9 | $ 905,000 | $ 100,000 | $ 66,000 |
| Clinton County Missouri | 9 | $ 1,965,000 | $ 218,000 | $ 68,000 |
| Ray County Missouri | 9 | $ 1,595,000 | $ 177,000 | $ 61,000 |
| Pottawatomie County Kansas | 8 | $ 1,460,000 | $ 182,000 | $ 82,000 |
| Ingham County Michigan | 8 | $ 680,000 | $ 85,000 | $ 52,000 |
| Boone County Missouri | 8 | $ 1,340,000 | $ 167,000 | $ 103,000 |
| Franklin County Kansas | 7 | $ 1,905,000 | $ 272,000 | $ 83,000 |
| Riley County Kansas | 7 | $ 955,000 | $ 136,000 | $ 95,000 |
| Lafayette County Missouri | 7 | $ 955,000 | $ 136,000 | $ 68,000 |
| Eagle County Colorado | 6 | $ 2,400,000 | $ 400,000 | $ 388,000 |
| Sedgwick County Kansas | 6 | $ 1,440,000 | $ 240,000 | $ 99,000 |
| St. Francois County Missouri | 6 | $ 1,020,000 | $ 170,000 | $ 117,000 |
| Delaware County Oklahoma | 6 | $ 2,290,000 | $ 381,000 | $ 167,000 |
| Denver County Colorado | 5 | $ 1,985,000 | $ 397,000 | $ 158,000 |
| El Paso County Colorado | 5 | $ 1,515,000 | $ 303,000 | $ 129,000 |
| Cobb County Georgia | 5 | $ 1,705,000 | $ 341,000 | $ 192,000 |
| Cook County Illinois | 5 | $ 1,635,000 | $ 327,000 | $ 135,000 |
| St. Clair County Illinois | 5 | $ 1,095,000 | $ 219,000 | $ 138,000 |
| Jefferson County Kansas | 5 | $ 875,000 | $ 175,000 | $ 108,000 |
| Bates County Missouri | 5 | $ 1,175,000 | $ 235,000 | $ 81,000 |
| Benton County Missouri | 5 | $ 565,000 | $ 113,000 | $ 85,000 |
| Stone County Missouri | 5 | $ 1,895,000 | $ 379,000 | $ 141,000 |
| Harris County Texas | 5 | $ 1,375,000 | $ 275,000 | $ 109,000 |
| Yavapai County Arizona | 4 | $ 750,000 | $ 187,000 | $ 90,000 |
| Arapahoe County Colorado | 4 | $ 1,570,000 | $ 392,000 | $ 106,000 |
| Jefferson County Colorado | 4 | $ 1,480,000 | $ 370,000 | $ 125,000 |
| Middlesex County Massachusetts | 4 | $ 2,040,000 | $ 510,000 | $ 129,000 |
| Gasconade County Missouri | 4 | $ 470,000 | $ 117,000 | $ 71,000 |
| Pike County Missouri | 4 | $ 420,000 | $ 105,000 | $ 42,000 |
| Duval County Florida | 3 | $ 1,475,000 | $ 491,000 | $ 296,000 |
| Palm Beach County Florida | 3 | $ 505,000 | $ 168,000 | $ 66,000 |
| St. Johns County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 159,000 |
| Chatham County Georgia | 3 | $ 1,135,000 | $ 378,000 | $ 143,000 |
| Fulton County Georgia | 3 | $ 1,105,000 | $ 368,000 | $ 173,000 |
| Shawnee County Kansas | 3 | $ 405,000 | $ 135,000 | $ 75,000 |
| Orleans County Louisiana | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Clinton County Michigan | 3 | $ 835,000 | $ 278,000 | $ 74,000 |
| Christian County Missouri | 3 | $ 795,000 | $ 265,000 | $ 38,000 |
| Crawford County Missouri | 3 | $ 255,000 | $ 85,000 | $ 25,000 |
| Taney County Missouri | 3 | $ 445,000 | $ 148,000 | $ 116,000 |
| Carteret County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 148,000 |
| Bexar County Texas | 3 | $ 655,000 | $ 218,000 | $ 137,000 |
| Collin County Texas | 3 | $ 685,000 | $ 228,000 | $ 117,000 |
| Dallas County Texas | 3 | $ 975,000 | $ 325,000 | $ 105,000 |
| Parker County Texas | 3 | $ 795,000 | $ 265,000 | $ 128,000 |
| Coconino County Arizona | 2 | $ 720,000 | $ 360,000 | $ 300,000 |
| Gila County Arizona | 2 | $ 520,000 | $ 260,000 | $ 234,000 |
| Pima County Arizona | 2 | $ 390,000 | $ 195,000 | $ 134,000 |
| Fresno County California | 2 | $ 590,000 | $ 295,000 | $ 44,000 |
| Los Angeles County California | 2 | $ 550,000 | $ 275,000 | $ 128,000 |
| Orange County California | 2 | $ 1,450,000 | $ 725,000 | $ 190,000 |
| Riverside County California | 2 | $ 1,340,000 | $ 670,000 | $ 302,000 |
| Sacramento County California | 2 | $ 750,000 | $ 375,000 | $ 196,000 |
| San Bernardino County California | 2 | $ 430,000 | $ 215,000 | $ 113,000 |
| Brevard County Florida | 2 | $ 450,000 | $ 225,000 | $ 70,000 |
| Broward County Florida | 2 | $ 540,000 | $ 270,000 | $ 86,000 |
| Collier County Florida | 2 | $ 630,000 | $ 315,000 | $ 322,000 |
| Lake County Florida | 2 | $ 520,000 | $ 260,000 | $ 88,000 |
| Orange County Florida | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Osceola County Florida | 2 | $ 600,000 | $ 300,000 | $ 133,000 |
| Gwinnett County Georgia | 2 | $ 480,000 | $ 240,000 | $ 116,000 |
| Ada County Idaho | 2 | $ 510,000 | $ 255,000 | $ 83,000 |
| Atchison County Kansas | 2 | $ 330,000 | $ 165,000 | $ 67,000 |
| Lyon County Kansas | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Osage County Kansas | 2 | $ 460,000 | $ 230,000 | $ 37,000 |
| Saline County Kansas | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Shiawassee County Michigan | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Hennepin County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Barry County Missouri | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Greene County Missouri | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Montgomery County Missouri | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Nodaway County Missouri | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| Scott County Missouri | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Gallatin County Montana | 2 | $ 1,010,000 | $ 505,000 | $ 260,000 |
| Douglas County Nebraska | 2 | $ 640,000 | $ 320,000 | $ 142,000 |
| Platte County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 99,000 |
| Clark County Nevada | 2 | $ 970,000 | $ 485,000 | $ 220,000 |
| Middlesex County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Union County New Jersey | 2 | $ 1,140,000 | $ 570,000 | $ 169,000 |
| Santa Fe County New Mexico | 2 | $ 560,000 | $ 280,000 | $ 312,000 |
| Cabarrus County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 207,000 |
| Butler County Ohio | 2 | $ 410,000 | $ 205,000 | $ 118,000 |
| Ottawa County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Beaufort County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 184,000 |
| Davidson County Tennessee | 2 | $ 840,000 | $ 420,000 | $ 100,000 |
| Fort Bend County Texas | 2 | $ 730,000 | $ 365,000 | $ 210,000 |
| Travis County Texas | 2 | $ 820,000 | $ 410,000 | $ 132,000 |
| Williamson County Texas | 2 | $ 530,000 | $ 265,000 | $ 125,000 |
| Baldwin County Alabama | 1 | $ 365,000 | $ 365,000 | $ 255,000 |
| Jefferson County Alabama | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Lee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 178,000 |
| Madison County Alabama | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Mohave County Arizona | 1 | $ 265,000 | $ 265,000 | $ 240,000 |
| Baxter County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 327,000 |
| Carroll County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 146,000 |
| San Diego County California | 1 | $ 445,000 | $ 445,000 | $ 118,000 |
| San Luis Obispo County California | 1 | $ 585,000 | $ 585,000 | $ 1,195,000 |
| Ventura County California | 1 | $ 655,000 | $ 655,000 | $ 273,000 |
| Douglas County Colorado | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Garfield County Colorado | 1 | $ 395,000 | $ 395,000 | $ 194,000 |
| Grand County Colorado | 1 | $ 425,000 | $ 425,000 | $ 227,000 |
| Summit County Colorado | 1 | $ 485,000 | $ 485,000 | $ 1,206,000 |
| Litchfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| District of Columbia County District Of Columbia | 1 | $ 905,000 | $ 905,000 | $ 1,497,000 |
| DeSoto County Florida | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Hillsborough County Florida | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Leon County Florida | 1 | $ 515,000 | $ 515,000 | $ 144,000 |
| Manatee County Florida | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 85,000 | $ 85,000 | $ 172,000 |
| Pasco County Florida | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Sumter County Florida | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Cherokee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| DeKalb County Georgia | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Glynn County Georgia | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Houston County Georgia | 1 | $ 435,000 | $ 435,000 | $ 153,000 |
| Adams County Illinois | 1 | $ 185,000 | $ 185,000 | $ 330,000 |
| Bond County Illinois | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| DuPage County Illinois | 1 | $ 505,000 | $ 505,000 | $ 246,000 |
| Kendall County Illinois | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Monroe County Illinois | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Tazewell County Illinois | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Will County Illinois | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Fountain County Indiana | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Hamilton County Indiana | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Clinton County Iowa | 1 | $ 305,000 | $ 305,000 | $ 219,000 |
| Lee County Iowa | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Polk County Iowa | 1 | $ 295,000 | $ 295,000 | $ 183,000 |
| Warren County Iowa | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Anderson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Barton County Kansas | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Butler County Kansas | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Doniphan County Kansas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Grant County Kansas | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Harvey County Kansas | 1 | $ 215,000 | $ 215,000 | $ 203,000 |
| Jackson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Labette County Kansas | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Linn County Kansas | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Neosho County Kansas | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Sumner County Kansas | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Caddo County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Cumberland County Maine | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Garrett County Maryland | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
| Worcester County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 148,000 |
| Kent County Michigan | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Livingston County Michigan | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Manistee County Michigan | 1 | $ 485,000 | $ 485,000 | $ 240,000 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Oakland County Michigan | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Ottawa County Michigan | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Washtenaw County Michigan | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Anoka County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Crow Wing County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 174,000 |
| Dodge County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Olmsted County Minnesota | 1 | $ 485,000 | $ 485,000 | $ 365,000 |
| Lafayette County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 420,000 |
| Callaway County Missouri | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Carroll County Missouri | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Cedar County Missouri | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Cole County Missouri | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Cooper County Missouri | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Dent County Missouri | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Gentry County Missouri | 1 | $ 425,000 | $ 425,000 | $ 273,000 |
| Henry County Missouri | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Hickory County Missouri | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Knox County Missouri | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Livingston County Missouri | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Oregon County Missouri | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Ozark County Missouri | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Pulaski County Missouri | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Randolph County Missouri | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Washington County Missouri | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Missoula County Montana | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Burt County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Butler County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Custer County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Madison County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 220,000 |
| Sarpy County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Morris County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 152,000 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 190,000 |
| Cleveland County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 176,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Henderson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Hamilton County Ohio | 1 | $ 215,000 | $ 215,000 | $ 214,000 |
| Warren County Ohio | 1 | $ 315,000 | $ 315,000 | $ 210,000 |
| Canadian County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 220,000 |
| Oklahoma County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Payne County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Tulsa County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Clackamas County Oregon | 1 | $ 485,000 | $ 485,000 | $ 165,000 |
| Clatsop County Oregon | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| Marion County Oregon | 1 | $ 395,000 | $ 395,000 | $ 136,000 |
| Beaver County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Charleston County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 187,000 |
| Dorchester County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Greenville County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Horry County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Richland County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 162,000 |
| Blount County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Sevier County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Williamson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Comal County Texas | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Denton County Texas | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Hays County Texas | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Lubbock County Texas | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Randall County Texas | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Iron County Utah | 1 | $ 265,000 | $ 265,000 | $ 131,000 |
| Salt Lake County Utah | 1 | $ 395,000 | $ 395,000 | $ 60,000 |
| Alexandria County Virginia | 1 | $ 515,000 | $ 515,000 | $ 260,000 |
| Richmond City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Virginia Beach County Virginia | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| King County Washington | 1 | $ 1,025,000 | $ 1,025,000 | $ 318,000 |
| Kittitas County Washington | 1 | $ 405,000 | $ 405,000 | $ 186,000 |
| Pierce County Washington | 1 | $ 495,000 | $ 495,000 | $ 168,000 |
| La Crosse County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Manitowoc County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Outagamie County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| St. Croix County Wisconsin | 1 | $ 485,000 | $ 485,000 | $ 367,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,783 | $853,135,000 | $225,000 | $1,205,000 | $108,000 | $1,497,000 |
| Refinancing | 1,041 | $287,835,000 | $276,000 | $1,245,000 | $132,000 | $996,000 |
| Cash-out Refinancing | 528 | $125,310,000 | $237,000 | $885,000 | $115,000 | $1,195,000 |
| Other Purpose | 25 | $4,825,000 | $193,000 | $485,000 | $122,000 | $301,000 |
| Home Improvement | 18 | $2,290,000 | $127,000 | $255,000 | $78,000 | $186,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,416 | $1,073,090,000 | $243,000 | $1,205,000 | $116,000 | $1,497,000 |
| Not Provided | 319 | $73,255,000 | $229,000 | $1,245,000 | $107,000 | $553,000 |
| Hispanic | 238 | $45,120,000 | $189,000 | $515,000 | $73,000 | $352,000 |
| Black or African American | 144 | $28,940,000 | $200,000 | $1,025,000 | $92,000 | $494,000 |
| Not applicable | 127 | $13,995,000 | $110,000 | $605,000 | $0 | $0 |
| Asian | 109 | $27,335,000 | $250,000 | $1,005,000 | $130,000 | $623,000 |
| American Indian or Alaskan Native | 23 | $5,865,000 | $255,000 | $925,000 | $103,000 | $324,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $945,000 | $315,000 | $325,000 | $150,000 | $197,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,433 | $1,069,275,000 | $241,000 | $1,245,000 | $121,000 | $1,497,000 |
| FHA-insured (Federal Housing Administration) | 606 | $112,940,000 | $186,000 | $515,000 | $69,000 | $330,000 |
| VA-guaranteed (Veterans Administration) | 302 | $83,030,000 | $274,000 | $1,025,000 | $94,000 | $1,448,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $8,150,000 | $150,000 | $265,000 | $54,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,485 | $1,056,715,000 | $235,000 | $1,165,000 | $114,000 | $1,497,000 |
| Application Withdrawn By Applicant | 592 | $143,760,000 | $242,000 | $1,245,000 | $115,000 | $1,448,000 |
| Application Denied By Financial Institution | 188 | $41,960,000 | $223,000 | $865,000 | $88,000 | $450,000 |
| Preapproval Approved but not Accepted | 54 | $11,910,000 | $220,000 | $565,000 | $84,000 | $260,000 |
| File Closed For Incompleteness | 50 | $13,910,000 | $278,000 | $755,000 | $130,000 | $645,000 |
| Application Approved But Not Accepted | 15 | $3,115,000 | $207,000 | $405,000 | $152,000 | $759,000 |
| Preapproval Denied by Financial Institution | 9 | $1,585,000 | $176,000 | $275,000 | $56,000 | $96,000 |
| Loan Purchased By The Institution | 2 | $440,000 | $220,000 | $265,000 | $75,000 | $75,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,198 | $1,229,850,000 | $236,000 | $1,245,000 | $114,000 | $1,497,000 |
| Debt-To-Income Ratio | 62 | $11,900,000 | $191,000 | $585,000 | $61,000 | $405,000 |
| Other | 51 | $12,435,000 | $243,000 | $595,000 | $99,000 | $437,000 |
| Credit History | 36 | $8,390,000 | $233,000 | $805,000 | $93,000 | $311,000 |
| Collateral | 25 | $4,885,000 | $195,000 | $865,000 | $112,000 | $450,000 |
| Unverifiable Information | 8 | $1,860,000 | $232,000 | $495,000 | $88,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,255,000 | $322,000 | $585,000 | $115,000 | $279,000 |
| Employment History | 6 | $1,240,000 | $206,000 | $315,000 | $65,000 | $114,000 |
| Credit Application Incomplete | 2 | $580,000 | $290,000 | $455,000 | $94,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.