First Horizon Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Horizon Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5Th Floor Memphis, TN 38101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,307 |
| Total Mortgage Loan Application Amount | $918,741,000 |
| Average Mortgage Loan Application Amount | $197,000 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $138,000 |
| Highest Applicant Income | $9,960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 533 | $ 133,583,000 | $ 250,000 | $ 141,000 |
| Shelby County Tennessee | 518 | $ 99,385,000 | $ 191,000 | $ 157,000 |
| Hamilton County Tennessee | 371 | $ 81,517,000 | $ 219,000 | $ 149,000 |
| Knox County Tennessee | 371 | $ 95,032,000 | $ 256,000 | $ 177,000 |
| Williamson County Tennessee | 335 | $ 121,886,000 | $ 363,000 | $ 176,000 |
| Rutherford County Tennessee | 229 | $ 33,683,000 | $ 147,000 | $ 80,000 |
| Washington County Tennessee | 222 | $ 38,294,000 | $ 172,000 | $ 113,000 |
| Sullivan County Tennessee | 195 | $ 32,690,000 | $ 167,000 | $ 99,000 |
| Blount County Tennessee | 141 | $ 22,366,000 | $ 158,000 | $ 90,000 |
| Wilson County Tennessee | 124 | $ 20,617,000 | $ 166,000 | $ 112,000 |
| Greene County Tennessee | 97 | $ 14,410,000 | $ 148,000 | $ 74,000 |
| Sumner County Tennessee | 85 | $ 18,372,000 | $ 216,000 | $ 212,000 |
| Putnam County Tennessee | 75 | $ 9,012,000 | $ 120,000 | $ 82,000 |
| Sevier County Tennessee | 71 | $ 10,757,000 | $ 151,000 | $ 125,000 |
| Bradley County Tennessee | 70 | $ 11,074,000 | $ 158,000 | $ 96,000 |
| DeSoto County Mississippi | 66 | $ 7,933,000 | $ 120,000 | $ 71,000 |
| Hamblen County Tennessee | 56 | $ 7,347,000 | $ 131,000 | $ 88,000 |
| Jefferson County Tennessee | 39 | $ 6,146,000 | $ 157,000 | $ 128,000 |
| Catoosa County Georgia | 31 | $ 4,737,000 | $ 152,000 | $ 82,000 |
| Madison County Tennessee | 31 | $ 4,931,000 | $ 159,000 | $ 126,000 |
| Tate County Mississippi | 26 | $ 3,049,000 | $ 117,000 | $ 96,000 |
| Forsyth County North Carolina | 24 | $ 9,861,000 | $ 410,000 | $ 294,000 |
| Hawkins County Tennessee | 24 | $ 3,109,000 | $ 129,000 | $ 113,000 |
| Walker County Georgia | 23 | $ 4,164,000 | $ 181,000 | $ 120,000 |
| Carter County Tennessee | 23 | $ 2,465,000 | $ 107,000 | $ 66,000 |
| Fayette County Tennessee | 23 | $ 5,257,000 | $ 228,000 | $ 127,000 |
| Maury County Tennessee | 23 | $ 4,765,000 | $ 207,000 | $ 119,000 |
| Unicoi County Tennessee | 23 | $ 2,374,000 | $ 103,000 | $ 61,000 |
| Cheatham County Tennessee | 19 | $ 3,037,000 | $ 159,000 | $ 85,000 |
| Loudon County Tennessee | 15 | $ 3,267,000 | $ 217,000 | $ 112,000 |
| Dickson County Tennessee | 14 | $ 1,863,000 | $ 133,000 | $ 75,000 |
| Robertson County Tennessee | 13 | $ 1,339,000 | $ 103,000 | $ 77,000 |
| Marshall County Mississippi | 12 | $ 1,391,000 | $ 115,000 | $ 74,000 |
| Tipton County Tennessee | 12 | $ 1,153,000 | $ 96,000 | $ 72,000 |
| White County Tennessee | 12 | $ 1,441,000 | $ 120,000 | $ 93,000 |
| Walton County Florida | 10 | $ 9,250,000 | $ 925,000 | $ 1,727,000 |
| Jackson County Tennessee | 10 | $ 1,729,000 | $ 172,000 | $ 114,000 |
| Rhea County Tennessee | 9 | $ 1,023,000 | $ 113,000 | $ 73,000 |
| Henrico County Virginia | 8 | $ 3,739,000 | $ 467,000 | $ 292,000 |
| Washington County Virginia | 8 | $ 1,578,000 | $ 197,000 | $ 115,000 |
| Cannon County Tennessee | 7 | $ 936,000 | $ 133,000 | $ 68,000 |
| Cocke County Tennessee | 7 | $ 704,000 | $ 100,000 | $ 63,000 |
| Grainger County Tennessee | 7 | $ 1,200,000 | $ 171,000 | $ 63,000 |
| Sequatchie County Tennessee | 7 | $ 952,000 | $ 136,000 | $ 137,000 |
| Scott County Virginia | 7 | $ 952,000 | $ 136,000 | $ 132,000 |
| Dade County Georgia | 6 | $ 772,000 | $ 128,000 | $ 84,000 |
| Bedford County Tennessee | 6 | $ 1,182,000 | $ 197,000 | $ 83,000 |
| Coffee County Tennessee | 6 | $ 1,061,000 | $ 176,000 | $ 101,000 |
| DeKalb County Tennessee | 6 | $ 655,000 | $ 109,000 | $ 144,000 |
| Franklin County Tennessee | 6 | $ 1,555,000 | $ 259,000 | $ 451,000 |
| Gwinnett County Georgia | 5 | $ 581,000 | $ 116,000 | $ 97,000 |
| Monroe County Tennessee | 5 | $ 800,000 | $ 160,000 | $ 81,000 |
| Charleston County South Carolina | 4 | $ 1,789,000 | $ 447,000 | $ 449,000 |
| Anderson County Tennessee | 4 | $ 650,000 | $ 162,000 | $ 116,000 |
| Bledsoe County Tennessee | 4 | $ 461,000 | $ 115,000 | $ 56,000 |
| Cumberland County Tennessee | 4 | $ 1,358,000 | $ 339,000 | $ 164,000 |
| Gibson County Tennessee | 4 | $ 349,000 | $ 87,000 | $ 81,000 |
| Humphreys County Tennessee | 4 | $ 295,000 | $ 73,000 | $ 31,000 |
| Overton County Tennessee | 4 | $ 1,384,000 | $ 346,000 | $ 96,000 |
| Roane County Tennessee | 4 | $ 696,000 | $ 174,000 | $ 153,000 |
| Smith County Tennessee | 4 | $ 118,000 | $ 29,000 | $ 43,000 |
| Bristol County Virginia | 4 | $ 360,000 | $ 90,000 | $ 80,000 |
| Cleburne County Arkansas | 3 | $ 861,000 | $ 287,000 | $ 512,000 |
| Crittenden County Arkansas | 3 | $ 936,000 | $ 312,000 | $ 207,000 |
| Bay County Florida | 3 | $ 588,000 | $ 196,000 | $ 234,000 |
| Lee County Florida | 3 | $ 2,835,000 | $ 945,000 | $ 431,000 |
| Okaloosa County Florida | 3 | $ 947,000 | $ 315,000 | $ 197,000 |
| Fayette County Kentucky | 3 | $ 760,000 | $ 253,000 | $ 298,000 |
| Lafayette County Mississippi | 3 | $ 756,000 | $ 252,000 | $ 265,000 |
| Durham County North Carolina | 3 | $ 1,714,000 | $ 571,000 | $ 175,000 |
| Wake County North Carolina | 3 | $ 2,774,000 | $ 924,000 | $ 388,000 |
| Marion County Tennessee | 3 | $ 835,000 | $ 278,000 | $ 149,000 |
| McMinn County Tennessee | 3 | $ 76,000 | $ 25,000 | $ 30,000 |
| Polk County Tennessee | 3 | $ 271,000 | $ 90,000 | $ 28,000 |
| Goochland County Virginia | 3 | $ 2,099,000 | $ 699,000 | $ 592,000 |
| Baldwin County Alabama | 2 | $ 426,000 | $ 213,000 | $ 176,000 |
| Colbert County Alabama | 2 | $ 1,049,000 | $ 524,000 | $ 293,000 |
| Madison County Alabama | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Randolph County Alabama | 2 | $ 139,000 | $ 69,000 | $ 72,000 |
| Maricopa County Arizona | 2 | $ 191,000 | $ 95,000 | $ 74,000 |
| Denver County Colorado | 2 | $ 2,372,000 | $ 1,186,000 | $ 3,518,000 |
| Collier County Florida | 2 | $ 240,000 | $ 120,000 | $ 132,000 |
| Escambia County Florida | 2 | $ 933,000 | $ 466,000 | $ 198,000 |
| Cobb County Georgia | 2 | $ 213,000 | $ 106,000 | $ 49,000 |
| DeKalb County Georgia | 2 | $ 806,000 | $ 403,000 | $ 234,000 |
| Murray County Georgia | 2 | $ 78,000 | $ 39,000 | $ 43,000 |
| Richmond County Georgia | 2 | $ 609,000 | $ 304,000 | $ 344,000 |
| Whitfield County Georgia | 2 | $ 466,000 | $ 233,000 | $ 433,000 |
| Shelby County Kentucky | 2 | $ 794,000 | $ 397,000 | $ 223,000 |
| Panola County Mississippi | 2 | $ 126,000 | $ 63,000 | $ 54,000 |
| Jackson County Missouri | 2 | $ 191,000 | $ 95,000 | $ 38,000 |
| Buncombe County North Carolina | 2 | $ 869,000 | $ 434,000 | $ 402,000 |
| Carteret County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 222,000 |
| Davie County North Carolina | 2 | $ 1,559,000 | $ 779,000 | $ 420,000 |
| Iredell County North Carolina | 2 | $ 548,000 | $ 274,000 | $ 75,000 |
| Mecklenburg County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 133,000 |
| Yancey County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 216,000 |
| Delaware County Pennsylvania | 2 | $ 1,549,000 | $ 774,000 | $ 225,000 |
| Dyer County Tennessee | 2 | $ 279,000 | $ 139,000 | $ 72,000 |
| Hardeman County Tennessee | 2 | $ 114,000 | $ 57,000 | $ 136,000 |
| Henry County Tennessee | 2 | $ 525,000 | $ 262,000 | $ 50,000 |
| Macon County Tennessee | 2 | $ 106,000 | $ 53,000 | $ 34,000 |
| Marshall County Tennessee | 2 | $ 274,000 | $ 137,000 | $ 53,000 |
| Montgomery County Tennessee | 2 | $ 249,000 | $ 124,000 | $ 106,000 |
| Union County Tennessee | 2 | $ 131,000 | $ 65,000 | $ 51,000 |
| Chesterfield County Virginia | 2 | $ 330,000 | $ 165,000 | $ 163,000 |
| Richmond County Virginia | 2 | $ 314,000 | $ 157,000 | $ 331,000 |
| Richmond City County Virginia | 2 | $ 472,000 | $ 236,000 | $ 81,000 |
| Virginia Beach County Virginia | 2 | $ 1,011,000 | $ 505,000 | $ 299,000 |
| Cullman County Alabama | 1 | $ 77,000 | $ 77,000 | $ 268,000 |
| Lauderdale County Alabama | 1 | $ 234,000 | $ 234,000 | $ 423,000 |
| Lee County Alabama | 1 | $ 289,000 | $ 289,000 | $ 434,000 |
| Marshall County Alabama | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Mobile County Alabama | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| Walker County Alabama | 1 | $ 339,000 | $ 339,000 | $ 498,000 |
| Baxter County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Pulaski County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 196,000 |
| Searcy County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Contra Costa County California | 1 | $ 399,000 | $ 399,000 | $ 153,000 |
| Los Angeles County California | 1 | $ 2,138,000 | $ 2,138,000 | $ 7,163,000 |
| San Diego County California | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
| Larimer County Colorado | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Summit County Colorado | 1 | $ 768,000 | $ 768,000 | $ 1,086,000 |
| Sussex County Delaware | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Miami-Dade County Florida | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Orange County Florida | 1 | $ 740,000 | $ 740,000 | $ 396,000 |
| Pasco County Florida | 1 | $ 106,000 | $ 106,000 | $ 101,000 |
| Pinellas County Florida | 1 | $ 300,000 | $ 300,000 | $ 128,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 313,000 |
| Volusia County Florida | 1 | $ 93,000 | $ 93,000 | $ 62,000 |
| Fannin County Georgia | 1 | $ 601,000 | $ 601,000 | $ 1,508,000 |
| Floyd County Georgia | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Fulton County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 550,000 |
| Gordon County Georgia | 1 | $ 22,000 | $ 22,000 | $ 629,000 |
| Habersham County Georgia | 1 | $ 71,000 | $ 71,000 | $ 78,000 |
| Henry County Georgia | 1 | $ 263,000 | $ 263,000 | $ 70,000 |
| Laurens County Georgia | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Newton County Georgia | 1 | $ 83,000 | $ 83,000 | $ 19,000 |
| Bannock County Idaho | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Canyon County Idaho | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Cook County Illinois | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Marion County Indiana | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Barren County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 9,000 |
| Christian County Kentucky | 1 | $ 341,000 | $ 341,000 | $ 154,000 |
| Warren County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 450,000 |
| Vernon County Louisiana | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Franklin County Maine | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Baltimore County Maryland | 1 | $ 426,000 | $ 426,000 | $ 567,000 |
| Baltimore City County Maryland | 1 | $ 263,000 | $ 263,000 | $ 187,000 |
| Middlesex County Massachusetts | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Nantucket County Massachusetts | 1 | $ 4,000,000 | $ 4,000,000 | $ 1,037,000 |
| Benton County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| Coahoma County Mississippi | 1 | $ 194,000 | $ 194,000 | $ 35,000 |
| Harrison County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 440,000 |
| Madison County Mississippi | 1 | $ 262,000 | $ 262,000 | $ 175,000 |
| Oktibbeha County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 259,000 |
| Tippah County Mississippi | 1 | $ 252,000 | $ 252,000 | $ 141,000 |
| Yalobusha County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Douglas County Nevada | 1 | $ 192,000 | $ 192,000 | $ 37,000 |
| Atlantic County New Jersey | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Essex County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 115,000 |
| Monmouth County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Dona Ana County New Mexico | 1 | $ 184,000 | $ 184,000 | $ 113,000 |
| New York County New York | 1 | $ 1,017,000 | $ 1,017,000 | $ 2,557,000 |
| Bladen County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Cabarrus County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 607,000 |
| Clay County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 77,000 |
| Dare County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 1,080,000 |
| Guilford County North Carolina | 1 | $ 283,000 | $ 283,000 | $ 111,000 |
| Jackson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Lincoln County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 92,000 |
| Madison County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Moore County North Carolina | 1 | $ 499,000 | $ 499,000 | $ 310,000 |
| Surry County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 676,000 |
| Watauga County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 161,000 |
| Bryan County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 69,000 |
| Choctaw County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Marion County Oregon | 1 | $ 206,000 | $ 206,000 | $ 133,000 |
| Richland County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Benton County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 150,000 |
| Carroll County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Clay County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 13,000 |
| Crockett County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Hancock County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Hardin County Tennessee | 1 | $ 520,000 | $ 520,000 | $ 807,000 |
| Hickman County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Johnson County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Lincoln County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 106,000 |
| McNairy County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 59,000 |
| Meigs County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 172,000 |
| Morgan County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 503,000 |
| Perry County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Warren County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Fairfax County Virginia | 1 | $ 92,000 | $ 92,000 | $ 108,000 |
| James City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Lancaster County Virginia | 1 | $ 136,000 | $ 136,000 | $ 202,000 |
| Lee County Virginia | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Loudoun County Virginia | 1 | $ 31,000 | $ 31,000 | $ 120,000 |
| Nelson County Virginia | 1 | $ 298,000 | $ 298,000 | $ 838,000 |
| Russell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
| Dane County Wisconsin | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| Big Horn County Wyoming | 1 | $ 149,000 | $ 149,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,744 | $524,158,000 | $191,000 | $4,000,000 | $123,000 | $6,646,000 |
| Home Purchase | 1,240 | $358,357,000 | $288,000 | $2,839,000 | $207,000 | $9,960,000 |
| Home Improvement | 323 | $36,226,000 | $112,000 | $940,000 | $84,000 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,678 | $454,221,000 | $169,000 | $2,250,000 | $108,000 | $3,562,000 |
| Not Provided | 1,256 | $410,326,000 | $326,000 | $4,000,000 | $235,000 | $9,960,000 |
| Black or African American | 179 | $17,255,000 | $96,000 | $785,000 | $72,000 | $2,243,000 |
| Asian | 83 | $17,815,000 | $214,000 | $1,400,000 | $141,000 | $1,152,000 |
| Hispanic | 75 | $10,900,000 | $145,000 | $396,000 | $87,000 | $337,000 |
| American Indian or Alaskan Native | 23 | $5,497,000 | $239,000 | $763,000 | $198,000 | $1,216,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,755,000 | $250,000 | $725,000 | $155,000 | $398,000 |
| Not applicable | 6 | $972,000 | $162,000 | $405,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,302 | $917,883,000 | $213,000 | $4,000,000 | $144,000 | $9,960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $418,000 | $209,000 | $255,000 | $67,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 2 | $338,000 | $169,000 | $195,000 | $44,000 | $48,000 |
| FHA-insured (Federal Housing Administration) | 1 | $102,000 | $102,000 | $102,000 | $40,000 | $40,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,190 | $513,308,000 | $234,000 | $2,839,000 | $167,000 | $9,960,000 |
| Application Denied By Financial Institution | 1,498 | $254,677,000 | $170,000 | $4,000,000 | $102,000 | $2,150,000 |
| Application Withdrawn By Applicant | 605 | $149,306,000 | $246,000 | $3,450,000 | $163,000 | $2,400,000 |
| Application Approved But Not Accepted | 14 | $1,450,000 | $103,000 | $300,000 | $193,000 | $1,079,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 524 | $69,875,000 | $133,000 | $2,250,000 | $94,000 | $2,150,000 |
| Other | 449 | $82,858,000 | $184,000 | $1,250,000 | $119,000 | $2,061,000 |
| Collateral | 280 | $54,921,000 | $196,000 | $1,584,000 | $130,000 | $1,944,000 |
| Debt-To-Income Ratio | 226 | $43,969,000 | $194,000 | $4,000,000 | $56,000 | $1,037,000 |
| Unverifiable Information | 14 | $2,399,000 | $171,000 | $639,000 | $78,000 | $158,000 |
| Employment History | 3 | $342,000 | $114,000 | $205,000 | $56,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $50,000 | $50,000 | $50,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 1 | $263,000 | $263,000 | $263,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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