First Horizon Bank Mortgage Lending & HMDA Data, 2013
In 2013, First Horizon Bank of Memphis, TN reported 4,307 mortgage applications totaling $918.7 million, down 51% from 2012. The average application was for $213,313, and applicants reported an average income of $144,259. 51% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,366), Memphis, TN-MS-AR (660) and Knoxville, TN (533) (applications in parentheses).
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,307 |
| Total Mortgage Loan Application Amount | $918,741,000 |
| Average Mortgage Loan Application Amount | $213,313 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $144,259 |
| Highest Applicant Income | $9,960,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,366 | $ 335,660,000 | $ 245,724 | $ 138,000 |
| Memphis, TN-MS-AR | 660 | $ 119,104,000 | $ 180,460 | $ 142,265 |
| Knoxville, TN | 533 | $ 121,446,000 | $ 227,853 | $ 151,000 |
| Chattanooga, TN-GA | 441 | $ 92,977,000 | $ 210,832 | $ 141,925 |
| Johnson City, TN | 268 | $ 43,133,000 | $ 160,944 | $ 104,000 |
| Kingsport-Bristol-Bristol, TN-VA | 238 | $ 38,689,000 | $ 162,558 | $ 101,117 |
| Morristown, TN | 102 | $ 14,693,000 | $ 144,049 | $ 102,000 |
| Cleveland, TN | 73 | $ 11,345,000 | $ 155,410 | $ 93,000 |
| Jackson, TN | 31 | $ 4,931,000 | $ 159,064 | $ 126,000 |
| Winston-Salem, NC | 26 | $ 11,420,000 | $ 439,230 | $ 304,000 |
| Richmond, VA | 15 | $ 6,640,000 | $ 442,666 | $ 306,000 |
| Atlanta-Sandy Springs-Marietta, GA | 12 | $ 3,146,000 | $ 262,166 | $ 141,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 1,789,000 | $ 447,250 | $ 449,000 |
| Dalton, GA | 4 | $ 544,000 | $ 136,000 | $ 238,000 |
| Asheville, NC | 3 | $ 955,000 | $ 318,333 | $ 282,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 2,835,000 | $ 945,000 | $ 431,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 3 | $ 1,644,000 | $ 548,000 | $ 291,000 |
| Clarksville, TN-KY | 3 | $ 590,000 | $ 196,666 | $ 122,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 947,000 | $ 315,666 | $ 197,000 |
| Durham-Chapel Hill, NC | 3 | $ 1,714,000 | $ 571,333 | $ 175,000 |
| Florence-Muscle Shoals, AL | 3 | $ 1,283,000 | $ 427,666 | $ 336,000 |
| Lexington-Fayette, KY | 3 | $ 760,000 | $ 253,333 | $ 298,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 588,000 | $ 196,000 | $ 234,000 |
| Raleigh-Cary, NC | 3 | $ 2,774,000 | $ 924,666 | $ 388,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,236,000 | $ 412,000 | $ 253,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 609,000 | $ 304,500 | $ 344,000 |
| Baltimore-Towson, MD | 2 | $ 689,000 | $ 344,500 | $ 377,000 |
| Denver-Aurora-Broomfield, CO | 2 | $ 2,372,000 | $ 1,186,000 | $ 3,518,000 |
| Huntsville, AL | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Kansas City, MO-KS | 2 | $ 191,000 | $ 95,500 | $ 38,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 794,000 | $ 397,000 | $ 223,000 |
| Naples-Marco Island, FL | 2 | $ 240,000 | $ 120,000 | $ 132,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 933,000 | $ 466,500 | $ 198,000 |
| Philadelphia, PA | 2 | $ 1,549,000 | $ 774,500 | $ 225,000 |
| Phoenix-Mesa-Glendale, AZ | 2 | $ 191,000 | $ 95,500 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 406,000 | $ 203,000 | $ 114,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 123,000 | $ 61,500 | $ 114,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Auburn-Opelika, AL | 1 | $ 289,000 | $ 289,000 | $ 434,000 |
| Birmingham-Hoover, AL | 1 | $ 339,000 | $ 339,000 | $ 498,000 |
| Boise City-Nampa, ID | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Bowling Green, KY | 1 | $ 165,000 | $ 165,000 | $ 450,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 51,000 | $ 51,000 | $ 60,000 |
| Charlottesville, VA | 1 | $ 298,000 | $ 298,000 | $ 838,000 |
| Chicago-Joliet-Naperville, IL | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Columbia, SC | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 93,000 | $ 93,000 | $ 62,000 |
| Edison-New Brunswick, NJ | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Fort Collins-Loveland, CO | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Greensboro-High Point, NC | 1 | $ 283,000 | $ 283,000 | $ 111,000 |
| Gulfport-Biloxi, MS | 1 | $ 355,000 | $ 355,000 | $ 440,000 |
| Indianapolis-Carmel, IN | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Jackson, MS | 1 | $ 262,000 | $ 262,000 | $ 175,000 |
| Las Cruces, NM | 1 | $ 184,000 | $ 184,000 | $ 113,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 120,000 | $ 120,000 | $ 196,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 2,138,000 | $ 2,138,000 | $ 7,163,000 |
| Madison, WI | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Mobile, AL | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 1,017,000 | $ 1,017,000 | $ 2,557,000 |
| Newark-Union, NJ-PA | 1 | $ 190,000 | $ 190,000 | $ 115,000 |
| North Port-Bradenton-Sarasota, FL | 1 | $ 100,000 | $ 100,000 | $ 313,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 399,000 | $ 399,000 | $ 153,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 740,000 | $ 740,000 | $ 396,000 |
| Pocatello, ID | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Rome, GA | 1 | $ 250,000 | $ 250,000 | $ 56,000 |
| Salem, OR | 1 | $ 206,000 | $ 206,000 | $ 133,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 212,000 | $ 212,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,744 | $524,158,000 | $191,000 | $4,000,000 | $123,000 | $6,646,000 |
| Home Purchase | 1,240 | $358,357,000 | $288,000 | $2,839,000 | $207,000 | $9,960,000 |
| Home Improvement | 323 | $36,226,000 | $112,000 | $940,000 | $84,000 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,678 | $454,221,000 | $169,000 | $2,250,000 | $108,000 | $3,562,000 |
| Not Provided | 1,256 | $410,326,000 | $326,000 | $4,000,000 | $235,000 | $9,960,000 |
| Black or African American | 179 | $17,255,000 | $96,000 | $785,000 | $72,000 | $2,243,000 |
| Asian | 83 | $17,815,000 | $214,000 | $1,400,000 | $141,000 | $1,152,000 |
| Hispanic | 75 | $10,900,000 | $145,000 | $396,000 | $87,000 | $337,000 |
| American Indian or Alaskan Native | 23 | $5,497,000 | $239,000 | $763,000 | $198,000 | $1,216,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,755,000 | $250,000 | $725,000 | $155,000 | $398,000 |
| Not applicable | 6 | $972,000 | $162,000 | $405,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,302 | $917,883,000 | $213,000 | $4,000,000 | $144,000 | $9,960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $418,000 | $209,000 | $255,000 | $67,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 2 | $338,000 | $169,000 | $195,000 | $44,000 | $48,000 |
| FHA-insured (Federal Housing Administration) | 1 | $102,000 | $102,000 | $102,000 | $40,000 | $40,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,190 | $513,308,000 | $234,000 | $2,839,000 | $167,000 | $9,960,000 |
| Application Denied By Financial Institution | 1,498 | $254,677,000 | $170,000 | $4,000,000 | $102,000 | $2,150,000 |
| Application Withdrawn By Applicant | 605 | $149,306,000 | $246,000 | $3,450,000 | $163,000 | $2,400,000 |
| Application Approved But Not Accepted | 14 | $1,450,000 | $103,000 | $300,000 | $193,000 | $1,079,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 524 | $69,875,000 | $133,000 | $2,250,000 | $94,000 | $2,150,000 |
| Other | 449 | $82,858,000 | $184,000 | $1,250,000 | $119,000 | $2,061,000 |
| Collateral | 280 | $54,921,000 | $196,000 | $1,584,000 | $130,000 | $1,944,000 |
| Debt-To-Income Ratio | 226 | $43,969,000 | $194,000 | $4,000,000 | $56,000 | $1,037,000 |
| Unverifiable Information | 14 | $2,399,000 | $171,000 | $639,000 | $78,000 | $158,000 |
| Employment History | 3 | $342,000 | $114,000 | $205,000 | $56,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $50,000 | $50,000 | $50,000 | $42,000 | $42,000 |
| Credit Application Incomplete | 1 | $263,000 | $263,000 | $263,000 | $70,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About