First Horizon Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5Th Floor Memphis, TN 38101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,744 |
| Total Mortgage Loan Application Amount | $512,228,000 |
| Average Mortgage Loan Application Amount | $221,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $152,000 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 248 | $ 95,608,000 | $ 385,000 | $ 213,000 |
| Knox County Tennessee | 182 | $ 51,514,000 | $ 283,000 | $ 274,000 |
| Williamson County Tennessee | 165 | $ 72,051,000 | $ 436,000 | $ 218,000 |
| Hamilton County Tennessee | 164 | $ 52,920,000 | $ 322,000 | $ 194,000 |
| Shelby County Tennessee | 156 | $ 36,302,000 | $ 232,000 | $ 158,000 |
| Sullivan County Tennessee | 80 | $ 18,383,000 | $ 229,000 | $ 148,000 |
| Washington County Tennessee | 78 | $ 16,492,000 | $ 211,000 | $ 130,000 |
| Rutherford County Tennessee | 53 | $ 8,931,000 | $ 168,000 | $ 117,000 |
| Blount County Tennessee | 45 | $ 10,752,000 | $ 238,000 | $ 195,000 |
| Sumner County Tennessee | 37 | $ 10,536,000 | $ 284,000 | $ 149,000 |
| Sevier County Tennessee | 27 | $ 3,793,000 | $ 140,000 | $ 85,000 |
| Wilson County Tennessee | 26 | $ 5,814,000 | $ 223,000 | $ 116,000 |
| Putnam County Tennessee | 23 | $ 5,465,000 | $ 237,000 | $ 122,000 |
| Forsyth County North Carolina | 22 | $ 9,089,000 | $ 413,000 | $ 257,000 |
| Hamblen County Tennessee | 20 | $ 2,679,000 | $ 133,000 | $ 163,000 |
| Madison County Tennessee | 20 | $ 5,927,000 | $ 296,000 | $ 281,000 |
| Greene County Tennessee | 19 | $ 2,373,000 | $ 124,000 | $ 85,000 |
| Catoosa County Georgia | 17 | $ 2,365,000 | $ 139,000 | $ 79,000 |
| Bradley County Tennessee | 17 | $ 2,634,000 | $ 154,000 | $ 119,000 |
| Unicoi County Tennessee | 17 | $ 1,165,000 | $ 68,000 | $ 41,000 |
| DeSoto County Mississippi | 16 | $ 1,802,000 | $ 112,000 | $ 80,000 |
| Jefferson County Tennessee | 15 | $ 1,850,000 | $ 123,000 | $ 81,000 |
| Walker County Georgia | 12 | $ 1,375,000 | $ 114,000 | $ 60,000 |
| Maury County Tennessee | 12 | $ 1,560,000 | $ 130,000 | $ 92,000 |
| Carter County Tennessee | 10 | $ 1,344,000 | $ 134,000 | $ 70,000 |
| Henrico County Virginia | 10 | $ 4,442,000 | $ 444,000 | $ 331,000 |
| Fayette County Tennessee | 9 | $ 1,548,000 | $ 172,000 | $ 110,000 |
| Wake County North Carolina | 7 | $ 3,983,000 | $ 569,000 | $ 323,000 |
| Hawkins County Tennessee | 7 | $ 2,360,000 | $ 337,000 | $ 226,000 |
| Loudon County Tennessee | 7 | $ 1,170,000 | $ 167,000 | $ 74,000 |
| Guilford County North Carolina | 6 | $ 2,352,000 | $ 392,000 | $ 212,000 |
| Washington County Arkansas | 5 | $ 2,242,000 | $ 448,000 | $ 385,000 |
| Walton County Florida | 5 | $ 3,279,000 | $ 655,000 | $ 486,000 |
| Charleston County South Carolina | 5 | $ 3,678,000 | $ 735,000 | $ 600,000 |
| Marshall County Tennessee | 5 | $ 699,000 | $ 139,000 | $ 90,000 |
| Montgomery County Tennessee | 5 | $ 2,212,000 | $ 442,000 | $ 285,000 |
| Tipton County Tennessee | 5 | $ 342,000 | $ 68,000 | $ 93,000 |
| Bristol County Virginia | 5 | $ 581,000 | $ 116,000 | $ 56,000 |
| Marshall County Mississippi | 4 | $ 872,000 | $ 218,000 | $ 78,000 |
| Mecklenburg County North Carolina | 4 | $ 2,545,000 | $ 636,000 | $ 424,000 |
| Cocke County Tennessee | 4 | $ 323,000 | $ 80,000 | $ 32,000 |
| Grainger County Tennessee | 4 | $ 292,000 | $ 73,000 | $ 45,000 |
| Humphreys County Tennessee | 4 | $ 813,000 | $ 203,000 | $ 107,000 |
| Marion County Tennessee | 4 | $ 1,108,000 | $ 277,000 | $ 209,000 |
| Richmond City County Virginia | 4 | $ 2,160,000 | $ 540,000 | $ 325,000 |
| Washington County Virginia | 4 | $ 980,000 | $ 245,000 | $ 133,000 |
| DeKalb County Georgia | 3 | $ 2,263,000 | $ 754,000 | $ 391,000 |
| Buncombe County North Carolina | 3 | $ 958,000 | $ 319,000 | $ 222,000 |
| Chatham County North Carolina | 3 | $ 1,365,000 | $ 455,000 | $ 203,000 |
| Durham County North Carolina | 3 | $ 1,695,000 | $ 565,000 | $ 393,000 |
| Anderson County Tennessee | 3 | $ 472,000 | $ 157,000 | $ 87,000 |
| Cheatham County Tennessee | 3 | $ 269,000 | $ 89,000 | $ 64,000 |
| Coffee County Tennessee | 3 | $ 466,000 | $ 155,000 | $ 373,000 |
| Hardin County Tennessee | 3 | $ 467,000 | $ 155,000 | $ 110,000 |
| Monroe County Tennessee | 3 | $ 253,000 | $ 84,000 | $ 95,000 |
| Los Angeles County California | 2 | $ 9,356,000 | $ 4,678,000 | $ 6,497,000 |
| Palm Beach County Florida | 2 | $ 576,000 | $ 288,000 | $ 259,000 |
| St. Johns County Florida | 2 | $ 588,000 | $ 294,000 | $ 313,000 |
| Dade County Georgia | 2 | $ 259,000 | $ 129,000 | $ 64,000 |
| Fulton County Georgia | 2 | $ 1,452,000 | $ 726,000 | $ 330,000 |
| Richmond County Georgia | 2 | $ 336,000 | $ 168,000 | $ 105,000 |
| Lafayette County Mississippi | 2 | $ 265,000 | $ 132,000 | $ 185,000 |
| Tate County Mississippi | 2 | $ 335,000 | $ 167,000 | $ 168,000 |
| St. Louis County Missouri | 2 | $ 609,000 | $ 304,000 | $ 107,000 |
| Davie County North Carolina | 2 | $ 1,606,000 | $ 803,000 | $ 591,000 |
| Watauga County North Carolina | 2 | $ 756,000 | $ 378,000 | $ 177,000 |
| Bledsoe County Tennessee | 2 | $ 344,000 | $ 172,000 | $ 95,000 |
| Cannon County Tennessee | 2 | $ 274,000 | $ 137,000 | $ 82,000 |
| Decatur County Tennessee | 2 | $ 67,000 | $ 33,000 | $ 63,000 |
| DeKalb County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 173,000 |
| Fentress County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 104,000 |
| Hickman County Tennessee | 2 | $ 329,000 | $ 164,000 | $ 122,000 |
| Jackson County Tennessee | 2 | $ 148,000 | $ 74,000 | $ 25,000 |
| Lewis County Tennessee | 2 | $ 101,000 | $ 50,000 | $ 35,000 |
| Lincoln County Tennessee | 2 | $ 217,000 | $ 108,000 | $ 348,000 |
| McMinn County Tennessee | 2 | $ 164,000 | $ 82,000 | $ 57,000 |
| Overton County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 92,000 |
| Rhea County Tennessee | 2 | $ 601,000 | $ 300,000 | $ 167,000 |
| Roane County Tennessee | 2 | $ 168,000 | $ 84,000 | $ 73,000 |
| Robertson County Tennessee | 2 | $ 214,000 | $ 107,000 | $ 75,000 |
| Smith County Tennessee | 2 | $ 151,000 | $ 75,000 | $ 19,000 |
| Harris County Texas | 2 | $ 1,084,000 | $ 542,000 | $ 762,000 |
| Fairfax County Virginia | 2 | $ 414,000 | $ 207,000 | $ 50,000 |
| Virginia Beach County Virginia | 2 | $ 1,242,000 | $ 621,000 | $ 719,000 |
| Jefferson County Alabama | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Lee County Alabama | 1 | $ 159,000 | $ 159,000 | $ 395,000 |
| Maricopa County Arizona | 1 | $ 524,000 | $ 524,000 | $ 420,000 |
| Crittenden County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 130,000 |
| Monroe County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Broward County Florida | 1 | $ 84,000 | $ 84,000 | $ 123,000 |
| Duval County Florida | 1 | $ 951,000 | $ 951,000 | $ 284,000 |
| Lee County Florida | 1 | $ 207,000 | $ 207,000 | $ 643,000 |
| Orange County Florida | 1 | $ 327,000 | $ 327,000 | $ 110,000 |
| Pasco County Florida | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Pinellas County Florida | 1 | $ 467,000 | $ 467,000 | $ 270,000 |
| Bartow County Georgia | 1 | $ 98,000 | $ 98,000 | $ 160,000 |
| Chatham County Georgia | 1 | $ 700,000 | $ 700,000 | $ 180,000 |
| Cobb County Georgia | 1 | $ 685,000 | $ 685,000 | $ 450,000 |
| Coweta County Georgia | 1 | $ 790,000 | $ 790,000 | $ 390,000 |
| Fayette County Georgia | 1 | $ 815,000 | $ 815,000 | $ 383,000 |
| Glynn County Georgia | 1 | $ 204,000 | $ 204,000 | $ 696,000 |
| Gwinnett County Georgia | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Lowndes County Georgia | 1 | $ 176,000 | $ 176,000 | $ 160,000 |
| Paulding County Georgia | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Rockdale County Georgia | 1 | $ 262,000 | $ 262,000 | $ 121,000 |
| Thomas County Georgia | 1 | $ 750,000 | $ 750,000 | $ 500,000 |
| Cook County Illinois | 1 | $ 236,000 | $ 236,000 | $ 616,000 |
| Bullitt County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 52,000 |
| Fayette County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 298,000 |
| Lyon County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 350,000 |
| Muhlenberg County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Warren County Kentucky | 1 | $ 416,000 | $ 416,000 | $ 465,000 |
| Alcorn County Mississippi | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Benton County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Lamar County Mississippi | 1 | $ 425,000 | $ 425,000 | $ 417,000 |
| Panola County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Tishomingo County Mississippi | 1 | $ 680,000 | $ 680,000 | $ 647,000 |
| Avery County North Carolina | 1 | $ 640,000 | $ 640,000 | $ 486,000 |
| Camden County North Carolina | 1 | $ 367,000 | $ 367,000 | $ 477,000 |
| Carteret County North Carolina | 1 | $ 443,000 | $ 443,000 | $ 247,000 |
| Davidson County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 645,000 |
| Henderson County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Hyde County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 253,000 |
| Jackson County North Carolina | 1 | $ 447,000 | $ 447,000 | $ 435,000 |
| New Hanover County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 374,000 |
| Orange County North Carolina | 1 | $ 619,000 | $ 619,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 750,000 | $ 750,000 | $ 475,000 |
| Beaufort County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 497,000 |
| Berkeley County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 199,000 |
| Georgetown County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 410,000 |
| Greenville County South Carolina | 1 | $ 19,000 | $ 19,000 | $ 25,000 |
| Chester County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 180,000 |
| Crockett County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Dickson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Hancock County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 39,000 |
| Lawrence County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Meigs County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 130,000 |
| Scott County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Trousdale County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 19,000 |
| Union County Tennessee | 1 | $ 327,000 | $ 327,000 | $ 247,000 |
| Warren County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 56,000 |
| White County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Bedford County Virginia | 1 | $ 532,000 | $ 532,000 | $ 1,285,000 |
| Goochland County Virginia | 1 | $ 468,000 | $ 468,000 | $ 170,000 |
| Prince William County Virginia | 1 | $ 315,000 | $ 315,000 | $ 183,000 |
| Scott County Virginia | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Kanawha County West Virginia | 1 | $ 810,000 | $ 810,000 | $ 360,000 |
| Sawyer County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 362,000 |
| Teton County Wyoming | 1 | $ 326,000 | $ 326,000 | $ 50,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,102 | $400,487,000 | $363,000 | $6,000,000 | $244,000 | $9,600,000 |
| Refinancing | 482 | $95,228,000 | $197,000 | $2,739,000 | $124,000 | $1,271,000 |
| Home Improvement | 160 | $16,513,000 | $103,000 | $800,000 | $88,000 | $763,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 838 | $205,803,000 | $245,000 | $2,200,000 | $177,000 | $9,600,000 |
| Not Provided | 801 | $279,776,000 | $349,000 | $6,000,000 | $222,000 | $6,636,000 |
| Black or African American | 46 | $7,821,000 | $170,000 | $858,000 | $100,000 | $639,000 |
| Asian | 35 | $12,119,000 | $346,000 | $935,000 | $203,000 | $690,000 |
| Hispanic | 19 | $5,292,000 | $278,000 | $2,100,000 | $248,000 | $1,970,000 |
| Not applicable | 3 | $1,195,000 | $398,000 | $619,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $222,000 | $111,000 | $114,000 | $45,000 | $62,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,744 | $512,228,000 | $293,000 | $6,000,000 | $196,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,096 | $356,770,000 | $325,000 | $6,000,000 | $212,000 | $6,358,000 |
| Application Denied By Financial Institution | 384 | $67,611,000 | $176,000 | $3,356,000 | $117,000 | $6,636,000 |
| Application Withdrawn By Applicant | 260 | $87,291,000 | $335,000 | $3,000,000 | $248,000 | $9,600,000 |
| Application Approved But Not Accepted | 4 | $556,000 | $139,000 | $291,000 | $94,000 | $142,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 110 | $23,477,000 | $213,000 | $3,356,000 | $143,000 | $6,636,000 |
| Credit History | 102 | $15,483,000 | $151,000 | $2,200,000 | $122,000 | $5,552,000 |
| Debt-To-Income Ratio | 90 | $14,369,000 | $159,000 | $781,000 | $59,000 | $735,000 |
| Collateral | 69 | $11,816,000 | $171,000 | $1,500,000 | $137,000 | $1,500,000 |
| Employment History | 9 | $1,413,000 | $157,000 | $530,000 | $159,000 | $800,000 |
| Unverifiable Information | 3 | $903,000 | $301,000 | $750,000 | $172,000 | $265,000 |
| Credit Application Incomplete | 1 | $150,000 | $150,000 | $150,000 | $117,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.