First Horizon Bank Mortgage Lending & HMDA Data, 2019

In 2019, First Horizon Bank of Memphis, TN reported 8,205 mortgage applications totaling $2.1 billion, down 12% from 2018. The average application was for $254,000, and applicants reported an average income of $178,636. 63% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,918), Memphis, TN-MS-AR (933) and Knoxville, TN (857) (applications in parentheses).

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,205
Total Mortgage Loan Application Amount $2,084,075,000
Average Mortgage Loan Application Amount $254,000
Highest Mortgage Loan Application Amount $18,005,000
Average Applicant Income $178,636
Highest Applicant Income $7,694,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Horizon Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 765 $ 145,795,000 $ 190,581 $ 159,000
Davidson, Tennessee 690 $ 226,770,000 $ 328,652 $ 228,000
Knox, Tennessee 595 $ 151,745,000 $ 255,033 $ 190,000
Williamson, Tennessee 485 $ 176,065,000 $ 363,020 $ 238,000
Hamilton, Tennessee 425 $ 91,855,000 $ 216,129 $ 178,000
Rutherford, Tennessee 247 $ 39,245,000 $ 158,886 $ 116,000
Monroe, Florida 232 $ 106,560,000 $ 459,310 $ 293,000
Washington, Tennessee 227 $ 38,805,000 $ 170,947 $ 130,000
Sumner, Tennessee 192 $ 34,230,000 $ 178,281 $ 164,000
Blount, Tennessee 185 $ 31,045,000 $ 167,810 $ 124,000
Sullivan, Tennessee 170 $ 29,490,000 $ 173,470 $ 114,000
Miami-Dade, Florida 149 $ 66,145,000 $ 443,926 $ 248,000
Forsyth, North Carolina 141 $ 35,695,000 $ 253,156 $ 152,000
Mecklenburg, North Carolina 137 $ 67,125,000 $ 489,963 $ 325,000
Lee, Florida 132 $ 32,810,000 $ 248,560 $ 165,000
Greene, Tennessee 123 $ 11,635,000 $ 94,593 $ 74,000
Wake, North Carolina 116 $ 27,620,000 $ 238,103 $ 175,000
Wilson, Tennessee 114 $ 25,250,000 $ 221,491 $ 144,000
DeSoto, Mississippi 106 $ 11,850,000 $ 111,792 $ 87,000
Maury, Tennessee 92 $ 15,710,000 $ 170,760 $ 107,000
Gaston, North Carolina 90 $ 11,070,000 $ 123,000 $ 99,000
Putnam, Tennessee 81 $ 11,565,000 $ 142,777 $ 113,000
Sevier, Tennessee 79 $ 11,625,000 $ 147,151 $ 98,000
Randolph, North Carolina 78 $ 8,190,000 $ 105,000 $ 81,000
Bradley, Tennessee 72 $ 10,930,000 $ 151,805 $ 108,000
Catawba, North Carolina 71 $ 9,955,000 $ 140,211 $ 121,000
Caldwell, North Carolina 68 $ 7,200,000 $ 105,882 $ 79,000
Collier, Florida 65 $ 41,115,000 $ 632,538 $ 325,000
Iredell, North Carolina 62 $ 11,810,000 $ 190,483 $ 109,000
Hamblen, Tennessee 56 $ 9,180,000 $ 163,928 $ 171,000
Jefferson, Tennessee 56 $ 10,030,000 $ 179,107 $ 112,000
Rowan, North Carolina 53 $ 6,045,000 $ 114,056 $ 67,000
Montgomery, Tennessee 52 $ 5,940,000 $ 114,230 $ 91,000
Broward, Florida 51 $ 32,745,000 $ 642,058 $ 322,000
Sarasota, Florida 48 $ 9,670,000 $ 201,458 $ 117,000
Cumberland, North Carolina 47 $ 11,145,000 $ 237,127 $ 136,000
Alamance, North Carolina 43 $ 4,875,000 $ 113,372 $ 116,000
Madison, Tennessee 42 $ 12,560,000 $ 299,047 $ 211,000
Guilford, North Carolina 41 $ 9,875,000 $ 240,853 $ 257,000
Lawrence, Tennessee 40 $ 3,780,000 $ 94,500 $ 67,000
Catoosa, Georgia 39 $ 6,155,000 $ 157,820 $ 101,000
Buncombe, North Carolina 39 $ 12,705,000 $ 325,769 $ 215,000
McMinn, Tennessee 38 $ 4,640,000 $ 122,105 $ 83,000
Hawkins, Tennessee 37 $ 4,535,000 $ 122,567 $ 106,000
Loudon, Tennessee 37 $ 9,285,000 $ 250,945 $ 139,000
Spartanburg, South Carolina 34 $ 6,480,000 $ 190,588 $ 174,000
Surry, North Carolina 33 $ 3,145,000 $ 95,303 $ 67,000
Charleston, South Carolina 31 $ 12,955,000 $ 417,903 $ 265,000
Marshall, Tennessee 31 $ 3,645,000 $ 117,580 $ 72,000
Fayette, Tennessee 30 $ 4,600,000 $ 153,333 $ 89,000
Palm Beach, Florida 27 $ 48,015,000 $ 1,778,333 $ 604,000
Robertson, Tennessee 27 $ 4,615,000 $ 170,925 $ 112,000
Moore, North Carolina 25 $ 7,305,000 $ 292,200 $ 134,000
White, Tennessee 24 $ 2,020,000 $ 84,166 $ 47,000
Chatham, North Carolina 23 $ 5,195,000 $ 225,869 $ 183,000
Stokes, North Carolina 23 $ 2,095,000 $ 91,086 $ 55,000
Richland, South Carolina 23 $ 4,725,000 $ 205,434 $ 363,000
Cabarrus, North Carolina 22 $ 5,060,000 $ 230,000 $ 129,000
Lee, North Carolina 21 $ 1,705,000 $ 81,190 $ 83,000
Cheatham, Tennessee 21 $ 2,425,000 $ 115,476 $ 82,000
Union, North Carolina 20 $ 6,360,000 $ 318,000 $ 331,000
Roane, Tennessee 20 $ 1,790,000 $ 89,500 $ 107,000
Walton, Florida 19 $ 22,015,000 $ 1,158,684 $ 1,335,000
Walker, Georgia 19 $ 3,125,000 $ 164,473 $ 105,000
Yadkin, North Carolina 19 $ 1,465,000 $ 77,105 $ 90,000
Burke, North Carolina 18 $ 2,470,000 $ 137,222 $ 48,000
Watauga, North Carolina 18 $ 4,660,000 $ 258,888 $ 187,000
Cocke, Tennessee 18 $ 1,200,000 $ 66,666 $ 81,000
York, South Carolina 17 $ 3,185,000 $ 187,352 $ 97,000
Carter, Tennessee 17 $ 2,945,000 $ 173,235 $ 118,000
Dickson, Tennessee 17 $ 4,675,000 $ 275,000 $ 134,000
Macon, Tennessee 17 $ 1,965,000 $ 115,588 $ 108,000
Fulton, Georgia 16 $ 7,120,000 $ 445,000 $ 205,000
Wilkes, North Carolina 16 $ 1,250,000 $ 78,125 $ 67,000
Harris, Texas 16 $ 10,700,000 $ 668,750 $ 74,000
Tate, Mississippi 15 $ 1,355,000 $ 90,333 $ 132,000
Durham, North Carolina 15 $ 5,155,000 $ 343,666 $ 137,000
Orange, North Carolina 15 $ 3,915,000 $ 261,000 $ 161,000
Greenville, South Carolina 15 $ 4,835,000 $ 322,333 $ 177,000
St. Johns, Florida 14 $ 11,350,000 $ 810,714 $ 539,000
Richmond, North Carolina 14 $ 1,400,000 $ 100,000 $ 140,000
Unicoi, Tennessee 14 $ 910,000 $ 65,000 $ 40,000
Anderson, Tennessee 13 $ 1,285,000 $ 98,846 $ 105,000
Alexander, North Carolina 12 $ 5,170,000 $ 430,833 $ 95,000
Davidson, North Carolina 12 $ 1,760,000 $ 146,666 $ 82,000
Harnett, North Carolina 12 $ 1,610,000 $ 134,166 $ 73,000
Johnston, North Carolina 12 $ 2,190,000 $ 182,500 $ 74,000
Humphreys, Tennessee 12 $ 1,910,000 $ 159,166 $ 210,000
Los Angeles, California 11 $ 16,455,000 $ 1,495,909 $ 972,000
Davie, North Carolina 11 $ 2,625,000 $ 238,636 $ 232,000
Smith, Tennessee 11 $ 965,000 $ 87,727 $ 60,000
Hillsborough, Florida 10 $ 4,680,000 $ 468,000 $ 415,000
Whitfield, Georgia 10 $ 3,480,000 $ 348,000 $ 210,000
Cumberland, Tennessee 10 $ 2,510,000 $ 251,000 $ 150,000
Gibson, Tennessee 9 $ 1,835,000 $ 203,888 $ 285,000
Tipton, Tennessee 9 $ 735,000 $ 81,666 $ 70,000
Washington, Virginia 9 $ 5,175,000 $ 575,000 $ 353,000
Martin, Florida 8 $ 3,500,000 $ 437,500 $ 221,000
Gwinnett, Georgia 8 $ 1,440,000 $ 180,000 $ 325,000
Lincoln, North Carolina 8 $ 1,380,000 $ 172,500 $ 590,000
Pitt, North Carolina 8 $ 1,070,000 $ 133,750 $ 108,000
Horry, South Carolina 8 $ 2,100,000 $ 262,500 $ 224,000
Coffee, Tennessee 8 $ 1,140,000 $ 142,500 $ 94,000
Monroe, Tennessee 8 $ 1,090,000 $ 136,250 $ 100,000
Cobb, Georgia 7 $ 1,575,000 $ 225,000 $ 263,000
Lexington, South Carolina 7 $ 1,355,000 $ 193,571 $ 117,000
DeKalb, Tennessee 7 $ 535,000 $ 76,428 $ 61,000
Jackson, Tennessee 7 $ 915,000 $ 130,714 $ 184,000
Madison, Alabama 6 $ 1,230,000 $ 205,000 $ 97,000
Brunswick, North Carolina 6 $ 680,000 $ 113,333 $ 143,000
Rockingham, North Carolina 6 $ 720,000 $ 120,000 $ 57,000
Georgetown, South Carolina 6 $ 2,860,000 $ 476,666 $ 612,000
Franklin, Tennessee 6 $ 2,510,000 $ 418,333 $ 326,000
Hickman, Tennessee 6 $ 370,000 $ 61,666 $ 99,000
Bristol, Virginia 6 $ 1,270,000 $ 211,666 $ 117,000
Jefferson, Alabama 5 $ 1,545,000 $ 309,000 $ 184,000
Brevard, Florida 5 $ 835,000 $ 167,000 $ 91,000
Duval, Florida 5 $ 3,485,000 $ 697,000 $ 409,000
Polk, Florida 5 $ 805,000 $ 161,000 $ 220,000
Jefferson, Kentucky 5 $ 1,895,000 $ 379,000 $ 433,000
Marshall, Mississippi 5 $ 305,000 $ 61,000 $ 54,000
Granville, North Carolina 5 $ 805,000 $ 161,000 $ 121,000
Henderson, North Carolina 5 $ 1,795,000 $ 359,000 $ 147,000
Hoke, North Carolina 5 $ 885,000 $ 177,000 $ 75,000
Scotland, North Carolina 5 $ 545,000 $ 109,000 $ 142,000
Beaufort, South Carolina 5 $ 2,835,000 $ 567,000 $ 519,000
Kershaw, South Carolina 5 $ 395,000 $ 79,000 $ 91,000
Marion, Tennessee 5 $ 515,000 $ 103,000 $ 129,000
Overton, Tennessee 5 $ 745,000 $ 149,000 $ 121,000
Chesterfield, Virginia 5 $ 2,095,000 $ 419,000 $ 229,000
Fairfax, Virginia 5 $ 975,000 $ 195,000 $ 114,000
Richmond City, Virginia 5 $ 1,505,000 $ 301,000 $ 272,000
Baldwin, Alabama 4 $ 1,060,000 $ 265,000 $ 103,000
Cleburne, Arkansas 4 $ 740,000 $ 185,000 $ 234,000
Alachua, Florida 4 $ 1,990,000 $ 497,500 $ 200,000
Bay, Florida 4 $ 1,390,000 $ 347,500 $ 117,000
Manatee, Florida 4 $ 1,680,000 $ 420,000 $ 324,000
Orange, Florida 4 $ 1,080,000 $ 270,000 $ 117,000
Pinellas, Florida 4 $ 1,170,000 $ 292,500 $ 587,000
Volusia, Florida 4 $ 710,000 $ 177,500 $ 117,000
DeKalb, Georgia 4 $ 4,510,000 $ 1,127,500 $ 452,000
Panola, Mississippi 4 $ 200,000 $ 50,000 $ 80,000
Carteret, North Carolina 4 $ 1,790,000 $ 447,500 $ 502,000
Macon, North Carolina 4 $ 2,270,000 $ 567,500 $ 557,000
Madison, North Carolina 4 $ 650,000 $ 162,500 $ 82,000
Montgomery, North Carolina 4 $ 800,000 $ 200,000 $ 157,000
New Hanover, North Carolina 4 $ 6,000,000 $ 1,500,000 $ 322,000
Lancaster, South Carolina 4 $ 870,000 $ 217,500 $ 221,000
Grainger, Tennessee 4 $ 270,000 $ 67,500 $ 61,000
Johnson, Tennessee 4 $ 260,000 $ 65,000 $ 74,000
Rhea, Tennessee 4 $ 370,000 $ 92,500 $ 96,000
Union, Tennessee 4 $ 550,000 $ 137,500 $ 94,000
Van Buren, Tennessee 4 $ 600,000 $ 150,000 $ 174,000
Crittenden, Arkansas 3 $ 345,000 $ 115,000 $ 55,000
Pulaski, Arkansas 3 $ 275,000 $ 91,666 $ 92,000
Charlotte, Florida 3 $ 945,000 $ 315,000 $ 175,000
Cherokee, Georgia 3 $ 915,000 $ 305,000 $ 486,000
Fayette, Georgia 3 $ 1,825,000 $ 608,333 $ 312,000
Montgomery, Maryland 3 $ 1,065,000 $ 355,000 $ 225,000
Harrison, Mississippi 3 $ 785,000 $ 261,666 $ 100,000
Ashe, North Carolina 3 $ 425,000 $ 141,666 $ 239,000
Vance, North Carolina 3 $ 2,855,000 $ 951,666 $ 712,000
Berkeley, South Carolina 3 $ 2,155,000 $ 718,333 $ 490,000
Bledsoe, Tennessee 3 $ 255,000 $ 85,000 $ 201,000
Cannon, Tennessee 3 $ 455,000 $ 151,666 $ 58,000
Hardeman, Tennessee 3 $ 185,000 $ 61,666 $ 48,000
Hardin, Tennessee 3 $ 885,000 $ 295,000 $ 143,000
Henderson, Tennessee 3 $ 465,000 $ 155,000 $ 111,000
Sequatchie, Tennessee 3 $ 225,000 $ 75,000 $ 49,000
Warren, Tennessee 3 $ 725,000 $ 241,666 $ 275,000
Dallas, Texas 3 $ 2,625,000 $ 875,000 $ 712,000
Utah, Utah 3 $ 2,135,000 $ 711,666 $ 287,000
Colbert, Alabama 2 $ 260,000 $ 130,000 $ 147,000
Jackson, Alabama 2 $ 130,000 $ 65,000 $ 147,000
Morgan, Alabama 2 $ 830,000 $ 415,000 $ 195,000
Washington, Arkansas 2 $ 510,000 $ 255,000 $ 313,000
Citrus, Florida 2 $ 570,000 $ 285,000 $ 301,000
Flagler, Florida 2 $ 860,000 $ 430,000 $ 186,000
Nassau, Florida 2 $ 1,150,000 $ 575,000 $ 453,000
Cook, Illinois 2 $ 500,000 $ 250,000 $ 1,366,000
Fayette, Kentucky 2 $ 1,310,000 $ 655,000 $ 350,000
Hampden, Massachusetts 2 $ 440,000 $ 220,000 $ 106,000
Clay, Mississippi 2 $ 300,000 $ 150,000 $ 77,000
Madison, Mississippi 2 $ 1,060,000 $ 530,000 $ 309,000
Miller, Missouri 2 $ 290,000 $ 145,000 $ 98,000
Gallatin, Montana 2 $ 890,000 $ 445,000 $ 586,000
Clark, Nevada 2 $ 680,000 $ 340,000 $ 220,000
Kings, New York 2 $ 5,590,000 $ 2,795,000 $ 452,000
New York, New York 2 $ 2,010,000 $ 1,005,000 $ 1,804,000
Avery, North Carolina 2 $ 1,580,000 $ 790,000 $ 655,000
Cherokee, North Carolina 2 $ 210,000 $ 105,000 $ 71,000
Cleveland, North Carolina 2 $ 170,000 $ 85,000 $ 30,000
Franklin, North Carolina 2 $ 320,000 $ 160,000 $ 91,000
Haywood, North Carolina 2 $ 490,000 $ 245,000 $ 474,000
Jackson, North Carolina 2 $ 550,000 $ 275,000 $ 77,000
Person, North Carolina 2 $ 370,000 $ 185,000 $ 194,000
Robeson, North Carolina 2 $ 400,000 $ 200,000 $ 0
Yancey, North Carolina 2 $ 190,000 $ 95,000 $ 94,000
Oconee, South Carolina 2 $ 880,000 $ 440,000 $ 249,000
Bedford, Tennessee 2 $ 140,000 $ 70,000 $ 59,000
Campbell, Tennessee 2 $ 820,000 $ 410,000 $ 382,000
Chester, Tennessee 2 $ 3,710,000 $ 1,855,000 $ 207,000
Clay, Tennessee 2 $ 560,000 $ 280,000 $ 175,000
Crockett, Tennessee 2 $ 610,000 $ 305,000 $ 137,000
Decatur, Tennessee 2 $ 150,000 $ 75,000 $ 57,000
Giles, Tennessee 2 $ 160,000 $ 80,000 $ 117,000
Hancock, Tennessee 2 $ 50,000 $ 25,000 $ 72,000
Henry, Tennessee 2 $ 390,000 $ 195,000 $ 60,000
Lincoln, Tennessee 2 $ 430,000 $ 215,000 $ 89,000
Meigs, Tennessee 2 $ 60,000 $ 30,000 $ 63,000
Polk, Tennessee 2 $ 150,000 $ 75,000 $ 99,000
Trousdale, Tennessee 2 $ 80,000 $ 40,000 $ 82,000
Denton, Texas 2 $ 960,000 $ 480,000 $ 523,000
Carroll, Virginia 2 $ 320,000 $ 160,000 $ 74,000
Grayson, Virginia 2 $ 1,060,000 $ 530,000 $ 119,000
Hanover, Virginia 2 $ 960,000 $ 480,000 $ 193,000
Henrico, Virginia 2 $ 650,000 $ 325,000 $ 157,000
James City, Virginia 2 $ 750,000 $ 375,000 $ 264,000
Russell, Virginia 2 $ 210,000 $ 105,000 $ 89,000
Wise, Virginia 2 $ 240,000 $ 120,000 $ 122,000
Wythe, Virginia 2 $ 1,660,000 $ 830,000 $ 386,000
Limestone, Alabama 1 $ 95,000 $ 95,000 $ 13,000
Marshall, Alabama 1 $ 265,000 $ 265,000 $ 213,000
Mobile, Alabama 1 $ 205,000 $ 205,000 $ 108,000
Maricopa, Arizona 1 $ 1,095,000 $ 1,095,000 $ 442,000
Cross, Arkansas 1 $ 145,000 $ 145,000 $ 75,000
Saline, Arkansas 1 $ 165,000 $ 165,000 $ 177,000
Van Buren, Arkansas 1 $ 175,000 $ 175,000 $ 90,000
Woodruff, Arkansas 1 $ 665,000 $ 665,000 $ 1,002,000
Alameda, California 1 $ 685,000 $ 685,000 $ 264,000
Orange, California 1 $ 405,000 $ 405,000 $ 291,000
Riverside, California 1 $ 925,000 $ 925,000 $ 798,000
Denver, Colorado 1 $ 375,000 $ 375,000 $ 490,000
Jefferson, Colorado 1 $ 545,000 $ 545,000 $ 166,000
La Plata, Colorado 1 $ 255,000 $ 255,000 $ 137,000
Summit, Colorado 1 $ 2,245,000 $ 2,245,000 $ 1,687,000
Hartford, Connecticut 1 $ 155,000 $ 155,000 $ 110,000
Hernando, Florida 1 $ 95,000 $ 95,000 $ 57,000
Highlands, Florida 1 $ 155,000 $ 155,000 $ 117,000
Indian River, Florida 1 $ 25,000 $ 25,000 $ 22,000
Lake, Florida 1 $ 415,000 $ 415,000 $ 334,000
Okaloosa, Florida 1 $ 345,000 $ 345,000 $ 100,000
Pasco, Florida 1 $ 55,000 $ 55,000 $ 36,000
Sumter, Florida 1 $ 225,000 $ 225,000 $ 27,000
Bartow, Georgia 1 $ 205,000 $ 205,000 $ 175,000
Bibb, Georgia 1 $ 245,000 $ 245,000 $ 148,000
Bryan, Georgia 1 $ 465,000 $ 465,000 $ 200,000
Chatham, Georgia 1 $ 695,000 $ 695,000 $ 400,000
Chattooga, Georgia 1 $ 55,000 $ 55,000 $ 61,000
Dade, Georgia 1 $ 45,000 $ 45,000 $ 66,000
Fannin, Georgia 1 $ 65,000 $ 65,000 $ 65,000
Forsyth, Georgia 1 $ 345,000 $ 345,000 $ 239,000
Gordon, Georgia 1 $ 1,045,000 $ 1,045,000 $ 924,000
Lumpkin, Georgia 1 $ 155,000 $ 155,000 $ 65,000
Polk, Georgia 1 $ 95,000 $ 95,000 $ 24,000
Richmond, Georgia 1 $ 675,000 $ 675,000 $ 350,000
Union, Georgia 1 $ 265,000 $ 265,000 $ 318,000
Maui, Hawaii 1 $ 535,000 $ 535,000 $ 1,090,000
Dubois, Indiana 1 $ 795,000 $ 795,000 $ 300,000
Hamilton, Indiana 1 $ 205,000 $ 205,000 $ 1,175,000
Allen, Kentucky 1 $ 95,000 $ 95,000 $ 48,000
Bourbon, Kentucky 1 $ 225,000 $ 225,000 $ 1,186,000
Calloway, Kentucky 1 $ 335,000 $ 335,000 $ 0
Madison, Kentucky 1 $ 25,000 $ 25,000 $ 105,000
Ohio, Kentucky 1 $ 165,000 $ 165,000 $ 50,000
Oldham, Kentucky 1 $ 415,000 $ 415,000 $ 151,000
Shelby, Kentucky 1 $ 35,000 $ 35,000 $ 362,000
Simpson, Kentucky 1 $ 115,000 $ 115,000 $ 31,000
Warren, Kentucky 1 $ 455,000 $ 455,000 $ 400,000
Orleans, Louisiana 1 $ 1,285,000 $ 1,285,000 $ 400,000
Prince George's, Maryland 1 $ 175,000 $ 175,000 $ 331,000
Nantucket, Massachusetts 1 $ 785,000 $ 785,000 $ 0
Charlevoix, Michigan 1 $ 1,565,000 $ 1,565,000 $ 360,000
Dakota, Minnesota 1 $ 1,235,000 $ 1,235,000 $ 568,000
Hennepin, Minnesota 1 $ 905,000 $ 905,000 $ 1,934,000
Adams, Mississippi 1 $ 65,000 $ 65,000 $ 78,000
Hinds, Mississippi 1 $ 245,000 $ 245,000 $ 50,000
Lafayette, Mississippi 1 $ 445,000 $ 445,000 $ 0
Oktibbeha, Mississippi 1 $ 65,000 $ 65,000 $ 176,000
Stone, Mississippi 1 $ 55,000 $ 55,000 $ 58,000
Tishomingo, Mississippi 1 $ 75,000 $ 75,000 $ 52,000
Union, Mississippi 1 $ 35,000 $ 35,000 $ 54,000
Cass, Missouri 1 $ 275,000 $ 275,000 $ 104,000
Clay, Missouri 1 $ 195,000 $ 195,000 $ 69,000
Jackson, Missouri 1 $ 85,000 $ 85,000 $ 92,000
St. Charles, Missouri 1 $ 45,000 $ 45,000 $ 137,000
St. Louis, Missouri 1 $ 105,000 $ 105,000 $ 32,000
Flathead, Montana 1 $ 415,000 $ 415,000 $ 326,000
Erie, New York 1 $ 575,000 $ 575,000 $ 228,000
Nassau, New York 1 $ 215,000 $ 215,000 $ 156,000
Niagara, New York 1 $ 275,000 $ 275,000 $ 628,000
Suffolk, New York 1 $ 555,000 $ 555,000 $ 245,000
Alleghany, North Carolina 1 $ 145,000 $ 145,000 $ 39,000
Bladen, North Carolina 1 $ 235,000 $ 235,000 $ 61,000
Caswell, North Carolina 1 $ 85,000 $ 85,000 $ 139,000
Columbus, North Carolina 1 $ 135,000 $ 135,000 $ 344,000
Dare, North Carolina 1 $ 175,000 $ 175,000 $ 114,000
Mitchell, North Carolina 1 $ 65,000 $ 65,000 $ 91,000
Onslow, North Carolina 1 $ 95,000 $ 95,000 $ 39,000
Polk, North Carolina 1 $ 1,345,000 $ 1,345,000 $ 507,000
Rutherford, North Carolina 1 $ 55,000 $ 55,000 $ 154,000
Stanly, North Carolina 1 $ 115,000 $ 115,000 $ 47,000
Swain, North Carolina 1 $ 215,000 $ 215,000 $ 120,000
Transylvania, North Carolina 1 $ 125,000 $ 125,000 $ 71,000
Wilson, North Carolina 1 $ 55,000 $ 55,000 $ 90,000
Hamilton, Ohio 1 $ 625,000 $ 625,000 $ 195,000
Warren, Ohio 1 $ 275,000 $ 275,000 $ 215,000
Anderson, South Carolina 1 $ 125,000 $ 125,000 $ 29,000
Cherokee, South Carolina 1 $ 265,000 $ 265,000 $ 196,000
Dorchester, South Carolina 1 $ 285,000 $ 285,000 $ 123,000
Fairfield, South Carolina 1 $ 65,000 $ 65,000 $ 128,000
Laurens, South Carolina 1 $ 105,000 $ 105,000 $ 88,000
Sumter, South Carolina 1 $ 515,000 $ 515,000 $ 2,301,000
Union, South Carolina 1 $ 125,000 $ 125,000 $ 101,000
Benton, Tennessee 1 $ 95,000 $ 95,000 $ 68,000
Claiborne, Tennessee 1 $ 35,000 $ 35,000 $ 46,000
Fentress, Tennessee 1 $ 75,000 $ 75,000 $ 36,000
Grundy, Tennessee 1 $ 155,000 $ 155,000 $ 158,000
Haywood, Tennessee 1 $ 225,000 $ 225,000 $ 123,000
Moore, Tennessee 1 $ 115,000 $ 115,000 $ 88,000
Morgan, Tennessee 1 $ 35,000 $ 35,000 $ 96,000
Scott, Tennessee 1 $ 255,000 $ 255,000 $ 79,000
Weakley, Tennessee 1 $ 155,000 $ 155,000 $ 37,000
Collin, Texas 1 $ 165,000 $ 165,000 $ 143,000
Hays, Texas 1 $ 105,000 $ 105,000 $ 263,000
Williamson, Texas 1 $ 225,000 $ 225,000 $ 0
Albemarle, Virginia 1 $ 545,000 $ 545,000 $ 215,000
Alexandria, Virginia 1 $ 155,000 $ 155,000 $ 129,000
Bedford, Virginia 1 $ 485,000 $ 485,000 $ 312,000
Charlottesville, Virginia 1 $ 165,000 $ 165,000 $ 378,000
Franklin, Virginia 1 $ 805,000 $ 805,000 $ 662,000
Goochland, Virginia 1 $ 455,000 $ 455,000 $ 147,000
Greene, Virginia 1 $ 425,000 $ 425,000 $ 42,000
Hampton, Virginia 1 $ 95,000 $ 95,000 $ 33,000
Henry, Virginia 1 $ 115,000 $ 115,000 $ 78,000
Loudoun, Virginia 1 $ 155,000 $ 155,000 $ 38,000
Nelson, Virginia 1 $ 185,000 $ 185,000 $ 398,000
Prince William, Virginia 1 $ 55,000 $ 55,000 $ 34,000
Roanoke, Virginia 1 $ 55,000 $ 55,000 $ 152,000
Scott, Virginia 1 $ 215,000 $ 215,000 $ 56,000
Milwaukee, Wisconsin 1 $ 995,000 $ 995,000 $ 434,000

Mortgage Loan Application Detail Totals for First Horizon Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,772 $1,133,000,000 $408,000 $11,555,000 $230,000 $6,915,000
Cash-out Refinancing 1,797 $392,005,000 $218,000 $18,005,000 $156,000 $4,200,000
Home Improvement 1,512 $127,970,000 $84,000 $1,665,000 $120,000 $2,784,000
Other Purpose 1,320 $159,480,000 $120,000 $1,755,000 $146,000 $7,694,000
Refinancing 804 $271,620,000 $337,000 $10,205,000 $216,000 $4,803,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,423 $1,566,765,000 $243,000 $10,205,000 $175,000 $6,915,000
Not Provided 636 $218,960,000 $344,000 $3,185,000 $293,000 $7,694,000
Black or African American 467 $79,965,000 $171,000 $18,005,000 $92,000 $2,138,000
Hispanic 228 $59,570,000 $261,000 $2,005,000 $177,000 $2,676,000
Asian 202 $59,110,000 $292,000 $2,005,000 $190,000 $1,338,000
Not applicable 154 $72,210,000 $468,000 $11,555,000 $63,000 $218,000
American Indian or Alaskan Native 50 $7,870,000 $157,000 $975,000 $82,000 $382,000
Native Hawaiian or Other Pacific Islander 1 $35,000 $35,000 $35,000 $41,000 $41,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,092 $2,060,360,000 $254,000 $18,005,000 $180,000 $7,694,000
VA-guaranteed (Veterans Administration) 75 $17,875,000 $238,000 $605,000 $80,000 $236,000
FHA-insured (Federal Housing Administration) 19 $3,265,000 $171,000 $335,000 $54,000 $89,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,575,000 $135,000 $255,000 $55,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,153 $1,498,485,000 $290,000 $11,555,000 $209,000 $7,694,000
Application Denied By Financial Institution 1,762 $229,390,000 $130,000 $18,005,000 $86,000 $4,200,000
Application Withdrawn By Applicant 912 $245,180,000 $268,000 $2,725,000 $185,000 $6,915,000
File Closed For Incompleteness 183 $64,765,000 $353,000 $2,885,000 $217,000 $4,803,000
Loan Purchased By The Institution 109 $18,905,000 $173,000 $475,000 $63,000 $218,000
Application Approved But Not Accepted 86 $27,350,000 $318,000 $2,265,000 $229,000 $1,966,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,443 $1,854,685,000 $287,000 $11,555,000 $204,000 $7,694,000
Credit History 654 $47,110,000 $72,000 $805,000 $80,000 $1,809,000
Debt-To-Income Ratio 641 $118,885,000 $185,000 $18,005,000 $62,000 $2,138,000
Other 247 $32,685,000 $132,000 $1,305,000 $143,000 $4,200,000
Collateral 172 $22,200,000 $129,000 $1,535,000 $114,000 $940,000
Employment History 15 $2,075,000 $138,000 $435,000 $72,000 $300,000
Credit Application Incomplete 13 $1,425,000 $109,000 $305,000 $99,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,125,000 $284,000 $655,000 $114,000 $289,000
Unverifiable Information 9 $1,885,000 $209,000 $655,000 $104,000 $440,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List