First Horizon Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5Th Floor Memphis, TN 38101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,812 |
| Total Mortgage Loan Application Amount | $2,610,730,000 |
| Average Mortgage Loan Application Amount | $229,166 |
| Highest Mortgage Loan Application Amount | $38,685,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $8,830,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 767 | $ 273,935,000 | $ 357,000 | $ 231,000 |
| Shelby County Tennessee | 703 | $ 150,035,000 | $ 213,000 | $ 188,000 |
| Knox County Tennessee | 671 | $ 183,185,000 | $ 273,000 | $ 208,000 |
| Williamson County Tennessee | 521 | $ 227,355,000 | $ 436,000 | $ 264,000 |
| Hamilton County Tennessee | 431 | $ 112,015,000 | $ 259,000 | $ 221,000 |
| Monroe County Florida | 272 | $ 122,280,000 | $ 449,000 | $ 285,000 |
| Washington County Tennessee | 220 | $ 49,840,000 | $ 226,000 | $ 143,000 |
| Mecklenburg County North Carolina | 205 | $ 73,675,000 | $ 359,000 | $ 270,000 |
| Rutherford County Tennessee | 204 | $ 39,670,000 | $ 194,000 | $ 135,000 |
| Sumner County Tennessee | 199 | $ 44,495,000 | $ 223,000 | $ 156,000 |
| Miami-Dade County Florida | 183 | $ 123,155,000 | $ 672,000 | $ 272,000 |
| Wake County North Carolina | 183 | $ 46,435,000 | $ 253,000 | $ 128,000 |
| Blount County Tennessee | 161 | $ 29,285,000 | $ 181,000 | $ 110,000 |
| Sullivan County Tennessee | 150 | $ 28,760,000 | $ 191,000 | $ 139,000 |
| Forsyth County North Carolina | 136 | $ 36,690,000 | $ 269,000 | $ 218,000 |
| Wilson County Tennessee | 120 | $ 26,500,000 | $ 220,000 | $ 114,000 |
| Lee County Florida | 118 | $ 32,800,000 | $ 277,000 | $ 188,000 |
| Broward County Florida | 113 | $ 58,945,000 | $ 521,000 | $ 343,000 |
| Collier County Florida | 98 | $ 53,780,000 | $ 548,000 | $ 293,000 |
| Randolph County North Carolina | 98 | $ 12,510,000 | $ 127,000 | $ 78,000 |
| DeSoto County Mississippi | 90 | $ 9,670,000 | $ 107,000 | $ 86,000 |
| Rowan County North Carolina | 89 | $ 12,905,000 | $ 145,000 | $ 67,000 |
| Iredell County North Carolina | 86 | $ 21,240,000 | $ 246,000 | $ 170,000 |
| Gaston County North Carolina | 85 | $ 11,895,000 | $ 139,000 | $ 77,000 |
| Putnam County Tennessee | 81 | $ 13,745,000 | $ 169,000 | $ 145,000 |
| Sevier County Tennessee | 76 | $ 17,570,000 | $ 231,000 | $ 133,000 |
| Greene County Tennessee | 73 | $ 9,805,000 | $ 134,000 | $ 93,000 |
| Buncombe County North Carolina | 61 | $ 20,055,000 | $ 328,000 | $ 227,000 |
| Catawba County North Carolina | 61 | $ 23,735,000 | $ 389,000 | $ 109,000 |
| Bradley County Tennessee | 61 | $ 11,525,000 | $ 188,000 | $ 108,000 |
| Maury County Tennessee | 61 | $ 11,685,000 | $ 191,000 | $ 128,000 |
| Harris County Texas | 61 | $ 11,405,000 | $ 186,000 | $ 70,000 |
| Caldwell County North Carolina | 59 | $ 6,195,000 | $ 105,000 | $ 56,000 |
| Durham County North Carolina | 58 | $ 11,070,000 | $ 190,000 | $ 117,000 |
| Palm Beach County Florida | 57 | $ 26,325,000 | $ 461,000 | $ 169,000 |
| Cumberland County North Carolina | 55 | $ 13,485,000 | $ 245,000 | $ 142,000 |
| Sarasota County Florida | 47 | $ 11,185,000 | $ 237,000 | $ 104,000 |
| Guilford County North Carolina | 47 | $ 9,335,000 | $ 198,000 | $ 129,000 |
| Jefferson County Tennessee | 45 | $ 6,695,000 | $ 148,000 | $ 76,000 |
| Loudon County Tennessee | 45 | $ 9,215,000 | $ 204,000 | $ 163,000 |
| Alamance County North Carolina | 44 | $ 5,230,000 | $ 118,000 | $ 75,000 |
| Chatham County North Carolina | 40 | $ 7,620,000 | $ 190,000 | $ 172,000 |
| Montgomery County Tennessee | 39 | $ 5,985,000 | $ 153,000 | $ 87,000 |
| Spartanburg County South Carolina | 38 | $ 8,270,000 | $ 217,000 | $ 112,000 |
| Hamblen County Tennessee | 38 | $ 4,450,000 | $ 117,000 | $ 115,000 |
| Charleston County South Carolina | 37 | $ 23,565,000 | $ 636,000 | $ 613,000 |
| Watauga County North Carolina | 36 | $ 10,690,000 | $ 296,000 | $ 261,000 |
| Madison County Tennessee | 36 | $ 8,820,000 | $ 245,000 | $ 269,000 |
| Cabarrus County North Carolina | 35 | $ 9,915,000 | $ 283,000 | $ 105,000 |
| Surry County North Carolina | 35 | $ 5,595,000 | $ 159,000 | $ 106,000 |
| Catoosa County Georgia | 34 | $ 5,600,000 | $ 164,000 | $ 123,000 |
| Lawrence County Tennessee | 34 | $ 3,910,000 | $ 115,000 | $ 72,000 |
| Union County North Carolina | 33 | $ 8,375,000 | $ 253,000 | $ 246,000 |
| Stokes County North Carolina | 32 | $ 2,550,000 | $ 79,000 | $ 45,000 |
| Fulton County Georgia | 30 | $ 13,100,000 | $ 436,000 | $ 202,000 |
| Greenville County South Carolina | 29 | $ 8,645,000 | $ 298,000 | $ 149,000 |
| DeKalb County Georgia | 28 | $ 38,200,000 | $ 1,364,000 | $ 126,000 |
| Lee County North Carolina | 26 | $ 2,130,000 | $ 81,000 | $ 62,000 |
| Fayette County Tennessee | 26 | $ 3,980,000 | $ 153,000 | $ 111,000 |
| Roane County Tennessee | 26 | $ 6,360,000 | $ 244,000 | $ 101,000 |
| Carter County Tennessee | 25 | $ 4,005,000 | $ 160,000 | $ 124,000 |
| Gwinnett County Georgia | 24 | $ 5,680,000 | $ 236,000 | $ 76,000 |
| Yadkin County North Carolina | 24 | $ 2,550,000 | $ 106,000 | $ 73,000 |
| Orange County North Carolina | 22 | $ 6,440,000 | $ 292,000 | $ 166,000 |
| Johnston County North Carolina | 21 | $ 3,675,000 | $ 175,000 | $ 70,000 |
| Richland County South Carolina | 21 | $ 3,085,000 | $ 146,000 | $ 92,000 |
| Moore County North Carolina | 20 | $ 3,310,000 | $ 165,000 | $ 95,000 |
| McMinn County Tennessee | 20 | $ 3,820,000 | $ 191,000 | $ 95,000 |
| Orange County Florida | 18 | $ 6,060,000 | $ 336,000 | $ 144,000 |
| Walton County Florida | 18 | $ 23,350,000 | $ 1,297,000 | $ 1,476,000 |
| Burke County North Carolina | 18 | $ 2,350,000 | $ 130,000 | $ 98,000 |
| Davidson County North Carolina | 18 | $ 2,990,000 | $ 166,000 | $ 97,000 |
| Lexington County South Carolina | 18 | $ 4,220,000 | $ 234,000 | $ 200,000 |
| Cheatham County Tennessee | 18 | $ 2,630,000 | $ 146,000 | $ 85,000 |
| Hillsborough County Florida | 17 | $ 11,605,000 | $ 682,000 | $ 566,000 |
| Cobb County Georgia | 17 | $ 42,155,000 | $ 2,479,000 | $ 102,000 |
| Walker County Georgia | 16 | $ 1,290,000 | $ 80,000 | $ 82,000 |
| Davie County North Carolina | 16 | $ 2,480,000 | $ 155,000 | $ 111,000 |
| Tipton County Tennessee | 16 | $ 1,440,000 | $ 90,000 | $ 90,000 |
| White County Tennessee | 16 | $ 1,300,000 | $ 81,000 | $ 82,000 |
| Richmond County North Carolina | 15 | $ 1,245,000 | $ 83,000 | $ 49,000 |
| Cumberland County Tennessee | 15 | $ 4,495,000 | $ 299,000 | $ 204,000 |
| Robertson County Tennessee | 15 | $ 2,545,000 | $ 169,000 | $ 97,000 |
| Anderson County Tennessee | 14 | $ 3,370,000 | $ 240,000 | $ 77,000 |
| Hawkins County Tennessee | 14 | $ 1,900,000 | $ 135,000 | $ 118,000 |
| Charlotte County Florida | 13 | $ 3,715,000 | $ 285,000 | $ 125,000 |
| Alexander County North Carolina | 13 | $ 2,105,000 | $ 161,000 | $ 81,000 |
| York County South Carolina | 13 | $ 2,615,000 | $ 201,000 | $ 98,000 |
| Marshall County Tennessee | 13 | $ 1,975,000 | $ 151,000 | $ 97,000 |
| Jefferson County Alabama | 12 | $ 2,400,000 | $ 200,000 | $ 83,000 |
| Los Angeles County California | 12 | $ 22,520,000 | $ 1,876,000 | $ 909,000 |
| Martin County Florida | 12 | $ 4,300,000 | $ 358,000 | $ 222,000 |
| Franklin County North Carolina | 12 | $ 2,270,000 | $ 189,000 | $ 58,000 |
| Cocke County Tennessee | 12 | $ 750,000 | $ 62,000 | $ 37,000 |
| Unicoi County Tennessee | 12 | $ 1,800,000 | $ 150,000 | $ 64,000 |
| Washington County Virginia | 12 | $ 4,840,000 | $ 403,000 | $ 343,000 |
| St. Johns County Florida | 11 | $ 5,695,000 | $ 517,000 | $ 306,000 |
| Brunswick County North Carolina | 11 | $ 3,535,000 | $ 321,000 | $ 522,000 |
| Harnett County North Carolina | 11 | $ 2,765,000 | $ 251,000 | $ 117,000 |
| Wilkes County North Carolina | 11 | $ 1,745,000 | $ 158,000 | $ 94,000 |
| Bedford County Tennessee | 10 | $ 1,210,000 | $ 121,000 | $ 70,000 |
| Macon County Tennessee | 10 | $ 970,000 | $ 97,000 | $ 76,000 |
| Dade County Georgia | 9 | $ 2,235,000 | $ 248,000 | $ 124,000 |
| Orleans County Louisiana | 9 | $ 1,155,000 | $ 128,000 | $ 35,000 |
| Horry County South Carolina | 9 | $ 2,205,000 | $ 245,000 | $ 312,000 |
| New Hanover County North Carolina | 8 | $ 1,900,000 | $ 237,000 | $ 245,000 |
| Dickson County Tennessee | 8 | $ 1,300,000 | $ 162,000 | $ 69,000 |
| Grainger County Tennessee | 8 | $ 820,000 | $ 102,000 | $ 58,000 |
| Monroe County Tennessee | 8 | $ 2,280,000 | $ 285,000 | $ 165,000 |
| Smith County Tennessee | 8 | $ 710,000 | $ 88,000 | $ 43,000 |
| Baldwin County Alabama | 7 | $ 1,645,000 | $ 235,000 | $ 248,000 |
| Madison County Alabama | 7 | $ 1,465,000 | $ 209,000 | $ 145,000 |
| Pinellas County Florida | 7 | $ 5,075,000 | $ 725,000 | $ 374,000 |
| Seminole County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 51,000 |
| Whitfield County Georgia | 7 | $ 2,465,000 | $ 352,000 | $ 240,000 |
| Marshall County Mississippi | 7 | $ 485,000 | $ 69,000 | $ 60,000 |
| Avery County North Carolina | 7 | $ 4,865,000 | $ 695,000 | $ 482,000 |
| Haywood County North Carolina | 7 | $ 1,135,000 | $ 162,000 | $ 231,000 |
| DeKalb County Tennessee | 7 | $ 1,265,000 | $ 180,000 | $ 107,000 |
| Franklin County Virginia | 7 | $ 1,915,000 | $ 273,000 | $ 153,000 |
| Henry County Virginia | 7 | $ 515,000 | $ 73,000 | $ 48,000 |
| Cleburne County Arkansas | 6 | $ 1,370,000 | $ 228,000 | $ 328,000 |
| Duval County Florida | 6 | $ 2,230,000 | $ 371,000 | $ 162,000 |
| Cherokee County Georgia | 6 | $ 2,840,000 | $ 473,000 | $ 156,000 |
| Lincoln County North Carolina | 6 | $ 1,250,000 | $ 208,000 | $ 86,000 |
| Coffee County Tennessee | 6 | $ 1,310,000 | $ 218,000 | $ 92,000 |
| Franklin County Tennessee | 6 | $ 3,180,000 | $ 530,000 | $ 584,000 |
| Marion County Tennessee | 6 | $ 2,730,000 | $ 455,000 | $ 276,000 |
| Polk County Tennessee | 6 | $ 520,000 | $ 86,000 | $ 55,000 |
| Pulaski County Arkansas | 5 | $ 625,000 | $ 125,000 | $ 42,000 |
| Brevard County Florida | 5 | $ 5,975,000 | $ 1,195,000 | $ 266,000 |
| Manatee County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 149,000 |
| Volusia County Florida | 5 | $ 1,505,000 | $ 301,000 | $ 242,000 |
| Forsyth County Georgia | 5 | $ 1,745,000 | $ 349,000 | $ 157,000 |
| St. Tammany County Louisiana | 5 | $ 515,000 | $ 103,000 | $ 27,000 |
| Tate County Mississippi | 5 | $ 735,000 | $ 147,000 | $ 91,000 |
| Henderson County North Carolina | 5 | $ 2,075,000 | $ 415,000 | $ 505,000 |
| Hoke County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 55,000 |
| Pitt County North Carolina | 5 | $ 1,195,000 | $ 239,000 | $ 89,000 |
| Meigs County Tennessee | 5 | $ 715,000 | $ 143,000 | $ 78,000 |
| Indian River County Florida | 4 | $ 790,000 | $ 197,000 | $ 142,000 |
| Marion County Florida | 4 | $ 460,000 | $ 115,000 | $ 31,000 |
| Pasco County Florida | 4 | $ 700,000 | $ 175,000 | $ 86,000 |
| St. Lucie County Florida | 4 | $ 610,000 | $ 152,000 | $ 96,000 |
| Chatham County Georgia | 4 | $ 2,610,000 | $ 652,000 | $ 427,000 |
| Wayne County Georgia | 4 | $ 370,000 | $ 92,000 | $ 41,000 |
| Hinds County Mississippi | 4 | $ 3,430,000 | $ 857,000 | $ 443,000 |
| Cleveland County North Carolina | 4 | $ 430,000 | $ 107,000 | $ 42,000 |
| Granville County North Carolina | 4 | $ 840,000 | $ 210,000 | $ 62,000 |
| Stanly County North Carolina | 4 | $ 660,000 | $ 165,000 | $ 200,000 |
| Beaufort County South Carolina | 4 | $ 5,510,000 | $ 1,377,000 | $ 479,000 |
| Dorchester County South Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 175,000 |
| Giles County Tennessee | 4 | $ 3,740,000 | $ 935,000 | $ 305,000 |
| Hardin County Tennessee | 4 | $ 1,540,000 | $ 385,000 | $ 308,000 |
| Johnson County Tennessee | 4 | $ 380,000 | $ 95,000 | $ 93,000 |
| Union County Tennessee | 4 | $ 400,000 | $ 100,000 | $ 178,000 |
| Fort Bend County Texas | 4 | $ 720,000 | $ 180,000 | $ 46,000 |
| Accomack County Virginia | 4 | $ 520,000 | $ 130,000 | $ 81,000 |
| Fairfax County Virginia | 4 | $ 1,320,000 | $ 330,000 | $ 141,000 |
| Halifax County Virginia | 4 | $ 290,000 | $ 72,000 | $ 62,000 |
| Henrico County Virginia | 4 | $ 1,170,000 | $ 292,000 | $ 176,000 |
| Northampton County Virginia | 4 | $ 500,000 | $ 125,000 | $ 153,000 |
| Patrick County Virginia | 4 | $ 130,000 | $ 32,000 | $ 60,000 |
| Shelby County Alabama | 3 | $ 285,000 | $ 95,000 | $ 28,000 |
| Bay County Florida | 3 | $ 955,000 | $ 318,000 | $ 233,000 |
| Flagler County Florida | 3 | $ 565,000 | $ 188,000 | $ 59,000 |
| Lumpkin County Georgia | 3 | $ 1,265,000 | $ 421,000 | $ 162,000 |
| Rockdale County Georgia | 3 | $ 345,000 | $ 115,000 | $ 108,000 |
| Lafayette County Louisiana | 3 | $ 385,000 | $ 128,000 | $ 45,000 |
| Lee County Mississippi | 3 | $ 155,000 | $ 51,000 | $ 52,000 |
| Madison County Mississippi | 3 | $ 1,625,000 | $ 541,000 | $ 230,000 |
| Laclede County Missouri | 3 | $ 655,000 | $ 218,000 | $ 64,000 |
| Ashe County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Madison County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 84,000 |
| Montgomery County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 129,000 |
| Person County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 49,000 |
| Vance County North Carolina | 3 | $ 2,495,000 | $ 831,000 | $ 855,000 |
| Bledsoe County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 95,000 |
| Gibson County Tennessee | 3 | $ 485,000 | $ 161,000 | $ 112,000 |
| Humphreys County Tennessee | 3 | $ 245,000 | $ 81,000 | $ 54,000 |
| McNairy County Tennessee | 3 | $ 215,000 | $ 71,000 | $ 70,000 |
| Rhea County Tennessee | 3 | $ 285,000 | $ 95,000 | $ 59,000 |
| Sequatchie County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 242,000 |
| Dallas County Texas | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| Bristol County Virginia | 3 | $ 275,000 | $ 91,000 | $ 24,000 |
| Carroll County Virginia | 3 | $ 305,000 | $ 101,000 | $ 160,000 |
| Cherokee County Alabama | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Benton County Arkansas | 2 | $ 950,000 | $ 475,000 | $ 315,000 |
| Crittenden County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| San Miguel County Colorado | 2 | $ 9,110,000 | $ 4,555,000 | $ 5,028,000 |
| Alachua County Florida | 2 | $ 480,000 | $ 240,000 | $ 209,000 |
| Citrus County Florida | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Hernando County Florida | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Osceola County Florida | 2 | $ 370,000 | $ 185,000 | $ 122,000 |
| Sumter County Florida | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Barrow County Georgia | 2 | $ 410,000 | $ 205,000 | $ 44,000 |
| Fannin County Georgia | 2 | $ 240,000 | $ 120,000 | $ 240,000 |
| Fayette County Georgia | 2 | $ 650,000 | $ 325,000 | $ 156,000 |
| Suffolk County Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 477,000 |
| Lafayette County Mississippi | 2 | $ 1,160,000 | $ 580,000 | $ 427,000 |
| Washington County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 44,000 |
| Jackson County Missouri | 2 | $ 30,000 | $ 15,000 | $ 63,000 |
| Essex County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 302,000 |
| Otsego County New York | 2 | $ 1,100,000 | $ 550,000 | $ 350,000 |
| Alleghany County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Carteret County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Caswell County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 151,000 |
| Macon County North Carolina | 2 | $ 1,510,000 | $ 755,000 | $ 4,235,000 |
| McDowell County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Nash County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Rockingham County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 113,000 |
| Transylvania County North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 232,000 |
| Yancey County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| Franklin County Ohio | 2 | $ 1,060,000 | $ 530,000 | $ 56,000 |
| Georgetown County South Carolina | 2 | $ 700,000 | $ 350,000 | $ 183,000 |
| Lancaster County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 152,000 |
| Newberry County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Hardeman County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 123,000 |
| Hickman County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 179,000 |
| Jackson County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Lincoln County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Moore County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 167,000 |
| Morgan County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 213,000 |
| Overton County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 41,000 |
| Pickett County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 756,000 |
| Van Buren County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 588,000 |
| Weakley County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 119,000 |
| Richmond City County Virginia | 2 | $ 210,000 | $ 105,000 | $ 238,000 |
| Russell County Virginia | 2 | $ 670,000 | $ 335,000 | $ 56,000 |
| Dane County Wisconsin | 2 | $ 1,270,000 | $ 635,000 | $ 576,000 |
| Autauga County Alabama | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Coffee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Colbert County Alabama | 1 | $ 465,000 | $ 465,000 | $ 280,000 |
| Lauderdale County Alabama | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Lee County Alabama | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Winston County Alabama | 1 | $ 295,000 | $ 295,000 | $ 1,006,000 |
| Maricopa County Arizona | 1 | $ 375,000 | $ 375,000 | $ 1,400,000 |
| Clay County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Faulkner County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Garland County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Mississippi County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Phillips County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Poinsett County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Saline County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Sharp County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 540,000 |
| Washington County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Marin County California | 1 | $ 1,055,000 | $ 1,055,000 | $ 396,000 |
| Sacramento County California | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Eagle County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 7,719,000 |
| Garfield County Colorado | 1 | $ 1,185,000 | $ 1,185,000 | $ 232,000 |
| Jefferson County Colorado | 1 | $ 1,445,000 | $ 1,445,000 | $ 733,000 |
| District of Columbia County District Of Columbia | 1 | $ 245,000 | $ 245,000 | $ 1,885,000 |
| Clay County Florida | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 261,000 |
| Nassau County Florida | 1 | $ 355,000 | $ 355,000 | $ 160,000 |
| Okaloosa County Florida | 1 | $ 605,000 | $ 605,000 | $ 143,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Baldwin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Bartow County Georgia | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Chattooga County Georgia | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Coweta County Georgia | 1 | $ 565,000 | $ 565,000 | $ 521,000 |
| Glynn County Georgia | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Gordon County Georgia | 1 | $ 405,000 | $ 405,000 | $ 210,000 |
| Hall County Georgia | 1 | $ 1,505,000 | $ 1,505,000 | $ 923,000 |
| Henry County Georgia | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Lowndes County Georgia | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| McIntosh County Georgia | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Oconee County Georgia | 1 | $ 845,000 | $ 845,000 | $ 578,000 |
| Paulding County Georgia | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Union County Georgia | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Upson County Georgia | 1 | $ 405,000 | $ 405,000 | $ 1,144,000 |
| Cook County Illinois | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Christian County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Pike County Kentucky | 1 | $ 1,215,000 | $ 1,215,000 | $ 900,000 |
| East Baton Rouge County Louisiana | 1 | $ 1,095,000 | $ 1,095,000 | $ 450,000 |
| Jefferson County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Vermilion County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Nantucket County Massachusetts | 1 | $ 2,345,000 | $ 2,345,000 | $ 332,000 |
| Norfolk County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Kent County Michigan | 1 | $ 595,000 | $ 595,000 | $ 243,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 360,000 |
| Hennepin County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 152,000 |
| Benton County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| George County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Oktibbeha County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Panola County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Rankin County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Yalobusha County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Franklin County Missouri | 1 | $ 175,000 | $ 175,000 | $ 249,000 |
| Miller County Missouri | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Platte County Missouri | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Flathead County Montana | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Madison County Montana | 1 | $ 755,000 | $ 755,000 | $ 925,000 |
| Hudson County New Jersey | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Richmond County New York | 1 | $ 735,000 | $ 735,000 | $ 237,000 |
| Schenectady County New York | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Beaufort County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Bladen County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Craven County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 84,000 |
| Jackson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Northampton County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Onslow County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
| Pamlico County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 412,000 |
| Perquimans County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 153,000 |
| Polk County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 197,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 375,000 |
| Rutherford County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Wayne County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Wilson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Allen County Ohio | 1 | $ 485,000 | $ 485,000 | $ 598,000 |
| Hamilton County Ohio | 1 | $ 475,000 | $ 475,000 | $ 162,000 |
| McClain County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Oklahoma County Oklahoma | 1 | $ 1,005,000 | $ 1,005,000 | $ 588,000 |
| Adams County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 780,000 |
| Berks County Pennsylvania | 1 | $ 805,000 | $ 805,000 | $ 360,000 |
| Abbeville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 204,000 |
| Anderson County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Cherokee County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Chesterfield County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Fairfield County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Florence County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Jasper County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Laurens County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Pickens County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Cannon County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Chester County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Clay County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Dyer County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Fentress County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Grundy County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 208,000 |
| Henry County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 283,000 |
| Houston County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Lewis County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Perry County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 380,000 |
| Stewart County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 563,000 |
| Trousdale County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Wayne County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Bell County Texas | 1 | $ 1,165,000 | $ 1,165,000 | $ 475,000 |
| Brazoria County Texas | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
| Collin County Texas | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Travis County Texas | 1 | $ 32,125,000 | $ 32,125,000 | $ 0 |
| Williamson County Texas | 1 | $ 225,000 | $ 225,000 | $ 27,000 |
| Salt Lake County Utah | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Summit County Utah | 1 | $ 1,575,000 | $ 1,575,000 | $ 746,000 |
| Utah County Utah | 1 | $ 595,000 | $ 595,000 | $ 357,000 |
| Bedford County Virginia | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Chesterfield County Virginia | 1 | $ 435,000 | $ 435,000 | $ 241,000 |
| Culpeper County Virginia | 1 | $ 455,000 | $ 455,000 | $ 901,000 |
| Fairfax City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Hanover County Virginia | 1 | $ 535,000 | $ 535,000 | $ 317,000 |
| Martinsville County Virginia | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Mecklenburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Scott County Virginia | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Smyth County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Virginia Beach County Virginia | 1 | $ 515,000 | $ 515,000 | $ 137,000 |
| King County Washington | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Skagit County Washington | 1 | $ 515,000 | $ 515,000 | $ 373,000 |
| Thurston County Washington | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Milwaukee County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,853 | $1,259,165,000 | $441,000 | $38,685,000 | $223,000 | $8,830,000 |
| Cash-out Refinancing | 1,871 | $482,735,000 | $258,000 | $4,805,000 | $182,000 | $7,719,000 |
| Refinancing | 1,598 | $548,420,000 | $343,000 | $5,005,000 | $205,000 | $6,787,000 |
| Home Improvement | 1,373 | $151,015,000 | $109,000 | $4,005,000 | $140,000 | $3,616,000 |
| Other Purpose | 1,109 | $168,815,000 | $152,000 | $2,705,000 | $162,000 | $4,366,000 |
| Not Applicable | 8 | $580,000 | $72,000 | $95,000 | $28,000 | $35,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,655 | $1,842,255,000 | $276,000 | $9,995,000 | $195,000 | $8,830,000 |
| Not Provided | 651 | $233,855,000 | $359,000 | $4,255,000 | $248,000 | $6,787,000 |
| Black or African American | 552 | $104,630,000 | $189,000 | $3,905,000 | $105,000 | $2,063,000 |
| Hispanic | 383 | $128,575,000 | $335,000 | $5,525,000 | $180,000 | $2,484,000 |
| Not applicable | 245 | $188,825,000 | $770,000 | $38,685,000 | $63,000 | $311,000 |
| Asian | 196 | $65,050,000 | $331,000 | $3,005,000 | $187,000 | $1,096,000 |
| American Indian or Alaskan Native | 42 | $7,270,000 | $173,000 | $985,000 | $97,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $255,000 | $85,000 | $145,000 | $78,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,525 | $2,546,385,000 | $298,000 | $38,685,000 | $195,000 | $8,830,000 |
| FHA-insured (Federal Housing Administration) | 179 | $38,045,000 | $212,000 | $365,000 | $44,000 | $137,000 |
| VA-guaranteed (Veterans Administration) | 91 | $23,255,000 | $255,000 | $975,000 | $71,000 | $924,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $3,045,000 | $179,000 | $245,000 | $47,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,101 | $1,663,715,000 | $326,000 | $38,685,000 | $219,000 | $8,830,000 |
| Application Denied By Financial Institution | 1,693 | $300,885,000 | $177,000 | $5,005,000 | $113,000 | $3,613,000 |
| Application Withdrawn By Applicant | 1,127 | $402,075,000 | $356,000 | $9,995,000 | $218,000 | $4,126,000 |
| Loan Purchased By The Institution | 518 | $96,730,000 | $186,000 | $505,000 | $49,000 | $311,000 |
| File Closed For Incompleteness | 271 | $113,085,000 | $417,000 | $4,275,000 | $269,000 | $4,365,000 |
| Application Approved But Not Accepted | 102 | $34,240,000 | $335,000 | $2,865,000 | $221,000 | $1,692,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,119 | $2,309,845,000 | $324,000 | $38,685,000 | $208,000 | $8,830,000 |
| Debt-To-Income Ratio | 603 | $138,325,000 | $229,000 | $3,185,000 | $66,000 | $673,000 |
| Credit History | 548 | $55,540,000 | $101,000 | $1,105,000 | $92,000 | $1,850,000 |
| Other | 305 | $54,875,000 | $179,000 | $4,805,000 | $167,000 | $1,900,000 |
| Collateral | 180 | $33,660,000 | $187,000 | $2,625,000 | $235,000 | $3,613,000 |
| Unverifiable Information | 21 | $4,955,000 | $235,000 | $1,005,000 | $105,000 | $359,000 |
| Credit Application Incomplete | 16 | $2,470,000 | $154,000 | $545,000 | $123,000 | $373,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $10,045,000 | $772,000 | $5,005,000 | $121,000 | $250,000 |
| Employment History | 7 | $1,015,000 | $145,000 | $305,000 | $100,000 | $200,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.