First Horizon Bank Mortgage Lending & HMDA Data, 2020

In 2020, First Horizon Bank of Memphis, TN reported 8,812 mortgage applications totaling $2.6 billion, up 7% from 2019. The average application was for $296,269, and applicants reported an average income of $190,244. 58% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,933), Knoxville, TN (923) and Memphis, TN-MS-AR (849) (applications in parentheses).

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,812
Total Mortgage Loan Application Amount $2,610,730,000
Average Mortgage Loan Application Amount $296,269
Highest Mortgage Loan Application Amount $38,685,000
Average Applicant Income $190,244
Highest Applicant Income $8,830,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Horizon Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Horizon Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 767 $ 273,935,000 $ 357,151 $ 231,000
Shelby, Tennessee 703 $ 150,035,000 $ 213,421 $ 188,000
Knox, Tennessee 671 $ 183,185,000 $ 273,002 $ 208,000
Williamson, Tennessee 521 $ 227,355,000 $ 436,381 $ 264,000
Hamilton, Tennessee 431 $ 112,015,000 $ 259,895 $ 221,000
Monroe, Florida 272 $ 122,280,000 $ 449,558 $ 285,000
Washington, Tennessee 220 $ 49,840,000 $ 226,545 $ 143,000
Mecklenburg, North Carolina 205 $ 73,675,000 $ 359,390 $ 270,000
Rutherford, Tennessee 204 $ 39,670,000 $ 194,460 $ 135,000
Sumner, Tennessee 199 $ 44,495,000 $ 223,592 $ 156,000
Miami-Dade, Florida 183 $ 123,155,000 $ 672,978 $ 272,000
Wake, North Carolina 183 $ 46,435,000 $ 253,743 $ 128,000
Blount, Tennessee 161 $ 29,285,000 $ 181,894 $ 110,000
Sullivan, Tennessee 150 $ 28,760,000 $ 191,733 $ 139,000
Forsyth, North Carolina 136 $ 36,690,000 $ 269,779 $ 218,000
Wilson, Tennessee 120 $ 26,500,000 $ 220,833 $ 114,000
Lee, Florida 118 $ 32,800,000 $ 277,966 $ 188,000
Broward, Florida 113 $ 58,945,000 $ 521,637 $ 343,000
Collier, Florida 98 $ 53,780,000 $ 548,775 $ 293,000
Randolph, North Carolina 98 $ 12,510,000 $ 127,653 $ 78,000
DeSoto, Mississippi 90 $ 9,670,000 $ 107,444 $ 86,000
Rowan, North Carolina 89 $ 12,905,000 $ 145,000 $ 67,000
Iredell, North Carolina 86 $ 21,240,000 $ 246,976 $ 170,000
Gaston, North Carolina 85 $ 11,895,000 $ 139,941 $ 77,000
Putnam, Tennessee 81 $ 13,745,000 $ 169,691 $ 145,000
Sevier, Tennessee 76 $ 17,570,000 $ 231,184 $ 133,000
Greene, Tennessee 73 $ 9,805,000 $ 134,315 $ 93,000
Buncombe, North Carolina 61 $ 20,055,000 $ 328,770 $ 227,000
Catawba, North Carolina 61 $ 23,735,000 $ 389,098 $ 109,000
Bradley, Tennessee 61 $ 11,525,000 $ 188,934 $ 108,000
Maury, Tennessee 61 $ 11,685,000 $ 191,557 $ 128,000
Harris, Texas 61 $ 11,405,000 $ 186,967 $ 70,000
Caldwell, North Carolina 59 $ 6,195,000 $ 105,000 $ 56,000
Durham, North Carolina 58 $ 11,070,000 $ 190,862 $ 117,000
Palm Beach, Florida 57 $ 26,325,000 $ 461,842 $ 169,000
Cumberland, North Carolina 55 $ 13,485,000 $ 245,181 $ 142,000
Sarasota, Florida 47 $ 11,185,000 $ 237,978 $ 104,000
Guilford, North Carolina 47 $ 9,335,000 $ 198,617 $ 129,000
Jefferson, Tennessee 45 $ 6,695,000 $ 148,777 $ 76,000
Loudon, Tennessee 45 $ 9,215,000 $ 204,777 $ 163,000
Alamance, North Carolina 44 $ 5,230,000 $ 118,863 $ 75,000
Chatham, North Carolina 40 $ 7,620,000 $ 190,500 $ 172,000
Montgomery, Tennessee 39 $ 5,985,000 $ 153,461 $ 87,000
Spartanburg, South Carolina 38 $ 8,270,000 $ 217,631 $ 112,000
Hamblen, Tennessee 38 $ 4,450,000 $ 117,105 $ 115,000
Charleston, South Carolina 37 $ 23,565,000 $ 636,891 $ 613,000
Watauga, North Carolina 36 $ 10,690,000 $ 296,944 $ 261,000
Madison, Tennessee 36 $ 8,820,000 $ 245,000 $ 269,000
Cabarrus, North Carolina 35 $ 9,915,000 $ 283,285 $ 105,000
Surry, North Carolina 35 $ 5,595,000 $ 159,857 $ 106,000
Catoosa, Georgia 34 $ 5,600,000 $ 164,705 $ 123,000
Lawrence, Tennessee 34 $ 3,910,000 $ 115,000 $ 72,000
Union, North Carolina 33 $ 8,375,000 $ 253,787 $ 246,000
Stokes, North Carolina 32 $ 2,550,000 $ 79,687 $ 45,000
Fulton, Georgia 30 $ 13,100,000 $ 436,666 $ 202,000
Greenville, South Carolina 29 $ 8,645,000 $ 298,103 $ 149,000
DeKalb, Georgia 28 $ 38,200,000 $ 1,364,285 $ 126,000
Lee, North Carolina 26 $ 2,130,000 $ 81,923 $ 62,000
Fayette, Tennessee 26 $ 3,980,000 $ 153,076 $ 111,000
Roane, Tennessee 26 $ 6,360,000 $ 244,615 $ 101,000
Carter, Tennessee 25 $ 4,005,000 $ 160,200 $ 124,000
Gwinnett, Georgia 24 $ 5,680,000 $ 236,666 $ 76,000
Yadkin, North Carolina 24 $ 2,550,000 $ 106,250 $ 73,000
Orange, North Carolina 22 $ 6,440,000 $ 292,727 $ 166,000
Johnston, North Carolina 21 $ 3,675,000 $ 175,000 $ 70,000
Richland, South Carolina 21 $ 3,085,000 $ 146,904 $ 92,000
Moore, North Carolina 20 $ 3,310,000 $ 165,500 $ 95,000
McMinn, Tennessee 20 $ 3,820,000 $ 191,000 $ 95,000
Orange, Florida 18 $ 6,060,000 $ 336,666 $ 144,000
Walton, Florida 18 $ 23,350,000 $ 1,297,222 $ 1,476,000
Burke, North Carolina 18 $ 2,350,000 $ 130,555 $ 98,000
Davidson, North Carolina 18 $ 2,990,000 $ 166,111 $ 97,000
Lexington, South Carolina 18 $ 4,220,000 $ 234,444 $ 200,000
Cheatham, Tennessee 18 $ 2,630,000 $ 146,111 $ 85,000
Hillsborough, Florida 17 $ 11,605,000 $ 682,647 $ 566,000
Cobb, Georgia 17 $ 42,155,000 $ 2,479,705 $ 102,000
Walker, Georgia 16 $ 1,290,000 $ 80,625 $ 82,000
Davie, North Carolina 16 $ 2,480,000 $ 155,000 $ 111,000
Tipton, Tennessee 16 $ 1,440,000 $ 90,000 $ 90,000
White, Tennessee 16 $ 1,300,000 $ 81,250 $ 82,000
Richmond, North Carolina 15 $ 1,245,000 $ 83,000 $ 49,000
Cumberland, Tennessee 15 $ 4,495,000 $ 299,666 $ 204,000
Robertson, Tennessee 15 $ 2,545,000 $ 169,666 $ 97,000
Anderson, Tennessee 14 $ 3,370,000 $ 240,714 $ 77,000
Hawkins, Tennessee 14 $ 1,900,000 $ 135,714 $ 118,000
Charlotte, Florida 13 $ 3,715,000 $ 285,769 $ 125,000
Alexander, North Carolina 13 $ 2,105,000 $ 161,923 $ 81,000
York, South Carolina 13 $ 2,615,000 $ 201,153 $ 98,000
Marshall, Tennessee 13 $ 1,975,000 $ 151,923 $ 97,000
Jefferson, Alabama 12 $ 2,400,000 $ 200,000 $ 83,000
Los Angeles, California 12 $ 22,520,000 $ 1,876,666 $ 909,000
Martin, Florida 12 $ 4,300,000 $ 358,333 $ 222,000
Franklin, North Carolina 12 $ 2,270,000 $ 189,166 $ 58,000
Cocke, Tennessee 12 $ 750,000 $ 62,500 $ 37,000
Unicoi, Tennessee 12 $ 1,800,000 $ 150,000 $ 64,000
Washington, Virginia 12 $ 4,840,000 $ 403,333 $ 343,000
St. Johns, Florida 11 $ 5,695,000 $ 517,727 $ 306,000
Brunswick, North Carolina 11 $ 3,535,000 $ 321,363 $ 522,000
Harnett, North Carolina 11 $ 2,765,000 $ 251,363 $ 117,000
Wilkes, North Carolina 11 $ 1,745,000 $ 158,636 $ 94,000
Bedford, Tennessee 10 $ 1,210,000 $ 121,000 $ 70,000
Macon, Tennessee 10 $ 970,000 $ 97,000 $ 76,000
Dade, Georgia 9 $ 2,235,000 $ 248,333 $ 124,000
Orleans, Louisiana 9 $ 1,155,000 $ 128,333 $ 35,000
Horry, South Carolina 9 $ 2,205,000 $ 245,000 $ 312,000
New Hanover, North Carolina 8 $ 1,900,000 $ 237,500 $ 245,000
Dickson, Tennessee 8 $ 1,300,000 $ 162,500 $ 69,000
Grainger, Tennessee 8 $ 820,000 $ 102,500 $ 58,000
Monroe, Tennessee 8 $ 2,280,000 $ 285,000 $ 165,000
Smith, Tennessee 8 $ 710,000 $ 88,750 $ 43,000
Baldwin, Alabama 7 $ 1,645,000 $ 235,000 $ 248,000
Madison, Alabama 7 $ 1,465,000 $ 209,285 $ 145,000
Pinellas, Florida 7 $ 5,075,000 $ 725,000 $ 374,000
Seminole, Florida 7 $ 1,515,000 $ 216,428 $ 51,000
Whitfield, Georgia 7 $ 2,465,000 $ 352,142 $ 240,000
Marshall, Mississippi 7 $ 485,000 $ 69,285 $ 60,000
Avery, North Carolina 7 $ 4,865,000 $ 695,000 $ 482,000
Haywood, North Carolina 7 $ 1,135,000 $ 162,142 $ 231,000
DeKalb, Tennessee 7 $ 1,265,000 $ 180,714 $ 107,000
Franklin, Virginia 7 $ 1,915,000 $ 273,571 $ 153,000
Henry, Virginia 7 $ 515,000 $ 73,571 $ 48,000
Cleburne, Arkansas 6 $ 1,370,000 $ 228,333 $ 328,000
Duval, Florida 6 $ 2,230,000 $ 371,666 $ 162,000
Cherokee, Georgia 6 $ 2,840,000 $ 473,333 $ 156,000
Lincoln, North Carolina 6 $ 1,250,000 $ 208,333 $ 86,000
Coffee, Tennessee 6 $ 1,310,000 $ 218,333 $ 92,000
Franklin, Tennessee 6 $ 3,180,000 $ 530,000 $ 584,000
Marion, Tennessee 6 $ 2,730,000 $ 455,000 $ 276,000
Polk, Tennessee 6 $ 520,000 $ 86,666 $ 55,000
Pulaski, Arkansas 5 $ 625,000 $ 125,000 $ 42,000
Brevard, Florida 5 $ 5,975,000 $ 1,195,000 $ 266,000
Manatee, Florida 5 $ 1,055,000 $ 211,000 $ 149,000
Volusia, Florida 5 $ 1,505,000 $ 301,000 $ 242,000
Forsyth, Georgia 5 $ 1,745,000 $ 349,000 $ 157,000
St. Tammany, Louisiana 5 $ 515,000 $ 103,000 $ 27,000
Tate, Mississippi 5 $ 735,000 $ 147,000 $ 91,000
Henderson, North Carolina 5 $ 2,075,000 $ 415,000 $ 505,000
Hoke, North Carolina 5 $ 775,000 $ 155,000 $ 55,000
Pitt, North Carolina 5 $ 1,195,000 $ 239,000 $ 89,000
Meigs, Tennessee 5 $ 715,000 $ 143,000 $ 78,000
Indian River, Florida 4 $ 790,000 $ 197,500 $ 142,000
Marion, Florida 4 $ 460,000 $ 115,000 $ 31,000
Pasco, Florida 4 $ 700,000 $ 175,000 $ 86,000
St. Lucie, Florida 4 $ 610,000 $ 152,500 $ 96,000
Chatham, Georgia 4 $ 2,610,000 $ 652,500 $ 427,000
Wayne, Georgia 4 $ 370,000 $ 92,500 $ 41,000
Hinds, Mississippi 4 $ 3,430,000 $ 857,500 $ 443,000
Cleveland, North Carolina 4 $ 430,000 $ 107,500 $ 42,000
Granville, North Carolina 4 $ 840,000 $ 210,000 $ 62,000
Stanly, North Carolina 4 $ 660,000 $ 165,000 $ 200,000
Beaufort, South Carolina 4 $ 5,510,000 $ 1,377,500 $ 479,000
Dorchester, South Carolina 4 $ 1,140,000 $ 285,000 $ 175,000
Giles, Tennessee 4 $ 3,740,000 $ 935,000 $ 305,000
Hardin, Tennessee 4 $ 1,540,000 $ 385,000 $ 308,000
Johnson, Tennessee 4 $ 380,000 $ 95,000 $ 93,000
Union, Tennessee 4 $ 400,000 $ 100,000 $ 178,000
Fort Bend, Texas 4 $ 720,000 $ 180,000 $ 46,000
Accomack, Virginia 4 $ 520,000 $ 130,000 $ 81,000
Fairfax, Virginia 4 $ 1,320,000 $ 330,000 $ 141,000
Halifax, Virginia 4 $ 290,000 $ 72,500 $ 62,000
Henrico, Virginia 4 $ 1,170,000 $ 292,500 $ 176,000
Northampton, Virginia 4 $ 500,000 $ 125,000 $ 153,000
Patrick, Virginia 4 $ 130,000 $ 32,500 $ 60,000
Shelby, Alabama 3 $ 285,000 $ 95,000 $ 28,000
Bay, Florida 3 $ 955,000 $ 318,333 $ 233,000
Flagler, Florida 3 $ 565,000 $ 188,333 $ 59,000
Lumpkin, Georgia 3 $ 1,265,000 $ 421,666 $ 162,000
Rockdale, Georgia 3 $ 345,000 $ 115,000 $ 108,000
Lafayette, Louisiana 3 $ 385,000 $ 128,333 $ 45,000
Lee, Mississippi 3 $ 155,000 $ 51,666 $ 52,000
Madison, Mississippi 3 $ 1,625,000 $ 541,666 $ 230,000
Laclede, Missouri 3 $ 655,000 $ 218,333 $ 64,000
Ashe, North Carolina 3 $ 405,000 $ 135,000 $ 54,000
Madison, North Carolina 3 $ 915,000 $ 305,000 $ 84,000
Montgomery, North Carolina 3 $ 435,000 $ 145,000 $ 129,000
Person, North Carolina 3 $ 535,000 $ 178,333 $ 49,000
Vance, North Carolina 3 $ 2,495,000 $ 831,666 $ 855,000
Bledsoe, Tennessee 3 $ 325,000 $ 108,333 $ 95,000
Gibson, Tennessee 3 $ 485,000 $ 161,666 $ 112,000
Humphreys, Tennessee 3 $ 245,000 $ 81,666 $ 54,000
McNairy, Tennessee 3 $ 215,000 $ 71,666 $ 70,000
Rhea, Tennessee 3 $ 285,000 $ 95,000 $ 59,000
Sequatchie, Tennessee 3 $ 785,000 $ 261,666 $ 242,000
Dallas, Texas 3 $ 595,000 $ 198,333 $ 84,000
Bristol, Virginia 3 $ 275,000 $ 91,666 $ 24,000
Carroll, Virginia 3 $ 305,000 $ 101,666 $ 160,000
Cherokee, Alabama 2 $ 280,000 $ 140,000 $ 66,000
Benton, Arkansas 2 $ 950,000 $ 475,000 $ 315,000
Crittenden, Arkansas 2 $ 120,000 $ 60,000 $ 54,000
San Miguel, Colorado 2 $ 9,110,000 $ 4,555,000 $ 5,028,000
Alachua, Florida 2 $ 480,000 $ 240,000 $ 209,000
Citrus, Florida 2 $ 290,000 $ 145,000 $ 80,000
Hernando, Florida 2 $ 240,000 $ 120,000 $ 83,000
Osceola, Florida 2 $ 370,000 $ 185,000 $ 122,000
Sumter, Florida 2 $ 530,000 $ 265,000 $ 101,000
Barrow, Georgia 2 $ 410,000 $ 205,000 $ 44,000
Fannin, Georgia 2 $ 240,000 $ 120,000 $ 240,000
Fayette, Georgia 2 $ 650,000 $ 325,000 $ 156,000
Suffolk, Massachusetts 2 $ 940,000 $ 470,000 $ 477,000
Lafayette, Mississippi 2 $ 1,160,000 $ 580,000 $ 427,000
Washington, Mississippi 2 $ 100,000 $ 50,000 $ 44,000
Jackson, Missouri 2 $ 30,000 $ 15,000 $ 63,000
Essex, New Jersey 2 $ 810,000 $ 405,000 $ 302,000
Otsego, New York 2 $ 1,100,000 $ 550,000 $ 350,000
Alleghany, North Carolina 2 $ 330,000 $ 165,000 $ 68,000
Carteret, North Carolina 2 $ 360,000 $ 180,000 $ 80,000
Caswell, North Carolina 2 $ 610,000 $ 305,000 $ 151,000
Macon, North Carolina 2 $ 1,510,000 $ 755,000 $ 4,235,000
McDowell, North Carolina 2 $ 160,000 $ 80,000 $ 58,000
Nash, North Carolina 2 $ 350,000 $ 175,000 $ 61,000
Rockingham, North Carolina 2 $ 490,000 $ 245,000 $ 113,000
Transylvania, North Carolina 2 $ 1,120,000 $ 560,000 $ 232,000
Yancey, North Carolina 2 $ 250,000 $ 125,000 $ 34,000
Franklin, Ohio 2 $ 1,060,000 $ 530,000 $ 56,000
Georgetown, South Carolina 2 $ 700,000 $ 350,000 $ 183,000
Lancaster, South Carolina 2 $ 690,000 $ 345,000 $ 152,000
Newberry, South Carolina 2 $ 80,000 $ 40,000 $ 56,000
Hardeman, Tennessee 2 $ 430,000 $ 215,000 $ 123,000
Hickman, Tennessee 2 $ 430,000 $ 215,000 $ 179,000
Jackson, Tennessee 2 $ 180,000 $ 90,000 $ 45,000
Lincoln, Tennessee 2 $ 290,000 $ 145,000 $ 68,000
Moore, Tennessee 2 $ 570,000 $ 285,000 $ 167,000
Morgan, Tennessee 2 $ 620,000 $ 310,000 $ 213,000
Overton, Tennessee 2 $ 710,000 $ 355,000 $ 41,000
Pickett, Tennessee 2 $ 760,000 $ 380,000 $ 756,000
Van Buren, Tennessee 2 $ 660,000 $ 330,000 $ 588,000
Weakley, Tennessee 2 $ 110,000 $ 55,000 $ 119,000
Richmond City, Virginia 2 $ 210,000 $ 105,000 $ 238,000
Russell, Virginia 2 $ 670,000 $ 335,000 $ 56,000
Dane, Wisconsin 2 $ 1,270,000 $ 635,000 $ 576,000
Autauga, Alabama 1 $ 135,000 $ 135,000 $ 85,000
Coffee, Alabama 1 $ 195,000 $ 195,000 $ 153,000
Colbert, Alabama 1 $ 465,000 $ 465,000 $ 280,000
Lauderdale, Alabama 1 $ 255,000 $ 255,000 $ 143,000
Lee, Alabama 1 $ 375,000 $ 375,000 $ 120,000
Winston, Alabama 1 $ 295,000 $ 295,000 $ 1,006,000
Maricopa, Arizona 1 $ 375,000 $ 375,000 $ 1,400,000
Clay, Arkansas 1 $ 125,000 $ 125,000 $ 112,000
Faulkner, Arkansas 1 $ 235,000 $ 235,000 $ 80,000
Garland, Arkansas 1 $ 45,000 $ 45,000 $ 155,000
Mississippi, Arkansas 1 $ 55,000 $ 55,000 $ 35,000
Phillips, Arkansas 1 $ 15,000 $ 15,000 $ 13,000
Poinsett, Arkansas 1 $ 55,000 $ 55,000 $ 157,000
Saline, Arkansas 1 $ 125,000 $ 125,000 $ 33,000
Sharp, Arkansas 1 $ 75,000 $ 75,000 $ 540,000
Washington, Arkansas 1 $ 205,000 $ 205,000 $ 60,000
Marin, California 1 $ 1,055,000 $ 1,055,000 $ 396,000
Sacramento, California 1 $ 115,000 $ 115,000 $ 21,000
Eagle, Colorado 1 $ 1,005,000 $ 1,005,000 $ 7,719,000
Garfield, Colorado 1 $ 1,185,000 $ 1,185,000 $ 232,000
Jefferson, Colorado 1 $ 1,445,000 $ 1,445,000 $ 733,000
District of Columbia, District Of Columbia 1 $ 245,000 $ 245,000 $ 1,885,000
Clay, Florida 1 $ 725,000 $ 725,000 $ 0
Highlands, Florida 1 $ 65,000 $ 65,000 $ 32,000
Leon, Florida 1 $ 95,000 $ 95,000 $ 261,000
Nassau, Florida 1 $ 355,000 $ 355,000 $ 160,000
Okaloosa, Florida 1 $ 605,000 $ 605,000 $ 143,000
Polk, Florida 1 $ 175,000 $ 175,000 $ 35,000
Baldwin, Georgia 1 $ 135,000 $ 135,000 $ 137,000
Bartow, Georgia 1 $ 65,000 $ 65,000 $ 52,000
Chattooga, Georgia 1 $ 295,000 $ 295,000 $ 180,000
Coweta, Georgia 1 $ 565,000 $ 565,000 $ 521,000
Glynn, Georgia 1 $ 205,000 $ 205,000 $ 82,000
Gordon, Georgia 1 $ 405,000 $ 405,000 $ 210,000
Hall, Georgia 1 $ 1,505,000 $ 1,505,000 $ 923,000
Henry, Georgia 1 $ 25,000 $ 25,000 $ 107,000
Lowndes, Georgia 1 $ 205,000 $ 205,000 $ 99,000
McIntosh, Georgia 1 $ 75,000 $ 75,000 $ 71,000
Oconee, Georgia 1 $ 845,000 $ 845,000 $ 578,000
Paulding, Georgia 1 $ 305,000 $ 305,000 $ 98,000
Union, Georgia 1 $ 265,000 $ 265,000 $ 84,000
Upson, Georgia 1 $ 405,000 $ 405,000 $ 1,144,000
Cook, Illinois 1 $ 265,000 $ 265,000 $ 95,000
Christian, Kentucky 1 $ 135,000 $ 135,000 $ 111,000
Pike, Kentucky 1 $ 1,215,000 $ 1,215,000 $ 900,000
East Baton Rouge, Louisiana 1 $ 1,095,000 $ 1,095,000 $ 450,000
Jefferson, Louisiana 1 $ 125,000 $ 125,000 $ 33,000
Vermilion, Louisiana 1 $ 75,000 $ 75,000 $ 15,000
Nantucket, Massachusetts 1 $ 2,345,000 $ 2,345,000 $ 332,000
Norfolk, Massachusetts 1 $ 205,000 $ 205,000 $ 123,000
Kent, Michigan 1 $ 595,000 $ 595,000 $ 243,000
Oakland, Michigan 1 $ 225,000 $ 225,000 $ 360,000
Hennepin, Minnesota 1 $ 55,000 $ 55,000 $ 152,000
Benton, Mississippi 1 $ 235,000 $ 235,000 $ 92,000
George, Mississippi 1 $ 285,000 $ 285,000 $ 74,000
Oktibbeha, Mississippi 1 $ 145,000 $ 145,000 $ 86,000
Panola, Mississippi 1 $ 55,000 $ 55,000 $ 25,000
Rankin, Mississippi 1 $ 245,000 $ 245,000 $ 85,000
Yalobusha, Mississippi 1 $ 105,000 $ 105,000 $ 119,000
Franklin, Missouri 1 $ 175,000 $ 175,000 $ 249,000
Miller, Missouri 1 $ 135,000 $ 135,000 $ 89,000
Platte, Missouri 1 $ 55,000 $ 55,000 $ 151,000
Flathead, Montana 1 $ 505,000 $ 505,000 $ 178,000
Madison, Montana 1 $ 755,000 $ 755,000 $ 925,000
Hudson, New Jersey 1 $ 1,505,000 $ 1,505,000 $ 0
Richmond, New York 1 $ 735,000 $ 735,000 $ 237,000
Schenectady, New York 1 $ 95,000 $ 95,000 $ 56,000
Beaufort, North Carolina 1 $ 425,000 $ 425,000 $ 100,000
Bladen, North Carolina 1 $ 295,000 $ 295,000 $ 60,000
Craven, North Carolina 1 $ 445,000 $ 445,000 $ 84,000
Jackson, North Carolina 1 $ 335,000 $ 335,000 $ 0
Lenoir, North Carolina 1 $ 125,000 $ 125,000 $ 33,000
Northampton, North Carolina 1 $ 285,000 $ 285,000 $ 126,000
Onslow, North Carolina 1 $ 305,000 $ 305,000 $ 283,000
Pamlico, North Carolina 1 $ 275,000 $ 275,000 $ 412,000
Perquimans, North Carolina 1 $ 375,000 $ 375,000 $ 153,000
Polk, North Carolina 1 $ 235,000 $ 235,000 $ 197,000
Robeson, North Carolina 1 $ 95,000 $ 95,000 $ 375,000
Rutherford, North Carolina 1 $ 265,000 $ 265,000 $ 121,000
Wayne, North Carolina 1 $ 185,000 $ 185,000 $ 122,000
Wilson, North Carolina 1 $ 165,000 $ 165,000 $ 51,000
Allen, Ohio 1 $ 485,000 $ 485,000 $ 598,000
Hamilton, Ohio 1 $ 475,000 $ 475,000 $ 162,000
McClain, Oklahoma 1 $ 275,000 $ 275,000 $ 130,000
Oklahoma, Oklahoma 1 $ 1,005,000 $ 1,005,000 $ 588,000
Adams, Pennsylvania 1 $ 305,000 $ 305,000 $ 780,000
Berks, Pennsylvania 1 $ 805,000 $ 805,000 $ 360,000
Abbeville, South Carolina 1 $ 145,000 $ 145,000 $ 204,000
Anderson, South Carolina 1 $ 165,000 $ 165,000 $ 90,000
Cherokee, South Carolina 1 $ 115,000 $ 115,000 $ 33,000
Chesterfield, South Carolina 1 $ 105,000 $ 105,000 $ 35,000
Fairfield, South Carolina 1 $ 275,000 $ 275,000 $ 106,000
Florence, South Carolina 1 $ 155,000 $ 155,000 $ 31,000
Jasper, South Carolina 1 $ 225,000 $ 225,000 $ 128,000
Laurens, South Carolina 1 $ 115,000 $ 115,000 $ 41,000
Pickens, South Carolina 1 $ 115,000 $ 115,000 $ 29,000
Cannon, Tennessee 1 $ 55,000 $ 55,000 $ 80,000
Chester, Tennessee 1 $ 125,000 $ 125,000 $ 23,000
Clay, Tennessee 1 $ 85,000 $ 85,000 $ 60,000
Dyer, Tennessee 1 $ 115,000 $ 115,000 $ 60,000
Fentress, Tennessee 1 $ 55,000 $ 55,000 $ 139,000
Grundy, Tennessee 1 $ 375,000 $ 375,000 $ 208,000
Henry, Tennessee 1 $ 755,000 $ 755,000 $ 283,000
Houston, Tennessee 1 $ 105,000 $ 105,000 $ 128,000
Lewis, Tennessee 1 $ 35,000 $ 35,000 $ 20,000
Perry, Tennessee 1 $ 275,000 $ 275,000 $ 380,000
Stewart, Tennessee 1 $ 65,000 $ 65,000 $ 563,000
Trousdale, Tennessee 1 $ 15,000 $ 15,000 $ 10,000
Wayne, Tennessee 1 $ 125,000 $ 125,000 $ 23,000
Bell, Texas 1 $ 1,165,000 $ 1,165,000 $ 475,000
Brazoria, Texas 1 $ 285,000 $ 285,000 $ 172,000
Collin, Texas 1 $ 155,000 $ 155,000 $ 123,000
Travis, Texas 1 $ 32,125,000 $ 32,125,000 $ 0
Williamson, Texas 1 $ 225,000 $ 225,000 $ 27,000
Salt Lake, Utah 1 $ 55,000 $ 55,000 $ 62,000
Summit, Utah 1 $ 1,575,000 $ 1,575,000 $ 746,000
Utah, Utah 1 $ 595,000 $ 595,000 $ 357,000
Bedford, Virginia 1 $ 105,000 $ 105,000 $ 58,000
Chesterfield, Virginia 1 $ 435,000 $ 435,000 $ 241,000
Culpeper, Virginia 1 $ 455,000 $ 455,000 $ 901,000
Fairfax City, Virginia 1 $ 125,000 $ 125,000 $ 116,000
Hanover, Virginia 1 $ 535,000 $ 535,000 $ 317,000
Martinsville, Virginia 1 $ 55,000 $ 55,000 $ 25,000
Mecklenburg, Virginia 1 $ 205,000 $ 205,000 $ 0
Pittsylvania, Virginia 1 $ 125,000 $ 125,000 $ 60,000
Scott, Virginia 1 $ 135,000 $ 135,000 $ 85,000
Smyth, Virginia 1 $ 175,000 $ 175,000 $ 0
Spotsylvania, Virginia 1 $ 265,000 $ 265,000 $ 161,000
Virginia Beach, Virginia 1 $ 515,000 $ 515,000 $ 137,000
King, Washington 1 $ 155,000 $ 155,000 $ 100,000
Skagit, Washington 1 $ 515,000 $ 515,000 $ 373,000
Thurston, Washington 1 $ 245,000 $ 245,000 $ 87,000
Milwaukee, Wisconsin 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for First Horizon Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,853 $1,259,165,000 $441,000 $38,685,000 $223,000 $8,830,000
Cash-out Refinancing 1,871 $482,735,000 $258,000 $4,805,000 $182,000 $7,719,000
Refinancing 1,598 $548,420,000 $343,000 $5,005,000 $205,000 $6,787,000
Home Improvement 1,373 $151,015,000 $109,000 $4,005,000 $140,000 $3,616,000
Other Purpose 1,109 $168,815,000 $152,000 $2,705,000 $162,000 $4,366,000
Not Applicable 8 $580,000 $72,000 $95,000 $28,000 $35,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,655 $1,842,255,000 $276,000 $9,995,000 $195,000 $8,830,000
Not Provided 651 $233,855,000 $359,000 $4,255,000 $248,000 $6,787,000
Black or African American 552 $104,630,000 $189,000 $3,905,000 $105,000 $2,063,000
Hispanic 383 $128,575,000 $335,000 $5,525,000 $180,000 $2,484,000
Not applicable 245 $188,825,000 $770,000 $38,685,000 $63,000 $311,000
Asian 196 $65,050,000 $331,000 $3,005,000 $187,000 $1,096,000
American Indian or Alaskan Native 42 $7,270,000 $173,000 $985,000 $97,000 $359,000
Native Hawaiian or Other Pacific Islander 3 $255,000 $85,000 $145,000 $78,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,525 $2,546,385,000 $298,000 $38,685,000 $195,000 $8,830,000
FHA-insured (Federal Housing Administration) 179 $38,045,000 $212,000 $365,000 $44,000 $137,000
VA-guaranteed (Veterans Administration) 91 $23,255,000 $255,000 $975,000 $71,000 $924,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $3,045,000 $179,000 $245,000 $47,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,101 $1,663,715,000 $326,000 $38,685,000 $219,000 $8,830,000
Application Denied By Financial Institution 1,693 $300,885,000 $177,000 $5,005,000 $113,000 $3,613,000
Application Withdrawn By Applicant 1,127 $402,075,000 $356,000 $9,995,000 $218,000 $4,126,000
Loan Purchased By The Institution 518 $96,730,000 $186,000 $505,000 $49,000 $311,000
File Closed For Incompleteness 271 $113,085,000 $417,000 $4,275,000 $269,000 $4,365,000
Application Approved But Not Accepted 102 $34,240,000 $335,000 $2,865,000 $221,000 $1,692,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,119 $2,309,845,000 $324,000 $38,685,000 $208,000 $8,830,000
Debt-To-Income Ratio 603 $138,325,000 $229,000 $3,185,000 $66,000 $673,000
Credit History 548 $55,540,000 $101,000 $1,105,000 $92,000 $1,850,000
Other 305 $54,875,000 $179,000 $4,805,000 $167,000 $1,900,000
Collateral 180 $33,660,000 $187,000 $2,625,000 $235,000 $3,613,000
Unverifiable Information 21 $4,955,000 $235,000 $1,005,000 $105,000 $359,000
Credit Application Incomplete 16 $2,470,000 $154,000 $545,000 $123,000 $373,000
Insufficient Cash (Downpayment, Closing Cost) 13 $10,045,000 $772,000 $5,005,000 $121,000 $250,000
Employment History 7 $1,015,000 $145,000 $305,000 $100,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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