First Horizon Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

First Horizon Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Horizon Bank
165 Madison Ave 5Th Floor
Memphis, TN 38101
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,812
Total Mortgage Loan Application Amount $2,610,730,000
Average Mortgage Loan Application Amount $229,166
Highest Mortgage Loan Application Amount $38,685,000
Average Applicant Income $156,666
Highest Applicant Income $8,830,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2020.

Mortgage Loan Application Totals for First Horizon Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson County Tennessee 767 $ 273,935,000 $ 357,000 $ 231,000
Shelby County Tennessee 703 $ 150,035,000 $ 213,000 $ 188,000
Knox County Tennessee 671 $ 183,185,000 $ 273,000 $ 208,000
Williamson County Tennessee 521 $ 227,355,000 $ 436,000 $ 264,000
Hamilton County Tennessee 431 $ 112,015,000 $ 259,000 $ 221,000
Monroe County Florida 272 $ 122,280,000 $ 449,000 $ 285,000
Washington County Tennessee 220 $ 49,840,000 $ 226,000 $ 143,000
Mecklenburg County North Carolina 205 $ 73,675,000 $ 359,000 $ 270,000
Rutherford County Tennessee 204 $ 39,670,000 $ 194,000 $ 135,000
Sumner County Tennessee 199 $ 44,495,000 $ 223,000 $ 156,000
Miami-Dade County Florida 183 $ 123,155,000 $ 672,000 $ 272,000
Wake County North Carolina 183 $ 46,435,000 $ 253,000 $ 128,000
Blount County Tennessee 161 $ 29,285,000 $ 181,000 $ 110,000
Sullivan County Tennessee 150 $ 28,760,000 $ 191,000 $ 139,000
Forsyth County North Carolina 136 $ 36,690,000 $ 269,000 $ 218,000
Wilson County Tennessee 120 $ 26,500,000 $ 220,000 $ 114,000
Lee County Florida 118 $ 32,800,000 $ 277,000 $ 188,000
Broward County Florida 113 $ 58,945,000 $ 521,000 $ 343,000
Collier County Florida 98 $ 53,780,000 $ 548,000 $ 293,000
Randolph County North Carolina 98 $ 12,510,000 $ 127,000 $ 78,000
DeSoto County Mississippi 90 $ 9,670,000 $ 107,000 $ 86,000
Rowan County North Carolina 89 $ 12,905,000 $ 145,000 $ 67,000
Iredell County North Carolina 86 $ 21,240,000 $ 246,000 $ 170,000
Gaston County North Carolina 85 $ 11,895,000 $ 139,000 $ 77,000
Putnam County Tennessee 81 $ 13,745,000 $ 169,000 $ 145,000
Sevier County Tennessee 76 $ 17,570,000 $ 231,000 $ 133,000
Greene County Tennessee 73 $ 9,805,000 $ 134,000 $ 93,000
Buncombe County North Carolina 61 $ 20,055,000 $ 328,000 $ 227,000
Catawba County North Carolina 61 $ 23,735,000 $ 389,000 $ 109,000
Bradley County Tennessee 61 $ 11,525,000 $ 188,000 $ 108,000
Maury County Tennessee 61 $ 11,685,000 $ 191,000 $ 128,000
Harris County Texas 61 $ 11,405,000 $ 186,000 $ 70,000
Caldwell County North Carolina 59 $ 6,195,000 $ 105,000 $ 56,000
Durham County North Carolina 58 $ 11,070,000 $ 190,000 $ 117,000
Palm Beach County Florida 57 $ 26,325,000 $ 461,000 $ 169,000
Cumberland County North Carolina 55 $ 13,485,000 $ 245,000 $ 142,000
Sarasota County Florida 47 $ 11,185,000 $ 237,000 $ 104,000
Guilford County North Carolina 47 $ 9,335,000 $ 198,000 $ 129,000
Jefferson County Tennessee 45 $ 6,695,000 $ 148,000 $ 76,000
Loudon County Tennessee 45 $ 9,215,000 $ 204,000 $ 163,000
Alamance County North Carolina 44 $ 5,230,000 $ 118,000 $ 75,000
Chatham County North Carolina 40 $ 7,620,000 $ 190,000 $ 172,000
Montgomery County Tennessee 39 $ 5,985,000 $ 153,000 $ 87,000
Spartanburg County South Carolina 38 $ 8,270,000 $ 217,000 $ 112,000
Hamblen County Tennessee 38 $ 4,450,000 $ 117,000 $ 115,000
Charleston County South Carolina 37 $ 23,565,000 $ 636,000 $ 613,000
Watauga County North Carolina 36 $ 10,690,000 $ 296,000 $ 261,000
Madison County Tennessee 36 $ 8,820,000 $ 245,000 $ 269,000
Cabarrus County North Carolina 35 $ 9,915,000 $ 283,000 $ 105,000
Surry County North Carolina 35 $ 5,595,000 $ 159,000 $ 106,000
Catoosa County Georgia 34 $ 5,600,000 $ 164,000 $ 123,000
Lawrence County Tennessee 34 $ 3,910,000 $ 115,000 $ 72,000
Union County North Carolina 33 $ 8,375,000 $ 253,000 $ 246,000
Stokes County North Carolina 32 $ 2,550,000 $ 79,000 $ 45,000
Fulton County Georgia 30 $ 13,100,000 $ 436,000 $ 202,000
Greenville County South Carolina 29 $ 8,645,000 $ 298,000 $ 149,000
DeKalb County Georgia 28 $ 38,200,000 $ 1,364,000 $ 126,000
Lee County North Carolina 26 $ 2,130,000 $ 81,000 $ 62,000
Fayette County Tennessee 26 $ 3,980,000 $ 153,000 $ 111,000
Roane County Tennessee 26 $ 6,360,000 $ 244,000 $ 101,000
Carter County Tennessee 25 $ 4,005,000 $ 160,000 $ 124,000
Gwinnett County Georgia 24 $ 5,680,000 $ 236,000 $ 76,000
Yadkin County North Carolina 24 $ 2,550,000 $ 106,000 $ 73,000
Orange County North Carolina 22 $ 6,440,000 $ 292,000 $ 166,000
Johnston County North Carolina 21 $ 3,675,000 $ 175,000 $ 70,000
Richland County South Carolina 21 $ 3,085,000 $ 146,000 $ 92,000
Moore County North Carolina 20 $ 3,310,000 $ 165,000 $ 95,000
McMinn County Tennessee 20 $ 3,820,000 $ 191,000 $ 95,000
Orange County Florida 18 $ 6,060,000 $ 336,000 $ 144,000
Walton County Florida 18 $ 23,350,000 $ 1,297,000 $ 1,476,000
Burke County North Carolina 18 $ 2,350,000 $ 130,000 $ 98,000
Davidson County North Carolina 18 $ 2,990,000 $ 166,000 $ 97,000
Lexington County South Carolina 18 $ 4,220,000 $ 234,000 $ 200,000
Cheatham County Tennessee 18 $ 2,630,000 $ 146,000 $ 85,000
Hillsborough County Florida 17 $ 11,605,000 $ 682,000 $ 566,000
Cobb County Georgia 17 $ 42,155,000 $ 2,479,000 $ 102,000
Walker County Georgia 16 $ 1,290,000 $ 80,000 $ 82,000
Davie County North Carolina 16 $ 2,480,000 $ 155,000 $ 111,000
Tipton County Tennessee 16 $ 1,440,000 $ 90,000 $ 90,000
White County Tennessee 16 $ 1,300,000 $ 81,000 $ 82,000
Richmond County North Carolina 15 $ 1,245,000 $ 83,000 $ 49,000
Cumberland County Tennessee 15 $ 4,495,000 $ 299,000 $ 204,000
Robertson County Tennessee 15 $ 2,545,000 $ 169,000 $ 97,000
Anderson County Tennessee 14 $ 3,370,000 $ 240,000 $ 77,000
Hawkins County Tennessee 14 $ 1,900,000 $ 135,000 $ 118,000
Charlotte County Florida 13 $ 3,715,000 $ 285,000 $ 125,000
Alexander County North Carolina 13 $ 2,105,000 $ 161,000 $ 81,000
York County South Carolina 13 $ 2,615,000 $ 201,000 $ 98,000
Marshall County Tennessee 13 $ 1,975,000 $ 151,000 $ 97,000
Jefferson County Alabama 12 $ 2,400,000 $ 200,000 $ 83,000
Los Angeles County California 12 $ 22,520,000 $ 1,876,000 $ 909,000
Martin County Florida 12 $ 4,300,000 $ 358,000 $ 222,000
Franklin County North Carolina 12 $ 2,270,000 $ 189,000 $ 58,000
Cocke County Tennessee 12 $ 750,000 $ 62,000 $ 37,000
Unicoi County Tennessee 12 $ 1,800,000 $ 150,000 $ 64,000
Washington County Virginia 12 $ 4,840,000 $ 403,000 $ 343,000
St. Johns County Florida 11 $ 5,695,000 $ 517,000 $ 306,000
Brunswick County North Carolina 11 $ 3,535,000 $ 321,000 $ 522,000
Harnett County North Carolina 11 $ 2,765,000 $ 251,000 $ 117,000
Wilkes County North Carolina 11 $ 1,745,000 $ 158,000 $ 94,000
Bedford County Tennessee 10 $ 1,210,000 $ 121,000 $ 70,000
Macon County Tennessee 10 $ 970,000 $ 97,000 $ 76,000
Dade County Georgia 9 $ 2,235,000 $ 248,000 $ 124,000
Orleans County Louisiana 9 $ 1,155,000 $ 128,000 $ 35,000
Horry County South Carolina 9 $ 2,205,000 $ 245,000 $ 312,000
New Hanover County North Carolina 8 $ 1,900,000 $ 237,000 $ 245,000
Dickson County Tennessee 8 $ 1,300,000 $ 162,000 $ 69,000
Grainger County Tennessee 8 $ 820,000 $ 102,000 $ 58,000
Monroe County Tennessee 8 $ 2,280,000 $ 285,000 $ 165,000
Smith County Tennessee 8 $ 710,000 $ 88,000 $ 43,000
Baldwin County Alabama 7 $ 1,645,000 $ 235,000 $ 248,000
Madison County Alabama 7 $ 1,465,000 $ 209,000 $ 145,000
Pinellas County Florida 7 $ 5,075,000 $ 725,000 $ 374,000
Seminole County Florida 7 $ 1,515,000 $ 216,000 $ 51,000
Whitfield County Georgia 7 $ 2,465,000 $ 352,000 $ 240,000
Marshall County Mississippi 7 $ 485,000 $ 69,000 $ 60,000
Avery County North Carolina 7 $ 4,865,000 $ 695,000 $ 482,000
Haywood County North Carolina 7 $ 1,135,000 $ 162,000 $ 231,000
DeKalb County Tennessee 7 $ 1,265,000 $ 180,000 $ 107,000
Franklin County Virginia 7 $ 1,915,000 $ 273,000 $ 153,000
Henry County Virginia 7 $ 515,000 $ 73,000 $ 48,000
Cleburne County Arkansas 6 $ 1,370,000 $ 228,000 $ 328,000
Duval County Florida 6 $ 2,230,000 $ 371,000 $ 162,000
Cherokee County Georgia 6 $ 2,840,000 $ 473,000 $ 156,000
Lincoln County North Carolina 6 $ 1,250,000 $ 208,000 $ 86,000
Coffee County Tennessee 6 $ 1,310,000 $ 218,000 $ 92,000
Franklin County Tennessee 6 $ 3,180,000 $ 530,000 $ 584,000
Marion County Tennessee 6 $ 2,730,000 $ 455,000 $ 276,000
Polk County Tennessee 6 $ 520,000 $ 86,000 $ 55,000
Pulaski County Arkansas 5 $ 625,000 $ 125,000 $ 42,000
Brevard County Florida 5 $ 5,975,000 $ 1,195,000 $ 266,000
Manatee County Florida 5 $ 1,055,000 $ 211,000 $ 149,000
Volusia County Florida 5 $ 1,505,000 $ 301,000 $ 242,000
Forsyth County Georgia 5 $ 1,745,000 $ 349,000 $ 157,000
St. Tammany County Louisiana 5 $ 515,000 $ 103,000 $ 27,000
Tate County Mississippi 5 $ 735,000 $ 147,000 $ 91,000
Henderson County North Carolina 5 $ 2,075,000 $ 415,000 $ 505,000
Hoke County North Carolina 5 $ 775,000 $ 155,000 $ 55,000
Pitt County North Carolina 5 $ 1,195,000 $ 239,000 $ 89,000
Meigs County Tennessee 5 $ 715,000 $ 143,000 $ 78,000
Indian River County Florida 4 $ 790,000 $ 197,000 $ 142,000
Marion County Florida 4 $ 460,000 $ 115,000 $ 31,000
Pasco County Florida 4 $ 700,000 $ 175,000 $ 86,000
St. Lucie County Florida 4 $ 610,000 $ 152,000 $ 96,000
Chatham County Georgia 4 $ 2,610,000 $ 652,000 $ 427,000
Wayne County Georgia 4 $ 370,000 $ 92,000 $ 41,000
Hinds County Mississippi 4 $ 3,430,000 $ 857,000 $ 443,000
Cleveland County North Carolina 4 $ 430,000 $ 107,000 $ 42,000
Granville County North Carolina 4 $ 840,000 $ 210,000 $ 62,000
Stanly County North Carolina 4 $ 660,000 $ 165,000 $ 200,000
Beaufort County South Carolina 4 $ 5,510,000 $ 1,377,000 $ 479,000
Dorchester County South Carolina 4 $ 1,140,000 $ 285,000 $ 175,000
Giles County Tennessee 4 $ 3,740,000 $ 935,000 $ 305,000
Hardin County Tennessee 4 $ 1,540,000 $ 385,000 $ 308,000
Johnson County Tennessee 4 $ 380,000 $ 95,000 $ 93,000
Union County Tennessee 4 $ 400,000 $ 100,000 $ 178,000
Fort Bend County Texas 4 $ 720,000 $ 180,000 $ 46,000
Accomack County Virginia 4 $ 520,000 $ 130,000 $ 81,000
Fairfax County Virginia 4 $ 1,320,000 $ 330,000 $ 141,000
Halifax County Virginia 4 $ 290,000 $ 72,000 $ 62,000
Henrico County Virginia 4 $ 1,170,000 $ 292,000 $ 176,000
Northampton County Virginia 4 $ 500,000 $ 125,000 $ 153,000
Patrick County Virginia 4 $ 130,000 $ 32,000 $ 60,000
Shelby County Alabama 3 $ 285,000 $ 95,000 $ 28,000
Bay County Florida 3 $ 955,000 $ 318,000 $ 233,000
Flagler County Florida 3 $ 565,000 $ 188,000 $ 59,000
Lumpkin County Georgia 3 $ 1,265,000 $ 421,000 $ 162,000
Rockdale County Georgia 3 $ 345,000 $ 115,000 $ 108,000
Lafayette County Louisiana 3 $ 385,000 $ 128,000 $ 45,000
Lee County Mississippi 3 $ 155,000 $ 51,000 $ 52,000
Madison County Mississippi 3 $ 1,625,000 $ 541,000 $ 230,000
Laclede County Missouri 3 $ 655,000 $ 218,000 $ 64,000
Ashe County North Carolina 3 $ 405,000 $ 135,000 $ 54,000
Madison County North Carolina 3 $ 915,000 $ 305,000 $ 84,000
Montgomery County North Carolina 3 $ 435,000 $ 145,000 $ 129,000
Person County North Carolina 3 $ 535,000 $ 178,000 $ 49,000
Vance County North Carolina 3 $ 2,495,000 $ 831,000 $ 855,000
Bledsoe County Tennessee 3 $ 325,000 $ 108,000 $ 95,000
Gibson County Tennessee 3 $ 485,000 $ 161,000 $ 112,000
Humphreys County Tennessee 3 $ 245,000 $ 81,000 $ 54,000
McNairy County Tennessee 3 $ 215,000 $ 71,000 $ 70,000
Rhea County Tennessee 3 $ 285,000 $ 95,000 $ 59,000
Sequatchie County Tennessee 3 $ 785,000 $ 261,000 $ 242,000
Dallas County Texas 3 $ 595,000 $ 198,000 $ 84,000
Bristol County Virginia 3 $ 275,000 $ 91,000 $ 24,000
Carroll County Virginia 3 $ 305,000 $ 101,000 $ 160,000
Cherokee County Alabama 2 $ 280,000 $ 140,000 $ 66,000
Benton County Arkansas 2 $ 950,000 $ 475,000 $ 315,000
Crittenden County Arkansas 2 $ 120,000 $ 60,000 $ 54,000
San Miguel County Colorado 2 $ 9,110,000 $ 4,555,000 $ 5,028,000
Alachua County Florida 2 $ 480,000 $ 240,000 $ 209,000
Citrus County Florida 2 $ 290,000 $ 145,000 $ 80,000
Hernando County Florida 2 $ 240,000 $ 120,000 $ 83,000
Osceola County Florida 2 $ 370,000 $ 185,000 $ 122,000
Sumter County Florida 2 $ 530,000 $ 265,000 $ 101,000
Barrow County Georgia 2 $ 410,000 $ 205,000 $ 44,000
Fannin County Georgia 2 $ 240,000 $ 120,000 $ 240,000
Fayette County Georgia 2 $ 650,000 $ 325,000 $ 156,000
Suffolk County Massachusetts 2 $ 940,000 $ 470,000 $ 477,000
Lafayette County Mississippi 2 $ 1,160,000 $ 580,000 $ 427,000
Washington County Mississippi 2 $ 100,000 $ 50,000 $ 44,000
Jackson County Missouri 2 $ 30,000 $ 15,000 $ 63,000
Essex County New Jersey 2 $ 810,000 $ 405,000 $ 302,000
Otsego County New York 2 $ 1,100,000 $ 550,000 $ 350,000
Alleghany County North Carolina 2 $ 330,000 $ 165,000 $ 68,000
Carteret County North Carolina 2 $ 360,000 $ 180,000 $ 80,000
Caswell County North Carolina 2 $ 610,000 $ 305,000 $ 151,000
Macon County North Carolina 2 $ 1,510,000 $ 755,000 $ 4,235,000
McDowell County North Carolina 2 $ 160,000 $ 80,000 $ 58,000
Nash County North Carolina 2 $ 350,000 $ 175,000 $ 61,000
Rockingham County North Carolina 2 $ 490,000 $ 245,000 $ 113,000
Transylvania County North Carolina 2 $ 1,120,000 $ 560,000 $ 232,000
Yancey County North Carolina 2 $ 250,000 $ 125,000 $ 34,000
Franklin County Ohio 2 $ 1,060,000 $ 530,000 $ 56,000
Georgetown County South Carolina 2 $ 700,000 $ 350,000 $ 183,000
Lancaster County South Carolina 2 $ 690,000 $ 345,000 $ 152,000
Newberry County South Carolina 2 $ 80,000 $ 40,000 $ 56,000
Hardeman County Tennessee 2 $ 430,000 $ 215,000 $ 123,000
Hickman County Tennessee 2 $ 430,000 $ 215,000 $ 179,000
Jackson County Tennessee 2 $ 180,000 $ 90,000 $ 45,000
Lincoln County Tennessee 2 $ 290,000 $ 145,000 $ 68,000
Moore County Tennessee 2 $ 570,000 $ 285,000 $ 167,000
Morgan County Tennessee 2 $ 620,000 $ 310,000 $ 213,000
Overton County Tennessee 2 $ 710,000 $ 355,000 $ 41,000
Pickett County Tennessee 2 $ 760,000 $ 380,000 $ 756,000
Van Buren County Tennessee 2 $ 660,000 $ 330,000 $ 588,000
Weakley County Tennessee 2 $ 110,000 $ 55,000 $ 119,000
Richmond City County Virginia 2 $ 210,000 $ 105,000 $ 238,000
Russell County Virginia 2 $ 670,000 $ 335,000 $ 56,000
Dane County Wisconsin 2 $ 1,270,000 $ 635,000 $ 576,000
Autauga County Alabama 1 $ 135,000 $ 135,000 $ 85,000
Coffee County Alabama 1 $ 195,000 $ 195,000 $ 153,000
Colbert County Alabama 1 $ 465,000 $ 465,000 $ 280,000
Lauderdale County Alabama 1 $ 255,000 $ 255,000 $ 143,000
Lee County Alabama 1 $ 375,000 $ 375,000 $ 120,000
Winston County Alabama 1 $ 295,000 $ 295,000 $ 1,006,000
Maricopa County Arizona 1 $ 375,000 $ 375,000 $ 1,400,000
Clay County Arkansas 1 $ 125,000 $ 125,000 $ 112,000
Faulkner County Arkansas 1 $ 235,000 $ 235,000 $ 80,000
Garland County Arkansas 1 $ 45,000 $ 45,000 $ 155,000
Mississippi County Arkansas 1 $ 55,000 $ 55,000 $ 35,000
Phillips County Arkansas 1 $ 15,000 $ 15,000 $ 13,000
Poinsett County Arkansas 1 $ 55,000 $ 55,000 $ 157,000
Saline County Arkansas 1 $ 125,000 $ 125,000 $ 33,000
Sharp County Arkansas 1 $ 75,000 $ 75,000 $ 540,000
Washington County Arkansas 1 $ 205,000 $ 205,000 $ 60,000
Marin County California 1 $ 1,055,000 $ 1,055,000 $ 396,000
Sacramento County California 1 $ 115,000 $ 115,000 $ 21,000
Eagle County Colorado 1 $ 1,005,000 $ 1,005,000 $ 7,719,000
Garfield County Colorado 1 $ 1,185,000 $ 1,185,000 $ 232,000
Jefferson County Colorado 1 $ 1,445,000 $ 1,445,000 $ 733,000
District of Columbia County District Of Columbia 1 $ 245,000 $ 245,000 $ 1,885,000
Clay County Florida 1 $ 725,000 $ 725,000 $ 0
Highlands County Florida 1 $ 65,000 $ 65,000 $ 32,000
Leon County Florida 1 $ 95,000 $ 95,000 $ 261,000
Nassau County Florida 1 $ 355,000 $ 355,000 $ 160,000
Okaloosa County Florida 1 $ 605,000 $ 605,000 $ 143,000
Polk County Florida 1 $ 175,000 $ 175,000 $ 35,000
Baldwin County Georgia 1 $ 135,000 $ 135,000 $ 137,000
Bartow County Georgia 1 $ 65,000 $ 65,000 $ 52,000
Chattooga County Georgia 1 $ 295,000 $ 295,000 $ 180,000
Coweta County Georgia 1 $ 565,000 $ 565,000 $ 521,000
Glynn County Georgia 1 $ 205,000 $ 205,000 $ 82,000
Gordon County Georgia 1 $ 405,000 $ 405,000 $ 210,000
Hall County Georgia 1 $ 1,505,000 $ 1,505,000 $ 923,000
Henry County Georgia 1 $ 25,000 $ 25,000 $ 107,000
Lowndes County Georgia 1 $ 205,000 $ 205,000 $ 99,000
McIntosh County Georgia 1 $ 75,000 $ 75,000 $ 71,000
Oconee County Georgia 1 $ 845,000 $ 845,000 $ 578,000
Paulding County Georgia 1 $ 305,000 $ 305,000 $ 98,000
Union County Georgia 1 $ 265,000 $ 265,000 $ 84,000
Upson County Georgia 1 $ 405,000 $ 405,000 $ 1,144,000
Cook County Illinois 1 $ 265,000 $ 265,000 $ 95,000
Christian County Kentucky 1 $ 135,000 $ 135,000 $ 111,000
Pike County Kentucky 1 $ 1,215,000 $ 1,215,000 $ 900,000
East Baton Rouge County Louisiana 1 $ 1,095,000 $ 1,095,000 $ 450,000
Jefferson County Louisiana 1 $ 125,000 $ 125,000 $ 33,000
Vermilion County Louisiana 1 $ 75,000 $ 75,000 $ 15,000
Nantucket County Massachusetts 1 $ 2,345,000 $ 2,345,000 $ 332,000
Norfolk County Massachusetts 1 $ 205,000 $ 205,000 $ 123,000
Kent County Michigan 1 $ 595,000 $ 595,000 $ 243,000
Oakland County Michigan 1 $ 225,000 $ 225,000 $ 360,000
Hennepin County Minnesota 1 $ 55,000 $ 55,000 $ 152,000
Benton County Mississippi 1 $ 235,000 $ 235,000 $ 92,000
George County Mississippi 1 $ 285,000 $ 285,000 $ 74,000
Oktibbeha County Mississippi 1 $ 145,000 $ 145,000 $ 86,000
Panola County Mississippi 1 $ 55,000 $ 55,000 $ 25,000
Rankin County Mississippi 1 $ 245,000 $ 245,000 $ 85,000
Yalobusha County Mississippi 1 $ 105,000 $ 105,000 $ 119,000
Franklin County Missouri 1 $ 175,000 $ 175,000 $ 249,000
Miller County Missouri 1 $ 135,000 $ 135,000 $ 89,000
Platte County Missouri 1 $ 55,000 $ 55,000 $ 151,000
Flathead County Montana 1 $ 505,000 $ 505,000 $ 178,000
Madison County Montana 1 $ 755,000 $ 755,000 $ 925,000
Hudson County New Jersey 1 $ 1,505,000 $ 1,505,000 $ 0
Richmond County New York 1 $ 735,000 $ 735,000 $ 237,000
Schenectady County New York 1 $ 95,000 $ 95,000 $ 56,000
Beaufort County North Carolina 1 $ 425,000 $ 425,000 $ 100,000
Bladen County North Carolina 1 $ 295,000 $ 295,000 $ 60,000
Craven County North Carolina 1 $ 445,000 $ 445,000 $ 84,000
Jackson County North Carolina 1 $ 335,000 $ 335,000 $ 0
Lenoir County North Carolina 1 $ 125,000 $ 125,000 $ 33,000
Northampton County North Carolina 1 $ 285,000 $ 285,000 $ 126,000
Onslow County North Carolina 1 $ 305,000 $ 305,000 $ 283,000
Pamlico County North Carolina 1 $ 275,000 $ 275,000 $ 412,000
Perquimans County North Carolina 1 $ 375,000 $ 375,000 $ 153,000
Polk County North Carolina 1 $ 235,000 $ 235,000 $ 197,000
Robeson County North Carolina 1 $ 95,000 $ 95,000 $ 375,000
Rutherford County North Carolina 1 $ 265,000 $ 265,000 $ 121,000
Wayne County North Carolina 1 $ 185,000 $ 185,000 $ 122,000
Wilson County North Carolina 1 $ 165,000 $ 165,000 $ 51,000
Allen County Ohio 1 $ 485,000 $ 485,000 $ 598,000
Hamilton County Ohio 1 $ 475,000 $ 475,000 $ 162,000
McClain County Oklahoma 1 $ 275,000 $ 275,000 $ 130,000
Oklahoma County Oklahoma 1 $ 1,005,000 $ 1,005,000 $ 588,000
Adams County Pennsylvania 1 $ 305,000 $ 305,000 $ 780,000
Berks County Pennsylvania 1 $ 805,000 $ 805,000 $ 360,000
Abbeville County South Carolina 1 $ 145,000 $ 145,000 $ 204,000
Anderson County South Carolina 1 $ 165,000 $ 165,000 $ 90,000
Cherokee County South Carolina 1 $ 115,000 $ 115,000 $ 33,000
Chesterfield County South Carolina 1 $ 105,000 $ 105,000 $ 35,000
Fairfield County South Carolina 1 $ 275,000 $ 275,000 $ 106,000
Florence County South Carolina 1 $ 155,000 $ 155,000 $ 31,000
Jasper County South Carolina 1 $ 225,000 $ 225,000 $ 128,000
Laurens County South Carolina 1 $ 115,000 $ 115,000 $ 41,000
Pickens County South Carolina 1 $ 115,000 $ 115,000 $ 29,000
Cannon County Tennessee 1 $ 55,000 $ 55,000 $ 80,000
Chester County Tennessee 1 $ 125,000 $ 125,000 $ 23,000
Clay County Tennessee 1 $ 85,000 $ 85,000 $ 60,000
Dyer County Tennessee 1 $ 115,000 $ 115,000 $ 60,000
Fentress County Tennessee 1 $ 55,000 $ 55,000 $ 139,000
Grundy County Tennessee 1 $ 375,000 $ 375,000 $ 208,000
Henry County Tennessee 1 $ 755,000 $ 755,000 $ 283,000
Houston County Tennessee 1 $ 105,000 $ 105,000 $ 128,000
Lewis County Tennessee 1 $ 35,000 $ 35,000 $ 20,000
Perry County Tennessee 1 $ 275,000 $ 275,000 $ 380,000
Stewart County Tennessee 1 $ 65,000 $ 65,000 $ 563,000
Trousdale County Tennessee 1 $ 15,000 $ 15,000 $ 10,000
Wayne County Tennessee 1 $ 125,000 $ 125,000 $ 23,000
Bell County Texas 1 $ 1,165,000 $ 1,165,000 $ 475,000
Brazoria County Texas 1 $ 285,000 $ 285,000 $ 172,000
Collin County Texas 1 $ 155,000 $ 155,000 $ 123,000
Travis County Texas 1 $ 32,125,000 $ 32,125,000 $ 0
Williamson County Texas 1 $ 225,000 $ 225,000 $ 27,000
Salt Lake County Utah 1 $ 55,000 $ 55,000 $ 62,000
Summit County Utah 1 $ 1,575,000 $ 1,575,000 $ 746,000
Utah County Utah 1 $ 595,000 $ 595,000 $ 357,000
Bedford County Virginia 1 $ 105,000 $ 105,000 $ 58,000
Chesterfield County Virginia 1 $ 435,000 $ 435,000 $ 241,000
Culpeper County Virginia 1 $ 455,000 $ 455,000 $ 901,000
Fairfax City County Virginia 1 $ 125,000 $ 125,000 $ 116,000
Hanover County Virginia 1 $ 535,000 $ 535,000 $ 317,000
Martinsville County Virginia 1 $ 55,000 $ 55,000 $ 25,000
Mecklenburg County Virginia 1 $ 205,000 $ 205,000 $ 0
Pittsylvania County Virginia 1 $ 125,000 $ 125,000 $ 60,000
Scott County Virginia 1 $ 135,000 $ 135,000 $ 85,000
Smyth County Virginia 1 $ 175,000 $ 175,000 $ 0
Spotsylvania County Virginia 1 $ 265,000 $ 265,000 $ 161,000
Virginia Beach County Virginia 1 $ 515,000 $ 515,000 $ 137,000
King County Washington 1 $ 155,000 $ 155,000 $ 100,000
Skagit County Washington 1 $ 515,000 $ 515,000 $ 373,000
Thurston County Washington 1 $ 245,000 $ 245,000 $ 87,000
Milwaukee County Wisconsin 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for First Horizon Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,853 $1,259,165,000 $441,000 $38,685,000 $223,000 $8,830,000
Cash-out Refinancing 1,871 $482,735,000 $258,000 $4,805,000 $182,000 $7,719,000
Refinancing 1,598 $548,420,000 $343,000 $5,005,000 $205,000 $6,787,000
Home Improvement 1,373 $151,015,000 $109,000 $4,005,000 $140,000 $3,616,000
Other Purpose 1,109 $168,815,000 $152,000 $2,705,000 $162,000 $4,366,000
Not Applicable 8 $580,000 $72,000 $95,000 $28,000 $35,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,655 $1,842,255,000 $276,000 $9,995,000 $195,000 $8,830,000
Not Provided 651 $233,855,000 $359,000 $4,255,000 $248,000 $6,787,000
Black or African American 552 $104,630,000 $189,000 $3,905,000 $105,000 $2,063,000
Hispanic 383 $128,575,000 $335,000 $5,525,000 $180,000 $2,484,000
Not applicable 245 $188,825,000 $770,000 $38,685,000 $63,000 $311,000
Asian 196 $65,050,000 $331,000 $3,005,000 $187,000 $1,096,000
American Indian or Alaskan Native 42 $7,270,000 $173,000 $985,000 $97,000 $359,000
Native Hawaiian or Other Pacific Islander 3 $255,000 $85,000 $145,000 $78,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,525 $2,546,385,000 $298,000 $38,685,000 $195,000 $8,830,000
FHA-insured (Federal Housing Administration) 179 $38,045,000 $212,000 $365,000 $44,000 $137,000
VA-guaranteed (Veterans Administration) 91 $23,255,000 $255,000 $975,000 $71,000 $924,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $3,045,000 $179,000 $245,000 $47,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,101 $1,663,715,000 $326,000 $38,685,000 $219,000 $8,830,000
Application Denied By Financial Institution 1,693 $300,885,000 $177,000 $5,005,000 $113,000 $3,613,000
Application Withdrawn By Applicant 1,127 $402,075,000 $356,000 $9,995,000 $218,000 $4,126,000
Loan Purchased By The Institution 518 $96,730,000 $186,000 $505,000 $49,000 $311,000
File Closed For Incompleteness 271 $113,085,000 $417,000 $4,275,000 $269,000 $4,365,000
Application Approved But Not Accepted 102 $34,240,000 $335,000 $2,865,000 $221,000 $1,692,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,119 $2,309,845,000 $324,000 $38,685,000 $208,000 $8,830,000
Debt-To-Income Ratio 603 $138,325,000 $229,000 $3,185,000 $66,000 $673,000
Credit History 548 $55,540,000 $101,000 $1,105,000 $92,000 $1,850,000
Other 305 $54,875,000 $179,000 $4,805,000 $167,000 $1,900,000
Collateral 180 $33,660,000 $187,000 $2,625,000 $235,000 $3,613,000
Unverifiable Information 21 $4,955,000 $235,000 $1,005,000 $105,000 $359,000
Credit Application Incomplete 16 $2,470,000 $154,000 $545,000 $123,000 $373,000
Insufficient Cash (Downpayment, Closing Cost) 13 $10,045,000 $772,000 $5,005,000 $121,000 $250,000
Employment History 7 $1,015,000 $145,000 $305,000 $100,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Horizon Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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