First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First United Bank And Trust Company 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,353 |
| Total Mortgage Loan Application Amount | $224,631,000 |
| Average Mortgage Loan Application Amount | $76,333 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $5,168,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bryan County Oklahoma | 344 | $ 24,218,000 | $ 70,000 | $ 64,000 |
| Pottawatomie County Oklahoma | 267 | $ 21,941,000 | $ 82,000 | $ 61,000 |
| Oklahoma County Oklahoma | 207 | $ 23,105,000 | $ 111,000 | $ 75,000 |
| Garvin County Oklahoma | 150 | $ 9,002,000 | $ 60,000 | $ 48,000 |
| Creek County Oklahoma | 131 | $ 11,927,000 | $ 91,000 | $ 70,000 |
| Tulsa County Oklahoma | 119 | $ 13,686,000 | $ 115,000 | $ 53,000 |
| Cleveland County Oklahoma | 117 | $ 12,723,000 | $ 108,000 | $ 109,000 |
| Pontotoc County Oklahoma | 115 | $ 8,472,000 | $ 73,000 | $ 53,000 |
| Seminole County Oklahoma | 101 | $ 6,662,000 | $ 65,000 | $ 56,000 |
| Denton County Texas | 99 | $ 11,538,000 | $ 116,000 | $ 59,000 |
| Hughes County Oklahoma | 98 | $ 6,035,000 | $ 61,000 | $ 48,000 |
| Marshall County Oklahoma | 72 | $ 4,117,000 | $ 57,000 | $ 47,000 |
| Collin County Texas | 68 | $ 16,480,000 | $ 242,000 | $ 134,000 |
| Choctaw County Oklahoma | 54 | $ 3,052,000 | $ 56,000 | $ 57,000 |
| Dallas County Texas | 36 | $ 5,170,000 | $ 143,000 | $ 54,000 |
| Canadian County Oklahoma | 29 | $ 4,257,000 | $ 146,000 | $ 59,000 |
| Rogers County Oklahoma | 26 | $ 3,141,000 | $ 120,000 | $ 77,000 |
| Grayson County Texas | 23 | $ 3,027,000 | $ 131,000 | $ 73,000 |
| Wagoner County Oklahoma | 22 | $ 2,693,000 | $ 122,000 | $ 95,000 |
| McClain County Oklahoma | 21 | $ 2,588,000 | $ 123,000 | $ 91,000 |
| Atoka County Oklahoma | 16 | $ 1,269,000 | $ 79,000 | $ 48,000 |
| Johnston County Oklahoma | 15 | $ 1,149,000 | $ 76,000 | $ 59,000 |
| Carter County Oklahoma | 14 | $ 952,000 | $ 68,000 | $ 73,000 |
| Grady County Oklahoma | 14 | $ 1,872,000 | $ 133,000 | $ 51,000 |
| Tarrant County Texas | 14 | $ 2,883,000 | $ 205,000 | $ 106,000 |
| Lincoln County Oklahoma | 12 | $ 1,029,000 | $ 85,000 | $ 59,000 |
| Okmulgee County Oklahoma | 11 | $ 878,000 | $ 79,000 | $ 64,000 |
| Pushmataha County Oklahoma | 11 | $ 1,242,000 | $ 112,000 | $ 102,000 |
| Logan County Oklahoma | 10 | $ 1,247,000 | $ 124,000 | $ 69,000 |
| Murray County Oklahoma | 9 | $ 754,000 | $ 83,000 | $ 79,000 |
| McIntosh County Oklahoma | 7 | $ 330,000 | $ 47,000 | $ 113,000 |
| Mayes County Oklahoma | 5 | $ 407,000 | $ 81,000 | $ 48,000 |
| Fannin County Texas | 5 | $ 739,000 | $ 147,000 | $ 88,000 |
| Washington County Arkansas | 4 | $ 550,000 | $ 137,000 | $ 46,000 |
| McCurtain County Oklahoma | 4 | $ 410,000 | $ 102,000 | $ 40,000 |
| Osage County Oklahoma | 4 | $ 340,000 | $ 85,000 | $ 53,000 |
| Payne County Oklahoma | 4 | $ 404,000 | $ 101,000 | $ 71,000 |
| Bexar County Texas | 4 | $ 376,000 | $ 94,000 | $ 73,000 |
| Travis County Texas | 4 | $ 535,000 | $ 133,000 | $ 134,000 |
| Wise County Texas | 4 | $ 304,000 | $ 76,000 | $ 46,000 |
| Cobb County Georgia | 3 | $ 496,000 | $ 165,000 | $ 154,000 |
| Orleans County Louisiana | 3 | $ 853,000 | $ 284,000 | $ 518,000 |
| Coal County Oklahoma | 3 | $ 92,000 | $ 30,000 | $ 42,000 |
| Delaware County Oklahoma | 3 | $ 617,000 | $ 205,000 | $ 271,000 |
| Muskogee County Oklahoma | 3 | $ 508,000 | $ 169,000 | $ 104,000 |
| Okfuskee County Oklahoma | 3 | $ 111,000 | $ 37,000 | $ 44,000 |
| Pawnee County Oklahoma | 3 | $ 307,000 | $ 102,000 | $ 92,000 |
| Cooke County Texas | 3 | $ 360,000 | $ 120,000 | $ 68,000 |
| Smith County Texas | 3 | $ 270,000 | $ 90,000 | $ 95,000 |
| Houston County Alabama | 2 | $ 184,000 | $ 92,000 | $ 66,000 |
| East Baton Rouge County Louisiana | 2 | $ 164,000 | $ 82,000 | $ 34,000 |
| Prince George's County Maryland | 2 | $ 895,000 | $ 447,000 | $ 38,000 |
| Kingfisher County Oklahoma | 2 | $ 144,000 | $ 72,000 | $ 10,000 |
| Stephens County Oklahoma | 2 | $ 675,000 | $ 337,000 | $ 29,000 |
| Washington County Oklahoma | 2 | $ 272,000 | $ 136,000 | $ 133,000 |
| Montgomery County Texas | 2 | $ 556,000 | $ 278,000 | $ 35,000 |
| Williamson County Texas | 2 | $ 163,000 | $ 81,000 | $ 184,000 |
| Pinal County Arizona | 1 | $ 243,000 | $ 243,000 | $ 91,000 |
| Arkansas County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 64,000 |
| Craighead County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 128,000 |
| Marion County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Pulaski County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 33,000 |
| Sebastian County Arkansas | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| White County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 3,000 |
| Broward County Florida | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 320,000 | $ 320,000 | $ 93,000 |
| Polk County Iowa | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| Sedgwick County Kansas | 1 | $ 158,000 | $ 158,000 | $ 88,000 |
| Fayette County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 170,000 | $ 170,000 | $ 1,083,000 |
| Jackson County Missouri | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Taney County Missouri | 1 | $ 772,000 | $ 772,000 | $ 981,000 |
| Clark County Nevada | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Bladen County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Craig County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Greer County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 470,000 |
| Haskell County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 21,000 |
| Latimer County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 58,000 |
| Le Flore County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 101,000 |
| Love County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 86,000 |
| Pittsburg County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Rutherford County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Bell County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Burnet County Texas | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Cameron County Texas | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Harris County Texas | 1 | $ 94,000 | $ 94,000 | $ 91,000 |
| Kimble County Texas | 1 | $ 32,000 | $ 32,000 | $ 84,000 |
| Lubbock County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Navarro County Texas | 1 | $ 56,000 | $ 56,000 | $ 64,000 |
| Panola County Texas | 1 | $ 73,000 | $ 73,000 | $ 264,000 |
| Rockwall County Texas | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Sabine County Texas | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Wheeler County Texas | 1 | $ 97,000 | $ 97,000 | $ 95,000 |
| Wood County Texas | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Loudoun County Virginia | 1 | $ 819,000 | $ 819,000 | $ 225,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,432 | $139,191,000 | $97,000 | $819,000 | $65,000 | $1,316,000 |
| Refinancing | 775 | $81,486,000 | $105,000 | $2,100,000 | $76,000 | $5,168,000 |
| Home Improvement | 146 | $3,954,000 | $27,000 | $375,000 | $58,000 | $771,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,788 | $171,387,000 | $95,000 | $1,500,000 | $66,000 | $1,200,000 |
| Not Provided | 218 | $21,306,000 | $97,000 | $845,000 | $72,000 | $1,016,000 |
| Hispanic | 101 | $7,298,000 | $72,000 | $366,000 | $47,000 | $264,000 |
| American Indian or Alaskan Native | 100 | $7,485,000 | $74,000 | $417,000 | $58,000 | $650,000 |
| Not applicable | 68 | $7,011,000 | $103,000 | $2,100,000 | $159,000 | $5,168,000 |
| Black or African American | 63 | $8,057,000 | $127,000 | $415,000 | $62,000 | $540,000 |
| Asian | 14 | $1,959,000 | $139,000 | $592,000 | $73,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $128,000 | $128,000 | $128,000 | $102,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,148 | $202,738,000 | $94,000 | $2,100,000 | $70,000 | $5,168,000 |
| FHA-insured (Federal Housing Administration) | 163 | $16,266,000 | $99,000 | $198,000 | $54,000 | $780,000 |
| VA-guaranteed (Veterans Administration) | 40 | $5,476,000 | $136,000 | $396,000 | $55,000 | $105,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $151,000 | $75,000 | $96,000 | $32,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,811 | $171,461,000 | $94,000 | $2,100,000 | $72,000 | $5,168,000 |
| Application Denied By Financial Institution | 254 | $20,745,000 | $81,000 | $1,490,000 | $40,000 | $324,000 |
| Application Withdrawn By Applicant | 214 | $25,905,000 | $121,000 | $845,000 | $80,000 | $1,200,000 |
| Application Approved But Not Accepted | 61 | $4,429,000 | $72,000 | $819,000 | $47,000 | $225,000 |
| File Closed For Incompleteness | 12 | $2,016,000 | $168,000 | $520,000 | $40,000 | $128,000 |
| Preapproval Denied by Financial Institution | 1 | $75,000 | $75,000 | $75,000 | $6,000 | $6,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.