First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First United Bank And Trust Company 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,133 |
| Total Mortgage Loan Application Amount | $1,299,206,000 |
| Average Mortgage Loan Application Amount | $117,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $80,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,102 | $ 175,188,000 | $ 158,000 | $ 79,000 |
| Tulsa County Oklahoma | 894 | $ 135,661,000 | $ 151,000 | $ 93,000 |
| Denton County Texas | 643 | $ 131,554,000 | $ 204,000 | $ 121,000 |
| Cleveland County Oklahoma | 616 | $ 97,878,000 | $ 158,000 | $ 81,000 |
| Tarrant County Texas | 511 | $ 93,069,000 | $ 182,000 | $ 112,000 |
| Collin County Texas | 500 | $ 111,392,000 | $ 222,000 | $ 134,000 |
| Dallas County Texas | 457 | $ 88,996,000 | $ 194,000 | $ 118,000 |
| Bryan County Oklahoma | 394 | $ 39,687,000 | $ 100,000 | $ 60,000 |
| Pottawatomie County Oklahoma | 320 | $ 38,375,000 | $ 119,000 | $ 63,000 |
| Rogers County Oklahoma | 266 | $ 43,148,000 | $ 162,000 | $ 71,000 |
| Canadian County Oklahoma | 221 | $ 31,253,000 | $ 141,000 | $ 68,000 |
| Creek County Oklahoma | 192 | $ 24,868,000 | $ 129,000 | $ 63,000 |
| Pontotoc County Oklahoma | 181 | $ 24,965,000 | $ 137,000 | $ 142,000 |
| Muskogee County Oklahoma | 140 | $ 18,057,000 | $ 128,000 | $ 67,000 |
| Garvin County Oklahoma | 132 | $ 14,745,000 | $ 111,000 | $ 64,000 |
| Carter County Oklahoma | 113 | $ 15,052,000 | $ 133,000 | $ 69,000 |
| Wagoner County Oklahoma | 104 | $ 16,075,000 | $ 154,000 | $ 73,000 |
| Hughes County Oklahoma | 94 | $ 7,397,000 | $ 78,000 | $ 57,000 |
| Johnson County Texas | 79 | $ 10,590,000 | $ 134,000 | $ 79,000 |
| Seminole County Oklahoma | 65 | $ 5,566,000 | $ 85,000 | $ 57,000 |
| Harris County Texas | 63 | $ 11,465,000 | $ 181,000 | $ 118,000 |
| McClain County Oklahoma | 59 | $ 9,985,000 | $ 169,000 | $ 81,000 |
| Grayson County Texas | 56 | $ 9,069,000 | $ 161,000 | $ 112,000 |
| Cherokee County Oklahoma | 53 | $ 7,789,000 | $ 146,000 | $ 60,000 |
| Choctaw County Oklahoma | 45 | $ 2,744,000 | $ 60,000 | $ 63,000 |
| Logan County Oklahoma | 42 | $ 7,032,000 | $ 167,000 | $ 79,000 |
| Travis County Texas | 40 | $ 9,631,000 | $ 240,000 | $ 127,000 |
| Grady County Oklahoma | 39 | $ 6,703,000 | $ 171,000 | $ 79,000 |
| Marshall County Oklahoma | 39 | $ 3,537,000 | $ 90,000 | $ 73,000 |
| Mayes County Oklahoma | 35 | $ 4,987,000 | $ 142,000 | $ 75,000 |
| Lincoln County Oklahoma | 33 | $ 3,917,000 | $ 118,000 | $ 78,000 |
| Osage County Oklahoma | 32 | $ 5,496,000 | $ 171,000 | $ 105,000 |
| McIntosh County Oklahoma | 27 | $ 3,644,000 | $ 134,000 | $ 85,000 |
| Fort Bend County Texas | 27 | $ 6,073,000 | $ 224,000 | $ 113,000 |
| Atoka County Oklahoma | 25 | $ 3,049,000 | $ 121,000 | $ 62,000 |
| Rockwall County Texas | 24 | $ 3,608,000 | $ 150,000 | $ 153,000 |
| Pittsburg County Oklahoma | 23 | $ 3,772,000 | $ 164,000 | $ 85,000 |
| Ellis County Texas | 18 | $ 3,303,000 | $ 183,000 | $ 106,000 |
| Washington County Oklahoma | 16 | $ 1,802,000 | $ 112,000 | $ 49,000 |
| Bexar County Texas | 16 | $ 4,027,000 | $ 251,000 | $ 146,000 |
| Parker County Texas | 15 | $ 3,201,000 | $ 213,000 | $ 83,000 |
| Murray County Oklahoma | 14 | $ 1,947,000 | $ 139,000 | $ 69,000 |
| Delaware County Oklahoma | 13 | $ 2,901,000 | $ 223,000 | $ 137,000 |
| Johnston County Oklahoma | 13 | $ 1,422,000 | $ 109,000 | $ 67,000 |
| Okmulgee County Oklahoma | 13 | $ 1,533,000 | $ 117,000 | $ 57,000 |
| Payne County Oklahoma | 12 | $ 1,878,000 | $ 156,000 | $ 79,000 |
| Cooke County Texas | 12 | $ 2,840,000 | $ 236,000 | $ 145,000 |
| Williamson County Texas | 12 | $ 2,120,000 | $ 176,000 | $ 108,000 |
| Caddo County Oklahoma | 11 | $ 800,000 | $ 72,000 | $ 63,000 |
| McCurtain County Oklahoma | 11 | $ 1,431,000 | $ 130,000 | $ 131,000 |
| Okfuskee County Oklahoma | 10 | $ 1,311,000 | $ 131,000 | $ 52,000 |
| Wise County Texas | 10 | $ 2,126,000 | $ 212,000 | $ 101,000 |
| Hunt County Texas | 9 | $ 840,000 | $ 93,000 | $ 61,000 |
| Montgomery County Texas | 9 | $ 1,737,000 | $ 193,000 | $ 128,000 |
| Custer County Oklahoma | 8 | $ 974,000 | $ 121,000 | $ 61,000 |
| Le Flore County Oklahoma | 7 | $ 1,474,000 | $ 210,000 | $ 111,000 |
| Hood County Texas | 7 | $ 1,109,000 | $ 158,000 | $ 128,000 |
| Kaufman County Texas | 7 | $ 1,001,000 | $ 143,000 | $ 113,000 |
| Coal County Oklahoma | 6 | $ 770,000 | $ 128,000 | $ 63,000 |
| Comanche County Oklahoma | 6 | $ 979,000 | $ 163,000 | $ 101,000 |
| Kay County Oklahoma | 6 | $ 540,000 | $ 90,000 | $ 54,000 |
| Love County Oklahoma | 6 | $ 590,000 | $ 98,000 | $ 64,000 |
| Pushmataha County Oklahoma | 6 | $ 739,000 | $ 123,000 | $ 68,000 |
| Sequoyah County Oklahoma | 6 | $ 773,000 | $ 128,000 | $ 68,000 |
| Woodward County Oklahoma | 6 | $ 1,169,000 | $ 194,000 | $ 75,000 |
| Fannin County Texas | 6 | $ 749,000 | $ 124,000 | $ 81,000 |
| Garfield County Oklahoma | 5 | $ 1,054,000 | $ 210,000 | $ 85,000 |
| Haskell County Oklahoma | 5 | $ 462,000 | $ 92,000 | $ 55,000 |
| Noble County Oklahoma | 5 | $ 823,000 | $ 164,000 | $ 100,000 |
| Hays County Texas | 5 | $ 1,207,000 | $ 241,000 | $ 74,000 |
| Henderson County Texas | 5 | $ 1,401,000 | $ 280,000 | $ 414,000 |
| Jefferson County Oklahoma | 4 | $ 346,000 | $ 86,000 | $ 38,000 |
| Stephens County Oklahoma | 4 | $ 747,000 | $ 186,000 | $ 35,000 |
| Brazoria County Texas | 4 | $ 829,000 | $ 207,000 | $ 119,000 |
| Lubbock County Texas | 4 | $ 510,000 | $ 127,000 | $ 140,000 |
| Nueces County Texas | 4 | $ 592,000 | $ 148,000 | $ 139,000 |
| Washington County Arkansas | 3 | $ 531,000 | $ 177,000 | $ 118,000 |
| Sedgwick County Kansas | 3 | $ 576,000 | $ 192,000 | $ 109,000 |
| Craig County Oklahoma | 3 | $ 368,000 | $ 122,000 | $ 89,000 |
| Latimer County Oklahoma | 3 | $ 311,000 | $ 103,000 | $ 59,000 |
| Pawnee County Oklahoma | 3 | $ 423,000 | $ 141,000 | $ 90,000 |
| Comal County Texas | 3 | $ 510,000 | $ 170,000 | $ 225,000 |
| Galveston County Texas | 3 | $ 396,000 | $ 132,000 | $ 73,000 |
| Navarro County Texas | 3 | $ 403,000 | $ 134,000 | $ 75,000 |
| Wood County Texas | 3 | $ 374,000 | $ 124,000 | $ 78,000 |
| Orleans County Louisiana | 2 | $ 375,000 | $ 187,000 | $ 60,000 |
| St. Mary County Louisiana | 2 | $ 306,000 | $ 153,000 | $ 83,000 |
| Adair County Oklahoma | 2 | $ 77,000 | $ 38,000 | $ 16,000 |
| Beckham County Oklahoma | 2 | $ 215,000 | $ 107,000 | $ 74,000 |
| Blaine County Oklahoma | 2 | $ 279,000 | $ 139,000 | $ 90,000 |
| Kingfisher County Oklahoma | 2 | $ 389,000 | $ 194,000 | $ 53,000 |
| Major County Oklahoma | 2 | $ 361,000 | $ 180,000 | $ 120,000 |
| Nowata County Oklahoma | 2 | $ 376,000 | $ 188,000 | $ 36,000 |
| Bell County Texas | 2 | $ 288,000 | $ 144,000 | $ 69,000 |
| Burnet County Texas | 2 | $ 475,000 | $ 237,000 | $ 128,000 |
| Cameron County Texas | 2 | $ 409,000 | $ 204,000 | $ 72,000 |
| Dawson County Texas | 2 | $ 125,000 | $ 62,000 | $ 75,000 |
| Fisher County Texas | 2 | $ 98,000 | $ 49,000 | $ 150,000 |
| Hill County Texas | 2 | $ 149,000 | $ 74,000 | $ 60,000 |
| Houston County Texas | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Lamar County Texas | 2 | $ 129,000 | $ 64,000 | $ 57,000 |
| Montague County Texas | 2 | $ 570,000 | $ 285,000 | $ 124,000 |
| Randall County Texas | 2 | $ 214,000 | $ 107,000 | $ 35,000 |
| Trinity County Texas | 2 | $ 213,000 | $ 106,000 | $ 35,000 |
| Benton County Arkansas | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Pulaski County Arkansas | 1 | $ 201,000 | $ 201,000 | $ 67,000 |
| Orange County California | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Adams County Colorado | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Denver County Colorado | 1 | $ 413,000 | $ 413,000 | $ 112,000 |
| Elbert County Colorado | 1 | $ 360,000 | $ 360,000 | $ 81,000 |
| District of Columbia County District Of Columbia | 1 | $ 800,000 | $ 800,000 | $ 300,000 |
| Cowley County Kansas | 1 | $ 38,000 | $ 38,000 | $ 173,000 |
| Riley County Kansas | 1 | $ 301,000 | $ 301,000 | $ 98,000 |
| Wyandotte County Kansas | 1 | $ 168,000 | $ 168,000 | $ 107,000 |
| Caddo County Louisiana | 1 | $ 319,000 | $ 319,000 | $ 104,000 |
| East Baton Rouge County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 934,000 |
| Jefferson County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Pointe Coupee County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 129,000 |
| St. Tammany County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 62,000 |
| Hennepin County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 12,000 |
| Christian County Missouri | 1 | $ 264,000 | $ 264,000 | $ 145,000 |
| Jefferson County Missouri | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| St. Charles County Missouri | 1 | $ 238,000 | $ 238,000 | $ 120,000 |
| Dona Ana County New Mexico | 1 | $ 370,000 | $ 370,000 | $ 382,000 |
| Cotton County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Dewey County Oklahoma | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Jackson County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 128,000 |
| Texas County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Washita County Oklahoma | 1 | $ 216,000 | $ 216,000 | $ 89,000 |
| Woods County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 74,000 |
| Atascosa County Texas | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Bosque County Texas | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Brazos County Texas | 1 | $ 177,000 | $ 177,000 | $ 87,000 |
| Cherokee County Texas | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Franklin County Texas | 1 | $ 198,000 | $ 198,000 | $ 168,000 |
| Gillespie County Texas | 1 | $ 349,000 | $ 349,000 | $ 106,000 |
| Guadalupe County Texas | 1 | $ 142,000 | $ 142,000 | $ 60,000 |
| Hardin County Texas | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Hartley County Texas | 1 | $ 159,000 | $ 159,000 | $ 55,000 |
| Kendall County Texas | 1 | $ 687,000 | $ 687,000 | $ 467,000 |
| Liberty County Texas | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| Palo Pinto County Texas | 1 | $ 193,000 | $ 193,000 | $ 97,000 |
| Rains County Texas | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Robertson County Texas | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Smith County Texas | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Tom Green County Texas | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Van Zandt County Texas | 1 | $ 241,000 | $ 241,000 | $ 68,000 |
| Webb County Texas | 1 | $ 513,000 | $ 513,000 | $ 672,000 |
| Wilbarger County Texas | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Young County Texas | 1 | $ 186,000 | $ 186,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,387 | $672,865,000 | $153,000 | $1,520,000 | $81,000 | $6,695,000 |
| Refinancing | 3,614 | $622,837,000 | $172,000 | $2,000,000 | $106,000 | $9,999,000 |
| Home Improvement | 132 | $3,504,000 | $26,000 | $406,000 | $55,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,096 | $987,731,000 | $162,000 | $2,000,000 | $95,000 | $9,999,000 |
| American Indian or Alaskan Native | 493 | $66,486,000 | $134,000 | $417,000 | $68,000 | $420,000 |
| Hispanic | 400 | $52,389,000 | $130,000 | $513,000 | $69,000 | $695,000 |
| Not Provided | 370 | $60,259,000 | $162,000 | $579,000 | $93,000 | $503,000 |
| Asian | 358 | $70,036,000 | $195,000 | $1,251,000 | $109,000 | $1,252,000 |
| Black or African American | 288 | $42,766,000 | $148,000 | $740,000 | $100,000 | $845,000 |
| Not applicable | 108 | $16,639,000 | $154,000 | $1,520,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,900,000 | $145,000 | $352,000 | $75,000 | $195,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,888 | $844,472,000 | $172,000 | $2,000,000 | $113,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,385 | $320,796,000 | $134,000 | $305,000 | $59,000 | $376,000 |
| VA-guaranteed (Veterans Administration) | 504 | $93,627,000 | $185,000 | $608,000 | $77,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 356 | $40,311,000 | $113,000 | $245,000 | $41,000 | $216,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,707 | $926,804,000 | $162,000 | $1,520,000 | $91,000 | $6,695,000 |
| Application Withdrawn By Applicant | 1,291 | $209,620,000 | $162,000 | $2,000,000 | $105,000 | $9,999,000 |
| Application Denied By Financial Institution | 611 | $77,899,000 | $127,000 | $740,000 | $69,000 | $660,000 |
| Application Approved But Not Accepted | 479 | $79,431,000 | $165,000 | $1,000,000 | $98,000 | $824,000 |
| Loan Purchased By The Institution | 37 | $4,616,000 | $124,000 | $305,000 | $0 | $0 |
| File Closed For Incompleteness | 8 | $836,000 | $104,000 | $184,000 | $56,000 | $126,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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