First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

First United Bank And Trust Company 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First United Bank And Trust Company
Po Box 130
Durant, OK 74702
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,391
Total Mortgage Loan Application Amount $1,341,943,000
Average Mortgage Loan Application Amount $150,000
Highest Mortgage Loan Application Amount $1,551,000
Average Applicant Income $92,000
Highest Applicant Income $2,230,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.

Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2014.

Mortgage Loan Application Totals for First United Bank And Trust Company by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 963 $ 155,024,000 $ 160,000 $ 79,000
Tarrant County Texas 715 $ 159,913,000 $ 223,000 $ 125,000
Tulsa County Oklahoma 696 $ 117,096,000 $ 168,000 $ 89,000
Denton County Texas 536 $ 128,249,000 $ 239,000 $ 121,000
Dallas County Texas 474 $ 115,837,000 $ 244,000 $ 141,000
Cleveland County Oklahoma 468 $ 77,119,000 $ 164,000 $ 79,000
Collin County Texas 449 $ 110,581,000 $ 246,000 $ 149,000
Bryan County Oklahoma 323 $ 36,940,000 $ 114,000 $ 65,000
Pottawatomie County Oklahoma 280 $ 34,407,000 $ 122,000 $ 59,000
Canadian County Oklahoma 242 $ 39,338,000 $ 162,000 $ 77,000
Rogers County Oklahoma 216 $ 35,711,000 $ 165,000 $ 81,000
Creek County Oklahoma 140 $ 18,767,000 $ 134,000 $ 68,000
Wagoner County Oklahoma 125 $ 20,264,000 $ 162,000 $ 70,000
Garvin County Oklahoma 118 $ 11,971,000 $ 101,000 $ 62,000
Muskogee County Oklahoma 103 $ 14,062,000 $ 136,000 $ 69,000
Pontotoc County Oklahoma 101 $ 12,175,000 $ 120,000 $ 62,000
Grady County Oklahoma 79 $ 12,545,000 $ 158,000 $ 75,000
Carter County Oklahoma 74 $ 9,771,000 $ 132,000 $ 66,000
McClain County Oklahoma 70 $ 12,520,000 $ 178,000 $ 95,000
Logan County Oklahoma 61 $ 14,503,000 $ 237,000 $ 98,000
Hughes County Oklahoma 58 $ 3,980,000 $ 68,000 $ 64,000
Grayson County Texas 55 $ 10,540,000 $ 191,000 $ 133,000
Johnson County Texas 55 $ 9,516,000 $ 173,000 $ 94,000
Harris County Texas 50 $ 12,429,000 $ 248,000 $ 153,000
Seminole County Oklahoma 48 $ 4,790,000 $ 99,000 $ 67,000
Marshall County Oklahoma 47 $ 3,808,000 $ 81,000 $ 74,000
Rockwall County Texas 41 $ 10,426,000 $ 254,000 $ 117,000
Osage County Oklahoma 40 $ 6,658,000 $ 166,000 $ 78,000
Travis County Texas 37 $ 9,914,000 $ 267,000 $ 139,000
Lincoln County Oklahoma 31 $ 4,462,000 $ 143,000 $ 67,000
Parker County Texas 31 $ 8,555,000 $ 275,000 $ 117,000
Bexar County Texas 30 $ 5,118,000 $ 170,000 $ 186,000
Cherokee County Oklahoma 25 $ 4,234,000 $ 169,000 $ 94,000
Choctaw County Oklahoma 25 $ 2,358,000 $ 94,000 $ 74,000
Atoka County Oklahoma 24 $ 2,935,000 $ 122,000 $ 78,000
Stephens County Oklahoma 21 $ 2,682,000 $ 127,000 $ 66,000
Mayes County Oklahoma 20 $ 2,987,000 $ 149,000 $ 67,000
Okmulgee County Oklahoma 20 $ 3,183,000 $ 159,000 $ 56,000
Kaufman County Texas 20 $ 3,609,000 $ 180,000 $ 112,000
Johnston County Oklahoma 17 $ 946,000 $ 55,000 $ 56,000
Murray County Oklahoma 17 $ 1,965,000 $ 115,000 $ 80,000
Payne County Oklahoma 17 $ 2,729,000 $ 160,000 $ 77,000
Pawnee County Oklahoma 16 $ 3,146,000 $ 196,000 $ 91,000
Cooke County Texas 16 $ 3,655,000 $ 228,000 $ 132,000
McCurtain County Oklahoma 14 $ 2,630,000 $ 187,000 $ 155,000
Ellis County Texas 14 $ 3,694,000 $ 263,000 $ 141,000
Kingfisher County Oklahoma 11 $ 1,645,000 $ 149,000 $ 68,000
Pittsburg County Oklahoma 11 $ 1,132,000 $ 102,000 $ 60,000
Fort Bend County Texas 11 $ 2,968,000 $ 269,000 $ 139,000
Hunt County Texas 11 $ 1,756,000 $ 159,000 $ 98,000
Williamson County Texas 11 $ 2,928,000 $ 266,000 $ 181,000
Love County Oklahoma 10 $ 1,405,000 $ 140,000 $ 87,000
Montgomery County Texas 10 $ 2,920,000 $ 292,000 $ 114,000
Custer County Oklahoma 9 $ 1,130,000 $ 125,000 $ 61,000
Garfield County Oklahoma 9 $ 1,314,000 $ 146,000 $ 69,000
Henderson County Texas 9 $ 1,896,000 $ 210,000 $ 196,000
McIntosh County Oklahoma 8 $ 1,293,000 $ 161,000 $ 76,000
Woodward County Oklahoma 8 $ 2,075,000 $ 259,000 $ 116,000
Wise County Texas 8 $ 1,933,000 $ 241,000 $ 89,000
Caddo County Oklahoma 7 $ 802,000 $ 114,000 $ 101,000
Delaware County Oklahoma 7 $ 1,121,000 $ 160,000 $ 112,000
Pushmataha County Oklahoma 7 $ 582,000 $ 83,000 $ 44,000
Sequoyah County Oklahoma 7 $ 1,028,000 $ 146,000 $ 74,000
Brazoria County Texas 7 $ 1,196,000 $ 170,000 $ 128,000
Hays County Texas 7 $ 3,534,000 $ 504,000 $ 145,000
Taylor County Texas 7 $ 1,099,000 $ 157,000 $ 164,000
Okfuskee County Oklahoma 5 $ 525,000 $ 105,000 $ 62,000
Washington County Oklahoma 5 $ 1,173,000 $ 234,000 $ 108,000
Brazos County Texas 5 $ 1,150,000 $ 230,000 $ 237,000
Palo Pinto County Texas 5 $ 2,129,000 $ 425,000 $ 423,000
Bastrop County Texas 4 $ 712,000 $ 178,000 $ 73,000
Ector County Texas 4 $ 637,000 $ 159,000 $ 97,000
Fannin County Texas 4 $ 387,000 $ 96,000 $ 48,000
Franklin County Texas 4 $ 776,000 $ 194,000 $ 123,000
Blaine County Oklahoma 3 $ 699,000 $ 233,000 $ 98,000
Haskell County Oklahoma 3 $ 362,000 $ 120,000 $ 66,000
Kay County Oklahoma 3 $ 544,000 $ 181,000 $ 90,000
Texas County Oklahoma 3 $ 380,000 $ 126,000 $ 70,000
Hill County Texas 3 $ 418,000 $ 139,000 $ 79,000
Maricopa County Arizona 2 $ 834,000 $ 417,000 $ 101,000
Pulaski County Arkansas 2 $ 244,000 $ 122,000 $ 36,000
Saline County Arkansas 2 $ 339,000 $ 169,000 $ 114,000
Sebastian County Arkansas 2 $ 278,000 $ 139,000 $ 41,000
Archuleta County Colorado 2 $ 350,000 $ 175,000 $ 201,000
Jefferson County Colorado 2 $ 689,000 $ 344,000 $ 154,000
Larimer County Colorado 2 $ 508,000 $ 254,000 $ 129,000
Broward County Florida 2 $ 353,000 $ 176,000 $ 67,000
Hawaii County Hawaii 2 $ 313,000 $ 156,000 $ 128,000
Ottawa County Michigan 2 $ 680,000 $ 340,000 $ 165,000
Jackson County Missouri 2 $ 482,000 $ 241,000 $ 115,000
St. Louis City County Missouri 2 $ 157,000 $ 78,000 $ 406,000
Davidson County North Carolina 2 $ 308,000 $ 154,000 $ 73,000
Beaver County Oklahoma 2 $ 551,000 $ 275,000 $ 125,000
Coal County Oklahoma 2 $ 196,000 $ 98,000 $ 49,000
Comanche County Oklahoma 2 $ 208,000 $ 104,000 $ 45,000
Dewey County Oklahoma 2 $ 500,000 $ 250,000 $ 59,000
Latimer County Oklahoma 2 $ 361,000 $ 180,000 $ 114,000
Le Flore County Oklahoma 2 $ 247,000 $ 123,000 $ 42,000
Major County Oklahoma 2 $ 386,000 $ 193,000 $ 167,000
Ottawa County Oklahoma 2 $ 178,000 $ 89,000 $ 41,000
Roger Mills County Oklahoma 2 $ 421,000 $ 210,000 $ 148,000
Angelina County Texas 2 $ 420,000 $ 210,000 $ 58,000
Galveston County Texas 2 $ 244,000 $ 122,000 $ 65,000
McLennan County Texas 2 $ 225,000 $ 112,000 $ 227,000
Midland County Texas 2 $ 435,000 $ 217,000 $ 227,000
Montague County Texas 2 $ 330,000 $ 165,000 $ 74,000
Pecos County Texas 2 $ 167,000 $ 83,000 $ 60,000
Randall County Texas 2 $ 349,000 $ 174,000 $ 333,000
Rusk County Texas 2 $ 561,000 $ 280,000 $ 95,000
Smith County Texas 2 $ 347,000 $ 173,000 $ 96,000
Upshur County Texas 2 $ 544,000 $ 272,000 $ 72,000
Wichita County Texas 2 $ 430,000 $ 215,000 $ 145,000
Uintah County Utah 2 $ 820,000 $ 410,000 $ 270,000
Crawford County Arkansas 1 $ 154,000 $ 154,000 $ 149,000
Independence County Arkansas 1 $ 149,000 $ 149,000 $ 87,000
Lonoke County Arkansas 1 $ 116,000 $ 116,000 $ 57,000
Washington County Arkansas 1 $ 196,000 $ 196,000 $ 105,000
El Dorado County California 1 $ 378,000 $ 378,000 $ 437,000
San Joaquin County California 1 $ 175,000 $ 175,000 $ 65,000
Adams County Colorado 1 $ 160,000 $ 160,000 $ 43,000
Denver County Colorado 1 $ 325,000 $ 325,000 $ 150,000
Douglas County Colorado 1 $ 414,000 $ 414,000 $ 256,000
Pueblo County Colorado 1 $ 248,000 $ 248,000 $ 222,000
Summit County Colorado 1 $ 439,000 $ 439,000 $ 679,000
Palm Beach County Florida 1 $ 186,000 $ 186,000 $ 18,000
Volusia County Florida 1 $ 258,000 $ 258,000 $ 61,000
Forsyth County Georgia 1 $ 335,000 $ 335,000 $ 307,000
Gilmer County Georgia 1 $ 156,000 $ 156,000 $ 84,000
Walton County Georgia 1 $ 219,000 $ 219,000 $ 131,000
Ada County Idaho 1 $ 399,000 $ 399,000 $ 140,000
Cook County Illinois 1 $ 600,000 $ 600,000 $ 166,000
DuPage County Illinois 1 $ 297,000 $ 297,000 $ 175,000
Comanche County Kansas 1 $ 229,000 $ 229,000 $ 102,000
Johnson County Kansas 1 $ 313,000 $ 313,000 $ 175,000
St. Tammany County Louisiana 1 $ 312,000 $ 312,000 $ 286,000
Montgomery County Maryland 1 $ 300,000 $ 300,000 $ 227,000
Barry County Michigan 1 $ 240,000 $ 240,000 $ 110,000
Harrison County Mississippi 1 $ 55,000 $ 55,000 $ 121,000
Cass County Missouri 1 $ 210,000 $ 210,000 $ 44,000
Platte County Missouri 1 $ 252,000 $ 252,000 $ 109,000
Clark County Nevada 1 $ 117,000 $ 117,000 $ 188,000
Douglas County Nevada 1 $ 576,000 $ 576,000 $ 781,000
Dona Ana County New Mexico 1 $ 145,000 $ 145,000 $ 197,000
Monroe County New York 1 $ 282,000 $ 282,000 $ 204,000
Ulster County New York 1 $ 484,000 $ 484,000 $ 276,000
Gaston County North Carolina 1 $ 150,000 $ 150,000 $ 252,000
Adair County Oklahoma 1 $ 390,000 $ 390,000 $ 147,000
Beckham County Oklahoma 1 $ 225,000 $ 225,000 $ 71,000
Craig County Oklahoma 1 $ 55,000 $ 55,000 $ 90,000
Jackson County Oklahoma 1 $ 135,000 $ 135,000 $ 59,000
Noble County Oklahoma 1 $ 221,000 $ 221,000 $ 104,000
Nowata County Oklahoma 1 $ 138,000 $ 138,000 $ 76,000
Woods County Oklahoma 1 $ 172,000 $ 172,000 $ 54,000
Charleston County South Carolina 1 $ 326,000 $ 326,000 $ 203,000
Sumner County Tennessee 1 $ 417,000 $ 417,000 $ 189,000
Bell County Texas 1 $ 80,000 $ 80,000 $ 69,000
Bowie County Texas 1 $ 207,000 $ 207,000 $ 173,000
Cameron County Texas 1 $ 277,000 $ 277,000 $ 186,000
Chambers County Texas 1 $ 188,000 $ 188,000 $ 101,000
Childress County Texas 1 $ 30,000 $ 30,000 $ 101,000
Coryell County Texas 1 $ 104,000 $ 104,000 $ 96,000
DeWitt County Texas 1 $ 152,000 $ 152,000 $ 56,000
Erath County Texas 1 $ 320,000 $ 320,000 $ 131,000
Gaines County Texas 1 $ 360,000 $ 360,000 $ 89,000
Gregg County Texas 1 $ 177,000 $ 177,000 $ 76,000
Hardeman County Texas 1 $ 86,000 $ 86,000 $ 103,000
Hood County Texas 1 $ 337,000 $ 337,000 $ 119,000
Jefferson County Texas 1 $ 127,000 $ 127,000 $ 85,000
Kendall County Texas 1 $ 231,000 $ 231,000 $ 59,000
Liberty County Texas 1 $ 113,000 $ 113,000 $ 165,000
Llano County Texas 1 $ 210,000 $ 210,000 $ 105,000
Madison County Texas 1 $ 213,000 $ 213,000 $ 103,000
Medina County Texas 1 $ 337,000 $ 337,000 $ 189,000
Navarro County Texas 1 $ 70,000 $ 70,000 $ 74,000
Nolan County Texas 1 $ 135,000 $ 135,000 $ 85,000
Nueces County Texas 1 $ 193,000 $ 193,000 $ 96,000
Orange County Texas 1 $ 58,000 $ 58,000 $ 25,000
Potter County Texas 1 $ 117,000 $ 117,000 $ 0
Refugio County Texas 1 $ 94,000 $ 94,000 $ 66,000
San Jacinto County Texas 1 $ 148,000 $ 148,000 $ 183,000
San Patricio County Texas 1 $ 154,000 $ 154,000 $ 83,000
Van Zandt County Texas 1 $ 194,000 $ 194,000 $ 92,000
Victoria County Texas 1 $ 219,000 $ 219,000 $ 73,000
Waller County Texas 1 $ 415,000 $ 415,000 $ 117,000
Wood County Texas 1 $ 119,000 $ 119,000 $ 370,000
Rutland County Vermont 1 $ 88,000 $ 88,000 $ 219,000
Fairfax County Virginia 1 $ 360,000 $ 360,000 $ 405,000
Warren County Virginia 1 $ 236,000 $ 236,000 $ 79,000

Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,753 $1,063,506,000 $184,000 $1,551,000 $97,000 $2,230,000
Refinancing 1,505 $266,543,000 $177,000 $1,251,000 $103,000 $1,478,000
Home Improvement 133 $11,894,000 $89,000 $1,144,000 $76,000 $512,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,406 $1,007,353,000 $186,000 $1,510,000 $102,000 $2,230,000
Not Provided 468 $83,121,000 $177,000 $1,500,000 $98,000 $547,000
Hispanic 416 $61,227,000 $147,000 $1,000,000 $70,000 $373,000
American Indian or Alaskan Native 367 $52,077,000 $141,000 $585,000 $71,000 $491,000
Asian 360 $71,172,000 $197,000 $1,000,000 $124,000 $1,167,000
Black or African American 251 $45,140,000 $179,000 $1,488,000 $92,000 $925,000
Not applicable 109 $19,071,000 $174,000 $1,551,000 $0 $0
Native Hawaiian or Other Pacific Islander 14 $2,782,000 $198,000 $417,000 $106,000 $270,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,909 $965,373,000 $196,000 $1,551,000 $114,000 $2,230,000
FHA-insured (Federal Housing Administration) 1,632 $230,612,000 $141,000 $374,000 $64,000 $607,000
VA-guaranteed (Veterans Administration) 514 $104,587,000 $203,000 $747,000 $83,000 $303,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 336 $41,371,000 $123,000 $347,000 $46,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,404 $976,876,000 $180,000 $1,551,000 $96,000 $2,230,000
Application Withdrawn By Applicant 1,148 $229,811,000 $200,000 $1,248,000 $116,000 $1,478,000
Application Denied By Financial Institution 442 $67,527,000 $152,000 $1,500,000 $75,000 $1,320,000
Application Approved But Not Accepted 396 $67,569,000 $170,000 $1,239,000 $97,000 $1,005,000
File Closed For Incompleteness 1 $160,000 $160,000 $160,000 $47,000 $47,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First United Bank And Trust Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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