First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First United Bank And Trust Company 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,963 |
| Total Mortgage Loan Application Amount | $2,232,574,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $36,750,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $3,835,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,225 | $ 373,514,000 | $ 304,000 | $ 145,000 |
| Oklahoma County Oklahoma | 1,003 | $ 180,949,000 | $ 180,000 | $ 84,000 |
| Dallas County Texas | 810 | $ 241,859,000 | $ 298,000 | $ 146,000 |
| Tulsa County Oklahoma | 789 | $ 143,047,000 | $ 181,000 | $ 90,000 |
| Denton County Texas | 776 | $ 240,608,000 | $ 310,000 | $ 143,000 |
| Collin County Texas | 657 | $ 218,980,000 | $ 333,000 | $ 145,000 |
| Cleveland County Oklahoma | 630 | $ 110,375,000 | $ 175,000 | $ 83,000 |
| Bryan County Oklahoma | 317 | $ 40,052,000 | $ 126,000 | $ 68,000 |
| Pottawatomie County Oklahoma | 272 | $ 31,796,000 | $ 116,000 | $ 59,000 |
| Grayson County Texas | 266 | $ 26,423,000 | $ 99,000 | $ 88,000 |
| Rogers County Oklahoma | 222 | $ 40,747,000 | $ 183,000 | $ 83,000 |
| Canadian County Oklahoma | 192 | $ 34,448,000 | $ 179,000 | $ 81,000 |
| Garvin County Oklahoma | 150 | $ 17,932,000 | $ 119,000 | $ 70,000 |
| Creek County Oklahoma | 146 | $ 19,878,000 | $ 136,000 | $ 69,000 |
| Wagoner County Oklahoma | 135 | $ 24,303,000 | $ 180,000 | $ 79,000 |
| Muskogee County Oklahoma | 129 | $ 19,770,000 | $ 153,000 | $ 78,000 |
| Parker County Texas | 126 | $ 35,329,000 | $ 280,000 | $ 139,000 |
| McClain County Oklahoma | 124 | $ 20,249,000 | $ 163,000 | $ 100,000 |
| Pontotoc County Oklahoma | 93 | $ 11,683,000 | $ 125,000 | $ 64,000 |
| Carter County Oklahoma | 92 | $ 12,606,000 | $ 137,000 | $ 75,000 |
| Fannin County Texas | 85 | $ 5,927,000 | $ 69,000 | $ 63,000 |
| Rockwall County Texas | 85 | $ 25,631,000 | $ 301,000 | $ 152,000 |
| Bexar County Texas | 79 | $ 40,411,000 | $ 511,000 | $ 101,000 |
| Harris County Texas | 70 | $ 19,609,000 | $ 280,000 | $ 166,000 |
| Marshall County Oklahoma | 69 | $ 8,310,000 | $ 120,000 | $ 102,000 |
| Travis County Texas | 64 | $ 27,292,000 | $ 426,000 | $ 154,000 |
| Seminole County Oklahoma | 63 | $ 6,314,000 | $ 100,000 | $ 62,000 |
| Logan County Oklahoma | 60 | $ 14,563,000 | $ 242,000 | $ 102,000 |
| Johnson County Texas | 49 | $ 8,930,000 | $ 182,000 | $ 87,000 |
| Cherokee County Oklahoma | 42 | $ 6,307,000 | $ 150,000 | $ 193,000 |
| Burnet County Texas | 42 | $ 4,679,000 | $ 111,000 | $ 64,000 |
| Grady County Oklahoma | 41 | $ 7,116,000 | $ 173,000 | $ 81,000 |
| Kaufman County Texas | 40 | $ 8,181,000 | $ 204,000 | $ 87,000 |
| Osage County Oklahoma | 37 | $ 5,699,000 | $ 154,000 | $ 78,000 |
| Williamson County Texas | 37 | $ 10,584,000 | $ 286,000 | $ 153,000 |
| Wise County Texas | 36 | $ 8,014,000 | $ 222,000 | $ 108,000 |
| Hughes County Oklahoma | 35 | $ 3,525,000 | $ 100,000 | $ 53,000 |
| Ellis County Texas | 34 | $ 8,635,000 | $ 253,000 | $ 117,000 |
| Lincoln County Oklahoma | 31 | $ 3,972,000 | $ 128,000 | $ 63,000 |
| Mayes County Oklahoma | 31 | $ 4,505,000 | $ 145,000 | $ 62,000 |
| Guadalupe County Texas | 30 | $ 5,215,000 | $ 173,000 | $ 80,000 |
| Choctaw County Oklahoma | 28 | $ 2,739,000 | $ 97,000 | $ 80,000 |
| Cooke County Texas | 28 | $ 4,776,000 | $ 170,000 | $ 93,000 |
| Montgomery County Texas | 28 | $ 10,653,000 | $ 380,000 | $ 187,000 |
| Fort Bend County Texas | 25 | $ 6,864,000 | $ 274,000 | $ 116,000 |
| Hunt County Texas | 24 | $ 4,448,000 | $ 185,000 | $ 104,000 |
| Llano County Texas | 21 | $ 3,366,000 | $ 160,000 | $ 99,000 |
| Atoka County Oklahoma | 20 | $ 3,244,000 | $ 162,000 | $ 70,000 |
| McCurtain County Oklahoma | 19 | $ 4,975,000 | $ 261,000 | $ 198,000 |
| Hood County Texas | 17 | $ 3,595,000 | $ 211,000 | $ 142,000 |
| Murray County Oklahoma | 15 | $ 2,421,000 | $ 161,000 | $ 92,000 |
| Washington County Oklahoma | 14 | $ 2,125,000 | $ 151,000 | $ 75,000 |
| Comal County Texas | 14 | $ 3,186,000 | $ 227,000 | $ 102,000 |
| Love County Oklahoma | 13 | $ 1,376,000 | $ 105,000 | $ 55,000 |
| McIntosh County Oklahoma | 13 | $ 1,492,000 | $ 114,000 | $ 73,000 |
| Stephens County Oklahoma | 13 | $ 1,994,000 | $ 153,000 | $ 81,000 |
| Okmulgee County Oklahoma | 11 | $ 1,788,000 | $ 162,000 | $ 56,000 |
| Pittsburg County Oklahoma | 11 | $ 1,841,000 | $ 167,000 | $ 101,000 |
| Henderson County Texas | 11 | $ 2,593,000 | $ 235,000 | $ 168,000 |
| Coal County Oklahoma | 10 | $ 1,173,000 | $ 117,000 | $ 65,000 |
| Johnston County Oklahoma | 10 | $ 1,279,000 | $ 127,000 | $ 70,000 |
| Kingfisher County Oklahoma | 10 | $ 1,480,000 | $ 148,000 | $ 61,000 |
| Pawnee County Oklahoma | 10 | $ 1,910,000 | $ 191,000 | $ 72,000 |
| Payne County Oklahoma | 10 | $ 1,565,000 | $ 156,000 | $ 97,000 |
| Erath County Texas | 10 | $ 1,918,000 | $ 191,000 | $ 117,000 |
| Gillespie County Texas | 10 | $ 658,000 | $ 65,000 | $ 71,000 |
| Wilson County Texas | 10 | $ 1,471,000 | $ 147,000 | $ 35,000 |
| Comanche County Oklahoma | 9 | $ 1,069,000 | $ 118,000 | $ 53,000 |
| Delaware County Oklahoma | 9 | $ 1,388,000 | $ 154,000 | $ 119,000 |
| Bell County Texas | 9 | $ 1,286,000 | $ 142,000 | $ 93,000 |
| Palo Pinto County Texas | 9 | $ 3,464,000 | $ 384,000 | $ 201,000 |
| Garfield County Oklahoma | 8 | $ 963,000 | $ 120,000 | $ 90,000 |
| Okfuskee County Oklahoma | 8 | $ 982,000 | $ 122,000 | $ 108,000 |
| Pushmataha County Oklahoma | 8 | $ 1,016,000 | $ 127,000 | $ 76,000 |
| Brazos County Texas | 8 | $ 1,353,000 | $ 169,000 | $ 104,000 |
| Texas County Oklahoma | 7 | $ 1,001,000 | $ 143,000 | $ 69,000 |
| Hays County Texas | 7 | $ 6,444,000 | $ 920,000 | $ 59,000 |
| Van Zandt County Texas | 7 | $ 1,411,000 | $ 201,000 | $ 78,000 |
| Lamar County Texas | 6 | $ 795,000 | $ 132,000 | $ 99,000 |
| Smith County Texas | 6 | $ 1,166,000 | $ 194,000 | $ 135,000 |
| Los Angeles County California | 5 | $ 2,504,000 | $ 500,000 | $ 96,000 |
| Galveston County Texas | 5 | $ 1,552,000 | $ 310,000 | $ 326,000 |
| Lubbock County Texas | 5 | $ 671,000 | $ 134,000 | $ 109,000 |
| Randall County Texas | 5 | $ 629,000 | $ 125,000 | $ 121,000 |
| Johnson County Kansas | 4 | $ 906,000 | $ 226,000 | $ 94,000 |
| Kay County Oklahoma | 4 | $ 543,000 | $ 135,000 | $ 104,000 |
| Le Flore County Oklahoma | 4 | $ 722,000 | $ 180,000 | $ 45,000 |
| Bandera County Texas | 4 | $ 833,000 | $ 208,000 | $ 68,000 |
| Brazoria County Texas | 4 | $ 1,006,000 | $ 251,000 | $ 118,000 |
| Kendall County Texas | 4 | $ 1,500,000 | $ 375,000 | $ 281,000 |
| Nueces County Texas | 4 | $ 1,004,000 | $ 251,000 | $ 83,000 |
| Wood County Texas | 4 | $ 699,000 | $ 174,000 | $ 66,000 |
| Maricopa County Arizona | 3 | $ 1,563,000 | $ 521,000 | $ 195,000 |
| Benton County Arkansas | 3 | $ 892,000 | $ 297,000 | $ 115,000 |
| El Paso County Colorado | 3 | $ 908,000 | $ 302,000 | $ 154,000 |
| DuPage County Illinois | 3 | $ 749,000 | $ 249,000 | $ 151,000 |
| Lincoln County New Mexico | 3 | $ 680,000 | $ 226,000 | $ 106,000 |
| Caddo County Oklahoma | 3 | $ 531,000 | $ 177,000 | $ 80,000 |
| Custer County Oklahoma | 3 | $ 723,000 | $ 241,000 | $ 78,000 |
| Jackson County Oklahoma | 3 | $ 258,000 | $ 86,000 | $ 49,000 |
| Nowata County Oklahoma | 3 | $ 359,000 | $ 119,000 | $ 74,000 |
| Franklin County Texas | 3 | $ 1,019,000 | $ 339,000 | $ 424,000 |
| Montague County Texas | 3 | $ 350,000 | $ 116,000 | $ 45,000 |
| Navarro County Texas | 3 | $ 614,000 | $ 204,000 | $ 195,000 |
| Arapahoe County Colorado | 2 | $ 457,000 | $ 228,000 | $ 135,000 |
| Jefferson County Colorado | 2 | $ 733,000 | $ 366,000 | $ 120,000 |
| Weld County Colorado | 2 | $ 481,000 | $ 240,000 | $ 31,000 |
| Gilmer County Georgia | 2 | $ 356,000 | $ 178,000 | $ 101,000 |
| St. Louis County Missouri | 2 | $ 440,000 | $ 220,000 | $ 162,000 |
| Beckham County Oklahoma | 2 | $ 256,000 | $ 128,000 | $ 39,000 |
| Craig County Oklahoma | 2 | $ 282,000 | $ 141,000 | $ 60,000 |
| Haskell County Oklahoma | 2 | $ 283,000 | $ 141,000 | $ 54,000 |
| Jefferson County Oklahoma | 2 | $ 113,000 | $ 56,000 | $ 37,000 |
| Latimer County Oklahoma | 2 | $ 459,000 | $ 229,000 | $ 555,000 |
| Noble County Oklahoma | 2 | $ 202,000 | $ 101,000 | $ 39,000 |
| Ottawa County Oklahoma | 2 | $ 441,000 | $ 220,000 | $ 108,000 |
| Aransas County Texas | 2 | $ 365,000 | $ 182,000 | $ 0 |
| Bastrop County Texas | 2 | $ 363,000 | $ 181,000 | $ 107,000 |
| Chambers County Texas | 2 | $ 361,000 | $ 180,000 | $ 68,000 |
| Cherokee County Texas | 2 | $ 750,000 | $ 375,000 | $ 261,000 |
| Hill County Texas | 2 | $ 229,000 | $ 114,000 | $ 91,000 |
| McLennan County Texas | 2 | $ 438,000 | $ 219,000 | $ 107,000 |
| Midland County Texas | 2 | $ 449,000 | $ 224,000 | $ 179,000 |
| Rains County Texas | 2 | $ 616,000 | $ 308,000 | $ 157,000 |
| Somervell County Texas | 2 | $ 482,000 | $ 241,000 | $ 105,000 |
| Waller County Texas | 2 | $ 609,000 | $ 304,000 | $ 255,000 |
| Webb County Texas | 2 | $ 517,000 | $ 258,000 | $ 80,000 |
| Wilbarger County Texas | 2 | $ 133,000 | $ 66,000 | $ 52,000 |
| Salt Lake County Utah | 2 | $ 965,000 | $ 482,000 | $ 326,000 |
| Kitsap County Washington | 2 | $ 725,000 | $ 362,000 | $ 235,000 |
| Mohave County Arizona | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Boone County Arkansas | 1 | $ 261,000 | $ 261,000 | $ 68,000 |
| Faulkner County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 163,000 |
| Polk County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 64,000 |
| Pulaski County Arkansas | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Saline County Arkansas | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Orange County California | 1 | $ 459,000 | $ 459,000 | $ 125,000 |
| Riverside County California | 1 | $ 323,000 | $ 323,000 | $ 80,000 |
| Santa Barbara County California | 1 | $ 253,000 | $ 253,000 | $ 76,000 |
| Archuleta County Colorado | 1 | $ 386,000 | $ 386,000 | $ 188,000 |
| Boulder County Colorado | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Douglas County Colorado | 1 | $ 352,000 | $ 352,000 | $ 86,000 |
| Eagle County Colorado | 1 | $ 2,692,000 | $ 2,692,000 | $ 650,000 |
| Larimer County Colorado | 1 | $ 280,000 | $ 280,000 | $ 468,000 |
| Bay County Florida | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Broward County Florida | 1 | $ 400,000 | $ 400,000 | $ 520,000 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Citrus County Florida | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Escambia County Florida | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| Hillsborough County Florida | 1 | $ 161,000 | $ 161,000 | $ 106,000 |
| Nassau County Florida | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Palm Beach County Florida | 1 | $ 350,000 | $ 350,000 | $ 100,000 |
| Pinellas County Florida | 1 | $ 216,000 | $ 216,000 | $ 101,000 |
| Santa Rosa County Florida | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Coweta County Georgia | 1 | $ 329,000 | $ 329,000 | $ 123,000 |
| Dawson County Georgia | 1 | $ 168,000 | $ 168,000 | $ 150,000 |
| Forsyth County Georgia | 1 | $ 191,000 | $ 191,000 | $ 152,000 |
| Ada County Idaho | 1 | $ 392,000 | $ 392,000 | $ 161,000 |
| Cook County Illinois | 1 | $ 178,000 | $ 178,000 | $ 100,000 |
| Kane County Illinois | 1 | $ 110,000 | $ 110,000 | $ 150,000 |
| Lake County Illinois | 1 | $ 247,000 | $ 247,000 | $ 65,000 |
| Will County Illinois | 1 | $ 118,000 | $ 118,000 | $ 12,000 |
| Hancock County Indiana | 1 | $ 228,000 | $ 228,000 | $ 116,000 |
| Tippecanoe County Indiana | 1 | $ 227,000 | $ 227,000 | $ 109,000 |
| Polk County Iowa | 1 | $ 70,000 | $ 70,000 | $ 73,000 |
| Comanche County Kansas | 1 | $ 256,000 | $ 256,000 | $ 155,000 |
| Kearny County Kansas | 1 | $ 137,000 | $ 137,000 | $ 86,000 |
| St. Bernard County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 61,000 |
| Carroll County Maryland | 1 | $ 367,000 | $ 367,000 | $ 130,000 |
| Prince George's County Maryland | 1 | $ 158,000 | $ 158,000 | $ 298,000 |
| Barnstable County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 329,000 |
| Greene County Missouri | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Jackson County Missouri | 1 | $ 171,000 | $ 171,000 | $ 76,000 |
| Newton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Stone County Missouri | 1 | $ 140,000 | $ 140,000 | $ 160,000 |
| Carbon County Montana | 1 | $ 260,000 | $ 260,000 | $ 202,000 |
| Clark County Nevada | 1 | $ 169,000 | $ 169,000 | $ 103,000 |
| Bernalillo County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 219,000 |
| Grant County New Mexico | 1 | $ 171,000 | $ 171,000 | $ 33,000 |
| Los Alamos County New Mexico | 1 | $ 223,000 | $ 223,000 | $ 93,000 |
| Santa Fe County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Taos County New Mexico | 1 | $ 67,000 | $ 67,000 | $ 227,000 |
| Monroe County New York | 1 | $ 195,000 | $ 195,000 | $ 180,000 |
| Caswell County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 43,000 |
| Mecklenburg County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 201,000 |
| Blaine County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Grant County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Sequoyah County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Washita County Oklahoma | 1 | $ 238,000 | $ 238,000 | $ 101,000 |
| Woods County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 47,000 |
| Anderson County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 168,000 |
| Washington County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 62,000 |
| Anderson County Texas | 1 | $ 292,000 | $ 292,000 | $ 136,000 |
| Atascosa County Texas | 1 | $ 219,000 | $ 219,000 | $ 62,000 |
| Austin County Texas | 1 | $ 300,000 | $ 300,000 | $ 338,000 |
| Blanco County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Camp County Texas | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Clay County Texas | 1 | $ 16,000 | $ 16,000 | $ 98,000 |
| Comanche County Texas | 1 | $ 38,000 | $ 38,000 | $ 72,000 |
| El Paso County Texas | 1 | $ 82,000 | $ 82,000 | $ 57,000 |
| Gregg County Texas | 1 | $ 152,000 | $ 152,000 | $ 99,000 |
| Harrison County Texas | 1 | $ 247,000 | $ 247,000 | $ 72,000 |
| Hopkins County Texas | 1 | $ 340,000 | $ 340,000 | $ 97,000 |
| Jefferson County Texas | 1 | $ 191,000 | $ 191,000 | $ 122,000 |
| Kerr County Texas | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| Kinney County Texas | 1 | $ 171,000 | $ 171,000 | $ 64,000 |
| Lavaca County Texas | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Lee County Texas | 1 | $ 184,000 | $ 184,000 | $ 279,000 |
| McCulloch County Texas | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Medina County Texas | 1 | $ 204,000 | $ 204,000 | $ 124,000 |
| Nacogdoches County Texas | 1 | $ 400,000 | $ 400,000 | $ 249,000 |
| Polk County Texas | 1 | $ 668,000 | $ 668,000 | $ 939,000 |
| Rusk County Texas | 1 | $ 207,000 | $ 207,000 | $ 146,000 |
| San Augustine County Texas | 1 | $ 71,000 | $ 71,000 | $ 133,000 |
| San Patricio County Texas | 1 | $ 98,000 | $ 98,000 | $ 167,000 |
| Taylor County Texas | 1 | $ 133,000 | $ 133,000 | $ 29,000 |
| Titus County Texas | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
| Upshur County Texas | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Victoria County Texas | 1 | $ 750,000 | $ 750,000 | $ 295,000 |
| Washington County Texas | 1 | $ 374,000 | $ 374,000 | $ 117,000 |
| Wichita County Texas | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Summit County Utah | 1 | $ 336,000 | $ 336,000 | $ 117,000 |
| Fairfax County Virginia | 1 | $ 323,000 | $ 323,000 | $ 72,000 |
| Henrico County Virginia | 1 | $ 292,000 | $ 292,000 | $ 51,000 |
| Prince William County Virginia | 1 | $ 641,000 | $ 641,000 | $ 189,000 |
| Warren County Virginia | 1 | $ 229,000 | $ 229,000 | $ 78,000 |
| King County Washington | 1 | $ 263,000 | $ 263,000 | $ 939,000 |
| Dane County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Door County Wisconsin | 1 | $ 181,000 | $ 181,000 | $ 224,000 |
| Marathon County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 150,000 |
| Sheboygan County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 217,000 | $ 217,000 | $ 746,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,600 | $1,531,841,000 | $232,000 | $36,750,000 | $107,000 | $3,835,000 |
| Refinancing | 2,981 | $680,112,000 | $228,000 | $2,692,000 | $117,000 | $1,268,000 |
| Home Improvement | 382 | $20,621,000 | $53,000 | $918,000 | $79,000 | $1,694,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,852 | $1,475,067,000 | $215,000 | $2,692,000 | $115,000 | $3,835,000 |
| Not Provided | 998 | $240,606,000 | $241,000 | $2,000,000 | $135,000 | $1,915,000 |
| Hispanic | 700 | $114,190,000 | $163,000 | $1,128,000 | $80,000 | $698,000 |
| Asian | 423 | $109,779,000 | $259,000 | $1,320,000 | $119,000 | $714,000 |
| Not applicable | 350 | $175,045,000 | $500,000 | $36,750,000 | $0 | $0 |
| Black or African American | 320 | $67,631,000 | $211,000 | $980,000 | $96,000 | $820,000 |
| American Indian or Alaskan Native | 301 | $45,443,000 | $150,000 | $630,000 | $72,000 | $504,000 |
| Native Hawaiin or Other Pacific Islander | 19 | $4,813,000 | $253,000 | $1,500,000 | $108,000 | $513,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,281 | $1,773,570,000 | $243,000 | $36,750,000 | $124,000 | $3,835,000 |
| FHA-insured (Federal Housing Administration) | 1,900 | $299,543,000 | $157,000 | $459,000 | $64,000 | $746,000 |
| VA-guaranteed (Veterans Administration) | 615 | $138,947,000 | $225,000 | $683,000 | $83,000 | $414,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 167 | $20,514,000 | $122,000 | $283,000 | $45,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,639 | $1,768,112,000 | $231,000 | $36,750,000 | $110,000 | $3,835,000 |
| Application Withdrawn By Applicant | 948 | $209,347,000 | $220,000 | $2,692,000 | $114,000 | $2,120,000 |
| Application Approved But Not Accepted | 659 | $134,388,000 | $203,000 | $1,500,000 | $112,000 | $1,694,000 |
| Application Denied By Financial Institution | 586 | $94,818,000 | $161,000 | $1,130,000 | $81,000 | $939,000 |
| File Closed For Incompleteness | 110 | $22,184,000 | $201,000 | $723,000 | $114,000 | $1,200,000 |
| Loan Purchased By The Institution | 21 | $3,725,000 | $177,000 | $473,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.