First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First United Bank And Trust Company 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,281 |
| Total Mortgage Loan Application Amount | $2,548,785,000 |
| Average Mortgage Loan Application Amount | $179,600 |
| Highest Mortgage Loan Application Amount | $59,175,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,065 | $ 185,775,000 | $ 174,000 | $ 0 |
| Tarrant County Texas | 1,024 | $ 296,530,000 | $ 289,000 | $ 0 |
| Cleveland County Oklahoma | 681 | $ 116,765,000 | $ 171,000 | $ 0 |
| Tulsa County Oklahoma | 613 | $ 133,185,000 | $ 217,000 | $ 0 |
| Denton County Texas | 552 | $ 177,860,000 | $ 322,000 | $ 0 |
| Dallas County Texas | 532 | $ 290,910,000 | $ 546,000 | $ 0 |
| Collin County Texas | 404 | $ 171,250,000 | $ 423,000 | $ 0 |
| Pottawatomie County Oklahoma | 398 | $ 43,150,000 | $ 108,000 | $ 0 |
| Bryan County Oklahoma | 397 | $ 45,365,000 | $ 114,000 | $ 0 |
| Grayson County Texas | 388 | $ 64,010,000 | $ 164,000 | $ 0 |
| Canadian County Oklahoma | 253 | $ 43,905,000 | $ 173,000 | $ 0 |
| Montgomery County Texas | 207 | $ 81,735,000 | $ 394,000 | $ 0 |
| Harris County Texas | 200 | $ 76,540,000 | $ 382,000 | $ 0 |
| Rogers County Oklahoma | 198 | $ 38,170,000 | $ 192,000 | $ 0 |
| Parker County Texas | 196 | $ 60,970,000 | $ 311,000 | $ 0 |
| Travis County Texas | 173 | $ 71,515,000 | $ 413,000 | $ 0 |
| Bexar County Texas | 163 | $ 50,135,000 | $ 307,000 | $ 0 |
| McClain County Oklahoma | 144 | $ 23,440,000 | $ 162,000 | $ 0 |
| Fannin County Texas | 140 | $ 20,860,000 | $ 149,000 | $ 0 |
| Muskogee County Oklahoma | 138 | $ 20,340,000 | $ 147,000 | $ 0 |
| Creek County Oklahoma | 121 | $ 14,305,000 | $ 118,000 | $ 0 |
| Wagoner County Oklahoma | 115 | $ 22,965,000 | $ 199,000 | $ 0 |
| Pontotoc County Oklahoma | 108 | $ 16,410,000 | $ 151,000 | $ 1,000 |
| Garvin County Oklahoma | 105 | $ 11,075,000 | $ 105,000 | $ 0 |
| Carter County Oklahoma | 103 | $ 14,125,000 | $ 137,000 | $ 0 |
| Seminole County Oklahoma | 91 | $ 8,795,000 | $ 96,000 | $ 0 |
| Williamson County Texas | 78 | $ 26,190,000 | $ 335,000 | $ 0 |
| Comanche County Oklahoma | 69 | $ 10,925,000 | $ 158,000 | $ 0 |
| Grady County Oklahoma | 68 | $ 12,420,000 | $ 182,000 | $ 0 |
| Guadalupe County Texas | 67 | $ 16,065,000 | $ 239,000 | $ 0 |
| Rockwall County Texas | 66 | $ 28,000,000 | $ 424,000 | $ 0 |
| Marshall County Oklahoma | 63 | $ 9,845,000 | $ 156,000 | $ 0 |
| Johnson County Texas | 59 | $ 15,695,000 | $ 266,000 | $ 0 |
| Burnet County Texas | 55 | $ 20,045,000 | $ 364,000 | $ 0 |
| Hughes County Oklahoma | 53 | $ 3,645,000 | $ 68,000 | $ 0 |
| Cooke County Texas | 49 | $ 10,785,000 | $ 220,000 | $ 0 |
| Comal County Texas | 46 | $ 17,620,000 | $ 383,000 | $ 0 |
| Ellis County Texas | 41 | $ 13,175,000 | $ 321,000 | $ 0 |
| Kaufman County Texas | 41 | $ 9,255,000 | $ 225,000 | $ 0 |
| Wise County Texas | 41 | $ 10,695,000 | $ 260,000 | $ 0 |
| Logan County Oklahoma | 40 | $ 7,940,000 | $ 198,000 | $ 0 |
| Lincoln County Oklahoma | 39 | $ 5,945,000 | $ 152,000 | $ 0 |
| Cherokee County Oklahoma | 35 | $ 6,205,000 | $ 177,000 | $ 0 |
| Llano County Texas | 33 | $ 8,225,000 | $ 249,000 | $ 0 |
| Choctaw County Oklahoma | 32 | $ 3,170,000 | $ 99,000 | $ 0 |
| Gillespie County Texas | 32 | $ 9,250,000 | $ 289,000 | $ 0 |
| Hood County Texas | 32 | $ 7,470,000 | $ 233,000 | $ 0 |
| Fort Bend County Texas | 31 | $ 11,065,000 | $ 356,000 | $ 0 |
| Osage County Oklahoma | 30 | $ 4,770,000 | $ 159,000 | $ 0 |
| Pittsburg County Oklahoma | 21 | $ 2,945,000 | $ 140,000 | $ 0 |
| Hunt County Texas | 21 | $ 5,805,000 | $ 276,000 | $ 0 |
| Walker County Texas | 19 | $ 5,865,000 | $ 308,000 | $ 0 |
| Johnston County Oklahoma | 18 | $ 1,990,000 | $ 110,000 | $ 0 |
| Stephens County Oklahoma | 18 | $ 2,580,000 | $ 143,000 | $ 0 |
| Hays County Texas | 18 | $ 6,960,000 | $ 386,000 | $ 0 |
| Atoka County Oklahoma | 17 | $ 1,815,000 | $ 106,000 | $ 0 |
| McCurtain County Oklahoma | 17 | $ 6,695,000 | $ 393,000 | $ 0 |
| Murray County Oklahoma | 17 | $ 2,675,000 | $ 157,000 | $ 0 |
| Mayes County Oklahoma | 15 | $ 2,045,000 | $ 136,000 | $ 0 |
| Payne County Oklahoma | 15 | $ 2,895,000 | $ 193,000 | $ 0 |
| Washington County Oklahoma | 15 | $ 2,505,000 | $ 167,000 | $ 0 |
| Van Zandt County Texas | 14 | $ 3,150,000 | $ 225,000 | $ 0 |
| Pawnee County Oklahoma | 13 | $ 2,015,000 | $ 155,000 | $ 0 |
| Palo Pinto County Texas | 13 | $ 3,695,000 | $ 284,000 | $ 0 |
| Love County Oklahoma | 12 | $ 2,930,000 | $ 244,000 | $ 0 |
| McIntosh County Oklahoma | 12 | $ 1,510,000 | $ 125,000 | $ 0 |
| Brazos County Texas | 12 | $ 2,980,000 | $ 248,000 | $ 0 |
| Okfuskee County Oklahoma | 11 | $ 1,315,000 | $ 119,000 | $ 0 |
| Okmulgee County Oklahoma | 11 | $ 1,255,000 | $ 114,000 | $ 0 |
| Henderson County Texas | 11 | $ 1,995,000 | $ 181,000 | $ 0 |
| Bell County Texas | 10 | $ 2,960,000 | $ 296,000 | $ 0 |
| Galveston County Texas | 10 | $ 4,030,000 | $ 403,000 | $ 0 |
| Delaware County Oklahoma | 9 | $ 1,525,000 | $ 169,000 | $ 0 |
| Kingfisher County Oklahoma | 7 | $ 1,335,000 | $ 190,000 | $ 0 |
| Nueces County Texas | 7 | $ 1,695,000 | $ 242,000 | $ 0 |
| Caddo County Oklahoma | 6 | $ 850,000 | $ 141,000 | $ 0 |
| Brazoria County Texas | 6 | $ 1,510,000 | $ 251,000 | $ 0 |
| Kendall County Texas | 6 | $ 2,760,000 | $ 460,000 | $ 0 |
| McLennan County Texas | 6 | $ 910,000 | $ 151,000 | $ 0 |
| Wilson County Texas | 6 | $ 1,690,000 | $ 281,000 | $ 0 |
| Walton County Florida | 5 | $ 3,565,000 | $ 713,000 | $ 0 |
| Craig County Oklahoma | 5 | $ 585,000 | $ 117,000 | $ 0 |
| Pushmataha County Oklahoma | 5 | $ 675,000 | $ 135,000 | $ 0 |
| Sequoyah County Oklahoma | 5 | $ 625,000 | $ 125,000 | $ 0 |
| Woodward County Oklahoma | 5 | $ 515,000 | $ 103,000 | $ 0 |
| Bastrop County Texas | 5 | $ 1,345,000 | $ 269,000 | $ 0 |
| Caldwell County Texas | 5 | $ 1,465,000 | $ 293,000 | $ 0 |
| Hopkins County Texas | 5 | $ 905,000 | $ 181,000 | $ 0 |
| Maricopa County Arizona | 4 | $ 22,700,000 | $ 5,675,000 | $ 0 |
| Garfield County Oklahoma | 4 | $ 650,000 | $ 162,000 | $ 0 |
| Kay County Oklahoma | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Erath County Texas | 4 | $ 1,090,000 | $ 272,000 | $ 0 |
| Lampasas County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 0 |
| Medina County Texas | 4 | $ 1,740,000 | $ 435,000 | $ 0 |
| Montague County Texas | 4 | $ 540,000 | $ 135,000 | $ 0 |
| San Saba County Texas | 4 | $ 460,000 | $ 115,000 | $ 0 |
| Smith County Texas | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Denver County Colorado | 3 | $ 3,515,000 | $ 1,171,000 | $ 0 |
| Duval County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Blaine County Oklahoma | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Coal County Oklahoma | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Custer County Oklahoma | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Haskell County Oklahoma | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Latimer County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Texas County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Jackson County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 0 |
| Lubbock County Texas | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Randall County Texas | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Tom Green County Texas | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Sebastian County Arkansas | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Washington County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| El Paso County Colorado | 2 | $ 1,920,000 | $ 960,000 | $ 0 |
| Bay County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Lee County Florida | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Johnson County Kansas | 2 | $ 510,000 | $ 255,000 | $ 0 |
| East Baton Rouge County Louisiana | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Ouachita County Louisiana | 2 | $ 1,980,000 | $ 990,000 | $ 0 |
| Jackson County Missouri | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Clark County Nevada | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Erie County New York | 2 | $ 760,000 | $ 380,000 | $ 3,000 |
| Greer County Oklahoma | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Le Flore County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Aransas County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Blanco County Texas | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Bosque County Texas | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Bowie County Texas | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Cameron County Texas | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Hill County Texas | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Kerr County Texas | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lamar County Texas | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Limestone County Texas | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Midland County Texas | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Navarro County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Somervell County Texas | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Victoria County Texas | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Wichita County Texas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Snohomish County Washington | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Mohave County Arizona | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Benton County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pike County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Riverside County California | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Siskiyou County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Stanislaus County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Eagle County Colorado | 1 | $ 585,000 | $ 585,000 | $ 1,000 |
| Grand County Colorado | 1 | $ 1,335,000 | $ 1,335,000 | $ 1,000 |
| Jefferson County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Logan County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mineral County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Park County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Routt County Colorado | 1 | $ 755,000 | $ 755,000 | $ 1,000 |
| Hartford County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Monroe County Florida | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pinellas County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| St. Johns County Florida | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Clarke County Georgia | 1 | $ 645,000 | $ 645,000 | $ 1,000 |
| Cobb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Finney County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lyon County Kansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Washington County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Oakland County Michigan | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Hancock County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Greene County Missouri | 1 | $ 715,000 | $ 715,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Taney County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Flathead County Montana | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Washoe County Nevada | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Taos County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Orange County New York | 1 | $ 115,000 | $ 115,000 | $ 1,000 |
| Buncombe County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wake County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Dewey County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Harper County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Nowata County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Roger Mills County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washita County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| York County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Andrews County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Angelina County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Austin County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bandera County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Baylor County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brown County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Cherokee County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clay County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Coryell County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Franklin County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Gonzales County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Gregg County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Grimes County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hamilton County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harrison County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Jack County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Madison County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mason County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Moore County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Morris County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Orange County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rains County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Red River County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| San Patricio County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Taylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Upton County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ward County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Washington County Texas | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Wood County Texas | 1 | $ 165,000 | $ 165,000 | $ 1,000 |
| Arlington County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Jefferson County Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pierce County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Skagit County Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,362 | $2,012,170,000 | $273,000 | $59,175,000 | $0 | $120,000 |
| Refinancing | 1,179 | $267,965,000 | $227,000 | $6,305,000 | $0 | $2,000 |
| Cash-out Refinancing | 787 | $190,595,000 | $242,000 | $1,605,000 | $0 | $1,000 |
| Other Purpose | 688 | $59,120,000 | $85,000 | $1,005,000 | $0 | $83,000 |
| Home Improvement | 265 | $18,935,000 | $71,000 | $535,000 | $0 | $1,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,792 | $1,616,540,000 | $238,000 | $2,005,000 | $0 | $120,000 |
| Not Provided | 1,458 | $339,250,000 | $232,000 | $1,655,000 | $0 | $83,000 |
| Hispanic | 695 | $138,585,000 | $199,000 | $1,355,000 | $0 | $1,000 |
| American Indian or Alaskan Native | 350 | $62,420,000 | $178,000 | $3,075,000 | $0 | $1,000 |
| Not applicable | 347 | $238,985,000 | $688,000 | $59,175,000 | $0 | $0 |
| Asian | 317 | $79,625,000 | $251,000 | $1,685,000 | $0 | $2,000 |
| Black or African American | 285 | $65,315,000 | $229,000 | $1,175,000 | $0 | $1,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,720,000 | $194,000 | $555,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,954 | $2,112,360,000 | $265,000 | $59,175,000 | $0 | $120,000 |
| FHA-insured (Federal Housing Administration) | 1,595 | $264,775,000 | $166,000 | $445,000 | $0 | $1,000 |
| VA-guaranteed (Veterans Administration) | 618 | $156,410,000 | $253,000 | $985,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $15,240,000 | $133,000 | $265,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,989 | $2,019,565,000 | $252,000 | $59,175,000 | $0 | $49,000 |
| Application Withdrawn By Applicant | 1,126 | $281,710,000 | $250,000 | $1,305,000 | $0 | $2,000 |
| Application Denied By Financial Institution | 571 | $97,505,000 | $170,000 | $1,505,000 | $0 | $120,000 |
| Application Approved But Not Accepted | 472 | $118,080,000 | $250,000 | $22,005,000 | $0 | $1,000 |
| File Closed For Incompleteness | 123 | $31,925,000 | $259,000 | $1,995,000 | $0 | $1,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,710 | $2,451,280,000 | $252,000 | $59,175,000 | $0 | $49,000 |
| Debt-To-Income Ratio | 170 | $30,150,000 | $177,000 | $1,355,000 | $0 | $1,000 |
| Credit History | 161 | $18,335,000 | $113,000 | $1,505,000 | $0 | $0 |
| Collateral | 129 | $24,585,000 | $190,000 | $1,335,000 | $0 | $83,000 |
| Other | 37 | $7,335,000 | $198,000 | $795,000 | $0 | $1,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $6,990,000 | $249,000 | $685,000 | $0 | $0 |
| Unverifiable Information | 26 | $6,340,000 | $243,000 | $1,205,000 | $0 | $1,000 |
| Employment History | 15 | $2,865,000 | $191,000 | $425,000 | $8,000 | $120,000 |
| Credit Application Incomplete | 5 | $905,000 | $181,000 | $425,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.