First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First United Bank And Trust Company 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,297 |
| Total Mortgage Loan Application Amount | $3,767,335,000 |
| Average Mortgage Loan Application Amount | $193,000 |
| Highest Mortgage Loan Application Amount | $44,465,000 |
| Average Applicant Income | $80,166 |
| Highest Applicant Income | $3,864,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,280 | $ 264,240,000 | $ 206,000 | $ 100,000 |
| Tarrant County Texas | 1,262 | $ 423,280,000 | $ 335,000 | $ 147,000 |
| Tulsa County Oklahoma | 840 | $ 179,190,000 | $ 213,000 | $ 96,000 |
| Cleveland County Oklahoma | 759 | $ 138,265,000 | $ 182,000 | $ 83,000 |
| Dallas County Texas | 739 | $ 327,385,000 | $ 443,000 | $ 190,000 |
| Denton County Texas | 687 | $ 289,835,000 | $ 421,000 | $ 152,000 |
| Collin County Texas | 530 | $ 245,070,000 | $ 462,000 | $ 171,000 |
| Pottawatomie County Oklahoma | 451 | $ 58,375,000 | $ 129,000 | $ 49,000 |
| Grayson County Texas | 449 | $ 79,185,000 | $ 176,000 | $ 61,000 |
| Harris County Texas | 419 | $ 181,295,000 | $ 432,000 | $ 225,000 |
| Bryan County Oklahoma | 380 | $ 49,770,000 | $ 130,000 | $ 44,000 |
| Travis County Texas | 356 | $ 228,910,000 | $ 643,000 | $ 255,000 |
| Bexar County Texas | 307 | $ 115,125,000 | $ 375,000 | $ 179,000 |
| Comanche County Oklahoma | 303 | $ 51,945,000 | $ 171,000 | $ 76,000 |
| Canadian County Oklahoma | 275 | $ 52,515,000 | $ 190,000 | $ 84,000 |
| Montgomery County Texas | 250 | $ 105,600,000 | $ 422,000 | $ 208,000 |
| Rogers County Oklahoma | 213 | $ 41,835,000 | $ 196,000 | $ 87,000 |
| Parker County Texas | 209 | $ 69,125,000 | $ 330,000 | $ 155,000 |
| Muskogee County Oklahoma | 178 | $ 28,360,000 | $ 159,000 | $ 79,000 |
| McClain County Oklahoma | 172 | $ 32,610,000 | $ 189,000 | $ 79,000 |
| Carter County Oklahoma | 148 | $ 21,670,000 | $ 146,000 | $ 76,000 |
| Wagoner County Oklahoma | 141 | $ 27,065,000 | $ 191,000 | $ 80,000 |
| Creek County Oklahoma | 140 | $ 23,730,000 | $ 169,000 | $ 71,000 |
| Williamson County Texas | 137 | $ 48,065,000 | $ 350,000 | $ 175,000 |
| Comal County Texas | 134 | $ 61,620,000 | $ 459,000 | $ 190,000 |
| Fannin County Texas | 108 | $ 18,770,000 | $ 173,000 | $ 44,000 |
| Johnson County Texas | 104 | $ 26,430,000 | $ 254,000 | $ 126,000 |
| Pontotoc County Oklahoma | 103 | $ 12,525,000 | $ 121,000 | $ 40,000 |
| Garvin County Oklahoma | 93 | $ 9,125,000 | $ 98,000 | $ 40,000 |
| Grady County Oklahoma | 91 | $ 16,585,000 | $ 182,000 | $ 69,000 |
| Guadalupe County Texas | 87 | $ 23,265,000 | $ 267,000 | $ 128,000 |
| Rockwall County Texas | 86 | $ 31,840,000 | $ 370,000 | $ 150,000 |
| Seminole County Oklahoma | 82 | $ 9,300,000 | $ 113,000 | $ 53,000 |
| Logan County Oklahoma | 78 | $ 17,510,000 | $ 224,000 | $ 87,000 |
| Burnet County Texas | 70 | $ 16,860,000 | $ 240,000 | $ 83,000 |
| Marshall County Oklahoma | 65 | $ 9,975,000 | $ 153,000 | $ 60,000 |
| Pittsburg County Oklahoma | 64 | $ 9,860,000 | $ 154,000 | $ 72,000 |
| Cooke County Texas | 63 | $ 13,795,000 | $ 218,000 | $ 102,000 |
| Fort Bend County Texas | 56 | $ 23,700,000 | $ 423,000 | $ 229,000 |
| Wise County Texas | 51 | $ 14,405,000 | $ 282,000 | $ 124,000 |
| Hughes County Oklahoma | 50 | $ 3,470,000 | $ 69,000 | $ 17,000 |
| Ellis County Texas | 47 | $ 14,805,000 | $ 315,000 | $ 131,000 |
| Llano County Texas | 46 | $ 13,670,000 | $ 297,000 | $ 150,000 |
| Lincoln County Oklahoma | 41 | $ 6,085,000 | $ 148,000 | $ 49,000 |
| Kaufman County Texas | 40 | $ 11,020,000 | $ 275,000 | $ 116,000 |
| Hood County Texas | 38 | $ 11,070,000 | $ 291,000 | $ 126,000 |
| Gillespie County Texas | 37 | $ 10,185,000 | $ 275,000 | $ 97,000 |
| Cherokee County Oklahoma | 36 | $ 7,450,000 | $ 206,000 | $ 91,000 |
| Hays County Texas | 35 | $ 15,705,000 | $ 448,000 | $ 159,000 |
| Choctaw County Oklahoma | 29 | $ 4,195,000 | $ 144,000 | $ 31,000 |
| McCurtain County Oklahoma | 28 | $ 7,410,000 | $ 264,000 | $ 197,000 |
| Osage County Oklahoma | 28 | $ 7,180,000 | $ 256,000 | $ 97,000 |
| Kendall County Texas | 24 | $ 13,510,000 | $ 562,000 | $ 222,000 |
| Johnston County Oklahoma | 23 | $ 2,655,000 | $ 115,000 | $ 50,000 |
| Hunt County Texas | 23 | $ 5,275,000 | $ 229,000 | $ 93,000 |
| Atoka County Oklahoma | 21 | $ 2,965,000 | $ 141,000 | $ 70,000 |
| Mayes County Oklahoma | 21 | $ 4,105,000 | $ 195,000 | $ 88,000 |
| Bell County Texas | 21 | $ 8,085,000 | $ 385,000 | $ 71,000 |
| Washington County Oklahoma | 20 | $ 2,980,000 | $ 149,000 | $ 65,000 |
| Wilson County Texas | 20 | $ 7,670,000 | $ 383,000 | $ 160,000 |
| Payne County Oklahoma | 19 | $ 4,075,000 | $ 214,000 | $ 105,000 |
| McIntosh County Oklahoma | 18 | $ 3,270,000 | $ 181,000 | $ 107,000 |
| Okfuskee County Oklahoma | 18 | $ 2,100,000 | $ 116,000 | $ 54,000 |
| Delaware County Oklahoma | 17 | $ 3,805,000 | $ 223,000 | $ 116,000 |
| Murray County Oklahoma | 15 | $ 1,965,000 | $ 131,000 | $ 34,000 |
| Stephens County Oklahoma | 15 | $ 2,595,000 | $ 173,000 | $ 65,000 |
| Galveston County Texas | 15 | $ 4,865,000 | $ 324,000 | $ 147,000 |
| Maricopa County Arizona | 14 | $ 5,280,000 | $ 377,000 | $ 140,000 |
| Latimer County Oklahoma | 14 | $ 1,910,000 | $ 136,000 | $ 67,000 |
| McLennan County Texas | 13 | $ 3,895,000 | $ 299,000 | $ 194,000 |
| Palo Pinto County Texas | 13 | $ 3,165,000 | $ 243,000 | $ 120,000 |
| Kingfisher County Oklahoma | 11 | $ 1,475,000 | $ 134,000 | $ 58,000 |
| Love County Oklahoma | 11 | $ 1,375,000 | $ 125,000 | $ 43,000 |
| Okmulgee County Oklahoma | 11 | $ 1,855,000 | $ 168,000 | $ 68,000 |
| Henderson County Texas | 11 | $ 3,025,000 | $ 275,000 | $ 123,000 |
| Lamar County Texas | 11 | $ 1,485,000 | $ 135,000 | $ 72,000 |
| Montague County Texas | 11 | $ 2,035,000 | $ 185,000 | $ 52,000 |
| Walker County Texas | 11 | $ 7,385,000 | $ 671,000 | $ 199,000 |
| Pawnee County Oklahoma | 10 | $ 1,900,000 | $ 190,000 | $ 92,000 |
| Brazoria County Texas | 10 | $ 2,360,000 | $ 236,000 | $ 127,000 |
| Smith County Texas | 10 | $ 2,480,000 | $ 248,000 | $ 167,000 |
| Waller County Texas | 10 | $ 5,180,000 | $ 518,000 | $ 334,000 |
| Pushmataha County Oklahoma | 9 | $ 955,000 | $ 106,000 | $ 64,000 |
| Brazos County Texas | 9 | $ 3,395,000 | $ 377,000 | $ 282,000 |
| Medina County Texas | 9 | $ 4,775,000 | $ 530,000 | $ 189,000 |
| Van Zandt County Texas | 9 | $ 1,685,000 | $ 187,000 | $ 82,000 |
| Wichita County Texas | 9 | $ 1,595,000 | $ 177,000 | $ 209,000 |
| Bastrop County Texas | 8 | $ 2,860,000 | $ 357,000 | $ 114,000 |
| Caddo County Oklahoma | 7 | $ 775,000 | $ 110,000 | $ 64,000 |
| Blanco County Texas | 7 | $ 3,155,000 | $ 450,000 | $ 169,000 |
| Walton County Florida | 6 | $ 4,130,000 | $ 688,000 | $ 482,000 |
| Sequoyah County Oklahoma | 6 | $ 760,000 | $ 126,000 | $ 73,000 |
| Erath County Texas | 6 | $ 1,730,000 | $ 288,000 | $ 106,000 |
| Kerr County Texas | 6 | $ 1,870,000 | $ 311,000 | $ 88,000 |
| Garfield County Oklahoma | 5 | $ 1,695,000 | $ 339,000 | $ 156,000 |
| Jefferson County Oklahoma | 5 | $ 675,000 | $ 135,000 | $ 59,000 |
| Aransas County Texas | 5 | $ 1,445,000 | $ 289,000 | $ 288,000 |
| Franklin County Texas | 5 | $ 2,295,000 | $ 459,000 | $ 848,000 |
| Wood County Texas | 5 | $ 975,000 | $ 195,000 | $ 60,000 |
| Orange County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 163,000 |
| Kay County Oklahoma | 4 | $ 750,000 | $ 187,000 | $ 65,000 |
| Grimes County Texas | 4 | $ 1,640,000 | $ 410,000 | $ 149,000 |
| Midland County Texas | 4 | $ 2,160,000 | $ 540,000 | $ 289,000 |
| Navarro County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 186,000 |
| Nueces County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 240,000 |
| Webb County Texas | 4 | $ 690,000 | $ 172,000 | $ 61,000 |
| Eagle County Colorado | 3 | $ 3,985,000 | $ 1,328,000 | $ 644,000 |
| El Paso County Colorado | 3 | $ 1,245,000 | $ 415,000 | $ 437,000 |
| Gunnison County Colorado | 3 | $ 1,735,000 | $ 578,000 | $ 316,000 |
| Miami-Dade County Florida | 3 | $ 615,000 | $ 205,000 | $ 97,000 |
| Oakland County Michigan | 3 | $ 615,000 | $ 205,000 | $ 139,000 |
| Santa Fe County New Mexico | 3 | $ 1,415,000 | $ 471,000 | $ 217,000 |
| Wake County North Carolina | 3 | $ 845,000 | $ 281,000 | $ 108,000 |
| Haskell County Oklahoma | 3 | $ 655,000 | $ 218,000 | $ 66,000 |
| Jackson County Oklahoma | 3 | $ 385,000 | $ 128,000 | $ 66,000 |
| Kiowa County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 69,000 |
| Woodward County Oklahoma | 3 | $ 695,000 | $ 231,000 | $ 93,000 |
| Ector County Texas | 3 | $ 525,000 | $ 175,000 | $ 133,000 |
| Hill County Texas | 3 | $ 665,000 | $ 221,000 | $ 78,000 |
| Lubbock County Texas | 3 | $ 415,000 | $ 138,000 | $ 277,000 |
| San Patricio County Texas | 3 | $ 735,000 | $ 245,000 | $ 99,000 |
| Taylor County Texas | 3 | $ 465,000 | $ 155,000 | $ 122,000 |
| Baldwin County Alabama | 2 | $ 260,000 | $ 130,000 | $ 223,000 |
| Jefferson County Alabama | 2 | $ 490,000 | $ 245,000 | $ 68,000 |
| Benton County Arkansas | 2 | $ 550,000 | $ 275,000 | $ 88,000 |
| Polk County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 259,000 |
| Sebastian County Arkansas | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Washington County Arkansas | 2 | $ 450,000 | $ 225,000 | $ 150,000 |
| Adams County Colorado | 2 | $ 740,000 | $ 370,000 | $ 90,000 |
| La Plata County Colorado | 2 | $ 690,000 | $ 345,000 | $ 160,000 |
| Routt County Colorado | 2 | $ 600,000 | $ 300,000 | $ 212,000 |
| Weld County Colorado | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Bay County Florida | 2 | $ 13,580,000 | $ 6,790,000 | $ 520,000 |
| Manatee County Florida | 2 | $ 830,000 | $ 415,000 | $ 189,000 |
| Okaloosa County Florida | 2 | $ 580,000 | $ 290,000 | $ 151,000 |
| Palm Beach County Florida | 2 | $ 6,720,000 | $ 3,360,000 | $ 1,546,000 |
| Pinellas County Florida | 2 | $ 830,000 | $ 415,000 | $ 289,000 |
| Polk County Florida | 2 | $ 430,000 | $ 215,000 | $ 119,000 |
| Chatham County Georgia | 2 | $ 570,000 | $ 285,000 | $ 88,000 |
| Bonneville County Idaho | 2 | $ 890,000 | $ 445,000 | $ 192,000 |
| Pratt County Kansas | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Orleans County Louisiana | 2 | $ 1,070,000 | $ 535,000 | $ 439,000 |
| Montgomery County Maryland | 2 | $ 590,000 | $ 295,000 | $ 147,000 |
| Forrest County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 202,000 |
| St. Charles County Missouri | 2 | $ 470,000 | $ 235,000 | $ 99,000 |
| Morris County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 744,000 |
| Bernalillo County New Mexico | 2 | $ 440,000 | $ 220,000 | $ 64,000 |
| Taos County New Mexico | 2 | $ 590,000 | $ 295,000 | $ 343,000 |
| Henderson County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 203,000 |
| Licking County Ohio | 2 | $ 650,000 | $ 325,000 | $ 90,000 |
| Blaine County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 154,000 |
| Custer County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Le Flore County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
| Major County Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Noble County Oklahoma | 2 | $ 530,000 | $ 265,000 | $ 117,000 |
| Texas County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 42,000 |
| Woods County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 52,000 |
| Hamilton County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 222,000 |
| Williamson County Tennessee | 2 | $ 790,000 | $ 395,000 | $ 192,000 |
| Bowie County Texas | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Cameron County Texas | 2 | $ 670,000 | $ 335,000 | $ 312,000 |
| Cherokee County Texas | 2 | $ 510,000 | $ 255,000 | $ 122,000 |
| Childress County Texas | 2 | $ 250,000 | $ 125,000 | $ 85,000 |
| Eastland County Texas | 2 | $ 610,000 | $ 305,000 | $ 117,000 |
| Fayette County Texas | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Gregg County Texas | 2 | $ 680,000 | $ 340,000 | $ 69,000 |
| Karnes County Texas | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Nacogdoches County Texas | 2 | $ 410,000 | $ 205,000 | $ 182,000 |
| Polk County Texas | 2 | $ 370,000 | $ 185,000 | $ 165,000 |
| Somervell County Texas | 2 | $ 880,000 | $ 440,000 | $ 154,000 |
| Washington County Texas | 2 | $ 730,000 | $ 365,000 | $ 247,000 |
| Wharton County Texas | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Young County Texas | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Lee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 300,000 |
| Madison County Alabama | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Anchorage County Alaska | 1 | $ 425,000 | $ 425,000 | $ 350,000 |
| Coconino County Arizona | 1 | $ 395,000 | $ 395,000 | $ 138,000 |
| Mohave County Arizona | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Pima County Arizona | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Crawford County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Los Angeles County California | 1 | $ 545,000 | $ 545,000 | $ 397,000 |
| Merced County California | 1 | $ 155,000 | $ 155,000 | $ 169,000 |
| Orange County California | 1 | $ 295,000 | $ 295,000 | $ 151,000 |
| Santa Barbara County California | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 345,000 | $ 345,000 | $ 587,000 |
| Boulder County Colorado | 1 | $ 585,000 | $ 585,000 | $ 129,000 |
| Broomfield County Colorado | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Douglas County Colorado | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Alachua County Florida | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Broward County Florida | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Hillsborough County Florida | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Osceola County Florida | 1 | $ 355,000 | $ 355,000 | $ 271,000 |
| Seminole County Florida | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| St. Johns County Florida | 1 | $ 485,000 | $ 485,000 | $ 313,000 |
| Volusia County Florida | 1 | $ 315,000 | $ 315,000 | $ 145,000 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Paulding County Georgia | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Richmond County Georgia | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Hawaii County Hawaii | 1 | $ 465,000 | $ 465,000 | $ 291,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Johnson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Black Hawk County Iowa | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Grant County Kansas | 1 | $ 245,000 | $ 245,000 | $ 189,000 |
| Kearny County Kansas | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Kingman County Kansas | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| McPherson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Sedgwick County Kansas | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Woodford County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 333,000 |
| East Baton Rouge County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| Lincoln County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Livingston County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| St. Tammany County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| West Baton Rouge County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Berkshire County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 246,000 |
| Dukes County Massachusetts | 1 | $ 585,000 | $ 585,000 | $ 330,000 |
| Plymouth County Massachusetts | 1 | $ 715,000 | $ 715,000 | $ 217,000 |
| Macomb County Michigan | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Ramsey County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Barry County Missouri | 1 | $ 175,000 | $ 175,000 | $ 184,000 |
| Boone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Cass County Missouri | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Christian County Missouri | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Clay County Missouri | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Lawrence County Missouri | 1 | $ 115,000 | $ 115,000 | $ 203,000 |
| Taney County Missouri | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Clark County Nevada | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Washoe County Nevada | 1 | $ 345,000 | $ 345,000 | $ 338,000 |
| Essex County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 320,000 |
| San Juan County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Forsyth County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Mitchell County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Watauga County North Carolina | 1 | $ 1,245,000 | $ 1,245,000 | $ 90,000 |
| Stark County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Franklin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Greene County Ohio | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Union County Ohio | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Coal County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Cotton County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Craig County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Grant County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Nowata County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Ottawa County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Clackamas County Oregon | 1 | $ 485,000 | $ 485,000 | $ 189,000 |
| Jackson County Oregon | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| Lincoln County Oregon | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Marion County Oregon | 1 | $ 225,000 | $ 225,000 | $ 363,000 |
| Washington County Oregon | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Allegheny County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Delaware County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 350,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 427,000 |
| Blount County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Davidson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 796,000 |
| Knox County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Rutherford County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Andrews County Texas | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Angelina County Texas | 1 | $ 215,000 | $ 215,000 | $ 151,000 |
| Atascosa County Texas | 1 | $ 115,000 | $ 115,000 | $ 135,000 |
| Austin County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 238,000 |
| Bandera County Texas | 1 | $ 475,000 | $ 475,000 | $ 164,000 |
| Bee County Texas | 1 | $ 325,000 | $ 325,000 | $ 300,000 |
| Camp County Texas | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Clay County Texas | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Coke County Texas | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Coryell County Texas | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Delta County Texas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Donley County Texas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| El Paso County Texas | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Freestone County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hamilton County Texas | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Hardin County Texas | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Harrison County Texas | 1 | $ 305,000 | $ 305,000 | $ 234,000 |
| Houston County Texas | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Howard County Texas | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Jack County Texas | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Jim Wells County Texas | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Lee County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Milam County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Moore County Texas | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Randall County Texas | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Real County Texas | 1 | $ 185,000 | $ 185,000 | $ 720,000 |
| Rusk County Texas | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Shelby County Texas | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Titus County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Tom Green County Texas | 1 | $ 435,000 | $ 435,000 | $ 304,000 |
| Val Verde County Texas | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Wheeler County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Winkler County Texas | 1 | $ 95,000 | $ 95,000 | $ 275,000 |
| Weber County Utah | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Essex County Vermont | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Stafford County Virginia | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Pierce County Washington | 1 | $ 675,000 | $ 675,000 | $ 220,000 |
| Spokane County Washington | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Thurston County Washington | 1 | $ 355,000 | $ 355,000 | $ 94,000 |
| Monongalia County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Dane County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,146 | $2,722,340,000 | $297,000 | $44,465,000 | $130,000 | $3,120,000 |
| Refinancing | 2,355 | $713,925,000 | $303,000 | $12,115,000 | $140,000 | $3,864,000 |
| Cash-out Refinancing | 816 | $223,290,000 | $273,000 | $2,615,000 | $136,000 | $1,768,000 |
| Other Purpose | 637 | $76,665,000 | $120,000 | $4,795,000 | $22,000 | $1,546,000 |
| Home Improvement | 342 | $31,040,000 | $90,000 | $8,405,000 | $1,000 | $164,000 |
| Not Applicable | 1 | $75,000 | $75,000 | $75,000 | $52,000 | $52,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,837 | $2,423,925,000 | $274,000 | $5,005,000 | $126,000 | $3,864,000 |
| Not Provided | 1,782 | $501,220,000 | $281,000 | $3,225,000 | $133,000 | $3,120,000 |
| Hispanic | 1,000 | $240,970,000 | $240,000 | $3,155,000 | $102,000 | $1,670,000 |
| Asian | 460 | $143,670,000 | $312,000 | $2,005,000 | $144,000 | $1,798,000 |
| American Indian or Alaskan Native | 434 | $80,590,000 | $185,000 | $1,485,000 | $83,000 | $701,000 |
| Not applicable | 399 | $284,615,000 | $713,000 | $44,465,000 | $0 | $0 |
| Black or African American | 368 | $87,760,000 | $238,000 | $1,185,000 | $105,000 | $937,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,735,000 | $287,000 | $1,015,000 | $93,000 | $356,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,187 | $3,135,835,000 | $307,000 | $44,465,000 | $138,000 | $3,864,000 |
| FHA-insured (Federal Housing Administration) | 1,945 | $342,745,000 | $176,000 | $405,000 | $71,000 | $433,000 |
| VA-guaranteed (Veterans Administration) | 1,047 | $271,905,000 | $259,000 | $965,000 | $93,000 | $539,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 118 | $16,850,000 | $142,000 | $235,000 | $53,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,076 | $2,918,490,000 | $289,000 | $44,465,000 | $123,000 | $3,120,000 |
| Application Withdrawn By Applicant | 1,785 | $502,995,000 | $281,000 | $3,155,000 | $145,000 | $3,864,000 |
| Application Denied By Financial Institution | 691 | $155,905,000 | $225,000 | $2,155,000 | $81,000 | $1,212,000 |
| Application Approved But Not Accepted | 557 | $137,385,000 | $246,000 | $3,225,000 | $108,000 | $2,528,000 |
| File Closed For Incompleteness | 182 | $51,510,000 | $283,000 | $1,545,000 | $136,000 | $907,000 |
| Loan Purchased By The Institution | 6 | $1,050,000 | $175,000 | $455,000 | $102,000 | $175,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,606 | $3,611,430,000 | $286,000 | $44,465,000 | $126,000 | $3,864,000 |
| Credit History | 219 | $26,735,000 | $122,000 | $1,205,000 | $36,000 | $703,000 |
| Debt-To-Income Ratio | 194 | $42,330,000 | $218,000 | $1,485,000 | $52,000 | $471,000 |
| Collateral | 161 | $53,655,000 | $333,000 | $2,155,000 | $162,000 | $1,212,000 |
| Other | 57 | $14,305,000 | $250,000 | $1,245,000 | $88,000 | $498,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,785,000 | $222,000 | $1,115,000 | $129,000 | $515,000 |
| Unverifiable Information | 16 | $5,020,000 | $313,000 | $995,000 | $129,000 | $365,000 |
| Employment History | 15 | $4,835,000 | $322,000 | $1,045,000 | $89,000 | $272,000 |
| Credit Application Incomplete | 12 | $5,240,000 | $436,000 | $1,505,000 | $171,000 | $503,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.