First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First United Bank And Trust Company 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,180 |
| Total Mortgage Loan Application Amount | $6,999,240,000 |
| Average Mortgage Loan Application Amount | $245,400 |
| Highest Mortgage Loan Application Amount | $49,965,000 |
| Average Applicant Income | $151,200 |
| Highest Applicant Income | $8,814,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 1,818 | $ 574,460,000 | $ 315,000 | $ 148,000 |
| Oklahoma County Oklahoma | 1,645 | $ 356,145,000 | $ 216,000 | $ 109,000 |
| Tulsa County Oklahoma | 1,445 | $ 323,145,000 | $ 223,000 | $ 107,000 |
| Dallas County Texas | 1,317 | $ 584,025,000 | $ 443,000 | $ 198,000 |
| Cleveland County Oklahoma | 1,099 | $ 219,305,000 | $ 199,000 | $ 105,000 |
| Travis County Texas | 1,092 | $ 711,950,000 | $ 651,000 | $ 291,000 |
| Denton County Texas | 1,076 | $ 403,410,000 | $ 374,000 | $ 173,000 |
| Harris County Texas | 1,048 | $ 571,270,000 | $ 545,000 | $ 243,000 |
| Collin County Texas | 911 | $ 372,465,000 | $ 408,000 | $ 213,000 |
| Pottawatomie County Oklahoma | 647 | $ 106,405,000 | $ 164,000 | $ 86,000 |
| Bexar County Texas | 559 | $ 346,255,000 | $ 619,000 | $ 200,000 |
| Grayson County Texas | 549 | $ 125,565,000 | $ 228,000 | $ 130,000 |
| Montgomery County Texas | 542 | $ 247,960,000 | $ 457,000 | $ 225,000 |
| Canadian County Oklahoma | 499 | $ 104,065,000 | $ 208,000 | $ 94,000 |
| Bryan County Oklahoma | 452 | $ 68,940,000 | $ 152,000 | $ 109,000 |
| Comanche County Oklahoma | 439 | $ 81,375,000 | $ 185,000 | $ 84,000 |
| Parker County Texas | 410 | $ 154,450,000 | $ 376,000 | $ 151,000 |
| Rogers County Oklahoma | 323 | $ 72,625,000 | $ 224,000 | $ 103,000 |
| Williamson County Texas | 276 | $ 98,990,000 | $ 358,000 | $ 176,000 |
| McClain County Oklahoma | 245 | $ 55,765,000 | $ 227,000 | $ 118,000 |
| Wagoner County Oklahoma | 228 | $ 51,190,000 | $ 224,000 | $ 97,000 |
| Comal County Texas | 216 | $ 104,500,000 | $ 483,000 | $ 199,000 |
| Creek County Oklahoma | 187 | $ 30,965,000 | $ 165,000 | $ 93,000 |
| Carter County Oklahoma | 171 | $ 29,225,000 | $ 170,000 | $ 95,000 |
| Johnson County Texas | 154 | $ 40,660,000 | $ 264,000 | $ 107,000 |
| Burnet County Texas | 146 | $ 47,240,000 | $ 323,000 | $ 180,000 |
| Rockwall County Texas | 146 | $ 110,480,000 | $ 756,000 | $ 197,000 |
| Grady County Oklahoma | 137 | $ 27,105,000 | $ 197,000 | $ 96,000 |
| Pontotoc County Oklahoma | 131 | $ 21,455,000 | $ 163,000 | $ 103,000 |
| Fannin County Texas | 129 | $ 22,005,000 | $ 170,000 | $ 83,000 |
| Fort Bend County Texas | 119 | $ 42,475,000 | $ 356,000 | $ 175,000 |
| Wise County Texas | 115 | $ 31,535,000 | $ 274,000 | $ 118,000 |
| Garvin County Oklahoma | 109 | $ 15,915,000 | $ 146,000 | $ 96,000 |
| Guadalupe County Texas | 109 | $ 29,575,000 | $ 271,000 | $ 155,000 |
| Logan County Oklahoma | 105 | $ 25,155,000 | $ 239,000 | $ 105,000 |
| Marshall County Oklahoma | 101 | $ 17,455,000 | $ 172,000 | $ 88,000 |
| Hays County Texas | 100 | $ 40,120,000 | $ 401,000 | $ 193,000 |
| Seminole County Oklahoma | 92 | $ 10,780,000 | $ 117,000 | $ 79,000 |
| Llano County Texas | 91 | $ 31,855,000 | $ 350,000 | $ 349,000 |
| Pittsburg County Oklahoma | 88 | $ 14,470,000 | $ 164,000 | $ 94,000 |
| Muskogee County Oklahoma | 83 | $ 13,165,000 | $ 158,000 | $ 85,000 |
| Cooke County Texas | 76 | $ 22,280,000 | $ 293,000 | $ 191,000 |
| Ellis County Texas | 74 | $ 23,160,000 | $ 312,000 | $ 176,000 |
| Gillespie County Texas | 71 | $ 27,615,000 | $ 388,000 | $ 179,000 |
| Lincoln County Oklahoma | 59 | $ 10,685,000 | $ 181,000 | $ 94,000 |
| McCurtain County Oklahoma | 59 | $ 20,175,000 | $ 341,000 | $ 200,000 |
| Kaufman County Texas | 59 | $ 15,025,000 | $ 254,000 | $ 113,000 |
| Hughes County Oklahoma | 52 | $ 4,410,000 | $ 84,000 | $ 64,000 |
| Osage County Oklahoma | 47 | $ 10,345,000 | $ 220,000 | $ 140,000 |
| Hood County Texas | 47 | $ 12,215,000 | $ 259,000 | $ 142,000 |
| Galveston County Texas | 39 | $ 16,275,000 | $ 417,000 | $ 262,000 |
| Mayes County Oklahoma | 37 | $ 7,455,000 | $ 201,000 | $ 108,000 |
| Johnston County Oklahoma | 36 | $ 3,350,000 | $ 93,000 | $ 78,000 |
| Brazoria County Texas | 35 | $ 11,085,000 | $ 316,000 | $ 188,000 |
| Delaware County Oklahoma | 34 | $ 9,630,000 | $ 283,000 | $ 192,000 |
| Kendall County Texas | 32 | $ 17,260,000 | $ 539,000 | $ 344,000 |
| McIntosh County Oklahoma | 31 | $ 4,225,000 | $ 136,000 | $ 140,000 |
| Stephens County Oklahoma | 31 | $ 4,895,000 | $ 157,000 | $ 65,000 |
| Bell County Texas | 31 | $ 10,545,000 | $ 340,000 | $ 160,000 |
| Hunt County Texas | 29 | $ 6,225,000 | $ 214,000 | $ 126,000 |
| Atoka County Oklahoma | 25 | $ 3,545,000 | $ 141,000 | $ 92,000 |
| Murray County Oklahoma | 25 | $ 4,105,000 | $ 164,000 | $ 112,000 |
| Payne County Oklahoma | 24 | $ 4,520,000 | $ 188,000 | $ 99,000 |
| Nueces County Texas | 24 | $ 8,000,000 | $ 333,000 | $ 363,000 |
| Washington County Oklahoma | 22 | $ 3,510,000 | $ 159,000 | $ 65,000 |
| Choctaw County Oklahoma | 21 | $ 2,415,000 | $ 115,000 | $ 75,000 |
| McLennan County Texas | 20 | $ 40,410,000 | $ 2,020,000 | $ 137,000 |
| Wilson County Texas | 19 | $ 8,065,000 | $ 424,000 | $ 140,000 |
| Latimer County Oklahoma | 18 | $ 1,820,000 | $ 101,000 | $ 73,000 |
| Love County Oklahoma | 18 | $ 2,770,000 | $ 153,000 | $ 74,000 |
| Palo Pinto County Texas | 18 | $ 5,000,000 | $ 277,000 | $ 224,000 |
| Brazos County Texas | 17 | $ 5,955,000 | $ 350,000 | $ 294,000 |
| Walker County Texas | 17 | $ 9,965,000 | $ 586,000 | $ 207,000 |
| Bastrop County Texas | 16 | $ 5,070,000 | $ 316,000 | $ 131,000 |
| Midland County Texas | 16 | $ 4,230,000 | $ 264,000 | $ 137,000 |
| Maricopa County Arizona | 15 | $ 36,705,000 | $ 2,447,000 | $ 165,000 |
| Cherokee County Oklahoma | 15 | $ 2,865,000 | $ 191,000 | $ 125,000 |
| Blanco County Texas | 15 | $ 7,065,000 | $ 471,000 | $ 218,000 |
| Medina County Texas | 15 | $ 5,955,000 | $ 397,000 | $ 156,000 |
| Walton County Florida | 14 | $ 12,440,000 | $ 888,000 | $ 685,000 |
| Lubbock County Texas | 14 | $ 2,960,000 | $ 211,000 | $ 118,000 |
| Smith County Texas | 14 | $ 3,120,000 | $ 222,000 | $ 136,000 |
| Henderson County Texas | 13 | $ 4,565,000 | $ 351,000 | $ 332,000 |
| Montague County Texas | 13 | $ 2,665,000 | $ 205,000 | $ 91,000 |
| Okfuskee County Oklahoma | 12 | $ 1,840,000 | $ 153,000 | $ 77,000 |
| Pawnee County Oklahoma | 12 | $ 1,740,000 | $ 145,000 | $ 74,000 |
| Pushmataha County Oklahoma | 12 | $ 1,950,000 | $ 162,000 | $ 111,000 |
| Van Zandt County Texas | 11 | $ 2,855,000 | $ 259,000 | $ 134,000 |
| Wichita County Texas | 11 | $ 1,735,000 | $ 157,000 | $ 113,000 |
| Okmulgee County Oklahoma | 10 | $ 2,510,000 | $ 251,000 | $ 94,000 |
| Waller County Texas | 10 | $ 5,570,000 | $ 557,000 | $ 258,000 |
| Washington County Texas | 10 | $ 4,310,000 | $ 431,000 | $ 607,000 |
| Caddo County Oklahoma | 9 | $ 1,335,000 | $ 148,000 | $ 90,000 |
| Custer County Oklahoma | 9 | $ 1,365,000 | $ 151,000 | $ 76,000 |
| Jackson County Oklahoma | 9 | $ 1,415,000 | $ 157,000 | $ 60,000 |
| Aransas County Texas | 9 | $ 3,955,000 | $ 439,000 | $ 293,000 |
| Bandera County Texas | 9 | $ 3,055,000 | $ 339,000 | $ 203,000 |
| Pima County Arizona | 8 | $ 1,930,000 | $ 241,000 | $ 148,000 |
| East Baton Rouge County Louisiana | 8 | $ 2,710,000 | $ 338,000 | $ 272,000 |
| Craig County Oklahoma | 8 | $ 1,010,000 | $ 126,000 | $ 69,000 |
| Woodward County Oklahoma | 8 | $ 2,140,000 | $ 267,000 | $ 161,000 |
| Erath County Texas | 8 | $ 2,310,000 | $ 288,000 | $ 116,000 |
| Fayette County Texas | 8 | $ 3,930,000 | $ 491,000 | $ 202,000 |
| Kerr County Texas | 8 | $ 3,990,000 | $ 498,000 | $ 213,000 |
| Hillsborough County Florida | 7 | $ 2,445,000 | $ 349,000 | $ 520,000 |
| Johnson County Kansas | 7 | $ 2,335,000 | $ 333,000 | $ 181,000 |
| Coal County Oklahoma | 7 | $ 1,345,000 | $ 192,000 | $ 105,000 |
| Cameron County Texas | 7 | $ 1,715,000 | $ 245,000 | $ 249,000 |
| Cherokee County Texas | 7 | $ 2,775,000 | $ 396,000 | $ 136,000 |
| Los Angeles County California | 6 | $ 2,270,000 | $ 378,000 | $ 182,000 |
| Arapahoe County Colorado | 6 | $ 2,480,000 | $ 413,000 | $ 152,000 |
| Summit County Colorado | 6 | $ 5,070,000 | $ 845,000 | $ 593,000 |
| Sedgwick County Kansas | 6 | $ 980,000 | $ 163,000 | $ 72,000 |
| Garfield County Oklahoma | 6 | $ 2,080,000 | $ 346,000 | $ 182,000 |
| Haskell County Oklahoma | 6 | $ 820,000 | $ 136,000 | $ 63,000 |
| Kay County Oklahoma | 6 | $ 990,000 | $ 165,000 | $ 89,000 |
| Franklin County Texas | 6 | $ 2,410,000 | $ 401,000 | $ 407,000 |
| Randall County Texas | 6 | $ 2,490,000 | $ 415,000 | $ 177,000 |
| Le Flore County Oklahoma | 5 | $ 655,000 | $ 131,000 | $ 91,000 |
| Noble County Oklahoma | 5 | $ 2,075,000 | $ 415,000 | $ 150,000 |
| Colorado County Texas | 5 | $ 1,325,000 | $ 265,000 | $ 144,000 |
| Hopkins County Texas | 5 | $ 775,000 | $ 155,000 | $ 127,000 |
| Polk County Texas | 5 | $ 2,045,000 | $ 409,000 | $ 369,000 |
| Webb County Texas | 5 | $ 1,395,000 | $ 279,000 | $ 92,000 |
| Wharton County Texas | 5 | $ 1,125,000 | $ 225,000 | $ 142,000 |
| Young County Texas | 5 | $ 1,045,000 | $ 209,000 | $ 111,000 |
| Summit County Utah | 5 | $ 12,345,000 | $ 2,469,000 | $ 692,000 |
| Crawford County Arkansas | 4 | $ 870,000 | $ 217,000 | $ 110,000 |
| Douglas County Colorado | 4 | $ 2,140,000 | $ 535,000 | $ 183,000 |
| Jackson County Missouri | 4 | $ 890,000 | $ 222,000 | $ 156,000 |
| Erie County New York | 4 | $ 1,200,000 | $ 300,000 | $ 79,000 |
| Davidson County Tennessee | 4 | $ 1,310,000 | $ 327,000 | $ 222,000 |
| Atascosa County Texas | 4 | $ 1,340,000 | $ 335,000 | $ 104,000 |
| Burleson County Texas | 4 | $ 600,000 | $ 150,000 | $ 149,000 |
| Hill County Texas | 4 | $ 960,000 | $ 240,000 | $ 95,000 |
| Jim Wells County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 125,000 |
| Lamar County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 206,000 |
| Liberty County Texas | 4 | $ 800,000 | $ 200,000 | $ 139,000 |
| Navarro County Texas | 4 | $ 1,520,000 | $ 380,000 | $ 289,000 |
| Wood County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 142,000 |
| Benton County Arkansas | 3 | $ 505,000 | $ 168,000 | $ 106,000 |
| Washington County Arkansas | 3 | $ 855,000 | $ 285,000 | $ 99,000 |
| Orange County California | 3 | $ 965,000 | $ 321,000 | $ 97,000 |
| Riverside County California | 3 | $ 1,195,000 | $ 398,000 | $ 121,000 |
| Adams County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 156,000 |
| Grand County Colorado | 3 | $ 3,825,000 | $ 1,275,000 | $ 679,000 |
| Gunnison County Colorado | 3 | $ 1,125,000 | $ 375,000 | $ 361,000 |
| Larimer County Colorado | 3 | $ 1,325,000 | $ 441,000 | $ 164,000 |
| Pitkin County Colorado | 3 | $ 6,255,000 | $ 2,085,000 | $ 787,000 |
| Brevard County Florida | 3 | $ 945,000 | $ 315,000 | $ 111,000 |
| Orange County Florida | 3 | $ 965,000 | $ 321,000 | $ 221,000 |
| Finney County Kansas | 3 | $ 475,000 | $ 158,000 | $ 109,000 |
| Lafayette County Louisiana | 3 | $ 735,000 | $ 245,000 | $ 171,000 |
| Oakland County Michigan | 3 | $ 1,005,000 | $ 335,000 | $ 197,000 |
| Greene County Missouri | 3 | $ 365,000 | $ 121,000 | $ 121,000 |
| Clark County Nevada | 3 | $ 885,000 | $ 295,000 | $ 111,000 |
| Santa Fe County New Mexico | 3 | $ 835,000 | $ 278,000 | $ 219,000 |
| Buncombe County North Carolina | 3 | $ 1,985,000 | $ 661,000 | $ 725,000 |
| Blaine County Oklahoma | 3 | $ 695,000 | $ 231,000 | $ 68,000 |
| Jefferson County Oklahoma | 3 | $ 215,000 | $ 71,000 | $ 41,000 |
| Kingfisher County Oklahoma | 3 | $ 905,000 | $ 301,000 | $ 166,000 |
| Ottawa County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 72,000 |
| Sequoyah County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 62,000 |
| Austin County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 356,000 |
| Caldwell County Texas | 3 | $ 1,105,000 | $ 368,000 | $ 149,000 |
| Kimble County Texas | 3 | $ 635,000 | $ 211,000 | $ 115,000 |
| Milam County Texas | 3 | $ 895,000 | $ 298,000 | $ 89,000 |
| Nacogdoches County Texas | 3 | $ 655,000 | $ 218,000 | $ 464,000 |
| San Patricio County Texas | 3 | $ 465,000 | $ 155,000 | $ 79,000 |
| Taylor County Texas | 3 | $ 595,000 | $ 198,000 | $ 56,000 |
| Fairfax County Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 362,000 |
| Greenbrier County West Virginia | 3 | $ 2,445,000 | $ 815,000 | $ 444,000 |
| Mohave County Arizona | 2 | $ 810,000 | $ 405,000 | $ 529,000 |
| San Diego County California | 2 | $ 840,000 | $ 420,000 | $ 768,000 |
| Denver County Colorado | 2 | $ 1,240,000 | $ 620,000 | $ 271,000 |
| El Paso County Colorado | 2 | $ 950,000 | $ 475,000 | $ 323,000 |
| Las Animas County Colorado | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| Routt County Colorado | 2 | $ 1,570,000 | $ 785,000 | $ 1,426,000 |
| San Miguel County Colorado | 2 | $ 1,220,000 | $ 610,000 | $ 532,000 |
| Teller County Colorado | 2 | $ 750,000 | $ 375,000 | $ 231,000 |
| Weld County Colorado | 2 | $ 490,000 | $ 245,000 | $ 126,000 |
| Pinellas County Florida | 2 | $ 640,000 | $ 320,000 | $ 300,000 |
| Santa Rosa County Florida | 2 | $ 680,000 | $ 340,000 | $ 423,000 |
| Cobb County Georgia | 2 | $ 520,000 | $ 260,000 | $ 138,000 |
| Forsyth County Georgia | 2 | $ 540,000 | $ 270,000 | $ 131,000 |
| Gwinnett County Georgia | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Leavenworth County Kansas | 2 | $ 630,000 | $ 315,000 | $ 83,000 |
| Shawnee County Kansas | 2 | $ 520,000 | $ 260,000 | $ 316,000 |
| Caddo County Louisiana | 2 | $ 1,300,000 | $ 650,000 | $ 570,000 |
| St. Tammany County Louisiana | 2 | $ 1,430,000 | $ 715,000 | $ 455,000 |
| Norfolk County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 193,000 |
| Christian County Missouri | 2 | $ 560,000 | $ 280,000 | $ 101,000 |
| St. Charles County Missouri | 2 | $ 680,000 | $ 340,000 | $ 106,000 |
| Colfax County New Mexico | 2 | $ 430,000 | $ 215,000 | $ 345,000 |
| Eddy County New Mexico | 2 | $ 800,000 | $ 400,000 | $ 97,000 |
| Taos County New Mexico | 2 | $ 610,000 | $ 305,000 | $ 219,000 |
| Butler County Ohio | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Mahoning County Ohio | 2 | $ 320,000 | $ 160,000 | $ 150,000 |
| Dewey County Oklahoma | 2 | $ 100,000 | $ 50,000 | $ 71,000 |
| Grant County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Kiowa County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Woods County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 56,000 |
| Montgomery County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 206,000 |
| Hamilton County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 186,000 |
| Brown County Texas | 2 | $ 340,000 | $ 170,000 | $ 108,000 |
| Calhoun County Texas | 2 | $ 400,000 | $ 200,000 | $ 620,000 |
| Delta County Texas | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Eastland County Texas | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Gonzales County Texas | 2 | $ 290,000 | $ 145,000 | $ 254,000 |
| Gregg County Texas | 2 | $ 920,000 | $ 460,000 | $ 263,000 |
| Grimes County Texas | 2 | $ 840,000 | $ 420,000 | $ 111,000 |
| Pecos County Texas | 2 | $ 110,000 | $ 55,000 | $ 47,000 |
| San Jacinto County Texas | 2 | $ 360,000 | $ 180,000 | $ 115,000 |
| San Saba County Texas | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| Titus County Texas | 2 | $ 540,000 | $ 270,000 | $ 268,000 |
| Tom Green County Texas | 2 | $ 290,000 | $ 145,000 | $ 161,000 |
| Uvalde County Texas | 2 | $ 960,000 | $ 480,000 | $ 417,000 |
| Baldwin County Alabama | 1 | $ 315,000 | $ 315,000 | $ 236,000 |
| Lauderdale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Lee County Alabama | 1 | $ 375,000 | $ 375,000 | $ 338,000 |
| Madison County Alabama | 1 | $ 515,000 | $ 515,000 | $ 250,000 |
| Pinal County Arizona | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Yavapai County Arizona | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Cleburne County Arkansas | 1 | $ 385,000 | $ 385,000 | $ 711,000 |
| Faulkner County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Garland County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Pulaski County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Sebastian County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Stone County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Contra Costa County California | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Kern County California | 1 | $ 325,000 | $ 325,000 | $ 222,000 |
| Sacramento County California | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Shasta County California | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Boulder County Colorado | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Chaffee County Colorado | 1 | $ 105,000 | $ 105,000 | $ 285,000 |
| Eagle County Colorado | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Garfield County Colorado | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Jefferson County Colorado | 1 | $ 555,000 | $ 555,000 | $ 235,000 |
| La Plata County Colorado | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Mesa County Colorado | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Mineral County Colorado | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Ouray County Colorado | 1 | $ 385,000 | $ 385,000 | $ 627,000 |
| Rio Grande County Colorado | 1 | $ 425,000 | $ 425,000 | $ 157,000 |
| San Juan County Colorado | 1 | $ 385,000 | $ 385,000 | $ 75,000 |
| Bay County Florida | 1 | $ 225,000 | $ 225,000 | $ 124,000 |
| Broward County Florida | 1 | $ 1,765,000 | $ 1,765,000 | $ 0 |
| Clay County Florida | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Collier County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,091,000 |
| Indian River County Florida | 1 | $ 565,000 | $ 565,000 | $ 646,000 |
| Lee County Florida | 1 | $ 295,000 | $ 295,000 | $ 321,000 |
| Martin County Florida | 1 | $ 245,000 | $ 245,000 | $ 188,000 |
| Miami-Dade County Florida | 1 | $ 355,000 | $ 355,000 | $ 370,000 |
| Okaloosa County Florida | 1 | $ 515,000 | $ 515,000 | $ 428,000 |
| Osceola County Florida | 1 | $ 365,000 | $ 365,000 | $ 253,000 |
| Palm Beach County Florida | 1 | $ 5,605,000 | $ 5,605,000 | $ 2,962,000 |
| Sarasota County Florida | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Sumter County Florida | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Bulloch County Georgia | 1 | $ 515,000 | $ 515,000 | $ 253,000 |
| Chatham County Georgia | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Columbia County Georgia | 1 | $ 475,000 | $ 475,000 | $ 310,000 |
| Coweta County Georgia | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| DeKalb County Georgia | 1 | $ 845,000 | $ 845,000 | $ 495,000 |
| Muscogee County Georgia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Richmond County Georgia | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Hawaii County Hawaii | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Canyon County Idaho | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Champaign County Illinois | 1 | $ 215,000 | $ 215,000 | $ 342,000 |
| Vermilion County Illinois | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Allen County Indiana | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Lake County Indiana | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Pottawattamie County Iowa | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Butler County Kansas | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Clay County Kansas | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Franklin County Kansas | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Morton County Kansas | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Riley County Kansas | 1 | $ 235,000 | $ 235,000 | $ 224,000 |
| Fayette County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 73,000 |
| Lyon County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 382,000 |
| Ascension County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Iberville County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Washington County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| West Baton Rouge County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Winn County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Franklin County Maine | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Hancock County Maine | 1 | $ 335,000 | $ 335,000 | $ 284,000 |
| Waldo County Maine | 1 | $ 425,000 | $ 425,000 | $ 166,000 |
| Anne Arundel County Maryland | 1 | $ 505,000 | $ 505,000 | $ 112,000 |
| Baltimore City County Maryland | 1 | $ 175,000 | $ 175,000 | $ 210,000 |
| Macomb County Michigan | 1 | $ 335,000 | $ 335,000 | $ 190,000 |
| Sanilac County Michigan | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Wayne County Michigan | 1 | $ 305,000 | $ 305,000 | $ 533,000 |
| Carver County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 495,000 |
| Crow Wing County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| DeSoto County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 159,000 |
| Jackson County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Madison County Mississippi | 1 | $ 675,000 | $ 675,000 | $ 155,000 |
| Rankin County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 344,000 |
| Barry County Missouri | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| Benton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Cass County Missouri | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Clay County Missouri | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| St. Louis County Missouri | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Gallatin County Montana | 1 | $ 435,000 | $ 435,000 | $ 193,000 |
| Dawson County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 375,000 |
| Rockingham County New Hampshire | 1 | $ 765,000 | $ 765,000 | $ 253,000 |
| Cibola County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Los Alamos County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Onondaga County New York | 1 | $ 475,000 | $ 475,000 | $ 450,000 |
| Westchester County New York | 1 | $ 545,000 | $ 545,000 | $ 260,000 |
| Cleveland County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Harnett County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Haywood County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 216,000 |
| Iredell County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 133,000 |
| Mecklenburg County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 89,000 |
| Union County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Clermont County Ohio | 1 | $ 225,000 | $ 225,000 | $ 325,000 |
| Franklin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Beckham County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Cotton County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Greer County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Texas County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 139,000 |
| Lane County Oregon | 1 | $ 475,000 | $ 475,000 | $ 171,000 |
| Washington County Oregon | 1 | $ 385,000 | $ 385,000 | $ 107,000 |
| Philadelphia County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Beaufort County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 231,000 |
| Charleston County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 312,000 |
| Edgefield County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Greenwood County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 200,000 |
| Richland County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Spartanburg County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Knox County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 289,000 |
| Shelby County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Williamson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 206,000 |
| Angelina County Texas | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Baylor County Texas | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Bee County Texas | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Bosque County Texas | 1 | $ 135,000 | $ 135,000 | $ 424,000 |
| Bowie County Texas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Camp County Texas | 1 | $ 305,000 | $ 305,000 | $ 329,000 |
| Cass County Texas | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Clay County Texas | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Coryell County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cottle County Texas | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Dawson County Texas | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Ector County Texas | 1 | $ 355,000 | $ 355,000 | $ 214,000 |
| Goliad County Texas | 1 | $ 895,000 | $ 895,000 | $ 136,000 |
| Harrison County Texas | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Hidalgo County Texas | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Jack County Texas | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Jeff Davis County Texas | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Jones County Texas | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Karnes County Texas | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Kinney County Texas | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Kleberg County Texas | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Lampasas County Texas | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
| Lavaca County Texas | 1 | $ 275,000 | $ 275,000 | $ 138,000 |
| Leon County Texas | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Madison County Texas | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Martin County Texas | 1 | $ 385,000 | $ 385,000 | $ 223,000 |
| Matagorda County Texas | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Moore County Texas | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Potter County Texas | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Rains County Texas | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Red River County Texas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Robertson County Texas | 1 | $ 265,000 | $ 265,000 | $ 225,000 |
| Rusk County Texas | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Stephens County Texas | 1 | $ 255,000 | $ 255,000 | $ 644,000 |
| Trinity County Texas | 1 | $ 495,000 | $ 495,000 | $ 373,000 |
| Victoria County Texas | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Bennington County Vermont | 1 | $ 305,000 | $ 305,000 | $ 646,000 |
| Gloucester County Virginia | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Goochland County Virginia | 1 | $ 375,000 | $ 375,000 | $ 175,000 |
| Norfolk County Virginia | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Stafford County Virginia | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Pierce County Washington | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Florence County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Sweetwater County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Teton County Wyoming | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,504 | $4,078,210,000 | $354,000 | $49,965,000 | $153,000 | $8,814,000 |
| Refinancing | 6,281 | $2,031,775,000 | $323,000 | $34,585,000 | $167,000 | $3,738,000 |
| Cash-out Refinancing | 2,319 | $752,405,000 | $324,000 | $2,985,000 | $161,000 | $3,354,000 |
| Other Purpose | 748 | $110,700,000 | $147,000 | $5,605,000 | $150,000 | $2,962,000 |
| Home Improvement | 328 | $26,150,000 | $79,000 | $2,355,000 | $125,000 | $1,320,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,968 | $4,454,320,000 | $318,000 | $5,625,000 | $164,000 | $8,814,000 |
| Not Provided | 2,859 | $904,995,000 | $316,000 | $3,435,000 | $160,000 | $3,738,000 |
| Hispanic | 1,618 | $454,710,000 | $281,000 | $2,985,000 | $124,000 | $1,777,000 |
| Asian | 933 | $323,455,000 | $346,000 | $2,665,000 | $165,000 | $4,141,000 |
| Black or African American | 647 | $179,015,000 | $276,000 | $2,245,000 | $127,000 | $4,249,000 |
| American Indian or Alaskan Native | 628 | $132,050,000 | $210,000 | $2,055,000 | $99,000 | $1,067,000 |
| Not applicable | 499 | $543,405,000 | $1,088,000 | $49,965,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 27 | $7,215,000 | $267,000 | $705,000 | $121,000 | $266,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,140 | $6,085,860,000 | $355,000 | $49,965,000 | $175,000 | $8,814,000 |
| FHA-insured (Federal Housing Administration) | 2,385 | $460,635,000 | $193,000 | $525,000 | $71,000 | $826,000 |
| VA-guaranteed (Veterans Administration) | 1,490 | $427,910,000 | $287,000 | $1,175,000 | $100,000 | $476,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 165 | $24,835,000 | $150,000 | $295,000 | $54,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,757 | $5,330,665,000 | $338,000 | $49,965,000 | $161,000 | $8,814,000 |
| Application Withdrawn By Applicant | 3,601 | $1,086,255,000 | $301,000 | $2,675,000 | $153,000 | $3,057,000 |
| Application Denied By Financial Institution | 954 | $267,040,000 | $279,000 | $2,985,000 | $116,000 | $2,150,000 |
| Application Approved But Not Accepted | 622 | $240,070,000 | $385,000 | $31,115,000 | $173,000 | $3,354,000 |
| File Closed For Incompleteness | 241 | $74,275,000 | $308,000 | $1,415,000 | $145,000 | $1,320,000 |
| Loan Purchased By The Institution | 5 | $935,000 | $187,000 | $465,000 | $139,000 | $376,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 20,226 | $6,732,200,000 | $332,000 | $49,965,000 | $159,000 | $8,814,000 |
| Debt-To-Income Ratio | 395 | $106,755,000 | $270,000 | $2,985,000 | $79,000 | $1,200,000 |
| Credit History | 215 | $39,665,000 | $184,000 | $1,765,000 | $107,000 | $1,777,000 |
| Collateral | 178 | $66,100,000 | $371,000 | $1,935,000 | $165,000 | $750,000 |
| Credit Application Incomplete | 40 | $16,230,000 | $405,000 | $1,475,000 | $176,000 | $695,000 |
| Employment History | 37 | $8,255,000 | $223,000 | $575,000 | $70,000 | $354,000 |
| Other | 36 | $10,940,000 | $303,000 | $1,305,000 | $164,000 | $770,000 |
| Unverifiable Information | 31 | $11,975,000 | $386,000 | $2,265,000 | $193,000 | $1,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $7,120,000 | $323,000 | $885,000 | $277,000 | $2,150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.