First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First United Bank And Trust Company 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,436 |
| Total Mortgage Loan Application Amount | $6,633,690,000 |
| Average Mortgage Loan Application Amount | $293,200 |
| Highest Mortgage Loan Application Amount | $67,435,000 |
| Average Applicant Income | $171,200 |
| Highest Applicant Income | $6,838,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 1,213 | $ 1,151,995,000 | $ 949,000 | $ 379,000 |
| Oklahoma County Oklahoma | 1,154 | $ 265,440,000 | $ 230,000 | $ 122,000 |
| Tulsa County Oklahoma | 954 | $ 243,520,000 | $ 255,000 | $ 118,000 |
| Cleveland County Oklahoma | 870 | $ 196,790,000 | $ 226,000 | $ 135,000 |
| Harris County Texas | 753 | $ 461,955,000 | $ 613,000 | $ 271,000 |
| Tarrant County Texas | 720 | $ 336,090,000 | $ 466,000 | $ 208,000 |
| Dallas County Texas | 696 | $ 490,060,000 | $ 704,000 | $ 279,000 |
| Grayson County Texas | 549 | $ 180,155,000 | $ 328,000 | $ 140,000 |
| Collin County Texas | 543 | $ 363,345,000 | $ 669,000 | $ 235,000 |
| Denton County Texas | 537 | $ 343,485,000 | $ 639,000 | $ 220,000 |
| Pottawatomie County Oklahoma | 509 | $ 85,055,000 | $ 167,000 | $ 112,000 |
| Bryan County Oklahoma | 493 | $ 93,865,000 | $ 190,000 | $ 107,000 |
| Montgomery County Texas | 450 | $ 282,480,000 | $ 627,000 | $ 262,000 |
| Bexar County Texas | 385 | $ 211,915,000 | $ 550,000 | $ 192,000 |
| Canadian County Oklahoma | 309 | $ 75,035,000 | $ 242,000 | $ 126,000 |
| Comanche County Oklahoma | 306 | $ 63,250,000 | $ 206,000 | $ 90,000 |
| Parker County Texas | 284 | $ 174,070,000 | $ 612,000 | $ 184,000 |
| Williamson County Texas | 251 | $ 169,145,000 | $ 673,000 | $ 245,000 |
| McClain County Oklahoma | 218 | $ 53,910,000 | $ 247,000 | $ 125,000 |
| Rogers County Oklahoma | 196 | $ 51,140,000 | $ 260,000 | $ 110,000 |
| Pontotoc County Oklahoma | 172 | $ 27,190,000 | $ 158,000 | $ 114,000 |
| Comal County Texas | 156 | $ 87,610,000 | $ 561,000 | $ 247,000 |
| Fannin County Texas | 141 | $ 28,475,000 | $ 201,000 | $ 108,000 |
| Hays County Texas | 131 | $ 81,085,000 | $ 618,000 | $ 261,000 |
| Marshall County Oklahoma | 123 | $ 22,595,000 | $ 183,000 | $ 121,000 |
| Wagoner County Oklahoma | 122 | $ 35,440,000 | $ 290,000 | $ 120,000 |
| Garvin County Oklahoma | 120 | $ 18,020,000 | $ 150,000 | $ 101,000 |
| Creek County Oklahoma | 118 | $ 21,180,000 | $ 179,000 | $ 100,000 |
| Grady County Oklahoma | 112 | $ 28,460,000 | $ 254,000 | $ 102,000 |
| Burnet County Texas | 109 | $ 47,545,000 | $ 436,000 | $ 183,000 |
| Rockwall County Texas | 103 | $ 57,315,000 | $ 556,000 | $ 244,000 |
| Seminole County Oklahoma | 97 | $ 12,005,000 | $ 123,000 | $ 77,000 |
| Logan County Oklahoma | 92 | $ 25,280,000 | $ 274,000 | $ 144,000 |
| Carter County Oklahoma | 90 | $ 15,710,000 | $ 174,000 | $ 91,000 |
| Johnson County Texas | 88 | $ 32,910,000 | $ 373,000 | $ 146,000 |
| Fort Bend County Texas | 87 | $ 49,285,000 | $ 566,000 | $ 218,000 |
| Wise County Texas | 85 | $ 32,365,000 | $ 380,000 | $ 159,000 |
| Cooke County Texas | 71 | $ 19,225,000 | $ 270,000 | $ 155,000 |
| Gillespie County Texas | 68 | $ 44,320,000 | $ 651,000 | $ 290,000 |
| Guadalupe County Texas | 66 | $ 26,190,000 | $ 396,000 | $ 150,000 |
| Hughes County Oklahoma | 57 | $ 6,165,000 | $ 108,000 | $ 72,000 |
| Llano County Texas | 55 | $ 27,235,000 | $ 495,000 | $ 224,000 |
| Mayes County Oklahoma | 54 | $ 13,640,000 | $ 252,000 | $ 123,000 |
| Kaufman County Texas | 54 | $ 19,320,000 | $ 357,000 | $ 157,000 |
| Hunt County Texas | 53 | $ 17,835,000 | $ 336,000 | $ 130,000 |
| Ellis County Texas | 49 | $ 22,615,000 | $ 461,000 | $ 180,000 |
| Johnston County Oklahoma | 47 | $ 5,375,000 | $ 114,000 | $ 75,000 |
| Bell County Texas | 47 | $ 20,145,000 | $ 428,000 | $ 208,000 |
| Lincoln County Oklahoma | 45 | $ 9,015,000 | $ 200,000 | $ 84,000 |
| Choctaw County Oklahoma | 42 | $ 4,570,000 | $ 108,000 | $ 70,000 |
| Pittsburg County Oklahoma | 40 | $ 7,510,000 | $ 187,000 | $ 117,000 |
| Osage County Oklahoma | 34 | $ 8,620,000 | $ 253,000 | $ 99,000 |
| Payne County Oklahoma | 34 | $ 6,600,000 | $ 194,000 | $ 107,000 |
| Murray County Oklahoma | 33 | $ 6,495,000 | $ 196,000 | $ 103,000 |
| Washington County Oklahoma | 31 | $ 7,665,000 | $ 247,000 | $ 110,000 |
| Atoka County Oklahoma | 30 | $ 5,710,000 | $ 190,000 | $ 90,000 |
| Galveston County Texas | 30 | $ 16,710,000 | $ 557,000 | $ 369,000 |
| Brazoria County Texas | 29 | $ 12,585,000 | $ 433,000 | $ 169,000 |
| McCurtain County Oklahoma | 28 | $ 12,090,000 | $ 431,000 | $ 271,000 |
| Stephens County Oklahoma | 28 | $ 5,480,000 | $ 195,000 | $ 83,000 |
| Kendall County Texas | 28 | $ 24,160,000 | $ 862,000 | $ 356,000 |
| Brazos County Texas | 25 | $ 9,525,000 | $ 381,000 | $ 240,000 |
| Okmulgee County Oklahoma | 22 | $ 4,800,000 | $ 218,000 | $ 86,000 |
| Walker County Texas | 22 | $ 16,170,000 | $ 735,000 | $ 280,000 |
| Muskogee County Oklahoma | 21 | $ 3,305,000 | $ 157,000 | $ 86,000 |
| Pawnee County Oklahoma | 21 | $ 3,785,000 | $ 180,000 | $ 80,000 |
| Henderson County Texas | 19 | $ 8,655,000 | $ 455,000 | $ 302,000 |
| Nueces County Texas | 17 | $ 4,945,000 | $ 290,000 | $ 345,000 |
| Wilson County Texas | 17 | $ 6,455,000 | $ 379,000 | $ 147,000 |
| McIntosh County Oklahoma | 16 | $ 3,150,000 | $ 196,000 | $ 141,000 |
| Okfuskee County Oklahoma | 16 | $ 3,480,000 | $ 217,000 | $ 129,000 |
| Delaware County Oklahoma | 15 | $ 5,665,000 | $ 377,000 | $ 266,000 |
| Hood County Texas | 15 | $ 4,815,000 | $ 321,000 | $ 116,000 |
| Blanco County Texas | 14 | $ 7,820,000 | $ 558,000 | $ 189,000 |
| Montague County Texas | 14 | $ 3,760,000 | $ 268,000 | $ 117,000 |
| Caddo County Oklahoma | 13 | $ 2,515,000 | $ 193,000 | $ 73,000 |
| Kerr County Texas | 13 | $ 7,655,000 | $ 588,000 | $ 206,000 |
| Lubbock County Texas | 13 | $ 3,685,000 | $ 283,000 | $ 192,000 |
| Medina County Texas | 13 | $ 6,225,000 | $ 478,000 | $ 147,000 |
| Palo Pinto County Texas | 13 | $ 5,695,000 | $ 438,000 | $ 157,000 |
| Waller County Texas | 13 | $ 12,135,000 | $ 933,000 | $ 340,000 |
| Cherokee County Oklahoma | 12 | $ 2,300,000 | $ 191,000 | $ 67,000 |
| Garfield County Oklahoma | 12 | $ 3,640,000 | $ 303,000 | $ 98,000 |
| Latimer County Oklahoma | 12 | $ 2,530,000 | $ 210,000 | $ 91,000 |
| Bastrop County Texas | 12 | $ 5,910,000 | $ 492,000 | $ 141,000 |
| El Paso County Texas | 12 | $ 2,450,000 | $ 204,000 | $ 101,000 |
| Washington County Texas | 12 | $ 10,670,000 | $ 889,000 | $ 352,000 |
| Love County Oklahoma | 11 | $ 2,825,000 | $ 256,000 | $ 88,000 |
| Sequoyah County Oklahoma | 11 | $ 2,245,000 | $ 204,000 | $ 95,000 |
| Erath County Texas | 11 | $ 2,615,000 | $ 237,000 | $ 104,000 |
| McLennan County Texas | 11 | $ 4,955,000 | $ 450,000 | $ 239,000 |
| Van Zandt County Texas | 11 | $ 5,685,000 | $ 516,000 | $ 143,000 |
| Pushmataha County Oklahoma | 10 | $ 1,050,000 | $ 105,000 | $ 71,000 |
| Escambia County Florida | 9 | $ 2,275,000 | $ 252,000 | $ 140,000 |
| Hill County Texas | 9 | $ 2,775,000 | $ 308,000 | $ 110,000 |
| Coal County Oklahoma | 8 | $ 1,150,000 | $ 143,000 | $ 114,000 |
| Kingfisher County Oklahoma | 8 | $ 2,210,000 | $ 276,000 | $ 110,000 |
| Bandera County Texas | 8 | $ 3,590,000 | $ 448,000 | $ 151,000 |
| Midland County Texas | 8 | $ 1,940,000 | $ 242,000 | $ 147,000 |
| Randall County Texas | 8 | $ 2,730,000 | $ 341,000 | $ 188,000 |
| Craig County Oklahoma | 7 | $ 1,455,000 | $ 207,000 | $ 73,000 |
| Grimes County Texas | 7 | $ 4,275,000 | $ 610,000 | $ 191,000 |
| Lamar County Texas | 7 | $ 1,295,000 | $ 185,000 | $ 204,000 |
| Navarro County Texas | 7 | $ 3,405,000 | $ 486,000 | $ 220,000 |
| Wichita County Texas | 7 | $ 2,005,000 | $ 286,000 | $ 169,000 |
| Clark County Nevada | 6 | $ 2,620,000 | $ 436,000 | $ 215,000 |
| Custer County Oklahoma | 6 | $ 1,210,000 | $ 201,000 | $ 75,000 |
| Gregg County Texas | 6 | $ 1,530,000 | $ 255,000 | $ 197,000 |
| Hidalgo County Texas | 6 | $ 1,260,000 | $ 210,000 | $ 108,000 |
| San Patricio County Texas | 6 | $ 1,300,000 | $ 216,000 | $ 136,000 |
| Wood County Texas | 6 | $ 1,850,000 | $ 308,000 | $ 132,000 |
| Hillsborough County Florida | 5 | $ 2,645,000 | $ 529,000 | $ 240,000 |
| Cook County Illinois | 5 | $ 2,395,000 | $ 479,000 | $ 250,000 |
| Kay County Oklahoma | 5 | $ 665,000 | $ 133,000 | $ 104,000 |
| Atascosa County Texas | 5 | $ 1,895,000 | $ 379,000 | $ 230,000 |
| Polk County Texas | 5 | $ 3,105,000 | $ 621,000 | $ 409,000 |
| Smith County Texas | 5 | $ 2,405,000 | $ 481,000 | $ 229,000 |
| Taylor County Texas | 5 | $ 865,000 | $ 173,000 | $ 73,000 |
| Young County Texas | 5 | $ 715,000 | $ 143,000 | $ 59,000 |
| Maricopa County Arizona | 4 | $ 1,960,000 | $ 490,000 | $ 172,000 |
| Broward County Florida | 4 | $ 1,500,000 | $ 375,000 | $ 233,000 |
| Manatee County Florida | 4 | $ 1,920,000 | $ 480,000 | $ 416,000 |
| Palm Beach County Florida | 4 | $ 1,670,000 | $ 417,000 | $ 173,000 |
| St. Lucie County Florida | 4 | $ 1,560,000 | $ 390,000 | $ 301,000 |
| Le Flore County Oklahoma | 4 | $ 940,000 | $ 235,000 | $ 86,000 |
| Nowata County Oklahoma | 4 | $ 1,100,000 | $ 275,000 | $ 136,000 |
| Anderson County Texas | 4 | $ 1,530,000 | $ 382,000 | $ 192,000 |
| Angelina County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 180,000 |
| Cameron County Texas | 4 | $ 1,230,000 | $ 307,000 | $ 356,000 |
| Camp County Texas | 4 | $ 670,000 | $ 167,000 | $ 96,000 |
| Coryell County Texas | 4 | $ 910,000 | $ 227,000 | $ 226,000 |
| El Paso County Colorado | 3 | $ 1,225,000 | $ 408,000 | $ 164,000 |
| Miami-Dade County Florida | 3 | $ 1,285,000 | $ 428,000 | $ 192,000 |
| Seminole County Florida | 3 | $ 465,000 | $ 155,000 | $ 92,000 |
| Cobb County Georgia | 3 | $ 1,735,000 | $ 578,000 | $ 189,000 |
| Fulton County Georgia | 3 | $ 805,000 | $ 268,000 | $ 111,000 |
| Sangamon County Illinois | 3 | $ 615,000 | $ 205,000 | $ 101,000 |
| East Baton Rouge County Louisiana | 3 | $ 1,115,000 | $ 371,000 | $ 192,000 |
| Jackson County Missouri | 3 | $ 535,000 | $ 178,000 | $ 109,000 |
| Essex County New Jersey | 3 | $ 2,725,000 | $ 908,000 | $ 372,000 |
| Taos County New Mexico | 3 | $ 795,000 | $ 265,000 | $ 230,000 |
| Monroe County New York | 3 | $ 955,000 | $ 318,000 | $ 316,000 |
| Mecklenburg County North Carolina | 3 | $ 1,455,000 | $ 485,000 | $ 380,000 |
| Blaine County Oklahoma | 3 | $ 435,000 | $ 145,000 | $ 54,000 |
| Haskell County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 157,000 |
| Jackson County Oklahoma | 3 | $ 685,000 | $ 228,000 | $ 90,000 |
| Woodward County Oklahoma | 3 | $ 715,000 | $ 238,000 | $ 103,000 |
| Shelby County Tennessee | 3 | $ 1,035,000 | $ 345,000 | $ 250,000 |
| Caldwell County Texas | 3 | $ 875,000 | $ 291,000 | $ 205,000 |
| Comanche County Texas | 3 | $ 825,000 | $ 275,000 | $ 206,000 |
| Hardin County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 186,000 |
| Jefferson County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 156,000 |
| Mason County Texas | 3 | $ 655,000 | $ 218,000 | $ 182,000 |
| McCulloch County Texas | 3 | $ 485,000 | $ 161,000 | $ 147,000 |
| Potter County Texas | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Robertson County Texas | 3 | $ 1,515,000 | $ 505,000 | $ 315,000 |
| Tom Green County Texas | 3 | $ 825,000 | $ 275,000 | $ 371,000 |
| Victoria County Texas | 3 | $ 715,000 | $ 238,000 | $ 101,000 |
| Baldwin County Alabama | 2 | $ 1,900,000 | $ 950,000 | $ 144,000 |
| Mobile County Alabama | 2 | $ 380,000 | $ 190,000 | $ 863,000 |
| Johnson County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Lonoke County Arkansas | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Washington County Arkansas | 2 | $ 1,290,000 | $ 645,000 | $ 143,000 |
| Los Angeles County California | 2 | $ 980,000 | $ 490,000 | $ 243,000 |
| Sacramento County California | 2 | $ 900,000 | $ 450,000 | $ 507,000 |
| Douglas County Colorado | 2 | $ 710,000 | $ 355,000 | $ 75,000 |
| Gunnison County Colorado | 2 | $ 1,350,000 | $ 675,000 | $ 463,000 |
| Larimer County Colorado | 2 | $ 900,000 | $ 450,000 | $ 287,000 |
| San Miguel County Colorado | 2 | $ 2,760,000 | $ 1,380,000 | $ 357,000 |
| Hartford County Connecticut | 2 | $ 480,000 | $ 240,000 | $ 123,000 |
| Bay County Florida | 2 | $ 580,000 | $ 290,000 | $ 41,000 |
| Charlotte County Florida | 2 | $ 800,000 | $ 400,000 | $ 214,000 |
| Monroe County Florida | 2 | $ 970,000 | $ 485,000 | $ 346,000 |
| Polk County Florida | 2 | $ 820,000 | $ 410,000 | $ 68,000 |
| Paulding County Georgia | 2 | $ 890,000 | $ 445,000 | $ 139,000 |
| Douglas County Kansas | 2 | $ 380,000 | $ 190,000 | $ 126,000 |
| Sedgwick County Kansas | 2 | $ 760,000 | $ 380,000 | $ 135,000 |
| Worcester County Massachusetts | 2 | $ 1,160,000 | $ 580,000 | $ 202,000 |
| Blue Earth County Minnesota | 2 | $ 970,000 | $ 485,000 | $ 197,000 |
| Cole County Missouri | 2 | $ 460,000 | $ 230,000 | $ 140,000 |
| Taney County Missouri | 2 | $ 440,000 | $ 220,000 | $ 114,000 |
| Douglas County Nebraska | 2 | $ 770,000 | $ 385,000 | $ 124,000 |
| Chaves County New Mexico | 2 | $ 330,000 | $ 165,000 | $ 117,000 |
| Colfax County New Mexico | 2 | $ 1,040,000 | $ 520,000 | $ 764,000 |
| Suffolk County New York | 2 | $ 6,010,000 | $ 3,005,000 | $ 1,043,000 |
| Durham County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 111,000 |
| Iredell County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 146,000 |
| Beckham County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 329,000 |
| Cotton County Oklahoma | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Ottawa County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 63,000 |
| Lexington County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 319,000 |
| Davidson County Tennessee | 2 | $ 1,050,000 | $ 525,000 | $ 146,000 |
| Rutherford County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 59,000 |
| Austin County Texas | 2 | $ 930,000 | $ 465,000 | $ 132,000 |
| Burleson County Texas | 2 | $ 820,000 | $ 410,000 | $ 150,000 |
| Chambers County Texas | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| Colorado County Texas | 2 | $ 440,000 | $ 220,000 | $ 161,000 |
| Fayette County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 147,000 |
| Gonzales County Texas | 2 | $ 760,000 | $ 380,000 | $ 99,000 |
| Harrison County Texas | 2 | $ 600,000 | $ 300,000 | $ 107,000 |
| Jack County Texas | 2 | $ 610,000 | $ 305,000 | $ 91,000 |
| Liberty County Texas | 2 | $ 620,000 | $ 310,000 | $ 185,000 |
| Nacogdoches County Texas | 2 | $ 910,000 | $ 455,000 | $ 198,000 |
| Presidio County Texas | 2 | $ 440,000 | $ 220,000 | $ 125,000 |
| San Jacinto County Texas | 2 | $ 700,000 | $ 350,000 | $ 160,000 |
| Trinity County Texas | 2 | $ 610,000 | $ 305,000 | $ 115,000 |
| Webb County Texas | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Madison County Alabama | 1 | $ 495,000 | $ 495,000 | $ 101,000 |
| Shelby County Alabama | 1 | $ 645,000 | $ 645,000 | $ 155,000 |
| Gila County Arizona | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Mohave County Arizona | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Pima County Arizona | 1 | $ 475,000 | $ 475,000 | $ 170,000 |
| Arkansas County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Carroll County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 202,000 |
| Clark County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 1,225,000 |
| Craighead County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Faulkner County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Garland County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 167,000 |
| Hot Spring County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Izard County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Logan County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Pulaski County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Sebastian County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Kern County California | 1 | $ 435,000 | $ 435,000 | $ 259,000 |
| Marin County California | 1 | $ 825,000 | $ 825,000 | $ 214,000 |
| Placer County California | 1 | $ 605,000 | $ 605,000 | $ 160,000 |
| San Diego County California | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Adams County Colorado | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Archuleta County Colorado | 1 | $ 445,000 | $ 445,000 | $ 270,000 |
| Boulder County Colorado | 1 | $ 675,000 | $ 675,000 | $ 330,000 |
| Denver County Colorado | 1 | $ 455,000 | $ 455,000 | $ 76,000 |
| Jefferson County Colorado | 1 | $ 605,000 | $ 605,000 | $ 205,000 |
| La Plata County Colorado | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Pueblo County Colorado | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| New Haven County Connecticut | 1 | $ 425,000 | $ 425,000 | $ 96,000 |
| Sussex County Delaware | 1 | $ 435,000 | $ 435,000 | $ 403,000 |
| District of Columbia County District Of Columbia | 1 | $ 585,000 | $ 585,000 | $ 81,000 |
| Alachua County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clay County Florida | 1 | $ 385,000 | $ 385,000 | $ 101,000 |
| Collier County Florida | 1 | $ 545,000 | $ 545,000 | $ 122,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Gulf County Florida | 1 | $ 405,000 | $ 405,000 | $ 189,000 |
| Indian River County Florida | 1 | $ 365,000 | $ 365,000 | $ 299,000 |
| Marion County Florida | 1 | $ 315,000 | $ 315,000 | $ 72,000 |
| Nassau County Florida | 1 | $ 485,000 | $ 485,000 | $ 106,000 |
| Pinellas County Florida | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Santa Rosa County Florida | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| St. Johns County Florida | 1 | $ 375,000 | $ 375,000 | $ 155,000 |
| Taylor County Florida | 1 | $ 185,000 | $ 185,000 | $ 354,000 |
| Walton County Florida | 1 | $ 305,000 | $ 305,000 | $ 250,000 |
| Bryan County Georgia | 1 | $ 515,000 | $ 515,000 | $ 170,000 |
| Carroll County Georgia | 1 | $ 415,000 | $ 415,000 | $ 92,000 |
| Cherokee County Georgia | 1 | $ 625,000 | $ 625,000 | $ 224,000 |
| Forsyth County Georgia | 1 | $ 355,000 | $ 355,000 | $ 272,000 |
| Gwinnett County Georgia | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Houston County Georgia | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Lowndes County Georgia | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Honolulu County Hawaii | 1 | $ 1,005,000 | $ 1,005,000 | $ 503,000 |
| DuPage County Illinois | 1 | $ 345,000 | $ 345,000 | $ 256,000 |
| Will County Illinois | 1 | $ 195,000 | $ 195,000 | $ 151,000 |
| Allen County Indiana | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Hamilton County Indiana | 1 | $ 405,000 | $ 405,000 | $ 310,000 |
| Des Moines County Iowa | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Dickinson County Iowa | 1 | $ 645,000 | $ 645,000 | $ 632,000 |
| Dubuque County Iowa | 1 | $ 575,000 | $ 575,000 | $ 822,000 |
| Jefferson County Kansas | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Lyon County Kansas | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Fayette County Kentucky | 1 | $ 315,000 | $ 315,000 | $ 192,000 |
| Jessamine County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Calcasieu County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Iberville County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Orleans County Louisiana | 1 | $ 385,000 | $ 385,000 | $ 652,000 |
| Pointe Coupee County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| St. Landry County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| West Baton Rouge County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Cecil County Maryland | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Prince George's County Maryland | 1 | $ 345,000 | $ 345,000 | $ 80,000 |
| Hampden County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 129,000 |
| Genesee County Michigan | 1 | $ 455,000 | $ 455,000 | $ 316,000 |
| Iosco County Michigan | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Van Buren County Michigan | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Hennepin County Minnesota | 1 | $ 615,000 | $ 615,000 | $ 363,000 |
| Forrest County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Lamar County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Cass County Missouri | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Clay County Missouri | 1 | $ 445,000 | $ 445,000 | $ 155,000 |
| Franklin County Missouri | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Newton County Missouri | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Ripley County Missouri | 1 | $ 155,000 | $ 155,000 | $ 209,000 |
| St. Charles County Missouri | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| St. Louis County Missouri | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Gallatin County Montana | 1 | $ 475,000 | $ 475,000 | $ 168,000 |
| Yellowstone County Montana | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Hall County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 156,000 |
| Hamilton County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Sullivan County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Camden County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 398,000 |
| Cumberland County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Gloucester County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 300,000 |
| Ocean County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 341,000 |
| Lincoln County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 366,000 |
| Otero County New Mexico | 1 | $ 515,000 | $ 515,000 | $ 955,000 |
| Santa Fe County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 300,000 |
| Jefferson County New York | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Ulster County New York | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Buncombe County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 112,000 |
| Burke County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 183,000 |
| Columbus County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Currituck County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Onslow County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Rutherford County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 291,000 |
| Watauga County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 145,000 |
| Greene County Ohio | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Wood County Ohio | 1 | $ 125,000 | $ 125,000 | $ 202,000 |
| Alfalfa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Grant County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Jefferson County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| Noble County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Tillman County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Washita County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Woods County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 270,000 |
| Deschutes County Oregon | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Multnomah County Oregon | 1 | $ 185,000 | $ 185,000 | $ 305,000 |
| Cambria County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Lancaster County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Washington County Rhode Island | 1 | $ 455,000 | $ 455,000 | $ 123,000 |
| Beaufort County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 271,000 |
| Hampton County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Oconee County South Carolina | 1 | $ 765,000 | $ 765,000 | $ 905,000 |
| Pickens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 440,000 |
| Anderson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 202,000 |
| Bledsoe County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Campbell County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Grainger County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 122,000 |
| McNairy County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 116,000 |
| Sumner County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 156,000 |
| Aransas County Texas | 1 | $ 185,000 | $ 185,000 | $ 189,000 |
| Bosque County Texas | 1 | $ 915,000 | $ 915,000 | $ 1,772,000 |
| Bowie County Texas | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Brewster County Texas | 1 | $ 255,000 | $ 255,000 | $ 250,000 |
| Brown County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cass County Texas | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Cherokee County Texas | 1 | $ 415,000 | $ 415,000 | $ 618,000 |
| Clay County Texas | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Collingsworth County Texas | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Eastland County Texas | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Ector County Texas | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Falls County Texas | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Franklin County Texas | 1 | $ 525,000 | $ 525,000 | $ 325,000 |
| Freestone County Texas | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Frio County Texas | 1 | $ 665,000 | $ 665,000 | $ 199,000 |
| Gaines County Texas | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Hamilton County Texas | 1 | $ 445,000 | $ 445,000 | $ 214,000 |
| Hopkins County Texas | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Kleberg County Texas | 1 | $ 145,000 | $ 145,000 | $ 440,000 |
| Lampasas County Texas | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Lavaca County Texas | 1 | $ 125,000 | $ 125,000 | $ 245,000 |
| Madison County Texas | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Matagorda County Texas | 1 | $ 355,000 | $ 355,000 | $ 276,000 |
| Rains County Texas | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Red River County Texas | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Rusk County Texas | 1 | $ 505,000 | $ 505,000 | $ 395,000 |
| Scurry County Texas | 1 | $ 385,000 | $ 385,000 | $ 258,000 |
| Somervell County Texas | 1 | $ 615,000 | $ 615,000 | $ 500,000 |
| Titus County Texas | 1 | $ 795,000 | $ 795,000 | $ 172,000 |
| Uvalde County Texas | 1 | $ 145,000 | $ 145,000 | $ 27,000 |
| Val Verde County Texas | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Wharton County Texas | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Winkler County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Washington County Utah | 1 | $ 645,000 | $ 645,000 | $ 277,000 |
| Windham County Vermont | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Windsor County Vermont | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Fairfax County Virginia | 1 | $ 325,000 | $ 325,000 | $ 341,000 |
| Franklin County Virginia | 1 | $ 645,000 | $ 645,000 | $ 569,000 |
| James City County Virginia | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| Montgomery County Virginia | 1 | $ 405,000 | $ 405,000 | $ 136,000 |
| Page County Virginia | 1 | $ 295,000 | $ 295,000 | $ 293,000 |
| Pittsylvania County Virginia | 1 | $ 215,000 | $ 215,000 | $ 459,000 |
| Stafford County Virginia | 1 | $ 495,000 | $ 495,000 | $ 128,000 |
| King County Washington | 1 | $ 515,000 | $ 515,000 | $ 99,000 |
| Thurston County Washington | 1 | $ 575,000 | $ 575,000 | $ 150,000 |
| Whatcom County Washington | 1 | $ 395,000 | $ 395,000 | $ 145,000 |
| Wood County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Columbia County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 508,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,159 | $5,491,995,000 | $492,000 | $67,435,000 | $196,000 | $6,838,000 |
| Refinancing | 1,320 | $396,110,000 | $300,000 | $9,135,000 | $162,000 | $3,090,000 |
| Cash-out Refinancing | 1,246 | $485,910,000 | $389,000 | $3,645,000 | $180,000 | $2,658,000 |
| Other Purpose | 1,205 | $198,365,000 | $164,000 | $2,165,000 | $172,000 | $4,107,000 |
| Home Improvement | 506 | $61,310,000 | $121,000 | $3,795,000 | $146,000 | $1,113,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,637 | $3,883,485,000 | $402,000 | $6,455,000 | $190,000 | $6,400,000 |
| Not Provided | 1,833 | $743,525,000 | $405,000 | $5,005,000 | $202,000 | $6,838,000 |
| Hispanic | 1,383 | $495,445,000 | $358,000 | $3,005,000 | $159,000 | $2,658,000 |
| Asian | 851 | $488,495,000 | $574,000 | $3,195,000 | $261,000 | $5,325,000 |
| Not applicable | 707 | $699,745,000 | $989,000 | $67,435,000 | $0 | $0 |
| American Indian or Alaskan Native | 508 | $127,840,000 | $251,000 | $1,285,000 | $113,000 | $549,000 |
| Black or African American | 488 | $187,110,000 | $383,000 | $3,005,000 | $160,000 | $4,107,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $7,735,000 | $286,000 | $945,000 | $115,000 | $489,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,240 | $6,044,220,000 | $456,000 | $67,435,000 | $206,000 | $6,838,000 |
| FHA-insured (Federal Housing Administration) | 1,238 | $284,940,000 | $230,000 | $495,000 | $83,000 | $639,000 |
| VA-guaranteed (Veterans Administration) | 876 | $290,820,000 | $331,000 | $1,385,000 | $112,000 | $870,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $13,710,000 | $167,000 | $395,000 | $61,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,098 | $4,915,990,000 | $442,000 | $67,435,000 | $193,000 | $6,400,000 |
| Application Withdrawn By Applicant | 3,175 | $1,372,995,000 | $432,000 | $26,205,000 | $193,000 | $6,838,000 |
| Application Denied By Financial Institution | 824 | $228,890,000 | $277,000 | $5,005,000 | $123,000 | $2,658,000 |
| File Closed For Incompleteness | 198 | $87,090,000 | $439,000 | $2,685,000 | $194,000 | $1,296,000 |
| Application Approved But Not Accepted | 141 | $28,725,000 | $203,000 | $1,525,000 | $160,000 | $1,322,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,612 | $6,404,800,000 | $438,000 | $67,435,000 | $193,000 | $6,838,000 |
| Debt-To-Income Ratio | 390 | $109,840,000 | $281,000 | $4,505,000 | $93,000 | $914,000 |
| Credit History | 161 | $25,665,000 | $159,000 | $2,005,000 | $122,000 | $1,282,000 |
| Collateral | 117 | $46,695,000 | $399,000 | $5,005,000 | $173,000 | $1,443,000 |
| Credit Application Incomplete | 59 | $12,425,000 | $210,000 | $905,000 | $224,000 | $2,658,000 |
| Employment History | 28 | $8,420,000 | $300,000 | $1,375,000 | $109,000 | $836,000 |
| Unverifiable Information | 27 | $8,245,000 | $305,000 | $755,000 | $121,000 | $341,000 |
| Other | 23 | $7,615,000 | $331,000 | $1,305,000 | $124,000 | $360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $9,985,000 | $525,000 | $2,275,000 | $176,000 | $670,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.