First Western Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Western Federal Savings Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Federal Savings Bank P.O. Box 1435 Rapid City, SD 57709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 198 |
| Total Mortgage Loan Application Amount | $32,590,000 |
| Average Mortgage Loan Application Amount | $145,500 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Western Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Western Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Federal Savings Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 8 | $ 970,000 | $ 121,000 | $ 0 |
| Maricopa County Arizona | 7 | $ 745,000 | $ 106,000 | $ 0 |
| Cook County Illinois | 5 | $ 405,000 | $ 81,000 | $ 0 |
| Shelby County Tennessee | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Dallas County Texas | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Travis County Texas | 4 | $ 1,120,000 | $ 280,000 | $ 0 |
| Riverside County California | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Osceola County Florida | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Tarrant County Texas | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Pierce County Washington | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Madison County Alabama | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Gila County Arizona | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Pinal County Arizona | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Los Angeles County California | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Placer County California | 2 | $ 130,000 | $ 65,000 | $ 0 |
| San Joaquin County California | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Middlesex County Connecticut | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Bay County Florida | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Duval County Florida | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Orange County Florida | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Seminole County Florida | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Douglas County Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Marion County Indiana | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Scott County Iowa | 2 | $ 270,000 | $ 135,000 | $ 0 |
| York County Maine | 2 | $ 290,000 | $ 145,000 | $ 0 |
| St. Mary's County Maryland | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Yellowstone County Montana | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Franklin County Ohio | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Richland County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Bexar County Texas | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Grayson County Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Hood County Texas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Benton County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Marin County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monterey County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Nevada County California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| San Bernardino County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Shasta County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Sonoma County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Garfield County Colorado | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| La Plata County Colorado | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Mesa County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lee County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Martin County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pinellas County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clarke County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fulton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Henry County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Worth County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ada County Idaho | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bonneville County Idaho | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harrison County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Warren County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Charles County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Harford County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Emmet County Michigan | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Macomb County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Oakland County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Clay County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Scott County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sweet Grass County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| New York County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Suffolk County New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Richland County Ohio | 1 | $ 305,000 | $ 305,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Coos County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Comal County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Denton County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Galveston County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Williamson County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Utah County Utah | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Washington County Vermont | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orange County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Spokane County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Dunn County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Albany County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Western Federal Savings Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 172 | $29,470,000 | $171,000 | $6,005,000 | $0 | $0 |
| Refinancing | 26 | $3,120,000 | $120,000 | $275,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 196 | $32,320,000 | $164,000 | $6,005,000 | $0 | $0 |
| White | 2 | $270,000 | $135,000 | $205,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 198 | $32,590,000 | $164,000 | $6,005,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 101 | $13,105,000 | $129,000 | $625,000 | $0 | $0 |
| Application Denied By Financial Institution | 39 | $11,185,000 | $286,000 | $6,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 29 | $4,695,000 | $161,000 | $1,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 24 | $2,840,000 | $118,000 | $355,000 | $0 | $0 |
| File Closed For Incompleteness | 5 | $765,000 | $153,000 | $215,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 198 | $32,590,000 | $164,000 | $6,005,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Federal Savings Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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