First Western Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Western Federal Savings Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Federal Savings Bank P.O. Box 1435 Rapid City, SD 57709 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 126 |
| Total Mortgage Loan Application Amount | $22,940,000 |
| Average Mortgage Loan Application Amount | $187,666 |
| Highest Mortgage Loan Application Amount | $1,305,000 |
| Average Applicant Income | $151,333 |
| Highest Applicant Income | $454,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Western Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Western Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Federal Savings Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 5 | $ 675,000 | $ 135,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Duval County Florida | 3 | $ 475,000 | $ 158,000 | $ 0 |
| Clayton County Georgia | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Franklin County Ohio | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Lubbock County Texas | 3 | $ 1,525,000 | $ 508,000 | $ 0 |
| Pike County Alabama | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Santa Clara County California | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Pueblo County Colorado | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Pinellas County Florida | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Sarasota County Florida | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Bryan County Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Marion County Indiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Polk County Iowa | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Buchanan County Missouri | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Sarpy County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Clark County Nevada | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lauderdale County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Shelby County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mohave County Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pima County Arizona | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Los Angeles County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sacramento County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Santa Barbara County California | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| Solano County California | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 0 |
| New Castle County Delaware | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Johns County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Columbia County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Payette County Idaho | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lake County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Steuben County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Linn County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cumberland County Maine | 1 | $ 355,000 | $ 355,000 | $ 454,000 |
| Macomb County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clay County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dawson County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Union County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Williams County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bell County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Blanco County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dallas County Texas | 1 | $ 555,000 | $ 555,000 | $ 0 |
| El Paso County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Galveston County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| McLennan County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Tarrant County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Wasatch County Utah | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Grant County Washington | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Western Federal Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105 | $18,955,000 | $180,000 | $1,305,000 | $454,000 | $454,000 |
| Refinancing | 15 | $2,805,000 | $187,000 | $795,000 | $0 | $0 |
| Home Improvement | 6 | $1,180,000 | $196,000 | $535,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 125 | $22,585,000 | $180,000 | $1,305,000 | $0 | $0 |
| White | 1 | $355,000 | $355,000 | $355,000 | $454,000 | $454,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 126 | $22,940,000 | $182,000 | $1,305,000 | $454,000 | $454,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 79 | $13,975,000 | $176,000 | $1,305,000 | $0 | $0 |
| Application Denied By Financial Institution | 23 | $4,285,000 | $186,000 | $1,235,000 | $0 | $0 |
| Application Withdrawn By Applicant | 18 | $3,360,000 | $186,000 | $605,000 | $0 | $0 |
| Application Approved But Not Accepted | 6 | $1,320,000 | $220,000 | $355,000 | $454,000 | $454,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 103 | $18,655,000 | $181,000 | $1,305,000 | $454,000 | $454,000 |
| Other | 15 | $1,655,000 | $110,000 | $235,000 | $0 | $0 |
| Collateral | 6 | $1,270,000 | $211,000 | $535,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $1,235,000 | $1,235,000 | $1,235,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Federal Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.