First Western Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Western Trust Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Western Trust Bank 1900 16Th Street Suite #500 Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,173 |
| Total Mortgage Loan Application Amount | $335,803,000 |
| Average Mortgage Loan Application Amount | $287,666 |
| Highest Mortgage Loan Application Amount | $5,325,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $5,727,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Western Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Western Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Trust Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Western Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Trust Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Larimer County Colorado | 174 | $ 44,703,000 | $ 256,000 | $ 123,000 |
| Denver County Colorado | 67 | $ 24,875,000 | $ 371,000 | $ 112,000 |
| Maricopa County Arizona | 59 | $ 18,337,000 | $ 310,000 | $ 120,000 |
| Weld County Colorado | 43 | $ 9,769,000 | $ 227,000 | $ 74,000 |
| Arapahoe County Colorado | 30 | $ 7,643,000 | $ 254,000 | $ 127,000 |
| Boulder County Colorado | 26 | $ 13,091,000 | $ 503,000 | $ 361,000 |
| Jefferson County Colorado | 21 | $ 5,605,000 | $ 266,000 | $ 110,000 |
| Clark County Nevada | 20 | $ 8,331,000 | $ 416,000 | $ 62,000 |
| San Diego County California | 18 | $ 13,319,000 | $ 739,000 | $ 173,000 |
| Los Angeles County California | 16 | $ 6,476,000 | $ 404,000 | $ 56,000 |
| Adams County Colorado | 16 | $ 3,605,000 | $ 225,000 | $ 53,000 |
| Teton County Wyoming | 13 | $ 6,324,000 | $ 486,000 | $ 210,000 |
| Cook County Illinois | 11 | $ 2,563,000 | $ 233,000 | $ 7,000 |
| Riverside County California | 9 | $ 2,494,000 | $ 277,000 | $ 40,000 |
| Prince George's County Maryland | 9 | $ 2,148,000 | $ 238,000 | $ 16,000 |
| Plymouth County Massachusetts | 9 | $ 2,702,000 | $ 300,000 | $ 41,000 |
| Douglas County Colorado | 8 | $ 3,596,000 | $ 449,000 | $ 151,000 |
| Oakland County Michigan | 8 | $ 1,983,000 | $ 247,000 | $ 89,000 |
| Prince William County Virginia | 8 | $ 2,493,000 | $ 311,000 | $ 0 |
| Eagle County Colorado | 7 | $ 5,818,000 | $ 831,000 | $ 558,000 |
| Broward County Florida | 7 | $ 2,420,000 | $ 345,000 | $ 42,000 |
| Harris County Texas | 7 | $ 1,439,000 | $ 205,000 | $ 8,000 |
| King County Washington | 7 | $ 1,932,000 | $ 276,000 | $ 44,000 |
| Pierce County Washington | 6 | $ 1,355,000 | $ 225,000 | $ 16,000 |
| Sacramento County California | 5 | $ 1,306,000 | $ 261,000 | $ 21,000 |
| San Bernardino County California | 5 | $ 1,354,000 | $ 270,000 | $ 16,000 |
| Broomfield County Colorado | 5 | $ 1,560,000 | $ 312,000 | $ 150,000 |
| Miami-Dade County Florida | 5 | $ 1,460,000 | $ 292,000 | $ 14,000 |
| Cobb County Georgia | 5 | $ 1,432,000 | $ 286,000 | $ 86,000 |
| Norfolk County Massachusetts | 5 | $ 1,459,000 | $ 291,000 | $ 0 |
| Washoe County Nevada | 5 | $ 1,092,000 | $ 218,000 | $ 45,000 |
| Rockingham County New Hampshire | 5 | $ 1,236,000 | $ 247,000 | $ 0 |
| Essex County New Jersey | 5 | $ 1,392,000 | $ 278,000 | $ 77,000 |
| Mecklenburg County North Carolina | 5 | $ 1,129,000 | $ 225,000 | $ 39,000 |
| Collin County Texas | 5 | $ 1,323,000 | $ 264,000 | $ 105,000 |
| Clark County Washington | 5 | $ 1,241,000 | $ 248,000 | $ 11,000 |
| Yavapai County Arizona | 4 | $ 1,090,000 | $ 272,000 | $ 58,000 |
| Contra Costa County California | 4 | $ 1,394,000 | $ 348,000 | $ 74,000 |
| Santa Clara County California | 4 | $ 1,695,000 | $ 423,000 | $ 60,000 |
| Park County Colorado | 4 | $ 826,000 | $ 206,000 | $ 53,000 |
| Hartford County Connecticut | 4 | $ 769,000 | $ 192,000 | $ 13,000 |
| Fulton County Georgia | 4 | $ 937,000 | $ 234,000 | $ 17,000 |
| Gwinnett County Georgia | 4 | $ 1,015,000 | $ 253,000 | $ 69,000 |
| Montgomery County Maryland | 4 | $ 901,000 | $ 225,000 | $ 56,000 |
| Hennepin County Minnesota | 4 | $ 892,000 | $ 223,000 | $ 0 |
| Hillsborough County New Hampshire | 4 | $ 827,000 | $ 206,000 | $ 0 |
| Bernalillo County New Mexico | 4 | $ 768,000 | $ 192,000 | $ 41,000 |
| Multnomah County Oregon | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Fort Bend County Texas | 4 | $ 881,000 | $ 220,000 | $ 0 |
| Salt Lake County Utah | 4 | $ 925,000 | $ 231,000 | $ 23,000 |
| Snohomish County Washington | 4 | $ 935,000 | $ 233,000 | $ 36,000 |
| Jefferson County Alabama | 3 | $ 824,000 | $ 274,000 | $ 76,000 |
| Pima County Arizona | 3 | $ 485,000 | $ 161,000 | $ 13,000 |
| Pulaski County Arkansas | 3 | $ 453,000 | $ 151,000 | $ 25,000 |
| Orange County California | 3 | $ 3,804,000 | $ 1,268,000 | $ 670,000 |
| San Luis Obispo County California | 3 | $ 849,000 | $ 283,000 | $ 52,000 |
| Stanislaus County California | 3 | $ 680,000 | $ 226,000 | $ 15,000 |
| Tulare County California | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Chaffee County Colorado | 3 | $ 448,000 | $ 149,000 | $ 70,000 |
| El Paso County Colorado | 3 | $ 594,000 | $ 198,000 | $ 43,000 |
| Pitkin County Colorado | 3 | $ 4,145,000 | $ 1,381,000 | $ 395,000 |
| Lee County Florida | 3 | $ 612,000 | $ 204,000 | $ 12,000 |
| Kootenai County Idaho | 3 | $ 456,000 | $ 152,000 | $ 42,000 |
| Orleans County Louisiana | 3 | $ 694,000 | $ 231,000 | $ 22,000 |
| Bristol County Massachusetts | 3 | $ 1,082,000 | $ 360,000 | $ 20,000 |
| Middlesex County Massachusetts | 3 | $ 1,136,000 | $ 378,000 | $ 49,000 |
| Macomb County Michigan | 3 | $ 706,000 | $ 235,000 | $ 17,000 |
| Anoka County Minnesota | 3 | $ 561,000 | $ 187,000 | $ 0 |
| Dakota County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 44,000 |
| Flathead County Montana | 3 | $ 699,000 | $ 233,000 | $ 96,000 |
| Yellowstone County Montana | 3 | $ 664,000 | $ 221,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 959,000 | $ 319,000 | $ 58,000 |
| Monmouth County New Jersey | 3 | $ 821,000 | $ 273,000 | $ 21,000 |
| Dona Ana County New Mexico | 3 | $ 614,000 | $ 204,000 | $ 46,000 |
| Guilford County North Carolina | 3 | $ 673,000 | $ 224,000 | $ 39,000 |
| Wake County North Carolina | 3 | $ 653,000 | $ 217,000 | $ 36,000 |
| Washington County Oregon | 3 | $ 745,000 | $ 248,000 | $ 68,000 |
| York County South Carolina | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Dallas County Texas | 3 | $ 739,000 | $ 246,000 | $ 0 |
| Alexandria County Virginia | 3 | $ 896,000 | $ 298,000 | $ 42,000 |
| Kitsap County Washington | 3 | $ 613,000 | $ 204,000 | $ 14,000 |
| Madison County Alabama | 2 | $ 381,000 | $ 190,000 | $ 0 |
| Anchorage County Alaska | 2 | $ 481,000 | $ 240,000 | $ 0 |
| Benton County Arkansas | 2 | $ 526,000 | $ 263,000 | $ 43,000 |
| Saline County Arkansas | 2 | $ 421,000 | $ 210,000 | $ 48,000 |
| El Dorado County California | 2 | $ 486,000 | $ 243,000 | $ 71,000 |
| Fresno County California | 2 | $ 444,000 | $ 222,000 | $ 42,000 |
| Kern County California | 2 | $ 410,000 | $ 205,000 | $ 57,000 |
| Ventura County California | 2 | $ 762,000 | $ 381,000 | $ 133,000 |
| Delta County Colorado | 2 | $ 381,000 | $ 190,000 | $ 0 |
| Grand County Colorado | 2 | $ 418,000 | $ 209,000 | $ 160,000 |
| Litchfield County Connecticut | 2 | $ 608,000 | $ 304,000 | $ 113,000 |
| New Castle County Delaware | 2 | $ 422,000 | $ 211,000 | $ 50,000 |
| Alachua County Florida | 2 | $ 337,000 | $ 168,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Pinellas County Florida | 2 | $ 611,000 | $ 305,000 | $ 146,000 |
| Polk County Florida | 2 | $ 382,000 | $ 191,000 | $ 41,000 |
| Cherokee County Georgia | 2 | $ 468,000 | $ 234,000 | $ 39,000 |
| Clayton County Georgia | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Hall County Georgia | 2 | $ 449,000 | $ 224,000 | $ 45,000 |
| Henry County Georgia | 2 | $ 483,000 | $ 241,000 | $ 0 |
| Hawaii County Hawaii | 2 | $ 388,000 | $ 194,000 | $ 30,000 |
| Ada County Idaho | 2 | $ 396,000 | $ 198,000 | $ 32,000 |
| Bonneville County Idaho | 2 | $ 416,000 | $ 208,000 | $ 154,000 |
| DuPage County Illinois | 2 | $ 790,000 | $ 395,000 | $ 29,000 |
| Ascension County Louisiana | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Lafourche County Louisiana | 2 | $ 461,000 | $ 230,000 | $ 0 |
| St. Tammany County Louisiana | 2 | $ 367,000 | $ 183,000 | $ 446,000 |
| West Baton Rouge County Louisiana | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Cumberland County Maine | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 582,000 | $ 291,000 | $ 0 |
| Baltimore County Maryland | 2 | $ 459,000 | $ 229,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 1,043,000 | $ 521,000 | $ 210,000 |
| Wayne County Michigan | 2 | $ 399,000 | $ 199,000 | $ 0 |
| Carver County Minnesota | 2 | $ 478,000 | $ 239,000 | $ 87,000 |
| Scott County Minnesota | 2 | $ 447,000 | $ 223,000 | $ 40,000 |
| Clay County Missouri | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 454,000 | $ 227,000 | $ 31,000 |
| St. Louis County Missouri | 2 | $ 432,000 | $ 216,000 | $ 38,000 |
| Gallatin County Montana | 2 | $ 581,000 | $ 290,000 | $ 63,000 |
| Douglas County Nebraska | 2 | $ 395,000 | $ 197,000 | $ 0 |
| Union County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Nassau County New York | 2 | $ 842,000 | $ 421,000 | $ 177,000 |
| Orange County New York | 2 | $ 747,000 | $ 373,000 | $ 0 |
| Westchester County New York | 2 | $ 614,000 | $ 307,000 | $ 48,000 |
| Carteret County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 51,000 |
| Wilson County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 18,000 |
| Cass County North Dakota | 2 | $ 437,000 | $ 218,000 | $ 0 |
| Franklin County Ohio | 2 | $ 418,000 | $ 209,000 | $ 14,000 |
| Stark County Ohio | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 503,000 | $ 251,000 | $ 74,000 |
| Coos County Oregon | 2 | $ 421,000 | $ 210,000 | $ 68,000 |
| Deschutes County Oregon | 2 | $ 620,000 | $ 310,000 | $ 175,000 |
| Lane County Oregon | 2 | $ 436,000 | $ 218,000 | $ 37,000 |
| Umatilla County Oregon | 2 | $ 405,000 | $ 202,000 | $ 90,000 |
| Monroe County Pennsylvania | 2 | $ 524,000 | $ 262,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 604,000 | $ 302,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 2 | $ 389,000 | $ 194,000 | $ 0 |
| York County Pennsylvania | 2 | $ 429,000 | $ 214,000 | $ 101,000 |
| Dorchester County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 372,000 | $ 186,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 453,000 | $ 226,000 | $ 0 |
| Brazoria County Texas | 2 | $ 433,000 | $ 216,000 | $ 0 |
| Denton County Texas | 2 | $ 348,000 | $ 174,000 | $ 89,000 |
| El Paso County Texas | 2 | $ 361,000 | $ 180,000 | $ 90,000 |
| Johnson County Texas | 2 | $ 343,000 | $ 171,000 | $ 55,000 |
| Montgomery County Texas | 2 | $ 475,000 | $ 237,000 | $ 48,000 |
| Tarrant County Texas | 2 | $ 483,000 | $ 241,000 | $ 52,000 |
| Travis County Texas | 2 | $ 415,000 | $ 207,000 | $ 72,000 |
| Tooele County Utah | 2 | $ 452,000 | $ 226,000 | $ 0 |
| Utah County Utah | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 624,000 | $ 312,000 | $ 30,000 |
| Fauquier County Virginia | 2 | $ 479,000 | $ 239,000 | $ 62,000 |
| Henrico County Virginia | 2 | $ 330,000 | $ 165,000 | $ 127,000 |
| Thurston County Washington | 2 | $ 630,000 | $ 315,000 | $ 130,000 |
| Milwaukee County Wisconsin | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Racine County Wisconsin | 2 | $ 382,000 | $ 191,000 | $ 103,000 |
| Albany County Wyoming | 2 | $ 834,000 | $ 417,000 | $ 145,000 |
| Sweetwater County Wyoming | 2 | $ 459,000 | $ 229,000 | $ 0 |
| Autauga County Alabama | 1 | $ 244,000 | $ 244,000 | $ 122,000 |
| Limestone County Alabama | 1 | $ 139,000 | $ 139,000 | $ 25,000 |
| St. Clair County Alabama | 1 | $ 163,000 | $ 163,000 | $ 61,000 |
| Kenai Peninsula County Alaska | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Apache County Arizona | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Graham County Arizona | 1 | $ 283,000 | $ 283,000 | $ 81,000 |
| Pinal County Arizona | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 249,000 | $ 249,000 | $ 109,000 |
| Alameda County California | 1 | $ 300,000 | $ 300,000 | $ 112,000 |
| Calaveras County California | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Imperial County California | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Kings County California | 1 | $ 199,000 | $ 199,000 | $ 87,000 |
| Marin County California | 1 | $ 680,000 | $ 680,000 | $ 261,000 |
| Monterey County California | 1 | $ 229,000 | $ 229,000 | $ 120,000 |
| San Joaquin County California | 1 | $ 269,000 | $ 269,000 | $ 53,000 |
| Santa Barbara County California | 1 | $ 283,000 | $ 283,000 | $ 68,000 |
| Solano County California | 1 | $ 380,000 | $ 380,000 | $ 102,000 |
| Yuba County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 319,000 | $ 319,000 | $ 63,000 |
| Garfield County Colorado | 1 | $ 176,000 | $ 176,000 | $ 40,000 |
| La Plata County Colorado | 1 | $ 280,000 | $ 280,000 | $ 167,000 |
| Las Animas County Colorado | 1 | $ 279,000 | $ 279,000 | $ 72,000 |
| Mesa County Colorado | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Routt County Colorado | 1 | $ 225,000 | $ 225,000 | $ 238,000 |
| Summit County Colorado | 1 | $ 220,000 | $ 220,000 | $ 74,000 |
| New Haven County Connecticut | 1 | $ 364,000 | $ 364,000 | $ 43,000 |
| Kent County Delaware | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Bay County Florida | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Citrus County Florida | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Clay County Florida | 1 | $ 212,000 | $ 212,000 | $ 72,000 |
| Duval County Florida | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Highlands County Florida | 1 | $ 172,000 | $ 172,000 | $ 81,000 |
| Hillsborough County Florida | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Indian River County Florida | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Lake County Florida | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Orange County Florida | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Osceola County Florida | 1 | $ 284,000 | $ 284,000 | $ 100,000 |
| Volusia County Florida | 1 | $ 188,000 | $ 188,000 | $ 107,000 |
| Barrow County Georgia | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Chatham County Georgia | 1 | $ 259,000 | $ 259,000 | $ 75,000 |
| Coweta County Georgia | 1 | $ 228,000 | $ 228,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Fayette County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Glynn County Georgia | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Laurens County Georgia | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Lowndes County Georgia | 1 | $ 197,000 | $ 197,000 | $ 29,000 |
| Paulding County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Wayne County Georgia | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Kauai County Hawaii | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Bannock County Idaho | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Bingham County Idaho | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Bonner County Idaho | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Canyon County Idaho | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Jefferson County Idaho | 1 | $ 207,000 | $ 207,000 | $ 45,000 |
| Boone County Illinois | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Lake County Illinois | 1 | $ 289,000 | $ 289,000 | $ 107,000 |
| Will County Illinois | 1 | $ 369,000 | $ 369,000 | $ 93,000 |
| Boone County Indiana | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 227,000 | $ 227,000 | $ 41,000 |
| Miami County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Dallas County Iowa | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Warren County Iowa | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Johnson County Kansas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Miami County Kansas | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
| Bullitt County Kentucky | 1 | $ 264,000 | $ 264,000 | $ 59,000 |
| Christian County Kentucky | 1 | $ 210,000 | $ 210,000 | $ 58,000 |
| Jefferson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Kenton County Kentucky | 1 | $ 483,000 | $ 483,000 | $ 87,000 |
| Assumption County Louisiana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Evangeline County Louisiana | 1 | $ 182,000 | $ 182,000 | $ 166,000 |
| Jefferson County Louisiana | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 197,000 | $ 197,000 | $ 122,000 |
| Penobscot County Maine | 1 | $ 191,000 | $ 191,000 | $ 39,000 |
| York County Maine | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Frederick County Maryland | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 222,000 | $ 222,000 | $ 61,000 |
| Franklin County Massachusetts | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Ingham County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 162,000 | $ 162,000 | $ 83,000 |
| Houston County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| Ramsey County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 183,000 | $ 183,000 | $ 85,000 |
| Lincoln County Mississippi | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Madison County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Marshall County Mississippi | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Pike County Mississippi | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Warren County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 205,000 |
| Greene County Missouri | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Jackson County Missouri | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Ravalli County Montana | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Richland County Montana | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Nye County Nevada | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 196,000 | $ 196,000 | $ 163,000 |
| Burlington County New Jersey | 1 | $ 338,000 | $ 338,000 | $ 116,000 |
| Cumberland County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Hudson County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 103,000 |
| Middlesex County New Jersey | 1 | $ 276,000 | $ 276,000 | $ 119,000 |
| Ocean County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Somerset County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Curry County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
| Eddy County New Mexico | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
| San Juan County New Mexico | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 111,000 |
| Santa Fe County New Mexico | 1 | $ 249,000 | $ 249,000 | $ 82,000 |
| Valencia County New Mexico | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Albany County New York | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Bronx County New York | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Kings County New York | 1 | $ 411,000 | $ 411,000 | $ 80,000 |
| Niagara County New York | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| Putnam County New York | 1 | $ 190,000 | $ 190,000 | $ 43,000 |
| Queens County New York | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Richmond County New York | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Rockland County New York | 1 | $ 328,000 | $ 328,000 | $ 100,000 |
| Tioga County New York | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Ulster County New York | 1 | $ 190,000 | $ 190,000 | $ 37,000 |
| Alamance County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Columbus County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Onslow County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Stark County North Dakota | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Williams County North Dakota | 1 | $ 234,000 | $ 234,000 | $ 62,000 |
| Fairfield County Ohio | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Fayette County Ohio | 1 | $ 164,000 | $ 164,000 | $ 51,000 |
| Lucas County Ohio | 1 | $ 232,000 | $ 232,000 | $ 77,000 |
| Marion County Ohio | 1 | $ 198,000 | $ 198,000 | $ 76,000 |
| Medina County Ohio | 1 | $ 211,000 | $ 211,000 | $ 115,000 |
| Miami County Ohio | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Summit County Ohio | 1 | $ 277,000 | $ 277,000 | $ 62,000 |
| Warren County Ohio | 1 | $ 118,000 | $ 118,000 | $ 43,000 |
| Cherokee County Oklahoma | 1 | $ 259,000 | $ 259,000 | $ 55,000 |
| Comanche County Oklahoma | 1 | $ 206,000 | $ 206,000 | $ 108,000 |
| Rogers County Oklahoma | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Benton County Oregon | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Clackamas County Oregon | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Jackson County Oregon | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Linn County Oregon | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 197,000 |
| Dauphin County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 57,000 |
| Lackawanna County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Mercer County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 50,000 |
| Northampton County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 83,000 |
| Florence County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Horry County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Cannon County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Hamilton County Tennessee | 1 | $ 197,000 | $ 197,000 | $ 110,000 |
| Henderson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Maury County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 282,000 | $ 282,000 | $ 177,000 |
| Sevier County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 72,000 |
| Atascosa County Texas | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Austin County Texas | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Bastrop County Texas | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Comanche County Texas | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Galveston County Texas | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Gonzales County Texas | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Kaufman County Texas | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Midland County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rockwall County Texas | 1 | $ 531,000 | $ 531,000 | $ 315,000 |
| Williamson County Texas | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Box Elder County Utah | 1 | $ 220,000 | $ 220,000 | $ 54,000 |
| Uintah County Utah | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Wasatch County Utah | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hanover County Virginia | 1 | $ 287,000 | $ 287,000 | $ 0 |
| James City County Virginia | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Louisa County Virginia | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Manassas County Virginia | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Newport News County Virginia | 1 | $ 176,000 | $ 176,000 | $ 39,000 |
| Richmond City County Virginia | 1 | $ 104,000 | $ 104,000 | $ 166,000 |
| Spotsylvania County Virginia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Stafford County Virginia | 1 | $ 279,000 | $ 279,000 | $ 59,000 |
| Benton County Washington | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Chelan County Washington | 1 | $ 188,000 | $ 188,000 | $ 50,000 |
| Island County Washington | 1 | $ 290,000 | $ 290,000 | $ 70,000 |
| Stevens County Washington | 1 | $ 372,000 | $ 372,000 | $ 108,000 |
| Cabell County West Virginia | 1 | $ 174,000 | $ 174,000 | $ 175,000 |
| Marathon County Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 244,000 |
| Rock County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 37,000 |
| St. Croix County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 112,000 |
| Carbon County Wyoming | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 253,000 | $ 253,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Western Trust Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 896 | $246,321,000 | $274,000 | $4,300,000 | $66,000 | $3,176,000 |
| Home Purchase | 259 | $84,750,000 | $327,000 | $5,325,000 | $149,000 | $5,727,000 |
| Home Improvement | 18 | $4,732,000 | $262,000 | $604,000 | $80,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 721 | $211,812,000 | $293,000 | $5,325,000 | $109,000 | $5,727,000 |
| Not Provided | 148 | $39,563,000 | $267,000 | $2,129,000 | $58,000 | $1,404,000 |
| Black or African American | 105 | $24,747,000 | $235,000 | $626,000 | $32,000 | $209,000 |
| Hispanic | 99 | $23,492,000 | $237,000 | $532,000 | $35,000 | $209,000 |
| Asian | 72 | $16,478,000 | $228,000 | $1,000,000 | $58,000 | $410,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,779,000 | $252,000 | $426,000 | $39,000 | $87,000 |
| Not applicable | 9 | $14,589,000 | $1,621,000 | $4,300,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $2,343,000 | $292,000 | $641,000 | $72,000 | $364,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 560 | $186,066,000 | $332,000 | $5,325,000 | $148,000 | $5,727,000 |
| FHA-insured (Federal Housing Administration) | 479 | $114,387,000 | $238,000 | $636,000 | $17,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 133 | $35,196,000 | $264,000 | $660,000 | $61,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $154,000 | $154,000 | $154,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 431 | $144,601,000 | $335,000 | $5,325,000 | $133,000 | $5,727,000 |
| Application Withdrawn By Applicant | 349 | $89,960,000 | $257,000 | $1,000,000 | $42,000 | $1,282,000 |
| Application Denied By Financial Institution | 249 | $64,783,000 | $260,000 | $3,050,000 | $49,000 | $928,000 |
| Application Approved But Not Accepted | 138 | $35,197,000 | $255,000 | $1,225,000 | $111,000 | $3,176,000 |
| File Closed For Incompleteness | 6 | $1,262,000 | $210,000 | $294,000 | $27,000 | $90,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 171 | $41,604,000 | $243,000 | $672,000 | $38,000 | $550,000 |
| Debt-To-Income Ratio | 27 | $6,452,000 | $238,000 | $660,000 | $51,000 | $153,000 |
| Other | 22 | $4,939,000 | $224,000 | $311,000 | $41,000 | $173,000 |
| Collateral | 17 | $3,515,000 | $206,000 | $456,000 | $138,000 | $928,000 |
| Unverifiable Information | 2 | $689,000 | $344,000 | $403,000 | $28,000 | $57,000 |
| Credit Application Incomplete | 1 | $305,000 | $305,000 | $305,000 | $61,000 | $61,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Western Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.