First Western Trust Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

First Western Trust Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First Western Trust Bank
1900 16Th Street Suite #500
Denver, CO 80202
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 2,347
Total Mortgage Loan Application Amount $1,012,625,000
Average Mortgage Loan Application Amount $444,000
Highest Mortgage Loan Application Amount $9,515,000
Average Applicant Income $252,800
Highest Applicant Income $7,578,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Western Trust Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Western Trust Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down First Western Trust Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Western Trust Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by First Western Trust Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Western Trust Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for First Western Trust Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Denver County Colorado 399 $ 204,415,000 $ 512,000 $ 236,000
Larimer County Colorado 393 $ 131,935,000 $ 335,000 $ 136,000
Arapahoe County Colorado 357 $ 161,975,000 $ 453,000 $ 173,000
Douglas County Colorado 266 $ 119,240,000 $ 448,000 $ 174,000
Weld County Colorado 140 $ 53,840,000 $ 384,000 $ 108,000
Jefferson County Colorado 138 $ 56,590,000 $ 410,000 $ 159,000
Boulder County Colorado 76 $ 46,480,000 $ 611,000 $ 217,000
Adams County Colorado 69 $ 23,255,000 $ 337,000 $ 124,000
Maricopa County Arizona 32 $ 16,920,000 $ 528,000 $ 288,000
El Paso County Colorado 30 $ 8,910,000 $ 297,000 $ 104,000
Summit County Colorado 24 $ 13,060,000 $ 544,000 $ 514,000
Broomfield County Colorado 23 $ 11,735,000 $ 510,000 $ 219,000
Eagle County Colorado 20 $ 15,800,000 $ 790,000 $ 700,000
Grand County Colorado 18 $ 6,370,000 $ 353,000 $ 311,000
Pitkin County Colorado 16 $ 13,950,000 $ 871,000 $ 416,000
Teton County Wyoming 13 $ 5,635,000 $ 433,000 $ 170,000
Jackson County Missouri 12 $ 1,810,000 $ 150,000 $ 103,000
Los Angeles County California 9 $ 7,645,000 $ 849,000 $ 379,000
Stanislaus County California 9 $ 3,405,000 $ 378,000 $ 112,000
Miami-Dade County Florida 9 $ 3,465,000 $ 385,000 $ 109,000
Orange County California 8 $ 5,230,000 $ 653,000 $ 431,000
Elbert County Colorado 8 $ 3,640,000 $ 455,000 $ 158,000
Pueblo County Colorado 8 $ 1,820,000 $ 227,000 $ 87,000
Chaffee County Colorado 7 $ 2,535,000 $ 362,000 $ 120,000
Mesa County Colorado 7 $ 1,705,000 $ 243,000 $ 76,000
Escambia County Florida 7 $ 1,255,000 $ 179,000 $ 62,000
Laramie County Wyoming 7 $ 1,465,000 $ 209,000 $ 261,000
Park County Colorado 6 $ 1,690,000 $ 281,000 $ 383,000
Routt County Colorado 6 $ 3,380,000 $ 563,000 $ 358,000
Bonneville County Idaho 5 $ 615,000 $ 123,000 $ 216,000
Clark County Nevada 5 $ 1,395,000 $ 279,000 $ 383,000
Ventura County California 4 $ 1,960,000 $ 490,000 $ 114,000
Garfield County Colorado 4 $ 1,080,000 $ 270,000 $ 272,000
Morgan County Colorado 4 $ 1,090,000 $ 272,000 $ 60,000
Broward County Florida 4 $ 4,680,000 $ 1,170,000 $ 1,216,000
Salt Lake County Utah 4 $ 1,700,000 $ 425,000 $ 111,000
Pinal County Arizona 3 $ 525,000 $ 175,000 $ 68,000
Sacramento County California 3 $ 1,265,000 $ 421,000 $ 111,000
San Diego County California 3 $ 3,385,000 $ 1,128,000 $ 383,000
La Plata County Colorado 3 $ 955,000 $ 318,000 $ 325,000
Litchfield County Connecticut 3 $ 1,575,000 $ 525,000 $ 652,000
Lee County Florida 3 $ 585,000 $ 195,000 $ 123,000
Sarasota County Florida 3 $ 745,000 $ 248,000 $ 267,000
St. Johns County Florida 3 $ 875,000 $ 291,000 $ 0
Johnson County Kansas 3 $ 1,005,000 $ 335,000 $ 151,000
Gallatin County Montana 3 $ 1,185,000 $ 395,000 $ 177,000
Bexar County Texas 3 $ 505,000 $ 168,000 $ 168,000
Denton County Texas 3 $ 785,000 $ 261,000 $ 127,000
Clark County Washington 3 $ 975,000 $ 325,000 $ 132,000
Baldwin County Alabama 2 $ 590,000 $ 295,000 $ 391,000
El Dorado County California 2 $ 1,110,000 $ 555,000 $ 265,000
Monterey County California 2 $ 680,000 $ 340,000 $ 84,000
Riverside County California 2 $ 1,130,000 $ 565,000 $ 326,000
Santa Cruz County California 2 $ 1,370,000 $ 685,000 $ 147,000
Clear Creek County Colorado 2 $ 1,020,000 $ 510,000 $ 353,000
Gunnison County Colorado 2 $ 840,000 $ 420,000 $ 138,000
Montrose County Colorado 2 $ 620,000 $ 310,000 $ 84,000
New Castle County Delaware 2 $ 410,000 $ 205,000 $ 34,000
Collier County Florida 2 $ 1,410,000 $ 705,000 $ 406,000
Palm Beach County Florida 2 $ 770,000 $ 385,000 $ 87,000
Polk County Florida 2 $ 610,000 $ 305,000 $ 68,000
St. Lucie County Florida 2 $ 630,000 $ 315,000 $ 87,000
Maui County Hawaii 2 $ 570,000 $ 285,000 $ 116,000
Kootenai County Idaho 2 $ 540,000 $ 270,000 $ 133,000
Anne Arundel County Maryland 2 $ 900,000 $ 450,000 $ 0
Charles County Maryland 2 $ 620,000 $ 310,000 $ 67,000
Montgomery County Maryland 2 $ 630,000 $ 315,000 $ 52,000
Norfolk County Massachusetts 2 $ 600,000 $ 300,000 $ 30,000
Plymouth County Massachusetts 2 $ 780,000 $ 390,000 $ 0
Hall County Nebraska 2 $ 220,000 $ 110,000 $ 97,000
Essex County New Jersey 2 $ 790,000 $ 395,000 $ 0
Bernalillo County New Mexico 2 $ 300,000 $ 150,000 $ 185,000
Mecklenburg County North Carolina 2 $ 270,000 $ 135,000 $ 111,000
Cuyahoga County Ohio 2 $ 340,000 $ 170,000 $ 117,000
Deschutes County Oregon 2 $ 750,000 $ 375,000 $ 85,000
Williamson County Tennessee 2 $ 870,000 $ 435,000 $ 189,000
Dallas County Texas 2 $ 920,000 $ 460,000 $ 330,000
Wasatch County Utah 2 $ 740,000 $ 370,000 $ 104,000
Cowlitz County Washington 2 $ 560,000 $ 280,000 $ 21,000
King County Washington 2 $ 1,410,000 $ 705,000 $ 0
Pierce County Washington 2 $ 1,040,000 $ 520,000 $ 41,000
Spokane County Washington 2 $ 270,000 $ 135,000 $ 143,000
Pima County Arizona 1 $ 375,000 $ 375,000 $ 71,000
Benton County Arkansas 1 $ 315,000 $ 315,000 $ 162,000
Pulaski County Arkansas 1 $ 285,000 $ 285,000 $ 100,000
Washington County Arkansas 1 $ 165,000 $ 165,000 $ 45,000
Merced County California 1 $ 315,000 $ 315,000 $ 80,000
Placer County California 1 $ 465,000 $ 465,000 $ 179,000
Santa Barbara County California 1 $ 2,005,000 $ 2,005,000 $ 1,500,000
Archuleta County Colorado 1 $ 485,000 $ 485,000 $ 72,000
Crowley County Colorado 1 $ 185,000 $ 185,000 $ 81,000
Gilpin County Colorado 1 $ 465,000 $ 465,000 $ 111,000
Rio Grande County Colorado 1 $ 65,000 $ 65,000 $ 107,000
District of Columbia County District Of Columbia 1 $ 365,000 $ 365,000 $ 0
Duval County Florida 1 $ 195,000 $ 195,000 $ 104,000
Flagler County Florida 1 $ 485,000 $ 485,000 $ 203,000
Lake County Florida 1 $ 295,000 $ 295,000 $ 0
Manatee County Florida 1 $ 325,000 $ 325,000 $ 111,000
Pinellas County Florida 1 $ 125,000 $ 125,000 $ 113,000
Santa Rosa County Florida 1 $ 155,000 $ 155,000 $ 146,000
Chatham County Georgia 1 $ 135,000 $ 135,000 $ 126,000
Fulton County Georgia 1 $ 95,000 $ 95,000 $ 180,000
Hawaii County Hawaii 1 $ 495,000 $ 495,000 $ 404,000
Bonner County Idaho 1 $ 185,000 $ 185,000 $ 146,000
Teton County Idaho 1 $ 235,000 $ 235,000 $ 60,000
DuPage County Illinois 1 $ 415,000 $ 415,000 $ 215,000
Marion County Indiana 1 $ 205,000 $ 205,000 $ 68,000
Douglas County Kansas 1 $ 195,000 $ 195,000 $ 75,000
Jessamine County Kentucky 1 $ 185,000 $ 185,000 $ 90,000
Warren County Kentucky 1 $ 75,000 $ 75,000 $ 50,000
Cameron County Louisiana 1 $ 275,000 $ 275,000 $ 888,000
Orleans County Louisiana 1 $ 285,000 $ 285,000 $ 117,000
Ouachita County Louisiana 1 $ 255,000 $ 255,000 $ 75,000
St. Tammany County Louisiana 1 $ 1,325,000 $ 1,325,000 $ 1,200,000
Baltimore County Maryland 1 $ 325,000 $ 325,000 $ 0
Prince George's County Maryland 1 $ 335,000 $ 335,000 $ 0
Barnstable County Massachusetts 1 $ 1,355,000 $ 1,355,000 $ 491,000
Essex County Massachusetts 1 $ 395,000 $ 395,000 $ 0
Benton County Minnesota 1 $ 205,000 $ 205,000 $ 65,000
Carver County Minnesota 1 $ 235,000 $ 235,000 $ 55,000
Sibley County Minnesota 1 $ 135,000 $ 135,000 $ 116,000
Stearns County Minnesota 1 $ 135,000 $ 135,000 $ 130,000
Flathead County Montana 1 $ 855,000 $ 855,000 $ 456,000
Lancaster County Nebraska 1 $ 115,000 $ 115,000 $ 108,000
Washoe County Nevada 1 $ 105,000 $ 105,000 $ 74,000
Burlington County New Jersey 1 $ 255,000 $ 255,000 $ 0
Cape May County New Jersey 1 $ 265,000 $ 265,000 $ 106,000
Morris County New Jersey 1 $ 305,000 $ 305,000 $ 0
Ocean County New Jersey 1 $ 205,000 $ 205,000 $ 82,000
Union County New Jersey 1 $ 245,000 $ 245,000 $ 0
Otsego County New York 1 $ 105,000 $ 105,000 $ 103,000
Steuben County New York 1 $ 235,000 $ 235,000 $ 181,000
Carteret County North Carolina 1 $ 405,000 $ 405,000 $ 390,000
Montgomery County North Carolina 1 $ 1,145,000 $ 1,145,000 $ 976,000
Grand Forks County North Dakota 1 $ 155,000 $ 155,000 $ 247,000
Stark County North Dakota 1 $ 245,000 $ 245,000 $ 127,000
Franklin County Ohio 1 $ 255,000 $ 255,000 $ 115,000
Jefferson County Ohio 1 $ 95,000 $ 95,000 $ 38,000
Lake County Ohio 1 $ 95,000 $ 95,000 $ 174,000
Licking County Ohio 1 $ 385,000 $ 385,000 $ 273,000
Lucas County Ohio 1 $ 215,000 $ 215,000 $ 107,000
Medina County Ohio 1 $ 375,000 $ 375,000 $ 201,000
Delaware County Oklahoma 1 $ 435,000 $ 435,000 $ 178,000
Oklahoma County Oklahoma 1 $ 275,000 $ 275,000 $ 175,000
Multnomah County Oregon 1 $ 185,000 $ 185,000 $ 125,000
Yamhill County Oregon 1 $ 265,000 $ 265,000 $ 0
Chester County Pennsylvania 1 $ 245,000 $ 245,000 $ 411,000
Beaufort County South Carolina 1 $ 365,000 $ 365,000 $ 128,000
Charleston County South Carolina 1 $ 1,205,000 $ 1,205,000 $ 1,506,000
Laurens County South Carolina 1 $ 165,000 $ 165,000 $ 84,000
McCormick County South Carolina 1 $ 375,000 $ 375,000 $ 142,000
Union County South Dakota 1 $ 355,000 $ 355,000 $ 170,000
Hamilton County Tennessee 1 $ 365,000 $ 365,000 $ 199,000
Rutherford County Tennessee 1 $ 355,000 $ 355,000 $ 139,000
Bell County Texas 1 $ 175,000 $ 175,000 $ 112,000
Guadalupe County Texas 1 $ 145,000 $ 145,000 $ 238,000
Harris County Texas 1 $ 175,000 $ 175,000 $ 95,000
Hays County Texas 1 $ 155,000 $ 155,000 $ 83,000
Polk County Texas 1 $ 255,000 $ 255,000 $ 0
Tom Green County Texas 1 $ 165,000 $ 165,000 $ 63,000
Van Zandt County Texas 1 $ 305,000 $ 305,000 $ 0
Washington County Texas 1 $ 235,000 $ 235,000 $ 0
Williamson County Texas 1 $ 345,000 $ 345,000 $ 106,000
Utah County Utah 1 $ 315,000 $ 315,000 $ 108,000
Chesapeake County Virginia 1 $ 335,000 $ 335,000 $ 84,000
Lynchburg County Virginia 1 $ 115,000 $ 115,000 $ 558,000
Prince William County Virginia 1 $ 275,000 $ 275,000 $ 0
Stafford County Virginia 1 $ 315,000 $ 315,000 $ 0
Benton County Washington 1 $ 245,000 $ 245,000 $ 120,000
Snohomish County Washington 1 $ 715,000 $ 715,000 $ 0
Thurston County Washington 1 $ 305,000 $ 305,000 $ 0
Whatcom County Washington 1 $ 365,000 $ 365,000 $ 0
St. Croix County Wisconsin 1 $ 285,000 $ 285,000 $ 128,000
Albany County Wyoming 1 $ 265,000 $ 265,000 $ 102,000
Sublette County Wyoming 1 $ 485,000 $ 485,000 $ 173,000

Mortgage Loan Application Detail Totals for First Western Trust Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,221 $527,245,000 $431,000 $9,515,000 $183,000 $5,152,000
Refinancing 670 $299,760,000 $447,000 $7,205,000 $194,000 $7,578,000
Cash-out Refinancing 432 $173,530,000 $401,000 $2,205,000 $176,000 $2,291,000
Other Purpose 15 $9,045,000 $603,000 $3,505,000 $458,000 $4,533,000
Home Improvement 9 $3,045,000 $338,000 $565,000 $253,000 $960,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,788 $766,860,000 $428,000 $7,205,000 $194,000 $7,578,000
Not Provided 200 $81,390,000 $406,000 $3,505,000 $166,000 $4,533,000
Asian 187 $81,305,000 $434,000 $1,315,000 $202,000 $1,752,000
Hispanic 104 $41,540,000 $399,000 $2,005,000 $144,000 $1,500,000
Black or African American 34 $10,690,000 $314,000 $555,000 $67,000 $176,000
Not applicable 11 $22,305,000 $2,027,000 $9,515,000 $0 $0
American Indian or Alaskan Native 3 $865,000 $288,000 $375,000 $121,000 $172,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,080 $913,700,000 $439,000 $9,515,000 $202,000 $7,578,000
FHA-insured (Federal Housing Administration) 155 $54,715,000 $353,000 $725,000 $65,000 $360,000
VA-guaranteed (Veterans Administration) 107 $42,865,000 $400,000 $1,035,000 $88,000 $526,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $1,345,000 $269,000 $355,000 $76,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,828 $786,660,000 $430,000 $9,515,000 $192,000 $7,578,000
Application Withdrawn By Applicant 371 $162,485,000 $437,000 $3,005,000 $178,000 $1,752,000
Application Approved But Not Accepted 101 $44,285,000 $438,000 $1,945,000 $167,000 $1,128,000
Application Denied By Financial Institution 37 $15,055,000 $406,000 $1,325,000 $112,000 $1,200,000
File Closed For Incompleteness 10 $4,140,000 $414,000 $715,000 $106,000 $453,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,310 $997,570,000 $431,000 $9,515,000 $188,000 $7,578,000
Credit History 18 $7,470,000 $415,000 $1,325,000 $123,000 $1,200,000
Employment History 6 $2,190,000 $365,000 $645,000 $86,000 $136,000
Debt-To-Income Ratio 5 $1,845,000 $369,000 $535,000 $87,000 $160,000
Collateral 3 $1,565,000 $521,000 $875,000 $201,000 $406,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,395,000 $465,000 $585,000 $102,000 $121,000
Other 1 $275,000 $275,000 $275,000 $86,000 $86,000
Unverifiable Information 1 $315,000 $315,000 $315,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Western Trust Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Western Trust Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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