Firstbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Firstbank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank 11 Channing Way Nashville, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,667 |
| Total Mortgage Loan Application Amount | $897,252,000 |
| Average Mortgage Loan Application Amount | $127,666 |
| Highest Mortgage Loan Application Amount | $5,800,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $3,732,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Firstbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Firstbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 490 | $ 80,603,000 | $ 164,000 | $ 81,000 |
| Rutherford County Tennessee | 306 | $ 50,148,000 | $ 163,000 | $ 75,000 |
| Jefferson County Alabama | 260 | $ 49,461,000 | $ 190,000 | $ 87,000 |
| Henderson County Tennessee | 247 | $ 22,574,000 | $ 91,000 | $ 59,000 |
| Davidson County Tennessee | 218 | $ 36,180,000 | $ 165,000 | $ 81,000 |
| Madison County Alabama | 191 | $ 35,557,000 | $ 186,000 | $ 85,000 |
| Shelby County Alabama | 190 | $ 34,190,000 | $ 179,000 | $ 85,000 |
| Henry County Tennessee | 169 | $ 14,155,000 | $ 83,000 | $ 81,000 |
| Hamilton County Tennessee | 160 | $ 30,453,000 | $ 190,000 | $ 90,000 |
| Madison County Tennessee | 151 | $ 23,930,000 | $ 158,000 | $ 80,000 |
| Spartanburg County South Carolina | 147 | $ 19,932,000 | $ 135,000 | $ 59,000 |
| Williamson County Tennessee | 134 | $ 32,661,000 | $ 243,000 | $ 123,000 |
| Cumberland County Tennessee | 120 | $ 15,567,000 | $ 129,000 | $ 59,000 |
| Carroll County Tennessee | 113 | $ 6,218,000 | $ 55,000 | $ 57,000 |
| Lexington County South Carolina | 104 | $ 15,803,000 | $ 151,000 | $ 65,000 |
| Chatham County Georgia | 92 | $ 25,115,000 | $ 272,000 | $ 172,000 |
| Humphreys County Tennessee | 90 | $ 7,209,000 | $ 80,000 | $ 69,000 |
| Dickson County Tennessee | 85 | $ 10,419,000 | $ 122,000 | $ 68,000 |
| Sumner County Tennessee | 84 | $ 15,935,000 | $ 189,000 | $ 80,000 |
| Benton County Tennessee | 83 | $ 6,710,000 | $ 80,000 | $ 98,000 |
| Wilson County Tennessee | 77 | $ 14,911,000 | $ 193,000 | $ 79,000 |
| Floyd County Georgia | 75 | $ 8,939,000 | $ 119,000 | $ 58,000 |
| Richland County South Carolina | 66 | $ 10,793,000 | $ 163,000 | $ 72,000 |
| Anderson County South Carolina | 61 | $ 11,320,000 | $ 185,000 | $ 89,000 |
| Fulton County Georgia | 58 | $ 16,372,000 | $ 282,000 | $ 155,000 |
| Oconee County South Carolina | 51 | $ 9,524,000 | $ 186,000 | $ 89,000 |
| Rockbridge County Virginia | 48 | $ 8,501,000 | $ 177,000 | $ 67,000 |
| Cobb County Georgia | 46 | $ 10,809,000 | $ 234,000 | $ 155,000 |
| Shelby County Tennessee | 45 | $ 7,166,000 | $ 159,000 | $ 102,000 |
| Decatur County Tennessee | 43 | $ 3,132,000 | $ 72,000 | $ 87,000 |
| Pickens County South Carolina | 41 | $ 6,712,000 | $ 163,000 | $ 79,000 |
| Independence County Arkansas | 39 | $ 4,052,000 | $ 103,000 | $ 52,000 |
| Marion County Tennessee | 37 | $ 5,764,000 | $ 155,000 | $ 65,000 |
| DeKalb County Georgia | 33 | $ 9,437,000 | $ 285,000 | $ 158,000 |
| St. Clair County Alabama | 29 | $ 4,789,000 | $ 165,000 | $ 74,000 |
| Tazewell County Virginia | 28 | $ 3,463,000 | $ 123,000 | $ 56,000 |
| Horry County South Carolina | 27 | $ 4,435,000 | $ 164,000 | $ 79,000 |
| Cannon County Tennessee | 27 | $ 1,839,000 | $ 68,000 | $ 58,000 |
| Chesterfield County Virginia | 27 | $ 4,269,000 | $ 158,000 | $ 60,000 |
| Robertson County Tennessee | 25 | $ 3,563,000 | $ 142,000 | $ 60,000 |
| Limestone County Alabama | 23 | $ 4,074,000 | $ 177,000 | $ 75,000 |
| Chattooga County Georgia | 23 | $ 2,441,000 | $ 106,000 | $ 40,000 |
| Madison County Mississippi | 23 | $ 5,536,000 | $ 240,000 | $ 87,000 |
| Berkeley County South Carolina | 23 | $ 3,716,000 | $ 161,000 | $ 92,000 |
| Botetourt County Virginia | 23 | $ 4,031,000 | $ 175,000 | $ 82,000 |
| Rockingham County Virginia | 23 | $ 3,522,000 | $ 153,000 | $ 44,000 |
| Cleburne County Arkansas | 22 | $ 3,180,000 | $ 144,000 | $ 82,000 |
| Augusta County Virginia | 22 | $ 3,398,000 | $ 154,000 | $ 64,000 |
| Jackson County Arkansas | 21 | $ 1,709,000 | $ 81,000 | $ 61,000 |
| Cheatham County Tennessee | 21 | $ 3,843,000 | $ 183,000 | $ 114,000 |
| Knox County Tennessee | 21 | $ 5,029,000 | $ 239,000 | $ 98,000 |
| Newberry County South Carolina | 20 | $ 2,697,000 | $ 134,000 | $ 52,000 |
| Chester County Tennessee | 20 | $ 1,952,000 | $ 97,000 | $ 91,000 |
| Buena Vista County Virginia | 20 | $ 2,253,000 | $ 112,000 | $ 40,000 |
| Forsyth County Georgia | 19 | $ 5,054,000 | $ 266,000 | $ 127,000 |
| Greenwood County South Carolina | 18 | $ 2,249,000 | $ 124,000 | $ 45,000 |
| Maury County Tennessee | 18 | $ 2,413,000 | $ 134,000 | $ 53,000 |
| Bedford County Tennessee | 17 | $ 2,241,000 | $ 131,000 | $ 66,000 |
| Gwinnett County Georgia | 16 | $ 2,999,000 | $ 187,000 | $ 90,000 |
| Walker County Georgia | 16 | $ 2,054,000 | $ 128,000 | $ 81,000 |
| Hickman County Tennessee | 16 | $ 1,923,000 | $ 120,000 | $ 71,000 |
| Wake County North Carolina | 15 | $ 4,633,000 | $ 308,000 | $ 161,000 |
| Charleston County South Carolina | 15 | $ 4,162,000 | $ 277,000 | $ 110,000 |
| DeKalb County Tennessee | 15 | $ 1,234,000 | $ 82,000 | $ 58,000 |
| Caldwell County North Carolina | 14 | $ 2,089,000 | $ 149,000 | $ 62,000 |
| Marshall County Alabama | 13 | $ 2,510,000 | $ 193,000 | $ 89,000 |
| Cherokee County Georgia | 13 | $ 2,083,000 | $ 160,000 | $ 47,000 |
| Chesterfield County South Carolina | 13 | $ 1,497,000 | $ 115,000 | $ 39,000 |
| Perry County Tennessee | 13 | $ 862,000 | $ 66,000 | $ 52,000 |
| Talladega County Alabama | 12 | $ 2,102,000 | $ 175,000 | $ 57,000 |
| Orange County North Carolina | 12 | $ 3,141,000 | $ 261,000 | $ 161,000 |
| Kershaw County South Carolina | 12 | $ 1,856,000 | $ 154,000 | $ 55,000 |
| Gibson County Tennessee | 12 | $ 1,778,000 | $ 148,000 | $ 68,000 |
| Rhea County Tennessee | 12 | $ 441,000 | $ 36,000 | $ 34,000 |
| Lexington County Virginia | 12 | $ 1,755,000 | $ 146,000 | $ 66,000 |
| Blount County Alabama | 11 | $ 1,183,000 | $ 107,000 | $ 38,000 |
| Aiken County South Carolina | 11 | $ 1,478,000 | $ 134,000 | $ 52,000 |
| Beaufort County South Carolina | 11 | $ 2,047,000 | $ 186,000 | $ 77,000 |
| Montgomery County Tennessee | 11 | $ 1,857,000 | $ 168,000 | $ 60,000 |
| Dinwiddie County Virginia | 11 | $ 1,746,000 | $ 158,000 | $ 72,000 |
| Tuscaloosa County Alabama | 10 | $ 1,584,000 | $ 158,000 | $ 65,000 |
| Durham County North Carolina | 10 | $ 1,990,000 | $ 199,000 | $ 124,000 |
| Laurens County South Carolina | 10 | $ 1,960,000 | $ 196,000 | $ 141,000 |
| Sequatchie County Tennessee | 10 | $ 1,432,000 | $ 143,000 | $ 59,000 |
| Covington County Alabama | 9 | $ 1,450,000 | $ 161,000 | $ 35,000 |
| Catoosa County Georgia | 9 | $ 1,032,000 | $ 114,000 | $ 52,000 |
| Union County Georgia | 9 | $ 1,115,000 | $ 123,000 | $ 40,000 |
| Orangeburg County South Carolina | 9 | $ 1,024,000 | $ 113,000 | $ 52,000 |
| Lauderdale County Alabama | 8 | $ 1,015,000 | $ 126,000 | $ 101,000 |
| Morgan County Alabama | 8 | $ 1,336,000 | $ 167,000 | $ 75,000 |
| Leon County Florida | 8 | $ 721,000 | $ 90,000 | $ 0 |
| Rankin County Mississippi | 8 | $ 1,320,000 | $ 165,000 | $ 78,000 |
| Iredell County North Carolina | 8 | $ 1,177,000 | $ 147,000 | $ 75,000 |
| Rowan County North Carolina | 8 | $ 1,094,000 | $ 136,000 | $ 55,000 |
| Bradley County Tennessee | 8 | $ 1,488,000 | $ 186,000 | $ 83,000 |
| Franklin County Tennessee | 8 | $ 1,435,000 | $ 179,000 | $ 86,000 |
| Lincoln County Tennessee | 8 | $ 500,000 | $ 62,000 | $ 43,000 |
| Roanoke County Virginia | 8 | $ 1,189,000 | $ 148,000 | $ 58,000 |
| Mercer County West Virginia | 8 | $ 1,116,000 | $ 139,000 | $ 66,000 |
| Calhoun County Alabama | 7 | $ 906,000 | $ 129,000 | $ 64,000 |
| Bartow County Georgia | 7 | $ 776,000 | $ 110,000 | $ 76,000 |
| Gordon County Georgia | 7 | $ 930,000 | $ 132,000 | $ 46,000 |
| Hinds County Mississippi | 7 | $ 976,000 | $ 139,000 | $ 133,000 |
| Florence County South Carolina | 7 | $ 1,048,000 | $ 149,000 | $ 57,000 |
| York County South Carolina | 7 | $ 1,426,000 | $ 203,000 | $ 91,000 |
| Blount County Tennessee | 7 | $ 1,016,000 | $ 145,000 | $ 78,000 |
| Weakley County Tennessee | 7 | $ 640,000 | $ 91,000 | $ 36,000 |
| Colonial Heights County Virginia | 7 | $ 894,000 | $ 127,000 | $ 50,000 |
| Jackson County Alabama | 6 | $ 716,000 | $ 119,000 | $ 53,000 |
| Walker County Alabama | 6 | $ 1,399,000 | $ 233,000 | $ 88,000 |
| Pulaski County Arkansas | 6 | $ 944,000 | $ 157,000 | $ 93,000 |
| Bryan County Georgia | 6 | $ 1,054,000 | $ 175,000 | $ 107,000 |
| Georgetown County South Carolina | 6 | $ 1,359,000 | $ 226,000 | $ 150,000 |
| Putnam County Tennessee | 6 | $ 656,000 | $ 109,000 | $ 57,000 |
| Warren County Tennessee | 6 | $ 878,000 | $ 146,000 | $ 60,000 |
| Chilton County Alabama | 5 | $ 534,000 | $ 106,000 | $ 27,000 |
| Elmore County Alabama | 5 | $ 1,271,000 | $ 254,000 | $ 114,000 |
| Houston County Alabama | 5 | $ 629,000 | $ 125,000 | $ 25,000 |
| Fannin County Georgia | 5 | $ 811,000 | $ 162,000 | $ 101,000 |
| Polk County Georgia | 5 | $ 407,000 | $ 81,000 | $ 50,000 |
| Stanly County North Carolina | 5 | $ 604,000 | $ 120,000 | $ 45,000 |
| Surry County North Carolina | 5 | $ 833,000 | $ 166,000 | $ 53,000 |
| Dillon County South Carolina | 5 | $ 708,000 | $ 141,000 | $ 43,000 |
| Bledsoe County Tennessee | 5 | $ 1,012,000 | $ 202,000 | $ 99,000 |
| Coffee County Tennessee | 5 | $ 699,000 | $ 139,000 | $ 65,000 |
| Franklin County Virginia | 5 | $ 967,000 | $ 193,000 | $ 63,000 |
| Staunton County Virginia | 5 | $ 512,000 | $ 102,000 | $ 57,000 |
| Tallapoosa County Alabama | 4 | $ 1,021,000 | $ 255,000 | $ 172,000 |
| Woodruff County Arkansas | 4 | $ 363,000 | $ 90,000 | $ 55,000 |
| Collier County Florida | 4 | $ 779,000 | $ 194,000 | $ 0 |
| Pinellas County Florida | 4 | $ 965,000 | $ 241,000 | $ 131,000 |
| Gilmer County Georgia | 4 | $ 457,000 | $ 114,000 | $ 98,000 |
| Paulding County Georgia | 4 | $ 284,000 | $ 71,000 | $ 36,000 |
| Jones County Mississippi | 4 | $ 455,000 | $ 113,000 | $ 36,000 |
| Gaston County North Carolina | 4 | $ 542,000 | $ 135,000 | $ 70,000 |
| Mecklenburg County North Carolina | 4 | $ 635,000 | $ 158,000 | $ 65,000 |
| Calhoun County South Carolina | 4 | $ 775,000 | $ 193,000 | $ 104,000 |
| Dorchester County South Carolina | 4 | $ 599,000 | $ 149,000 | $ 55,000 |
| Crockett County Tennessee | 4 | $ 723,000 | $ 180,000 | $ 1,000,000 |
| Grundy County Tennessee | 4 | $ 358,000 | $ 89,000 | $ 46,000 |
| Sevier County Tennessee | 4 | $ 588,000 | $ 147,000 | $ 93,000 |
| Smith County Tennessee | 4 | $ 395,000 | $ 98,000 | $ 29,000 |
| Bedford County Virginia | 4 | $ 717,000 | $ 179,000 | $ 52,000 |
| Russell County Virginia | 4 | $ 594,000 | $ 148,000 | $ 60,000 |
| Bibb County Alabama | 3 | $ 457,000 | $ 152,000 | $ 72,000 |
| Coffee County Alabama | 3 | $ 418,000 | $ 139,000 | $ 49,000 |
| Cullman County Alabama | 3 | $ 383,000 | $ 127,000 | $ 81,000 |
| Faulkner County Arkansas | 3 | $ 378,000 | $ 126,000 | $ 54,000 |
| White County Arkansas | 3 | $ 336,000 | $ 112,000 | $ 40,000 |
| Lee County Florida | 3 | $ 506,000 | $ 168,000 | $ 62,000 |
| Walton County Florida | 3 | $ 757,000 | $ 252,000 | $ 97,000 |
| Columbia County Georgia | 3 | $ 621,000 | $ 207,000 | $ 21,000 |
| Coweta County Georgia | 3 | $ 578,000 | $ 192,000 | $ 108,000 |
| Towns County Georgia | 3 | $ 519,000 | $ 173,000 | $ 120,000 |
| Christian County Kentucky | 3 | $ 6,070,000 | $ 2,023,000 | $ 65,000 |
| DeSoto County Mississippi | 3 | $ 442,000 | $ 147,000 | $ 66,000 |
| Harrison County Mississippi | 3 | $ 521,000 | $ 173,000 | $ 214,000 |
| Beaufort County North Carolina | 3 | $ 603,000 | $ 201,000 | $ 96,000 |
| Catawba County North Carolina | 3 | $ 286,000 | $ 95,000 | $ 49,000 |
| Chatham County North Carolina | 3 | $ 1,422,000 | $ 474,000 | $ 136,000 |
| Craven County North Carolina | 3 | $ 510,000 | $ 170,000 | $ 82,000 |
| Pitt County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 157,000 |
| Abbeville County South Carolina | 3 | $ 323,000 | $ 107,000 | $ 44,000 |
| Fairfield County South Carolina | 3 | $ 540,000 | $ 180,000 | $ 66,000 |
| Fayette County Tennessee | 3 | $ 413,000 | $ 137,000 | $ 97,000 |
| Hardin County Tennessee | 3 | $ 607,000 | $ 202,000 | $ 65,000 |
| Meigs County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 70,000 |
| Monroe County Tennessee | 3 | $ 293,000 | $ 97,000 | $ 25,000 |
| Roane County Tennessee | 3 | $ 637,000 | $ 212,000 | $ 60,000 |
| Tipton County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 47,000 |
| Henrico County Virginia | 3 | $ 346,000 | $ 115,000 | $ 37,000 |
| Prince George County Virginia | 3 | $ 997,000 | $ 332,000 | $ 196,000 |
| Richmond City County Virginia | 3 | $ 348,000 | $ 116,000 | $ 53,000 |
| Waynesboro County Virginia | 3 | $ 289,000 | $ 96,000 | $ 29,000 |
| Baldwin County Alabama | 2 | $ 103,000 | $ 51,000 | $ 47,000 |
| Franklin County Alabama | 2 | $ 204,000 | $ 102,000 | $ 60,000 |
| Marion County Alabama | 2 | $ 338,000 | $ 169,000 | $ 51,000 |
| Mobile County Alabama | 2 | $ 182,000 | $ 91,000 | $ 34,000 |
| Pike County Alabama | 2 | $ 145,000 | $ 72,000 | $ 50,000 |
| Winston County Alabama | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Douglas County Colorado | 2 | $ 459,000 | $ 229,000 | $ 122,000 |
| Bay County Florida | 2 | $ 361,000 | $ 180,000 | $ 79,000 |
| Broward County Florida | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Duval County Florida | 2 | $ 448,000 | $ 224,000 | $ 64,000 |
| Hernando County Florida | 2 | $ 193,000 | $ 96,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 336,000 | $ 168,000 | $ 56,000 |
| Marion County Florida | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Polk County Florida | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Douglas County Georgia | 2 | $ 203,000 | $ 101,000 | $ 46,000 |
| Hall County Georgia | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Henry County Georgia | 2 | $ 307,000 | $ 153,000 | $ 72,000 |
| Bolivar County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Lamar County Mississippi | 2 | $ 166,000 | $ 83,000 | $ 43,000 |
| Forsyth County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Jackson County North Carolina | 2 | $ 401,000 | $ 200,000 | $ 113,000 |
| Macon County North Carolina | 2 | $ 581,000 | $ 290,000 | $ 144,000 |
| Union County North Carolina | 2 | $ 213,000 | $ 106,000 | $ 34,000 |
| Clarendon County South Carolina | 2 | $ 279,000 | $ 139,000 | $ 52,000 |
| Darlington County South Carolina | 2 | $ 361,000 | $ 180,000 | $ 82,000 |
| Edgefield County South Carolina | 2 | $ 288,000 | $ 144,000 | $ 81,000 |
| Lancaster County South Carolina | 2 | $ 406,000 | $ 203,000 | $ 67,000 |
| Giles County Tennessee | 2 | $ 275,000 | $ 137,000 | $ 34,000 |
| Houston County Tennessee | 2 | $ 134,000 | $ 67,000 | $ 42,000 |
| Jackson County Tennessee | 2 | $ 149,000 | $ 74,000 | $ 63,000 |
| Lawrence County Tennessee | 2 | $ 245,000 | $ 122,000 | $ 34,000 |
| Marshall County Tennessee | 2 | $ 159,000 | $ 79,000 | $ 23,000 |
| McNairy County Tennessee | 2 | $ 177,000 | $ 88,000 | $ 60,000 |
| Sullivan County Tennessee | 2 | $ 412,000 | $ 206,000 | $ 47,000 |
| Van Buren County Tennessee | 2 | $ 214,000 | $ 107,000 | $ 37,000 |
| Albemarle County Virginia | 2 | $ 507,000 | $ 253,000 | $ 108,000 |
| Bland County Virginia | 2 | $ 287,000 | $ 143,000 | $ 67,000 |
| Buchanan County Virginia | 2 | $ 194,000 | $ 97,000 | $ 42,000 |
| Page County Virginia | 2 | $ 220,000 | $ 110,000 | $ 36,000 |
| Petersburg County Virginia | 2 | $ 118,000 | $ 59,000 | $ 53,000 |
| Wythe County Virginia | 2 | $ 458,000 | $ 229,000 | $ 90,000 |
| Autauga County Alabama | 1 | $ 151,000 | $ 151,000 | $ 70,000 |
| Butler County Alabama | 1 | $ 143,000 | $ 143,000 | $ 31,000 |
| Cleburne County Alabama | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| Colbert County Alabama | 1 | $ 202,000 | $ 202,000 | $ 73,000 |
| Coosa County Alabama | 1 | $ 64,000 | $ 64,000 | $ 67,000 |
| Dale County Alabama | 1 | $ 84,000 | $ 84,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Etowah County Alabama | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Hale County Alabama | 1 | $ 93,000 | $ 93,000 | $ 20,000 |
| Lamar County Alabama | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| Lawrence County Alabama | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Lee County Alabama | 1 | $ 251,000 | $ 251,000 | $ 52,000 |
| Lowndes County Alabama | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Randolph County Alabama | 1 | $ 190,000 | $ 190,000 | $ 34,000 |
| Sumter County Alabama | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 87,000 | $ 87,000 | $ 97,000 |
| Garland County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Lonoke County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Saline County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 91,000 |
| St. Francis County Arkansas | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Washington County Arkansas | 1 | $ 224,000 | $ 224,000 | $ 102,000 |
| Riverside County California | 1 | $ 412,000 | $ 412,000 | $ 142,000 |
| Ventura County California | 1 | $ 474,000 | $ 474,000 | $ 107,000 |
| Brevard County Florida | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Escambia County Florida | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lake County Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Monroe County Florida | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Osceola County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Seminole County Florida | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Barrow County Georgia | 1 | $ 170,000 | $ 170,000 | $ 114,000 |
| Clayton County Georgia | 1 | $ 111,000 | $ 111,000 | $ 150,000 |
| Dade County Georgia | 1 | $ 159,000 | $ 159,000 | $ 32,000 |
| Effingham County Georgia | 1 | $ 320,000 | $ 320,000 | $ 85,000 |
| Habersham County Georgia | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Haralson County Georgia | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Hart County Georgia | 1 | $ 158,000 | $ 158,000 | $ 35,000 |
| McIntosh County Georgia | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Muscogee County Georgia | 1 | $ 179,000 | $ 179,000 | $ 113,000 |
| Newton County Georgia | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Whitfield County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hancock County Indiana | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Vigo County Indiana | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Allen County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Ballard County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Daviess County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 63,000 |
| Graves County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 82,000 |
| Hardin County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| Pulaski County Kentucky | 1 | $ 272,000 | $ 272,000 | $ 98,000 |
| Wayne County Michigan | 1 | $ 63,000 | $ 63,000 | $ 41,000 |
| Alcorn County Mississippi | 1 | $ 176,000 | $ 176,000 | $ 115,000 |
| Chickasaw County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Forrest County Mississippi | 1 | $ 192,000 | $ 192,000 | $ 100,000 |
| Hancock County Mississippi | 1 | $ 218,000 | $ 218,000 | $ 205,000 |
| Lincoln County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Tishomingo County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| St. Charles County Missouri | 1 | $ 57,000 | $ 57,000 | $ 23,000 |
| St. Louis County Missouri | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Burlington County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Cape May County New Jersey | 1 | $ 277,000 | $ 277,000 | $ 246,000 |
| Morris County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Alexander County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Burke County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Cabarrus County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Carteret County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 128,000 |
| Cumberland County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Dare County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 211,000 |
| Lincoln County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 113,000 |
| Rutherford County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 232,000 |
| Bamberg County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 80,000 |
| Cherokee County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Chester County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Jasper County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 351,000 |
| Sumter County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Union County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Williamsburg County South Carolina | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
| Anderson County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Campbell County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Fentress County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 19,000 |
| Jefferson County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 58,000 |
| Johnson County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Loudon County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Moore County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 124,000 |
| Morgan County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Polk County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 47,000 |
| Trousdale County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Unicoi County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 0 |
| White County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Bell County Texas | 1 | $ 182,000 | $ 182,000 | $ 122,000 |
| Cameron County Texas | 1 | $ 182,000 | $ 182,000 | $ 104,000 |
| Harris County Texas | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Tarrant County Texas | 1 | $ 260,000 | $ 260,000 | $ 112,000 |
| Bath County Virginia | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Campbell County Virginia | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Fairfax County Virginia | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Floyd County Virginia | 1 | $ 300,000 | $ 300,000 | $ 403,000 |
| Henry County Virginia | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Hopewell County Virginia | 1 | $ 56,000 | $ 56,000 | $ 134,000 |
| Lynchburg County Virginia | 1 | $ 44,000 | $ 44,000 | $ 29,000 |
| Mecklenburg County Virginia | 1 | $ 241,000 | $ 241,000 | $ 271,000 |
| Nelson County Virginia | 1 | $ 388,000 | $ 388,000 | $ 230,000 |
| Nottoway County Virginia | 1 | $ 93,000 | $ 93,000 | $ 58,000 |
| Portsmouth County Virginia | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Roanoke City County Virginia | 1 | $ 153,000 | $ 153,000 | $ 86,000 |
| Salem County Virginia | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Surry County Virginia | 1 | $ 200,000 | $ 200,000 | $ 44,000 |
| Warren County Virginia | 1 | $ 161,000 | $ 161,000 | $ 67,000 |
| York County Virginia | 1 | $ 377,000 | $ 377,000 | $ 114,000 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 131,000 |
| Berkeley County West Virginia | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Kanawha County West Virginia | 1 | $ 137,000 | $ 137,000 | $ 104,000 |
| McDowell County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Morgan County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Raleigh County West Virginia | 1 | $ 111,000 | $ 111,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,916 | $513,538,000 | $176,000 | $2,750,000 | $92,000 | $3,732,000 |
| Home Purchase | 2,537 | $370,314,000 | $145,000 | $1,530,000 | $67,000 | $1,496,000 |
| Home Improvement | 214 | $13,400,000 | $62,000 | $5,800,000 | $67,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,113 | $805,243,000 | $157,000 | $1,530,000 | $82,000 | $3,732,000 |
| Black or African American | 291 | $39,277,000 | $134,000 | $668,000 | $58,000 | $461,000 |
| Hispanic | 88 | $13,911,000 | $158,000 | $835,000 | $67,000 | $628,000 |
| Asian | 69 | $12,766,000 | $185,000 | $670,000 | $87,000 | $558,000 |
| Not Provided | 48 | $7,394,000 | $154,000 | $417,000 | $75,000 | $205,000 |
| Not applicable | 45 | $16,643,000 | $369,000 | $5,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,112,000 | $158,000 | $417,000 | $116,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $906,000 | $151,000 | $293,000 | $55,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,705 | $621,150,000 | $167,000 | $5,800,000 | $96,000 | $3,732,000 |
| FHA-insured (Federal Housing Administration) | 1,349 | $181,744,000 | $134,000 | $474,000 | $48,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 333 | $41,821,000 | $125,000 | $234,000 | $41,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 280 | $52,537,000 | $187,000 | $612,000 | $71,000 | $384,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,779 | $760,011,000 | $159,000 | $5,800,000 | $81,000 | $3,732,000 |
| Application Denied By Financial Institution | 417 | $59,331,000 | $142,000 | $1,000,000 | $66,000 | $571,000 |
| Application Withdrawn By Applicant | 352 | $57,105,000 | $162,000 | $845,000 | $83,000 | $672,000 |
| Application Approved But Not Accepted | 81 | $12,709,000 | $156,000 | $645,000 | $72,000 | $351,000 |
| File Closed For Incompleteness | 38 | $8,096,000 | $213,000 | $575,000 | $94,000 | $506,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.