Firstcitybank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Firstcitybank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Firstcitybank
831 Fairways Court
Stockbridge, GA 31802
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 349
Total Mortgage Loan Application Amount $45,239,000
Average Mortgage Loan Application Amount $119,333
Highest Mortgage Loan Application Amount $762,000
Average Applicant Income $111,000
Highest Applicant Income $5,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Firstcitybank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 28 $ 3,900,000 $ 139,000 $ 85,000
DeKalb County Georgia 22 $ 2,576,000 $ 117,000 $ 90,000
Henry County Georgia 20 $ 3,610,000 $ 180,000 $ 90,000
Bartow County Georgia 15 $ 1,666,000 $ 111,000 $ 95,000
Lee County Alabama 9 $ 895,000 $ 99,000 $ 43,000
Cherokee County Georgia 9 $ 1,157,000 $ 128,000 $ 47,000
Bibb County Georgia 8 $ 510,000 $ 63,000 $ 5,000
Pickens County Georgia 8 $ 1,075,000 $ 134,000 $ 20,000
Spalding County Georgia 8 $ 690,000 $ 86,000 $ 179,000
Cobb County Georgia 7 $ 1,235,000 $ 176,000 $ 111,000
Newton County Georgia 7 $ 987,000 $ 141,000 $ 101,000
Clay County Alabama 6 $ 662,000 $ 110,000 $ 56,000
Chambers County Alabama 5 $ 434,000 $ 86,000 $ 38,000
Talladega County Alabama 5 $ 518,000 $ 103,000 $ 37,000
Floyd County Georgia 5 $ 592,000 $ 118,000 $ 49,000
Forsyth County Georgia 5 $ 929,000 $ 185,000 $ 65,000
Lowndes County Georgia 5 $ 661,000 $ 132,000 $ 105,000
Pike County Georgia 5 $ 931,000 $ 186,000 $ 242,000
Troup County Georgia 5 $ 380,000 $ 76,000 $ 125,000
Walker County Georgia 5 $ 420,000 $ 84,000 $ 37,000
St. Clair County Alabama 4 $ 474,000 $ 118,000 $ 38,000
Tallapoosa County Alabama 4 $ 364,000 $ 91,000 $ 50,000
Bay County Florida 4 $ 1,472,000 $ 368,000 $ 2,734,000
Escambia County Florida 4 $ 1,303,000 $ 325,000 $ 275,000
Hillsborough County Florida 4 $ 553,000 $ 138,000 $ 97,000
Washington County Florida 4 $ 326,000 $ 81,000 $ 37,000
Banks County Georgia 4 $ 337,000 $ 84,000 $ 32,000
Carroll County Georgia 4 $ 374,000 $ 93,000 $ 46,000
Clayton County Georgia 4 $ 489,000 $ 122,000 $ 144,000
Coweta County Georgia 4 $ 456,000 $ 114,000 $ 149,000
Fayette County Georgia 4 $ 986,000 $ 246,000 $ 214,000
Glascock County Georgia 4 $ 85,000 $ 21,000 $ 40,000
Gwinnett County Georgia 4 $ 579,000 $ 144,000 $ 40,000
Morgan County Georgia 4 $ 715,000 $ 178,000 $ 86,000
Paulding County Georgia 4 $ 453,000 $ 113,000 $ 44,000
Polk County Georgia 4 $ 374,000 $ 93,000 $ 39,000
Douglas County Georgia 3 $ 386,000 $ 128,000 $ 45,000
Hall County Georgia 3 $ 371,000 $ 123,000 $ 53,000
Jackson County Georgia 3 $ 303,000 $ 101,000 $ 54,000
Jefferson County Georgia 3 $ 319,000 $ 106,000 $ 63,000
Laurens County Georgia 3 $ 350,000 $ 116,000 $ 43,000
Murray County Georgia 3 $ 480,000 $ 160,000 $ 50,000
Bullock County Alabama 2 $ 147,000 $ 73,000 $ 32,000
Cherokee County Alabama 2 $ 202,000 $ 101,000 $ 59,000
Etowah County Alabama 2 $ 128,000 $ 64,000 $ 31,000
Randolph County Alabama 2 $ 480,000 $ 240,000 $ 318,000
Shelby County Alabama 2 $ 430,000 $ 215,000 $ 64,000
Collier County Florida 2 $ 1,179,000 $ 589,000 $ 109,000
Chatham County Georgia 2 $ 50,000 $ 25,000 $ 78,000
Columbia County Georgia 2 $ 247,000 $ 123,000 $ 44,000
Dawson County Georgia 2 $ 134,000 $ 67,000 $ 36,000
Franklin County Georgia 2 $ 187,000 $ 93,000 $ 29,000
Gordon County Georgia 2 $ 188,000 $ 94,000 $ 39,000
Greene County Georgia 2 $ 205,000 $ 102,000 $ 26,000
Lamar County Georgia 2 $ 513,000 $ 256,000 $ 76,000
Lumpkin County Georgia 2 $ 278,000 $ 139,000 $ 54,000
Putnam County Georgia 2 $ 491,000 $ 245,000 $ 116,000
Richmond County Georgia 2 $ 233,000 $ 116,000 $ 57,000
Warren County Georgia 2 $ 240,000 $ 120,000 $ 39,000
Whitfield County Georgia 2 $ 208,000 $ 104,000 $ 27,000
Aiken County South Carolina 2 $ 127,000 $ 63,000 $ 86,000
Butler County Alabama 1 $ 77,000 $ 77,000 $ 44,000
Calhoun County Alabama 1 $ 90,000 $ 90,000 $ 31,000
Coosa County Alabama 1 $ 86,000 $ 86,000 $ 41,000
Crenshaw County Alabama 1 $ 71,000 $ 71,000 $ 27,000
Geneva County Alabama 1 $ 103,000 $ 103,000 $ 54,000
Houston County Alabama 1 $ 101,000 $ 101,000 $ 39,000
Jefferson County Alabama 1 $ 155,000 $ 155,000 $ 58,000
Macon County Alabama 1 $ 75,000 $ 75,000 $ 21,000
Marion County Alabama 1 $ 96,000 $ 96,000 $ 43,000
Montgomery County Alabama 1 $ 115,000 $ 115,000 $ 78,000
Pike County Alabama 1 $ 89,000 $ 89,000 $ 31,000
Walker County Alabama 1 $ 37,000 $ 37,000 $ 64,000
Holmes County Florida 1 $ 77,000 $ 77,000 $ 52,000
Marion County Florida 1 $ 114,000 $ 114,000 $ 50,000
Santa Rosa County Florida 1 $ 108,000 $ 108,000 $ 31,000
Suwannee County Florida 1 $ 144,000 $ 144,000 $ 49,000
Baldwin County Georgia 1 $ 75,000 $ 75,000 $ 49,000
Barrow County Georgia 1 $ 140,000 $ 140,000 $ 26,000
Burke County Georgia 1 $ 50,000 $ 50,000 $ 26,000
Butts County Georgia 1 $ 88,000 $ 88,000 $ 32,000
Calhoun County Georgia 1 $ 69,000 $ 69,000 $ 23,000
Catoosa County Georgia 1 $ 110,000 $ 110,000 $ 45,000
Charlton County Georgia 1 $ 87,000 $ 87,000 $ 32,000
Chattooga County Georgia 1 $ 71,000 $ 71,000 $ 28,000
Crawford County Georgia 1 $ 160,000 $ 160,000 $ 50,000
Fannin County Georgia 1 $ 204,000 $ 204,000 $ 114,000
Gilmer County Georgia 1 $ 52,000 $ 52,000 $ 22,000
Heard County Georgia 1 $ 62,000 $ 62,000 $ 40,000
Jasper County Georgia 1 $ 220,000 $ 220,000 $ 0
Madison County Georgia 1 $ 68,000 $ 68,000 $ 15,000
Meriwether County Georgia 1 $ 115,000 $ 115,000 $ 39,000
Pierce County Georgia 1 $ 89,000 $ 89,000 $ 52,000
Pulaski County Georgia 1 $ 103,000 $ 103,000 $ 32,000
Randolph County Georgia 1 $ 41,000 $ 41,000 $ 32,000
Rockdale County Georgia 1 $ 85,000 $ 85,000 $ 43,000
Taylor County Georgia 1 $ 97,000 $ 97,000 $ 37,000
Edgefield County South Carolina 1 $ 98,000 $ 98,000 $ 46,000
Oconee County South Carolina 1 $ 154,000 $ 154,000 $ 136,000
Richland County South Carolina 1 $ 74,000 $ 74,000 $ 0
Hamilton County Tennessee 1 $ 54,000 $ 54,000 $ 21,000
Knox County Tennessee 1 $ 157,000 $ 157,000 $ 65,000
Montgomery County Tennessee 1 $ 134,000 $ 134,000 $ 63,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Firstcitybank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 244 $29,385,000 $120,000 $650,000 $65,000 $1,026,000
Refinancing 104 $15,767,000 $151,000 $762,000 $202,000 $5,000,000
Home Improvement 1 $87,000 $87,000 $87,000 $66,000 $66,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 257 $33,332,000 $129,000 $650,000 $126,000 $5,000,000
Black or African American 54 $6,203,000 $114,000 $762,000 $58,000 $251,000
Not applicable 19 $2,984,000 $157,000 $486,000 $0 $0
Not Provided 10 $1,230,000 $123,000 $550,000 $61,000 $145,000
Hispanic 5 $805,000 $161,000 $363,000 $45,000 $71,000
Native Hawaiian or Other Pacific Islander 2 $255,000 $127,000 $204,000 $150,000 $150,000
American Indian or Alaskan Native 2 $430,000 $215,000 $300,000 $63,000 $79,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 227 $32,876,000 $144,000 $762,000 $139,000 $5,000,000
FHA-insured (Federal Housing Administration) 122 $12,363,000 $101,000 $253,000 $43,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 232 $26,548,000 $114,000 $417,000 $65,000 $660,000
Loan Originated 81 $12,085,000 $149,000 $650,000 $202,000 $5,000,000
Application Withdrawn By Applicant 14 $2,426,000 $173,000 $550,000 $168,000 $459,000
Application Denied By Financial Institution 13 $2,045,000 $157,000 $467,000 $167,000 $780,000
File Closed For Incompleteness 8 $2,045,000 $255,000 $762,000 $97,000 $251,000
Application Approved But Not Accepted 1 $90,000 $90,000 $90,000 $20,000 $20,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 3 $424,000 $141,000 $250,000 $273,000 $780,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List