Firstcitybank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Firstcitybank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstcitybank 831 Fairways Court Stockbridge, GA 31802 |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 349 |
| Total Mortgage Loan Application Amount | $45,239,000 |
| Average Mortgage Loan Application Amount | $119,333 |
| Highest Mortgage Loan Application Amount | $762,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $5,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Firstcitybank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstcitybank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Firstcitybank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstcitybank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstcitybank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstcitybank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 28 | $ 3,900,000 | $ 139,000 | $ 85,000 |
| DeKalb County Georgia | 22 | $ 2,576,000 | $ 117,000 | $ 90,000 |
| Henry County Georgia | 20 | $ 3,610,000 | $ 180,000 | $ 90,000 |
| Bartow County Georgia | 15 | $ 1,666,000 | $ 111,000 | $ 95,000 |
| Lee County Alabama | 9 | $ 895,000 | $ 99,000 | $ 43,000 |
| Cherokee County Georgia | 9 | $ 1,157,000 | $ 128,000 | $ 47,000 |
| Bibb County Georgia | 8 | $ 510,000 | $ 63,000 | $ 5,000 |
| Pickens County Georgia | 8 | $ 1,075,000 | $ 134,000 | $ 20,000 |
| Spalding County Georgia | 8 | $ 690,000 | $ 86,000 | $ 179,000 |
| Cobb County Georgia | 7 | $ 1,235,000 | $ 176,000 | $ 111,000 |
| Newton County Georgia | 7 | $ 987,000 | $ 141,000 | $ 101,000 |
| Clay County Alabama | 6 | $ 662,000 | $ 110,000 | $ 56,000 |
| Chambers County Alabama | 5 | $ 434,000 | $ 86,000 | $ 38,000 |
| Talladega County Alabama | 5 | $ 518,000 | $ 103,000 | $ 37,000 |
| Floyd County Georgia | 5 | $ 592,000 | $ 118,000 | $ 49,000 |
| Forsyth County Georgia | 5 | $ 929,000 | $ 185,000 | $ 65,000 |
| Lowndes County Georgia | 5 | $ 661,000 | $ 132,000 | $ 105,000 |
| Pike County Georgia | 5 | $ 931,000 | $ 186,000 | $ 242,000 |
| Troup County Georgia | 5 | $ 380,000 | $ 76,000 | $ 125,000 |
| Walker County Georgia | 5 | $ 420,000 | $ 84,000 | $ 37,000 |
| St. Clair County Alabama | 4 | $ 474,000 | $ 118,000 | $ 38,000 |
| Tallapoosa County Alabama | 4 | $ 364,000 | $ 91,000 | $ 50,000 |
| Bay County Florida | 4 | $ 1,472,000 | $ 368,000 | $ 2,734,000 |
| Escambia County Florida | 4 | $ 1,303,000 | $ 325,000 | $ 275,000 |
| Hillsborough County Florida | 4 | $ 553,000 | $ 138,000 | $ 97,000 |
| Washington County Florida | 4 | $ 326,000 | $ 81,000 | $ 37,000 |
| Banks County Georgia | 4 | $ 337,000 | $ 84,000 | $ 32,000 |
| Carroll County Georgia | 4 | $ 374,000 | $ 93,000 | $ 46,000 |
| Clayton County Georgia | 4 | $ 489,000 | $ 122,000 | $ 144,000 |
| Coweta County Georgia | 4 | $ 456,000 | $ 114,000 | $ 149,000 |
| Fayette County Georgia | 4 | $ 986,000 | $ 246,000 | $ 214,000 |
| Glascock County Georgia | 4 | $ 85,000 | $ 21,000 | $ 40,000 |
| Gwinnett County Georgia | 4 | $ 579,000 | $ 144,000 | $ 40,000 |
| Morgan County Georgia | 4 | $ 715,000 | $ 178,000 | $ 86,000 |
| Paulding County Georgia | 4 | $ 453,000 | $ 113,000 | $ 44,000 |
| Polk County Georgia | 4 | $ 374,000 | $ 93,000 | $ 39,000 |
| Douglas County Georgia | 3 | $ 386,000 | $ 128,000 | $ 45,000 |
| Hall County Georgia | 3 | $ 371,000 | $ 123,000 | $ 53,000 |
| Jackson County Georgia | 3 | $ 303,000 | $ 101,000 | $ 54,000 |
| Jefferson County Georgia | 3 | $ 319,000 | $ 106,000 | $ 63,000 |
| Laurens County Georgia | 3 | $ 350,000 | $ 116,000 | $ 43,000 |
| Murray County Georgia | 3 | $ 480,000 | $ 160,000 | $ 50,000 |
| Bullock County Alabama | 2 | $ 147,000 | $ 73,000 | $ 32,000 |
| Cherokee County Alabama | 2 | $ 202,000 | $ 101,000 | $ 59,000 |
| Etowah County Alabama | 2 | $ 128,000 | $ 64,000 | $ 31,000 |
| Randolph County Alabama | 2 | $ 480,000 | $ 240,000 | $ 318,000 |
| Shelby County Alabama | 2 | $ 430,000 | $ 215,000 | $ 64,000 |
| Collier County Florida | 2 | $ 1,179,000 | $ 589,000 | $ 109,000 |
| Chatham County Georgia | 2 | $ 50,000 | $ 25,000 | $ 78,000 |
| Columbia County Georgia | 2 | $ 247,000 | $ 123,000 | $ 44,000 |
| Dawson County Georgia | 2 | $ 134,000 | $ 67,000 | $ 36,000 |
| Franklin County Georgia | 2 | $ 187,000 | $ 93,000 | $ 29,000 |
| Gordon County Georgia | 2 | $ 188,000 | $ 94,000 | $ 39,000 |
| Greene County Georgia | 2 | $ 205,000 | $ 102,000 | $ 26,000 |
| Lamar County Georgia | 2 | $ 513,000 | $ 256,000 | $ 76,000 |
| Lumpkin County Georgia | 2 | $ 278,000 | $ 139,000 | $ 54,000 |
| Putnam County Georgia | 2 | $ 491,000 | $ 245,000 | $ 116,000 |
| Richmond County Georgia | 2 | $ 233,000 | $ 116,000 | $ 57,000 |
| Warren County Georgia | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Whitfield County Georgia | 2 | $ 208,000 | $ 104,000 | $ 27,000 |
| Aiken County South Carolina | 2 | $ 127,000 | $ 63,000 | $ 86,000 |
| Butler County Alabama | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Calhoun County Alabama | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Coosa County Alabama | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Crenshaw County Alabama | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Geneva County Alabama | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Houston County Alabama | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Macon County Alabama | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Marion County Alabama | 1 | $ 96,000 | $ 96,000 | $ 43,000 |
| Montgomery County Alabama | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Pike County Alabama | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Walker County Alabama | 1 | $ 37,000 | $ 37,000 | $ 64,000 |
| Holmes County Florida | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Marion County Florida | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Santa Rosa County Florida | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Suwannee County Florida | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Baldwin County Georgia | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Barrow County Georgia | 1 | $ 140,000 | $ 140,000 | $ 26,000 |
| Burke County Georgia | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Butts County Georgia | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
| Calhoun County Georgia | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Catoosa County Georgia | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Charlton County Georgia | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Chattooga County Georgia | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Crawford County Georgia | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Fannin County Georgia | 1 | $ 204,000 | $ 204,000 | $ 114,000 |
| Gilmer County Georgia | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Heard County Georgia | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Jasper County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Madison County Georgia | 1 | $ 68,000 | $ 68,000 | $ 15,000 |
| Meriwether County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Pierce County Georgia | 1 | $ 89,000 | $ 89,000 | $ 52,000 |
| Pulaski County Georgia | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Randolph County Georgia | 1 | $ 41,000 | $ 41,000 | $ 32,000 |
| Rockdale County Georgia | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Taylor County Georgia | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Edgefield County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Oconee County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 136,000 |
| Richland County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 21,000 |
| Knox County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| Montgomery County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Firstcitybank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 244 | $29,385,000 | $120,000 | $650,000 | $65,000 | $1,026,000 |
| Refinancing | 104 | $15,767,000 | $151,000 | $762,000 | $202,000 | $5,000,000 |
| Home Improvement | 1 | $87,000 | $87,000 | $87,000 | $66,000 | $66,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 257 | $33,332,000 | $129,000 | $650,000 | $126,000 | $5,000,000 |
| Black or African American | 54 | $6,203,000 | $114,000 | $762,000 | $58,000 | $251,000 |
| Not applicable | 19 | $2,984,000 | $157,000 | $486,000 | $0 | $0 |
| Not Provided | 10 | $1,230,000 | $123,000 | $550,000 | $61,000 | $145,000 |
| Hispanic | 5 | $805,000 | $161,000 | $363,000 | $45,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $255,000 | $127,000 | $204,000 | $150,000 | $150,000 |
| American Indian or Alaskan Native | 2 | $430,000 | $215,000 | $300,000 | $63,000 | $79,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 227 | $32,876,000 | $144,000 | $762,000 | $139,000 | $5,000,000 |
| FHA-insured (Federal Housing Administration) | 122 | $12,363,000 | $101,000 | $253,000 | $43,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 232 | $26,548,000 | $114,000 | $417,000 | $65,000 | $660,000 |
| Loan Originated | 81 | $12,085,000 | $149,000 | $650,000 | $202,000 | $5,000,000 |
| Application Withdrawn By Applicant | 14 | $2,426,000 | $173,000 | $550,000 | $168,000 | $459,000 |
| Application Denied By Financial Institution | 13 | $2,045,000 | $157,000 | $467,000 | $167,000 | $780,000 |
| File Closed For Incompleteness | 8 | $2,045,000 | $255,000 | $762,000 | $97,000 | $251,000 |
| Application Approved But Not Accepted | 1 | $90,000 | $90,000 | $90,000 | $20,000 | $20,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $424,000 | $141,000 | $250,000 | $273,000 | $780,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstcitybank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstcitybank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.