Firstmerit Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Firstmerit Bank Na 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstmerit Bank Na Iii Cascade Plaza - Cas46 Akron, OH 44308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,052 |
| Total Mortgage Loan Application Amount | $666,831,000 |
| Average Mortgage Loan Application Amount | $235,666 |
| Highest Mortgage Loan Application Amount | $37,696,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $2,534,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Firstmerit Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmerit Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Firstmerit Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmerit Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstmerit Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmerit Bank Na's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CLEVELAND-ELYRIA, OH | 554 | $ 137,571,000 | $ 248,000 | $ 82,000 |
| AKRON, OH | 303 | $ 47,808,000 | $ 157,000 | $ 83,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 226 | $ 103,448,000 | $ 457,000 | $ 129,000 |
| CANTON-MASSILLON, OH | 208 | $ 20,348,000 | $ 97,000 | $ 85,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 160 | $ 39,161,000 | $ 244,000 | $ 124,000 |
| FLINT, MI | 141 | $ 12,285,000 | $ 87,000 | $ 78,000 |
| COLUMBUS, OH | 81 | $ 64,928,000 | $ 801,000 | $ 104,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 71 | $ 6,082,000 | $ 85,000 | $ 70,000 |
| SAGINAW, MI | 65 | $ 4,664,000 | $ 71,000 | $ 73,000 |
| GREEN BAY, WI | 45 | $ 3,494,000 | $ 77,000 | $ 64,000 |
| BAY CITY, MI | 41 | $ 1,694,000 | $ 41,000 | $ 59,000 |
| LANSING-EAST LANSING, MI | 40 | $ 5,115,000 | $ 127,000 | $ 126,000 |
| ANN ARBOR, MI | 37 | $ 7,133,000 | $ 192,000 | $ 128,000 |
| MANSFIELD, OH | 37 | $ 4,324,000 | $ 116,000 | $ 83,000 |
| JACKSON, MI | 36 | $ 2,502,000 | $ 69,000 | $ 55,000 |
| APPLETON, WI | 30 | $ 3,660,000 | $ 122,000 | $ 74,000 |
| TOLEDO, OH | 29 | $ 20,688,000 | $ 713,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 24 | $ 5,965,000 | $ 263,000 | $ 114,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 18 | $ 1,150,000 | $ 52,500 | $ 60,000 |
| MONROE, MI | 13 | $ 935,000 | $ 71,000 | $ 82,000 |
| ELGIN, IL | 12 | $ 2,227,000 | $ 185,000 | $ 103,000 |
| MIDLAND, MI | 12 | $ 984,000 | $ 82,000 | $ 124,000 |
| MUSKEGON, MI | 11 | $ 401,000 | $ 36,000 | $ 59,000 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 2,579,000 | $ 257,000 | $ 187,000 |
| OSHKOSH-NEENAH, WI | 9 | $ 618,000 | $ 68,000 | $ 50,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 8 | $ 12,433,000 | $ 1,554,000 | $ 104,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 3,019,000 | $ 503,000 | $ 205,000 |
| BATTLE CREEK, MI | 4 | $ 2,935,000 | $ 733,000 | $ 20,000 |
| DULUTH, MN-WI | 4 | $ 345,000 | $ 86,000 | $ 67,000 |
| MADISON, WI | 4 | $ 914,000 | $ 228,000 | $ 18,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 2,138,000 | $ 534,000 | $ 762,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 4,114,000 | $ 1,028,000 | $ 891,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 4,753,000 | $ 1,584,000 | $ 44,000 |
| DAYTON, OH | 3 | $ 15,147,000 | $ 5,049,000 | $ 5,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 139,000 | $ 46,000 | $ 69,000 |
| PITTSBURGH, PA | 3 | $ 1,659,000 | $ 553,000 | $ 196,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 462,000 | $ 231,000 | $ 119,000 |
| EAU CLAIRE, WI | 2 | $ 306,000 | $ 153,000 | $ 95,000 |
| GARY, IN | 2 | $ 600,000 | $ 300,000 | $ 202,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 110,000 | $ 55,000 | $ 82,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 6,920,000 | $ 3,460,000 | $ 199,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 2,547,000 | $ 1,273,000 | $ 1,158,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 2 | $ 715,000 | $ 357,000 | $ 127,000 |
| PORT ST. LUCIE, FL | 2 | $ 619,000 | $ 309,000 | $ 175,000 |
| SHEBOYGAN, WI | 2 | $ 199,000 | $ 99,000 | $ 113,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 178,000 | $ 89,000 | $ 15,000 |
| CARBONDALE-MARION, IL | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1 | $ 2,000 | $ 2,000 | $ 34,000 |
| KANSAS CITY, MO-KS | 1 | $ 22,850,000 | $ 22,850,000 | $ 0 |
| KOKOMO, IN | 1 | $ 23,000 | $ 23,000 | $ 64,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 289,000 | $ 289,000 | $ 78,000 |
| PHILADELPHIA, PA | 1 | $ 417,000 | $ 417,000 | $ 172,000 |
| PRESCOTT, AZ | 1 | $ 311,000 | $ 311,000 | $ 385,000 |
| PUNTA GORDA, FL | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| RACINE, WI | 1 | $ 237,000 | $ 237,000 | $ 127,000 |
| RALEIGH, NC | 1 | $ 504,000 | $ 504,000 | $ 310,000 |
| ROCKFORD, IL | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 379,000 | $ 379,000 | $ 489,000 |
| SPRINGFIELD, OH | 1 | $ 11,200,000 | $ 11,200,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| THE VILLAGES, FL | 1 | $ 230,000 | $ 230,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Firstmerit Bank Na in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,456 | $223,242,000 | $153,000 | $10,505,000 | $92,000 | $1,945,000 |
| Home Purchase | 799 | $352,189,000 | $440,000 | $37,696,000 | $100,000 | $2,534,000 |
| Home Improvement | 797 | $91,400,000 | $114,000 | $22,850,000 | $71,000 | $2,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,210 | $221,903,000 | $100,000 | $2,925,000 | $85,000 | $2,534,000 |
| Not Provided | 494 | $120,038,000 | $242,000 | $2,664,000 | $138,000 | $2,000,000 |
| Black or African American | 191 | $10,894,000 | $57,000 | $826,000 | $46,000 | $226,000 |
| Hispanic | 69 | $7,331,000 | $106,000 | $2,900,000 | $56,000 | $219,000 |
| Not applicable | 51 | $299,823,000 | $5,878,000 | $37,696,000 | $0 | $0 |
| Asian | 19 | $5,851,000 | $307,000 | $1,520,000 | $147,000 | $400,000 |
| American Indian or Alaskan Native | 12 | $751,000 | $62,000 | $219,000 | $53,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $240,000 | $40,000 | $63,000 | $39,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,957 | $657,272,000 | $222,000 | $37,696,000 | $90,000 | $2,534,000 |
| FHA-insured (Federal Housing Administration) | 87 | $8,629,000 | $99,000 | $279,000 | $43,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 7 | $851,000 | $121,000 | $300,000 | $48,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $79,000 | $79,000 | $79,000 | $46,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,459 | $303,879,000 | $208,000 | $24,928,000 | $105,000 | $2,534,000 |
| Application Denied By Financial Institution | 991 | $148,873,000 | $150,000 | $37,696,000 | $64,000 | $1,505,000 |
| Application Withdrawn By Applicant | 420 | $177,227,000 | $421,000 | $22,850,000 | $85,000 | $1,945,000 |
| Application Approved But Not Accepted | 88 | $13,156,000 | $149,000 | $5,400,000 | $98,000 | $1,342,000 |
| File Closed For Incompleteness | 69 | $21,360,000 | $309,000 | $2,410,000 | $147,000 | $2,000,000 |
| Preapproval Denied by Financial Institution | 25 | $2,336,000 | $93,000 | $219,000 | $20,000 | $66,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 374 | $19,654,000 | $52,000 | $728,000 | $59,000 | $1,505,000 |
| Debt-To-Income Ratio | 371 | $36,630,000 | $98,000 | $2,900,000 | $52,000 | $504,000 |
| Collateral | 128 | $17,668,000 | $138,000 | $2,400,000 | $100,000 | $1,046,000 |
| Credit Application Incomplete | 71 | $3,636,000 | $51,000 | $252,000 | $73,000 | $313,000 |
| Other | 49 | $68,619,000 | $1,400,000 | $37,696,000 | $89,000 | $504,000 |
| Unverifiable Information | 17 | $4,658,000 | $274,000 | $2,200,000 | $22,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $265,000 | $66,000 | $109,000 | $16,000 | $29,000 |
| Employment History | 2 | $79,000 | $39,000 | $54,000 | $47,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmerit Bank Na's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstmerit Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.