Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Flanagan State Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,440 |
| Total Mortgage Loan Application Amount | $322,750,000 |
| Average Mortgage Loan Application Amount | $115,500 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $92,500 |
| Highest Applicant Income | $717,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lawrence County Indiana | 168 | $ 18,360,000 | $ 109,000 | $ 51,000 |
| Butler County Missouri | 151 | $ 15,195,000 | $ 100,000 | $ 53,000 |
| McLean County Illinois | 118 | $ 14,610,000 | $ 123,000 | $ 89,000 |
| Will County Illinois | 94 | $ 17,740,000 | $ 188,000 | $ 85,000 |
| Stoddard County Missouri | 81 | $ 8,075,000 | $ 99,000 | $ 48,000 |
| Berks County Pennsylvania | 71 | $ 7,185,000 | $ 101,000 | $ 37,000 |
| Scott County Missouri | 62 | $ 7,240,000 | $ 116,000 | $ 54,000 |
| Cook County Illinois | 52 | $ 7,540,000 | $ 145,000 | $ 74,000 |
| Minnehaha County South Dakota | 52 | $ 8,820,000 | $ 169,000 | $ 78,000 |
| Kankakee County Illinois | 48 | $ 7,340,000 | $ 152,000 | $ 71,000 |
| New Madrid County Missouri | 43 | $ 4,625,000 | $ 107,000 | $ 51,000 |
| Woodford County Illinois | 41 | $ 4,165,000 | $ 101,000 | $ 68,000 |
| Muscatine County Iowa | 40 | $ 5,260,000 | $ 131,000 | $ 59,000 |
| Hot Spring County Arkansas | 34 | $ 2,990,000 | $ 87,000 | $ 43,000 |
| Lake County Indiana | 34 | $ 6,030,000 | $ 177,000 | $ 74,000 |
| Wayne County Missouri | 34 | $ 3,650,000 | $ 107,000 | $ 55,000 |
| Gunnison County Colorado | 33 | $ 9,555,000 | $ 289,000 | $ 88,000 |
| Livingston County Illinois | 29 | $ 2,525,000 | $ 87,000 | $ 93,000 |
| Ripley County Missouri | 26 | $ 2,540,000 | $ 97,000 | $ 45,000 |
| Logan County Illinois | 24 | $ 2,370,000 | $ 98,000 | $ 55,000 |
| McDonough County Illinois | 24 | $ 2,160,000 | $ 90,000 | $ 57,000 |
| Rock Island County Illinois | 24 | $ 3,550,000 | $ 147,000 | $ 76,000 |
| Stephenson County Illinois | 24 | $ 1,710,000 | $ 71,000 | $ 41,000 |
| Mississippi County Missouri | 24 | $ 2,200,000 | $ 91,000 | $ 52,000 |
| Williamson County Illinois | 23 | $ 3,245,000 | $ 141,000 | $ 101,000 |
| Dunklin County Missouri | 23 | $ 2,395,000 | $ 104,000 | $ 53,000 |
| Buchanan County Missouri | 22 | $ 3,370,000 | $ 153,000 | $ 59,000 |
| Nodaway County Missouri | 21 | $ 2,225,000 | $ 105,000 | $ 53,000 |
| Orange County Indiana | 20 | $ 1,780,000 | $ 89,000 | $ 53,000 |
| La Plata County Colorado | 19 | $ 5,885,000 | $ 309,000 | $ 119,000 |
| East Baton Rouge County Louisiana | 18 | $ 3,000,000 | $ 166,000 | $ 56,000 |
| Sweetwater County Wyoming | 18 | $ 3,750,000 | $ 208,000 | $ 92,000 |
| Fulton County Illinois | 17 | $ 1,535,000 | $ 90,000 | $ 66,000 |
| Scott County Iowa | 17 | $ 2,165,000 | $ 127,000 | $ 63,000 |
| Gallatin County Montana | 16 | $ 4,350,000 | $ 271,000 | $ 124,000 |
| LaSalle County Illinois | 15 | $ 1,145,000 | $ 76,000 | $ 71,000 |
| Cerro Gordo County Iowa | 15 | $ 1,635,000 | $ 109,000 | $ 54,000 |
| Anderson County Texas | 15 | $ 1,485,000 | $ 99,000 | $ 60,000 |
| Otero County Colorado | 13 | $ 1,225,000 | $ 94,000 | $ 44,000 |
| Ogle County Illinois | 13 | $ 2,235,000 | $ 171,000 | $ 79,000 |
| Andrew County Missouri | 13 | $ 1,505,000 | $ 115,000 | $ 54,000 |
| Lincoln County South Dakota | 13 | $ 2,905,000 | $ 223,000 | $ 103,000 |
| Peoria County Illinois | 12 | $ 1,510,000 | $ 125,000 | $ 57,000 |
| Perry County Illinois | 12 | $ 1,190,000 | $ 99,000 | $ 55,000 |
| Monroe County Indiana | 12 | $ 1,700,000 | $ 141,000 | $ 70,000 |
| Taylor County Kentucky | 12 | $ 1,660,000 | $ 138,000 | $ 47,000 |
| Adams County Mississippi | 12 | $ 760,000 | $ 63,000 | $ 29,000 |
| Woodbury County Iowa | 11 | $ 1,395,000 | $ 126,000 | $ 56,000 |
| Sangamon County Illinois | 10 | $ 1,220,000 | $ 122,000 | $ 69,000 |
| Tazewell County Illinois | 9 | $ 1,165,000 | $ 129,000 | $ 75,000 |
| Hancock County Iowa | 9 | $ 765,000 | $ 85,000 | $ 48,000 |
| Christian County Illinois | 8 | $ 510,000 | $ 63,000 | $ 46,000 |
| Marshall County Illinois | 8 | $ 990,000 | $ 123,000 | $ 54,000 |
| Montgomery County Illinois | 8 | $ 1,010,000 | $ 126,000 | $ 56,000 |
| Greene County Indiana | 8 | $ 970,000 | $ 121,000 | $ 49,000 |
| Palo Alto County Iowa | 8 | $ 750,000 | $ 93,000 | $ 50,000 |
| Trigg County Kentucky | 8 | $ 840,000 | $ 105,000 | $ 47,000 |
| Gentry County Missouri | 8 | $ 650,000 | $ 81,000 | $ 45,000 |
| Jasper County Missouri | 8 | $ 760,000 | $ 95,000 | $ 30,000 |
| Reynolds County Missouri | 8 | $ 790,000 | $ 98,000 | $ 68,000 |
| Beadle County South Dakota | 8 | $ 980,000 | $ 122,000 | $ 48,000 |
| Pennington County South Dakota | 8 | $ 1,740,000 | $ 217,000 | $ 154,000 |
| Alexander County Illinois | 7 | $ 515,000 | $ 73,000 | $ 46,000 |
| Carroll County Illinois | 7 | $ 965,000 | $ 137,000 | $ 63,000 |
| Clay County Iowa | 7 | $ 935,000 | $ 133,000 | $ 60,000 |
| Cape Girardeau County Missouri | 7 | $ 1,295,000 | $ 185,000 | $ 61,000 |
| Wright County Missouri | 7 | $ 1,055,000 | $ 150,000 | $ 95,000 |
| Madison County Montana | 7 | $ 1,735,000 | $ 247,000 | $ 108,000 |
| Franklin County Illinois | 6 | $ 880,000 | $ 146,000 | $ 81,000 |
| Lee County Illinois | 6 | $ 630,000 | $ 105,000 | $ 53,000 |
| Macoupin County Illinois | 6 | $ 640,000 | $ 106,000 | $ 69,000 |
| Plymouth County Iowa | 6 | $ 860,000 | $ 143,000 | $ 51,000 |
| Adair County Kentucky | 6 | $ 760,000 | $ 126,000 | $ 50,000 |
| Jackson County Minnesota | 6 | $ 480,000 | $ 80,000 | $ 33,000 |
| Carter County Missouri | 6 | $ 710,000 | $ 118,000 | $ 55,000 |
| Webster County Missouri | 6 | $ 860,000 | $ 143,000 | $ 60,000 |
| Yellowstone County Montana | 6 | $ 980,000 | $ 163,000 | $ 61,000 |
| Brookings County South Dakota | 6 | $ 1,200,000 | $ 200,000 | $ 107,000 |
| Saline County Arkansas | 5 | $ 615,000 | $ 123,000 | $ 65,000 |
| Bent County Colorado | 5 | $ 385,000 | $ 77,000 | $ 48,000 |
| De Witt County Illinois | 5 | $ 485,000 | $ 97,000 | $ 71,000 |
| Grundy County Illinois | 5 | $ 925,000 | $ 185,000 | $ 115,000 |
| Mason County Illinois | 5 | $ 415,000 | $ 83,000 | $ 56,000 |
| Shelby County Illinois | 5 | $ 335,000 | $ 67,000 | $ 81,000 |
| Wabash County Illinois | 5 | $ 385,000 | $ 77,000 | $ 36,000 |
| Russell County Kentucky | 5 | $ 735,000 | $ 147,000 | $ 67,000 |
| Rock County Minnesota | 5 | $ 675,000 | $ 135,000 | $ 53,000 |
| Barton County Missouri | 5 | $ 485,000 | $ 97,000 | $ 65,000 |
| McKenzie County North Dakota | 5 | $ 1,525,000 | $ 305,000 | $ 140,000 |
| McCook County South Dakota | 5 | $ 825,000 | $ 165,000 | $ 63,000 |
| Uinta County Wyoming | 5 | $ 1,205,000 | $ 241,000 | $ 91,000 |
| Maricopa County Arizona | 4 | $ 1,160,000 | $ 290,000 | $ 97,000 |
| Mesa County Colorado | 4 | $ 1,000,000 | $ 250,000 | $ 83,000 |
| DuPage County Illinois | 4 | $ 1,180,000 | $ 295,000 | $ 87,000 |
| Henry County Illinois | 4 | $ 370,000 | $ 92,000 | $ 76,000 |
| Iroquois County Illinois | 4 | $ 390,000 | $ 97,000 | $ 58,000 |
| Johnson County Illinois | 4 | $ 560,000 | $ 140,000 | $ 76,000 |
| Kendall County Illinois | 4 | $ 730,000 | $ 182,000 | $ 105,000 |
| Marion County Illinois | 4 | $ 390,000 | $ 97,000 | $ 53,000 |
| Mercer County Illinois | 4 | $ 370,000 | $ 92,000 | $ 62,000 |
| Whiteside County Illinois | 4 | $ 530,000 | $ 132,000 | $ 72,000 |
| Daviess County Indiana | 4 | $ 430,000 | $ 107,000 | $ 52,000 |
| Martin County Indiana | 4 | $ 610,000 | $ 152,000 | $ 68,000 |
| Buena Vista County Iowa | 4 | $ 530,000 | $ 132,000 | $ 45,000 |
| Cedar County Iowa | 4 | $ 600,000 | $ 150,000 | $ 68,000 |
| Clayton County Iowa | 4 | $ 390,000 | $ 97,000 | $ 53,000 |
| Clinton County Iowa | 4 | $ 720,000 | $ 180,000 | $ 83,000 |
| Winnebago County Iowa | 4 | $ 400,000 | $ 100,000 | $ 75,000 |
| Worth County Iowa | 4 | $ 330,000 | $ 82,000 | $ 34,000 |
| Caddo County Louisiana | 4 | $ 420,000 | $ 105,000 | $ 29,000 |
| Lawrence County Missouri | 4 | $ 360,000 | $ 90,000 | $ 72,000 |
| Stone County Missouri | 4 | $ 550,000 | $ 137,000 | $ 49,000 |
| Yankton County South Dakota | 4 | $ 570,000 | $ 142,000 | $ 60,000 |
| Henderson County Texas | 4 | $ 350,000 | $ 87,000 | $ 60,000 |
| Clay County Arkansas | 3 | $ 195,000 | $ 65,000 | $ 36,000 |
| Archuleta County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 102,000 |
| Coles County Illinois | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| DeKalb County Illinois | 3 | $ 425,000 | $ 141,000 | $ 65,000 |
| Ford County Illinois | 3 | $ 375,000 | $ 125,000 | $ 78,000 |
| Kane County Illinois | 3 | $ 615,000 | $ 205,000 | $ 165,000 |
| Knox County Illinois | 3 | $ 275,000 | $ 91,000 | $ 54,000 |
| Moultrie County Illinois | 3 | $ 215,000 | $ 71,000 | $ 69,000 |
| Washington County Indiana | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Bremer County Iowa | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Cherokee County Iowa | 3 | $ 285,000 | $ 95,000 | $ 55,000 |
| Fayette County Iowa | 3 | $ 215,000 | $ 71,000 | $ 45,000 |
| Floyd County Iowa | 3 | $ 265,000 | $ 88,000 | $ 45,000 |
| Kossuth County Iowa | 3 | $ 205,000 | $ 68,000 | $ 38,000 |
| O'Brien County Iowa | 3 | $ 455,000 | $ 151,000 | $ 72,000 |
| Polk County Iowa | 3 | $ 265,000 | $ 88,000 | $ 49,000 |
| Warren County Iowa | 3 | $ 705,000 | $ 235,000 | $ 81,000 |
| Concordia County Louisiana | 3 | $ 285,000 | $ 95,000 | $ 57,000 |
| Livingston County Louisiana | 3 | $ 445,000 | $ 148,000 | $ 62,000 |
| Christian County Missouri | 3 | $ 285,000 | $ 95,000 | $ 38,000 |
| Clinton County Missouri | 3 | $ 515,000 | $ 171,000 | $ 52,000 |
| Douglas County Missouri | 3 | $ 555,000 | $ 185,000 | $ 72,000 |
| Greene County Missouri | 3 | $ 505,000 | $ 168,000 | $ 83,000 |
| Newton County Missouri | 3 | $ 435,000 | $ 145,000 | $ 80,000 |
| Hughes County South Dakota | 3 | $ 515,000 | $ 171,000 | $ 90,000 |
| Jerauld County South Dakota | 3 | $ 355,000 | $ 118,000 | $ 43,000 |
| Union County South Dakota | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| Lincoln County Wyoming | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| Yavapai County Arizona | 2 | $ 220,000 | $ 110,000 | $ 36,000 |
| Garland County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Bay County Florida | 2 | $ 200,000 | $ 100,000 | $ 61,000 |
| Lee County Florida | 2 | $ 480,000 | $ 240,000 | $ 53,000 |
| Lemhi County Idaho | 2 | $ 470,000 | $ 235,000 | $ 50,000 |
| Douglas County Illinois | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Jackson County Illinois | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| Lake County Illinois | 2 | $ 530,000 | $ 265,000 | $ 126,000 |
| Lawrence County Illinois | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Pulaski County Illinois | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
| Winnebago County Illinois | 2 | $ 440,000 | $ 220,000 | $ 129,000 |
| Madison County Indiana | 2 | $ 380,000 | $ 190,000 | $ 60,000 |
| Owen County Indiana | 2 | $ 230,000 | $ 115,000 | $ 94,000 |
| Spencer County Indiana | 2 | $ 260,000 | $ 130,000 | $ 74,000 |
| Sullivan County Indiana | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Tipton County Indiana | 2 | $ 290,000 | $ 145,000 | $ 64,000 |
| Allamakee County Iowa | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Dallas County Iowa | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Dickinson County Iowa | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Franklin County Iowa | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Fremont County Iowa | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Jackson County Iowa | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Linn County Iowa | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Louisa County Iowa | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Mills County Iowa | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| Caldwell County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 63,000 |
| Christian County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Scott County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Bossier County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 35,000 |
| Hennepin County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| McDonald County Missouri | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| Platte County Missouri | 2 | $ 410,000 | $ 205,000 | $ 124,000 |
| St. Charles County Missouri | 2 | $ 520,000 | $ 260,000 | $ 111,000 |
| Texas County Missouri | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| Jefferson County Montana | 2 | $ 470,000 | $ 235,000 | $ 135,000 |
| Lewis and Clark County Montana | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| Silver Bow County Montana | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Keith County Nebraska | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Clark County Nevada | 2 | $ 460,000 | $ 230,000 | $ 143,000 |
| San Juan County New Mexico | 2 | $ 430,000 | $ 215,000 | $ 44,000 |
| Johnston County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 74,000 |
| Lehigh County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 26,000 |
| Charles Mix County South Dakota | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Clay County South Dakota | 2 | $ 500,000 | $ 250,000 | $ 98,000 |
| Kingsbury County South Dakota | 2 | $ 760,000 | $ 380,000 | $ 83,000 |
| Turner County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Sevier County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Collin County Texas | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| El Paso County Texas | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| Gregg County Texas | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
| Harris County Texas | 2 | $ 610,000 | $ 305,000 | $ 151,000 |
| Kaufman County Texas | 2 | $ 280,000 | $ 140,000 | $ 120,000 |
| Wood County Texas | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Sheridan County Wyoming | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Limestone County Alabama | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Pinal County Arizona | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Baxter County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Grant County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Greene County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Lonoke County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Mississippi County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Pike County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Kern County California | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Orange County California | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| San Benito County California | 1 | $ 545,000 | $ 545,000 | $ 111,000 |
| Boulder County Colorado | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Crowley County Colorado | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Denver County Colorado | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Dolores County Colorado | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Fremont County Colorado | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Hinsdale County Colorado | 1 | $ 405,000 | $ 405,000 | $ 33,000 |
| Kiowa County Colorado | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Larimer County Colorado | 1 | $ 365,000 | $ 365,000 | $ 64,000 |
| Montezuma County Colorado | 1 | $ 265,000 | $ 265,000 | $ 235,000 |
| Morgan County Colorado | 1 | $ 115,000 | $ 115,000 | $ 9,000 |
| Saguache County Colorado | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Teller County Colorado | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Brevard County Florida | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Escambia County Florida | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Hernando County Florida | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Levy County Florida | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| St. Lucie County Florida | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Gwinnett County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Bannock County Idaho | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Shoshone County Idaho | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Boone County Illinois | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Bureau County Illinois | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Champaign County Illinois | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Clark County Illinois | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Cumberland County Illinois | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Edwards County Illinois | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Effingham County Illinois | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Fayette County Illinois | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Jefferson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Jo Daviess County Illinois | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Menard County Illinois | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Monroe County Illinois | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Piatt County Illinois | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Randolph County Illinois | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Vermilion County Illinois | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Benton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Brown County Indiana | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Carroll County Indiana | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| LaPorte County Indiana | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Newton County Indiana | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Porter County Indiana | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Vermillion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| White County Indiana | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Buchanan County Iowa | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Carroll County Iowa | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Chickasaw County Iowa | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Des Moines County Iowa | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Dubuque County Iowa | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Emmet County Iowa | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Hardin County Iowa | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Humboldt County Iowa | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Jasper County Iowa | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Lucas County Iowa | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Lyon County Iowa | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Mahaska County Iowa | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Marion County Iowa | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Marshall County Iowa | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Mitchell County Iowa | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Monona County Iowa | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Page County Iowa | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Pocahontas County Iowa | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Wright County Iowa | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Anderson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Boyle County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Fayette County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Graves County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Green County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Jessamine County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Lyon County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Oldham County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Pulaski County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Webster County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Woodford County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Baltimore County Maryland | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Montgomery County Maryland | 1 | $ 275,000 | $ 275,000 | $ 159,000 |
| Otsego County Michigan | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Benton County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Blue Earth County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Carlton County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Cottonwood County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Goodhue County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Lincoln County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Lyon County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Olmsted County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Redwood County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Sherburne County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Hinds County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Bollinger County Missouri | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Clay County Missouri | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Dallas County Missouri | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Franklin County Missouri | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Harrison County Missouri | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Ozark County Missouri | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Ray County Missouri | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Shannon County Missouri | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| St. Francois County Missouri | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Taney County Missouri | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Broadwater County Montana | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Cascade County Montana | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Chouteau County Montana | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Custer County Montana | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Deer Lodge County Montana | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Flathead County Montana | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Musselshell County Montana | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Dakota County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Frontier County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Furnas County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Otoe County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Elko County Nevada | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Wake County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Mercer County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Sargent County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Williams County North Dakota | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Oklahoma County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Klamath County Oregon | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Luzerne County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Schuylkill County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Beaufort County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Bon Homme County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Davison County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Grant County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Hamlin County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 464,000 |
| Lake County South Dakota | 1 | $ 955,000 | $ 955,000 | $ 425,000 |
| Meade County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Miner County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Moody County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Tripp County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Anderson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Williamson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Bexar County Texas | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Callahan County Texas | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Houston County Texas | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Jasper County Texas | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Leon County Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Travis County Texas | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Bayfield County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Brown County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Dane County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Door County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 247,000 |
| Lafayette County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Oneida County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Ozaukee County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 222,000 |
| Park County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 193,000 |
| Sublette County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,918 | $244,830,000 | $127,000 | $1,175,000 | $60,000 | $717,000 |
| Cash-out Refinancing | 315 | $45,885,000 | $145,000 | $955,000 | $79,000 | $672,000 |
| Refinancing | 206 | $32,000,000 | $155,000 | $605,000 | $86,000 | $663,000 |
| Other Purpose | 1 | $35,000 | $35,000 | $35,000 | $145,000 | $145,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,080 | $274,580,000 | $132,000 | $1,175,000 | $66,000 | $717,000 |
| Hispanic | 155 | $19,615,000 | $126,000 | $385,000 | $48,000 | $145,000 |
| Black or African American | 118 | $15,260,000 | $129,000 | $345,000 | $57,000 | $157,000 |
| Not Provided | 69 | $10,345,000 | $149,000 | $655,000 | $72,000 | $281,000 |
| Asian | 9 | $2,025,000 | $225,000 | $405,000 | $110,000 | $222,000 |
| American Indian or Alaskan Native | 4 | $350,000 | $87,000 | $105,000 | $33,000 | $44,000 |
| Not applicable | 4 | $490,000 | $122,000 | $235,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $46,000 | $46,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 873 | $132,375,000 | $151,000 | $1,175,000 | $85,000 | $717,000 |
| FHA-insured (Federal Housing Administration) | 695 | $91,255,000 | $131,000 | $545,000 | $58,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 688 | $67,540,000 | $98,000 | $395,000 | $44,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 184 | $31,580,000 | $171,000 | $605,000 | $69,000 | $192,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,759 | $227,775,000 | $129,000 | $785,000 | $64,000 | $672,000 |
| Application Denied By Financial Institution | 332 | $42,680,000 | $128,000 | $1,175,000 | $58,000 | $464,000 |
| Application Withdrawn By Applicant | 327 | $48,825,000 | $149,000 | $955,000 | $76,000 | $717,000 |
| Loan Purchased By The Institution | 10 | $1,620,000 | $162,000 | $335,000 | $71,000 | $146,000 |
| Application Approved But Not Accepted | 9 | $1,325,000 | $147,000 | $235,000 | $64,000 | $84,000 |
| File Closed For Incompleteness | 3 | $525,000 | $175,000 | $215,000 | $76,000 | $103,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,108 | $280,070,000 | $132,000 | $955,000 | $66,000 | $717,000 |
| Credit History | 135 | $15,585,000 | $115,000 | $455,000 | $63,000 | $464,000 |
| Debt-To-Income Ratio | 79 | $12,385,000 | $156,000 | $1,175,000 | $46,000 | $272,000 |
| Collateral | 50 | $6,290,000 | $125,000 | $405,000 | $63,000 | $217,000 |
| Employment History | 23 | $2,265,000 | $98,000 | $395,000 | $46,000 | $91,000 |
| Other | 21 | $2,435,000 | $115,000 | $315,000 | $75,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,530,000 | $127,000 | $415,000 | $54,000 | $190,000 |
| Unverifiable Information | 8 | $1,400,000 | $175,000 | $705,000 | $59,000 | $197,000 |
| Credit Application Incomplete | 4 | $790,000 | $197,000 | $325,000 | $101,000 | $235,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.