Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Flanagan State Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,580 |
| Total Mortgage Loan Application Amount | $604,810,000 |
| Average Mortgage Loan Application Amount | $129,400 |
| Highest Mortgage Loan Application Amount | $1,855,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLean County Illinois | 243 | $ 32,985,000 | $ 135,000 | $ 95,000 |
| Will County Illinois | 214 | $ 43,410,000 | $ 202,000 | $ 93,000 |
| Butler County Missouri | 136 | $ 16,720,000 | $ 122,000 | $ 54,000 |
| Berks County Pennsylvania | 126 | $ 16,860,000 | $ 133,000 | $ 46,000 |
| Kankakee County Illinois | 122 | $ 21,220,000 | $ 173,000 | $ 83,000 |
| Lawrence County Indiana | 117 | $ 15,355,000 | $ 131,000 | $ 54,000 |
| Mills County Iowa | 112 | $ 20,440,000 | $ 182,000 | $ 73,000 |
| Stoddard County Missouri | 107 | $ 12,595,000 | $ 117,000 | $ 57,000 |
| La Plata County Colorado | 88 | $ 27,540,000 | $ 312,000 | $ 86,000 |
| Cook County Illinois | 76 | $ 15,030,000 | $ 197,000 | $ 116,000 |
| Scott County Missouri | 70 | $ 8,840,000 | $ 126,000 | $ 51,000 |
| Woodford County Illinois | 67 | $ 9,135,000 | $ 136,000 | $ 88,000 |
| Sweetwater County Wyoming | 67 | $ 16,455,000 | $ 245,000 | $ 87,000 |
| Wayne County Missouri | 65 | $ 7,965,000 | $ 122,000 | $ 59,000 |
| Lake County Indiana | 56 | $ 12,350,000 | $ 220,000 | $ 85,000 |
| Dunklin County Missouri | 53 | $ 5,925,000 | $ 111,000 | $ 50,000 |
| Mesa County Colorado | 50 | $ 15,720,000 | $ 314,000 | $ 95,000 |
| Rock Island County Illinois | 46 | $ 6,330,000 | $ 137,000 | $ 64,000 |
| Clay County Iowa | 39 | $ 5,465,000 | $ 140,000 | $ 61,000 |
| New Madrid County Missouri | 39 | $ 4,575,000 | $ 117,000 | $ 53,000 |
| Ripley County Missouri | 39 | $ 4,345,000 | $ 111,000 | $ 53,000 |
| Gallatin County Montana | 39 | $ 15,375,000 | $ 394,000 | $ 106,000 |
| McDonough County Illinois | 38 | $ 3,330,000 | $ 87,000 | $ 56,000 |
| Livingston County Illinois | 37 | $ 5,075,000 | $ 137,000 | $ 104,000 |
| Minnehaha County South Dakota | 37 | $ 8,325,000 | $ 225,000 | $ 81,000 |
| Buchanan County Missouri | 34 | $ 4,680,000 | $ 137,000 | $ 67,000 |
| Orange County Indiana | 33 | $ 4,165,000 | $ 126,000 | $ 53,000 |
| Scott County Iowa | 32 | $ 5,050,000 | $ 157,000 | $ 88,000 |
| Nodaway County Missouri | 29 | $ 4,175,000 | $ 143,000 | $ 61,000 |
| Mississippi County Missouri | 28 | $ 2,780,000 | $ 99,000 | $ 52,000 |
| Madison County Montana | 28 | $ 7,930,000 | $ 283,000 | $ 114,000 |
| Gunnison County Colorado | 24 | $ 8,050,000 | $ 335,000 | $ 130,000 |
| Emmet County Iowa | 22 | $ 2,420,000 | $ 110,000 | $ 55,000 |
| Buena Vista County Iowa | 21 | $ 3,265,000 | $ 155,000 | $ 67,000 |
| Fulton County Illinois | 19 | $ 1,815,000 | $ 95,000 | $ 52,000 |
| Stephenson County Illinois | 19 | $ 1,625,000 | $ 85,000 | $ 47,000 |
| Adams County Mississippi | 19 | $ 2,365,000 | $ 124,000 | $ 51,000 |
| Barton County Missouri | 19 | $ 2,735,000 | $ 143,000 | $ 88,000 |
| Brookings County South Dakota | 19 | $ 3,965,000 | $ 208,000 | $ 75,000 |
| Iroquois County Illinois | 18 | $ 1,810,000 | $ 100,000 | $ 53,000 |
| Fremont County Iowa | 18 | $ 2,270,000 | $ 126,000 | $ 64,000 |
| Ogle County Illinois | 17 | $ 2,075,000 | $ 122,000 | $ 48,000 |
| Lincoln County South Dakota | 17 | $ 3,395,000 | $ 199,000 | $ 97,000 |
| Lee County Illinois | 16 | $ 1,660,000 | $ 103,000 | $ 50,000 |
| Kossuth County Iowa | 16 | $ 1,470,000 | $ 91,000 | $ 45,000 |
| LaSalle County Illinois | 15 | $ 1,525,000 | $ 101,000 | $ 58,000 |
| Logan County Illinois | 15 | $ 1,135,000 | $ 75,000 | $ 51,000 |
| O'Brien County Iowa | 15 | $ 1,535,000 | $ 102,000 | $ 59,000 |
| Palo Alto County Iowa | 15 | $ 1,835,000 | $ 122,000 | $ 60,000 |
| Sublette County Wyoming | 15 | $ 3,735,000 | $ 249,000 | $ 78,000 |
| Grundy County Illinois | 14 | $ 2,500,000 | $ 178,000 | $ 96,000 |
| Tazewell County Illinois | 14 | $ 1,870,000 | $ 133,000 | $ 82,000 |
| Pottawattamie County Iowa | 14 | $ 2,520,000 | $ 180,000 | $ 73,000 |
| Jackson County Minnesota | 14 | $ 1,400,000 | $ 100,000 | $ 53,000 |
| Hot Spring County Arkansas | 12 | $ 1,500,000 | $ 125,000 | $ 58,000 |
| Montrose County Colorado | 12 | $ 3,210,000 | $ 267,000 | $ 89,000 |
| Carter County Missouri | 12 | $ 1,930,000 | $ 160,000 | $ 70,000 |
| San Juan County New Mexico | 12 | $ 2,490,000 | $ 207,000 | $ 62,000 |
| DuPage County Illinois | 11 | $ 3,195,000 | $ 290,000 | $ 123,000 |
| Henry County Illinois | 11 | $ 1,145,000 | $ 104,000 | $ 62,000 |
| Black Hawk County Iowa | 11 | $ 1,205,000 | $ 109,000 | $ 58,000 |
| Fayette County Iowa | 11 | $ 995,000 | $ 90,000 | $ 52,000 |
| Muscatine County Iowa | 11 | $ 1,395,000 | $ 126,000 | $ 51,000 |
| Lewis and Clark County Montana | 11 | $ 3,015,000 | $ 274,000 | $ 95,000 |
| De Witt County Illinois | 10 | $ 990,000 | $ 99,000 | $ 88,000 |
| Marshall County Illinois | 10 | $ 970,000 | $ 97,000 | $ 89,000 |
| Mason County Illinois | 10 | $ 850,000 | $ 85,000 | $ 53,000 |
| Cherokee County Iowa | 10 | $ 1,290,000 | $ 129,000 | $ 53,000 |
| Montgomery County Iowa | 10 | $ 1,430,000 | $ 143,000 | $ 70,000 |
| Cape Girardeau County Missouri | 10 | $ 1,460,000 | $ 146,000 | $ 53,000 |
| Mercer County Illinois | 9 | $ 1,145,000 | $ 127,000 | $ 83,000 |
| Warren County Illinois | 9 | $ 1,085,000 | $ 120,000 | $ 63,000 |
| Greene County Missouri | 9 | $ 1,785,000 | $ 198,000 | $ 82,000 |
| Cass County Iowa | 8 | $ 1,020,000 | $ 127,000 | $ 57,000 |
| Jasper County Missouri | 8 | $ 970,000 | $ 121,000 | $ 50,000 |
| Jefferson County Montana | 8 | $ 1,690,000 | $ 211,000 | $ 102,000 |
| Anderson County Texas | 8 | $ 1,510,000 | $ 188,000 | $ 84,000 |
| Montezuma County Colorado | 7 | $ 1,895,000 | $ 270,000 | $ 71,000 |
| Weld County Colorado | 7 | $ 2,625,000 | $ 375,000 | $ 107,000 |
| Carroll County Illinois | 7 | $ 1,065,000 | $ 152,000 | $ 105,000 |
| Whiteside County Illinois | 7 | $ 685,000 | $ 97,000 | $ 41,000 |
| Monroe County Indiana | 7 | $ 1,345,000 | $ 192,000 | $ 96,000 |
| Dickinson County Iowa | 7 | $ 765,000 | $ 109,000 | $ 49,000 |
| Harrison County Iowa | 7 | $ 975,000 | $ 139,000 | $ 65,000 |
| Taylor County Kentucky | 7 | $ 995,000 | $ 142,000 | $ 47,000 |
| Clinton County Missouri | 7 | $ 1,255,000 | $ 179,000 | $ 61,000 |
| Silver Bow County Montana | 7 | $ 1,535,000 | $ 219,000 | $ 64,000 |
| Kingsbury County South Dakota | 7 | $ 1,005,000 | $ 143,000 | $ 59,000 |
| Vilas County Wisconsin | 7 | $ 1,225,000 | $ 175,000 | $ 66,000 |
| Uinta County Wyoming | 7 | $ 1,535,000 | $ 219,000 | $ 76,000 |
| Maricopa County Arizona | 6 | $ 2,700,000 | $ 450,000 | $ 157,000 |
| Clay County Arkansas | 6 | $ 750,000 | $ 125,000 | $ 56,000 |
| Ouray County Colorado | 6 | $ 2,970,000 | $ 495,000 | $ 204,000 |
| Kendall County Illinois | 6 | $ 1,530,000 | $ 255,000 | $ 102,000 |
| Knox County Illinois | 6 | $ 630,000 | $ 105,000 | $ 59,000 |
| Winnebago County Illinois | 6 | $ 810,000 | $ 135,000 | $ 111,000 |
| Greene County Indiana | 6 | $ 910,000 | $ 151,000 | $ 61,000 |
| Porter County Indiana | 6 | $ 1,850,000 | $ 308,000 | $ 82,000 |
| Bremer County Iowa | 6 | $ 810,000 | $ 135,000 | $ 58,000 |
| Chickasaw County Iowa | 6 | $ 600,000 | $ 100,000 | $ 46,000 |
| Andrew County Missouri | 6 | $ 1,040,000 | $ 173,000 | $ 80,000 |
| Newton County Missouri | 6 | $ 1,180,000 | $ 196,000 | $ 174,000 |
| McCook County South Dakota | 6 | $ 990,000 | $ 165,000 | $ 93,000 |
| Turner County South Dakota | 6 | $ 1,360,000 | $ 226,000 | $ 47,000 |
| Kern County California | 5 | $ 845,000 | $ 169,000 | $ 91,000 |
| Lee County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 185,000 |
| Champaign County Illinois | 5 | $ 695,000 | $ 139,000 | $ 62,000 |
| DeKalb County Illinois | 5 | $ 825,000 | $ 165,000 | $ 51,000 |
| Peoria County Illinois | 5 | $ 465,000 | $ 93,000 | $ 43,000 |
| Daviess County Indiana | 5 | $ 585,000 | $ 117,000 | $ 41,000 |
| Jasper County Indiana | 5 | $ 1,055,000 | $ 211,000 | $ 72,000 |
| Hancock County Iowa | 5 | $ 455,000 | $ 91,000 | $ 42,000 |
| Humboldt County Iowa | 5 | $ 575,000 | $ 115,000 | $ 53,000 |
| Doniphan County Kansas | 5 | $ 685,000 | $ 137,000 | $ 62,000 |
| Berrien County Michigan | 5 | $ 2,075,000 | $ 415,000 | $ 230,000 |
| Gentry County Missouri | 5 | $ 425,000 | $ 85,000 | $ 61,000 |
| Reynolds County Missouri | 5 | $ 1,315,000 | $ 263,000 | $ 104,000 |
| Saline County Arkansas | 4 | $ 720,000 | $ 180,000 | $ 49,000 |
| Douglas County Colorado | 4 | $ 2,020,000 | $ 505,000 | $ 148,000 |
| Wabash County Illinois | 4 | $ 240,000 | $ 60,000 | $ 50,000 |
| Jackson County Indiana | 4 | $ 540,000 | $ 135,000 | $ 43,000 |
| Clayton County Iowa | 4 | $ 700,000 | $ 175,000 | $ 46,000 |
| Pocahontas County Iowa | 4 | $ 260,000 | $ 65,000 | $ 33,000 |
| Wright County Iowa | 4 | $ 430,000 | $ 107,000 | $ 33,000 |
| Jackson County Missouri | 4 | $ 820,000 | $ 205,000 | $ 82,000 |
| Pemiscot County Missouri | 4 | $ 270,000 | $ 67,000 | $ 39,000 |
| Douglas County Nebraska | 4 | $ 1,250,000 | $ 312,000 | $ 192,000 |
| Sarpy County Nebraska | 4 | $ 1,050,000 | $ 262,000 | $ 106,000 |
| Lake County South Dakota | 4 | $ 970,000 | $ 242,000 | $ 95,000 |
| Rutherford County Tennessee | 4 | $ 900,000 | $ 225,000 | $ 73,000 |
| Archuleta County Colorado | 3 | $ 1,135,000 | $ 378,000 | $ 102,000 |
| Delta County Colorado | 3 | $ 775,000 | $ 258,000 | $ 76,000 |
| El Paso County Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 101,000 |
| Larimer County Colorado | 3 | $ 955,000 | $ 318,000 | $ 70,000 |
| Bureau County Illinois | 3 | $ 255,000 | $ 85,000 | $ 53,000 |
| Douglas County Illinois | 3 | $ 275,000 | $ 91,000 | $ 50,000 |
| Lake County Illinois | 3 | $ 685,000 | $ 228,000 | $ 94,000 |
| McHenry County Illinois | 3 | $ 565,000 | $ 188,000 | $ 99,000 |
| Sangamon County Illinois | 3 | $ 315,000 | $ 105,000 | $ 57,000 |
| Williamson County Illinois | 3 | $ 345,000 | $ 115,000 | $ 103,000 |
| Carroll County Indiana | 3 | $ 755,000 | $ 251,000 | $ 82,000 |
| Fountain County Indiana | 3 | $ 365,000 | $ 121,000 | $ 45,000 |
| Adair County Iowa | 3 | $ 405,000 | $ 135,000 | $ 91,000 |
| Buchanan County Iowa | 3 | $ 385,000 | $ 128,000 | $ 71,000 |
| Grundy County Iowa | 3 | $ 305,000 | $ 101,000 | $ 53,000 |
| Hardin County Iowa | 3 | $ 275,000 | $ 91,000 | $ 51,000 |
| Polk County Iowa | 3 | $ 615,000 | $ 205,000 | $ 100,000 |
| Sac County Iowa | 3 | $ 535,000 | $ 178,000 | $ 73,000 |
| Winnebago County Iowa | 3 | $ 265,000 | $ 88,000 | $ 47,000 |
| Woodbury County Iowa | 3 | $ 665,000 | $ 221,000 | $ 66,000 |
| Crawford County Kansas | 3 | $ 345,000 | $ 115,000 | $ 27,000 |
| Russell County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 59,000 |
| Freeborn County Minnesota | 3 | $ 225,000 | $ 75,000 | $ 56,000 |
| Pipestone County Minnesota | 3 | $ 255,000 | $ 85,000 | $ 38,000 |
| Pike County Mississippi | 3 | $ 215,000 | $ 71,000 | $ 33,000 |
| Atchison County Missouri | 3 | $ 405,000 | $ 135,000 | $ 51,000 |
| Christian County Missouri | 3 | $ 455,000 | $ 151,000 | $ 101,000 |
| Clay County Missouri | 3 | $ 735,000 | $ 245,000 | $ 111,000 |
| Broadwater County Montana | 3 | $ 1,385,000 | $ 461,000 | $ 148,000 |
| Cass County Nebraska | 3 | $ 635,000 | $ 211,000 | $ 83,000 |
| Beadle County South Dakota | 3 | $ 475,000 | $ 158,000 | $ 47,000 |
| Hutchinson County South Dakota | 3 | $ 805,000 | $ 268,000 | $ 52,000 |
| Pennington County South Dakota | 3 | $ 755,000 | $ 251,000 | $ 89,000 |
| Harris County Texas | 3 | $ 475,000 | $ 158,000 | $ 170,000 |
| Iron County Utah | 3 | $ 675,000 | $ 225,000 | $ 59,000 |
| Columbia County Wisconsin | 3 | $ 615,000 | $ 205,000 | $ 122,000 |
| Lafayette County Wisconsin | 3 | $ 325,000 | $ 108,000 | $ 89,000 |
| Lincoln County Wyoming | 3 | $ 445,000 | $ 148,000 | $ 62,000 |
| Jefferson County Alabama | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Randolph County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 36,000 |
| Adams County Colorado | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Boulder County Colorado | 2 | $ 650,000 | $ 325,000 | $ 72,000 |
| Garfield County Colorado | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Jackson County Colorado | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| San Juan County Colorado | 2 | $ 550,000 | $ 275,000 | $ 147,000 |
| San Miguel County Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 138,000 |
| Levy County Florida | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| Fremont County Idaho | 2 | $ 350,000 | $ 175,000 | $ 68,000 |
| Shoshone County Idaho | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Ford County Illinois | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Hancock County Illinois | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Macoupin County Illinois | 2 | $ 90,000 | $ 45,000 | $ 51,000 |
| Piatt County Illinois | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Martin County Indiana | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Owen County Indiana | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Benton County Iowa | 2 | $ 810,000 | $ 405,000 | $ 108,000 |
| Cedar County Iowa | 2 | $ 220,000 | $ 110,000 | $ 37,000 |
| Franklin County Iowa | 2 | $ 240,000 | $ 120,000 | $ 26,000 |
| Page County Iowa | 2 | $ 280,000 | $ 140,000 | $ 49,000 |
| Plymouth County Iowa | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Tama County Iowa | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Taylor County Iowa | 2 | $ 140,000 | $ 70,000 | $ 45,000 |
| Webster County Iowa | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| Johnson County Kansas | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Barren County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| Pulaski County Kentucky | 2 | $ 650,000 | $ 325,000 | $ 126,000 |
| Trigg County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Cass County Michigan | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| Lincoln County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Camden County Missouri | 2 | $ 560,000 | $ 280,000 | $ 127,000 |
| DeKalb County Missouri | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Harrison County Missouri | 2 | $ 70,000 | $ 35,000 | $ 27,000 |
| Iron County Missouri | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| McDonald County Missouri | 2 | $ 450,000 | $ 225,000 | $ 199,000 |
| Platte County Missouri | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Stone County Missouri | 2 | $ 540,000 | $ 270,000 | $ 114,000 |
| Wright County Missouri | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Lincoln County Montana | 2 | $ 280,000 | $ 140,000 | $ 28,000 |
| Missoula County Montana | 2 | $ 450,000 | $ 225,000 | $ 53,000 |
| Park County Montana | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Yellowstone County Montana | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Madison County Nebraska | 2 | $ 360,000 | $ 180,000 | $ 66,000 |
| Lincoln County New Mexico | 2 | $ 420,000 | $ 210,000 | $ 167,000 |
| Northampton County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 46,000 |
| York County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Greenville County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 24,000 |
| Lexington County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Brown County South Dakota | 2 | $ 500,000 | $ 250,000 | $ 81,000 |
| Codington County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 19,000 |
| Union County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Shelby County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| Henderson County Texas | 2 | $ 350,000 | $ 175,000 | $ 126,000 |
| Forest County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 71,000 |
| Grant County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| Green Lake County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 62,000 |
| Oneida County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 223,000 |
| Johnson County Wyoming | 2 | $ 570,000 | $ 285,000 | $ 81,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Limestone County Alabama | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Craighead County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Garland County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Lonoke County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Mississippi County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Pulaski County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Sebastian County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Sharp County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Santa Clara County California | 1 | $ 925,000 | $ 925,000 | $ 221,000 |
| Arapahoe County Colorado | 1 | $ 475,000 | $ 475,000 | $ 177,000 |
| Bent County Colorado | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Crowley County Colorado | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Denver County Colorado | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Kit Carson County Colorado | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Las Animas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Logan County Colorado | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Otero County Colorado | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Hillsborough County Florida | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Orange County Florida | 1 | $ 395,000 | $ 395,000 | $ 200,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Walton County Florida | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Kootenai County Idaho | 1 | $ 365,000 | $ 365,000 | $ 48,000 |
| Nez Perce County Idaho | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Adams County Illinois | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Alexander County Illinois | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Boone County Illinois | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Cass County Illinois | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Franklin County Illinois | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Henderson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Jo Daviess County Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kane County Illinois | 1 | $ 225,000 | $ 225,000 | $ 204,000 |
| Macon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Shelby County Illinois | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Stark County Illinois | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Vermilion County Illinois | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Bartholomew County Indiana | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Fayette County Indiana | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Gibson County Indiana | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Hamilton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Jefferson County Indiana | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Marshall County Indiana | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Newton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Pike County Indiana | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Union County Indiana | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Vermillion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Vigo County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Washington County Indiana | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| White County Indiana | 1 | $ 435,000 | $ 435,000 | $ 555,000 |
| Audubon County Iowa | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Butler County Iowa | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Clinton County Iowa | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Crawford County Iowa | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Floyd County Iowa | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Monona County Iowa | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Shelby County Iowa | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Sioux County Iowa | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Story County Iowa | 1 | $ 395,000 | $ 395,000 | $ 102,000 |
| Warren County Iowa | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Worth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Brown County Kansas | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Sedgwick County Kansas | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Adair County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Calloway County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Muhlenberg County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Spencer County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 134,000 |
| Ascension County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| East Baton Rouge County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Middlesex County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 57,000 |
| Genesee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Houghton County Michigan | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Van Buren County Michigan | 1 | $ 195,000 | $ 195,000 | $ 226,000 |
| Cottonwood County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Faribault County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Martin County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Olmsted County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Scott County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 90,000 |
| Wright County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Yellow Medicine County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Wilkinson County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Benton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Cedar County Missouri | 1 | $ 365,000 | $ 365,000 | $ 189,000 |
| Douglas County Missouri | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Franklin County Missouri | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Holt County Missouri | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Laclede County Missouri | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Morgan County Missouri | 1 | $ 205,000 | $ 205,000 | $ 398,000 |
| Ozark County Missouri | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Ray County Missouri | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Shannon County Missouri | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| St. Charles County Missouri | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| St. Francois County Missouri | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| St. Louis County Missouri | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Taney County Missouri | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Vernon County Missouri | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Webster County Missouri | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Fallon County Montana | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Powell County Montana | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Ravalli County Montana | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Butler County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Lancaster County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 252,000 |
| Saunders County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Clark County Nevada | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Bernalillo County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Wake County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| McKenzie County North Dakota | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Hancock County Ohio | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Cleveland County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Tulsa County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Dauphin County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Lackawanna County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Lancaster County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Schuylkill County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Bon Homme County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Clay County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 159,000 |
| Davison County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Hughes County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Lawrence County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Sanborn County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Spink County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Yankton County South Dakota | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Claiborne County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 163,000 |
| Cumberland County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Hamilton County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Sevier County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| Tipton County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Cherokee County Texas | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Houston County Texas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Leon County Texas | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Montgomery County Texas | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Williamson County Texas | 1 | $ 255,000 | $ 255,000 | $ 186,000 |
| Rich County Utah | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Salt Lake County Utah | 1 | $ 755,000 | $ 755,000 | $ 264,000 |
| Tazewell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Pierce County Washington | 1 | $ 535,000 | $ 535,000 | $ 160,000 |
| Yakima County Washington | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Adams County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Dane County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Dodge County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Fond du Lac County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Kenosha County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Milwaukee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Polk County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Rock County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Sauk County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 24,000 |
| Vernon County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Washington County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| Fremont County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 46,000 |
| Goshen County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Natrona County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Park County Wyoming | 1 | $ 415,000 | $ 415,000 | $ 184,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,022 | $324,190,000 | $160,000 | $1,505,000 | $65,000 | $493,000 |
| Refinancing | 972 | $175,890,000 | $180,000 | $1,855,000 | $91,000 | $604,000 |
| Cash-out Refinancing | 575 | $103,495,000 | $179,000 | $925,000 | $86,000 | $597,000 |
| Other Purpose | 10 | $1,230,000 | $123,000 | $395,000 | $103,000 | $200,000 |
| Home Improvement | 1 | $5,000 | $5,000 | $5,000 | $45,000 | $45,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,091 | $527,175,000 | $170,000 | $1,505,000 | $76,000 | $597,000 |
| Hispanic | 222 | $32,720,000 | $147,000 | $545,000 | $56,000 | $465,000 |
| Black or African American | 129 | $20,325,000 | $157,000 | $485,000 | $68,000 | $340,000 |
| Not Provided | 95 | $15,555,000 | $163,000 | $545,000 | $84,000 | $530,000 |
| Asian | 24 | $6,030,000 | $251,000 | $1,855,000 | $110,000 | $604,000 |
| American Indian or Alaskan Native | 15 | $2,515,000 | $167,000 | $405,000 | $59,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $72,000 | $72,000 |
| Not applicable | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,973 | $376,315,000 | $190,000 | $1,855,000 | $91,000 | $604,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 766 | $90,090,000 | $117,000 | $355,000 | $48,000 | $125,000 |
| FHA-insured (Federal Housing Administration) | 662 | $100,470,000 | $151,000 | $425,000 | $58,000 | $197,000 |
| VA-guaranteed (Veterans Administration) | 179 | $37,935,000 | $211,000 | $695,000 | $75,000 | $263,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,412 | $409,700,000 | $169,000 | $1,505,000 | $76,000 | $597,000 |
| Application Withdrawn By Applicant | 652 | $117,200,000 | $179,000 | $1,855,000 | $80,000 | $421,000 |
| Application Denied By Financial Institution | 467 | $69,365,000 | $148,000 | $545,000 | $63,000 | $604,000 |
| Application Approved But Not Accepted | 36 | $5,250,000 | $145,000 | $265,000 | $64,000 | $260,000 |
| Loan Purchased By The Institution | 13 | $3,295,000 | $253,000 | $325,000 | $70,000 | $141,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,113 | $535,445,000 | $172,000 | $1,855,000 | $77,000 | $597,000 |
| Credit History | 181 | $25,435,000 | $140,000 | $545,000 | $66,000 | $385,000 |
| Debt-To-Income Ratio | 107 | $18,375,000 | $171,000 | $445,000 | $48,000 | $325,000 |
| Other | 53 | $7,075,000 | $133,000 | $485,000 | $73,000 | $421,000 |
| Collateral | 43 | $5,945,000 | $138,000 | $435,000 | $62,000 | $159,000 |
| Credit Application Incomplete | 30 | $5,010,000 | $167,000 | $485,000 | $94,000 | $604,000 |
| Unverifiable Information | 22 | $3,710,000 | $168,000 | $535,000 | $79,000 | $530,000 |
| Employment History | 19 | $2,435,000 | $128,000 | $395,000 | $49,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,380,000 | $115,000 | $425,000 | $43,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.