Flanagan State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Flanagan State Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flanagan State Bank 301 W Falcon Hwy Flanagan, IL 61740 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,475 |
| Total Mortgage Loan Application Amount | $261,145,000 |
| Average Mortgage Loan Application Amount | $151,200 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $147,800 |
| Highest Applicant Income | $1,234,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Flanagan State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flanagan State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Flanagan State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flanagan State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Flanagan State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flanagan State Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Missouri | 85 | $ 10,795,000 | $ 127,000 | $ 59,000 |
| Stoddard County Missouri | 67 | $ 8,375,000 | $ 125,000 | $ 58,000 |
| Berks County Pennsylvania | 63 | $ 10,875,000 | $ 172,000 | $ 54,000 |
| Will County Illinois | 53 | $ 10,395,000 | $ 196,000 | $ 129,000 |
| Lawrence County Indiana | 49 | $ 7,265,000 | $ 148,000 | $ 66,000 |
| Buchanan County Missouri | 49 | $ 7,065,000 | $ 144,000 | $ 78,000 |
| McLean County Illinois | 41 | $ 6,985,000 | $ 170,000 | $ 150,000 |
| Kankakee County Illinois | 40 | $ 7,020,000 | $ 175,000 | $ 99,000 |
| Woodford County Illinois | 34 | $ 4,250,000 | $ 125,000 | $ 121,000 |
| Scott County Missouri | 34 | $ 4,400,000 | $ 129,000 | $ 57,000 |
| La Plata County Colorado | 27 | $ 8,775,000 | $ 325,000 | $ 110,000 |
| Rock Island County Illinois | 25 | $ 4,195,000 | $ 167,000 | $ 71,000 |
| Mississippi County Missouri | 25 | $ 2,795,000 | $ 111,000 | $ 52,000 |
| Mills County Iowa | 24 | $ 5,270,000 | $ 219,000 | $ 95,000 |
| Gallatin County Montana | 24 | $ 11,250,000 | $ 468,000 | $ 180,000 |
| Tippecanoe County Indiana | 23 | $ 3,925,000 | $ 170,000 | $ 56,000 |
| Sweetwater County Wyoming | 23 | $ 7,155,000 | $ 311,000 | $ 113,000 |
| Scott County Iowa | 22 | $ 3,690,000 | $ 167,000 | $ 93,000 |
| Dunklin County Missouri | 22 | $ 2,040,000 | $ 92,000 | $ 47,000 |
| New Madrid County Missouri | 22 | $ 2,430,000 | $ 110,000 | $ 70,000 |
| McDonough County Illinois | 20 | $ 1,900,000 | $ 95,000 | $ 66,000 |
| Livingston County Illinois | 18 | $ 4,000,000 | $ 222,000 | $ 207,000 |
| Ripley County Missouri | 18 | $ 2,040,000 | $ 113,000 | $ 51,000 |
| Cook County Illinois | 16 | $ 2,580,000 | $ 161,000 | $ 103,000 |
| Kossuth County Iowa | 16 | $ 1,520,000 | $ 95,000 | $ 53,000 |
| Clay County Iowa | 14 | $ 1,950,000 | $ 139,000 | $ 69,000 |
| LaSalle County Illinois | 13 | $ 1,725,000 | $ 132,000 | $ 116,000 |
| Palo Alto County Iowa | 13 | $ 1,695,000 | $ 130,000 | $ 53,000 |
| Fulton County Illinois | 12 | $ 1,060,000 | $ 88,000 | $ 57,000 |
| Tazewell County Illinois | 12 | $ 2,030,000 | $ 169,000 | $ 116,000 |
| Wayne County Missouri | 12 | $ 1,770,000 | $ 147,000 | $ 59,000 |
| Otero County Colorado | 11 | $ 1,495,000 | $ 135,000 | $ 59,000 |
| Lake County Indiana | 11 | $ 2,605,000 | $ 236,000 | $ 101,000 |
| Buena Vista County Iowa | 11 | $ 1,465,000 | $ 133,000 | $ 76,000 |
| Pottawattamie County Iowa | 11 | $ 2,025,000 | $ 184,000 | $ 79,000 |
| Nodaway County Missouri | 11 | $ 1,615,000 | $ 146,000 | $ 70,000 |
| Minnehaha County South Dakota | 10 | $ 2,960,000 | $ 296,000 | $ 100,000 |
| White County Indiana | 9 | $ 1,295,000 | $ 143,000 | $ 88,000 |
| Clayton County Iowa | 9 | $ 925,000 | $ 102,000 | $ 53,000 |
| Fremont County Iowa | 9 | $ 1,355,000 | $ 150,000 | $ 72,000 |
| Andrew County Missouri | 9 | $ 2,035,000 | $ 226,000 | $ 71,000 |
| De Witt County Illinois | 8 | $ 690,000 | $ 86,000 | $ 92,000 |
| Lee County Illinois | 7 | $ 795,000 | $ 113,000 | $ 71,000 |
| Whiteside County Illinois | 7 | $ 725,000 | $ 103,000 | $ 67,000 |
| Cerro Gordo County Iowa | 7 | $ 815,000 | $ 116,000 | $ 46,000 |
| Humboldt County Iowa | 7 | $ 1,105,000 | $ 157,000 | $ 81,000 |
| Winnebago County Iowa | 7 | $ 985,000 | $ 140,000 | $ 72,000 |
| Cape Girardeau County Missouri | 7 | $ 1,655,000 | $ 236,000 | $ 105,000 |
| Madison County Montana | 7 | $ 1,775,000 | $ 253,000 | $ 98,000 |
| Clay County Arkansas | 6 | $ 880,000 | $ 146,000 | $ 60,000 |
| Grundy County Illinois | 6 | $ 980,000 | $ 163,000 | $ 114,000 |
| Sac County Iowa | 6 | $ 860,000 | $ 143,000 | $ 73,000 |
| Broadwater County Montana | 6 | $ 2,230,000 | $ 371,000 | $ 207,000 |
| Mesa County Colorado | 5 | $ 1,835,000 | $ 367,000 | $ 86,000 |
| Ford County Illinois | 5 | $ 665,000 | $ 133,000 | $ 65,000 |
| Henry County Illinois | 5 | $ 885,000 | $ 177,000 | $ 83,000 |
| Iroquois County Illinois | 5 | $ 605,000 | $ 121,000 | $ 104,000 |
| Logan County Illinois | 5 | $ 385,000 | $ 77,000 | $ 49,000 |
| Ogle County Illinois | 5 | $ 755,000 | $ 151,000 | $ 75,000 |
| Bremer County Iowa | 5 | $ 395,000 | $ 79,000 | $ 47,000 |
| Floyd County Iowa | 5 | $ 515,000 | $ 103,000 | $ 48,000 |
| Hancock County Iowa | 5 | $ 645,000 | $ 129,000 | $ 67,000 |
| Montgomery County Iowa | 5 | $ 675,000 | $ 135,000 | $ 85,000 |
| Jackson County Minnesota | 5 | $ 535,000 | $ 107,000 | $ 51,000 |
| Barton County Missouri | 5 | $ 975,000 | $ 195,000 | $ 90,000 |
| Holt County Missouri | 5 | $ 805,000 | $ 161,000 | $ 85,000 |
| Schuylkill County Pennsylvania | 5 | $ 585,000 | $ 117,000 | $ 46,000 |
| Vilas County Wisconsin | 5 | $ 865,000 | $ 173,000 | $ 72,000 |
| Gunnison County Colorado | 4 | $ 1,460,000 | $ 365,000 | $ 86,000 |
| Weld County Colorado | 4 | $ 1,680,000 | $ 420,000 | $ 155,000 |
| Knox County Illinois | 4 | $ 530,000 | $ 132,000 | $ 54,000 |
| Marshall County Illinois | 4 | $ 180,000 | $ 45,000 | $ 154,000 |
| Peoria County Illinois | 4 | $ 350,000 | $ 87,000 | $ 75,000 |
| Clinton County Indiana | 4 | $ 780,000 | $ 195,000 | $ 69,000 |
| Dickinson County Iowa | 4 | $ 960,000 | $ 240,000 | $ 109,000 |
| Emmet County Iowa | 4 | $ 310,000 | $ 77,000 | $ 56,000 |
| Muscatine County Iowa | 4 | $ 750,000 | $ 187,000 | $ 81,000 |
| Jackson County Missouri | 4 | $ 820,000 | $ 205,000 | $ 184,000 |
| Park County Montana | 4 | $ 1,400,000 | $ 350,000 | $ 175,000 |
| Douglas County Nebraska | 4 | $ 860,000 | $ 215,000 | $ 68,000 |
| Sarpy County Nebraska | 4 | $ 1,320,000 | $ 330,000 | $ 111,000 |
| San Juan County New Mexico | 4 | $ 700,000 | $ 175,000 | $ 93,000 |
| Uinta County Wyoming | 4 | $ 1,820,000 | $ 455,000 | $ 166,000 |
| Greene County Arkansas | 3 | $ 555,000 | $ 185,000 | $ 61,000 |
| Adams County Colorado | 3 | $ 1,385,000 | $ 461,000 | $ 109,000 |
| Arapahoe County Colorado | 3 | $ 1,585,000 | $ 528,000 | $ 157,000 |
| Montezuma County Colorado | 3 | $ 735,000 | $ 245,000 | $ 117,000 |
| Pueblo County Colorado | 3 | $ 785,000 | $ 261,000 | $ 102,000 |
| Lee County Florida | 3 | $ 1,715,000 | $ 571,000 | $ 544,000 |
| DeKalb County Illinois | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Kane County Illinois | 3 | $ 1,095,000 | $ 365,000 | $ 163,000 |
| Benton County Indiana | 3 | $ 375,000 | $ 125,000 | $ 45,000 |
| Carroll County Indiana | 3 | $ 435,000 | $ 145,000 | $ 102,000 |
| Jasper County Indiana | 3 | $ 565,000 | $ 188,000 | $ 70,000 |
| Orange County Indiana | 3 | $ 475,000 | $ 158,000 | $ 70,000 |
| Dubuque County Iowa | 3 | $ 665,000 | $ 221,000 | $ 52,000 |
| Page County Iowa | 3 | $ 455,000 | $ 151,000 | $ 91,000 |
| Lawrence County Missouri | 3 | $ 685,000 | $ 228,000 | $ 142,000 |
| Pemiscot County Missouri | 3 | $ 445,000 | $ 148,000 | $ 68,000 |
| St. Francois County Missouri | 3 | $ 675,000 | $ 225,000 | $ 68,000 |
| Lewis and Clark County Montana | 3 | $ 935,000 | $ 311,000 | $ 122,000 |
| Lincoln County Montana | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| Silver Bow County Montana | 3 | $ 415,000 | $ 138,000 | $ 63,000 |
| Furnas County Nebraska | 3 | $ 375,000 | $ 125,000 | $ 61,000 |
| Allen County Ohio | 3 | $ 325,000 | $ 108,000 | $ 78,000 |
| Logan County Oklahoma | 3 | $ 755,000 | $ 251,000 | $ 128,000 |
| Lincoln County South Dakota | 3 | $ 905,000 | $ 301,000 | $ 109,000 |
| Bent County Colorado | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Carroll County Illinois | 2 | $ 470,000 | $ 235,000 | $ 130,000 |
| Champaign County Illinois | 2 | $ 480,000 | $ 240,000 | $ 119,000 |
| Christian County Illinois | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| DuPage County Illinois | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Macon County Illinois | 2 | $ 1,770,000 | $ 885,000 | $ 359,000 |
| Sangamon County Illinois | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Warren County Illinois | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Daviess County Indiana | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| LaPorte County Indiana | 2 | $ 410,000 | $ 205,000 | $ 47,000 |
| Marion County Indiana | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Black Hawk County Iowa | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Chickasaw County Iowa | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Clinton County Iowa | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Fayette County Iowa | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| O'Brien County Iowa | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Pocahontas County Iowa | 2 | $ 470,000 | $ 235,000 | $ 129,000 |
| Adams County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Boone County Missouri | 2 | $ 450,000 | $ 225,000 | $ 88,000 |
| Platte County Missouri | 2 | $ 410,000 | $ 205,000 | $ 111,000 |
| Stone County Missouri | 2 | $ 370,000 | $ 185,000 | $ 38,000 |
| Jefferson County Montana | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Nemaha County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Lehigh County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Bon Homme County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Brookings County South Dakota | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Clay County South Dakota | 2 | $ 550,000 | $ 275,000 | $ 83,000 |
| Converse County Wyoming | 2 | $ 400,000 | $ 200,000 | $ 106,000 |
| Sublette County Wyoming | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Baldwin County Alabama | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Jefferson County Alabama | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Pinal County Arizona | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Craighead County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Franklin County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Mississippi County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Sacramento County California | 1 | $ 585,000 | $ 585,000 | $ 148,000 |
| Archuleta County Colorado | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Boulder County Colorado | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Douglas County Colorado | 1 | $ 515,000 | $ 515,000 | $ 148,000 |
| Lincoln County Colorado | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Morgan County Colorado | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| Hillsborough County Florida | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Okaloosa County Florida | 1 | $ 445,000 | $ 445,000 | $ 261,000 |
| Pinellas County Florida | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Bonneville County Idaho | 1 | $ 625,000 | $ 625,000 | $ 177,000 |
| Alexander County Illinois | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Bureau County Illinois | 1 | $ 5,000 | $ 5,000 | $ 47,000 |
| Clark County Illinois | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Franklin County Illinois | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Hancock County Illinois | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Kendall County Illinois | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Mason County Illinois | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Mercer County Illinois | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Piatt County Illinois | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Schuyler County Illinois | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Stark County Illinois | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Stephenson County Illinois | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Williamson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Dubois County Indiana | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Greene County Indiana | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Martin County Indiana | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Monroe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Montgomery County Indiana | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Cherokee County Iowa | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Franklin County Iowa | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Harrison County Iowa | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Ida County Iowa | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Mitchell County Iowa | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Osceola County Iowa | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Polk County Iowa | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Union County Iowa | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Wayne County Iowa | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Webster County Iowa | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Woodbury County Iowa | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Worth County Iowa | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Allen County Kansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Atchison County Kansas | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Doniphan County Kansas | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Leavenworth County Kansas | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Linn County Kansas | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Adair County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Graves County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Hancock County Maine | 1 | $ 285,000 | $ 285,000 | $ 489,000 |
| Berrien County Michigan | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Cass County Michigan | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Charlevoix County Michigan | 1 | $ 465,000 | $ 465,000 | $ 175,000 |
| Iron County Michigan | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Marquette County Michigan | 1 | $ 225,000 | $ 225,000 | $ 197,000 |
| Mecosta County Michigan | 1 | $ 355,000 | $ 355,000 | $ 143,000 |
| Newaygo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Dodge County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Douglas County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Murray County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Stearns County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Lafayette County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 788,000 |
| Audrain County Missouri | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Bollinger County Missouri | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Carter County Missouri | 1 | $ 335,000 | $ 335,000 | $ 51,000 |
| Christian County Missouri | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Clay County Missouri | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Clinton County Missouri | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Franklin County Missouri | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Gentry County Missouri | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Greene County Missouri | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Iron County Missouri | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Jasper County Missouri | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Jefferson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Moniteau County Missouri | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Newton County Missouri | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| Shannon County Missouri | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| St. Charles County Missouri | 1 | $ 265,000 | $ 265,000 | $ 155,000 |
| Vernon County Missouri | 1 | $ 135,000 | $ 135,000 | $ 385,000 |
| Deer Lodge County Montana | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Yellowstone County Montana | 1 | $ 285,000 | $ 285,000 | $ 229,000 |
| Wake County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 296,000 |
| Burleigh County North Dakota | 1 | $ 445,000 | $ 445,000 | $ 375,000 |
| Ward County North Dakota | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Dauphin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Lackawanna County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Luzerne County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Charleston County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Butte County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Hanson County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| McCook County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Pennington County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Yankton County South Dakota | 1 | $ 555,000 | $ 555,000 | $ 193,000 |
| Hamblen County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 202,000 |
| Wilson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 187,000 |
| Bexar County Texas | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Dallas County Texas | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Denton County Texas | 1 | $ 565,000 | $ 565,000 | $ 124,000 |
| Hays County Texas | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| Wise County Texas | 1 | $ 665,000 | $ 665,000 | $ 252,000 |
| Clallam County Washington | 1 | $ 435,000 | $ 435,000 | $ 209,000 |
| Florence County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Green Lake County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Juneau County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Kenosha County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Vernon County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
| Walworth County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 30,000 |
| Natrona County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 203,000 |
Mortgage Loan Application Detail Totals for Flanagan State Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,262 | $223,600,000 | $177,000 | $1,235,000 | $83,000 | $1,234,000 |
| Cash-out Refinancing | 151 | $23,705,000 | $156,000 | $805,000 | $114,000 | $832,000 |
| Refinancing | 58 | $13,390,000 | $230,000 | $1,605,000 | $119,000 | $1,110,000 |
| Other Purpose | 3 | $385,000 | $128,000 | $205,000 | $203,000 | $377,000 |
| Home Improvement | 1 | $65,000 | $65,000 | $65,000 | $220,000 | $220,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,216 | $214,880,000 | $176,000 | $1,235,000 | $90,000 | $993,000 |
| Hispanic | 148 | $26,150,000 | $176,000 | $465,000 | $65,000 | $186,000 |
| Black or African American | 48 | $6,590,000 | $137,000 | $545,000 | $69,000 | $375,000 |
| Not Provided | 44 | $8,090,000 | $183,000 | $955,000 | $115,000 | $1,234,000 |
| Not applicable | 7 | $2,895,000 | $413,000 | $1,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,015,000 | $145,000 | $325,000 | $86,000 | $148,000 |
| Asian | 5 | $1,525,000 | $305,000 | $565,000 | $163,000 | $440,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 600 | $120,330,000 | $200,000 | $1,605,000 | $116,000 | $1,234,000 |
| FHA-insured (Federal Housing Administration) | 510 | $88,010,000 | $172,000 | $585,000 | $71,000 | $490,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 296 | $35,690,000 | $120,000 | $345,000 | $59,000 | $172,000 |
| VA-guaranteed (Veterans Administration) | 69 | $17,115,000 | $248,000 | $715,000 | $101,000 | $267,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,074 | $192,290,000 | $179,000 | $1,605,000 | $89,000 | $1,234,000 |
| Application Withdrawn By Applicant | 238 | $42,270,000 | $177,000 | $715,000 | $97,000 | $1,110,000 |
| Application Denied By Financial Institution | 151 | $24,655,000 | $163,000 | $545,000 | $69,000 | $346,000 |
| Application Approved But Not Accepted | 11 | $1,685,000 | $153,000 | $375,000 | $65,000 | $134,000 |
| Loan Purchased By The Institution | 1 | $245,000 | $245,000 | $245,000 | $94,000 | $94,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,324 | $236,490,000 | $178,000 | $1,605,000 | $90,000 | $1,234,000 |
| Credit History | 49 | $8,305,000 | $169,000 | $545,000 | $75,000 | $346,000 |
| Debt-To-Income Ratio | 46 | $8,020,000 | $174,000 | $465,000 | $54,000 | $175,000 |
| Collateral | 15 | $1,475,000 | $98,000 | $205,000 | $66,000 | $184,000 |
| Other | 15 | $2,645,000 | $176,000 | $275,000 | $103,000 | $203,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,795,000 | $163,000 | $295,000 | $58,000 | $140,000 |
| Unverifiable Information | 6 | $810,000 | $135,000 | $195,000 | $47,000 | $66,000 |
| Credit Application Incomplete | 6 | $1,090,000 | $181,000 | $235,000 | $113,000 | $198,000 |
| Employment History | 3 | $515,000 | $171,000 | $245,000 | $68,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flanagan State Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flanagan State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.