Flexpoint Funding Corporation
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Flexpoint Funding Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Flexpoint Funding Corporation 30 Executive Park Suite 200 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,623 |
| Total Mortgage Loan Application Amount | $950,210,000 |
| Average Mortgage Loan Application Amount | $200,500 |
| Highest Mortgage Loan Application Amount | $2,223,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $1,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Branch County Michigan | 1 | $ 187,000 | $ 187,000 | $ 69,000 |
| Calhoun County Michigan | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Cheboygan County Michigan | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Chippewa County Michigan | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Emmet County Michigan | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Gratiot County Michigan | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Huron County Michigan | 1 | $ 250,000 | $ 250,000 | $ 175,000 |
| Isabella County Michigan | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Leelanau County Michigan | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Montcalm County Michigan | 1 | $ 82,000 | $ 82,000 | $ 15,000 |
| Osceola County Michigan | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Oscoda County Michigan | 1 | $ 41,000 | $ 41,000 | $ 114,000 |
| Presque Isle County Michigan | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Sanilac County Michigan | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Carver County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 51,000 |
| Clay County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 100,000 |
| Douglas County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 43,000 |
| Hubbard County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Itasca County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| McLeod County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Otter Tail County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Sherburne County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| Watonwan County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Barry County Missouri | 1 | $ 274,000 | $ 274,000 | $ 94,000 |
| Boone County Missouri | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Buchanan County Missouri | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
| Cedar County Missouri | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Johnson County Missouri | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Lawrence County Missouri | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Pemiscot County Missouri | 1 | $ 48,000 | $ 48,000 | $ 41,000 |
| Stone County Missouri | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Taney County Missouri | 1 | $ 53,000 | $ 53,000 | $ 17,000 |
| Texas County Missouri | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Cascade County Montana | 1 | $ 244,000 | $ 244,000 | $ 65,000 |
| Gallatin County Montana | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| Hill County Montana | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Lewis and Clark County Montana | 1 | $ 104,000 | $ 104,000 | $ 64,000 |
| Missoula County Montana | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Ravalli County Montana | 1 | $ 72,000 | $ 72,000 | $ 63,000 |
| Sanders County Montana | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Box Butte County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Colfax County Nebraska | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Dawes County Nebraska | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Carroll County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Cheshire County New Hampshire | 1 | $ 196,000 | $ 196,000 | $ 42,000 |
| Grafton County New Hampshire | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Hillsborough County New Hampshire | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Chaves County New Mexico | 1 | $ 293,000 | $ 293,000 | $ 116,000 |
| Dona Ana County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 156,000 |
| Eddy County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Los Alamos County New Mexico | 1 | $ 277,000 | $ 277,000 | $ 82,000 |
| McKinley County New Mexico | 1 | $ 99,000 | $ 99,000 | $ 23,000 |
| Socorro County New Mexico | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Benton County Oregon | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Clatsop County Oregon | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Columbia County Oregon | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| Curry County Oregon | 1 | $ 157,000 | $ 157,000 | $ 64,000 |
| Deschutes County Oregon | 1 | $ 210,000 | $ 210,000 | $ 123,000 |
| Douglas County Oregon | 1 | $ 320,000 | $ 320,000 | $ 78,000 |
| Klamath County Oregon | 1 | $ 81,000 | $ 81,000 | $ 33,000 |
| Lake County Oregon | 1 | $ 100,000 | $ 100,000 | $ 103,000 |
| Lane County Oregon | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Linn County Oregon | 1 | $ 173,000 | $ 173,000 | $ 87,000 |
| Bedford County Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 90,000 |
| Butler County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 129,000 |
| Clarion County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Elk County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 55,000 |
| Fulton County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Greene County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Jefferson County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 809,000 |
| Montour County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Somerset County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Union County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Warren County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Newport County Rhode Island | 1 | $ 299,000 | $ 299,000 | $ 53,000 |
| Richland County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Brookings County South Dakota | 1 | $ 248,000 | $ 248,000 | $ 80,000 |
| Minnehaha County South Dakota | 1 | $ 39,000 | $ 39,000 | $ 48,000 |
| Blount County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Bradley County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Claiborne County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 102,000 |
| Coffee County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 21,000 |
| Henderson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Marshall County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Maury County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Moore County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Roane County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| Warren County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Orange County Vermont | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Orleans County Vermont | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Appomattox County Virginia | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Bedford City County Virginia | 1 | $ 102,000 | $ 102,000 | $ 76,000 |
| Brunswick County Virginia | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Charlottesville County Virginia | 1 | $ 272,000 | $ 272,000 | $ 79,000 |
| Dinwiddie County Virginia | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Essex County Virginia | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Fredericksburg County Virginia | 1 | $ 270,000 | $ 270,000 | $ 76,000 |
| Giles County Virginia | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Greene County Virginia | 1 | $ 112,000 | $ 112,000 | $ 23,000 |
| Louisa County Virginia | 1 | $ 284,000 | $ 284,000 | $ 84,000 |
| Lynchburg County Virginia | 1 | $ 396,000 | $ 396,000 | $ 107,000 |
| Mathews County Virginia | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Middlesex County Virginia | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Nelson County Virginia | 1 | $ 147,000 | $ 147,000 | $ 108,000 |
| Northumberland County Virginia | 1 | $ 500,000 | $ 500,000 | $ 216,000 |
| Page County Virginia | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Poquoson County Virginia | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Surry County Virginia | 1 | $ 91,000 | $ 91,000 | $ 43,000 |
| Tazewell County Virginia | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Washington County Virginia | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Columbia County Washington | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Franklin County Washington | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Lewis County Washington | 1 | $ 189,000 | $ 189,000 | $ 120,000 |
| Pacific County Washington | 1 | $ 203,000 | $ 203,000 | $ 125,000 |
| Barron County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Burnett County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Columbia County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 56,000 |
| Forest County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Marquette County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Ozaukee County Wisconsin | 1 | $ 239,000 | $ 239,000 | $ 98,000 |
| Rock County Wisconsin | 1 | $ 234,000 | $ 234,000 | $ 67,000 |
| Shawano County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Washburn County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Washington County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 163,000 |
| Waushara County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Winnebago County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Goshen County Wyoming | 1 | $ 216,000 | $ 216,000 | $ 52,000 |
| Natrona County Wyoming | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Platte County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Sublette County Wyoming | 1 | $ 191,000 | $ 191,000 | $ 76,000 |
| Washakie County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Flexpoint Funding Corporation in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,321 | $891,023,000 | $206,000 | $2,223,000 | $85,000 | $1,200,000 |
| Home Purchase | 302 | $59,187,000 | $195,000 | $1,300,000 | $109,000 | $583,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,087 | $427,862,000 | $205,000 | $2,223,000 | $88,000 | $900,000 |
| White | 1,811 | $366,671,000 | $202,000 | $2,012,000 | $86,000 | $1,020,000 |
| Black or African American | 352 | $69,568,000 | $197,000 | $1,875,000 | $79,000 | $1,200,000 |
| Hispanic | 282 | $61,486,000 | $218,000 | $800,000 | $85,000 | $500,000 |
| Asian | 44 | $11,080,000 | $251,000 | $650,000 | $102,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $12,405,000 | $302,000 | $943,000 | $112,000 | $320,000 |
| American Indian or Alaskan Native | 6 | $1,138,000 | $189,000 | $326,000 | $43,000 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,623 | $950,210,000 | $205,000 | $2,223,000 | $87,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,631 | $567,177,000 | $215,000 | $2,012,000 | $88,000 | $1,200,000 |
| Application Denied By Financial Institution | 935 | $174,369,000 | $186,000 | $2,223,000 | $82,000 | $809,000 |
| Application Withdrawn By Applicant | 782 | $152,720,000 | $195,000 | $1,992,000 | $88,000 | $1,020,000 |
| Application Approved But Not Accepted | 275 | $55,944,000 | $203,000 | $1,050,000 | $89,000 | $568,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 467 | $85,280,000 | $182,000 | $1,000,000 | $81,000 | $444,000 |
| Credit History | 232 | $44,845,000 | $193,000 | $2,223,000 | $83,000 | $809,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 118 | $20,874,000 | $176,000 | $675,000 | $78,000 | $281,000 |
| Other | 47 | $9,441,000 | $200,000 | $953,000 | $91,000 | $721,000 |
| Unverifiable Information | 34 | $6,358,000 | $187,000 | $608,000 | $100,000 | $285,000 |
| Employment History | 12 | $2,551,000 | $212,000 | $387,000 | $78,000 | $144,000 |
| Debt-To-Income Ratio | 11 | $2,203,000 | $200,000 | $590,000 | $72,000 | $141,000 |
| Credit Application Incomplete | 4 | $1,153,000 | $288,000 | $648,000 | $80,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.