Prosperity Home Mortgage, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Prosperity Home Mortgage, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Home Mortgage, Llc 14501 George Carter Way Suite 300 Glen Allen, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,550 |
| Total Mortgage Loan Application Amount | $2,654,922,000 |
| Average Mortgage Loan Application Amount | $256,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $2,920,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Prosperity Home Mortgage, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Home Mortgage, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Prosperity Home Mortgage, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Home Mortgage, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Home Mortgage, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Home Mortgage, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 816 | $ 183,054,000 | $ 224,000 | $ 100,000 |
| Montgomery County Maryland | 676 | $ 301,754,000 | $ 446,000 | $ 167,000 |
| Fairfax County Virginia | 669 | $ 279,666,000 | $ 418,000 | $ 156,000 |
| Baltimore County Maryland | 395 | $ 91,166,000 | $ 230,000 | $ 99,000 |
| District of Columbia County District Of Columbia | 387 | $ 176,029,000 | $ 454,000 | $ 178,000 |
| Chesterfield County Virginia | 344 | $ 76,744,000 | $ 223,000 | $ 93,000 |
| Baltimore City County Maryland | 266 | $ 56,133,000 | $ 211,000 | $ 106,000 |
| Henrico County Virginia | 243 | $ 54,182,000 | $ 222,000 | $ 100,000 |
| Loudoun County Virginia | 230 | $ 90,348,000 | $ 392,000 | $ 155,000 |
| Prince William County Virginia | 208 | $ 68,570,000 | $ 329,000 | $ 117,000 |
| Richmond City County Virginia | 196 | $ 46,925,000 | $ 239,000 | $ 120,000 |
| Howard County Maryland | 182 | $ 63,892,000 | $ 351,000 | $ 147,000 |
| Allegheny County Pennsylvania | 180 | $ 25,880,000 | $ 143,000 | $ 85,000 |
| Prince George's County Maryland | 176 | $ 41,679,000 | $ 236,000 | $ 96,000 |
| Charleston County South Carolina | 166 | $ 48,088,000 | $ 289,000 | $ 123,000 |
| Harford County Maryland | 165 | $ 38,530,000 | $ 233,000 | $ 96,000 |
| Durham County North Carolina | 165 | $ 28,331,000 | $ 171,000 | $ 87,000 |
| Montgomery County Pennsylvania | 164 | $ 39,946,000 | $ 243,000 | $ 113,000 |
| Delaware County Pennsylvania | 152 | $ 34,307,000 | $ 225,000 | $ 118,000 |
| Anne Arundel County Maryland | 148 | $ 49,373,000 | $ 333,000 | $ 119,000 |
| Arlington County Virginia | 140 | $ 68,075,000 | $ 486,000 | $ 182,000 |
| Chester County Pennsylvania | 133 | $ 37,579,000 | $ 282,000 | $ 130,000 |
| Alexandria County Virginia | 125 | $ 51,675,000 | $ 413,000 | $ 150,000 |
| Bucks County Pennsylvania | 101 | $ 26,859,000 | $ 265,000 | $ 119,000 |
| New Castle County Delaware | 98 | $ 21,326,000 | $ 217,000 | $ 100,000 |
| Carroll County Maryland | 94 | $ 23,944,000 | $ 254,000 | $ 100,000 |
| Virginia Beach County Virginia | 92 | $ 21,743,000 | $ 236,000 | $ 81,000 |
| Montgomery County Virginia | 91 | $ 18,855,000 | $ 207,000 | $ 96,000 |
| Frederick County Maryland | 85 | $ 21,670,000 | $ 254,000 | $ 96,000 |
| Westmoreland County Pennsylvania | 83 | $ 12,762,000 | $ 153,000 | $ 77,000 |
| Burlington County New Jersey | 75 | $ 16,394,000 | $ 218,000 | $ 123,000 |
| Philadelphia County Pennsylvania | 75 | $ 14,864,000 | $ 198,000 | $ 98,000 |
| Johnston County North Carolina | 74 | $ 12,437,000 | $ 168,000 | $ 68,000 |
| Hanover County Virginia | 71 | $ 16,611,000 | $ 233,000 | $ 97,000 |
| Cecil County Maryland | 65 | $ 13,969,000 | $ 214,000 | $ 87,000 |
| Sussex County Delaware | 63 | $ 16,025,000 | $ 254,000 | $ 161,000 |
| Chesapeake County Virginia | 61 | $ 15,323,000 | $ 251,000 | $ 93,000 |
| Berkeley County South Carolina | 58 | $ 10,612,000 | $ 182,000 | $ 65,000 |
| Spotsylvania County Virginia | 57 | $ 13,779,000 | $ 241,000 | $ 93,000 |
| Stafford County Virginia | 51 | $ 12,667,000 | $ 248,000 | $ 90,000 |
| Worcester County Maryland | 48 | $ 8,923,000 | $ 185,000 | $ 150,000 |
| Orange County North Carolina | 47 | $ 11,472,000 | $ 244,000 | $ 132,000 |
| Dorchester County South Carolina | 47 | $ 8,221,000 | $ 174,000 | $ 66,000 |
| James City County Virginia | 47 | $ 13,555,000 | $ 288,000 | $ 159,000 |
| Fauquier County Virginia | 45 | $ 12,759,000 | $ 283,000 | $ 106,000 |
| Norfolk County Virginia | 44 | $ 8,835,000 | $ 200,000 | $ 91,000 |
| Beaver County Pennsylvania | 39 | $ 4,811,000 | $ 123,000 | $ 65,000 |
| Harnett County North Carolina | 32 | $ 4,705,000 | $ 147,000 | $ 60,000 |
| Wicomico County Maryland | 31 | $ 4,667,000 | $ 150,000 | $ 92,000 |
| Washington County Pennsylvania | 31 | $ 6,023,000 | $ 194,000 | $ 93,000 |
| Camden County New Jersey | 28 | $ 4,914,000 | $ 175,000 | $ 119,000 |
| York County Pennsylvania | 28 | $ 4,966,000 | $ 177,000 | $ 72,000 |
| Powhatan County Virginia | 28 | $ 7,432,000 | $ 265,000 | $ 119,000 |
| Franklin County North Carolina | 27 | $ 4,660,000 | $ 172,000 | $ 74,000 |
| Berkeley County West Virginia | 27 | $ 4,219,000 | $ 156,000 | $ 71,000 |
| Hampton County Virginia | 26 | $ 4,247,000 | $ 163,000 | $ 69,000 |
| Roanoke County Virginia | 26 | $ 4,611,000 | $ 177,000 | $ 67,000 |
| Mercer County New Jersey | 24 | $ 7,263,000 | $ 302,000 | $ 146,000 |
| Sumter County South Carolina | 24 | $ 3,225,000 | $ 134,000 | $ 65,000 |
| Newport News County Virginia | 24 | $ 3,664,000 | $ 152,000 | $ 70,000 |
| Calvert County Maryland | 23 | $ 6,832,000 | $ 297,000 | $ 107,000 |
| Charles County Maryland | 23 | $ 5,705,000 | $ 248,000 | $ 79,000 |
| Pulaski County Virginia | 23 | $ 3,401,000 | $ 147,000 | $ 73,000 |
| Caroline County Maryland | 21 | $ 2,773,000 | $ 132,000 | $ 60,000 |
| St. Mary's County Maryland | 21 | $ 5,187,000 | $ 247,000 | $ 99,000 |
| Bedford County Virginia | 21 | $ 4,560,000 | $ 217,000 | $ 93,000 |
| New Kent County Virginia | 21 | $ 4,971,000 | $ 236,000 | $ 87,000 |
| Roanoke City County Virginia | 21 | $ 2,311,000 | $ 110,000 | $ 51,000 |
| Queen Anne's County Maryland | 19 | $ 4,812,000 | $ 253,000 | $ 145,000 |
| Manassas County Virginia | 19 | $ 5,590,000 | $ 294,000 | $ 104,000 |
| Suffolk County Virginia | 18 | $ 3,688,000 | $ 204,000 | $ 76,000 |
| Garrett County Maryland | 17 | $ 3,036,000 | $ 178,000 | $ 108,000 |
| Chatham County North Carolina | 16 | $ 4,267,000 | $ 266,000 | $ 132,000 |
| Caroline County Virginia | 16 | $ 2,710,000 | $ 169,000 | $ 59,000 |
| Goochland County Virginia | 16 | $ 5,936,000 | $ 371,000 | $ 132,000 |
| Atlantic County New Jersey | 15 | $ 2,343,000 | $ 156,000 | $ 85,000 |
| Portsmouth County Virginia | 15 | $ 2,032,000 | $ 135,000 | $ 66,000 |
| Jefferson County West Virginia | 15 | $ 3,522,000 | $ 234,000 | $ 84,000 |
| Lynchburg County Virginia | 14 | $ 1,836,000 | $ 131,000 | $ 72,000 |
| York County Virginia | 14 | $ 3,194,000 | $ 228,000 | $ 92,000 |
| Culpeper County Virginia | 13 | $ 2,943,000 | $ 226,000 | $ 86,000 |
| Louisa County Virginia | 13 | $ 3,830,000 | $ 294,000 | $ 122,000 |
| Washington County Maryland | 12 | $ 1,801,000 | $ 150,000 | $ 64,000 |
| Butler County Pennsylvania | 12 | $ 2,710,000 | $ 225,000 | $ 98,000 |
| Fairfax City County Virginia | 12 | $ 4,557,000 | $ 379,000 | $ 133,000 |
| Fredericksburg County Virginia | 12 | $ 3,609,000 | $ 300,000 | $ 98,000 |
| Gloucester County New Jersey | 11 | $ 2,045,000 | $ 185,000 | $ 102,000 |
| Alamance County North Carolina | 11 | $ 1,531,000 | $ 139,000 | $ 86,000 |
| Granville County North Carolina | 11 | $ 2,627,000 | $ 238,000 | $ 101,000 |
| Falls Church County Virginia | 11 | $ 6,258,000 | $ 568,000 | $ 206,000 |
| Franklin County Virginia | 11 | $ 1,709,000 | $ 155,000 | $ 65,000 |
| Giles County Virginia | 11 | $ 1,451,000 | $ 131,000 | $ 78,000 |
| Cape May County New Jersey | 10 | $ 2,685,000 | $ 268,000 | $ 210,000 |
| Clarendon County South Carolina | 10 | $ 1,494,000 | $ 149,000 | $ 81,000 |
| Orange County Virginia | 10 | $ 2,566,000 | $ 256,000 | $ 105,000 |
| Salem County Virginia | 10 | $ 1,416,000 | $ 141,000 | $ 76,000 |
| King William County Virginia | 9 | $ 1,577,000 | $ 175,000 | $ 77,000 |
| Radford County Virginia | 9 | $ 1,341,000 | $ 149,000 | $ 100,000 |
| Mecklenburg County North Carolina | 8 | $ 2,002,000 | $ 250,000 | $ 165,000 |
| New Hanover County North Carolina | 8 | $ 1,645,000 | $ 205,000 | $ 151,000 |
| Botetourt County Virginia | 8 | $ 1,173,000 | $ 146,000 | $ 57,000 |
| Campbell County Virginia | 8 | $ 1,084,000 | $ 135,000 | $ 53,000 |
| Frederick County Virginia | 8 | $ 2,069,000 | $ 258,000 | $ 109,000 |
| Gloucester County Virginia | 8 | $ 2,003,000 | $ 250,000 | $ 109,000 |
| Dorchester County Maryland | 7 | $ 972,000 | $ 138,000 | $ 60,000 |
| Adams County Pennsylvania | 7 | $ 1,126,000 | $ 160,000 | $ 65,000 |
| Dinwiddie County Virginia | 7 | $ 1,351,000 | $ 193,000 | $ 79,000 |
| Talbot County Maryland | 6 | $ 1,302,000 | $ 217,000 | $ 141,000 |
| Berks County Pennsylvania | 6 | $ 1,146,000 | $ 191,000 | $ 71,000 |
| Lehigh County Pennsylvania | 6 | $ 1,175,000 | $ 195,000 | $ 95,000 |
| Isle of Wight County Virginia | 6 | $ 1,254,000 | $ 209,000 | $ 88,000 |
| Middlesex County New Jersey | 5 | $ 2,085,000 | $ 417,000 | $ 198,000 |
| Amherst County Virginia | 5 | $ 632,000 | $ 126,000 | $ 60,000 |
| Colonial Heights County Virginia | 5 | $ 631,000 | $ 126,000 | $ 69,000 |
| Middlesex County Virginia | 5 | $ 1,725,000 | $ 345,000 | $ 114,000 |
| Allegany County Maryland | 4 | $ 730,000 | $ 182,000 | $ 86,000 |
| Somerset County New Jersey | 4 | $ 1,800,000 | $ 450,000 | $ 144,000 |
| Dare County North Carolina | 4 | $ 843,000 | $ 210,000 | $ 157,000 |
| Guilford County North Carolina | 4 | $ 1,202,000 | $ 300,000 | $ 113,000 |
| Lee County North Carolina | 4 | $ 619,000 | $ 154,000 | $ 66,000 |
| Franklin County Pennsylvania | 4 | $ 502,000 | $ 125,000 | $ 74,000 |
| Albemarle County Virginia | 4 | $ 1,550,000 | $ 387,000 | $ 166,000 |
| Clarke County Virginia | 4 | $ 1,325,000 | $ 331,000 | $ 118,000 |
| Hopewell County Virginia | 4 | $ 439,000 | $ 109,000 | $ 56,000 |
| King George County Virginia | 4 | $ 874,000 | $ 218,000 | $ 74,000 |
| Lancaster County Virginia | 4 | $ 1,216,000 | $ 304,000 | $ 259,000 |
| Northumberland County Virginia | 4 | $ 709,000 | $ 177,000 | $ 115,000 |
| Poquoson County Virginia | 4 | $ 881,000 | $ 220,000 | $ 74,000 |
| Williamsburg County Virginia | 4 | $ 987,000 | $ 246,000 | $ 68,000 |
| Kent County Delaware | 3 | $ 469,000 | $ 156,000 | $ 74,000 |
| Cumberland County North Carolina | 3 | $ 556,000 | $ 185,000 | $ 71,000 |
| Currituck County North Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 157,000 |
| Person County North Carolina | 3 | $ 527,000 | $ 175,000 | $ 91,000 |
| Wayne County North Carolina | 3 | $ 507,000 | $ 169,000 | $ 74,000 |
| Armstrong County Pennsylvania | 3 | $ 369,000 | $ 123,000 | $ 76,000 |
| Fayette County Pennsylvania | 3 | $ 600,000 | $ 200,000 | $ 65,000 |
| Lancaster County Pennsylvania | 3 | $ 1,240,000 | $ 413,000 | $ 192,000 |
| Colleton County South Carolina | 3 | $ 411,000 | $ 137,000 | $ 91,000 |
| Georgetown County South Carolina | 3 | $ 704,000 | $ 234,000 | $ 132,000 |
| Charles City County Virginia | 3 | $ 340,000 | $ 113,000 | $ 33,000 |
| Charlottesville County Virginia | 3 | $ 760,000 | $ 253,000 | $ 93,000 |
| Essex County Virginia | 3 | $ 424,000 | $ 141,000 | $ 87,000 |
| Floyd County Virginia | 3 | $ 756,000 | $ 252,000 | $ 53,000 |
| Manassas Park County Virginia | 3 | $ 638,000 | $ 212,000 | $ 64,000 |
| Preston County West Virginia | 3 | $ 534,000 | $ 178,000 | $ 86,000 |
| Somerset County Maryland | 2 | $ 238,000 | $ 119,000 | $ 45,000 |
| Hudson County New Jersey | 2 | $ 591,000 | $ 295,000 | $ 128,000 |
| Onslow County North Carolina | 2 | $ 667,000 | $ 333,000 | $ 193,000 |
| Perquimans County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 17,000 |
| Horry County South Carolina | 2 | $ 347,000 | $ 173,000 | $ 100,000 |
| Oconee County South Carolina | 2 | $ 436,000 | $ 218,000 | $ 75,000 |
| Orangeburg County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Accomack County Virginia | 2 | $ 492,000 | $ 246,000 | $ 153,000 |
| Amelia County Virginia | 2 | $ 459,000 | $ 229,000 | $ 83,000 |
| Franklin City County Virginia | 2 | $ 269,000 | $ 134,000 | $ 163,000 |
| King and Queen County Virginia | 2 | $ 401,000 | $ 200,000 | $ 52,000 |
| Warren County Virginia | 2 | $ 328,000 | $ 164,000 | $ 83,000 |
| Westmoreland County Virginia | 2 | $ 770,000 | $ 385,000 | $ 164,000 |
| Kent County Maryland | 1 | $ 480,000 | $ 480,000 | $ 212,000 |
| Essex County New Jersey | 1 | $ 496,000 | $ 496,000 | $ 296,000 |
| Monmouth County New Jersey | 1 | $ 374,000 | $ 374,000 | $ 126,000 |
| Ocean County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 250,000 |
| Passaic County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| Salem County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Brunswick County North Carolina | 1 | $ 358,000 | $ 358,000 | $ 194,000 |
| Camden County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Carteret County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 235,000 |
| Forsyth County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Halifax County North Carolina | 1 | $ 468,000 | $ 468,000 | $ 145,000 |
| Lincoln County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 69,000 |
| McDowell County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Moore County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 81,000 |
| Pitt County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 380,000 |
| Randolph County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Union County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 85,000 |
| Warren County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 177,000 |
| Watauga County North Carolina | 1 | $ 393,000 | $ 393,000 | $ 73,000 |
| Cameron County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Erie County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 185,000 |
| Fulton County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 179,000 |
| Greene County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 89,000 |
| Mercer County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Northampton County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 85,000 |
| Somerset County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 162,000 |
| Aiken County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Anderson County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 850,000 | $ 850,000 | $ 225,000 |
| Lexington County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Spartanburg County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 92,000 |
| York County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 99,000 |
| Alleghany County Virginia | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Appomattox County Virginia | 1 | $ 329,000 | $ 329,000 | $ 75,000 |
| Carroll County Virginia | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Charlotte County Virginia | 1 | $ 172,000 | $ 172,000 | $ 49,000 |
| Cumberland County Virginia | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Danville County Virginia | 1 | $ 49,000 | $ 49,000 | $ 50,000 |
| Fluvanna County Virginia | 1 | $ 241,000 | $ 241,000 | $ 85,000 |
| Grayson County Virginia | 1 | $ 194,000 | $ 194,000 | $ 171,000 |
| Greene County Virginia | 1 | $ 148,000 | $ 148,000 | $ 69,000 |
| Henry County Virginia | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Lunenburg County Virginia | 1 | $ 102,000 | $ 102,000 | $ 25,000 |
| Mathews County Virginia | 1 | $ 177,000 | $ 177,000 | $ 151,000 |
| Mecklenburg County Virginia | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Nottoway County Virginia | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Petersburg County Virginia | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Pittsylvania County Virginia | 1 | $ 149,000 | $ 149,000 | $ 26,000 |
| Prince Edward County Virginia | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Prince George County Virginia | 1 | $ 412,000 | $ 412,000 | $ 638,000 |
| Shenandoah County Virginia | 1 | $ 222,000 | $ 222,000 | $ 150,000 |
| Waynesboro County Virginia | 1 | $ 102,000 | $ 102,000 | $ 133,000 |
| Winchester County Virginia | 1 | $ 152,000 | $ 152,000 | $ 69,000 |
| Wythe County Virginia | 1 | $ 260,000 | $ 260,000 | $ 200,000 |
| Hampshire County West Virginia | 1 | $ 207,000 | $ 207,000 | $ 372,000 |
| Marion County West Virginia | 1 | $ 220,000 | $ 220,000 | $ 98,000 |
| Morgan County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,615 | $2,352,264,000 | $273,000 | $3,000,000 | $113,000 | $2,920,000 |
| Refinancing | 932 | $302,145,000 | $324,000 | $1,980,000 | $143,000 | $1,914,000 |
| Home Improvement | 3 | $513,000 | $171,000 | $281,000 | $48,000 | $78,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,804 | $1,858,474,000 | $273,000 | $2,122,000 | $115,000 | $2,920,000 |
| Not Provided | 1,200 | $391,153,000 | $325,000 | $3,000,000 | $139,000 | $1,314,000 |
| Black or African American | 676 | $154,449,000 | $228,000 | $900,000 | $84,000 | $626,000 |
| Asian | 451 | $131,676,000 | $291,000 | $1,250,000 | $126,000 | $676,000 |
| Hispanic | 379 | $107,849,000 | $284,000 | $1,160,000 | $108,000 | $524,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,567,000 | $278,000 | $748,000 | $107,000 | $210,000 |
| American Indian or Alaskan Native | 20 | $5,754,000 | $287,000 | $628,000 | $99,000 | $268,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,761 | $1,977,113,000 | $292,000 | $3,000,000 | $130,000 | $2,920,000 |
| FHA-insured (Federal Housing Administration) | 1,426 | $288,796,000 | $202,000 | $636,000 | $73,000 | $488,000 |
| VA-guaranteed (Veterans Administration) | 1,012 | $330,917,000 | $326,000 | $1,310,000 | $103,000 | $461,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 351 | $58,096,000 | $165,000 | $407,000 | $54,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,317 | $2,055,267,000 | $280,000 | $3,000,000 | $117,000 | $1,695,000 |
| Application Withdrawn By Applicant | 1,752 | $483,441,000 | $275,000 | $2,000,000 | $120,000 | $2,920,000 |
| Application Denied By Financial Institution | 321 | $75,187,000 | $234,000 | $1,300,000 | $88,000 | $681,000 |
| File Closed For Incompleteness | 158 | $40,714,000 | $257,000 | $1,295,000 | $99,000 | $458,000 |
| Application Approved But Not Accepted | 2 | $313,000 | $156,000 | $221,000 | $138,000 | $204,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 114 | $24,788,000 | $217,000 | $861,000 | $69,000 | $335,000 |
| Credit History | 92 | $22,203,000 | $241,000 | $1,300,000 | $80,000 | $261,000 |
| Collateral | 44 | $9,830,000 | $223,000 | $650,000 | $122,000 | $416,000 |
| Other | 25 | $6,222,000 | $248,000 | $1,300,000 | $102,000 | $681,000 |
| Employment History | 14 | $3,577,000 | $255,000 | $1,125,000 | $99,000 | $516,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,479,000 | $247,000 | $549,000 | $100,000 | $318,000 |
| Unverifiable Information | 8 | $2,569,000 | $321,000 | $1,080,000 | $135,000 | $522,000 |
| Credit Application Incomplete | 1 | $289,000 | $289,000 | $289,000 | $230,000 | $230,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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