Prosperity Home Mortgage, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Home Mortgage, Llc 14501 George Carter Way Suite 300 Glen Allen, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 15,766 |
| Total Mortgage Loan Application Amount | $4,558,690,000 |
| Average Mortgage Loan Application Amount | $286,500 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $124,000 |
| Highest Applicant Income | $5,340,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Prosperity Home Mortgage, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Home Mortgage, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Prosperity Home Mortgage, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Home Mortgage, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Home Mortgage, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Home Mortgage, Llc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 989 | $ 277,945,000 | $ 281,000 | $ 116,000 |
| Montgomery County Maryland | 861 | $ 385,185,000 | $ 447,000 | $ 165,000 |
| Fairfax County Virginia | 725 | $ 324,195,000 | $ 447,000 | $ 175,000 |
| District of Columbia County District Of Columbia | 513 | $ 248,765,000 | $ 484,000 | $ 180,000 |
| Chesterfield County Virginia | 440 | $ 113,610,000 | $ 258,000 | $ 96,000 |
| Delaware County Pennsylvania | 411 | $ 94,875,000 | $ 230,000 | $ 108,000 |
| Fulton County Georgia | 382 | $ 136,440,000 | $ 357,000 | $ 155,000 |
| Anne Arundel County Maryland | 361 | $ 119,955,000 | $ 332,000 | $ 116,000 |
| Cobb County Georgia | 353 | $ 99,605,000 | $ 282,000 | $ 130,000 |
| Baltimore County Maryland | 298 | $ 75,670,000 | $ 253,000 | $ 103,000 |
| Henrico County Virginia | 297 | $ 72,365,000 | $ 243,000 | $ 95,000 |
| Montgomery County Pennsylvania | 292 | $ 74,800,000 | $ 256,000 | $ 110,000 |
| Prince George's County Maryland | 285 | $ 83,555,000 | $ 293,000 | $ 98,000 |
| Prince William County Virginia | 257 | $ 91,935,000 | $ 357,000 | $ 124,000 |
| Loudoun County Virginia | 250 | $ 106,700,000 | $ 426,000 | $ 134,000 |
| Allegheny County Pennsylvania | 248 | $ 42,630,000 | $ 171,000 | $ 87,000 |
| Richmond City County Virginia | 226 | $ 64,000,000 | $ 283,000 | $ 127,000 |
| Durham County North Carolina | 225 | $ 50,835,000 | $ 225,000 | $ 101,000 |
| Howard County Maryland | 222 | $ 81,000,000 | $ 364,000 | $ 139,000 |
| DeKalb County Georgia | 206 | $ 65,850,000 | $ 319,000 | $ 137,000 |
| New Castle County Delaware | 192 | $ 45,400,000 | $ 236,000 | $ 104,000 |
| Cherokee County Georgia | 192 | $ 48,780,000 | $ 254,000 | $ 100,000 |
| Chester County Pennsylvania | 185 | $ 55,825,000 | $ 301,000 | $ 127,000 |
| Gwinnett County Georgia | 176 | $ 42,900,000 | $ 243,000 | $ 99,000 |
| Sussex County Delaware | 167 | $ 40,375,000 | $ 241,000 | $ 116,000 |
| Guilford County North Carolina | 162 | $ 31,620,000 | $ 195,000 | $ 92,000 |
| Frederick County Maryland | 158 | $ 46,400,000 | $ 293,000 | $ 105,000 |
| James City County Virginia | 146 | $ 41,090,000 | $ 281,000 | $ 125,000 |
| Baltimore City County Maryland | 142 | $ 29,190,000 | $ 205,000 | $ 95,000 |
| Bucks County Pennsylvania | 134 | $ 42,810,000 | $ 319,000 | $ 160,000 |
| Alexandria County Virginia | 130 | $ 59,110,000 | $ 454,000 | $ 169,000 |
| Forsyth County North Carolina | 127 | $ 24,945,000 | $ 196,000 | $ 100,000 |
| Carroll County Maryland | 125 | $ 38,505,000 | $ 308,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 119 | $ 27,775,000 | $ 233,000 | $ 101,000 |
| Hamilton County Tennessee | 119 | $ 23,115,000 | $ 194,000 | $ 85,000 |
| Harford County Maryland | 118 | $ 26,620,000 | $ 225,000 | $ 82,000 |
| Johnston County North Carolina | 110 | $ 22,940,000 | $ 208,000 | $ 77,000 |
| Arlington County Virginia | 107 | $ 51,085,000 | $ 477,000 | $ 176,000 |
| Coweta County Georgia | 106 | $ 24,960,000 | $ 235,000 | $ 97,000 |
| Moore County North Carolina | 104 | $ 23,830,000 | $ 229,000 | $ 106,000 |
| Forsyth County Georgia | 103 | $ 28,585,000 | $ 277,000 | $ 121,000 |
| Duval County Florida | 100 | $ 21,030,000 | $ 210,000 | $ 83,000 |
| Virginia Beach County Virginia | 99 | $ 24,865,000 | $ 251,000 | $ 89,000 |
| Mecklenburg County North Carolina | 97 | $ 26,255,000 | $ 270,000 | $ 119,000 |
| Cape May County New Jersey | 96 | $ 33,540,000 | $ 349,000 | $ 216,000 |
| Berkeley County South Carolina | 92 | $ 17,690,000 | $ 192,000 | $ 78,000 |
| Montgomery County Virginia | 92 | $ 19,950,000 | $ 216,000 | $ 103,000 |
| Broward County Florida | 86 | $ 25,530,000 | $ 296,000 | $ 122,000 |
| Charleston County South Carolina | 84 | $ 21,100,000 | $ 251,000 | $ 93,000 |
| Hanover County Virginia | 84 | $ 20,700,000 | $ 246,000 | $ 94,000 |
| St. Johns County Florida | 82 | $ 22,900,000 | $ 279,000 | $ 120,000 |
| Wicomico County Maryland | 81 | $ 13,715,000 | $ 169,000 | $ 72,000 |
| Stafford County Virginia | 80 | $ 26,400,000 | $ 330,000 | $ 110,000 |
| Miami-Dade County Florida | 78 | $ 25,470,000 | $ 326,000 | $ 152,000 |
| Macomb County Michigan | 77 | $ 12,205,000 | $ 158,000 | $ 56,000 |
| Atlantic County New Jersey | 71 | $ 14,235,000 | $ 200,000 | $ 123,000 |
| Worcester County Maryland | 70 | $ 15,570,000 | $ 222,000 | $ 160,000 |
| Somerset County New Jersey | 70 | $ 23,020,000 | $ 328,000 | $ 137,000 |
| Spotsylvania County Virginia | 70 | $ 19,310,000 | $ 275,000 | $ 93,000 |
| Fayette County Georgia | 67 | $ 19,245,000 | $ 287,000 | $ 140,000 |
| Oakland County Michigan | 67 | $ 11,145,000 | $ 166,000 | $ 73,000 |
| Dorchester County South Carolina | 66 | $ 13,160,000 | $ 199,000 | $ 69,000 |
| Hall County Georgia | 61 | $ 15,215,000 | $ 249,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 61 | $ 9,485,000 | $ 155,000 | $ 76,000 |
| Orange County North Carolina | 59 | $ 16,935,000 | $ 287,000 | $ 160,000 |
| Chatham County North Carolina | 56 | $ 16,460,000 | $ 293,000 | $ 121,000 |
| Accomack County Virginia | 53 | $ 9,385,000 | $ 177,000 | $ 80,000 |
| Paulding County Georgia | 52 | $ 10,800,000 | $ 207,000 | $ 76,000 |
| Chesapeake County Virginia | 51 | $ 14,515,000 | $ 284,000 | $ 98,000 |
| Albemarle County Virginia | 48 | $ 16,040,000 | $ 334,000 | $ 143,000 |
| Fauquier County Virginia | 48 | $ 16,040,000 | $ 334,000 | $ 98,000 |
| Norfolk County Virginia | 47 | $ 11,535,000 | $ 245,000 | $ 91,000 |
| Mercer County New Jersey | 46 | $ 11,500,000 | $ 250,000 | $ 106,000 |
| Hunterdon County New Jersey | 45 | $ 13,415,000 | $ 298,000 | $ 152,000 |
| Camden County New Jersey | 44 | $ 8,560,000 | $ 194,000 | $ 116,000 |
| Washington County Pennsylvania | 43 | $ 8,945,000 | $ 208,000 | $ 101,000 |
| Roanoke County Virginia | 43 | $ 7,675,000 | $ 178,000 | $ 73,000 |
| Newport News County Virginia | 42 | $ 8,280,000 | $ 197,000 | $ 82,000 |
| Burlington County New Jersey | 41 | $ 8,995,000 | $ 219,000 | $ 103,000 |
| Bedford County Virginia | 41 | $ 7,835,000 | $ 191,000 | $ 69,000 |
| Charles County Maryland | 39 | $ 10,295,000 | $ 263,000 | $ 81,000 |
| Queen Anne's County Maryland | 37 | $ 11,635,000 | $ 314,000 | $ 100,000 |
| Hampton County Virginia | 37 | $ 6,145,000 | $ 166,000 | $ 64,000 |
| Washington County Maryland | 35 | $ 6,055,000 | $ 173,000 | $ 63,000 |
| Roanoke City County Virginia | 35 | $ 5,525,000 | $ 157,000 | $ 58,000 |
| York County Virginia | 35 | $ 9,805,000 | $ 280,000 | $ 97,000 |
| Essex County New Jersey | 34 | $ 12,440,000 | $ 365,000 | $ 162,000 |
| New Kent County Virginia | 34 | $ 9,810,000 | $ 288,000 | $ 106,000 |
| Berkeley County West Virginia | 34 | $ 6,250,000 | $ 183,000 | $ 77,000 |
| Middlesex County New Jersey | 32 | $ 9,500,000 | $ 296,000 | $ 131,000 |
| Franklin County North Carolina | 31 | $ 6,095,000 | $ 196,000 | $ 75,000 |
| St. Mary's County Maryland | 30 | $ 7,640,000 | $ 254,000 | $ 86,000 |
| Powhatan County Virginia | 30 | $ 8,610,000 | $ 287,000 | $ 116,000 |
| Calvert County Maryland | 27 | $ 8,995,000 | $ 333,000 | $ 108,000 |
| Harnett County North Carolina | 27 | $ 4,875,000 | $ 180,000 | $ 98,000 |
| Berks County Pennsylvania | 27 | $ 5,305,000 | $ 196,000 | $ 87,000 |
| Suffolk County Virginia | 26 | $ 6,390,000 | $ 245,000 | $ 85,000 |
| Jefferson County West Virginia | 26 | $ 6,450,000 | $ 248,000 | $ 85,000 |
| Douglas County Georgia | 25 | $ 5,135,000 | $ 205,000 | $ 82,000 |
| Walker County Georgia | 24 | $ 3,390,000 | $ 141,000 | $ 49,000 |
| Dinwiddie County Virginia | 24 | $ 3,870,000 | $ 161,000 | $ 63,000 |
| Henry County Georgia | 23 | $ 4,565,000 | $ 198,000 | $ 82,000 |
| Union County New Jersey | 23 | $ 7,825,000 | $ 340,000 | $ 128,000 |
| Beaver County Pennsylvania | 23 | $ 3,005,000 | $ 130,000 | $ 78,000 |
| Culpeper County Virginia | 23 | $ 7,005,000 | $ 304,000 | $ 96,000 |
| Prince George County Virginia | 23 | $ 5,275,000 | $ 229,000 | $ 79,000 |
| York County Pennsylvania | 22 | $ 3,730,000 | $ 169,000 | $ 79,000 |
| Goochland County Virginia | 22 | $ 7,140,000 | $ 324,000 | $ 124,000 |
| Lynchburg County Virginia | 22 | $ 3,470,000 | $ 157,000 | $ 68,000 |
| Portsmouth County Virginia | 22 | $ 3,700,000 | $ 168,000 | $ 62,000 |
| Union County North Carolina | 21 | $ 6,375,000 | $ 303,000 | $ 116,000 |
| Barrow County Georgia | 20 | $ 3,680,000 | $ 184,000 | $ 62,000 |
| Alamance County North Carolina | 20 | $ 3,460,000 | $ 173,000 | $ 83,000 |
| Granville County North Carolina | 20 | $ 3,680,000 | $ 184,000 | $ 92,000 |
| Augusta County Virginia | 20 | $ 4,580,000 | $ 229,000 | $ 78,000 |
| Gilmer County Georgia | 19 | $ 4,245,000 | $ 223,000 | $ 157,000 |
| Gloucester County New Jersey | 19 | $ 4,225,000 | $ 222,000 | $ 89,000 |
| Ocean County New Jersey | 19 | $ 4,095,000 | $ 215,000 | $ 106,000 |
| Davidson County North Carolina | 19 | $ 4,095,000 | $ 215,000 | $ 70,000 |
| Gloucester County Virginia | 19 | $ 5,035,000 | $ 265,000 | $ 94,000 |
| Clay County Florida | 18 | $ 3,580,000 | $ 198,000 | $ 81,000 |
| Clayton County Georgia | 18 | $ 2,280,000 | $ 126,000 | $ 59,000 |
| Cecil County Maryland | 18 | $ 3,690,000 | $ 205,000 | $ 70,000 |
| Monmouth County New Jersey | 18 | $ 6,390,000 | $ 355,000 | $ 172,000 |
| Giles County Virginia | 18 | $ 2,940,000 | $ 163,000 | $ 88,000 |
| Louisa County Virginia | 18 | $ 4,370,000 | $ 242,000 | $ 91,000 |
| Manassas County Virginia | 18 | $ 5,290,000 | $ 293,000 | $ 127,000 |
| Fluvanna County Virginia | 17 | $ 4,405,000 | $ 259,000 | $ 108,000 |
| Kent County Delaware | 16 | $ 2,600,000 | $ 162,000 | $ 62,000 |
| Wayne County Michigan | 16 | $ 2,460,000 | $ 153,000 | $ 74,000 |
| Cabarrus County North Carolina | 16 | $ 2,700,000 | $ 168,000 | $ 76,000 |
| Bartow County Georgia | 15 | $ 3,005,000 | $ 200,000 | $ 77,000 |
| Somerset County Maryland | 15 | $ 1,955,000 | $ 130,000 | $ 72,000 |
| Caroline County Virginia | 15 | $ 3,045,000 | $ 203,000 | $ 63,000 |
| Fairfax City County Virginia | 15 | $ 6,885,000 | $ 459,000 | $ 169,000 |
| Petersburg County Virginia | 15 | $ 1,525,000 | $ 101,000 | $ 52,000 |
| Pulaski County Virginia | 15 | $ 3,175,000 | $ 211,000 | $ 94,000 |
| Williamsburg County Virginia | 15 | $ 3,395,000 | $ 226,000 | $ 94,000 |
| Dawson County Georgia | 14 | $ 3,390,000 | $ 242,000 | $ 130,000 |
| Fannin County Georgia | 14 | $ 3,430,000 | $ 245,000 | $ 134,000 |
| Franklin County Virginia | 14 | $ 2,400,000 | $ 171,000 | $ 68,000 |
| Orange County Virginia | 14 | $ 3,190,000 | $ 227,000 | $ 95,000 |
| Catoosa County Georgia | 13 | $ 1,975,000 | $ 151,000 | $ 58,000 |
| Morris County New Jersey | 13 | $ 5,485,000 | $ 421,000 | $ 168,000 |
| Butler County Pennsylvania | 13 | $ 2,785,000 | $ 214,000 | $ 81,000 |
| Botetourt County Virginia | 13 | $ 2,125,000 | $ 163,000 | $ 72,000 |
| Fredericksburg County Virginia | 13 | $ 2,945,000 | $ 226,000 | $ 105,000 |
| King George County Virginia | 13 | $ 4,485,000 | $ 345,000 | $ 122,000 |
| Jackson County Georgia | 12 | $ 2,800,000 | $ 233,000 | $ 78,000 |
| Caroline County Maryland | 12 | $ 2,630,000 | $ 219,000 | $ 72,000 |
| Genesee County Michigan | 12 | $ 1,560,000 | $ 130,000 | $ 50,000 |
| Rockingham County North Carolina | 12 | $ 2,330,000 | $ 194,000 | $ 93,000 |
| York County South Carolina | 12 | $ 2,910,000 | $ 242,000 | $ 118,000 |
| Colonial Heights County Virginia | 12 | $ 2,030,000 | $ 169,000 | $ 63,000 |
| Hopewell County Virginia | 12 | $ 2,250,000 | $ 187,000 | $ 66,000 |
| King William County Virginia | 12 | $ 2,470,000 | $ 205,000 | $ 65,000 |
| Westmoreland County Virginia | 12 | $ 2,480,000 | $ 206,000 | $ 131,000 |
| Lumpkin County Georgia | 11 | $ 2,255,000 | $ 205,000 | $ 114,000 |
| Pickens County Georgia | 11 | $ 2,325,000 | $ 211,000 | $ 84,000 |
| Iredell County North Carolina | 11 | $ 2,235,000 | $ 203,000 | $ 103,000 |
| Franklin County Pennsylvania | 11 | $ 2,055,000 | $ 186,000 | $ 85,000 |
| Halifax County Virginia | 11 | $ 1,965,000 | $ 178,000 | $ 81,000 |
| Isle of Wight County Virginia | 11 | $ 2,745,000 | $ 249,000 | $ 87,000 |
| New Hanover County North Carolina | 10 | $ 2,700,000 | $ 270,000 | $ 163,000 |
| Person County North Carolina | 10 | $ 1,670,000 | $ 167,000 | $ 63,000 |
| Amelia County Virginia | 10 | $ 2,150,000 | $ 215,000 | $ 69,000 |
| Frederick County Virginia | 10 | $ 2,350,000 | $ 235,000 | $ 91,000 |
| Manassas Park County Virginia | 10 | $ 2,610,000 | $ 261,000 | $ 88,000 |
| Warren County Virginia | 10 | $ 2,140,000 | $ 214,000 | $ 95,000 |
| Rockdale County Georgia | 9 | $ 1,795,000 | $ 199,000 | $ 89,000 |
| Radford County Virginia | 9 | $ 1,425,000 | $ 158,000 | $ 63,000 |
| Staunton County Virginia | 9 | $ 1,305,000 | $ 145,000 | $ 46,000 |
| Palm Beach County Florida | 8 | $ 2,690,000 | $ 336,000 | $ 156,000 |
| Union County Georgia | 8 | $ 1,290,000 | $ 161,000 | $ 82,000 |
| Vance County North Carolina | 8 | $ 1,470,000 | $ 183,000 | $ 85,000 |
| Colleton County South Carolina | 8 | $ 1,340,000 | $ 167,000 | $ 106,000 |
| Lancaster County South Carolina | 8 | $ 1,940,000 | $ 242,000 | $ 88,000 |
| Falls Church County Virginia | 8 | $ 4,960,000 | $ 620,000 | $ 183,000 |
| Morgan County West Virginia | 8 | $ 1,720,000 | $ 215,000 | $ 90,000 |
| Walton County Georgia | 7 | $ 1,275,000 | $ 182,000 | $ 83,000 |
| Dorchester County Maryland | 7 | $ 1,645,000 | $ 235,000 | $ 95,000 |
| Talbot County Maryland | 7 | $ 1,535,000 | $ 219,000 | $ 61,000 |
| Passaic County New Jersey | 7 | $ 2,555,000 | $ 365,000 | $ 153,000 |
| Warren County New Jersey | 7 | $ 1,275,000 | $ 182,000 | $ 76,000 |
| Davie County North Carolina | 7 | $ 1,625,000 | $ 232,000 | $ 82,000 |
| Gaston County North Carolina | 7 | $ 1,375,000 | $ 196,000 | $ 69,000 |
| Northampton County Pennsylvania | 7 | $ 1,225,000 | $ 175,000 | $ 69,000 |
| Clarendon County South Carolina | 7 | $ 905,000 | $ 129,000 | $ 54,000 |
| Campbell County Virginia | 7 | $ 1,255,000 | $ 179,000 | $ 79,000 |
| Charlottesville County Virginia | 7 | $ 2,225,000 | $ 317,000 | $ 111,000 |
| Shenandoah County Virginia | 7 | $ 1,685,000 | $ 240,000 | $ 131,000 |
| Waynesboro County Virginia | 7 | $ 1,415,000 | $ 202,000 | $ 88,000 |
| Carroll County Georgia | 6 | $ 1,150,000 | $ 191,000 | $ 70,000 |
| Clarke County Georgia | 6 | $ 760,000 | $ 126,000 | $ 99,000 |
| Floyd County Georgia | 6 | $ 730,000 | $ 121,000 | $ 60,000 |
| Habersham County Georgia | 6 | $ 1,030,000 | $ 171,000 | $ 68,000 |
| Brunswick County North Carolina | 6 | $ 1,400,000 | $ 233,000 | $ 194,000 |
| Carteret County North Carolina | 6 | $ 940,000 | $ 156,000 | $ 119,000 |
| Stokes County North Carolina | 6 | $ 1,060,000 | $ 176,000 | $ 68,000 |
| Orangeburg County South Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 67,000 |
| Bradley County Tennessee | 6 | $ 890,000 | $ 148,000 | $ 57,000 |
| Clarke County Virginia | 6 | $ 2,410,000 | $ 401,000 | $ 115,000 |
| Greene County Virginia | 6 | $ 1,150,000 | $ 191,000 | $ 76,000 |
| Spalding County Georgia | 5 | $ 725,000 | $ 145,000 | $ 72,000 |
| White County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 65,000 |
| Whitfield County Georgia | 5 | $ 695,000 | $ 139,000 | $ 59,000 |
| Kent County Maryland | 5 | $ 1,435,000 | $ 287,000 | $ 129,000 |
| Lee County North Carolina | 5 | $ 715,000 | $ 143,000 | $ 56,000 |
| Nash County North Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 75,000 |
| Randolph County North Carolina | 5 | $ 825,000 | $ 165,000 | $ 67,000 |
| Richmond County North Carolina | 5 | $ 455,000 | $ 91,000 | $ 34,000 |
| Scotland County North Carolina | 5 | $ 725,000 | $ 145,000 | $ 81,000 |
| Lancaster County Pennsylvania | 5 | $ 1,445,000 | $ 289,000 | $ 87,000 |
| Horry County South Carolina | 5 | $ 805,000 | $ 161,000 | $ 95,000 |
| Amherst County Virginia | 5 | $ 955,000 | $ 191,000 | $ 94,000 |
| Buckingham County Virginia | 5 | $ 995,000 | $ 199,000 | $ 76,000 |
| Nelson County Virginia | 5 | $ 745,000 | $ 149,000 | $ 135,000 |
| Northumberland County Virginia | 5 | $ 1,005,000 | $ 201,000 | $ 171,000 |
| Poquoson County Virginia | 5 | $ 1,355,000 | $ 271,000 | $ 99,000 |
| Salem County Virginia | 5 | $ 855,000 | $ 171,000 | $ 72,000 |
| Flagler County Florida | 4 | $ 850,000 | $ 212,000 | $ 109,000 |
| Hillsborough County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 95,000 |
| Newton County Georgia | 4 | $ 870,000 | $ 217,000 | $ 80,000 |
| Stephens County Georgia | 4 | $ 400,000 | $ 100,000 | $ 39,000 |
| Troup County Georgia | 4 | $ 480,000 | $ 120,000 | $ 43,000 |
| Washtenaw County Michigan | 4 | $ 660,000 | $ 165,000 | $ 48,000 |
| Cumberland County New Jersey | 4 | $ 700,000 | $ 175,000 | $ 94,000 |
| Hudson County New Jersey | 4 | $ 1,390,000 | $ 347,000 | $ 114,000 |
| Halifax County North Carolina | 4 | $ 1,050,000 | $ 262,000 | $ 305,000 |
| Hoke County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 89,000 |
| Pasquotank County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 50,000 |
| Pender County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 122,000 |
| Rowan County North Carolina | 4 | $ 600,000 | $ 150,000 | $ 88,000 |
| Cumberland County Pennsylvania | 4 | $ 930,000 | $ 232,000 | $ 79,000 |
| Lehigh County Pennsylvania | 4 | $ 970,000 | $ 242,000 | $ 82,000 |
| Floyd County Virginia | 4 | $ 710,000 | $ 177,000 | $ 66,000 |
| Mecklenburg County Virginia | 4 | $ 640,000 | $ 160,000 | $ 105,000 |
| Northampton County Virginia | 4 | $ 930,000 | $ 232,000 | $ 112,000 |
| Nassau County Florida | 3 | $ 665,000 | $ 221,000 | $ 107,000 |
| Orange County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 432,000 |
| St. Lucie County Florida | 3 | $ 715,000 | $ 238,000 | $ 132,000 |
| Chatham County Georgia | 3 | $ 625,000 | $ 208,000 | $ 67,000 |
| Franklin County Georgia | 3 | $ 425,000 | $ 141,000 | $ 59,000 |
| Gordon County Georgia | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| Allegany County Maryland | 3 | $ 225,000 | $ 75,000 | $ 47,000 |
| Garrett County Maryland | 3 | $ 1,235,000 | $ 411,000 | $ 358,000 |
| Livingston County Michigan | 3 | $ 475,000 | $ 158,000 | $ 87,000 |
| Shiawassee County Michigan | 3 | $ 275,000 | $ 91,000 | $ 37,000 |
| Buncombe County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 71,000 |
| Currituck County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 135,000 |
| Onslow County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 170,000 |
| Pitt County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 102,000 |
| Sampson County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 61,000 |
| Sumter County South Carolina | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Shelby County Tennessee | 3 | $ 825,000 | $ 275,000 | $ 83,000 |
| Appomattox County Virginia | 3 | $ 485,000 | $ 161,000 | $ 63,000 |
| Brunswick County Virginia | 3 | $ 655,000 | $ 218,000 | $ 124,000 |
| Carroll County Virginia | 3 | $ 525,000 | $ 175,000 | $ 86,000 |
| Charlotte County Virginia | 3 | $ 445,000 | $ 148,000 | $ 70,000 |
| Middlesex County Virginia | 3 | $ 685,000 | $ 228,000 | $ 213,000 |
| Rockbridge County Virginia | 3 | $ 625,000 | $ 208,000 | $ 57,000 |
| Winchester County Virginia | 3 | $ 825,000 | $ 275,000 | $ 115,000 |
| Bradford County Florida | 2 | $ 290,000 | $ 145,000 | $ 77,000 |
| Collier County Florida | 2 | $ 700,000 | $ 350,000 | $ 253,000 |
| Lee County Florida | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Pinellas County Florida | 2 | $ 410,000 | $ 205,000 | $ 157,000 |
| Polk County Florida | 2 | $ 550,000 | $ 275,000 | $ 74,000 |
| Sarasota County Florida | 2 | $ 340,000 | $ 170,000 | $ 148,000 |
| Seminole County Florida | 2 | $ 450,000 | $ 225,000 | $ 128,000 |
| Banks County Georgia | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Bibb County Georgia | 2 | $ 110,000 | $ 55,000 | $ 19,000 |
| Bulloch County Georgia | 2 | $ 330,000 | $ 165,000 | $ 207,000 |
| Butts County Georgia | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Hart County Georgia | 2 | $ 580,000 | $ 290,000 | $ 313,000 |
| Houston County Georgia | 2 | $ 200,000 | $ 100,000 | $ 143,000 |
| Jasper County Georgia | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Madison County Georgia | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Meriwether County Georgia | 2 | $ 500,000 | $ 250,000 | $ 92,000 |
| Oconee County Georgia | 2 | $ 1,040,000 | $ 520,000 | $ 257,000 |
| Pike County Georgia | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Bergen County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 180,000 |
| Caldwell County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Catawba County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 135,000 |
| Chowan County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 120,000 |
| Cumberland County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Lincoln County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 144,000 |
| Watauga County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 140,000 |
| Wayne County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Adams County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 48,000 |
| Carbon County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 188,000 |
| Lawrence County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 87,000 |
| Monroe County Pennsylvania | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Greenville County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Kershaw County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 98,000 |
| Lexington County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 141,000 |
| Bledsoe County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Rhea County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Charles City County Virginia | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| Cumberland County Virginia | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Lancaster County Virginia | 2 | $ 580,000 | $ 290,000 | $ 126,000 |
| Madison County Virginia | 2 | $ 360,000 | $ 180,000 | $ 52,000 |
| Nottoway County Virginia | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Pittsylvania County Virginia | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Prince Edward County Virginia | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Surry County Virginia | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Pendleton County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Baker County Florida | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Brevard County Florida | 1 | $ 575,000 | $ 575,000 | $ 250,000 |
| Lake County Florida | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Martin County Florida | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Osceola County Florida | 1 | $ 365,000 | $ 365,000 | $ 278,000 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Putnam County Florida | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Walton County Florida | 1 | $ 415,000 | $ 415,000 | $ 147,000 |
| Baldwin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Columbia County Georgia | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Dade County Georgia | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Dougherty County Georgia | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Elbert County Georgia | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Glynn County Georgia | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,981,000 |
| Greene County Georgia | 1 | $ 215,000 | $ 215,000 | $ 320,000 |
| Hancock County Georgia | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Haralson County Georgia | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Laurens County Georgia | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Monroe County Georgia | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Morgan County Georgia | 1 | $ 455,000 | $ 455,000 | $ 429,000 |
| Murray County Georgia | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Polk County Georgia | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Rabun County Georgia | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Toombs County Georgia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Towns County Georgia | 1 | $ 685,000 | $ 685,000 | $ 327,000 |
| Upson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Eaton County Michigan | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Ingham County Michigan | 1 | $ 365,000 | $ 365,000 | $ 153,000 |
| Iosco County Michigan | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| St. Clair County Michigan | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Sussex County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Alleghany County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Anson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Beaufort County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Camden County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Cherokee County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Cleveland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Craven County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Dare County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 118,000 |
| Duplin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Gates County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Haywood County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Jackson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Macon County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 660,000 |
| Pamlico County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Perquimans County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Rutherford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Stanly County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Surry County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Warren County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 236,000 |
| Wilson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Yadkin County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Clearfield County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Columbia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Dauphin County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Erie County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 160,000 |
| Fayette County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Luzerne County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Lycoming County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Schuylkill County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Tioga County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Anderson County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Spartanburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Williamsburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Davidson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 212,000 |
| Grundy County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Loudon County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Marion County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| McMinn County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Overton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Sevier County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Sumner County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Bland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Craig County Virginia | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Essex County Virginia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Grayson County Virginia | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| King and Queen County Virginia | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Lunenburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Page County Virginia | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Rappahannock County Virginia | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Rockingham County Virginia | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Sussex County Virginia | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Tazewell County Virginia | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Wise County Virginia | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Hancock County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 118,000 |
| Hardy County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Kanawha County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Mineral County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Monroe County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,964 | $4,329,850,000 | $289,000 | $2,705,000 | $116,000 | $3,024,000 |
| Refinancing | 778 | $221,820,000 | $285,000 | $1,725,000 | $143,000 | $5,340,000 |
| Cash-out Refinancing | 21 | $6,185,000 | $294,000 | $685,000 | $108,000 | $360,000 |
| Home Improvement | 3 | $835,000 | $278,000 | $395,000 | $129,000 | $260,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,939 | $3,160,935,000 | $288,000 | $2,705,000 | $120,000 | $5,340,000 |
| Not Provided | 1,951 | $589,695,000 | $302,000 | $2,005,000 | $122,000 | $2,848,000 |
| Black or African American | 1,330 | $339,870,000 | $255,000 | $1,025,000 | $92,000 | $1,128,000 |
| Hispanic | 802 | $226,800,000 | $282,000 | $1,135,000 | $103,000 | $967,000 |
| Asian | 658 | $215,240,000 | $327,000 | $1,065,000 | $128,000 | $1,396,000 |
| American Indian or Alaskan Native | 43 | $11,905,000 | $276,000 | $625,000 | $99,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,830,000 | $268,000 | $765,000 | $95,000 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,650 | $3,473,290,000 | $298,000 | $2,705,000 | $129,000 | $5,340,000 |
| FHA-insured (Federal Housing Administration) | 2,304 | $497,690,000 | $216,000 | $885,000 | $74,000 | $525,000 |
| VA-guaranteed (Veterans Administration) | 1,571 | $543,915,000 | $346,000 | $1,885,000 | $108,000 | $445,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 241 | $43,795,000 | $181,000 | $395,000 | $58,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,430 | $3,600,120,000 | $289,000 | $2,255,000 | $117,000 | $2,848,000 |
| Application Withdrawn By Applicant | 2,690 | $799,340,000 | $297,000 | $2,705,000 | $128,000 | $5,340,000 |
| Application Denied By Financial Institution | 540 | $129,070,000 | $239,000 | $1,125,000 | $82,000 | $1,463,000 |
| File Closed For Incompleteness | 102 | $28,680,000 | $281,000 | $1,025,000 | $112,000 | $502,000 |
| Loan Purchased By The Institution | 3 | $1,345,000 | $448,000 | $515,000 | $124,000 | $154,000 |
| Application Approved But Not Accepted | 1 | $135,000 | $135,000 | $135,000 | $61,000 | $61,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,226 | $4,429,620,000 | $290,000 | $2,705,000 | $119,000 | $5,340,000 |
| Debt-To-Income Ratio | 185 | $44,465,000 | $240,000 | $1,025,000 | $61,000 | $569,000 |
| Collateral | 133 | $29,865,000 | $224,000 | $965,000 | $91,000 | $543,000 |
| Credit History | 77 | $17,955,000 | $233,000 | $1,005,000 | $97,000 | $1,463,000 |
| Other | 55 | $13,705,000 | $249,000 | $1,125,000 | $105,000 | $648,000 |
| Employment History | 43 | $11,075,000 | $257,000 | $805,000 | $70,000 | $235,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $8,210,000 | $241,000 | $675,000 | $91,000 | $387,000 |
| Unverifiable Information | 10 | $2,500,000 | $250,000 | $525,000 | $67,000 | $141,000 |
| Credit Application Incomplete | 2 | $1,090,000 | $545,000 | $885,000 | $293,000 | $566,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $53,000 | $53,000 |
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