Foundation Capital Group Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Foundation Capital Group Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Foundation Capital Group Inc 12275 El Camino Real Ste 130 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 570 |
| Total Mortgage Loan Application Amount | $141,153,000 |
| Average Mortgage Loan Application Amount | $246,500 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $963,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Foundation Capital Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Foundation Capital Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Foundation Capital Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Foundation Capital Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Foundation Capital Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Foundation Capital Group Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 18 | $ 4,114,000 | $ 228,000 | $ 70,000 |
| Broward County Florida | 17 | $ 4,261,000 | $ 250,000 | $ 78,000 |
| Bernalillo County New Mexico | 17 | $ 3,649,000 | $ 214,000 | $ 75,000 |
| Salt Lake County Utah | 16 | $ 2,752,000 | $ 172,000 | $ 59,000 |
| Maricopa County Arizona | 14 | $ 3,496,000 | $ 249,000 | $ 71,000 |
| Honolulu County Hawaii | 14 | $ 4,491,000 | $ 320,000 | $ 70,000 |
| Anne Arundel County Maryland | 13 | $ 3,333,000 | $ 256,000 | $ 70,000 |
| Snohomish County Washington | 13 | $ 3,331,000 | $ 256,000 | $ 78,000 |
| Baltimore County Maryland | 11 | $ 2,571,000 | $ 233,000 | $ 54,000 |
| Hillsborough County Florida | 10 | $ 2,181,000 | $ 218,000 | $ 79,000 |
| Anchorage County Alaska | 9 | $ 1,983,000 | $ 220,000 | $ 83,000 |
| San Diego County California | 9 | $ 3,537,000 | $ 393,000 | $ 224,000 |
| Miami-Dade County Florida | 9 | $ 2,651,000 | $ 294,000 | $ 112,000 |
| DeKalb County Georgia | 9 | $ 1,726,000 | $ 191,000 | $ 66,000 |
| Montgomery County Maryland | 9 | $ 2,761,000 | $ 306,000 | $ 85,000 |
| Charleston County South Carolina | 9 | $ 2,978,000 | $ 330,000 | $ 79,000 |
| Loudoun County Virginia | 9 | $ 5,190,000 | $ 576,000 | $ 156,000 |
| Pinellas County Florida | 8 | $ 1,560,000 | $ 195,000 | $ 84,000 |
| Fulton County Georgia | 8 | $ 1,963,000 | $ 245,000 | $ 91,000 |
| Beaufort County South Carolina | 8 | $ 2,168,000 | $ 271,000 | $ 97,000 |
| Fairfax County Virginia | 8 | $ 2,737,000 | $ 342,000 | $ 92,000 |
| Collier County Florida | 7 | $ 2,319,000 | $ 331,000 | $ 87,000 |
| Palm Beach County Florida | 7 | $ 2,148,000 | $ 306,000 | $ 106,000 |
| Gwinnett County Georgia | 7 | $ 2,110,000 | $ 301,000 | $ 98,000 |
| Utah County Utah | 7 | $ 1,860,000 | $ 265,000 | $ 119,000 |
| Virginia Beach County Virginia | 7 | $ 2,065,000 | $ 295,000 | $ 96,000 |
| Pierce County Washington | 7 | $ 1,490,000 | $ 212,000 | $ 86,000 |
| New Haven County Connecticut | 6 | $ 1,166,000 | $ 194,000 | $ 69,000 |
| Brevard County Florida | 6 | $ 1,155,000 | $ 192,000 | $ 50,000 |
| Cobb County Georgia | 6 | $ 1,027,000 | $ 171,000 | $ 86,000 |
| Marion County Oregon | 6 | $ 1,174,000 | $ 195,000 | $ 63,000 |
| Henrico County Virginia | 6 | $ 955,000 | $ 159,000 | $ 79,000 |
| Spokane County Washington | 6 | $ 943,000 | $ 157,000 | $ 62,000 |
| Washington County Maryland | 5 | $ 1,266,000 | $ 253,000 | $ 79,000 |
| Lane County Oregon | 5 | $ 954,000 | $ 190,000 | $ 71,000 |
| Davis County Utah | 5 | $ 1,139,000 | $ 227,000 | $ 74,000 |
| Weber County Utah | 5 | $ 762,000 | $ 152,000 | $ 81,000 |
| Chesterfield County Virginia | 5 | $ 1,018,000 | $ 203,000 | $ 95,000 |
| King County Washington | 5 | $ 1,355,000 | $ 271,000 | $ 91,000 |
| Fairfield County Connecticut | 4 | $ 946,000 | $ 236,000 | $ 74,000 |
| Lee County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 137,000 |
| Orange County Florida | 4 | $ 1,026,000 | $ 256,000 | $ 74,000 |
| Douglas County Georgia | 4 | $ 995,000 | $ 248,000 | $ 76,000 |
| Forsyth County Georgia | 4 | $ 1,238,000 | $ 309,000 | $ 72,000 |
| Henry County Georgia | 4 | $ 1,148,000 | $ 287,000 | $ 110,000 |
| Hawaii County Hawaii | 4 | $ 651,000 | $ 162,000 | $ 47,000 |
| Jackson County Missouri | 4 | $ 531,000 | $ 132,000 | $ 59,000 |
| Clackamas County Oregon | 4 | $ 918,000 | $ 229,000 | $ 58,000 |
| Horry County South Carolina | 4 | $ 757,000 | $ 189,000 | $ 68,000 |
| Lexington County South Carolina | 4 | $ 832,000 | $ 208,000 | $ 93,000 |
| Chesapeake County Virginia | 4 | $ 1,027,000 | $ 256,000 | $ 75,000 |
| Spotsylvania County Virginia | 4 | $ 854,000 | $ 213,000 | $ 64,000 |
| Clark County Washington | 4 | $ 920,000 | $ 230,000 | $ 81,000 |
| Adams County Colorado | 3 | $ 608,000 | $ 202,000 | $ 68,000 |
| Manatee County Florida | 3 | $ 360,000 | $ 120,000 | $ 67,000 |
| Osceola County Florida | 3 | $ 666,000 | $ 222,000 | $ 57,000 |
| Cherokee County Georgia | 3 | $ 688,000 | $ 229,000 | $ 88,000 |
| Clayton County Georgia | 3 | $ 466,000 | $ 155,000 | $ 69,000 |
| Coweta County Georgia | 3 | $ 662,000 | $ 220,000 | $ 74,000 |
| Maui County Hawaii | 3 | $ 854,000 | $ 284,000 | $ 38,000 |
| Carroll County Maryland | 3 | $ 509,000 | $ 169,000 | $ 35,000 |
| Santa Fe County New Mexico | 3 | $ 704,000 | $ 234,000 | $ 47,000 |
| Multnomah County Oregon | 3 | $ 906,000 | $ 302,000 | $ 78,000 |
| Providence County Rhode Island | 3 | $ 825,000 | $ 275,000 | $ 82,000 |
| Berkeley County South Carolina | 3 | $ 528,000 | $ 176,000 | $ 84,000 |
| Dorchester County South Carolina | 3 | $ 537,000 | $ 179,000 | $ 56,000 |
| Prince William County Virginia | 3 | $ 969,000 | $ 323,000 | $ 130,000 |
| Richmond City County Virginia | 3 | $ 1,101,000 | $ 367,000 | $ 100,000 |
| Whatcom County Washington | 3 | $ 621,000 | $ 207,000 | $ 56,000 |
| Sacramento County California | 2 | $ 1,023,000 | $ 511,000 | $ 127,000 |
| Hartford County Connecticut | 2 | $ 346,000 | $ 173,000 | $ 49,000 |
| Citrus County Florida | 2 | $ 533,000 | $ 266,000 | $ 82,000 |
| Escambia County Florida | 2 | $ 425,000 | $ 212,000 | $ 84,000 |
| Hernando County Florida | 2 | $ 354,000 | $ 177,000 | $ 74,000 |
| Sarasota County Florida | 2 | $ 270,000 | $ 135,000 | $ 54,000 |
| Volusia County Florida | 2 | $ 602,000 | $ 301,000 | $ 81,000 |
| York County Maine | 2 | $ 387,000 | $ 193,000 | $ 64,000 |
| Baltimore City County Maryland | 2 | $ 348,000 | $ 174,000 | $ 56,000 |
| Calvert County Maryland | 2 | $ 892,000 | $ 446,000 | $ 138,000 |
| Cecil County Maryland | 2 | $ 373,000 | $ 186,000 | $ 69,000 |
| Charles County Maryland | 2 | $ 1,053,000 | $ 526,000 | $ 177,000 |
| Harford County Maryland | 2 | $ 393,000 | $ 196,000 | $ 53,000 |
| St. Mary's County Maryland | 2 | $ 441,000 | $ 220,000 | $ 52,000 |
| Talbot County Maryland | 2 | $ 359,000 | $ 179,000 | $ 55,000 |
| Dakota County Minnesota | 2 | $ 468,000 | $ 234,000 | $ 63,000 |
| Hennepin County Minnesota | 2 | $ 405,000 | $ 202,000 | $ 69,000 |
| St. Louis County Missouri | 2 | $ 407,000 | $ 203,000 | $ 66,000 |
| Dona Ana County New Mexico | 2 | $ 365,000 | $ 182,000 | $ 91,000 |
| Washington County Oregon | 2 | $ 503,000 | $ 251,000 | $ 73,000 |
| Aiken County South Carolina | 2 | $ 552,000 | $ 276,000 | $ 98,000 |
| Anderson County South Carolina | 2 | $ 289,000 | $ 144,000 | $ 81,000 |
| Greenville County South Carolina | 2 | $ 537,000 | $ 268,000 | $ 103,000 |
| Orangeburg County South Carolina | 2 | $ 466,000 | $ 233,000 | $ 134,000 |
| Fauquier County Virginia | 2 | $ 714,000 | $ 357,000 | $ 115,000 |
| Norfolk County Virginia | 2 | $ 443,000 | $ 221,000 | $ 75,000 |
| Stafford County Virginia | 2 | $ 410,000 | $ 205,000 | $ 57,000 |
| Kitsap County Washington | 2 | $ 405,000 | $ 202,000 | $ 57,000 |
| Thurston County Washington | 2 | $ 479,000 | $ 239,000 | $ 75,000 |
| Kenai Peninsula County Alaska | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Matanuska-Susitna County Alaska | 1 | $ 113,000 | $ 113,000 | $ 26,000 |
| Fresno County California | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Kern County California | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Marin County California | 1 | $ 328,000 | $ 328,000 | $ 58,000 |
| Riverside County California | 1 | $ 236,000 | $ 236,000 | $ 75,000 |
| San Bernardino County California | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| El Paso County Colorado | 1 | $ 173,000 | $ 173,000 | $ 57,000 |
| Jefferson County Colorado | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Windham County Connecticut | 1 | $ 154,000 | $ 154,000 | $ 53,000 |
| New Castle County Delaware | 1 | $ 287,000 | $ 287,000 | $ 72,000 |
| Bay County Florida | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Charlotte County Florida | 1 | $ 126,000 | $ 126,000 | $ 107,000 |
| Duval County Florida | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Gadsden County Florida | 1 | $ 101,000 | $ 101,000 | $ 43,000 |
| Nassau County Florida | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Pasco County Florida | 1 | $ 274,000 | $ 274,000 | $ 80,000 |
| Polk County Florida | 1 | $ 227,000 | $ 227,000 | $ 47,000 |
| Santa Rosa County Florida | 1 | $ 429,000 | $ 429,000 | $ 76,000 |
| St. Johns County Florida | 1 | $ 384,000 | $ 384,000 | $ 164,000 |
| St. Lucie County Florida | 1 | $ 257,000 | $ 257,000 | $ 84,000 |
| Carroll County Georgia | 1 | $ 272,000 | $ 272,000 | $ 78,000 |
| Fannin County Georgia | 1 | $ 189,000 | $ 189,000 | $ 150,000 |
| Fayette County Georgia | 1 | $ 319,000 | $ 319,000 | $ 96,000 |
| Hall County Georgia | 1 | $ 266,000 | $ 266,000 | $ 118,000 |
| Rockdale County Georgia | 1 | $ 300,000 | $ 300,000 | $ 116,000 |
| Marion County Indiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lincoln County Maine | 1 | $ 142,000 | $ 142,000 | $ 28,000 |
| Caroline County Maryland | 1 | $ 616,000 | $ 616,000 | $ 445,000 |
| Frederick County Maryland | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Howard County Maryland | 1 | $ 175,000 | $ 175,000 | $ 165,000 |
| Queen Anne's County Maryland | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Wicomico County Maryland | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Genesee County Michigan | 1 | $ 368,000 | $ 368,000 | $ 90,000 |
| Oakland County Michigan | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Wayne County Michigan | 1 | $ 278,000 | $ 278,000 | $ 79,000 |
| Ramsey County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 105,000 |
| Clay County Missouri | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Jefferson County Missouri | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Merrimack County New Hampshire | 1 | $ 182,000 | $ 182,000 | $ 70,000 |
| Strafford County New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 96,000 |
| San Juan County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Deschutes County Oregon | 1 | $ 288,000 | $ 288,000 | $ 62,000 |
| Josephine County Oregon | 1 | $ 276,000 | $ 276,000 | $ 60,000 |
| Linn County Oregon | 1 | $ 169,000 | $ 169,000 | $ 67,000 |
| Kent County Rhode Island | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Washington County Rhode Island | 1 | $ 239,000 | $ 239,000 | $ 56,000 |
| Georgetown County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Richland County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 128,000 |
| Spartanburg County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 98,000 |
| Williamson County Tennessee | 1 | $ 343,000 | $ 343,000 | $ 74,000 |
| Summit County Utah | 1 | $ 384,000 | $ 384,000 | $ 107,000 |
| Washington County Utah | 1 | $ 572,000 | $ 572,000 | $ 167,000 |
| Arlington County Virginia | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Culpeper County Virginia | 1 | $ 226,000 | $ 226,000 | $ 64,000 |
| Hanover County Virginia | 1 | $ 214,000 | $ 214,000 | $ 75,000 |
| Portsmouth County Virginia | 1 | $ 247,000 | $ 247,000 | $ 61,000 |
| Suffolk County Virginia | 1 | $ 258,000 | $ 258,000 | $ 130,000 |
| Cowlitz County Washington | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Island County Washington | 1 | $ 341,000 | $ 341,000 | $ 74,000 |
| Lewis County Washington | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Yakima County Washington | 1 | $ 192,000 | $ 192,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Foundation Capital Group Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 562 | $139,185,000 | $247,000 | $955,000 | $82,000 | $963,000 |
| Home Purchase | 8 | $1,968,000 | $246,000 | $417,000 | $86,000 | $204,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 353 | $86,280,000 | $244,000 | $863,000 | $85,000 | $963,000 |
| Not Provided | 64 | $14,991,000 | $234,000 | $779,000 | $73,000 | $209,000 |
| Black or African American | 53 | $12,426,000 | $234,000 | $955,000 | $75,000 | $236,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $14,397,000 | $293,000 | $882,000 | $78,000 | $306,000 |
| Hispanic | 36 | $8,466,000 | $235,000 | $844,000 | $79,000 | $504,000 |
| Asian | 11 | $3,472,000 | $315,000 | $885,000 | $83,000 | $223,000 |
| American Indian or Alaskan Native | 4 | $1,121,000 | $280,000 | $478,000 | $93,000 | $173,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 570 | $141,153,000 | $247,000 | $955,000 | $82,000 | $963,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 400 | $98,499,000 | $246,000 | $863,000 | $81,000 | $963,000 |
| Application Approved But Not Accepted | 67 | $18,820,000 | $280,000 | $885,000 | $90,000 | $445,000 |
| Application Withdrawn By Applicant | 62 | $14,493,000 | $233,000 | $955,000 | $80,000 | $236,000 |
| Application Denied By Financial Institution | 31 | $6,866,000 | $221,000 | $882,000 | $79,000 | $306,000 |
| File Closed For Incompleteness | 10 | $2,475,000 | $247,000 | $637,000 | $91,000 | $167,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Employment History | 2 | $378,000 | $189,000 | $212,000 | $51,000 | $62,000 |
| Collateral | 2 | $442,000 | $221,000 | $300,000 | $63,000 | $98,000 |
| Debt-To-Income Ratio | 1 | $220,000 | $220,000 | $220,000 | $33,000 | $33,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Foundation Capital Group Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Foundation Capital Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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