Foundation Financial Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Foundation Financial Group 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Foundation Financial Group 100 Galleria Pkwy, Suite 1400 Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 1,149 |
| Total Mortgage Loan Application Amount | $186,861,000 |
| Average Mortgage Loan Application Amount | $154,500 |
| Highest Mortgage Loan Application Amount | $659,000 |
| Average Applicant Income | $64,500 |
| Highest Applicant Income | $315,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Foundation Financial Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Foundation Financial Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Foundation Financial Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Foundation Financial Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Foundation Financial Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Foundation Financial Group's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval County Florida | 27 | $ 3,524,000 | $ 130,000 | $ 46,000 |
| Miami-Dade County Florida | 21 | $ 3,833,000 | $ 182,000 | $ 58,000 |
| Prince George's County Maryland | 19 | $ 4,432,000 | $ 233,000 | $ 65,000 |
| Cobb County Georgia | 17 | $ 2,985,000 | $ 175,000 | $ 59,000 |
| Jefferson County Alabama | 15 | $ 1,699,000 | $ 113,000 | $ 56,000 |
| Mobile County Alabama | 14 | $ 1,630,000 | $ 116,000 | $ 55,000 |
| Fulton County Georgia | 14 | $ 2,624,000 | $ 187,000 | $ 64,000 |
| DeKalb County Georgia | 13 | $ 1,999,000 | $ 153,000 | $ 46,000 |
| Baltimore County Maryland | 13 | $ 2,348,000 | $ 180,000 | $ 55,000 |
| Broward County Florida | 12 | $ 2,302,000 | $ 191,000 | $ 74,000 |
| New Castle County Delaware | 11 | $ 1,890,000 | $ 171,000 | $ 66,000 |
| Montgomery County Pennsylvania | 11 | $ 2,316,000 | $ 210,000 | $ 83,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,408,000 | $ 128,000 | $ 52,000 |
| Chesterfield County Virginia | 11 | $ 1,867,000 | $ 169,000 | $ 51,000 |
| Gwinnett County Georgia | 10 | $ 1,671,000 | $ 167,000 | $ 48,000 |
| Chesapeake County Virginia | 10 | $ 1,882,000 | $ 188,000 | $ 51,000 |
| Hillsborough County Florida | 9 | $ 1,086,000 | $ 120,000 | $ 45,000 |
| Orange County Florida | 9 | $ 1,601,000 | $ 177,000 | $ 55,000 |
| Bibb County Georgia | 9 | $ 670,000 | $ 74,000 | $ 74,000 |
| Shelby County Tennessee | 9 | $ 1,323,000 | $ 147,000 | $ 72,000 |
| Virginia Beach County Virginia | 9 | $ 1,556,000 | $ 172,000 | $ 45,000 |
| Muscogee County Georgia | 8 | $ 1,105,000 | $ 138,000 | $ 58,000 |
| Baltimore City County Maryland | 8 | $ 997,000 | $ 124,000 | $ 47,000 |
| Henrico County Virginia | 8 | $ 1,143,000 | $ 142,000 | $ 44,000 |
| Newport News County Virginia | 8 | $ 1,215,000 | $ 151,000 | $ 56,000 |
| Norfolk County Virginia | 8 | $ 1,221,000 | $ 152,000 | $ 45,000 |
| Baldwin County Alabama | 7 | $ 1,362,000 | $ 194,000 | $ 80,000 |
| Madison County Alabama | 7 | $ 1,101,000 | $ 157,000 | $ 69,000 |
| Bay County Florida | 7 | $ 1,076,000 | $ 153,000 | $ 73,000 |
| Indian River County Florida | 7 | $ 844,000 | $ 120,000 | $ 57,000 |
| Marion County Florida | 7 | $ 1,074,000 | $ 153,000 | $ 55,000 |
| Palm Beach County Florida | 7 | $ 1,036,000 | $ 148,000 | $ 40,000 |
| Volusia County Florida | 7 | $ 1,092,000 | $ 156,000 | $ 56,000 |
| Anne Arundel County Maryland | 7 | $ 1,370,000 | $ 195,000 | $ 54,000 |
| Worcester County Massachusetts | 7 | $ 1,876,000 | $ 268,000 | $ 69,000 |
| Mecklenburg County North Carolina | 7 | $ 1,008,000 | $ 144,000 | $ 64,000 |
| Bucks County Pennsylvania | 7 | $ 1,286,000 | $ 183,000 | $ 47,000 |
| Davidson County Tennessee | 7 | $ 957,000 | $ 136,000 | $ 45,000 |
| New Haven County Connecticut | 6 | $ 1,220,000 | $ 203,000 | $ 70,000 |
| Brevard County Florida | 6 | $ 871,000 | $ 145,000 | $ 46,000 |
| Pasco County Florida | 6 | $ 876,000 | $ 146,000 | $ 61,000 |
| Pinellas County Florida | 6 | $ 1,131,000 | $ 188,000 | $ 65,000 |
| Chatham County Georgia | 6 | $ 948,000 | $ 158,000 | $ 70,000 |
| Clayton County Georgia | 6 | $ 764,000 | $ 127,000 | $ 60,000 |
| Douglas County Georgia | 6 | $ 1,036,000 | $ 172,000 | $ 57,000 |
| Cecil County Maryland | 6 | $ 1,373,000 | $ 228,000 | $ 74,000 |
| Hampden County Massachusetts | 6 | $ 947,000 | $ 157,000 | $ 53,000 |
| Charleston County South Carolina | 6 | $ 1,215,000 | $ 202,000 | $ 50,000 |
| Blount County Tennessee | 6 | $ 1,054,000 | $ 175,000 | $ 51,000 |
| Montgomery County Alabama | 5 | $ 769,000 | $ 153,000 | $ 73,000 |
| Clay County Florida | 5 | $ 749,000 | $ 149,000 | $ 46,000 |
| Seminole County Florida | 5 | $ 777,000 | $ 155,000 | $ 57,000 |
| Carroll County Maryland | 5 | $ 1,113,000 | $ 222,000 | $ 73,000 |
| Norfolk County Massachusetts | 5 | $ 1,320,000 | $ 264,000 | $ 64,000 |
| Jackson County Missouri | 5 | $ 619,000 | $ 123,000 | $ 69,000 |
| St. Louis County Missouri | 5 | $ 711,000 | $ 142,000 | $ 64,000 |
| Forsyth County North Carolina | 5 | $ 636,000 | $ 127,000 | $ 62,000 |
| Guilford County North Carolina | 5 | $ 639,000 | $ 127,000 | $ 53,000 |
| Allegheny County Pennsylvania | 5 | $ 729,000 | $ 145,000 | $ 67,000 |
| York County Pennsylvania | 5 | $ 925,000 | $ 185,000 | $ 58,000 |
| Greenville County South Carolina | 5 | $ 1,111,000 | $ 222,000 | $ 65,000 |
| Richland County South Carolina | 5 | $ 640,000 | $ 128,000 | $ 46,000 |
| Shelby County Alabama | 4 | $ 612,000 | $ 153,000 | $ 63,000 |
| Tuscaloosa County Alabama | 4 | $ 667,000 | $ 166,000 | $ 64,000 |
| Fairfield County Connecticut | 4 | $ 845,000 | $ 211,000 | $ 43,000 |
| Hernando County Florida | 4 | $ 422,000 | $ 105,000 | $ 38,000 |
| Lake County Florida | 4 | $ 700,000 | $ 175,000 | $ 54,000 |
| Lee County Florida | 4 | $ 793,000 | $ 198,000 | $ 56,000 |
| Leon County Florida | 4 | $ 685,000 | $ 171,000 | $ 56,000 |
| Manatee County Florida | 4 | $ 573,000 | $ 143,000 | $ 38,000 |
| Coweta County Georgia | 4 | $ 746,000 | $ 186,000 | $ 61,000 |
| Henry County Georgia | 4 | $ 793,000 | $ 198,000 | $ 57,000 |
| Paulding County Georgia | 4 | $ 510,000 | $ 127,000 | $ 40,000 |
| Howard County Maryland | 4 | $ 826,000 | $ 206,000 | $ 62,000 |
| Wake County North Carolina | 4 | $ 669,000 | $ 167,000 | $ 85,000 |
| Tulsa County Oklahoma | 4 | $ 517,000 | $ 129,000 | $ 59,000 |
| Lancaster County Pennsylvania | 4 | $ 733,000 | $ 183,000 | $ 55,000 |
| Horry County South Carolina | 4 | $ 671,000 | $ 167,000 | $ 48,000 |
| Campbell County Tennessee | 4 | $ 448,000 | $ 112,000 | $ 51,000 |
| Knox County Tennessee | 4 | $ 635,000 | $ 158,000 | $ 57,000 |
| Sullivan County Tennessee | 4 | $ 491,000 | $ 122,000 | $ 52,000 |
| Blount County Alabama | 3 | $ 420,000 | $ 140,000 | $ 64,000 |
| Morgan County Alabama | 3 | $ 356,000 | $ 118,000 | $ 32,000 |
| St. Clair County Alabama | 3 | $ 297,000 | $ 99,000 | $ 41,000 |
| Tallapoosa County Alabama | 3 | $ 618,000 | $ 206,000 | $ 59,000 |
| Hartford County Connecticut | 3 | $ 667,000 | $ 222,000 | $ 72,000 |
| New London County Connecticut | 3 | $ 653,000 | $ 217,000 | $ 59,000 |
| Alachua County Florida | 3 | $ 407,000 | $ 135,000 | $ 52,000 |
| Putnam County Florida | 3 | $ 419,000 | $ 139,000 | $ 70,000 |
| St. Lucie County Florida | 3 | $ 395,000 | $ 131,000 | $ 38,000 |
| Sumter County Florida | 3 | $ 405,000 | $ 135,000 | $ 55,000 |
| Bartow County Georgia | 3 | $ 408,000 | $ 136,000 | $ 73,000 |
| Cherokee County Georgia | 3 | $ 439,000 | $ 146,000 | $ 47,000 |
| Forsyth County Georgia | 3 | $ 443,000 | $ 147,000 | $ 91,000 |
| Glynn County Georgia | 3 | $ 522,000 | $ 174,000 | $ 72,000 |
| Lowndes County Georgia | 3 | $ 430,000 | $ 143,000 | $ 50,000 |
| Lake County Indiana | 3 | $ 429,000 | $ 143,000 | $ 53,000 |
| St. Mary's County Maryland | 3 | $ 577,000 | $ 192,000 | $ 49,000 |
| Washington County Maryland | 3 | $ 498,000 | $ 166,000 | $ 41,000 |
| Wicomico County Maryland | 3 | $ 712,000 | $ 237,000 | $ 47,000 |
| Hancock County Mississippi | 3 | $ 420,000 | $ 140,000 | $ 58,000 |
| Hinds County Mississippi | 3 | $ 400,000 | $ 133,000 | $ 51,000 |
| Wilson County North Carolina | 3 | $ 454,000 | $ 151,000 | $ 75,000 |
| Rogers County Oklahoma | 3 | $ 421,000 | $ 140,000 | $ 34,000 |
| Lehigh County Pennsylvania | 3 | $ 562,000 | $ 187,000 | $ 57,000 |
| Monroe County Pennsylvania | 3 | $ 579,000 | $ 193,000 | $ 60,000 |
| Spartanburg County South Carolina | 3 | $ 390,000 | $ 130,000 | $ 53,000 |
| Sumter County South Carolina | 3 | $ 570,000 | $ 190,000 | $ 66,000 |
| McMinn County Tennessee | 3 | $ 555,000 | $ 185,000 | $ 62,000 |
| Roane County Tennessee | 3 | $ 333,000 | $ 111,000 | $ 41,000 |
| Robertson County Tennessee | 3 | $ 436,000 | $ 145,000 | $ 75,000 |
| Sumner County Tennessee | 3 | $ 341,000 | $ 113,000 | $ 43,000 |
| Tipton County Tennessee | 3 | $ 404,000 | $ 134,000 | $ 90,000 |
| Fairfax County Virginia | 3 | $ 835,000 | $ 278,000 | $ 81,000 |
| Autauga County Alabama | 2 | $ 294,000 | $ 147,000 | $ 54,000 |
| Calhoun County Alabama | 2 | $ 252,000 | $ 126,000 | $ 54,000 |
| Colbert County Alabama | 2 | $ 237,000 | $ 118,000 | $ 48,000 |
| Elmore County Alabama | 2 | $ 261,000 | $ 130,000 | $ 83,000 |
| Lee County Alabama | 2 | $ 410,000 | $ 205,000 | $ 49,000 |
| Talladega County Alabama | 2 | $ 316,000 | $ 158,000 | $ 81,000 |
| Wilcox County Alabama | 2 | $ 219,000 | $ 109,000 | $ 48,000 |
| Kent County Delaware | 2 | $ 343,000 | $ 171,000 | $ 85,000 |
| Sussex County Delaware | 2 | $ 342,000 | $ 171,000 | $ 50,000 |
| Martin County Florida | 2 | $ 356,000 | $ 178,000 | $ 66,000 |
| Okaloosa County Florida | 2 | $ 292,000 | $ 146,000 | $ 45,000 |
| Osceola County Florida | 2 | $ 244,000 | $ 122,000 | $ 42,000 |
| Washington County Florida | 2 | $ 205,000 | $ 102,000 | $ 75,000 |
| Barrow County Georgia | 2 | $ 239,000 | $ 119,000 | $ 30,000 |
| Camden County Georgia | 2 | $ 432,000 | $ 216,000 | $ 92,000 |
| Decatur County Georgia | 2 | $ 270,000 | $ 135,000 | $ 45,000 |
| Fayette County Georgia | 2 | $ 586,000 | $ 293,000 | $ 68,000 |
| Gordon County Georgia | 2 | $ 221,000 | $ 110,000 | $ 39,000 |
| Grady County Georgia | 2 | $ 337,000 | $ 168,000 | $ 65,000 |
| Houston County Georgia | 2 | $ 226,000 | $ 113,000 | $ 62,000 |
| Jones County Georgia | 2 | $ 440,000 | $ 220,000 | $ 234,000 |
| Liberty County Georgia | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Newton County Georgia | 2 | $ 269,000 | $ 134,000 | $ 76,000 |
| Pickens County Georgia | 2 | $ 287,000 | $ 143,000 | $ 53,000 |
| Polk County Georgia | 2 | $ 351,000 | $ 175,000 | $ 52,000 |
| Toombs County Georgia | 2 | $ 266,000 | $ 133,000 | $ 58,000 |
| Calvert County Maryland | 2 | $ 404,000 | $ 202,000 | $ 49,000 |
| Charles County Maryland | 2 | $ 584,000 | $ 292,000 | $ 111,000 |
| Harford County Maryland | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Montgomery County Maryland | 2 | $ 746,000 | $ 373,000 | $ 162,000 |
| Bristol County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Essex County Massachusetts | 2 | $ 711,000 | $ 355,000 | $ 102,000 |
| Middlesex County Massachusetts | 2 | $ 597,000 | $ 298,000 | $ 58,000 |
| Plymouth County Massachusetts | 2 | $ 319,000 | $ 159,000 | $ 37,000 |
| Wayne County Michigan | 2 | $ 225,000 | $ 112,000 | $ 40,000 |
| Marshall County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Cumberland County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 50,000 |
| Wayne County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 92,000 |
| Oklahoma County Oklahoma | 2 | $ 326,000 | $ 163,000 | $ 42,000 |
| Berks County Pennsylvania | 2 | $ 271,000 | $ 135,000 | $ 55,000 |
| Butler County Pennsylvania | 2 | $ 229,000 | $ 114,000 | $ 49,000 |
| Cumberland County Pennsylvania | 2 | $ 325,000 | $ 162,000 | $ 42,000 |
| Northampton County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 64,000 |
| Pike County Pennsylvania | 2 | $ 325,000 | $ 162,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 33,000 |
| Beaufort County South Carolina | 2 | $ 383,000 | $ 191,000 | $ 42,000 |
| Berkeley County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Chester County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Saluda County South Carolina | 2 | $ 195,000 | $ 97,000 | $ 70,000 |
| York County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 60,000 |
| Anderson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Cocke County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 37,000 |
| Hamilton County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 31,000 |
| Marshall County Tennessee | 2 | $ 227,000 | $ 113,000 | $ 46,000 |
| Sevier County Tennessee | 2 | $ 391,000 | $ 195,000 | $ 47,000 |
| Stewart County Tennessee | 2 | $ 308,000 | $ 154,000 | $ 39,000 |
| Hampton County Virginia | 2 | $ 263,000 | $ 131,000 | $ 40,000 |
| Louisa County Virginia | 2 | $ 329,000 | $ 164,000 | $ 45,000 |
| Portsmouth County Virginia | 2 | $ 255,000 | $ 127,000 | $ 52,000 |
| Richmond City County Virginia | 2 | $ 192,000 | $ 96,000 | $ 177,000 |
| Suffolk County Virginia | 2 | $ 328,000 | $ 164,000 | $ 58,000 |
| Warren County Virginia | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Barbour County Alabama | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Butler County Alabama | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Chambers County Alabama | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Choctaw County Alabama | 1 | $ 127,000 | $ 127,000 | $ 91,000 |
| Cleburne County Alabama | 1 | $ 181,000 | $ 181,000 | $ 55,000 |
| Cullman County Alabama | 1 | $ 164,000 | $ 164,000 | $ 55,000 |
| Dale County Alabama | 1 | $ 113,000 | $ 113,000 | $ 23,000 |
| Dallas County Alabama | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Houston County Alabama | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Lauderdale County Alabama | 1 | $ 134,000 | $ 134,000 | $ 31,000 |
| Lawrence County Alabama | 1 | $ 151,000 | $ 151,000 | $ 47,000 |
| Macon County Alabama | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Marshall County Alabama | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Randolph County Alabama | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Winston County Alabama | 1 | $ 87,000 | $ 87,000 | $ 65,000 |
| Litchfield County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 44,000 |
| Tolland County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Windham County Connecticut | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Baker County Florida | 1 | $ 237,000 | $ 237,000 | $ 63,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Collier County Florida | 1 | $ 310,000 | $ 310,000 | $ 108,000 |
| Columbia County Florida | 1 | $ 131,000 | $ 131,000 | $ 45,000 |
| Highlands County Florida | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Okeechobee County Florida | 1 | $ 152,000 | $ 152,000 | $ 37,000 |
| Polk County Florida | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Santa Rosa County Florida | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| St. Johns County Florida | 1 | $ 102,000 | $ 102,000 | $ 24,000 |
| Banks County Georgia | 1 | $ 167,000 | $ 167,000 | $ 53,000 |
| Bryan County Georgia | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Bulloch County Georgia | 1 | $ 149,000 | $ 149,000 | $ 58,000 |
| Butts County Georgia | 1 | $ 172,000 | $ 172,000 | $ 73,000 |
| Catoosa County Georgia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Clarke County Georgia | 1 | $ 246,000 | $ 246,000 | $ 62,000 |
| Colquitt County Georgia | 1 | $ 85,000 | $ 85,000 | $ 13,000 |
| Dade County Georgia | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Dougherty County Georgia | 1 | $ 365,000 | $ 365,000 | $ 51,000 |
| Effingham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Elbert County Georgia | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Floyd County Georgia | 1 | $ 89,000 | $ 89,000 | $ 50,000 |
| Hall County Georgia | 1 | $ 296,000 | $ 296,000 | $ 69,000 |
| Hancock County Georgia | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Hart County Georgia | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Jackson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Lee County Georgia | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Mitchell County Georgia | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Monroe County Georgia | 1 | $ 136,000 | $ 136,000 | $ 20,000 |
| Richmond County Georgia | 1 | $ 106,000 | $ 106,000 | $ 67,000 |
| Spalding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Sumter County Georgia | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| Walton County Georgia | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Ware County Georgia | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Allen County Indiana | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Delaware County Indiana | 1 | $ 131,000 | $ 131,000 | $ 57,000 |
| Harrison County Indiana | 1 | $ 308,000 | $ 308,000 | $ 149,000 |
| Jennings County Indiana | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Kosciusko County Indiana | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| LaPorte County Indiana | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Putnam County Indiana | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Shelby County Indiana | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Talbot County Maryland | 1 | $ 130,000 | $ 130,000 | $ 22,000 |
| Worcester County Maryland | 1 | $ 307,000 | $ 307,000 | $ 59,000 |
| Berkshire County Massachusetts | 1 | $ 210,000 | $ 210,000 | $ 38,000 |
| Dukes County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 25,000 |
| Suffolk County Massachusetts | 1 | $ 284,000 | $ 284,000 | $ 65,000 |
| Macomb County Michigan | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
| Sanilac County Michigan | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Covington County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| DeSoto County Mississippi | 1 | $ 189,000 | $ 189,000 | $ 40,000 |
| George County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Jackson County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Lafayette County Mississippi | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| Lauderdale County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Walthall County Mississippi | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Buchanan County Missouri | 1 | $ 42,000 | $ 42,000 | $ 27,000 |
| Christian County Missouri | 1 | $ 109,000 | $ 109,000 | $ 52,000 |
| Franklin County Missouri | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Greene County Missouri | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Jasper County Missouri | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Jefferson County Missouri | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Morgan County Missouri | 1 | $ 93,000 | $ 93,000 | $ 44,000 |
| St. Charles County Missouri | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Texas County Missouri | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Alamance County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Currituck County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 57,000 |
| Durham County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 40,000 |
| Edgecombe County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Gates County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
| Graham County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Halifax County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 29,000 |
| Johnston County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 62,000 |
| Macon County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| McDowell County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 114,000 |
| Nash County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Robeson County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 26,000 |
| Sampson County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 109,000 |
| Surry County North Carolina | 1 | $ 246,000 | $ 246,000 | $ 59,000 |
| Athens County Ohio | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| Butler County Ohio | 1 | $ 138,000 | $ 138,000 | $ 63,000 |
| Lake County Ohio | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
| Logan County Ohio | 1 | $ 154,000 | $ 154,000 | $ 94,000 |
| Mahoning County Ohio | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Summit County Ohio | 1 | $ 267,000 | $ 267,000 | $ 95,000 |
| Warren County Ohio | 1 | $ 89,000 | $ 89,000 | $ 39,000 |
| Creek County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Delaware County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Beaver County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Bedford County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Centre County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 100,000 |
| Chester County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 46,000 |
| Dauphin County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Franklin County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Fulton County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 42,000 |
| Lackawanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Lebanon County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 76,000 |
| Luzerne County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Mercer County Pennsylvania | 1 | $ 342,000 | $ 342,000 | $ 91,000 |
| Mifflin County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 93,000 |
| Somerset County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 49,000 |
| Abbeville County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 43,000 |
| Calhoun County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Cherokee County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 77,000 |
| Dillon County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Fairfield County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Florence County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 36,000 |
| Lexington County South Carolina | 1 | $ 233,000 | $ 233,000 | $ 57,000 |
| Marion County South Carolina | 1 | $ 246,000 | $ 246,000 | $ 98,000 |
| Pickens County South Carolina | 1 | $ 329,000 | $ 329,000 | $ 144,000 |
| Bedford County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Bradley County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 15,000 |
| Cannon County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Carter County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 23,000 |
| Cheatham County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Fentress County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Grainger County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Greene County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 47,000 |
| Hawkins County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Lincoln County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Madison County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| Montgomery County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 24,000 |
| Rhea County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 49,000 |
| Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Smith County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 47,000 |
| Wilson County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| Albemarle County Virginia | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Appomattox County Virginia | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Arlington County Virginia | 1 | $ 310,000 | $ 310,000 | $ 73,000 |
| Augusta County Virginia | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Bedford County Virginia | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Botetourt County Virginia | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| Campbell County Virginia | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Fauquier County Virginia | 1 | $ 229,000 | $ 229,000 | $ 82,000 |
| Franklin County Virginia | 1 | $ 132,000 | $ 132,000 | $ 27,000 |
| Frederick County Virginia | 1 | $ 203,000 | $ 203,000 | $ 33,000 |
| Grayson County Virginia | 1 | $ 204,000 | $ 204,000 | $ 41,000 |
| Greene County Virginia | 1 | $ 133,000 | $ 133,000 | $ 23,000 |
| James City County Virginia | 1 | $ 192,000 | $ 192,000 | $ 45,000 |
| Lynchburg County Virginia | 1 | $ 131,000 | $ 131,000 | $ 37,000 |
| New Kent County Virginia | 1 | $ 153,000 | $ 153,000 | $ 52,000 |
| Orange County Virginia | 1 | $ 287,000 | $ 287,000 | $ 78,000 |
| Petersburg County Virginia | 1 | $ 124,000 | $ 124,000 | $ 40,000 |
| Pittsylvania County Virginia | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Prince George County Virginia | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Prince William County Virginia | 1 | $ 380,000 | $ 380,000 | $ 72,000 |
| Rockingham County Virginia | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Smyth County Virginia | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Spotsylvania County Virginia | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Stafford County Virginia | 1 | $ 208,000 | $ 208,000 | $ 57,000 |
| Sussex County Virginia | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Washington County Virginia | 1 | $ 104,000 | $ 104,000 | $ 27,000 |
| Waynesboro County Virginia | 1 | $ 168,000 | $ 168,000 | $ 45,000 |
| Winchester County Virginia | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Wythe County Virginia | 1 | $ 72,000 | $ 72,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Foundation Financial Group in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,132 | $184,355,000 | $162,000 | $659,000 | $57,000 | $315,000 |
| Home Purchase | 17 | $2,506,000 | $147,000 | $329,000 | $72,000 | $166,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 516 | $84,812,000 | $164,000 | $659,000 | $59,000 | $315,000 |
| Not Provided | 289 | $47,851,000 | $165,000 | $648,000 | $59,000 | $286,000 |
| Black or African American | 273 | $41,669,000 | $152,000 | $391,000 | $52,000 | $166,000 |
| Hispanic | 37 | $6,201,000 | $167,000 | $272,000 | $51,000 | $110,000 |
| American Indian or Alaskan Native | 28 | $5,002,000 | $178,000 | $416,000 | $78,000 | $240,000 |
| Asian | 3 | $802,000 | $267,000 | $380,000 | $71,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $524,000 | $174,000 | $223,000 | $62,000 | $92,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 596 | $94,404,000 | $158,000 | $648,000 | $58,000 | $292,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 553 | $92,457,000 | $167,000 | $659,000 | $57,000 | $315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 889 | $142,111,000 | $159,000 | $609,000 | $57,000 | $315,000 |
| Application Denied By Financial Institution | 143 | $23,851,000 | $166,000 | $659,000 | $55,000 | $240,000 |
| Application Withdrawn By Applicant | 117 | $20,899,000 | $178,000 | $648,000 | $68,000 | $286,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $4,924,000 | $164,000 | $411,000 | $56,000 | $118,000 |
| Debt-To-Income Ratio | 30 | $5,476,000 | $182,000 | $396,000 | $48,000 | $89,000 |
| Collateral | 25 | $3,284,000 | $131,000 | $304,000 | $54,000 | $99,000 |
| Other | 18 | $2,693,000 | $149,000 | $261,000 | $61,000 | $240,000 |
| Employment History | 7 | $1,018,000 | $145,000 | $177,000 | $52,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $871,000 | $145,000 | $169,000 | $44,000 | $64,000 |
| Unverifiable Information | 1 | $217,000 | $217,000 | $217,000 | $80,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Foundation Financial Group's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Foundation Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.