Franklin Bank Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Franklin Bank Ssb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Bank Ssb 9800 Richmond, Suite 680 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,267 |
| Total Mortgage Loan Application Amount | $3,203,895,000 |
| Average Mortgage Loan Application Amount | $217,566 |
| Highest Mortgage Loan Application Amount | $7,750,000 |
| Average Applicant Income | $60,908 |
| Highest Applicant Income | $4,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Franklin Bank Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Bank Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Franklin Bank Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Bank Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Bank Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Bank Ssb's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 700 | $ 99,767,000 | $ 142,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 622 | $ 235,694,000 | $ 378,000 | $ 116,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 386 | $ 101,911,000 | $ 264,000 | $ 54,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 303 | $ 53,381,000 | $ 176,000 | $ 50,000 |
| BALTIMORE-TOWSON, MD | 291 | $ 76,660,000 | $ 263,000 | $ 68,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 263 | $ 128,091,000 | $ 487,000 | $ 136,000 |
| LAS VEGAS-PARADISE, NV | 259 | $ 60,887,000 | $ 235,000 | $ 65,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 250 | $ 75,442,000 | $ 301,000 | $ 105,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 249 | $ 54,670,000 | $ 219,000 | $ 56,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 224 | $ 29,747,000 | $ 132,000 | $ 52,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 204 | $ 101,548,000 | $ 497,000 | $ 160,000 |
| WINSTON-SALEM, NC | 202 | $ 20,931,000 | $ 103,000 | $ 47,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 196 | $ 93,525,000 | $ 477,000 | $ 149,000 |
| PARKERSBURG-MARIETTA, WV-OH | 188 | $ 14,697,000 | $ 78,000 | $ 40,000 |
| DALLAS-PLANO-IRVING, TX | 171 | $ 39,146,000 | $ 228,000 | $ 92,000 |
| DENVER-AURORA, CO | 154 | $ 35,688,000 | $ 231,000 | $ 44,000 |
| COLUMBUS, OH | 148 | $ 26,354,000 | $ 178,000 | $ 52,000 |
| AUSTIN-ROUND ROCK, TX | 147 | $ 24,658,000 | $ 167,000 | $ 88,000 |
| GREENSBORO-HIGH POINT, NC | 146 | $ 16,606,000 | $ 113,000 | $ 44,000 |
| TYLER, TX | 145 | $ 16,018,000 | $ 110,000 | $ 64,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 129 | $ 62,183,000 | $ 482,000 | $ 186,000 |
| DAYTON, OH | 128 | $ 15,438,000 | $ 120,000 | $ 45,000 |
| WACO, TX | 127 | $ 13,459,000 | $ 105,000 | $ 64,000 |
| ROCKFORD, IL | 112 | $ 11,666,000 | $ 104,000 | $ 38,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 110 | $ 9,686,000 | $ 88,000 | $ 47,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 109 | $ 38,892,000 | $ 356,000 | $ 72,000 |
| BOSTON-QUINCY, MA | 109 | $ 49,458,000 | $ 453,000 | $ 88,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 109 | $ 58,733,000 | $ 538,000 | $ 108,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 92 | $ 33,265,000 | $ 361,000 | $ 64,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 89 | $ 34,211,000 | $ 384,000 | $ 114,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 87 | $ 21,267,000 | $ 244,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 80 | $ 22,809,000 | $ 285,000 | $ 115,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 79 | $ 12,817,000 | $ 162,000 | $ 72,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 78 | $ 34,063,000 | $ 436,000 | $ 59,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 78 | $ 18,871,000 | $ 241,000 | $ 82,000 |
| PHILADELPHIA, PA | 77 | $ 16,398,000 | $ 212,000 | $ 50,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 76 | $ 27,623,000 | $ 363,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 75 | $ 20,974,000 | $ 279,000 | $ 119,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 73 | $ 11,301,000 | $ 154,000 | $ 65,000 |
| FAYETTEVILLE, NC | 73 | $ 7,156,000 | $ 98,000 | $ 40,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 72 | $ 23,339,000 | $ 324,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 72 | $ 17,370,000 | $ 241,000 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 69 | $ 15,073,000 | $ 218,000 | $ 37,000 |
| ORLANDO, FL | 68 | $ 15,638,000 | $ 229,000 | $ 78,000 |
| ST. LOUIS, MO-IL | 61 | $ 17,728,000 | $ 290,000 | $ 75,000 |
| FORT WAYNE, IN | 60 | $ 6,598,000 | $ 109,000 | $ 44,000 |
| BATON ROUGE, LA | 57 | $ 5,764,000 | $ 101,000 | $ 13,000 |
| LONGVIEW, TX | 57 | $ 5,400,000 | $ 94,000 | $ 56,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 57 | $ 23,814,000 | $ 417,000 | $ 64,000 |
| SAN ANTONIO, TX | 57 | $ 9,681,000 | $ 169,000 | $ 65,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 56 | $ 28,740,000 | $ 513,000 | $ 237,000 |
| TULSA, OK | 56 | $ 5,484,000 | $ 97,000 | $ 39,000 |
| MICHIGAN CITY-LA PORTE, IN | 53 | $ 4,879,000 | $ 92,000 | $ 58,000 |
| FORT WORTH-ARLINGTON, TX | 51 | $ 9,118,000 | $ 178,000 | $ 66,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 51 | $ 15,103,000 | $ 296,000 | $ 40,000 |
| EDISON, NJ | 48 | $ 15,032,000 | $ 313,000 | $ 31,000 |
| ASHEVILLE, NC | 47 | $ 7,180,000 | $ 152,000 | $ 31,000 |
| BARNSTABLE TOWN, MA | 46 | $ 11,107,000 | $ 241,000 | $ 81,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 44 | $ 9,574,000 | $ 217,000 | $ 53,000 |
| RICHMOND, VA | 44 | $ 7,728,000 | $ 175,000 | $ 44,000 |
| BUFFALO-NIAGARA FALLS, NY | 43 | $ 4,095,000 | $ 95,000 | $ 42,000 |
| LAREDO, TX | 40 | $ 4,106,000 | $ 102,000 | $ 37,000 |
| MOBILE, AL | 40 | $ 4,170,000 | $ 104,000 | $ 58,000 |
| NEWARK-UNION, NJ-PA | 40 | $ 15,304,000 | $ 382,000 | $ 69,000 |
| NASSAU-SUFFOLK, NY | 39 | $ 17,216,000 | $ 441,000 | $ 79,000 |
| RENO-SPARKS, NV | 39 | $ 9,740,000 | $ 249,000 | $ 47,000 |
| GREENVILLE, SC | 38 | $ 5,176,000 | $ 136,000 | $ 95,000 |
| MEMPHIS, TN-MS-AR | 38 | $ 4,630,000 | $ 121,000 | $ 46,000 |
| MACON, GA | 37 | $ 4,027,000 | $ 108,000 | $ 46,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 37 | $ 13,435,000 | $ 363,000 | $ 349,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 36 | $ 8,770,000 | $ 243,000 | $ 73,000 |
| BEAUMONT-PORT ARTHUR, TX | 35 | $ 2,686,000 | $ 76,000 | $ 57,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 35 | $ 15,896,000 | $ 454,000 | $ 168,000 |
| GRAND RAPIDS-WYOMING, MI | 35 | $ 4,094,000 | $ 116,000 | $ 37,000 |
| JACKSONVILLE, FL | 35 | $ 6,222,000 | $ 177,000 | $ 37,000 |
| SPOKANE, WA | 34 | $ 4,651,000 | $ 136,000 | $ 68,000 |
| TOLEDO, OH | 34 | $ 4,492,000 | $ 132,000 | $ 36,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 33 | $ 5,640,000 | $ 170,000 | $ 98,000 |
| ATHENS-CLARKE COUNTY, GA | 31 | $ 3,563,000 | $ 114,000 | $ 44,000 |
| SALT LAKE CITY, UT | 31 | $ 6,079,000 | $ 196,000 | $ 41,000 |
| INDIANAPOLIS, IN | 29 | $ 5,840,000 | $ 201,000 | $ 40,000 |
| BAKERSFIELD, CA | 28 | $ 6,113,000 | $ 218,000 | $ 65,000 |
| ESSEX COUNTY, MA | 28 | $ 10,735,000 | $ 383,000 | $ 19,000 |
| SARASOTA-BRADENTON-VENICE, FL | 28 | $ 7,041,000 | $ 251,000 | $ 89,000 |
| OKLAHOMA CITY, OK | 27 | $ 3,924,000 | $ 145,000 | $ 103,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 27 | $ 3,869,000 | $ 143,000 | $ 64,000 |
| RALEIGH-CARY, NC | 27 | $ 4,485,000 | $ 166,000 | $ 51,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 25 | $ 2,493,000 | $ 99,000 | $ 45,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 24 | $ 2,151,000 | $ 89,000 | $ 54,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 24 | $ 4,118,000 | $ 171,000 | $ 21,000 |
| PITTSBURGH, PA | 23 | $ 3,495,000 | $ 151,000 | $ 48,000 |
| MADISON, WI | 22 | $ 4,373,000 | $ 198,000 | $ 54,000 |
| STOCKTON, CA | 21 | $ 7,652,000 | $ 364,000 | $ 53,000 |
| ALBANY-SCHENECTADY-TROY, NY | 20 | $ 3,664,000 | $ 183,000 | $ 70,000 |
| CANTON-MASSILLON, OH | 20 | $ 2,466,000 | $ 123,000 | $ 57,000 |
| HONOLULU, HI | 20 | $ 8,849,000 | $ 442,000 | $ 131,000 |
| KANSAS CITY, MO-KS | 20 | $ 3,712,000 | $ 185,000 | $ 34,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 20 | $ 3,800,000 | $ 190,000 | $ 60,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 20 | $ 5,213,000 | $ 260,000 | $ 62,000 |
| JANESVILLE, WI | 19 | $ 1,971,000 | $ 103,000 | $ 79,000 |
| SANTA ROSA-PETALUMA, CA | 19 | $ 8,602,000 | $ 452,000 | $ 111,000 |
| TUCSON, AZ | 19 | $ 4,060,000 | $ 213,000 | $ 42,000 |
| WARNER ROBINS, GA | 19 | $ 1,862,000 | $ 98,000 | $ 103,000 |
| NAPLES-MARCO ISLAND, FL | 18 | $ 6,007,000 | $ 333,000 | $ 86,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 18 | $ 6,467,000 | $ 359,000 | $ 88,000 |
| SALINAS, CA | 18 | $ 10,724,000 | $ 595,000 | $ 114,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 17 | $ 3,390,000 | $ 199,000 | $ 74,000 |
| WINCHESTER, VA-WV | 17 | $ 3,739,000 | $ 219,000 | $ 44,000 |
| WORCESTER, MA | 17 | $ 4,435,000 | $ 260,000 | $ 48,000 |
| BIRMINGHAM-HOOVER, AL | 16 | $ 3,219,000 | $ 201,000 | $ 87,000 |
| MCALLEN-EDINBURG-PHARR, TX | 16 | $ 1,866,000 | $ 116,000 | $ 65,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 16 | $ 2,686,000 | $ 167,000 | $ 63,000 |
| TACOMA, WA | 16 | $ 3,831,000 | $ 239,000 | $ 29,000 |
| AKRON, OH | 15 | $ 3,549,000 | $ 236,000 | $ 52,000 |
| GAINESVILLE, GA | 15 | $ 2,931,000 | $ 195,000 | $ 51,000 |
| LAKELAND, FL | 15 | $ 2,048,000 | $ 136,000 | $ 43,000 |
| WILMINGTON, NC | 15 | $ 3,650,000 | $ 243,000 | $ 72,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 14 | $ 2,359,000 | $ 168,000 | $ 26,000 |
| CAMDEN, NJ | 14 | $ 3,183,000 | $ 227,000 | $ 29,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 14 | $ 2,852,000 | $ 203,000 | $ 52,000 |
| COLORADO SPRINGS, CO | 14 | $ 3,563,000 | $ 254,000 | $ 47,000 |
| FRESNO, CA | 14 | $ 3,776,000 | $ 269,000 | $ 59,000 |
| KNOXVILLE, TN | 14 | $ 2,271,000 | $ 162,000 | $ 54,000 |
| OGDEN-CLEARFIELD, UT | 14 | $ 1,982,000 | $ 141,000 | $ 39,000 |
| SPARTANBURG, SC | 14 | $ 2,094,000 | $ 149,000 | $ 50,000 |
| VALLEJO-FAIRFIELD, CA | 14 | $ 4,845,000 | $ 346,000 | $ 92,000 |
| WILMINGTON, DE-MD-NJ | 14 | $ 2,636,000 | $ 188,000 | $ 27,000 |
| ANDERSON, SC | 13 | $ 1,358,000 | $ 104,000 | $ 57,000 |
| BURLINGTON, NC | 13 | $ 1,490,000 | $ 114,000 | $ 44,000 |
| COLUMBIA, SC | 13 | $ 1,763,000 | $ 135,000 | $ 61,000 |
| GARY, IN | 13 | $ 2,034,000 | $ 156,000 | $ 63,000 |
| PUNTA GORDA, FL | 13 | $ 3,729,000 | $ 286,000 | $ 114,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 1,243,000 | $ 95,000 | $ 39,000 |
| TALLAHASSEE, FL | 13 | $ 2,397,000 | $ 184,000 | $ 77,000 |
| DURHAM, NC | 12 | $ 2,669,000 | $ 222,000 | $ 106,000 |
| HOLLAND-GRAND HAVEN, MI | 12 | $ 1,668,000 | $ 139,000 | $ 36,000 |
| NEW HAVEN-MILFORD, CT | 12 | $ 2,166,000 | $ 180,000 | $ 47,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 12 | $ 4,493,000 | $ 374,000 | $ 40,000 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 743,000 | $ 67,000 | $ 82,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 1,834,000 | $ 166,000 | $ 46,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 11 | $ 3,414,000 | $ 310,000 | $ 59,000 |
| OCALA, FL | 11 | $ 1,433,000 | $ 130,000 | $ 48,000 |
| PROVO-OREM, UT | 11 | $ 1,431,000 | $ 130,000 | $ 203,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 11 | $ 4,563,000 | $ 414,000 | $ 12,000 |
| ANN ARBOR, MI | 10 | $ 3,326,000 | $ 332,000 | $ 92,000 |
| BOISE CITY-NAMPA, ID | 10 | $ 1,847,000 | $ 184,000 | $ 19,000 |
| BOULDER, CO | 10 | $ 3,630,000 | $ 363,000 | $ 58,000 |
| CHARLESTON, WV | 10 | $ 868,000 | $ 86,000 | $ 35,000 |
| GREENVILLE, NC | 10 | $ 969,000 | $ 96,000 | $ 32,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 1,385,000 | $ 138,000 | $ 43,000 |
| KALAMAZOO-PORTAGE, MI | 10 | $ 1,687,000 | $ 168,000 | $ 35,000 |
| LOUISVILLE, KY-IN | 10 | $ 1,426,000 | $ 142,000 | $ 18,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 2,201,000 | $ 220,000 | $ 71,000 |
| PEORIA, IL | 10 | $ 1,279,000 | $ 127,000 | $ 17,000 |
| SANTA CRUZ-WATSONVILLE, CA | 10 | $ 4,819,000 | $ 481,000 | $ 154,000 |
| ANCHORAGE, AK | 9 | $ 2,267,000 | $ 251,000 | $ 32,000 |
| ATLANTIC CITY, NJ | 9 | $ 2,935,000 | $ 326,000 | $ 32,000 |
| DALTON, GA | 9 | $ 1,389,000 | $ 154,000 | $ 45,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 1,762,000 | $ 195,000 | $ 79,000 |
| GOLDSBORO, NC | 9 | $ 807,000 | $ 89,000 | $ 30,000 |
| JACKSON, MS | 9 | $ 1,046,000 | $ 116,000 | $ 36,000 |
| MUSKEGON-NORTON SHORES, MI | 9 | $ 1,369,000 | $ 152,000 | $ 81,000 |
| OLYMPIA, WA | 9 | $ 1,923,000 | $ 213,000 | $ 13,000 |
| PRESCOTT, AZ | 9 | $ 2,549,000 | $ 283,000 | $ 26,000 |
| YORK-HANOVER, PA | 9 | $ 1,288,000 | $ 143,000 | $ 38,000 |
| ALBUQUERQUE, NM | 8 | $ 1,982,000 | $ 247,000 | $ 86,000 |
| CORPUS CHRISTI, TX | 8 | $ 781,000 | $ 97,000 | $ 70,000 |
| FLINT, MI | 8 | $ 1,794,000 | $ 224,000 | $ 47,000 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,056,000 | $ 132,000 | $ 32,000 |
| LYNCHBURG, VA | 8 | $ 924,000 | $ 115,000 | $ 22,000 |
| ST. GEORGE, UT | 8 | $ 1,562,000 | $ 195,000 | $ 22,000 |
| BEND, OR | 7 | $ 1,694,000 | $ 242,000 | $ 22,000 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 1,895,000 | $ 270,000 | $ 12,000 |
| HICKORY-LENOIR-MORGANTON, NC | 7 | $ 1,308,000 | $ 186,000 | $ 36,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 642,000 | $ 91,000 | $ 52,000 |
| MEDFORD, OR | 7 | $ 2,213,000 | $ 316,000 | $ 21,000 |
| MODESTO, CA | 7 | $ 2,027,000 | $ 289,000 | $ 41,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 7 | $ 1,673,000 | $ 239,000 | $ 27,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 7 | $ 10,186,000 | $ 1,455,000 | $ 740,000 |
| WICHITA, KS | 7 | $ 992,000 | $ 141,000 | $ 6,000 |
| BATTLE CREEK, MI | 6 | $ 784,000 | $ 130,000 | $ 58,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 6 | $ 843,000 | $ 140,000 | $ 42,000 |
| BROWNSVILLE-HARLINGEN, TX | 6 | $ 649,000 | $ 108,000 | $ 49,000 |
| CHATTANOOGA, TN-GA | 6 | $ 466,000 | $ 77,000 | $ 33,000 |
| CHICO, CA | 6 | $ 1,276,000 | $ 212,000 | $ 37,000 |
| COEUR D'ALENE, ID | 6 | $ 932,000 | $ 155,000 | $ 0 |
| GREELEY, CO | 6 | $ 1,100,000 | $ 183,000 | $ 26,000 |
| JACKSONVILLE, NC | 6 | $ 1,726,000 | $ 287,000 | $ 27,000 |
| KINGSTON, NY | 6 | $ 1,472,000 | $ 245,000 | $ 36,000 |
| LANCASTER, PA | 6 | $ 913,000 | $ 152,000 | $ 9,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 1,363,000 | $ 227,000 | $ 76,000 |
| OCEAN CITY, NJ | 6 | $ 2,022,000 | $ 337,000 | $ 55,000 |
| PANAMA CITY-LYNN HAVEN, FL | 6 | $ 2,462,000 | $ 410,000 | $ 11,000 |
| READING, PA | 6 | $ 713,000 | $ 118,000 | $ 34,000 |
| ROCKY MOUNT, NC | 6 | $ 515,000 | $ 85,000 | $ 38,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 6 | $ 2,147,000 | $ 357,000 | $ 54,000 |
| SPRINGFIELD, MA | 6 | $ 837,000 | $ 139,000 | $ 22,000 |
| SPRINGFIELD, MO | 6 | $ 869,000 | $ 144,000 | $ 13,000 |
| VICTORIA, TX | 6 | $ 602,000 | $ 100,000 | $ 46,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 973,000 | $ 162,000 | $ 45,000 |
| ABILENE, TX | 5 | $ 296,000 | $ 59,000 | $ 28,000 |
| COLUMBUS, GA-AL | 5 | $ 517,000 | $ 103,000 | $ 35,000 |
| DOVER, DE | 5 | $ 826,000 | $ 165,000 | $ 17,000 |
| EL PASO, TX | 5 | $ 419,000 | $ 83,000 | $ 36,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 696,000 | $ 139,000 | $ 13,000 |
| FARGO, ND-MN | 5 | $ 451,000 | $ 90,000 | $ 32,000 |
| FORT SMITH, AR-OK | 5 | $ 376,000 | $ 75,000 | $ 49,000 |
| GRAND JUNCTION, CO | 5 | $ 1,102,000 | $ 220,000 | $ 21,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 1,168,000 | $ 233,000 | $ 43,000 |
| HUNTSVILLE, AL | 5 | $ 395,000 | $ 79,000 | $ 35,000 |
| LAFAYETTE, LA | 5 | $ 603,000 | $ 120,000 | $ 18,000 |
| MONTGOMERY, AL | 5 | $ 852,000 | $ 170,000 | $ 59,000 |
| MORGANTOWN, WV | 5 | $ 537,000 | $ 107,000 | $ 45,000 |
| NAPA, CA | 5 | $ 2,006,000 | $ 401,000 | $ 63,000 |
| ROCHESTER, NY | 5 | $ 566,000 | $ 113,000 | $ 47,000 |
| SALEM, OR | 5 | $ 1,337,000 | $ 267,000 | $ 34,000 |
| SALISBURY, MD | 5 | $ 1,510,000 | $ 302,000 | $ 99,000 |
| SANTA FE, NM | 5 | $ 1,105,000 | $ 221,000 | $ 26,000 |
| SHERMAN-DENISON, TX | 5 | $ 275,000 | $ 55,000 | $ 21,000 |
| TRENTON-EWING, NJ | 5 | $ 1,751,000 | $ 350,000 | $ 16,000 |
| BELLINGHAM, WA | 4 | $ 654,000 | $ 163,000 | $ 22,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 821,000 | $ 205,000 | $ 31,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 450,000 | $ 112,000 | $ 43,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,312,000 | $ 328,000 | $ 34,000 |
| EVANSVILLE, IN-KY | 4 | $ 766,000 | $ 191,000 | $ 16,000 |
| GAINESVILLE, FL | 4 | $ 476,000 | $ 119,000 | $ 124,000 |
| KANKAKEE-BRADLEY, IL | 4 | $ 614,000 | $ 153,000 | $ 27,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 4 | $ 928,000 | $ 232,000 | $ 30,000 |
| LANSING-EAST LANSING, MI | 4 | $ 385,000 | $ 96,000 | $ 67,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 1,298,000 | $ 324,000 | $ 31,000 |
| MERCED, CA | 4 | $ 1,327,000 | $ 331,000 | $ 0 |
| MONROE, MI | 4 | $ 272,000 | $ 68,000 | $ 62,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 672,000 | $ 168,000 | $ 20,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 480,000 | $ 120,000 | $ 39,000 |
| ST. CLOUD, MN | 4 | $ 505,000 | $ 126,000 | $ 26,000 |
| YUBA CITY, CA | 4 | $ 891,000 | $ 222,000 | $ 126,000 |
| YUMA, AZ | 4 | $ 869,000 | $ 217,000 | $ 9,000 |
| ALTOONA, PA | 3 | $ 470,000 | $ 156,000 | $ 49,000 |
| AUBURN-OPELIKA, AL | 3 | $ 266,000 | $ 88,000 | $ 43,000 |
| BAY CITY, MI | 3 | $ 296,000 | $ 98,000 | $ 30,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 249,000 | $ 83,000 | $ 11,000 |
| CARSON CITY, NV | 3 | $ 444,000 | $ 148,000 | $ 0 |
| DANVILLE, VA | 3 | $ 188,000 | $ 62,000 | $ 49,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 1,172,000 | $ 390,000 | $ 14,000 |
| GLENS FALLS, NY | 3 | $ 372,000 | $ 124,000 | $ 82,000 |
| GULFPORT-BILOXI, MS | 3 | $ 340,000 | $ 113,000 | $ 78,000 |
| JACKSON, MI | 3 | $ 320,000 | $ 106,000 | $ 31,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 3 | $ 631,000 | $ 210,000 | $ 12,000 |
| MADERA, CA | 3 | $ 839,000 | $ 279,000 | $ 24,000 |
| MORRISTOWN, TN | 3 | $ 294,000 | $ 98,000 | $ 32,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 441,000 | $ 147,000 | $ 0 |
| PUEBLO, CO | 3 | $ 750,000 | $ 250,000 | $ 0 |
| RACINE, WI | 3 | $ 681,000 | $ 227,000 | $ 53,000 |
| SPRINGFIELD, OH | 3 | $ 278,000 | $ 92,000 | $ 60,000 |
| WICHITA FALLS, TX | 3 | $ 296,000 | $ 98,000 | $ 0 |
| WILLIAMSPORT, PA | 3 | $ 298,000 | $ 99,000 | $ 38,000 |
| ALBANY, GA | 2 | $ 190,000 | $ 95,000 | $ 43,000 |
| ANNISTON-OXFORD, AL | 2 | $ 173,000 | $ 86,000 | $ 0 |
| BANGOR, ME | 2 | $ 214,000 | $ 107,000 | $ 17,000 |
| BINGHAMTON, NY | 2 | $ 116,000 | $ 58,000 | $ 37,000 |
| BOWLING GREEN, KY | 2 | $ 181,000 | $ 90,000 | $ 19,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 358,000 | $ 179,000 | $ 46,000 |
| BRUNSWICK, GA | 2 | $ 957,000 | $ 478,000 | $ 37,000 |
| CHEYENNE, WY | 2 | $ 340,000 | $ 170,000 | $ 0 |
| CLARKSVILLE, TN-KY | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| CLEVELAND, TN | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| COLUMBIA, MO | 2 | $ 578,000 | $ 289,000 | $ 11,000 |
| CUMBERLAND, MD-WV | 2 | $ 203,000 | $ 101,000 | $ 67,000 |
| DANVILLE, IL | 2 | $ 170,000 | $ 85,000 | $ 16,000 |
| DECATUR, AL | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
| DOTHAN, AL | 2 | $ 218,000 | $ 109,000 | $ 24,000 |
| EL CENTRO, CA | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| FLAGSTAFF, AZ | 2 | $ 535,000 | $ 267,000 | $ 112,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| JOHNSON CITY, TN | 2 | $ 204,000 | $ 102,000 | $ 38,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| LAWTON, OK | 2 | $ 121,000 | $ 60,000 | $ 31,000 |
| LEBANON, PA | 2 | $ 168,000 | $ 84,000 | $ 0 |
| LEWISTON-AUBURN, ME | 2 | $ 395,000 | $ 197,000 | $ 0 |
| LOGAN, UT-ID | 2 | $ 551,000 | $ 275,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 339,000 | $ 169,000 | $ 101,000 |
| ROANOKE, VA | 2 | $ 548,000 | $ 274,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 193,000 | $ 96,000 | $ 51,000 |
| SAVANNAH, GA | 2 | $ 171,000 | $ 85,000 | $ 34,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 371,000 | $ 185,000 | $ 81,000 |
| SHEBOYGAN, WI | 2 | $ 189,000 | $ 94,000 | $ 13,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 243,000 | $ 121,000 | $ 74,000 |
| SPRINGFIELD, IL | 2 | $ 184,000 | $ 92,000 | $ 25,000 |
| SYRACUSE, NY | 2 | $ 230,000 | $ 115,000 | $ 8,000 |
| TERRE HAUTE, IN | 2 | $ 193,000 | $ 96,000 | $ 38,000 |
| UTICA-ROME, NY | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| VALDOSTA, GA | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| VERO BEACH, FL | 2 | $ 752,000 | $ 376,000 | $ 60,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 121,000 | $ 60,000 | $ 47,000 |
| WENATCHEE, WA | 2 | $ 199,000 | $ 99,000 | $ 0 |
| WHEELING, WV-OH | 2 | $ 111,000 | $ 55,000 | $ 23,000 |
| YAKIMA, WA | 2 | $ 221,000 | $ 110,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 102,000 | $ 102,000 | $ 0 |
| APPLETON, WI | 1 | $ 380,000 | $ 380,000 | $ 0 |
| BILLINGS, MT | 1 | $ 403,000 | $ 403,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 123,000 | $ 123,000 | $ 0 |
| DECATUR, IL | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| DUBUQUE, IA | 1 | $ 197,000 | $ 197,000 | $ 0 |
| DULUTH, MN-WI | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| EAU CLAIRE, WI | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| ELIZABETHTOWN, KY | 1 | $ 92,000 | $ 92,000 | $ 74,000 |
| ERIE, PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 135,000 | $ 135,000 | $ 0 |
| FLORENCE, SC | 1 | $ 192,000 | $ 192,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| HANFORD-CORCORAN, CA | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| HARRISONBURG, VA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| IDAHO FALLS, ID | 1 | $ 111,000 | $ 111,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| ITHACA, NY | 1 | $ 367,000 | $ 367,000 | $ 63,000 |
| JACKSON, TN | 1 | $ 52,000 | $ 52,000 | $ 49,000 |
| JOHNSTOWN, PA | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| JOPLIN, MO | 1 | $ 223,000 | $ 223,000 | $ 36,000 |
| KOKOMO, IN | 1 | $ 85,000 | $ 85,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 146,000 | $ 146,000 | $ 0 |
| LIMA, OH | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| LINCOLN, NE | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| LONGVIEW, WA | 1 | $ 296,000 | $ 296,000 | $ 0 |
| MIDLAND, TX | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| MISSOULA, MT | 1 | $ 188,000 | $ 188,000 | $ 219,000 |
| MONROE, LA | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| MUNCIE, IN | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| PASCAGOULA, MS | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| PINE BLUFF, AR | 1 | $ 108,000 | $ 108,000 | $ 86,000 |
| REDDING, CA | 1 | $ 422,000 | $ 422,000 | $ 0 |
| ROCHESTER, MN | 1 | $ 151,000 | $ 151,000 | $ 0 |
| ROME, GA | 1 | $ 250,000 | $ 250,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 52,000 | $ 52,000 | $ 14,000 |
| SANDUSKY, OH | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| SIOUX FALLS, SD | 1 | $ 40,000 | $ 40,000 | $ 35,000 |
| ST. JOSEPH, MO-KS | 1 | $ 80,000 | $ 80,000 | $ 10,000 |
| STATE COLLEGE, PA | 1 | $ 140,000 | $ 140,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 418,000 | $ 418,000 | $ 0 |
Mortgage Loan Application Detail Totals for Franklin Bank Ssb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,417 | $1,769,885,000 | $217,411 | $7,750,000 | $49,549 | $3,240,000 |
| Home Purchase | 6,656 | $1,381,879,000 | $220,770 | $2,992,000 | $61,729 | $4,200,000 |
| Home Improvement | 194 | $52,131,000 | $210,619 | $1,461,000 | $86,619 | $494,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,371 | $1,139,412,000 | $190,720 | $7,750,000 | $81,420 | $3,240,000 |
| Not applicable | 3,818 | $1,286,437,000 | $291,551 | $2,992,000 | $326 | $255,000 |
| Not Provided | 1,460 | $260,346,000 | $162,434 | $1,950,000 | $42,586 | $1,500,000 |
| Hispanic | 1,041 | $194,653,000 | $164,121 | $1,125,000 | $78,454 | $816,000 |
| Black or African American | 989 | $137,272,000 | $155,121 | $910,000 | $77,121 | $4,200,000 |
| Asian | 527 | $170,898,000 | $227,607 | $1,436,000 | $89,857 | $554,000 |
| American Indian or Alaskan Native | 33 | $6,791,000 | $237,133 | $1,020,000 | $94,800 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 28 | $8,086,000 | $288,583 | $633,000 | $121,750 | $660,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,701 | $3,036,355,000 | $219,156 | $7,750,000 | $58,666 | $4,200,000 |
| FHA-insured (Federal Housing Administration) | 1,325 | $133,695,000 | $115,200 | $406,000 | $38,966 | $700,000 |
| VA-guaranteed (Veterans Administration) | 227 | $32,473,000 | $148,387 | $359,000 | $47,258 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,372,000 | $107,400 | $126,000 | $45,200 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,085 | $806,840,000 | $186,956 | $1,750,000 | $92,021 | $1,560,000 |
| Loan Purchased By The Institution | 3,818 | $1,286,496,000 | $291,571 | $2,992,000 | $326 | $255,000 |
| Application Withdrawn By Applicant | 3,123 | $531,472,000 | $168,940 | $2,640,000 | $59,320 | $4,200,000 |
| Application Denied By Financial Institution | 1,966 | $331,358,000 | $182,069 | $7,750,000 | $80,046 | $3,240,000 |
| Application Approved But Not Accepted | 1,119 | $218,944,000 | $198,925 | $1,995,000 | $77,225 | $1,809,000 |
| File Closed For Incompleteness | 156 | $28,785,000 | $186,521 | $1,420,000 | $127,565 | $3,636,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $2,018,000 | $153,833 | $372,000 | $64,500 | $252,000 |
| Other | 7 | $1,572,000 | $228,833 | $406,000 | $103,833 | $216,000 |
| Unverifiable Information | 2 | $246,000 | $123,000 | $126,000 | $45,000 | $50,000 |
| Debt-To-Income Ratio | 2 | $322,000 | $161,000 | $225,000 | $49,500 | $60,000 |
| Mortgage Insurance Denied | 1 | $392,000 | $392,000 | $392,000 | $127,000 | $127,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Bank Ssb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Bank Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.