Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Franklin First Financial, Ltd 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,475 |
| Total Mortgage Loan Application Amount | $600,650,000 |
| Average Mortgage Loan Application Amount | $253,500 |
| Highest Mortgage Loan Application Amount | $1,960,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $1,368,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 170 | $ 53,877,000 | $ 316,000 | $ 104,000 |
| Nassau County New York | 126 | $ 39,100,000 | $ 310,000 | $ 106,000 |
| Queens County New York | 117 | $ 38,500,000 | $ 329,000 | $ 87,000 |
| Kings County New York | 86 | $ 31,772,000 | $ 369,000 | $ 78,000 |
| Monmouth County New Jersey | 72 | $ 18,806,000 | $ 261,000 | $ 98,000 |
| Essex County New Jersey | 56 | $ 15,236,000 | $ 272,000 | $ 84,000 |
| Broward County Florida | 43 | $ 10,676,000 | $ 248,000 | $ 106,000 |
| Ocean County New Jersey | 40 | $ 10,442,000 | $ 261,000 | $ 100,000 |
| Richmond County New York | 39 | $ 13,184,000 | $ 338,000 | $ 100,000 |
| Miami-Dade County Florida | 38 | $ 9,744,000 | $ 256,000 | $ 103,000 |
| Burlington County New Jersey | 36 | $ 8,127,000 | $ 225,000 | $ 79,000 |
| Philadelphia County Pennsylvania | 35 | $ 4,699,000 | $ 134,000 | $ 64,000 |
| Middlesex County New Jersey | 34 | $ 9,456,000 | $ 278,000 | $ 70,000 |
| Bronx County New York | 31 | $ 9,376,000 | $ 302,000 | $ 75,000 |
| Bergen County New Jersey | 27 | $ 9,750,000 | $ 361,000 | $ 219,000 |
| Passaic County New Jersey | 26 | $ 7,772,000 | $ 298,000 | $ 97,000 |
| Westchester County New York | 26 | $ 8,756,000 | $ 336,000 | $ 89,000 |
| Hudson County New Jersey | 24 | $ 6,483,000 | $ 270,000 | $ 84,000 |
| Camden County New Jersey | 23 | $ 4,092,000 | $ 177,000 | $ 58,000 |
| Union County New Jersey | 23 | $ 7,396,000 | $ 321,000 | $ 124,000 |
| Orange County Florida | 22 | $ 4,669,000 | $ 212,000 | $ 65,000 |
| Palm Beach County Florida | 22 | $ 8,483,000 | $ 385,000 | $ 238,000 |
| Prince George's County Maryland | 22 | $ 5,408,000 | $ 245,000 | $ 74,000 |
| Sussex County New Jersey | 21 | $ 5,197,000 | $ 247,000 | $ 108,000 |
| Orange County New York | 21 | $ 6,378,000 | $ 303,000 | $ 111,000 |
| Mecklenburg County North Carolina | 20 | $ 2,677,000 | $ 133,000 | $ 78,000 |
| Fairfield County Connecticut | 19 | $ 5,542,000 | $ 291,000 | $ 145,000 |
| Atlantic County New Jersey | 19 | $ 3,789,000 | $ 199,000 | $ 74,000 |
| Mercer County New Jersey | 19 | $ 4,608,000 | $ 242,000 | $ 84,000 |
| Worcester County Massachusetts | 18 | $ 4,425,000 | $ 245,000 | $ 71,000 |
| Pinellas County Florida | 16 | $ 2,325,000 | $ 145,000 | $ 59,000 |
| Middlesex County Massachusetts | 16 | $ 4,638,000 | $ 289,000 | $ 45,000 |
| Gloucester County New Jersey | 16 | $ 3,473,000 | $ 217,000 | $ 64,000 |
| Hampden County Massachusetts | 15 | $ 2,149,000 | $ 143,000 | $ 60,000 |
| New Haven County Connecticut | 14 | $ 3,780,000 | $ 270,000 | $ 80,000 |
| Seminole County Florida | 14 | $ 3,085,000 | $ 220,000 | $ 68,000 |
| Fulton County Georgia | 14 | $ 2,814,000 | $ 201,000 | $ 228,000 |
| Baltimore County Maryland | 14 | $ 2,798,000 | $ 199,000 | $ 103,000 |
| Baltimore City County Maryland | 14 | $ 2,728,000 | $ 194,000 | $ 93,000 |
| Cumberland County New Jersey | 14 | $ 2,687,000 | $ 191,000 | $ 71,000 |
| Morris County New Jersey | 14 | $ 4,738,000 | $ 338,000 | $ 104,000 |
| Chatham County Georgia | 13 | $ 1,612,000 | $ 124,000 | $ 71,000 |
| Cobb County Georgia | 13 | $ 2,215,000 | $ 170,000 | $ 78,000 |
| Hartford County Connecticut | 12 | $ 2,499,000 | $ 208,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 12 | $ 4,368,000 | $ 364,000 | $ 142,000 |
| Duval County Florida | 12 | $ 2,312,000 | $ 192,000 | $ 66,000 |
| Lee County Florida | 12 | $ 2,839,000 | $ 236,000 | $ 108,000 |
| New York County New York | 12 | $ 5,121,000 | $ 426,000 | $ 257,000 |
| Montgomery County Maryland | 11 | $ 3,977,000 | $ 361,000 | $ 72,000 |
| Polk County Florida | 10 | $ 1,656,000 | $ 165,000 | $ 58,000 |
| Salem County New Jersey | 10 | $ 1,618,000 | $ 161,000 | $ 69,000 |
| Somerset County New Jersey | 10 | $ 2,496,000 | $ 249,000 | $ 77,000 |
| Erie County New York | 10 | $ 1,943,000 | $ 194,000 | $ 69,000 |
| Delaware County Pennsylvania | 10 | $ 2,104,000 | $ 210,000 | $ 63,000 |
| Montgomery County Pennsylvania | 10 | $ 2,125,000 | $ 212,000 | $ 84,000 |
| New Castle County Delaware | 9 | $ 1,850,000 | $ 205,000 | $ 48,000 |
| Manatee County Florida | 9 | $ 2,723,000 | $ 302,000 | $ 62,000 |
| Essex County Massachusetts | 9 | $ 2,802,000 | $ 311,000 | $ 93,000 |
| Rockland County New York | 9 | $ 2,279,000 | $ 253,000 | $ 89,000 |
| Wake County North Carolina | 9 | $ 1,870,000 | $ 207,000 | $ 72,000 |
| Berks County Pennsylvania | 9 | $ 1,109,000 | $ 123,000 | $ 63,000 |
| Horry County South Carolina | 9 | $ 1,681,000 | $ 186,000 | $ 94,000 |
| Hillsborough County Florida | 8 | $ 1,252,000 | $ 156,000 | $ 57,000 |
| Osceola County Florida | 8 | $ 1,810,000 | $ 226,000 | $ 78,000 |
| Pasco County Florida | 8 | $ 1,414,000 | $ 176,000 | $ 57,000 |
| Gwinnett County Georgia | 8 | $ 1,377,000 | $ 172,000 | $ 62,000 |
| Norfolk County Massachusetts | 8 | $ 2,450,000 | $ 306,000 | $ 113,000 |
| Suffolk County Massachusetts | 8 | $ 2,631,000 | $ 328,000 | $ 115,000 |
| Warren County New Jersey | 8 | $ 1,951,000 | $ 243,000 | $ 84,000 |
| Columbia County New York | 8 | $ 1,461,000 | $ 182,000 | $ 74,000 |
| Onondaga County New York | 8 | $ 1,059,000 | $ 132,000 | $ 51,000 |
| Rensselaer County New York | 8 | $ 1,085,000 | $ 135,000 | $ 57,000 |
| Saratoga County New York | 8 | $ 1,225,000 | $ 153,000 | $ 74,000 |
| Bucks County Pennsylvania | 8 | $ 1,673,000 | $ 209,000 | $ 72,000 |
| Wayne County Pennsylvania | 8 | $ 1,371,000 | $ 171,000 | $ 96,000 |
| Marion County Florida | 7 | $ 980,000 | $ 140,000 | $ 45,000 |
| Harford County Maryland | 7 | $ 1,303,000 | $ 186,000 | $ 55,000 |
| Bristol County Massachusetts | 7 | $ 1,759,000 | $ 251,000 | $ 73,000 |
| Wayne County Michigan | 7 | $ 1,032,000 | $ 147,000 | $ 60,000 |
| Albany County New York | 7 | $ 1,576,000 | $ 225,000 | $ 125,000 |
| Dutchess County New York | 7 | $ 2,076,000 | $ 296,000 | $ 97,000 |
| Monroe County New York | 7 | $ 974,000 | $ 139,000 | $ 60,000 |
| Ulster County New York | 7 | $ 1,588,000 | $ 226,000 | $ 68,000 |
| Northampton County Pennsylvania | 7 | $ 1,435,000 | $ 205,000 | $ 53,000 |
| Pike County Pennsylvania | 7 | $ 1,280,000 | $ 182,000 | $ 89,000 |
| Tolland County Connecticut | 6 | $ 1,120,000 | $ 186,000 | $ 81,000 |
| Clay County Florida | 6 | $ 1,133,000 | $ 188,000 | $ 86,000 |
| DeKalb County Georgia | 6 | $ 1,046,000 | $ 174,000 | $ 59,000 |
| Richmond County Georgia | 6 | $ 649,000 | $ 108,000 | $ 54,000 |
| Anne Arundel County Maryland | 6 | $ 1,639,000 | $ 273,000 | $ 51,000 |
| Howard County Maryland | 6 | $ 1,817,000 | $ 302,000 | $ 111,000 |
| Plymouth County Massachusetts | 6 | $ 1,997,000 | $ 332,000 | $ 106,000 |
| Macomb County Michigan | 6 | $ 738,000 | $ 123,000 | $ 70,000 |
| Greene County New York | 6 | $ 831,000 | $ 138,000 | $ 63,000 |
| Putnam County New York | 6 | $ 1,490,000 | $ 248,000 | $ 116,000 |
| Buncombe County North Carolina | 6 | $ 1,147,000 | $ 191,000 | $ 64,000 |
| Lehigh County Pennsylvania | 6 | $ 1,197,000 | $ 199,000 | $ 78,000 |
| Monroe County Pennsylvania | 6 | $ 1,258,000 | $ 209,000 | $ 83,000 |
| Brevard County Florida | 5 | $ 1,587,000 | $ 317,000 | $ 229,000 |
| Citrus County Florida | 5 | $ 929,000 | $ 185,000 | $ 77,000 |
| Hernando County Florida | 5 | $ 979,000 | $ 195,000 | $ 64,000 |
| Sarasota County Florida | 5 | $ 679,000 | $ 135,000 | $ 53,000 |
| Columbia County Georgia | 5 | $ 1,059,000 | $ 211,000 | $ 67,000 |
| Washington County Maryland | 5 | $ 1,086,000 | $ 217,000 | $ 69,000 |
| St. Louis County Missouri | 5 | $ 704,000 | $ 140,000 | $ 64,000 |
| Cape May County New Jersey | 5 | $ 1,387,000 | $ 277,000 | $ 82,000 |
| Sullivan County New York | 5 | $ 913,000 | $ 182,000 | $ 72,000 |
| New Hanover County North Carolina | 5 | $ 831,000 | $ 166,000 | $ 56,000 |
| Onslow County North Carolina | 5 | $ 600,000 | $ 120,000 | $ 44,000 |
| Lancaster County Pennsylvania | 5 | $ 767,000 | $ 153,000 | $ 114,000 |
| York County Pennsylvania | 5 | $ 804,000 | $ 160,000 | $ 60,000 |
| Charleston County South Carolina | 5 | $ 841,000 | $ 168,000 | $ 86,000 |
| Richland County South Carolina | 5 | $ 875,000 | $ 175,000 | $ 65,000 |
| Davidson County Tennessee | 5 | $ 749,000 | $ 149,000 | $ 51,000 |
| Alachua County Florida | 4 | $ 571,000 | $ 142,000 | $ 45,000 |
| Charlotte County Florida | 4 | $ 698,000 | $ 174,000 | $ 70,000 |
| Collier County Florida | 4 | $ 1,082,000 | $ 270,000 | $ 49,000 |
| Leon County Florida | 4 | $ 447,000 | $ 111,000 | $ 574,000 |
| Okaloosa County Florida | 4 | $ 517,000 | $ 129,000 | $ 111,000 |
| St. Johns County Florida | 4 | $ 959,000 | $ 239,000 | $ 113,000 |
| Volusia County Florida | 4 | $ 685,000 | $ 171,000 | $ 100,000 |
| Rockdale County Georgia | 4 | $ 844,000 | $ 211,000 | $ 91,000 |
| Frederick County Maryland | 4 | $ 933,000 | $ 233,000 | $ 62,000 |
| Hillsborough County New Hampshire | 4 | $ 930,000 | $ 232,000 | $ 90,000 |
| Hunterdon County New Jersey | 4 | $ 907,000 | $ 226,000 | $ 55,000 |
| Niagara County New York | 4 | $ 719,000 | $ 179,000 | $ 99,000 |
| Schenectady County New York | 4 | $ 552,000 | $ 138,000 | $ 62,000 |
| Steuben County New York | 4 | $ 593,000 | $ 148,000 | $ 79,000 |
| Union County North Carolina | 4 | $ 3,513,000 | $ 878,000 | $ 350,000 |
| Wilkes County North Carolina | 4 | $ 404,000 | $ 101,000 | $ 39,000 |
| Allegheny County Pennsylvania | 4 | $ 556,000 | $ 139,000 | $ 88,000 |
| Blair County Pennsylvania | 4 | $ 483,000 | $ 120,000 | $ 61,000 |
| Dauphin County Pennsylvania | 4 | $ 455,000 | $ 113,000 | $ 63,000 |
| Franklin County Pennsylvania | 4 | $ 734,000 | $ 183,000 | $ 95,000 |
| Dorchester County South Carolina | 4 | $ 613,000 | $ 153,000 | $ 66,000 |
| Greenville County South Carolina | 4 | $ 699,000 | $ 174,000 | $ 69,000 |
| York County South Carolina | 4 | $ 648,000 | $ 162,000 | $ 60,000 |
| Middlesex County Connecticut | 3 | $ 641,000 | $ 213,000 | $ 72,000 |
| Windham County Connecticut | 3 | $ 544,000 | $ 181,000 | $ 51,000 |
| Escambia County Florida | 3 | $ 449,000 | $ 149,000 | $ 46,000 |
| Highlands County Florida | 3 | $ 720,000 | $ 240,000 | $ 35,000 |
| Indian River County Florida | 3 | $ 623,000 | $ 207,000 | $ 60,000 |
| St. Lucie County Florida | 3 | $ 505,000 | $ 168,000 | $ 80,000 |
| Clayton County Georgia | 3 | $ 374,000 | $ 124,000 | $ 65,000 |
| Muscogee County Georgia | 3 | $ 365,000 | $ 121,000 | $ 50,000 |
| Paulding County Georgia | 3 | $ 592,000 | $ 197,000 | $ 99,000 |
| Elkhart County Indiana | 3 | $ 290,000 | $ 96,000 | $ 51,000 |
| Carroll County Maryland | 3 | $ 806,000 | $ 268,000 | $ 94,000 |
| Cecil County Maryland | 3 | $ 675,000 | $ 225,000 | $ 73,000 |
| Charles County Maryland | 3 | $ 908,000 | $ 302,000 | $ 79,000 |
| Kalamazoo County Michigan | 3 | $ 346,000 | $ 115,000 | $ 65,000 |
| Yellowstone County Montana | 3 | $ 458,000 | $ 152,000 | $ 47,000 |
| Ontario County New York | 3 | $ 426,000 | $ 142,000 | $ 48,000 |
| Otsego County New York | 3 | $ 346,000 | $ 115,000 | $ 81,000 |
| Tompkins County New York | 3 | $ 304,000 | $ 101,000 | $ 51,000 |
| Washington County New York | 3 | $ 510,000 | $ 170,000 | $ 55,000 |
| Wyoming County New York | 3 | $ 452,000 | $ 150,000 | $ 60,000 |
| Brunswick County North Carolina | 3 | $ 648,000 | $ 216,000 | $ 61,000 |
| Catawba County North Carolina | 3 | $ 407,000 | $ 135,000 | $ 55,000 |
| Columbus County North Carolina | 3 | $ 491,000 | $ 163,000 | $ 76,000 |
| Durham County North Carolina | 3 | $ 526,000 | $ 175,000 | $ 75,000 |
| Franklin County North Carolina | 3 | $ 324,000 | $ 108,000 | $ 50,000 |
| Guilford County North Carolina | 3 | $ 294,000 | $ 98,000 | $ 38,000 |
| Iredell County North Carolina | 3 | $ 412,000 | $ 137,000 | $ 38,000 |
| Carbon County Pennsylvania | 3 | $ 784,000 | $ 261,000 | $ 96,000 |
| Chester County Pennsylvania | 3 | $ 989,000 | $ 329,000 | $ 83,000 |
| Washington County Pennsylvania | 3 | $ 213,000 | $ 71,000 | $ 58,000 |
| Westmoreland County Pennsylvania | 3 | $ 480,000 | $ 160,000 | $ 52,000 |
| Berkeley County South Carolina | 3 | $ 452,000 | $ 150,000 | $ 74,000 |
| Jefferson County Alabama | 2 | $ 316,000 | $ 158,000 | $ 59,000 |
| Madison County Alabama | 2 | $ 238,000 | $ 119,000 | $ 52,000 |
| Talladega County Alabama | 2 | $ 284,000 | $ 142,000 | $ 90,000 |
| Anchorage County Alaska | 2 | $ 158,000 | $ 79,000 | $ 48,000 |
| Saline County Arkansas | 2 | $ 235,000 | $ 117,000 | $ 48,000 |
| Douglas County Colorado | 2 | $ 414,000 | $ 207,000 | $ 120,000 |
| Huerfano County Colorado | 2 | $ 251,000 | $ 125,000 | $ 31,000 |
| Weld County Colorado | 2 | $ 402,000 | $ 201,000 | $ 83,000 |
| Litchfield County Connecticut | 2 | $ 272,000 | $ 136,000 | $ 31,000 |
| New London County Connecticut | 2 | $ 412,000 | $ 206,000 | $ 42,000 |
| Sussex County Delaware | 2 | $ 217,000 | $ 108,000 | $ 54,000 |
| Bradford County Florida | 2 | $ 547,000 | $ 273,000 | $ 86,000 |
| DeSoto County Florida | 2 | $ 228,000 | $ 114,000 | $ 99,000 |
| Sumter County Florida | 2 | $ 149,000 | $ 74,000 | $ 80,000 |
| Bartow County Georgia | 2 | $ 291,000 | $ 145,000 | $ 53,000 |
| Bibb County Georgia | 2 | $ 242,000 | $ 121,000 | $ 58,000 |
| Chattooga County Georgia | 2 | $ 100,000 | $ 50,000 | $ 14,000 |
| Cherokee County Georgia | 2 | $ 428,000 | $ 214,000 | $ 175,000 |
| Effingham County Georgia | 2 | $ 399,000 | $ 199,000 | $ 68,000 |
| Hall County Georgia | 2 | $ 256,000 | $ 128,000 | $ 47,000 |
| Henry County Georgia | 2 | $ 500,000 | $ 250,000 | $ 82,000 |
| Stephens County Georgia | 2 | $ 269,000 | $ 134,000 | $ 36,000 |
| Ware County Georgia | 2 | $ 243,000 | $ 121,000 | $ 46,000 |
| Hendricks County Indiana | 2 | $ 212,000 | $ 106,000 | $ 52,000 |
| St. Joseph County Indiana | 2 | $ 176,000 | $ 88,000 | $ 46,000 |
| Barnstable County Massachusetts | 2 | $ 528,000 | $ 264,000 | $ 81,000 |
| Franklin County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Hampshire County Massachusetts | 2 | $ 331,000 | $ 165,000 | $ 43,000 |
| Saginaw County Michigan | 2 | $ 121,000 | $ 60,000 | $ 39,000 |
| Jackson County Missouri | 2 | $ 263,000 | $ 131,000 | $ 69,000 |
| St. Charles County Missouri | 2 | $ 245,000 | $ 122,000 | $ 84,000 |
| Rockingham County New Hampshire | 2 | $ 675,000 | $ 337,000 | $ 75,000 |
| Chemung County New York | 2 | $ 351,000 | $ 175,000 | $ 95,000 |
| Essex County New York | 2 | $ 312,000 | $ 156,000 | $ 63,000 |
| Herkimer County New York | 2 | $ 184,000 | $ 92,000 | $ 33,000 |
| Jefferson County New York | 2 | $ 238,000 | $ 119,000 | $ 91,000 |
| Madison County New York | 2 | $ 223,000 | $ 111,000 | $ 98,000 |
| Oneida County New York | 2 | $ 278,000 | $ 139,000 | $ 44,000 |
| Warren County New York | 2 | $ 308,000 | $ 154,000 | $ 48,000 |
| Cabarrus County North Carolina | 2 | $ 349,000 | $ 174,000 | $ 75,000 |
| Carteret County North Carolina | 2 | $ 238,000 | $ 119,000 | $ 59,000 |
| Cleveland County North Carolina | 2 | $ 628,000 | $ 314,000 | $ 109,000 |
| Forsyth County North Carolina | 2 | $ 321,000 | $ 160,000 | $ 48,000 |
| Gaston County North Carolina | 2 | $ 446,000 | $ 223,000 | $ 57,000 |
| Gates County North Carolina | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Stanly County North Carolina | 2 | $ 361,000 | $ 180,000 | $ 71,000 |
| Adams County Pennsylvania | 2 | $ 321,000 | $ 160,000 | $ 69,000 |
| Butler County Pennsylvania | 2 | $ 471,000 | $ 235,000 | $ 80,000 |
| Columbia County Pennsylvania | 2 | $ 306,000 | $ 153,000 | $ 58,000 |
| Lackawanna County Pennsylvania | 2 | $ 321,000 | $ 160,000 | $ 54,000 |
| Luzerne County Pennsylvania | 2 | $ 243,000 | $ 121,000 | $ 45,000 |
| Mercer County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 132,000 |
| Aiken County South Carolina | 2 | $ 245,000 | $ 122,000 | $ 32,000 |
| Beaufort County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 62,000 |
| Georgetown County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| Lexington County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Marion County South Carolina | 2 | $ 355,000 | $ 177,000 | $ 74,000 |
| Hamilton County Tennessee | 2 | $ 212,000 | $ 106,000 | $ 54,000 |
| Williamson County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 44,000 |
| Baldwin County Alabama | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Calhoun County Alabama | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Elmore County Alabama | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Mobile County Alabama | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Montgomery County Alabama | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Pike County Alabama | 1 | $ 162,000 | $ 162,000 | $ 77,000 |
| Russell County Alabama | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Fairbanks North Star County Alaska | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Craighead County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Newton County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Washington County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Arapahoe County Colorado | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Denver County Colorado | 1 | $ 203,000 | $ 203,000 | $ 135,000 |
| El Paso County Colorado | 1 | $ 162,000 | $ 162,000 | $ 192,000 |
| Jefferson County Colorado | 1 | $ 241,000 | $ 241,000 | $ 87,000 |
| Mesa County Colorado | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Moffat County Colorado | 1 | $ 187,000 | $ 187,000 | $ 111,000 |
| Park County Colorado | 1 | $ 180,000 | $ 180,000 | $ 43,000 |
| Teller County Colorado | 1 | $ 214,000 | $ 214,000 | $ 60,000 |
| Yuma County Colorado | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Kent County Delaware | 1 | $ 264,000 | $ 264,000 | $ 68,000 |
| Baker County Florida | 1 | $ 178,000 | $ 178,000 | $ 62,000 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Lake County Florida | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Madison County Florida | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Martin County Florida | 1 | $ 88,000 | $ 88,000 | $ 23,000 |
| Monroe County Florida | 1 | $ 250,000 | $ 250,000 | $ 91,000 |
| Nassau County Florida | 1 | $ 329,000 | $ 329,000 | $ 92,000 |
| Okeechobee County Florida | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Putnam County Florida | 1 | $ 158,000 | $ 158,000 | $ 97,000 |
| Santa Rosa County Florida | 1 | $ 164,000 | $ 164,000 | $ 43,000 |
| Wakulla County Florida | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Walton County Florida | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| Washington County Florida | 1 | $ 362,000 | $ 362,000 | $ 36,000 |
| Barrow County Georgia | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Ben Hill County Georgia | 1 | $ 137,000 | $ 137,000 | $ 94,000 |
| Camden County Georgia | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Catoosa County Georgia | 1 | $ 114,000 | $ 114,000 | $ 65,000 |
| Clarke County Georgia | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Dawson County Georgia | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Decatur County Georgia | 1 | $ 246,000 | $ 246,000 | $ 84,000 |
| Dougherty County Georgia | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Douglas County Georgia | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Floyd County Georgia | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Gordon County Georgia | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Grady County Georgia | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| Haralson County Georgia | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Lowndes County Georgia | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Monroe County Georgia | 1 | $ 141,000 | $ 141,000 | $ 51,000 |
| Oconee County Georgia | 1 | $ 159,000 | $ 159,000 | $ 89,000 |
| Pickens County Georgia | 1 | $ 147,000 | $ 147,000 | $ 35,000 |
| Taylor County Georgia | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Thomas County Georgia | 1 | $ 203,000 | $ 203,000 | $ 166,000 |
| Toombs County Georgia | 1 | $ 193,000 | $ 193,000 | $ 81,000 |
| Walker County Georgia | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Walton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Whitfield County Georgia | 1 | $ 111,000 | $ 111,000 | $ 38,000 |
| Allen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Clinton County Indiana | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Fountain County Indiana | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Franklin County Indiana | 1 | $ 198,000 | $ 198,000 | $ 61,000 |
| Hamilton County Indiana | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Johnson County Indiana | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Knox County Indiana | 1 | $ 67,000 | $ 67,000 | $ 47,000 |
| Lake County Indiana | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| LaPorte County Indiana | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Marion County Indiana | 1 | $ 193,000 | $ 193,000 | $ 112,000 |
| Martin County Indiana | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Noble County Indiana | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Parke County Indiana | 1 | $ 187,000 | $ 187,000 | $ 44,000 |
| Steuben County Indiana | 1 | $ 94,000 | $ 94,000 | $ 24,000 |
| Warrick County Indiana | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Wells County Indiana | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Buena Vista County Iowa | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Boyd County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Henderson County Kentucky | 1 | $ 186,000 | $ 186,000 | $ 82,000 |
| Madison County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| De Soto County Louisiana | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Piscataquis County Maine | 1 | $ 162,000 | $ 162,000 | $ 90,000 |
| Somerset County Maine | 1 | $ 106,000 | $ 106,000 | $ 28,000 |
| Allegany County Maryland | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Calvert County Maryland | 1 | $ 356,000 | $ 356,000 | $ 59,000 |
| Dorchester County Maryland | 1 | $ 170,000 | $ 170,000 | $ 37,000 |
| Garrett County Maryland | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Somerset County Maryland | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| St. Mary's County Maryland | 1 | $ 257,000 | $ 257,000 | $ 49,000 |
| Berkshire County Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Bay County Michigan | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Berrien County Michigan | 1 | $ 149,000 | $ 149,000 | $ 107,000 |
| Cass County Michigan | 1 | $ 344,000 | $ 344,000 | $ 78,000 |
| Dickinson County Michigan | 1 | $ 121,000 | $ 121,000 | $ 87,000 |
| Grand Traverse County Michigan | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Ingham County Michigan | 1 | $ 106,000 | $ 106,000 | $ 58,000 |
| Lenawee County Michigan | 1 | $ 158,000 | $ 158,000 | $ 111,000 |
| Osceola County Michigan | 1 | $ 147,000 | $ 147,000 | $ 109,000 |
| Ottawa County Michigan | 1 | $ 203,000 | $ 203,000 | $ 97,000 |
| Tuscola County Michigan | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Washtenaw County Michigan | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Lyon County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Buchanan County Missouri | 1 | $ 164,000 | $ 164,000 | $ 48,000 |
| Butler County Missouri | 1 | $ 149,000 | $ 149,000 | $ 31,000 |
| Cass County Missouri | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Cedar County Missouri | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| Greene County Missouri | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Phelps County Missouri | 1 | $ 96,000 | $ 96,000 | $ 43,000 |
| Pulaski County Missouri | 1 | $ 119,000 | $ 119,000 | $ 82,000 |
| Ste. Genevieve County Missouri | 1 | $ 106,000 | $ 106,000 | $ 56,000 |
| Stone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Texas County Missouri | 1 | $ 107,000 | $ 107,000 | $ 27,000 |
| Webster County Missouri | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Merrimack County New Hampshire | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Cayuga County New York | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Chautauqua County New York | 1 | $ 92,000 | $ 92,000 | $ 77,000 |
| Clinton County New York | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Delaware County New York | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Genesee County New York | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Oswego County New York | 1 | $ 252,000 | $ 252,000 | $ 74,000 |
| Schoharie County New York | 1 | $ 230,000 | $ 230,000 | $ 96,000 |
| Seneca County New York | 1 | $ 48,000 | $ 48,000 | $ 43,000 |
| Alamance County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| Beaufort County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Bertie County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 40,000 |
| Burke County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Cherokee County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 99,000 |
| Dare County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Duplin County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Edgecombe County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Johnston County North Carolina | 1 | $ 227,000 | $ 227,000 | $ 75,000 |
| Lee County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 112,000 |
| Lenoir County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 63,000 |
| Lincoln County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Macon County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Martin County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 39,000 |
| Nash County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 57,000 |
| Pamlico County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Pitt County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 164,000 |
| Randolph County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Richmond County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Robeson County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 75,000 |
| Rowan County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 77,000 |
| Transylvania County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Washington County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Wilson County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Yancey County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Coos County Oregon | 1 | $ 127,000 | $ 127,000 | $ 29,000 |
| Jackson County Oregon | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Washington County Oregon | 1 | $ 211,000 | $ 211,000 | $ 119,000 |
| Yamhill County Oregon | 1 | $ 121,000 | $ 121,000 | $ 31,000 |
| Armstrong County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 74,000 |
| Beaver County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Cumberland County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 110,000 |
| Erie County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Forest County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Lawrence County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
| Lebanon County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Lycoming County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 104,000 |
| Mifflin County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 71,000 |
| Northumberland County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| Snyder County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Venango County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 11,000 |
| Anderson County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 80,000 |
| Barnwell County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Cherokee County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Greenwood County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Lancaster County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Laurens County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 94,000 |
| Oconee County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 41,000 |
| Orangeburg County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Pickens County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Saluda County South Carolina | 1 | $ 202,000 | $ 202,000 | $ 82,000 |
| Spartanburg County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
| Robertson County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 106,000 |
| Shelby County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 32,000 |
| Sumner County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Tipton County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| Union County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| White County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Bexar County Texas | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Hampton County Virginia | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Portsmouth County Virginia | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
| Spotsylvania County Virginia | 1 | $ 251,000 | $ 251,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,094 | $497,677,000 | $237,000 | $1,600,000 | $84,000 | $1,296,000 |
| Home Purchase | 381 | $102,973,000 | $270,000 | $1,960,000 | $108,000 | $1,368,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,377 | $325,990,000 | $236,000 | $1,960,000 | $92,000 | $1,368,000 |
| Not Provided | 439 | $110,359,000 | $251,000 | $1,111,000 | $84,000 | $915,000 |
| Black or African American | 363 | $85,783,000 | $236,000 | $1,163,000 | $76,000 | $1,296,000 |
| Hispanic | 232 | $59,805,000 | $257,000 | $920,000 | $83,000 | $552,000 |
| Asian | 40 | $11,144,000 | $278,000 | $585,000 | $106,000 | $708,000 |
| American Indian or Alaskan Native | 19 | $6,269,000 | $329,000 | $616,000 | $110,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,300,000 | $260,000 | $417,000 | $197,000 | $658,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,655 | $439,589,000 | $265,000 | $1,960,000 | $96,000 | $1,368,000 |
| FHA-insured (Federal Housing Administration) | 820 | $161,061,000 | $196,000 | $570,000 | $71,000 | $708,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,469 | $342,550,000 | $233,000 | $1,500,000 | $83,000 | $780,000 |
| Application Denied By Financial Institution | 347 | $89,344,000 | $257,000 | $1,960,000 | $109,000 | $1,368,000 |
| Application Approved But Not Accepted | 340 | $88,850,000 | $261,000 | $1,040,000 | $89,000 | $1,368,000 |
| Application Withdrawn By Applicant | 282 | $70,149,000 | $248,000 | $1,050,000 | $88,000 | $618,000 |
| File Closed For Incompleteness | 36 | $9,624,000 | $267,000 | $604,000 | $80,000 | $176,000 |
| Loan Purchased By The Institution | 1 | $133,000 | $133,000 | $133,000 | $54,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 60 | $13,893,000 | $231,000 | $930,000 | $79,000 | $330,000 |
| Collateral | 57 | $13,017,000 | $228,000 | $851,000 | $189,000 | $1,296,000 |
| Debt-To-Income Ratio | 34 | $8,023,000 | $235,000 | $585,000 | $76,000 | $234,000 |
| Other | 33 | $9,535,000 | $288,000 | $1,600,000 | $73,000 | $420,000 |
| Unverifiable Information | 26 | $8,346,000 | $321,000 | $1,163,000 | $138,000 | $258,000 |
| Employment History | 13 | $4,428,000 | $340,000 | $1,350,000 | $192,000 | $604,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $936,000 | $234,000 | $505,000 | $49,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.