Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Franklin First Financial, Ltd 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,215 |
| Total Mortgage Loan Application Amount | $791,149,000 |
| Average Mortgage Loan Application Amount | $269,500 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $1,869,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 179 | $ 66,300,000 | $ 370,000 | $ 124,000 |
| Suffolk County New York | 165 | $ 56,433,000 | $ 342,000 | $ 101,000 |
| Queens County New York | 148 | $ 53,548,000 | $ 361,000 | $ 90,000 |
| Kings County New York | 116 | $ 54,671,000 | $ 471,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 64 | $ 8,671,000 | $ 135,000 | $ 68,000 |
| Essex County New Jersey | 55 | $ 16,212,000 | $ 294,000 | $ 86,000 |
| Bronx County New York | 50 | $ 22,252,000 | $ 445,000 | $ 110,000 |
| Richmond County New York | 43 | $ 14,606,000 | $ 339,000 | $ 100,000 |
| Prince George's County Maryland | 40 | $ 12,161,000 | $ 304,000 | $ 82,000 |
| Passaic County New Jersey | 35 | $ 12,187,000 | $ 348,000 | $ 96,000 |
| Miami-Dade County Florida | 34 | $ 8,430,000 | $ 247,000 | $ 78,000 |
| Camden County New Jersey | 32 | $ 7,295,000 | $ 227,000 | $ 83,000 |
| Ocean County New Jersey | 32 | $ 9,910,000 | $ 309,000 | $ 87,000 |
| Erie County New York | 32 | $ 4,233,000 | $ 132,000 | $ 67,000 |
| Westchester County New York | 31 | $ 13,188,000 | $ 425,000 | $ 123,000 |
| Middlesex County New Jersey | 30 | $ 8,151,000 | $ 271,000 | $ 83,000 |
| Atlantic County New Jersey | 28 | $ 5,433,000 | $ 194,000 | $ 62,000 |
| Orange County New York | 28 | $ 8,128,000 | $ 290,000 | $ 88,000 |
| New Haven County Connecticut | 27 | $ 6,051,000 | $ 224,000 | $ 75,000 |
| Wake County North Carolina | 26 | $ 4,581,000 | $ 176,000 | $ 69,000 |
| Monmouth County New Jersey | 25 | $ 7,896,000 | $ 315,000 | $ 99,000 |
| Burlington County New Jersey | 24 | $ 6,511,000 | $ 271,000 | $ 82,000 |
| Bergen County New Jersey | 23 | $ 8,068,000 | $ 350,000 | $ 91,000 |
| Union County New Jersey | 23 | $ 8,327,000 | $ 362,000 | $ 100,000 |
| Mercer County New Jersey | 22 | $ 6,068,000 | $ 275,000 | $ 82,000 |
| Broward County Florida | 21 | $ 3,819,000 | $ 181,000 | $ 59,000 |
| Baltimore County Maryland | 21 | $ 4,599,000 | $ 219,000 | $ 65,000 |
| Baltimore City County Maryland | 21 | $ 3,539,000 | $ 168,000 | $ 66,000 |
| Worcester County Massachusetts | 19 | $ 4,062,000 | $ 213,000 | $ 69,000 |
| Dutchess County New York | 19 | $ 5,375,000 | $ 282,000 | $ 82,000 |
| Palm Beach County Florida | 18 | $ 4,335,000 | $ 240,000 | $ 83,000 |
| Fairfield County Connecticut | 17 | $ 5,083,000 | $ 299,000 | $ 68,000 |
| Bristol County Massachusetts | 17 | $ 4,166,000 | $ 245,000 | $ 76,000 |
| Plymouth County Massachusetts | 17 | $ 4,834,000 | $ 284,000 | $ 90,000 |
| Hudson County New Jersey | 17 | $ 6,284,000 | $ 369,000 | $ 107,000 |
| Monroe County Pennsylvania | 17 | $ 3,011,000 | $ 177,000 | $ 55,000 |
| Duval County Florida | 16 | $ 2,546,000 | $ 159,000 | $ 48,000 |
| Richland County South Carolina | 16 | $ 2,152,000 | $ 134,000 | $ 56,000 |
| Hartford County Connecticut | 15 | $ 3,442,000 | $ 229,000 | $ 76,000 |
| Mecklenburg County North Carolina | 15 | $ 2,506,000 | $ 167,000 | $ 55,000 |
| Montgomery County Pennsylvania | 15 | $ 2,991,000 | $ 199,000 | $ 68,000 |
| Fulton County Georgia | 14 | $ 2,441,000 | $ 174,000 | $ 64,000 |
| Suffolk County Massachusetts | 14 | $ 3,908,000 | $ 279,000 | $ 127,000 |
| Bucks County Pennsylvania | 14 | $ 3,746,000 | $ 267,000 | $ 114,000 |
| Delaware County Pennsylvania | 14 | $ 2,359,000 | $ 168,000 | $ 58,000 |
| New Castle County Delaware | 13 | $ 2,956,000 | $ 227,000 | $ 68,000 |
| Hampden County Massachusetts | 13 | $ 2,285,000 | $ 175,000 | $ 56,000 |
| Gloucester County New Jersey | 13 | $ 2,531,000 | $ 194,000 | $ 71,000 |
| Cumberland County North Carolina | 13 | $ 1,913,000 | $ 147,000 | $ 68,000 |
| Jefferson County Alabama | 12 | $ 1,957,000 | $ 163,000 | $ 54,000 |
| Morris County New Jersey | 12 | $ 4,165,000 | $ 347,000 | $ 104,000 |
| Horry County South Carolina | 12 | $ 2,253,000 | $ 187,000 | $ 62,000 |
| Shelby County Tennessee | 12 | $ 1,322,000 | $ 110,000 | $ 45,000 |
| Cumberland County New Jersey | 11 | $ 1,955,000 | $ 177,000 | $ 59,000 |
| Ulster County New York | 11 | $ 2,882,000 | $ 262,000 | $ 92,000 |
| Volusia County Florida | 10 | $ 1,860,000 | $ 186,000 | $ 55,000 |
| DeKalb County Georgia | 10 | $ 1,344,000 | $ 134,000 | $ 53,000 |
| Somerset County New Jersey | 10 | $ 3,326,000 | $ 332,000 | $ 83,000 |
| Sussex County New Jersey | 10 | $ 2,877,000 | $ 287,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 9 | $ 2,410,000 | $ 267,000 | $ 57,000 |
| Hillsborough County Florida | 9 | $ 1,509,000 | $ 167,000 | $ 64,000 |
| Gwinnett County Georgia | 9 | $ 1,503,000 | $ 167,000 | $ 75,000 |
| Anne Arundel County Maryland | 9 | $ 3,019,000 | $ 335,000 | $ 101,000 |
| Essex County Massachusetts | 9 | $ 2,274,000 | $ 252,000 | $ 72,000 |
| Warren County New Jersey | 9 | $ 2,244,000 | $ 249,000 | $ 85,000 |
| Monroe County New York | 9 | $ 1,314,000 | $ 146,000 | $ 59,000 |
| Durham County North Carolina | 9 | $ 1,326,000 | $ 147,000 | $ 42,000 |
| Gaston County North Carolina | 9 | $ 1,121,000 | $ 124,000 | $ 54,000 |
| Chester County Pennsylvania | 9 | $ 3,145,000 | $ 349,000 | $ 118,000 |
| Lancaster County Pennsylvania | 9 | $ 1,372,000 | $ 152,000 | $ 56,000 |
| Lehigh County Pennsylvania | 9 | $ 1,435,000 | $ 159,000 | $ 48,000 |
| York County Pennsylvania | 9 | $ 1,441,000 | $ 160,000 | $ 51,000 |
| New London County Connecticut | 8 | $ 2,059,000 | $ 257,000 | $ 64,000 |
| Brevard County Florida | 8 | $ 1,756,000 | $ 219,000 | $ 68,000 |
| Cobb County Georgia | 8 | $ 1,778,000 | $ 222,000 | $ 91,000 |
| Norfolk County Massachusetts | 8 | $ 3,039,000 | $ 379,000 | $ 124,000 |
| Onondaga County New York | 8 | $ 1,340,000 | $ 167,000 | $ 75,000 |
| Rockland County New York | 8 | $ 3,096,000 | $ 387,000 | $ 341,000 |
| Schenectady County New York | 8 | $ 1,272,000 | $ 159,000 | $ 72,000 |
| Guilford County North Carolina | 8 | $ 974,000 | $ 121,000 | $ 47,000 |
| New Hanover County North Carolina | 8 | $ 1,615,000 | $ 201,000 | $ 75,000 |
| Tulsa County Oklahoma | 8 | $ 889,000 | $ 111,000 | $ 50,000 |
| Allegheny County Pennsylvania | 8 | $ 1,019,000 | $ 127,000 | $ 51,000 |
| Berks County Pennsylvania | 8 | $ 1,287,000 | $ 160,000 | $ 64,000 |
| Northampton County Pennsylvania | 8 | $ 1,646,000 | $ 205,000 | $ 72,000 |
| Davidson County Tennessee | 8 | $ 1,548,000 | $ 193,000 | $ 72,000 |
| Mobile County Alabama | 7 | $ 1,061,000 | $ 151,000 | $ 57,000 |
| Litchfield County Connecticut | 7 | $ 1,694,000 | $ 242,000 | $ 67,000 |
| Clay County Florida | 7 | $ 1,092,000 | $ 156,000 | $ 67,000 |
| Orange County Florida | 7 | $ 1,148,000 | $ 164,000 | $ 48,000 |
| Clayton County Georgia | 7 | $ 1,056,000 | $ 150,000 | $ 54,000 |
| Henry County Georgia | 7 | $ 1,178,000 | $ 168,000 | $ 59,000 |
| Cumberland County Maine | 7 | $ 1,522,000 | $ 217,000 | $ 64,000 |
| Charles County Maryland | 7 | $ 1,934,000 | $ 276,000 | $ 100,000 |
| Middlesex County Massachusetts | 7 | $ 2,443,000 | $ 349,000 | $ 98,000 |
| Wayne County Michigan | 7 | $ 879,000 | $ 125,000 | $ 50,000 |
| St. Louis County Missouri | 7 | $ 1,013,000 | $ 144,000 | $ 50,000 |
| Salem County New Jersey | 7 | $ 1,324,000 | $ 189,000 | $ 71,000 |
| Saratoga County New York | 7 | $ 1,466,000 | $ 209,000 | $ 67,000 |
| Wyoming County New York | 7 | $ 679,000 | $ 97,000 | $ 59,000 |
| Buncombe County North Carolina | 7 | $ 1,295,000 | $ 185,000 | $ 53,000 |
| Dauphin County Pennsylvania | 7 | $ 978,000 | $ 139,000 | $ 62,000 |
| Charleston County South Carolina | 7 | $ 1,244,000 | $ 177,000 | $ 50,000 |
| York County South Carolina | 7 | $ 1,274,000 | $ 182,000 | $ 66,000 |
| Pulaski County Arkansas | 6 | $ 743,000 | $ 123,000 | $ 56,000 |
| Lake County Florida | 6 | $ 1,182,000 | $ 197,000 | $ 60,000 |
| Carroll County Georgia | 6 | $ 1,090,000 | $ 181,000 | $ 45,000 |
| Chatham County Georgia | 6 | $ 1,010,000 | $ 168,000 | $ 48,000 |
| Walton County Georgia | 6 | $ 1,091,000 | $ 181,000 | $ 67,000 |
| Ada County Idaho | 6 | $ 1,144,000 | $ 190,000 | $ 63,000 |
| Montgomery County Maryland | 6 | $ 2,054,000 | $ 342,000 | $ 98,000 |
| Wicomico County Maryland | 6 | $ 1,081,000 | $ 180,000 | $ 62,000 |
| Oakland County Michigan | 6 | $ 1,073,000 | $ 178,000 | $ 56,000 |
| Hillsborough County New Hampshire | 6 | $ 1,617,000 | $ 269,000 | $ 65,000 |
| Hunterdon County New Jersey | 6 | $ 2,371,000 | $ 395,000 | $ 105,000 |
| Cattaraugus County New York | 6 | $ 543,000 | $ 90,000 | $ 46,000 |
| New York County New York | 6 | $ 1,961,000 | $ 326,000 | $ 79,000 |
| Putnam County New York | 6 | $ 1,653,000 | $ 275,000 | $ 98,000 |
| Dorchester County South Carolina | 6 | $ 1,165,000 | $ 194,000 | $ 71,000 |
| Greenville County South Carolina | 6 | $ 1,015,000 | $ 169,000 | $ 77,000 |
| Spartanburg County South Carolina | 6 | $ 950,000 | $ 158,000 | $ 56,000 |
| Hamilton County Tennessee | 6 | $ 964,000 | $ 160,000 | $ 45,000 |
| Benton County Arkansas | 5 | $ 567,000 | $ 113,000 | $ 47,000 |
| Middlesex County Connecticut | 5 | $ 1,487,000 | $ 297,000 | $ 110,000 |
| Kent County Delaware | 5 | $ 1,028,000 | $ 205,000 | $ 59,000 |
| Sussex County Delaware | 5 | $ 1,461,000 | $ 292,000 | $ 70,000 |
| Bay County Florida | 5 | $ 911,000 | $ 182,000 | $ 66,000 |
| Hernando County Florida | 5 | $ 786,000 | $ 157,000 | $ 44,000 |
| Lee County Florida | 5 | $ 954,000 | $ 190,000 | $ 63,000 |
| Marion County Florida | 5 | $ 880,000 | $ 176,000 | $ 65,000 |
| Osceola County Florida | 5 | $ 1,170,000 | $ 234,000 | $ 102,000 |
| Pinellas County Florida | 5 | $ 810,000 | $ 162,000 | $ 51,000 |
| Seminole County Florida | 5 | $ 884,000 | $ 176,000 | $ 45,000 |
| St. Lucie County Florida | 5 | $ 910,000 | $ 182,000 | $ 66,000 |
| Marion County Indiana | 5 | $ 579,000 | $ 115,000 | $ 50,000 |
| Penobscot County Maine | 5 | $ 838,000 | $ 167,000 | $ 64,000 |
| Howard County Maryland | 5 | $ 1,491,000 | $ 298,000 | $ 76,000 |
| Cape May County New Jersey | 5 | $ 1,044,000 | $ 208,000 | $ 52,000 |
| Albany County New York | 5 | $ 1,164,000 | $ 232,000 | $ 71,000 |
| Broome County New York | 5 | $ 666,000 | $ 133,000 | $ 59,000 |
| Rensselaer County New York | 5 | $ 914,000 | $ 182,000 | $ 71,000 |
| Sullivan County New York | 5 | $ 772,000 | $ 154,000 | $ 69,000 |
| Washington County New York | 5 | $ 666,000 | $ 133,000 | $ 45,000 |
| Brunswick County North Carolina | 5 | $ 940,000 | $ 188,000 | $ 66,000 |
| Cabarrus County North Carolina | 5 | $ 761,000 | $ 152,000 | $ 75,000 |
| Catawba County North Carolina | 5 | $ 707,000 | $ 141,000 | $ 71,000 |
| Onslow County North Carolina | 5 | $ 814,000 | $ 162,000 | $ 69,000 |
| Rowan County North Carolina | 5 | $ 851,000 | $ 170,000 | $ 67,000 |
| Union County North Carolina | 5 | $ 1,058,000 | $ 211,000 | $ 74,000 |
| Oklahoma County Oklahoma | 5 | $ 649,000 | $ 129,000 | $ 54,000 |
| Cumberland County Pennsylvania | 5 | $ 885,000 | $ 177,000 | $ 74,000 |
| Lackawanna County Pennsylvania | 5 | $ 813,000 | $ 162,000 | $ 68,000 |
| Pike County Pennsylvania | 5 | $ 1,082,000 | $ 216,000 | $ 95,000 |
| Marlboro County South Carolina | 5 | $ 671,000 | $ 134,000 | $ 69,000 |
| Pasco County Florida | 4 | $ 764,000 | $ 191,000 | $ 58,000 |
| Lake County Indiana | 4 | $ 767,000 | $ 191,000 | $ 46,000 |
| Scott County Iowa | 4 | $ 626,000 | $ 156,000 | $ 55,000 |
| Kennebec County Maine | 4 | $ 640,000 | $ 160,000 | $ 49,000 |
| York County Maine | 4 | $ 766,000 | $ 191,000 | $ 76,000 |
| Frederick County Maryland | 4 | $ 1,224,000 | $ 306,000 | $ 112,000 |
| Washington County Maryland | 4 | $ 696,000 | $ 174,000 | $ 47,000 |
| Hennepin County Minnesota | 4 | $ 665,000 | $ 166,000 | $ 80,000 |
| Jackson County Missouri | 4 | $ 596,000 | $ 149,000 | $ 64,000 |
| Clinton County New York | 4 | $ 515,000 | $ 128,000 | $ 83,000 |
| Niagara County New York | 4 | $ 572,000 | $ 143,000 | $ 68,000 |
| Warren County New York | 4 | $ 666,000 | $ 166,000 | $ 58,000 |
| Wayne County New York | 4 | $ 453,000 | $ 113,000 | $ 59,000 |
| Caldwell County North Carolina | 4 | $ 487,000 | $ 121,000 | $ 43,000 |
| Cleveland County North Carolina | 4 | $ 495,000 | $ 123,000 | $ 79,000 |
| Forsyth County North Carolina | 4 | $ 645,000 | $ 161,000 | $ 52,000 |
| Iredell County North Carolina | 4 | $ 670,000 | $ 167,000 | $ 67,000 |
| Randolph County North Carolina | 4 | $ 772,000 | $ 193,000 | $ 52,000 |
| Cleveland County Oklahoma | 4 | $ 649,000 | $ 162,000 | $ 61,000 |
| Marion County Oregon | 4 | $ 676,000 | $ 169,000 | $ 57,000 |
| Lebanon County Pennsylvania | 4 | $ 583,000 | $ 145,000 | $ 41,000 |
| Luzerne County Pennsylvania | 4 | $ 503,000 | $ 125,000 | $ 44,000 |
| Lexington County South Carolina | 4 | $ 672,000 | $ 168,000 | $ 78,000 |
| Knox County Tennessee | 4 | $ 1,039,000 | $ 259,000 | $ 111,000 |
| Shelby County Alabama | 3 | $ 737,000 | $ 245,000 | $ 46,000 |
| Saline County Arkansas | 3 | $ 419,000 | $ 139,000 | $ 48,000 |
| Jefferson County Colorado | 3 | $ 688,000 | $ 229,000 | $ 69,000 |
| Mesa County Colorado | 3 | $ 560,000 | $ 186,000 | $ 72,000 |
| Charlotte County Florida | 3 | $ 582,000 | $ 194,000 | $ 56,000 |
| Martin County Florida | 3 | $ 678,000 | $ 226,000 | $ 86,000 |
| Okaloosa County Florida | 3 | $ 656,000 | $ 218,000 | $ 67,000 |
| Bibb County Georgia | 3 | $ 322,000 | $ 107,000 | $ 27,000 |
| Colquitt County Georgia | 3 | $ 356,000 | $ 118,000 | $ 50,000 |
| Hall County Georgia | 3 | $ 474,000 | $ 158,000 | $ 50,000 |
| Muscogee County Georgia | 3 | $ 357,000 | $ 119,000 | $ 39,000 |
| Newton County Georgia | 3 | $ 486,000 | $ 162,000 | $ 56,000 |
| Paulding County Georgia | 3 | $ 536,000 | $ 178,000 | $ 70,000 |
| Canyon County Idaho | 3 | $ 525,000 | $ 175,000 | $ 70,000 |
| Elkhart County Indiana | 3 | $ 390,000 | $ 130,000 | $ 44,000 |
| Hancock County Indiana | 3 | $ 514,000 | $ 171,000 | $ 52,000 |
| Cecil County Maryland | 3 | $ 791,000 | $ 263,000 | $ 77,000 |
| Harford County Maryland | 3 | $ 809,000 | $ 269,000 | $ 99,000 |
| St. Mary's County Maryland | 3 | $ 966,000 | $ 322,000 | $ 87,000 |
| Hampshire County Massachusetts | 3 | $ 556,000 | $ 185,000 | $ 57,000 |
| Macomb County Michigan | 3 | $ 457,000 | $ 152,000 | $ 49,000 |
| St. Charles County Missouri | 3 | $ 575,000 | $ 191,000 | $ 55,000 |
| St. Louis City County Missouri | 3 | $ 428,000 | $ 142,000 | $ 64,000 |
| Merrimack County New Hampshire | 3 | $ 826,000 | $ 275,000 | $ 77,000 |
| Delaware County New York | 3 | $ 549,000 | $ 183,000 | $ 54,000 |
| Genesee County New York | 3 | $ 385,000 | $ 128,000 | $ 51,000 |
| Orleans County New York | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Oswego County New York | 3 | $ 316,000 | $ 105,000 | $ 47,000 |
| Davidson County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 62,000 |
| Davie County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| Granville County North Carolina | 3 | $ 427,000 | $ 142,000 | $ 45,000 |
| Johnston County North Carolina | 3 | $ 442,000 | $ 147,000 | $ 59,000 |
| Lee County North Carolina | 3 | $ 407,000 | $ 135,000 | $ 66,000 |
| Nash County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 53,000 |
| Pasquotank County North Carolina | 3 | $ 378,000 | $ 126,000 | $ 28,000 |
| Transylvania County North Carolina | 3 | $ 536,000 | $ 178,000 | $ 62,000 |
| Wayne County North Carolina | 3 | $ 316,000 | $ 105,000 | $ 28,000 |
| Rogers County Oklahoma | 3 | $ 470,000 | $ 156,000 | $ 36,000 |
| Jackson County Oregon | 3 | $ 870,000 | $ 290,000 | $ 79,000 |
| Multnomah County Oregon | 3 | $ 654,000 | $ 218,000 | $ 85,000 |
| Beaver County Pennsylvania | 3 | $ 431,000 | $ 143,000 | $ 48,000 |
| Butler County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 42,000 |
| Franklin County Pennsylvania | 3 | $ 398,000 | $ 132,000 | $ 47,000 |
| Washington County Pennsylvania | 3 | $ 478,000 | $ 159,000 | $ 54,000 |
| Wayne County Pennsylvania | 3 | $ 514,000 | $ 171,000 | $ 63,000 |
| Westmoreland County Pennsylvania | 3 | $ 411,000 | $ 137,000 | $ 54,000 |
| Berkeley County South Carolina | 3 | $ 449,000 | $ 149,000 | $ 55,000 |
| Florence County South Carolina | 3 | $ 505,000 | $ 168,000 | $ 43,000 |
| Pickens County South Carolina | 3 | $ 303,000 | $ 101,000 | $ 42,000 |
| Union County South Carolina | 3 | $ 329,000 | $ 109,000 | $ 49,000 |
| Lawrence County Tennessee | 3 | $ 346,000 | $ 115,000 | $ 44,000 |
| Williamson County Tennessee | 3 | $ 579,000 | $ 193,000 | $ 77,000 |
| Laramie County Wyoming | 3 | $ 569,000 | $ 189,000 | $ 55,000 |
| Clarke County Alabama | 2 | $ 279,000 | $ 139,000 | $ 49,000 |
| Cullman County Alabama | 2 | $ 235,000 | $ 117,000 | $ 45,000 |
| Dale County Alabama | 2 | $ 372,000 | $ 186,000 | $ 50,000 |
| Lee County Alabama | 2 | $ 364,000 | $ 182,000 | $ 57,000 |
| Madison County Alabama | 2 | $ 451,000 | $ 225,000 | $ 69,000 |
| Matanuska-Susitna County Alaska | 2 | $ 466,000 | $ 233,000 | $ 77,000 |
| Columbia County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Crittenden County Arkansas | 2 | $ 323,000 | $ 161,000 | $ 85,000 |
| Faulkner County Arkansas | 2 | $ 259,000 | $ 129,000 | $ 93,000 |
| Garland County Arkansas | 2 | $ 247,000 | $ 123,000 | $ 43,000 |
| Jefferson County Arkansas | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Washington County Arkansas | 2 | $ 305,000 | $ 152,000 | $ 46,000 |
| Yell County Arkansas | 2 | $ 216,000 | $ 108,000 | $ 35,000 |
| Arapahoe County Colorado | 2 | $ 473,000 | $ 236,000 | $ 54,000 |
| Denver County Colorado | 2 | $ 549,000 | $ 274,000 | $ 78,000 |
| El Paso County Colorado | 2 | $ 322,000 | $ 161,000 | $ 74,000 |
| Pueblo County Colorado | 2 | $ 243,000 | $ 121,000 | $ 44,000 |
| Tolland County Connecticut | 2 | $ 425,000 | $ 212,000 | $ 68,000 |
| Collier County Florida | 2 | $ 590,000 | $ 295,000 | $ 22,000 |
| Escambia County Florida | 2 | $ 223,000 | $ 111,000 | $ 51,000 |
| Jackson County Florida | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Manatee County Florida | 2 | $ 307,000 | $ 153,000 | $ 57,000 |
| Wakulla County Florida | 2 | $ 369,000 | $ 184,000 | $ 73,000 |
| Bartow County Georgia | 2 | $ 219,000 | $ 109,000 | $ 40,000 |
| Cherokee County Georgia | 2 | $ 659,000 | $ 329,000 | $ 181,000 |
| Clarke County Georgia | 2 | $ 285,000 | $ 142,000 | $ 62,000 |
| Douglas County Georgia | 2 | $ 399,000 | $ 199,000 | $ 42,000 |
| Fayette County Georgia | 2 | $ 607,000 | $ 303,000 | $ 97,000 |
| Floyd County Georgia | 2 | $ 275,000 | $ 137,000 | $ 54,000 |
| Forsyth County Georgia | 2 | $ 412,000 | $ 206,000 | $ 55,000 |
| Glynn County Georgia | 2 | $ 287,000 | $ 143,000 | $ 54,000 |
| Haralson County Georgia | 2 | $ 244,000 | $ 122,000 | $ 40,000 |
| Jones County Georgia | 2 | $ 358,000 | $ 179,000 | $ 47,000 |
| Lowndes County Georgia | 2 | $ 349,000 | $ 174,000 | $ 68,000 |
| Rockdale County Georgia | 2 | $ 231,000 | $ 115,000 | $ 35,000 |
| Spalding County Georgia | 2 | $ 499,000 | $ 249,000 | $ 58,000 |
| Towns County Georgia | 2 | $ 456,000 | $ 228,000 | $ 69,000 |
| Upson County Georgia | 2 | $ 296,000 | $ 148,000 | $ 68,000 |
| Honolulu County Hawaii | 2 | $ 690,000 | $ 345,000 | $ 85,000 |
| Bonneville County Idaho | 2 | $ 498,000 | $ 249,000 | $ 81,000 |
| Hamilton County Indiana | 2 | $ 312,000 | $ 156,000 | $ 80,000 |
| Perry County Indiana | 2 | $ 238,000 | $ 119,000 | $ 37,000 |
| Ripley County Indiana | 2 | $ 320,000 | $ 160,000 | $ 40,000 |
| Wayne County Indiana | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Plymouth County Iowa | 2 | $ 261,000 | $ 130,000 | $ 51,000 |
| Woodbury County Iowa | 2 | $ 421,000 | $ 210,000 | $ 40,000 |
| Hardin County Kentucky | 2 | $ 233,000 | $ 116,000 | $ 48,000 |
| Aroostook County Maine | 2 | $ 168,000 | $ 84,000 | $ 42,000 |
| Oxford County Maine | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Somerset County Maine | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Queen Anne's County Maryland | 2 | $ 605,000 | $ 302,000 | $ 56,000 |
| Somerset County Maryland | 2 | $ 249,000 | $ 124,000 | $ 55,000 |
| Talbot County Maryland | 2 | $ 575,000 | $ 287,000 | $ 82,000 |
| Ingham County Michigan | 2 | $ 191,000 | $ 95,000 | $ 46,000 |
| St. Clair County Michigan | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| Ramsey County Minnesota | 2 | $ 387,000 | $ 193,000 | $ 81,000 |
| Buchanan County Missouri | 2 | $ 224,000 | $ 112,000 | $ 55,000 |
| Clay County Missouri | 2 | $ 275,000 | $ 137,000 | $ 89,000 |
| Dunklin County Missouri | 2 | $ 204,000 | $ 102,000 | $ 21,000 |
| Perry County Missouri | 2 | $ 282,000 | $ 141,000 | $ 50,000 |
| Platte County Missouri | 2 | $ 394,000 | $ 197,000 | $ 81,000 |
| Webster County Missouri | 2 | $ 204,000 | $ 102,000 | $ 42,000 |
| Ravalli County Montana | 2 | $ 354,000 | $ 177,000 | $ 37,000 |
| Yellowstone County Montana | 2 | $ 339,000 | $ 169,000 | $ 59,000 |
| Carroll County New Hampshire | 2 | $ 349,000 | $ 174,000 | $ 47,000 |
| Rockingham County New Hampshire | 2 | $ 681,000 | $ 340,000 | $ 85,000 |
| Strafford County New Hampshire | 2 | $ 278,000 | $ 139,000 | $ 75,000 |
| Allegany County New York | 2 | $ 106,000 | $ 53,000 | $ 54,000 |
| Cortland County New York | 2 | $ 313,000 | $ 156,000 | $ 107,000 |
| Greene County New York | 2 | $ 362,000 | $ 181,000 | $ 52,000 |
| Montgomery County New York | 2 | $ 328,000 | $ 164,000 | $ 79,000 |
| Oneida County New York | 2 | $ 221,000 | $ 110,000 | $ 46,000 |
| Ontario County New York | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Schoharie County New York | 2 | $ 312,000 | $ 156,000 | $ 79,000 |
| Alamance County North Carolina | 2 | $ 183,000 | $ 91,000 | $ 33,000 |
| Camden County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 13,000 |
| Carteret County North Carolina | 2 | $ 387,000 | $ 193,000 | $ 76,000 |
| Halifax County North Carolina | 2 | $ 241,000 | $ 120,000 | $ 62,000 |
| Haywood County North Carolina | 2 | $ 505,000 | $ 252,000 | $ 120,000 |
| Henderson County North Carolina | 2 | $ 413,000 | $ 206,000 | $ 74,000 |
| Lenoir County North Carolina | 2 | $ 207,000 | $ 103,000 | $ 35,000 |
| Moore County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 43,000 |
| Pamlico County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 85,000 |
| Pitt County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Stutsman County North Dakota | 2 | $ 523,000 | $ 261,000 | $ 94,000 |
| Haskell County Oklahoma | 2 | $ 324,000 | $ 162,000 | $ 68,000 |
| Logan County Oklahoma | 2 | $ 366,000 | $ 183,000 | $ 78,000 |
| McClain County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Clatsop County Oregon | 2 | $ 526,000 | $ 263,000 | $ 66,000 |
| Josephine County Oregon | 2 | $ 301,000 | $ 150,000 | $ 41,000 |
| Klamath County Oregon | 2 | $ 206,000 | $ 103,000 | $ 55,000 |
| Linn County Oregon | 2 | $ 302,000 | $ 151,000 | $ 43,000 |
| Polk County Oregon | 2 | $ 397,000 | $ 198,000 | $ 75,000 |
| Tillamook County Oregon | 2 | $ 293,000 | $ 146,000 | $ 30,000 |
| Washington County Oregon | 2 | $ 548,000 | $ 274,000 | $ 83,000 |
| Blair County Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 34,000 |
| Carbon County Pennsylvania | 2 | $ 343,000 | $ 171,000 | $ 38,000 |
| Aiken County South Carolina | 2 | $ 172,000 | $ 86,000 | $ 42,000 |
| Anderson County South Carolina | 2 | $ 311,000 | $ 155,000 | $ 42,000 |
| Beaufort County South Carolina | 2 | $ 621,000 | $ 310,000 | $ 198,000 |
| Darlington County South Carolina | 2 | $ 314,000 | $ 157,000 | $ 85,000 |
| Hampton County South Carolina | 2 | $ 207,000 | $ 103,000 | $ 36,000 |
| Minnehaha County South Dakota | 2 | $ 366,000 | $ 183,000 | $ 78,000 |
| Chester County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 106,000 |
| Giles County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 43,000 |
| Greene County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Hardeman County Tennessee | 2 | $ 302,000 | $ 151,000 | $ 48,000 |
| Hawkins County Tennessee | 2 | $ 262,000 | $ 131,000 | $ 39,000 |
| Montgomery County Tennessee | 2 | $ 198,000 | $ 99,000 | $ 43,000 |
| Rutherford County Tennessee | 2 | $ 412,000 | $ 206,000 | $ 68,000 |
| Sullivan County Tennessee | 2 | $ 296,000 | $ 148,000 | $ 49,000 |
| Wilson County Tennessee | 2 | $ 348,000 | $ 174,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Coffee County Alabama | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| Coosa County Alabama | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Dallas County Alabama | 1 | $ 276,000 | $ 276,000 | $ 49,000 |
| Elmore County Alabama | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Etowah County Alabama | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Houston County Alabama | 1 | $ 178,000 | $ 178,000 | $ 92,000 |
| Marion County Alabama | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Marshall County Alabama | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Montgomery County Alabama | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Morgan County Alabama | 1 | $ 137,000 | $ 137,000 | $ 110,000 |
| Pike County Alabama | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| Washington County Alabama | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Dillingham County Alaska | 1 | $ 228,000 | $ 228,000 | $ 91,000 |
| Fairbanks North Star County Alaska | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Cleburne County Arkansas | 1 | $ 203,000 | $ 203,000 | $ 68,000 |
| Craighead County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Crawford County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Grant County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Independence County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Little River County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 22,000 |
| Lonoke County Arkansas | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Sharp County Arkansas | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| White County Arkansas | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Adams County Colorado | 1 | $ 209,000 | $ 209,000 | $ 61,000 |
| Archuleta County Colorado | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Bent County Colorado | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| Delta County Colorado | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Douglas County Colorado | 1 | $ 343,000 | $ 343,000 | $ 128,000 |
| Fremont County Colorado | 1 | $ 286,000 | $ 286,000 | $ 109,000 |
| Garfield County Colorado | 1 | $ 294,000 | $ 294,000 | $ 51,000 |
| La Plata County Colorado | 1 | $ 171,000 | $ 171,000 | $ 44,000 |
| Lincoln County Colorado | 1 | $ 290,000 | $ 290,000 | $ 87,000 |
| Logan County Colorado | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Montezuma County Colorado | 1 | $ 340,000 | $ 340,000 | $ 74,000 |
| Teller County Colorado | 1 | $ 482,000 | $ 482,000 | $ 179,000 |
| Weld County Colorado | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Windham County Connecticut | 1 | $ 211,000 | $ 211,000 | $ 47,000 |
| Bradford County Florida | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Columbia County Florida | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
| Gadsden County Florida | 1 | $ 102,000 | $ 102,000 | $ 21,000 |
| Hardee County Florida | 1 | $ 193,000 | $ 193,000 | $ 56,000 |
| Holmes County Florida | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Indian River County Florida | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Jefferson County Florida | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Leon County Florida | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
| Levy County Florida | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 745,000 |
| Nassau County Florida | 1 | $ 263,000 | $ 263,000 | $ 120,000 |
| Okeechobee County Florida | 1 | $ 188,000 | $ 188,000 | $ 43,000 |
| Polk County Florida | 1 | $ 242,000 | $ 242,000 | $ 70,000 |
| Putnam County Florida | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| St. Johns County Florida | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| Sumter County Florida | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Suwannee County Florida | 1 | $ 158,000 | $ 158,000 | $ 65,000 |
| Washington County Florida | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Appling County Georgia | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Barrow County Georgia | 1 | $ 174,000 | $ 174,000 | $ 34,000 |
| Brooks County Georgia | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Camden County Georgia | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Catoosa County Georgia | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Chattooga County Georgia | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Coffee County Georgia | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Columbia County Georgia | 1 | $ 126,000 | $ 126,000 | $ 87,000 |
| Cook County Georgia | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Coweta County Georgia | 1 | $ 251,000 | $ 251,000 | $ 70,000 |
| Dawson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Dougherty County Georgia | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Effingham County Georgia | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Elbert County Georgia | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Gordon County Georgia | 1 | $ 123,000 | $ 123,000 | $ 124,000 |
| Grady County Georgia | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Heard County Georgia | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Lamar County Georgia | 1 | $ 281,000 | $ 281,000 | $ 62,000 |
| Laurens County Georgia | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Liberty County Georgia | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Lumpkin County Georgia | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| Meriwether County Georgia | 1 | $ 198,000 | $ 198,000 | $ 69,000 |
| Monroe County Georgia | 1 | $ 237,000 | $ 237,000 | $ 94,000 |
| Murray County Georgia | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Polk County Georgia | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
| Putnam County Georgia | 1 | $ 900,000 | $ 900,000 | $ 533,000 |
| Richmond County Georgia | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
| Thomas County Georgia | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Twiggs County Georgia | 1 | $ 194,000 | $ 194,000 | $ 108,000 |
| Wayne County Georgia | 1 | $ 81,000 | $ 81,000 | $ 28,000 |
| Whitfield County Georgia | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Maui County Hawaii | 1 | $ 383,000 | $ 383,000 | $ 91,000 |
| Bannock County Idaho | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Boise County Idaho | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Jerome County Idaho | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Kootenai County Idaho | 1 | $ 169,000 | $ 169,000 | $ 69,000 |
| Madison County Idaho | 1 | $ 237,000 | $ 237,000 | $ 115,000 |
| Oneida County Idaho | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Owyhee County Idaho | 1 | $ 290,000 | $ 290,000 | $ 75,000 |
| Twin Falls County Idaho | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
| Allen County Indiana | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Bartholomew County Indiana | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Boone County Indiana | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Floyd County Indiana | 1 | $ 88,000 | $ 88,000 | $ 75,000 |
| Harrison County Indiana | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Hendricks County Indiana | 1 | $ 138,000 | $ 138,000 | $ 53,000 |
| Howard County Indiana | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Jackson County Indiana | 1 | $ 222,000 | $ 222,000 | $ 156,000 |
| Jay County Indiana | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Jefferson County Indiana | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Johnson County Indiana | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| LaPorte County Indiana | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Marshall County Indiana | 1 | $ 166,000 | $ 166,000 | $ 48,000 |
| Noble County Indiana | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Orange County Indiana | 1 | $ 111,000 | $ 111,000 | $ 57,000 |
| Porter County Indiana | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Posey County Indiana | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Putnam County Indiana | 1 | $ 231,000 | $ 231,000 | $ 159,000 |
| Scott County Indiana | 1 | $ 278,000 | $ 278,000 | $ 157,000 |
| St. Joseph County Indiana | 1 | $ 96,000 | $ 96,000 | $ 22,000 |
| Tippecanoe County Indiana | 1 | $ 84,000 | $ 84,000 | $ 19,000 |
| Vanderburgh County Indiana | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Wells County Indiana | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Whitley County Indiana | 1 | $ 113,000 | $ 113,000 | $ 77,000 |
| Black Hawk County Iowa | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| Buchanan County Iowa | 1 | $ 77,000 | $ 77,000 | $ 83,000 |
| Dallas County Iowa | 1 | $ 417,000 | $ 417,000 | $ 74,000 |
| Davis County Iowa | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Des Moines County Iowa | 1 | $ 171,000 | $ 171,000 | $ 46,000 |
| Harrison County Iowa | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Jasper County Iowa | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Mitchell County Iowa | 1 | $ 139,000 | $ 139,000 | $ 34,000 |
| Polk County Iowa | 1 | $ 226,000 | $ 226,000 | $ 148,000 |
| Shelby County Iowa | 1 | $ 149,000 | $ 149,000 | $ 81,000 |
| Johnson County Kansas | 1 | $ 222,000 | $ 222,000 | $ 71,000 |
| Boyd County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 99,000 |
| McCracken County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Warren County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Androscoggin County Maine | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Waldo County Maine | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Allegany County Maryland | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Calvert County Maryland | 1 | $ 251,000 | $ 251,000 | $ 93,000 |
| Caroline County Maryland | 1 | $ 194,000 | $ 194,000 | $ 91,000 |
| Carroll County Maryland | 1 | $ 410,000 | $ 410,000 | $ 101,000 |
| Kent County Maryland | 1 | $ 252,000 | $ 252,000 | $ 71,000 |
| Worcester County Maryland | 1 | $ 323,000 | $ 323,000 | $ 69,000 |
| Barnstable County Massachusetts | 1 | $ 354,000 | $ 354,000 | $ 168,000 |
| Franklin County Massachusetts | 1 | $ 189,000 | $ 189,000 | $ 39,000 |
| Bay County Michigan | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Charlevoix County Michigan | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| Eaton County Michigan | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Genesee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Gladwin County Michigan | 1 | $ 164,000 | $ 164,000 | $ 31,000 |
| Gogebic County Michigan | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Kalamazoo County Michigan | 1 | $ 118,000 | $ 118,000 | $ 28,000 |
| Lapeer County Michigan | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Lenawee County Michigan | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Mecosta County Michigan | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Saginaw County Michigan | 1 | $ 233,000 | $ 233,000 | $ 78,000 |
| Wexford County Michigan | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,830 | $675,167,000 | $238,000 | $1,500,000 | $76,000 | $1,869,000 |
| Home Purchase | 385 | $115,982,000 | $301,000 | $763,000 | $100,000 | $745,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,755 | $416,475,000 | $237,000 | $1,500,000 | $78,000 | $995,000 |
| Black or African American | 582 | $147,785,000 | $253,000 | $790,000 | $79,000 | $902,000 |
| Not Provided | 574 | $139,507,000 | $243,000 | $900,000 | $80,000 | $1,869,000 |
| Hispanic | 244 | $70,272,000 | $288,000 | $760,000 | $84,000 | $412,000 |
| Asian | 30 | $8,930,000 | $297,000 | $763,000 | $99,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,952,000 | $275,000 | $617,000 | $98,000 | $253,000 |
| American Indian or Alaskan Native | 12 | $3,228,000 | $269,000 | $636,000 | $94,000 | $178,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,768 | $676,251,000 | $244,000 | $858,000 | $77,000 | $1,869,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 447 | $114,898,000 | $257,000 | $1,500,000 | $94,000 | $902,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,996 | $467,791,000 | $234,000 | $790,000 | $76,000 | $1,869,000 |
| Application Withdrawn By Applicant | 594 | $145,221,000 | $244,000 | $1,100,000 | $80,000 | $456,000 |
| Application Denied By Financial Institution | 395 | $117,583,000 | $297,000 | $900,000 | $90,000 | $902,000 |
| Application Approved But Not Accepted | 173 | $42,185,000 | $243,000 | $621,000 | $80,000 | $207,000 |
| File Closed For Incompleteness | 57 | $18,369,000 | $322,000 | $1,500,000 | $102,000 | $528,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 70 | $24,238,000 | $346,000 | $636,000 | $86,000 | $559,000 |
| Credit History | 61 | $12,109,000 | $198,000 | $580,000 | $82,000 | $902,000 |
| Other | 41 | $12,243,000 | $298,000 | $728,000 | $86,000 | $239,000 |
| Collateral | 36 | $11,060,000 | $307,000 | $764,000 | $92,000 | $213,000 |
| Unverifiable Information | 16 | $6,734,000 | $420,000 | $689,000 | $104,000 | $256,000 |
| Employment History | 3 | $1,084,000 | $361,000 | $526,000 | $86,000 | $118,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $885,000 | $295,000 | $417,000 | $84,000 | $102,000 |
| Mortgage Insurance Denied | 3 | $1,049,000 | $349,000 | $477,000 | $111,000 | $128,000 |
| Credit Application Incomplete | 1 | $482,000 | $482,000 | $482,000 | $179,000 | $179,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.