Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Franklin First Financial, Ltd 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,746 |
| Total Mortgage Loan Application Amount | $815,486,000 |
| Average Mortgage Loan Application Amount | $288,333 |
| Highest Mortgage Loan Application Amount | $1,140,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $856,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kings County New York | 323 | $ 120,346,000 | $ 372,000 | $ 96,000 |
| Nassau County New York | 295 | $ 95,697,000 | $ 324,000 | $ 101,000 |
| Suffolk County New York | 284 | $ 77,086,000 | $ 271,000 | $ 93,000 |
| Queens County New York | 275 | $ 89,915,000 | $ 326,000 | $ 86,000 |
| Richmond County New York | 107 | $ 33,086,000 | $ 309,000 | $ 92,000 |
| Bergen County New Jersey | 86 | $ 30,206,000 | $ 351,000 | $ 110,000 |
| Bronx County New York | 84 | $ 26,236,000 | $ 312,000 | $ 74,000 |
| Westchester County New York | 81 | $ 25,101,000 | $ 309,000 | $ 123,000 |
| Los Angeles County California | 72 | $ 19,615,000 | $ 272,000 | $ 70,000 |
| Broward County Florida | 51 | $ 12,707,000 | $ 249,000 | $ 103,000 |
| Middlesex County Massachusetts | 49 | $ 15,512,000 | $ 316,000 | $ 108,000 |
| Essex County New Jersey | 48 | $ 12,599,000 | $ 262,000 | $ 91,000 |
| Middlesex County New Jersey | 48 | $ 13,165,000 | $ 274,000 | $ 93,000 |
| Essex County Massachusetts | 34 | $ 10,019,000 | $ 294,000 | $ 94,000 |
| Morris County New Jersey | 34 | $ 10,186,000 | $ 299,000 | $ 103,000 |
| New York County New York | 31 | $ 11,225,000 | $ 362,000 | $ 125,000 |
| Monmouth County New Jersey | 27 | $ 9,276,000 | $ 343,000 | $ 122,000 |
| Dutchess County New York | 27 | $ 6,587,000 | $ 243,000 | $ 75,000 |
| Somerset County New Jersey | 26 | $ 7,568,000 | $ 291,000 | $ 96,000 |
| Palm Beach County Florida | 25 | $ 4,766,000 | $ 190,000 | $ 82,000 |
| Union County New Jersey | 25 | $ 7,019,000 | $ 280,000 | $ 103,000 |
| Passaic County New Jersey | 23 | $ 6,600,000 | $ 286,000 | $ 98,000 |
| Fairfield County Connecticut | 22 | $ 7,374,000 | $ 335,000 | $ 116,000 |
| Rockland County New York | 21 | $ 6,708,000 | $ 319,000 | $ 98,000 |
| Orange County New York | 19 | $ 4,611,000 | $ 242,000 | $ 83,000 |
| Hudson County New Jersey | 18 | $ 4,408,000 | $ 244,000 | $ 65,000 |
| Ocean County New Jersey | 15 | $ 4,010,000 | $ 267,000 | $ 85,000 |
| New Haven County Connecticut | 14 | $ 2,805,000 | $ 200,000 | $ 64,000 |
| Miami-Dade County Florida | 13 | $ 3,692,000 | $ 284,000 | $ 112,000 |
| Norfolk County Massachusetts | 13 | $ 3,589,000 | $ 276,000 | $ 136,000 |
| Burlington County New Jersey | 13 | $ 2,946,000 | $ 226,000 | $ 79,000 |
| Putnam County New York | 12 | $ 3,645,000 | $ 303,000 | $ 115,000 |
| Montgomery County Pennsylvania | 12 | $ 3,098,000 | $ 258,000 | $ 77,000 |
| Philadelphia County Pennsylvania | 12 | $ 2,131,000 | $ 177,000 | $ 25,000 |
| Camden County New Jersey | 11 | $ 2,043,000 | $ 185,000 | $ 67,000 |
| Ulster County New York | 10 | $ 1,981,000 | $ 198,000 | $ 97,000 |
| Bucks County Pennsylvania | 10 | $ 2,672,000 | $ 267,000 | $ 69,000 |
| Suffolk County Massachusetts | 9 | $ 2,519,000 | $ 279,000 | $ 68,000 |
| Mercer County New Jersey | 9 | $ 2,509,000 | $ 278,000 | $ 74,000 |
| District of Columbia County District Of Columbia | 8 | $ 3,439,000 | $ 429,000 | $ 76,000 |
| Delaware County Pennsylvania | 8 | $ 2,223,000 | $ 277,000 | $ 96,000 |
| Hunterdon County New Jersey | 7 | $ 2,467,000 | $ 352,000 | $ 106,000 |
| Saratoga County New York | 7 | $ 1,500,000 | $ 214,000 | $ 65,000 |
| Hartford County Connecticut | 6 | $ 1,244,000 | $ 207,000 | $ 54,000 |
| Howard County Maryland | 6 | $ 2,233,000 | $ 372,000 | $ 125,000 |
| Montgomery County Maryland | 6 | $ 3,098,000 | $ 516,000 | $ 134,000 |
| Barnstable County Massachusetts | 6 | $ 2,079,000 | $ 346,000 | $ 124,000 |
| Plymouth County Massachusetts | 6 | $ 1,479,000 | $ 246,000 | $ 91,000 |
| Warren County New Jersey | 6 | $ 1,672,000 | $ 278,000 | $ 73,000 |
| Orange County Florida | 5 | $ 1,009,000 | $ 201,000 | $ 52,000 |
| Cobb County Georgia | 5 | $ 930,000 | $ 186,000 | $ 35,000 |
| Cook County Illinois | 5 | $ 956,000 | $ 191,000 | $ 86,000 |
| Gloucester County New Jersey | 5 | $ 1,565,000 | $ 313,000 | $ 72,000 |
| Sussex County New Jersey | 5 | $ 1,093,000 | $ 218,000 | $ 75,000 |
| Berks County Pennsylvania | 5 | $ 1,153,000 | $ 230,000 | $ 64,000 |
| Franklin County Pennsylvania | 5 | $ 1,114,000 | $ 222,000 | $ 41,000 |
| Monroe County Pennsylvania | 5 | $ 774,000 | $ 154,000 | $ 56,000 |
| Orange County California | 4 | $ 1,385,000 | $ 346,000 | $ 48,000 |
| New Castle County Delaware | 4 | $ 1,146,000 | $ 286,000 | $ 15,000 |
| DeKalb County Georgia | 4 | $ 602,000 | $ 150,000 | $ 23,000 |
| Anne Arundel County Maryland | 4 | $ 791,000 | $ 197,000 | $ 44,000 |
| Atlantic County New Jersey | 4 | $ 800,000 | $ 200,000 | $ 93,000 |
| San Bernardino County California | 3 | $ 556,000 | $ 185,000 | $ 115,000 |
| Middlesex County Connecticut | 3 | $ 835,000 | $ 278,000 | $ 88,000 |
| Flagler County Florida | 3 | $ 436,000 | $ 145,000 | $ 34,000 |
| Hillsborough County Florida | 3 | $ 545,000 | $ 181,000 | $ 46,000 |
| Indian River County Florida | 3 | $ 312,000 | $ 104,000 | $ 12,000 |
| Clayton County Georgia | 3 | $ 448,000 | $ 149,000 | $ 0 |
| Coweta County Georgia | 3 | $ 529,000 | $ 176,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 660,000 | $ 220,000 | $ 46,000 |
| Charles County Maryland | 3 | $ 669,000 | $ 223,000 | $ 0 |
| Bristol County Massachusetts | 3 | $ 846,000 | $ 282,000 | $ 94,000 |
| Worcester County Massachusetts | 3 | $ 1,538,000 | $ 512,000 | $ 191,000 |
| Rockingham County New Hampshire | 3 | $ 587,000 | $ 195,000 | $ 45,000 |
| Erie County New York | 3 | $ 458,000 | $ 152,000 | $ 65,000 |
| Monroe County New York | 3 | $ 573,000 | $ 191,000 | $ 68,000 |
| Niagara County New York | 3 | $ 578,000 | $ 192,000 | $ 113,000 |
| Onondaga County New York | 3 | $ 442,000 | $ 147,000 | $ 81,000 |
| Schenectady County New York | 3 | $ 559,000 | $ 186,000 | $ 96,000 |
| Warren County New York | 3 | $ 655,000 | $ 218,000 | $ 104,000 |
| Pike County Pennsylvania | 3 | $ 860,000 | $ 286,000 | $ 87,000 |
| Wayne County Pennsylvania | 3 | $ 638,000 | $ 212,000 | $ 94,000 |
| Charleston County South Carolina | 3 | $ 697,000 | $ 232,000 | $ 19,000 |
| El Paso County Texas | 3 | $ 475,000 | $ 158,000 | $ 53,000 |
| Tarrant County Texas | 3 | $ 587,000 | $ 195,000 | $ 57,000 |
| Riverside County California | 2 | $ 570,000 | $ 285,000 | $ 71,000 |
| Jefferson County Colorado | 2 | $ 582,000 | $ 291,000 | $ 109,000 |
| Litchfield County Connecticut | 2 | $ 550,000 | $ 275,000 | $ 66,000 |
| Duval County Florida | 2 | $ 329,000 | $ 164,000 | $ 46,000 |
| Lee County Florida | 2 | $ 293,000 | $ 146,000 | $ 109,000 |
| Manatee County Florida | 2 | $ 422,000 | $ 211,000 | $ 117,000 |
| Martin County Florida | 2 | $ 366,000 | $ 183,000 | $ 90,000 |
| Pinellas County Florida | 2 | $ 563,000 | $ 281,000 | $ 238,000 |
| Sarasota County Florida | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| Lamar County Georgia | 2 | $ 314,000 | $ 157,000 | $ 42,000 |
| Baltimore City County Maryland | 2 | $ 491,000 | $ 245,000 | $ 148,000 |
| Carroll County Maryland | 2 | $ 516,000 | $ 258,000 | $ 45,000 |
| Frederick County Maryland | 2 | $ 742,000 | $ 371,000 | $ 86,000 |
| Harford County Maryland | 2 | $ 267,000 | $ 133,000 | $ 71,000 |
| Prince George's County Maryland | 2 | $ 427,000 | $ 213,000 | $ 28,000 |
| Hennepin County Minnesota | 2 | $ 611,000 | $ 305,000 | $ 97,000 |
| Hillsborough County New Hampshire | 2 | $ 631,000 | $ 315,000 | $ 63,000 |
| Strafford County New Hampshire | 2 | $ 913,000 | $ 456,000 | $ 126,000 |
| Albany County New York | 2 | $ 618,000 | $ 309,000 | $ 120,000 |
| Clinton County New York | 2 | $ 314,000 | $ 157,000 | $ 39,000 |
| Greene County New York | 2 | $ 352,000 | $ 176,000 | $ 55,000 |
| Lewis County New York | 2 | $ 253,000 | $ 126,000 | $ 20,000 |
| Otsego County New York | 2 | $ 286,000 | $ 143,000 | $ 64,000 |
| Rensselaer County New York | 2 | $ 327,000 | $ 163,000 | $ 45,000 |
| St. Lawrence County New York | 2 | $ 383,000 | $ 191,000 | $ 72,000 |
| Sullivan County New York | 2 | $ 368,000 | $ 184,000 | $ 89,000 |
| Tompkins County New York | 2 | $ 415,000 | $ 207,000 | $ 215,000 |
| Wyoming County New York | 2 | $ 256,000 | $ 128,000 | $ 72,000 |
| Cabarrus County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 37,000 |
| Guilford County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 14,000 |
| Wake County North Carolina | 2 | $ 443,000 | $ 221,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 401,000 | $ 200,000 | $ 88,000 |
| Clackamas County Oregon | 2 | $ 534,000 | $ 267,000 | $ 31,000 |
| Allegheny County Pennsylvania | 2 | $ 327,000 | $ 163,000 | $ 83,000 |
| Chester County Pennsylvania | 2 | $ 926,000 | $ 463,000 | $ 65,000 |
| Dauphin County Pennsylvania | 2 | $ 499,000 | $ 249,000 | $ 38,000 |
| Lancaster County Pennsylvania | 2 | $ 447,000 | $ 223,000 | $ 55,000 |
| Lehigh County Pennsylvania | 2 | $ 395,000 | $ 197,000 | $ 66,000 |
| Northampton County Pennsylvania | 2 | $ 788,000 | $ 394,000 | $ 266,000 |
| Susquehanna County Pennsylvania | 2 | $ 312,000 | $ 156,000 | $ 20,000 |
| Horry County South Carolina | 2 | $ 339,000 | $ 169,000 | $ 0 |
| Richland County South Carolina | 2 | $ 217,000 | $ 108,000 | $ 21,000 |
| Shelby County Tennessee | 2 | $ 499,000 | $ 249,000 | $ 126,000 |
| Dallas County Texas | 2 | $ 116,000 | $ 58,000 | $ 74,000 |
| Alameda County California | 1 | $ 180,000 | $ 180,000 | $ 130,000 |
| Amador County California | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Sacramento County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Diego County California | 1 | $ 470,000 | $ 470,000 | $ 120,000 |
| Sonoma County California | 1 | $ 319,000 | $ 319,000 | $ 70,000 |
| Sutter County California | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Ventura County California | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Denver County Colorado | 1 | $ 116,000 | $ 116,000 | $ 31,000 |
| New London County Connecticut | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| Tolland County Connecticut | 1 | $ 448,000 | $ 448,000 | $ 103,000 |
| Baker County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Bay County Florida | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Brevard County Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Citrus County Florida | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Collier County Florida | 1 | $ 81,000 | $ 81,000 | $ 124,000 |
| Escambia County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Lake County Florida | 1 | $ 315,000 | $ 315,000 | $ 240,000 |
| Monroe County Florida | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Polk County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Putnam County Florida | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| St. Johns County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 111,000 | $ 111,000 | $ 66,000 |
| Volusia County Florida | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Camden County Georgia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clarke County Georgia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Columbia County Georgia | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Fulton County Georgia | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 108,000 | $ 108,000 | $ 18,000 |
| Harris County Georgia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Meriwether County Georgia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Oconee County Georgia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 156,000 | $ 156,000 | $ 54,000 |
| Tattnall County Georgia | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| Walton County Georgia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| DuPage County Illinois | 1 | $ 130,000 | $ 130,000 | $ 84,000 |
| McHenry County Illinois | 1 | $ 116,000 | $ 116,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Johnson County Indiana | 1 | $ 312,000 | $ 312,000 | $ 48,000 |
| Cumberland County Maine | 1 | $ 365,000 | $ 365,000 | $ 180,000 |
| Hancock County Maine | 1 | $ 81,000 | $ 81,000 | $ 44,000 |
| Penobscot County Maine | 1 | $ 101,000 | $ 101,000 | $ 18,000 |
| Allegany County Maryland | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Calvert County Maryland | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
| Worcester County Maryland | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| Berkshire County Massachusetts | 1 | $ 90,000 | $ 90,000 | $ 175,000 |
| Hampden County Massachusetts | 1 | $ 212,000 | $ 212,000 | $ 217,000 |
| Allegan County Michigan | 1 | $ 123,000 | $ 123,000 | $ 131,000 |
| Ingham County Michigan | 1 | $ 130,000 | $ 130,000 | $ 394,000 |
| Carver County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Scott County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 279,000 |
| Washington County Minnesota | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 276,000 |
| Cheshire County New Hampshire | 1 | $ 169,000 | $ 169,000 | $ 106,000 |
| Coos County New Hampshire | 1 | $ 146,000 | $ 146,000 | $ 111,000 |
| Grafton County New Hampshire | 1 | $ 192,000 | $ 192,000 | $ 139,000 |
| Merrimack County New Hampshire | 1 | $ 350,000 | $ 350,000 | $ 97,000 |
| Cumberland County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 62,000 |
| Santa Fe County New Mexico | 1 | $ 228,000 | $ 228,000 | $ 110,000 |
| Broome County New York | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Cattaraugus County New York | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Chemung County New York | 1 | $ 244,000 | $ 244,000 | $ 88,000 |
| Delaware County New York | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Franklin County New York | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Fulton County New York | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Genesee County New York | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Livingston County New York | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Oneida County New York | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Ontario County New York | 1 | $ 102,000 | $ 102,000 | $ 64,000 |
| Schoharie County New York | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Mecklenburg County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Moore County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Pitt County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Ashtabula County Ohio | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Butler County Ohio | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Hamilton County Ohio | 1 | $ 273,000 | $ 273,000 | $ 164,000 |
| Licking County Ohio | 1 | $ 207,000 | $ 207,000 | $ 127,000 |
| Washington County Ohio | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
| Adams County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Lawrence County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Luzerne County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 261,000 | $ 261,000 | $ 73,000 |
| Wyoming County Pennsylvania | 1 | $ 362,000 | $ 362,000 | $ 32,000 |
| York County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 65,000 |
| Aiken County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 261,000 | $ 261,000 | $ 0 |
| York County South Carolina | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Blount County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 104,000 |
| Cheatham County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 39,000 |
| Grainger County Tennessee | 1 | $ 502,000 | $ 502,000 | $ 173,000 |
| Knox County Tennessee | 1 | $ 314,000 | $ 314,000 | $ 150,000 |
| Madison County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Montgomery County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Scott County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Collin County Texas | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Comal County Texas | 1 | $ 332,000 | $ 332,000 | $ 91,000 |
| Denton County Texas | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Galveston County Texas | 1 | $ 108,000 | $ 108,000 | $ 194,000 |
| Hays County Texas | 1 | $ 342,000 | $ 342,000 | $ 207,000 |
| Montgomery County Texas | 1 | $ 233,000 | $ 233,000 | $ 119,000 |
| Rockwall County Texas | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Berkeley County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,914 | $563,298,000 | $294,000 | $1,140,000 | $88,000 | $856,000 |
| Home Purchase | 821 | $249,230,000 | $303,000 | $1,010,000 | $99,000 | $635,000 |
| Home Improvement | 11 | $2,958,000 | $268,000 | $490,000 | $86,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,432 | $429,959,000 | $300,000 | $1,109,000 | $100,000 | $635,000 |
| Not Provided | 457 | $131,290,000 | $287,000 | $908,000 | $87,000 | $856,000 |
| Black or African American | 446 | $134,552,000 | $301,000 | $1,140,000 | $78,000 | $628,000 |
| Hispanic | 269 | $75,177,000 | $279,000 | $968,000 | $76,000 | $260,000 |
| Asian | 122 | $38,542,000 | $315,000 | $737,000 | $94,000 | $365,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,774,000 | $290,000 | $379,000 | $87,000 | $362,000 |
| American Indian or Alaskan Native | 7 | $2,192,000 | $313,000 | $417,000 | $84,000 | $134,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,413 | $410,414,000 | $290,000 | $1,140,000 | $108,000 | $856,000 |
| FHA-insured (Federal Housing Administration) | 1,313 | $399,540,000 | $304,000 | $1,010,000 | $74,000 | $426,000 |
| VA-guaranteed (Veterans Administration) | 20 | $5,532,000 | $276,000 | $488,000 | $77,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,558 | $463,940,000 | $297,000 | $1,010,000 | $91,000 | $628,000 |
| Application Denied By Financial Institution | 412 | $122,847,000 | $298,000 | $1,140,000 | $85,000 | $448,000 |
| File Closed For Incompleteness | 404 | $116,618,000 | $288,000 | $1,109,000 | $96,000 | $856,000 |
| Application Approved But Not Accepted | 279 | $84,916,000 | $304,000 | $945,000 | $98,000 | $635,000 |
| Application Withdrawn By Applicant | 93 | $27,165,000 | $292,000 | $548,000 | $92,000 | $304,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 156 | $49,041,000 | $314,000 | $1,140,000 | $78,000 | $365,000 |
| Collateral | 73 | $20,159,000 | $276,000 | $968,000 | $105,000 | $448,000 |
| Credit History | 67 | $18,021,000 | $268,000 | $724,000 | $85,000 | $312,000 |
| Other | 42 | $12,789,000 | $304,000 | $629,000 | $75,000 | $188,000 |
| Employment History | 16 | $5,283,000 | $330,000 | $1,075,000 | $84,000 | $215,000 |
| Unverifiable Information | 15 | $4,804,000 | $320,000 | $657,000 | $86,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $4,022,000 | $309,000 | $540,000 | $90,000 | $194,000 |
| Mortgage Insurance Denied | 2 | $481,000 | $240,000 | $322,000 | $46,000 | $93,000 |
| Credit Application Incomplete | 1 | $390,000 | $390,000 | $390,000 | $100,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.