Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Franklin First Financial, Ltd 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,010 |
| Total Mortgage Loan Application Amount | $869,996,000 |
| Average Mortgage Loan Application Amount | $321,666 |
| Highest Mortgage Loan Application Amount | $1,480,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $1,348,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 361 | $ 122,516,000 | $ 339,000 | $ 120,000 |
| Queens County New York | 299 | $ 101,323,000 | $ 338,000 | $ 88,000 |
| Suffolk County New York | 287 | $ 84,787,000 | $ 295,000 | $ 113,000 |
| Kings County New York | 279 | $ 99,569,000 | $ 356,000 | $ 93,000 |
| Bergen County New Jersey | 104 | $ 32,578,000 | $ 313,000 | $ 119,000 |
| Richmond County New York | 89 | $ 28,656,000 | $ 321,000 | $ 95,000 |
| Bronx County New York | 80 | $ 27,109,000 | $ 338,000 | $ 86,000 |
| Los Angeles County California | 71 | $ 22,852,000 | $ 321,000 | $ 84,000 |
| Westchester County New York | 59 | $ 21,015,000 | $ 356,000 | $ 126,000 |
| Middlesex County New Jersey | 56 | $ 14,742,000 | $ 263,000 | $ 112,000 |
| Broward County Florida | 55 | $ 12,597,000 | $ 229,000 | $ 97,000 |
| Palm Beach County Florida | 54 | $ 12,172,000 | $ 225,000 | $ 92,000 |
| Essex County New Jersey | 39 | $ 9,660,000 | $ 247,000 | $ 90,000 |
| Middlesex County Massachusetts | 29 | $ 8,905,000 | $ 307,000 | $ 102,000 |
| Passaic County New Jersey | 28 | $ 7,885,000 | $ 281,000 | $ 81,000 |
| Union County New Jersey | 28 | $ 6,382,000 | $ 227,000 | $ 79,000 |
| Hudson County New Jersey | 27 | $ 8,543,000 | $ 316,000 | $ 101,000 |
| New York County New York | 27 | $ 11,087,000 | $ 410,000 | $ 229,000 |
| Morris County New Jersey | 26 | $ 7,459,000 | $ 286,000 | $ 100,000 |
| Rockland County New York | 22 | $ 7,240,000 | $ 329,000 | $ 106,000 |
| Miami-Dade County Florida | 19 | $ 4,240,000 | $ 223,000 | $ 109,000 |
| Essex County Massachusetts | 19 | $ 5,642,000 | $ 296,000 | $ 91,000 |
| Orange County New York | 19 | $ 5,170,000 | $ 272,000 | $ 108,000 |
| Gloucester County New Jersey | 18 | $ 3,845,000 | $ 213,000 | $ 65,000 |
| Monmouth County New Jersey | 18 | $ 7,096,000 | $ 394,000 | $ 155,000 |
| District of Columbia County District Of Columbia | 17 | $ 5,181,000 | $ 304,000 | $ 194,000 |
| Burlington County New Jersey | 17 | $ 3,114,000 | $ 183,000 | $ 71,000 |
| Fairfield County Connecticut | 16 | $ 4,677,000 | $ 292,000 | $ 94,000 |
| Camden County New Jersey | 16 | $ 2,701,000 | $ 168,000 | $ 34,000 |
| Ocean County New Jersey | 16 | $ 4,644,000 | $ 290,000 | $ 152,000 |
| Montgomery County Pennsylvania | 16 | $ 4,461,000 | $ 278,000 | $ 111,000 |
| Harford County Maryland | 15 | $ 3,756,000 | $ 250,000 | $ 84,000 |
| Rockingham County New Hampshire | 14 | $ 3,242,000 | $ 231,000 | $ 88,000 |
| Philadelphia County Pennsylvania | 14 | $ 2,493,000 | $ 178,000 | $ 45,000 |
| Plymouth County Massachusetts | 13 | $ 2,616,000 | $ 201,000 | $ 72,000 |
| Dutchess County New York | 13 | $ 3,478,000 | $ 267,000 | $ 83,000 |
| Hillsborough County New Hampshire | 12 | $ 2,121,000 | $ 176,000 | $ 67,000 |
| Somerset County New Jersey | 12 | $ 3,089,000 | $ 257,000 | $ 124,000 |
| Bucks County Pennsylvania | 12 | $ 3,204,000 | $ 267,000 | $ 86,000 |
| Hartford County Connecticut | 11 | $ 2,668,000 | $ 242,000 | $ 38,000 |
| Norfolk County Massachusetts | 11 | $ 3,358,000 | $ 305,000 | $ 102,000 |
| York County Pennsylvania | 11 | $ 2,073,000 | $ 188,000 | $ 72,000 |
| Baltimore County Maryland | 10 | $ 2,126,000 | $ 212,000 | $ 75,000 |
| Bristol County Massachusetts | 10 | $ 2,029,000 | $ 202,000 | $ 65,000 |
| Harris County Texas | 10 | $ 1,890,000 | $ 189,000 | $ 42,000 |
| Riverside County California | 9 | $ 2,940,000 | $ 326,000 | $ 52,000 |
| San Diego County California | 9 | $ 3,246,000 | $ 360,000 | $ 69,000 |
| Orange County Florida | 9 | $ 1,369,000 | $ 152,000 | $ 130,000 |
| Putnam County New York | 9 | $ 2,211,000 | $ 245,000 | $ 146,000 |
| Anne Arundel County Maryland | 8 | $ 2,589,000 | $ 323,000 | $ 94,000 |
| Prince George's County Maryland | 8 | $ 2,164,000 | $ 270,000 | $ 35,000 |
| Hunterdon County New Jersey | 8 | $ 2,172,000 | $ 271,000 | $ 112,000 |
| Wake County North Carolina | 8 | $ 1,858,000 | $ 232,000 | $ 82,000 |
| New Haven County Connecticut | 7 | $ 1,618,000 | $ 231,000 | $ 59,000 |
| Suffolk County Massachusetts | 7 | $ 1,964,000 | $ 280,000 | $ 117,000 |
| Worcester County Massachusetts | 7 | $ 1,710,000 | $ 244,000 | $ 55,000 |
| Mercer County New Jersey | 7 | $ 1,828,000 | $ 261,000 | $ 80,000 |
| Ulster County New York | 7 | $ 1,231,000 | $ 175,000 | $ 41,000 |
| Cumberland County North Carolina | 7 | $ 1,037,000 | $ 148,000 | $ 30,000 |
| Litchfield County Connecticut | 6 | $ 1,408,000 | $ 234,000 | $ 55,000 |
| Monroe County New York | 6 | $ 817,000 | $ 136,000 | $ 42,000 |
| Northampton County Pennsylvania | 6 | $ 1,371,000 | $ 228,000 | $ 96,000 |
| Orange County California | 5 | $ 1,802,000 | $ 360,000 | $ 92,000 |
| El Paso County Colorado | 5 | $ 2,007,000 | $ 401,000 | $ 87,000 |
| Cook County Illinois | 5 | $ 1,406,000 | $ 281,000 | $ 100,000 |
| Montgomery County Maryland | 5 | $ 3,034,000 | $ 606,000 | $ 176,000 |
| Barnstable County Massachusetts | 5 | $ 1,165,000 | $ 233,000 | $ 68,000 |
| Strafford County New Hampshire | 5 | $ 1,162,000 | $ 232,000 | $ 84,000 |
| Atlantic County New Jersey | 5 | $ 982,000 | $ 196,000 | $ 93,000 |
| Erie County New York | 5 | $ 888,000 | $ 177,000 | $ 80,000 |
| Greene County New York | 5 | $ 819,000 | $ 163,000 | $ 22,000 |
| Mecklenburg County North Carolina | 5 | $ 947,000 | $ 189,000 | $ 37,000 |
| Oklahoma County Oklahoma | 5 | $ 847,000 | $ 169,000 | $ 53,000 |
| Chester County Pennsylvania | 5 | $ 1,839,000 | $ 367,000 | $ 163,000 |
| Bexar County Texas | 5 | $ 988,000 | $ 197,000 | $ 20,000 |
| King County Washington | 5 | $ 703,000 | $ 140,000 | $ 98,000 |
| Imperial County California | 4 | $ 814,000 | $ 203,000 | $ 0 |
| San Bernardino County California | 4 | $ 775,000 | $ 193,000 | $ 0 |
| New London County Connecticut | 4 | $ 808,000 | $ 202,000 | $ 54,000 |
| Lake County Florida | 4 | $ 540,000 | $ 135,000 | $ 55,000 |
| Martin County Florida | 4 | $ 1,118,000 | $ 279,000 | $ 298,000 |
| Will County Illinois | 4 | $ 646,000 | $ 161,000 | $ 32,000 |
| Marion County Indiana | 4 | $ 497,000 | $ 124,000 | $ 15,000 |
| Howard County Maryland | 4 | $ 969,000 | $ 242,000 | $ 52,000 |
| Queen Anne's County Maryland | 4 | $ 915,000 | $ 228,000 | $ 98,000 |
| St. Mary's County Maryland | 4 | $ 1,171,000 | $ 292,000 | $ 57,000 |
| Hampden County Massachusetts | 4 | $ 955,000 | $ 238,000 | $ 96,000 |
| Warren County New Jersey | 4 | $ 1,014,000 | $ 253,000 | $ 71,000 |
| Columbus County North Carolina | 4 | $ 510,000 | $ 127,000 | $ 47,000 |
| Robeson County North Carolina | 4 | $ 811,000 | $ 202,000 | $ 124,000 |
| Delaware County Pennsylvania | 4 | $ 865,000 | $ 216,000 | $ 66,000 |
| Monroe County Pennsylvania | 4 | $ 806,000 | $ 201,000 | $ 51,000 |
| Charleston County South Carolina | 4 | $ 857,000 | $ 214,000 | $ 34,000 |
| Pierce County Washington | 4 | $ 864,000 | $ 216,000 | $ 54,000 |
| Kern County California | 3 | $ 459,000 | $ 153,000 | $ 0 |
| Sacramento County California | 3 | $ 560,000 | $ 186,000 | $ 43,000 |
| San Joaquin County California | 3 | $ 708,000 | $ 236,000 | $ 0 |
| Denver County Colorado | 3 | $ 694,000 | $ 231,000 | $ 50,000 |
| Clay County Florida | 3 | $ 661,000 | $ 220,000 | $ 82,000 |
| Hillsborough County Florida | 3 | $ 519,000 | $ 173,000 | $ 63,000 |
| Paulding County Georgia | 3 | $ 538,000 | $ 179,000 | $ 0 |
| Carroll County Maryland | 3 | $ 808,000 | $ 269,000 | $ 65,000 |
| Hennepin County Minnesota | 3 | $ 961,000 | $ 320,000 | $ 212,000 |
| Merrimack County New Hampshire | 3 | $ 685,000 | $ 228,000 | $ 97,000 |
| Cumberland County New Jersey | 3 | $ 419,000 | $ 139,000 | $ 41,000 |
| Oneida County New York | 3 | $ 637,000 | $ 212,000 | $ 85,000 |
| Saratoga County New York | 3 | $ 732,000 | $ 244,000 | $ 52,000 |
| Sullivan County New York | 3 | $ 613,000 | $ 204,000 | $ 81,000 |
| Durham County North Carolina | 3 | $ 628,000 | $ 209,000 | $ 97,000 |
| New Hanover County North Carolina | 3 | $ 561,000 | $ 187,000 | $ 76,000 |
| Wagoner County Oklahoma | 3 | $ 381,000 | $ 127,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 893,000 | $ 297,000 | $ 74,000 |
| Carbon County Pennsylvania | 3 | $ 534,000 | $ 178,000 | $ 111,000 |
| Lehigh County Pennsylvania | 3 | $ 596,000 | $ 198,000 | $ 105,000 |
| Berkeley County South Carolina | 3 | $ 428,000 | $ 142,000 | $ 0 |
| Greenville County South Carolina | 3 | $ 413,000 | $ 137,000 | $ 49,000 |
| Horry County South Carolina | 3 | $ 449,000 | $ 149,000 | $ 44,000 |
| Richland County South Carolina | 3 | $ 398,000 | $ 132,000 | $ 19,000 |
| Bell County Texas | 3 | $ 549,000 | $ 183,000 | $ 74,000 |
| Salt Lake County Utah | 3 | $ 510,000 | $ 170,000 | $ 58,000 |
| Windham County Vermont | 3 | $ 690,000 | $ 230,000 | $ 85,000 |
| Clark County Washington | 3 | $ 344,000 | $ 114,000 | $ 0 |
| Kitsap County Washington | 3 | $ 795,000 | $ 265,000 | $ 114,000 |
| Contra Costa County California | 2 | $ 1,204,000 | $ 602,000 | $ 50,000 |
| El Dorado County California | 2 | $ 687,000 | $ 343,000 | $ 43,000 |
| Fresno County California | 2 | $ 291,000 | $ 145,000 | $ 0 |
| Kings County California | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Napa County California | 2 | $ 777,000 | $ 388,000 | $ 147,000 |
| Middlesex County Connecticut | 2 | $ 663,000 | $ 331,000 | $ 125,000 |
| Tolland County Connecticut | 2 | $ 632,000 | $ 316,000 | $ 69,000 |
| Windham County Connecticut | 2 | $ 471,000 | $ 235,000 | $ 70,000 |
| Baker County Florida | 2 | $ 323,000 | $ 161,000 | $ 0 |
| Duval County Florida | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Lee County Florida | 2 | $ 353,000 | $ 176,000 | $ 72,000 |
| Okaloosa County Florida | 2 | $ 420,000 | $ 210,000 | $ 77,000 |
| Putnam County Florida | 2 | $ 368,000 | $ 184,000 | $ 106,000 |
| St. Lucie County Florida | 2 | $ 271,000 | $ 135,000 | $ 51,000 |
| Bibb County Georgia | 2 | $ 224,000 | $ 112,000 | $ 13,000 |
| Cherokee County Georgia | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Cobb County Georgia | 2 | $ 239,000 | $ 119,000 | $ 75,000 |
| Coweta County Georgia | 2 | $ 329,000 | $ 164,000 | $ 28,000 |
| Gwinnett County Georgia | 2 | $ 286,000 | $ 143,000 | $ 40,000 |
| Pickens County Georgia | 2 | $ 371,000 | $ 185,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 495,000 | $ 247,000 | $ 98,000 |
| Ada County Idaho | 2 | $ 307,000 | $ 153,000 | $ 0 |
| DuPage County Illinois | 2 | $ 432,000 | $ 216,000 | $ 99,000 |
| Kane County Illinois | 2 | $ 451,000 | $ 225,000 | $ 80,000 |
| York County Maine | 2 | $ 445,000 | $ 222,000 | $ 58,000 |
| Baltimore City County Maryland | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Calvert County Maryland | 2 | $ 637,000 | $ 318,000 | $ 0 |
| Charles County Maryland | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Frederick County Maryland | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Belknap County New Hampshire | 2 | $ 584,000 | $ 292,000 | $ 165,000 |
| Sussex County New Jersey | 2 | $ 267,000 | $ 133,000 | $ 68,000 |
| Clinton County New York | 2 | $ 422,000 | $ 211,000 | $ 70,000 |
| Schenectady County New York | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Wayne County New York | 2 | $ 314,000 | $ 157,000 | $ 70,000 |
| Brunswick County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 29,000 |
| Forsyth County North Carolina | 2 | $ 395,000 | $ 197,000 | $ 113,000 |
| Guilford County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 44,000 |
| Hoke County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 368,000 | $ 184,000 | $ 163,000 |
| Union County North Carolina | 2 | $ 392,000 | $ 196,000 | $ 103,000 |
| Muskogee County Oklahoma | 2 | $ 271,000 | $ 135,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Marion County Oregon | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Armstrong County Pennsylvania | 2 | $ 268,000 | $ 134,000 | $ 84,000 |
| Berks County Pennsylvania | 2 | $ 315,000 | $ 157,000 | $ 59,000 |
| Lycoming County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Perry County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Wayne County Pennsylvania | 2 | $ 316,000 | $ 158,000 | $ 35,000 |
| Beaufort County South Carolina | 2 | $ 288,000 | $ 144,000 | $ 263,000 |
| Pickens County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 14,000 |
| Spartanburg County South Carolina | 2 | $ 251,000 | $ 125,000 | $ 23,000 |
| Sumter County South Carolina | 2 | $ 277,000 | $ 138,000 | $ 0 |
| York County South Carolina | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 53,000 |
| Montgomery County Tennessee | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Summit County Utah | 2 | $ 821,000 | $ 410,000 | $ 99,000 |
| Thurston County Washington | 2 | $ 345,000 | $ 172,000 | $ 0 |
| Whatcom County Washington | 2 | $ 669,000 | $ 334,000 | $ 91,000 |
| Faulkner County Arkansas | 1 | $ 156,000 | $ 156,000 | $ 144,000 |
| Saline County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 117,000 |
| Butte County California | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Colusa County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lake County California | 1 | $ 126,000 | $ 126,000 | $ 457,000 |
| Madera County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 182,000 | $ 182,000 | $ 40,000 |
| Santa Barbara County California | 1 | $ 626,000 | $ 626,000 | $ 93,000 |
| Santa Cruz County California | 1 | $ 480,000 | $ 480,000 | $ 111,000 |
| Shasta County California | 1 | $ 156,000 | $ 156,000 | $ 37,000 |
| Stanislaus County California | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Sutter County California | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Adams County Colorado | 1 | $ 126,000 | $ 126,000 | $ 21,000 |
| Douglas County Colorado | 1 | $ 270,000 | $ 270,000 | $ 109,000 |
| Pueblo County Colorado | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Weld County Colorado | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Kent County Delaware | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Sussex County Delaware | 1 | $ 261,000 | $ 261,000 | $ 72,000 |
| Alachua County Florida | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Charlotte County Florida | 1 | $ 160,000 | $ 160,000 | $ 98,000 |
| Citrus County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Collier County Florida | 1 | $ 166,000 | $ 166,000 | $ 103,000 |
| Leon County Florida | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Manatee County Florida | 1 | $ 203,000 | $ 203,000 | $ 30,000 |
| Marion County Florida | 1 | $ 167,000 | $ 167,000 | $ 52,000 |
| Monroe County Florida | 1 | $ 373,000 | $ 373,000 | $ 227,000 |
| Pinellas County Florida | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Walton County Florida | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Barrow County Georgia | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Berrien County Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Clayton County Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Columbia County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Fulton County Georgia | 1 | $ 156,000 | $ 156,000 | $ 57,000 |
| Haralson County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Jackson County Georgia | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Muscogee County Georgia | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Newton County Georgia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Spalding County Georgia | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Madison County Idaho | 1 | $ 174,000 | $ 174,000 | $ 0 |
| McHenry County Illinois | 1 | $ 151,000 | $ 151,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 114,000 | $ 114,000 | $ 137,000 |
| Hendricks County Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Howard County Indiana | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Polk County Iowa | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Cumberland County Maine | 1 | $ 141,000 | $ 141,000 | $ 168,000 |
| Hancock County Maine | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Cecil County Maryland | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Talbot County Maryland | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 138,000 |
| Dukes County Massachusetts | 1 | $ 457,000 | $ 457,000 | $ 90,000 |
| Franklin County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| Hampshire County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 85,000 |
| Genesee County Michigan | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Kent County Michigan | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Muskegon County Michigan | 1 | $ 156,000 | $ 156,000 | $ 31,000 |
| Aitkin County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 87,000 |
| Anoka County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Benton County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Le Sueur County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Wright County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 81,000 |
| Banner County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Lancaster County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Sarpy County Nebraska | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 238,000 | $ 238,000 | $ 188,000 |
| Grafton County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Sullivan County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 576,000 |
| Los Alamos County New Mexico | 1 | $ 252,000 | $ 252,000 | $ 56,000 |
| Santa Fe County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Valencia County New Mexico | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Albany County New York | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Broome County New York | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Chemung County New York | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Delaware County New York | 1 | $ 390,000 | $ 390,000 | $ 171,000 |
| Essex County New York | 1 | $ 271,000 | $ 271,000 | $ 58,000 |
| Franklin County New York | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Herkimer County New York | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Lewis County New York | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Livingston County New York | 1 | $ 84,000 | $ 84,000 | $ 75,000 |
| Niagara County New York | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Onondaga County New York | 1 | $ 132,000 | $ 132,000 | $ 113,000 |
| Otsego County New York | 1 | $ 182,000 | $ 182,000 | $ 127,000 |
| Schuyler County New York | 1 | $ 101,000 | $ 101,000 | $ 56,000 |
| Wyoming County New York | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Bladen County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 61,000 |
| Cabarrus County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Craven County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Lincoln County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Moore County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Pender County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Clark County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Clermont County Ohio | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Columbiana County Ohio | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Lake County Ohio | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Cleveland County Oklahoma | 1 | $ 164,000 | $ 164,000 | $ 41,000 |
| Logan County Oklahoma | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Polk County Oregon | 1 | $ 287,000 | $ 287,000 | $ 102,000 |
| Washington County Oregon | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Columbia County Pennsylvania | 1 | $ 261,000 | $ 261,000 | $ 69,000 |
| Cumberland County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 84,000 |
| Fayette County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Lancaster County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Pike County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 114,000 |
| Sullivan County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 71,000 |
| Washington County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 87,000 |
| Providence County Rhode Island | 1 | $ 197,000 | $ 197,000 | $ 50,000 |
| Aiken County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 68,000 |
| Greenwood County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Williamsburg County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Carter County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Cheatham County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| Washington County Tennessee | 1 | $ 586,000 | $ 586,000 | $ 119,000 |
| Wilson County Tennessee | 1 | $ 332,000 | $ 332,000 | $ 110,000 |
| Brazos County Texas | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Chambers County Texas | 1 | $ 93,000 | $ 93,000 | $ 67,000 |
| Collin County Texas | 1 | $ 368,000 | $ 368,000 | $ 92,000 |
| Dallas County Texas | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Eastland County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Hays County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hunt County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Jefferson County Texas | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| McLennan County Texas | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Tom Green County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 273,000 |
| Trinity County Texas | 1 | $ 286,000 | $ 286,000 | $ 201,000 |
| Wichita County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Williamson County Texas | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Utah County Utah | 1 | $ 252,000 | $ 252,000 | $ 51,000 |
| Lamoille County Vermont | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Henry County Virginia | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Benton County Washington | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Island County Washington | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Lewis County Washington | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Spokane County Washington | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Yakima County Washington | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Fremont County Wyoming | 1 | $ 169,000 | $ 169,000 | $ 86,000 |
| Natrona County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,913 | $530,737,000 | $277,000 | $1,468,000 | $87,000 | $1,348,000 |
| Home Purchase | 1,093 | $337,742,000 | $309,000 | $1,480,000 | $106,000 | $1,343,000 |
| Home Improvement | 4 | $1,517,000 | $379,000 | $731,000 | $141,000 | $320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,504 | $427,695,000 | $284,000 | $1,480,000 | $101,000 | $1,348,000 |
| Black or African American | 561 | $159,448,000 | $284,000 | $951,000 | $74,000 | $300,000 |
| Not Provided | 379 | $113,763,000 | $300,000 | $1,033,000 | $107,000 | $591,000 |
| Hispanic | 359 | $99,837,000 | $278,000 | $730,000 | $79,000 | $305,000 |
| Asian | 188 | $63,570,000 | $338,000 | $773,000 | $104,000 | $1,334,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,404,000 | $240,000 | $358,000 | $46,000 | $75,000 |
| American Indian or Alaskan Native | 9 | $3,279,000 | $364,000 | $1,023,000 | $97,000 | $219,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,541 | $448,697,000 | $291,000 | $1,480,000 | $117,000 | $1,348,000 |
| FHA-insured (Federal Housing Administration) | 1,245 | $376,508,000 | $302,000 | $1,178,000 | $77,000 | $591,000 |
| VA-guaranteed (Veterans Administration) | 219 | $43,738,000 | $199,000 | $789,000 | $26,000 | $234,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,053,000 | $210,000 | $240,000 | $73,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,348 | $382,590,000 | $283,000 | $1,209,000 | $90,000 | $1,343,000 |
| File Closed For Incompleteness | 914 | $267,037,000 | $292,000 | $1,178,000 | $100,000 | $1,348,000 |
| Application Approved But Not Accepted | 299 | $88,524,000 | $296,000 | $1,163,000 | $95,000 | $495,000 |
| Application Denied By Financial Institution | 298 | $87,350,000 | $293,000 | $1,480,000 | $97,000 | $1,077,000 |
| Application Withdrawn By Applicant | 151 | $44,495,000 | $294,000 | $1,468,000 | $87,000 | $574,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 96 | $31,962,000 | $332,000 | $1,480,000 | $88,000 | $484,000 |
| Collateral | 66 | $18,703,000 | $283,000 | $589,000 | $139,000 | $1,077,000 |
| Credit History | 46 | $10,376,000 | $225,000 | $420,000 | $61,000 | $225,000 |
| Other | 42 | $11,809,000 | $281,000 | $736,000 | $96,000 | $431,000 |
| Unverifiable Information | 12 | $3,503,000 | $291,000 | $625,000 | $102,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $5,202,000 | $433,000 | $1,200,000 | $124,000 | $405,000 |
| Employment History | 8 | $1,907,000 | $238,000 | $452,000 | $48,000 | $72,000 |
| Credit Application Incomplete | 2 | $490,000 | $245,000 | $265,000 | $45,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.