Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Franklin First Financial, Ltd 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,723 |
| Total Mortgage Loan Application Amount | $864,049,000 |
| Average Mortgage Loan Application Amount | $342,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $4,328,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 816 | $ 331,947,000 | $ 364,500 | $ 93,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 645 | $ 225,054,000 | $ 348,000 | $ 111,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 123 | $ 30,516,000 | $ 248,000 | $ 91,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 81 | $ 19,962,000 | $ 246,000 | $ 71,000 |
| NEWARK, NJ-PA | 65 | $ 18,220,000 | $ 280,000 | $ 110,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 62 | $ 24,991,000 | $ 403,000 | $ 94,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 51 | $ 11,755,000 | $ 230,000 | $ 61,000 |
| DENVER-AURORA-LAKEWOOD, CO | 40 | $ 9,301,000 | $ 232,000 | $ 29,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 39 | $ 9,299,000 | $ 238,000 | $ 214,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 29 | $ 5,842,000 | $ 201,000 | $ 49,000 |
| PORT ST. LUCIE, FL | 29 | $ 6,970,000 | $ 240,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 23 | $ 5,678,000 | $ 246,000 | $ 69,000 |
| CAMDEN, NJ | 22 | $ 3,705,000 | $ 168,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 22 | $ 4,266,000 | $ 193,000 | $ 43,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 22 | $ 6,972,000 | $ 316,000 | $ 94,000 |
| BOSTON, MA | 18 | $ 5,058,000 | $ 281,000 | $ 69,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 18 | $ 4,990,000 | $ 277,000 | $ 68,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 17 | $ 4,542,000 | $ 267,000 | $ 91,000 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 4,926,000 | $ 307,000 | $ 171,000 |
| PHILADELPHIA, PA | 16 | $ 3,074,000 | $ 192,000 | $ 60,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 2,301,000 | $ 177,000 | $ 56,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 12 | $ 3,146,000 | $ 262,000 | $ 77,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 2,539,000 | $ 211,000 | $ 82,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 10 | $ 2,202,000 | $ 220,000 | $ 56,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 10 | $ 1,511,000 | $ 151,000 | $ 50,000 |
| JACKSONVILLE, FL | 10 | $ 2,281,000 | $ 228,000 | $ 71,000 |
| PITTSBURGH, PA | 9 | $ 1,116,000 | $ 124,000 | $ 28,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,208,000 | $ 151,000 | $ 36,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 8 | $ 2,488,000 | $ 326,000 | $ 59,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 7 | $ 2,102,000 | $ 300,000 | $ 32,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 1,678,000 | $ 239,000 | $ 56,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 7 | $ 1,828,000 | $ 210,500 | $ 85,000 |
| COLUMBIA, SC | 7 | $ 1,300,000 | $ 185,000 | $ 57,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 7 | $ 1,921,000 | $ 274,000 | $ 83,000 |
| WORCESTER, MA-CT | 7 | $ 912,000 | $ 130,500 | $ 20,500 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 835,000 | $ 139,000 | $ 4,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 704,000 | $ 117,000 | $ 32,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 819,000 | $ 136,000 | $ 35,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 6 | $ 991,000 | $ 165,000 | $ 41,000 |
| OCALA, FL | 6 | $ 590,000 | $ 98,000 | $ 9,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6 | $ 2,482,000 | $ 416,000 | $ 216,500 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 1,826,000 | $ 304,000 | $ 71,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 844,000 | $ 168,000 | $ 37,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 3,338,000 | $ 667,000 | $ 242,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 5 | $ 739,000 | $ 147,000 | $ 49,000 |
| CLEVELAND-ELYRIA, OH | 5 | $ 1,222,000 | $ 244,000 | $ 129,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 5 | $ 1,229,000 | $ 245,000 | $ 90,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 3,357,000 | $ 671,000 | $ 76,000 |
| READING, PA | 5 | $ 347,000 | $ 69,000 | $ 13,000 |
| ROCHESTER, NY | 5 | $ 783,000 | $ 156,000 | $ 38,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 5 | $ 1,707,000 | $ 341,000 | $ 79,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 1,691,000 | $ 338,000 | $ 32,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 508,000 | $ 101,000 | $ 22,000 |
| SPRINGFIELD, MA | 5 | $ 1,326,000 | $ 265,000 | $ 52,000 |
| STOCKTON-LODI, CA | 5 | $ 1,838,000 | $ 367,000 | $ 101,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 958,000 | $ 239,000 | $ 80,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 610,000 | $ 152,000 | $ 51,000 |
| BAKERSFIELD, CA | 4 | $ 581,000 | $ 145,000 | $ 56,000 |
| LANCASTER, PA | 4 | $ 1,051,000 | $ 262,000 | $ 114,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 1,003,000 | $ 250,000 | $ 81,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 1,084,000 | $ 271,000 | $ 78,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 4 | $ 715,000 | $ 178,000 | $ 22,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 796,000 | $ 199,000 | $ 61,000 |
| PORTLAND-SOUTH PORTLAND, ME | 4 | $ 715,000 | $ 178,000 | $ 45,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 716,000 | $ 179,000 | $ 50,000 |
| SYRACUSE, NY | 4 | $ 466,000 | $ 116,000 | $ 24,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,568,000 | $ 392,000 | $ 78,000 |
| BOULDER, CO | 3 | $ 782,000 | $ 260,000 | $ 38,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 394,000 | $ 131,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 3 | $ 686,000 | $ 228,000 | $ 68,000 |
| EAST STROUDSBURG, PA | 3 | $ 311,000 | $ 103,000 | $ 74,000 |
| ELGIN, IL | 3 | $ 385,000 | $ 128,000 | $ 72,000 |
| FORT COLLINS, CO | 3 | $ 848,000 | $ 282,000 | $ 44,000 |
| FRESNO, CA | 3 | $ 677,000 | $ 225,000 | $ 88,000 |
| GETTYSBURG, PA | 3 | $ 606,000 | $ 202,000 | $ 119,000 |
| GREELEY, CO | 3 | $ 363,000 | $ 121,000 | $ 12,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 340,000 | $ 113,000 | $ 46,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 384,000 | $ 128,000 | $ 7,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 709,000 | $ 236,000 | $ 24,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 703,000 | $ 234,000 | $ 90,000 |
| OCEAN CITY, NJ | 3 | $ 557,000 | $ 185,000 | $ 27,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 894,000 | $ 298,000 | $ 29,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 3 | $ 1,158,000 | $ 386,000 | $ 81,000 |
| ASHEVILLE, NC | 2 | $ 216,000 | $ 108,000 | $ 70,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 581,000 | $ 290,000 | $ 47,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 664,000 | $ 332,000 | $ 122,000 |
| CLARKSVILLE, TN-KY | 2 | $ 207,000 | $ 103,000 | $ 0 |
| EUGENE, OR | 2 | $ 291,000 | $ 145,000 | $ 15,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 268,000 | $ 134,000 | $ 12,000 |
| GAINESVILLE, FL | 2 | $ 285,000 | $ 142,000 | $ 45,000 |
| GLENS FALLS, NY | 2 | $ 401,000 | $ 200,000 | $ 90,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 82,000 | $ 41,000 | $ 8,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 158,000 | $ 79,000 | $ 30,000 |
| KINGSTON, NY | 2 | $ 653,000 | $ 326,000 | $ 211,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 737,000 | $ 368,000 | $ 113,000 |
| MODESTO, CA | 2 | $ 468,000 | $ 234,000 | $ 85,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 548,000 | $ 274,000 | $ 204,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 355,000 | $ 177,000 | $ 41,000 |
| PUNTA GORDA, FL | 2 | $ 339,000 | $ 169,000 | $ 86,000 |
| RALEIGH, NC | 2 | $ 792,000 | $ 396,000 | $ 148,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 906,000 | $ 453,000 | $ 71,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 959,000 | $ 479,000 | $ 250,000 |
| TALLAHASSEE, FL | 2 | $ 680,000 | $ 340,000 | $ 154,000 |
| THE VILLAGES, FL | 2 | $ 288,000 | $ 144,000 | $ 41,000 |
| TRENTON, NJ | 2 | $ 690,000 | $ 345,000 | $ 28,000 |
| UTICA-ROME, NY | 2 | $ 154,000 | $ 77,000 | $ 24,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 530,000 | $ 265,000 | $ 74,500 |
| YORK-HANOVER, PA | 2 | $ 474,000 | $ 237,000 | $ 46,000 |
| AKRON, OH | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| ALBUQUERQUE, NM | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| BANGOR, ME | 1 | $ 46,000 | $ 46,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| BECKLEY, WV | 1 | $ 35,000 | $ 35,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 65,000 | $ 65,000 | $ 0 |
| BISMARCK, ND | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 612,000 | $ 612,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 307,000 | $ 307,000 | $ 26,000 |
| CASPER, WY | 1 | $ 180,000 | $ 180,000 | $ 0 |
| CHATTANOOGA, TN-GA | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| CHICO, CA | 1 | $ 229,000 | $ 229,000 | $ 57,000 |
| CUMBERLAND, MD-WV | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| DALTON, GA | 1 | $ 162,000 | $ 162,000 | $ 103,000 |
| DAYTON, OH | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
| DOVER, DE | 1 | $ 63,000 | $ 63,000 | $ 14,000 |
| EL PASO, TX | 1 | $ 81,000 | $ 81,000 | $ 85,000 |
| FAYETTEVILLE, NC | 1 | $ 240,000 | $ 240,000 | $ 152,000 |
| FLORENCE, SC | 1 | $ 290,000 | $ 290,000 | $ 136,000 |
| HINESVILLE, GA | 1 | $ 322,000 | $ 322,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 224,000 | $ 224,000 | $ 67,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| HUNTSVILLE, AL | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| ITHACA, NY | 1 | $ 1,000 | $ 1,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| KOKOMO, IN | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 222,000 | $ 222,000 | $ 108,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 27,000 | $ 27,000 | $ 0 |
| OLYMPIA-TUMWATER, WA | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| PANAMA CITY, FL | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 308,000 | $ 308,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 519,000 | $ 519,000 | $ 492,000 |
| ROCKY MOUNT, NC | 1 | $ 136,000 | $ 136,000 | $ 24,000 |
| SALEM, OR | 1 | $ 254,000 | $ 254,000 | $ 55,000 |
| SALISBURY, MD-DE | 1 | $ 322,000 | $ 322,000 | $ 110,000 |
| SAN RAFAEL, CA | 1 | $ 675,000 | $ 675,000 | $ 340,000 |
| SAVANNAH, GA | 1 | $ 62,000 | $ 62,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 76,000 | $ 76,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| WALLA WALLA, WA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| WICHITA, KS | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 390,000 | $ 390,000 | $ 169,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,363 | $381,481,000 | $279,000 | $1,155,000 | $73,000 | $1,189,000 |
| Home Purchase | 1,342 | $475,441,000 | $354,000 | $1,500,000 | $111,000 | $4,328,000 |
| Home Improvement | 18 | $7,127,000 | $395,000 | $773,000 | $109,000 | $218,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,090 | $325,906,000 | $298,000 | $1,500,000 | $104,000 | $4,328,000 |
| Black or African American | 632 | $210,120,000 | $332,000 | $888,000 | $88,000 | $297,000 |
| Not Provided | 389 | $108,016,000 | $277,000 | $1,248,000 | $59,000 | $987,000 |
| Hispanic | 384 | $126,735,000 | $330,000 | $1,200,000 | $87,000 | $295,000 |
| Asian | 216 | $88,423,000 | $409,000 | $960,000 | $108,000 | $973,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,712,000 | $412,000 | $1,440,000 | $127,000 | $458,000 |
| American Indian or Alaskan Native | 3 | $1,137,000 | $379,000 | $424,000 | $74,000 | $92,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,323 | $391,519,000 | $295,000 | $1,125,000 | $67,000 | $492,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,235 | $417,222,000 | $337,000 | $1,500,000 | $118,000 | $4,328,000 |
| VA-guaranteed (Veterans Administration) | 162 | $54,834,000 | $338,000 | $952,000 | $96,000 | $408,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $474,000 | $158,000 | $237,000 | $51,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,371 | $465,052,000 | $339,000 | $1,440,000 | $103,000 | $4,328,000 |
| File Closed For Incompleteness | 843 | $236,551,000 | $280,000 | $1,500,000 | $73,000 | $973,000 |
| Application Approved But Not Accepted | 254 | $84,928,000 | $334,000 | $1,068,000 | $102,000 | $987,000 |
| Application Denied By Financial Institution | 142 | $45,041,000 | $317,000 | $1,002,000 | $85,000 | $203,000 |
| Application Withdrawn By Applicant | 113 | $32,477,000 | $287,000 | $1,200,000 | $86,000 | $537,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 47 | $16,462,000 | $350,000 | $1,002,000 | $74,000 | $186,000 |
| Credit History | 25 | $7,793,000 | $311,000 | $530,000 | $95,000 | $187,000 |
| Collateral | 17 | $4,190,000 | $246,000 | $766,000 | $87,000 | $157,000 |
| Other | 17 | $4,868,000 | $286,000 | $942,000 | $101,000 | $194,000 |
| Unverifiable Information | 8 | $3,015,000 | $376,000 | $623,000 | $89,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,740,000 | $348,000 | $520,000 | $98,000 | $150,000 |
| Employment History | 4 | $2,091,000 | $522,000 | $628,000 | $104,000 | $188,000 |
| Credit Application Incomplete | 2 | $643,000 | $321,000 | $353,000 | $75,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.