Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Franklin First Financial, Ltd 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,723 |
| Total Mortgage Loan Application Amount | $864,049,000 |
| Average Mortgage Loan Application Amount | $342,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $4,328,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 333 | $ 106,555,000 | $ 319,000 | $ 106,000 |
| Nassau County New York | 312 | $ 118,499,000 | $ 379,000 | $ 116,000 |
| Queens County New York | 266 | $ 117,270,000 | $ 440,000 | $ 104,000 |
| Kings County New York | 225 | $ 105,181,000 | $ 467,000 | $ 100,000 |
| Palm Beach County Florida | 123 | $ 30,516,000 | $ 248,000 | $ 91,000 |
| Broward County Florida | 81 | $ 19,962,000 | $ 246,000 | $ 71,000 |
| Bronx County New York | 76 | $ 29,028,000 | $ 381,000 | $ 100,000 |
| Los Angeles County California | 62 | $ 24,991,000 | $ 403,000 | $ 94,000 |
| Westchester County New York | 55 | $ 19,792,000 | $ 359,000 | $ 115,000 |
| Miami-Dade County Florida | 39 | $ 9,299,000 | $ 238,000 | $ 214,000 |
| Bergen County New Jersey | 39 | $ 14,251,000 | $ 365,000 | $ 106,000 |
| Richmond County New York | 34 | $ 11,980,000 | $ 352,000 | $ 73,000 |
| Hudson County New Jersey | 32 | $ 10,334,000 | $ 322,000 | $ 81,000 |
| Middlesex County New Jersey | 30 | $ 7,548,000 | $ 251,000 | $ 65,000 |
| Union County New Jersey | 28 | $ 7,256,000 | $ 259,000 | $ 106,000 |
| Essex County New Jersey | 26 | $ 6,733,000 | $ 258,000 | $ 88,000 |
| Fairfield County Connecticut | 18 | $ 4,990,000 | $ 277,000 | $ 68,000 |
| St. Lucie County Florida | 17 | $ 3,393,000 | $ 199,000 | $ 57,000 |
| Lee County Florida | 16 | $ 4,926,000 | $ 307,000 | $ 171,000 |
| Cook County Illinois | 16 | $ 2,741,000 | $ 171,000 | $ 32,000 |
| Riverside County California | 15 | $ 4,876,000 | $ 325,000 | $ 93,000 |
| Hillsborough County Florida | 15 | $ 4,011,000 | $ 267,000 | $ 78,000 |
| Monmouth County New Jersey | 15 | $ 4,398,000 | $ 293,000 | $ 127,000 |
| Philadelphia County Pennsylvania | 14 | $ 2,553,000 | $ 182,000 | $ 53,000 |
| New Haven County Connecticut | 13 | $ 2,301,000 | $ 177,000 | $ 56,000 |
| Orange County New York | 13 | $ 2,886,000 | $ 222,000 | $ 99,000 |
| Denver County Colorado | 12 | $ 2,596,000 | $ 216,000 | $ 30,000 |
| Martin County Florida | 12 | $ 3,577,000 | $ 298,000 | $ 143,000 |
| Burlington County New Jersey | 11 | $ 1,950,000 | $ 177,000 | $ 73,000 |
| Dutchess County New York | 11 | $ 2,471,000 | $ 224,000 | $ 76,000 |
| Arapahoe County Colorado | 10 | $ 2,293,000 | $ 229,000 | $ 27,000 |
| Hartford County Connecticut | 10 | $ 1,511,000 | $ 151,000 | $ 50,000 |
| Cobb County Georgia | 10 | $ 2,582,000 | $ 258,000 | $ 32,000 |
| Passaic County New Jersey | 10 | $ 2,279,000 | $ 227,000 | $ 57,000 |
| Jefferson County Colorado | 9 | $ 2,110,000 | $ 234,000 | $ 22,000 |
| Orange County Florida | 9 | $ 2,095,000 | $ 232,000 | $ 38,000 |
| Camden County New Jersey | 9 | $ 1,428,000 | $ 158,000 | $ 61,000 |
| Osceola County Florida | 8 | $ 1,605,000 | $ 200,000 | $ 62,000 |
| Gwinnett County Georgia | 8 | $ 1,327,000 | $ 165,000 | $ 57,000 |
| Suffolk County Massachusetts | 8 | $ 2,402,000 | $ 300,000 | $ 77,000 |
| Ocean County New Jersey | 8 | $ 1,705,000 | $ 213,000 | $ 29,000 |
| San Bernardino County California | 7 | $ 2,096,000 | $ 299,000 | $ 96,000 |
| Sarasota County Florida | 7 | $ 1,450,000 | $ 207,000 | $ 80,000 |
| Rockland County New York | 7 | $ 2,196,000 | $ 313,000 | $ 77,000 |
| Allegheny County Pennsylvania | 7 | $ 1,001,000 | $ 143,000 | $ 34,000 |
| Montgomery County Pennsylvania | 7 | $ 1,735,000 | $ 247,000 | $ 84,000 |
| San Diego County California | 6 | $ 1,826,000 | $ 304,000 | $ 71,000 |
| Duval County Florida | 6 | $ 1,164,000 | $ 194,000 | $ 52,000 |
| Lake County Florida | 6 | $ 905,000 | $ 150,000 | $ 58,000 |
| Marion County Florida | 6 | $ 590,000 | $ 98,000 | $ 9,000 |
| Seminole County Florida | 6 | $ 1,237,000 | $ 206,000 | $ 41,000 |
| Volusia County Florida | 6 | $ 819,000 | $ 136,000 | $ 35,000 |
| Fulton County Georgia | 6 | $ 1,697,000 | $ 282,000 | $ 73,000 |
| Plymouth County Massachusetts | 6 | $ 1,500,000 | $ 250,000 | $ 56,000 |
| Oakland County Michigan | 6 | $ 817,000 | $ 136,000 | $ 28,000 |
| Morris County New Jersey | 6 | $ 2,347,000 | $ 391,000 | $ 86,000 |
| New York County New York | 6 | $ 3,099,000 | $ 516,000 | $ 176,000 |
| Putnam County New York | 6 | $ 2,071,000 | $ 345,000 | $ 120,000 |
| Orange County California | 5 | $ 3,338,000 | $ 667,000 | $ 242,000 |
| San Joaquin County California | 5 | $ 1,838,000 | $ 367,000 | $ 101,000 |
| Ventura County California | 5 | $ 3,357,000 | $ 671,000 | $ 76,000 |
| Douglas County Colorado | 5 | $ 1,519,000 | $ 303,000 | $ 56,000 |
| Litchfield County Connecticut | 5 | $ 700,000 | $ 140,000 | $ 28,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,323,000 | $ 264,000 | $ 27,000 |
| Indian River County Florida | 5 | $ 508,000 | $ 101,000 | $ 22,000 |
| Manatee County Florida | 5 | $ 1,089,000 | $ 217,000 | $ 84,000 |
| Okaloosa County Florida | 5 | $ 1,532,000 | $ 306,000 | $ 95,000 |
| Pinellas County Florida | 5 | $ 1,224,000 | $ 244,000 | $ 53,000 |
| Cherokee County Georgia | 5 | $ 1,082,000 | $ 216,000 | $ 43,000 |
| Baltimore County Maryland | 5 | $ 893,000 | $ 178,000 | $ 31,000 |
| Hampden County Massachusetts | 5 | $ 1,326,000 | $ 265,000 | $ 52,000 |
| Middlesex County Massachusetts | 5 | $ 1,362,000 | $ 272,000 | $ 45,000 |
| Mecklenburg County North Carolina | 5 | $ 1,486,000 | $ 297,000 | $ 109,000 |
| Cuyahoga County Ohio | 5 | $ 1,222,000 | $ 244,000 | $ 129,000 |
| Berks County Pennsylvania | 5 | $ 347,000 | $ 69,000 | $ 13,000 |
| Contra Costa County California | 4 | $ 715,000 | $ 178,000 | $ 22,000 |
| Kern County California | 4 | $ 581,000 | $ 145,000 | $ 56,000 |
| Solano County California | 4 | $ 1,568,000 | $ 392,000 | $ 78,000 |
| Adams County Colorado | 4 | $ 783,000 | $ 195,000 | $ 18,000 |
| Brevard County Florida | 4 | $ 796,000 | $ 199,000 | $ 61,000 |
| Collier County Florida | 4 | $ 1,003,000 | $ 250,000 | $ 81,000 |
| Will County Illinois | 4 | $ 1,120,000 | $ 280,000 | $ 101,000 |
| Norfolk County Massachusetts | 4 | $ 1,156,000 | $ 289,000 | $ 75,000 |
| Worcester County Massachusetts | 4 | $ 512,000 | $ 128,000 | $ 36,000 |
| Atlantic County New Jersey | 4 | $ 610,000 | $ 152,000 | $ 51,000 |
| Erie County New York | 4 | $ 664,000 | $ 166,000 | $ 44,000 |
| Monroe County New York | 4 | $ 553,000 | $ 138,000 | $ 36,000 |
| Lancaster County Pennsylvania | 4 | $ 1,051,000 | $ 262,000 | $ 114,000 |
| Charleston County South Carolina | 4 | $ 1,013,000 | $ 253,000 | $ 53,000 |
| Richland County South Carolina | 4 | $ 771,000 | $ 192,000 | $ 56,000 |
| Fresno County California | 3 | $ 677,000 | $ 225,000 | $ 88,000 |
| Sacramento County California | 3 | $ 776,000 | $ 258,000 | $ 90,000 |
| Boulder County Colorado | 3 | $ 782,000 | $ 260,000 | $ 38,000 |
| El Paso County Colorado | 3 | $ 686,000 | $ 228,000 | $ 68,000 |
| Larimer County Colorado | 3 | $ 848,000 | $ 282,000 | $ 44,000 |
| Weld County Colorado | 3 | $ 363,000 | $ 121,000 | $ 12,000 |
| Windham County Connecticut | 3 | $ 400,000 | $ 133,000 | $ 5,000 |
| Clay County Florida | 3 | $ 842,000 | $ 280,000 | $ 87,000 |
| Polk County Florida | 3 | $ 703,000 | $ 234,000 | $ 90,000 |
| Coweta County Georgia | 3 | $ 959,000 | $ 319,000 | $ 100,000 |
| Fayette County Georgia | 3 | $ 920,000 | $ 306,000 | $ 151,000 |
| Paulding County Georgia | 3 | $ 985,000 | $ 328,000 | $ 106,000 |
| Somerset County Maine | 3 | $ 296,000 | $ 98,000 | $ 40,000 |
| Anne Arundel County Maryland | 3 | $ 1,003,000 | $ 334,000 | $ 136,000 |
| Montgomery County Maryland | 3 | $ 1,158,000 | $ 386,000 | $ 81,000 |
| Cape May County New Jersey | 3 | $ 557,000 | $ 185,000 | $ 27,000 |
| Somerset County New Jersey | 3 | $ 875,000 | $ 291,000 | $ 84,000 |
| Onondaga County New York | 3 | $ 320,000 | $ 106,000 | $ 20,000 |
| Adams County Pennsylvania | 3 | $ 606,000 | $ 202,000 | $ 119,000 |
| Chester County Pennsylvania | 3 | $ 852,000 | $ 284,000 | $ 76,000 |
| Lehigh County Pennsylvania | 3 | $ 738,000 | $ 246,000 | $ 70,000 |
| Monroe County Pennsylvania | 3 | $ 311,000 | $ 103,000 | $ 74,000 |
| Beaufort County South Carolina | 3 | $ 384,000 | $ 128,000 | $ 7,000 |
| Brazoria County Texas | 3 | $ 414,000 | $ 138,000 | $ 0 |
| Dallas County Texas | 3 | $ 273,000 | $ 91,000 | $ 17,000 |
| Travis County Texas | 3 | $ 430,000 | $ 143,000 | $ 0 |
| Snohomish County Washington | 3 | $ 782,000 | $ 260,000 | $ 54,000 |
| Placer County California | 2 | $ 931,000 | $ 465,000 | $ 62,000 |
| San Francisco County California | 2 | $ 536,000 | $ 268,000 | $ 22,000 |
| Santa Barbara County California | 2 | $ 959,000 | $ 479,000 | $ 250,000 |
| Santa Clara County California | 2 | $ 906,000 | $ 453,000 | $ 71,000 |
| Stanislaus County California | 2 | $ 468,000 | $ 234,000 | $ 85,000 |
| Tulare County California | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| New London County Connecticut | 2 | $ 355,000 | $ 177,000 | $ 41,000 |
| Alachua County Florida | 2 | $ 285,000 | $ 142,000 | $ 45,000 |
| Charlotte County Florida | 2 | $ 339,000 | $ 169,000 | $ 86,000 |
| Columbia County Florida | 2 | $ 192,000 | $ 96,000 | $ 21,000 |
| Hernando County Florida | 2 | $ 208,000 | $ 104,000 | $ 21,000 |
| Sumter County Florida | 2 | $ 288,000 | $ 144,000 | $ 41,000 |
| Walton County Florida | 2 | $ 389,000 | $ 194,000 | $ 52,000 |
| Camden County Georgia | 2 | $ 498,000 | $ 249,000 | $ 88,000 |
| Douglas County Georgia | 2 | $ 132,000 | $ 66,000 | $ 0 |
| DeKalb County Illinois | 2 | $ 317,000 | $ 158,000 | $ 109,000 |
| DuPage County Illinois | 2 | $ 405,000 | $ 202,000 | $ 12,000 |
| Hamilton County Indiana | 2 | $ 574,000 | $ 287,000 | $ 36,000 |
| Russell County Kansas | 2 | $ 121,000 | $ 60,000 | $ 7,000 |
| Sagadahoc County Maine | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| York County Maine | 2 | $ 453,000 | $ 226,000 | $ 36,000 |
| Prince George's County Maryland | 2 | $ 836,000 | $ 418,000 | $ 70,000 |
| St. Mary's County Maryland | 2 | $ 581,000 | $ 290,000 | $ 47,000 |
| Bristol County Massachusetts | 2 | $ 372,000 | $ 186,000 | $ 62,000 |
| Essex County Massachusetts | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Kent County Michigan | 2 | $ 82,000 | $ 41,000 | $ 8,000 |
| Dakota County Minnesota | 2 | $ 595,000 | $ 297,000 | $ 80,000 |
| Hennepin County Minnesota | 2 | $ 404,000 | $ 202,000 | $ 106,000 |
| Gloucester County New Jersey | 2 | $ 327,000 | $ 163,000 | $ 128,000 |
| Mercer County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 28,000 |
| Sussex County New Jersey | 2 | $ 1,009,000 | $ 504,000 | $ 560,000 |
| Columbia County New York | 2 | $ 400,000 | $ 200,000 | $ 116,000 |
| Hamilton County New York | 2 | $ 435,000 | $ 217,000 | $ 66,000 |
| Oneida County New York | 2 | $ 154,000 | $ 77,000 | $ 24,000 |
| Rensselaer County New York | 2 | $ 488,000 | $ 244,000 | $ 50,000 |
| Ulster County New York | 2 | $ 653,000 | $ 326,000 | $ 211,000 |
| Warren County New York | 2 | $ 401,000 | $ 200,000 | $ 90,000 |
| Wake County North Carolina | 2 | $ 792,000 | $ 396,000 | $ 148,000 |
| Hamilton County Ohio | 2 | $ 295,000 | $ 147,000 | $ 78,000 |
| Lane County Oregon | 2 | $ 291,000 | $ 145,000 | $ 15,000 |
| Washington County Oregon | 2 | $ 699,000 | $ 349,000 | $ 124,000 |
| Bucks County Pennsylvania | 2 | $ 559,000 | $ 279,000 | $ 53,000 |
| Delaware County Pennsylvania | 2 | $ 521,000 | $ 260,000 | $ 109,000 |
| Franklin County Pennsylvania | 2 | $ 664,000 | $ 332,000 | $ 122,000 |
| Perry County Pennsylvania | 2 | $ 227,000 | $ 113,000 | $ 69,000 |
| York County Pennsylvania | 2 | $ 474,000 | $ 237,000 | $ 46,000 |
| Dorchester County South Carolina | 2 | $ 436,000 | $ 218,000 | $ 57,000 |
| Georgetown County South Carolina | 2 | $ 452,000 | $ 226,000 | $ 34,000 |
| Horry County South Carolina | 2 | $ 548,000 | $ 274,000 | $ 204,000 |
| Lexington County South Carolina | 2 | $ 352,000 | $ 176,000 | $ 38,000 |
| Montgomery County Tennessee | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Ellis County Texas | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Harris County Texas | 2 | $ 186,000 | $ 93,000 | $ 0 |
| Clark County Washington | 2 | $ 848,000 | $ 424,000 | $ 290,000 |
| King County Washington | 2 | $ 909,000 | $ 454,000 | $ 0 |
| Kittitas County Washington | 2 | $ 391,000 | $ 195,000 | $ 19,000 |
| Coffee County Alabama | 1 | $ 246,000 | $ 246,000 | $ 81,000 |
| Madison County Alabama | 1 | $ 137,000 | $ 137,000 | $ 58,000 |
| Tallapoosa County Alabama | 1 | $ 217,000 | $ 217,000 | $ 115,000 |
| Pulaski County Arkansas | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| Butte County California | 1 | $ 229,000 | $ 229,000 | $ 57,000 |
| Marin County California | 1 | $ 675,000 | $ 675,000 | $ 340,000 |
| Nevada County California | 1 | $ 294,000 | $ 294,000 | $ 61,000 |
| San Mateo County California | 1 | $ 358,000 | $ 358,000 | $ 44,000 |
| Kent County Delaware | 1 | $ 63,000 | $ 63,000 | $ 14,000 |
| New Castle County Delaware | 1 | $ 346,000 | $ 346,000 | $ 77,000 |
| Bay County Florida | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Citrus County Florida | 1 | $ 224,000 | $ 224,000 | $ 67,000 |
| Gadsden County Florida | 1 | $ 424,000 | $ 424,000 | $ 200,000 |
| Leon County Florida | 1 | $ 256,000 | $ 256,000 | $ 109,000 |
| Pasco County Florida | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Santa Rosa County Florida | 1 | $ 308,000 | $ 308,000 | $ 0 |
| St. Johns County Florida | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Banks County Georgia | 1 | $ 63,000 | $ 63,000 | $ 17,000 |
| Barrow County Georgia | 1 | $ 237,000 | $ 237,000 | $ 61,000 |
| Bartow County Georgia | 1 | $ 79,000 | $ 79,000 | $ 12,000 |
| Bibb County Georgia | 1 | $ 222,000 | $ 222,000 | $ 108,000 |
| Bulloch County Georgia | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Carroll County Georgia | 1 | $ 91,000 | $ 91,000 | $ 64,000 |
| Chatham County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Clarke County Georgia | 1 | $ 111,000 | $ 111,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Fannin County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 188,000 | $ 188,000 | $ 78,000 |
| Franklin County Georgia | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hancock County Georgia | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Henry County Georgia | 1 | $ 257,000 | $ 257,000 | $ 81,000 |
| Lamar County Georgia | 1 | $ 584,000 | $ 584,000 | $ 192,000 |
| Liberty County Georgia | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Meriwether County Georgia | 1 | $ 64,000 | $ 64,000 | $ 16,000 |
| Morgan County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 176,000 | $ 176,000 | $ 30,000 |
| Walton County Georgia | 1 | $ 133,000 | $ 133,000 | $ 26,000 |
| Whitfield County Georgia | 1 | $ 162,000 | $ 162,000 | $ 103,000 |
| Iroquois County Illinois | 1 | $ 13,000 | $ 13,000 | $ 11,000 |
| Kane County Illinois | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Boone County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Howard County Indiana | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Cerro Gordo County Iowa | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Sedgwick County Kansas | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Hancock County Maine | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Lincoln County Maine | 1 | $ 79,000 | $ 79,000 | $ 29,000 |
| Penobscot County Maine | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Allegany County Maryland | 1 | $ 113,000 | $ 113,000 | $ 56,000 |
| Baltimore City County Maryland | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Calvert County Maryland | 1 | $ 329,000 | $ 329,000 | $ 134,000 |
| Garrett County Maryland | 1 | $ 216,000 | $ 216,000 | $ 109,000 |
| Harford County Maryland | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Worcester County Maryland | 1 | $ 322,000 | $ 322,000 | $ 110,000 |
| Calhoun County Michigan | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Kalamazoo County Michigan | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Lapeer County Michigan | 1 | $ 194,000 | $ 194,000 | $ 104,000 |
| Macomb County Michigan | 1 | $ 197,000 | $ 197,000 | $ 18,000 |
| St. Joseph County Michigan | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Wayne County Michigan | 1 | $ 190,000 | $ 190,000 | $ 109,000 |
| Anoka County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 77,000 |
| Winona County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Ravalli County Montana | 1 | $ 220,000 | $ 220,000 | $ 71,000 |
| Butler County Nebraska | 1 | $ 254,000 | $ 254,000 | $ 113,000 |
| Carroll County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Merrimack County New Hampshire | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 519,000 | $ 519,000 | $ 492,000 |
| Sullivan County New Hampshire | 1 | $ 296,000 | $ 296,000 | $ 272,000 |
| Salem County New Jersey | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Sandoval County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 106,000 |
| Albany County New York | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Broome County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chautauqua County New York | 1 | $ 96,000 | $ 96,000 | $ 76,000 |
| Clinton County New York | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Greene County New York | 1 | $ 173,000 | $ 173,000 | $ 140,000 |
| Niagara County New York | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Ontario County New York | 1 | $ 230,000 | $ 230,000 | $ 46,000 |
| Oswego County New York | 1 | $ 146,000 | $ 146,000 | $ 36,000 |
| Saratoga County New York | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Schenectady County New York | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Steuben County New York | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Sullivan County New York | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Tompkins County New York | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Cabarrus County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 111,000 |
| Clay County North Carolina | 1 | $ 279,000 | $ 279,000 | $ 69,000 |
| Currituck County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Henderson County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 86,000 |
| Hoke County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 152,000 |
| Nash County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 24,000 |
| Sioux County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Darke County Ohio | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Defiance County Ohio | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Greene County Ohio | 1 | $ 201,000 | $ 201,000 | $ 75,000 |
| Marion County Ohio | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Ottawa County Ohio | 1 | $ 496,000 | $ 496,000 | $ 408,000 |
| Portage County Ohio | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Warren County Ohio | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Love County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Clackamas County Oregon | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Douglas County Oregon | 1 | $ 300,000 | $ 300,000 | $ 114,000 |
| Harney County Oregon | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Morrow County Oregon | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 520,000 | $ 520,000 | $ 234,000 |
| Polk County Oregon | 1 | $ 254,000 | $ 254,000 | $ 55,000 |
| Union County Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| Clearfield County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Huntingdon County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Indiana County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Juniata County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 390,000 | $ 390,000 | $ 169,000 |
| Schuylkill County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 21,000 |
| Susquehanna County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 134,000 |
| Westmoreland County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 14,000 |
| Newport County Rhode Island | 1 | $ 237,000 | $ 237,000 | $ 59,000 |
| Providence County Rhode Island | 1 | $ 107,000 | $ 107,000 | $ 17,000 |
| Anderson County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Berkeley County South Carolina | 1 | $ 229,000 | $ 229,000 | $ 67,000 |
| Florence County South Carolina | 1 | $ 290,000 | $ 290,000 | $ 136,000 |
| Greenville County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Kershaw County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 95,000 |
| Lancaster County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Davidson County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 324,000 | $ 324,000 | $ 65,000 |
| Hamilton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Hickman County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 85,000 |
| Maury County Tennessee | 1 | $ 294,000 | $ 294,000 | $ 94,000 |
| Shelby County Tennessee | 1 | $ 413,000 | $ 413,000 | $ 161,000 |
| Sumner County Tennessee | 1 | $ 274,000 | $ 274,000 | $ 134,000 |
| Bastrop County Texas | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Caldwell County Texas | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Collin County Texas | 1 | $ 119,000 | $ 119,000 | $ 144,000 |
| El Paso County Texas | 1 | $ 81,000 | $ 81,000 | $ 85,000 |
| Hays County Texas | 1 | $ 269,000 | $ 269,000 | $ 5,000 |
| Hidalgo County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Kerr County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Montgomery County Texas | 1 | $ 391,000 | $ 391,000 | $ 251,000 |
| Parker County Texas | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Tarrant County Texas | 1 | $ 31,000 | $ 31,000 | $ 25,000 |
| Chittenden County Vermont | 1 | $ 307,000 | $ 307,000 | $ 26,000 |
| Windsor County Vermont | 1 | $ 308,000 | $ 308,000 | $ 394,000 |
| Benton County Washington | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Grant County Washington | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Kitsap County Washington | 1 | $ 612,000 | $ 612,000 | $ 0 |
| Thurston County Washington | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Walla Walla County Washington | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Whatcom County Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wayne County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 55,000 |
| Natrona County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,363 | $381,481,000 | $279,000 | $1,155,000 | $73,000 | $1,189,000 |
| Home Purchase | 1,342 | $475,441,000 | $354,000 | $1,500,000 | $111,000 | $4,328,000 |
| Home Improvement | 18 | $7,127,000 | $395,000 | $773,000 | $109,000 | $218,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,090 | $325,906,000 | $298,000 | $1,500,000 | $104,000 | $4,328,000 |
| Black or African American | 632 | $210,120,000 | $332,000 | $888,000 | $88,000 | $297,000 |
| Not Provided | 389 | $108,016,000 | $277,000 | $1,248,000 | $59,000 | $987,000 |
| Hispanic | 384 | $126,735,000 | $330,000 | $1,200,000 | $87,000 | $295,000 |
| Asian | 216 | $88,423,000 | $409,000 | $960,000 | $108,000 | $973,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,712,000 | $412,000 | $1,440,000 | $127,000 | $458,000 |
| American Indian or Alaskan Native | 3 | $1,137,000 | $379,000 | $424,000 | $74,000 | $92,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,323 | $391,519,000 | $295,000 | $1,125,000 | $67,000 | $492,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,235 | $417,222,000 | $337,000 | $1,500,000 | $118,000 | $4,328,000 |
| VA-guaranteed (Veterans Administration) | 162 | $54,834,000 | $338,000 | $952,000 | $96,000 | $408,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $474,000 | $158,000 | $237,000 | $51,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,371 | $465,052,000 | $339,000 | $1,440,000 | $103,000 | $4,328,000 |
| File Closed For Incompleteness | 843 | $236,551,000 | $280,000 | $1,500,000 | $73,000 | $973,000 |
| Application Approved But Not Accepted | 254 | $84,928,000 | $334,000 | $1,068,000 | $102,000 | $987,000 |
| Application Denied By Financial Institution | 142 | $45,041,000 | $317,000 | $1,002,000 | $85,000 | $203,000 |
| Application Withdrawn By Applicant | 113 | $32,477,000 | $287,000 | $1,200,000 | $86,000 | $537,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 47 | $16,462,000 | $350,000 | $1,002,000 | $74,000 | $186,000 |
| Credit History | 25 | $7,793,000 | $311,000 | $530,000 | $95,000 | $187,000 |
| Collateral | 17 | $4,190,000 | $246,000 | $766,000 | $87,000 | $157,000 |
| Other | 17 | $4,868,000 | $286,000 | $942,000 | $101,000 | $194,000 |
| Unverifiable Information | 8 | $3,015,000 | $376,000 | $623,000 | $89,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,740,000 | $348,000 | $520,000 | $98,000 | $150,000 |
| Employment History | 4 | $2,091,000 | $522,000 | $628,000 | $104,000 | $188,000 |
| Credit Application Incomplete | 2 | $643,000 | $321,000 | $353,000 | $75,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.