Franklin Loan Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Franklin Loan Corporation 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Loan Corporation 44800 Village Court Palm Desert, CA 92260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,641 |
| Total Mortgage Loan Application Amount | $701,455,000 |
| Average Mortgage Loan Application Amount | $428,333 |
| Highest Mortgage Loan Application Amount | $7,855,000 |
| Average Applicant Income | $228,666 |
| Highest Applicant Income | $4,686,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Franklin Loan Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Loan Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Franklin Loan Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Loan Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Loan Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Loan Corporation's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 619 | $ 248,915,000 | $ 402,000 | $ 194,000 |
| San Bernardino County California | 183 | $ 59,405,000 | $ 324,000 | $ 140,000 |
| Los Angeles County California | 106 | $ 65,330,000 | $ 616,000 | $ 249,000 |
| Orange County California | 96 | $ 66,030,000 | $ 687,000 | $ 269,000 |
| San Diego County California | 66 | $ 43,760,000 | $ 663,000 | $ 226,000 |
| Maricopa County Arizona | 51 | $ 19,515,000 | $ 382,000 | $ 122,000 |
| Clark County Nevada | 51 | $ 17,425,000 | $ 341,000 | $ 120,000 |
| Kern County California | 13 | $ 4,635,000 | $ 356,000 | $ 98,000 |
| Kootenai County Idaho | 12 | $ 4,320,000 | $ 360,000 | $ 155,000 |
| Mohave County Arizona | 10 | $ 3,980,000 | $ 398,000 | $ 121,000 |
| Gwinnett County Georgia | 10 | $ 3,340,000 | $ 334,000 | $ 104,000 |
| Ada County Idaho | 10 | $ 4,050,000 | $ 405,000 | $ 120,000 |
| Pinal County Arizona | 9 | $ 3,095,000 | $ 343,000 | $ 106,000 |
| Williamson County Tennessee | 9 | $ 7,995,000 | $ 888,000 | $ 270,000 |
| Lake County California | 8 | $ 1,770,000 | $ 221,000 | $ 101,000 |
| Sacramento County California | 8 | $ 3,490,000 | $ 436,000 | $ 144,000 |
| Ventura County California | 8 | $ 4,220,000 | $ 527,000 | $ 241,000 |
| Contra Costa County California | 7 | $ 5,475,000 | $ 782,000 | $ 251,000 |
| San Luis Obispo County California | 7 | $ 3,335,000 | $ 476,000 | $ 321,000 |
| Fulton County Georgia | 7 | $ 3,855,000 | $ 550,000 | $ 170,000 |
| Rutherford County Tennessee | 7 | $ 2,805,000 | $ 400,000 | $ 117,000 |
| Santa Clara County California | 6 | $ 4,770,000 | $ 795,000 | $ 342,000 |
| Cherokee County Georgia | 6 | $ 2,370,000 | $ 395,000 | $ 132,000 |
| Harris County Texas | 6 | $ 1,510,000 | $ 251,000 | $ 153,000 |
| Pima County Arizona | 5 | $ 1,045,000 | $ 209,000 | $ 75,000 |
| Bonneville County Idaho | 5 | $ 1,445,000 | $ 289,000 | $ 91,000 |
| Lane County Oregon | 5 | $ 1,765,000 | $ 353,000 | $ 79,000 |
| Davidson County Tennessee | 5 | $ 1,785,000 | $ 357,000 | $ 141,000 |
| Yavapai County Arizona | 4 | $ 890,000 | $ 222,000 | $ 71,000 |
| Fresno County California | 4 | $ 1,000,000 | $ 250,000 | $ 93,000 |
| San Joaquin County California | 4 | $ 1,910,000 | $ 477,000 | $ 125,000 |
| Stanislaus County California | 4 | $ 1,620,000 | $ 405,000 | $ 113,000 |
| Cobb County Georgia | 4 | $ 1,420,000 | $ 355,000 | $ 134,000 |
| Coweta County Georgia | 4 | $ 1,340,000 | $ 335,000 | $ 121,000 |
| Forsyth County Georgia | 4 | $ 1,490,000 | $ 372,000 | $ 115,000 |
| Hall County Georgia | 4 | $ 1,150,000 | $ 287,000 | $ 80,000 |
| Jackson County Georgia | 4 | $ 1,560,000 | $ 390,000 | $ 159,000 |
| Paulding County Georgia | 4 | $ 1,640,000 | $ 410,000 | $ 145,000 |
| Canyon County Idaho | 4 | $ 1,410,000 | $ 352,000 | $ 105,000 |
| Washoe County Nevada | 4 | $ 1,300,000 | $ 325,000 | $ 141,000 |
| Linn County Oregon | 4 | $ 1,090,000 | $ 272,000 | $ 99,000 |
| Marion County Oregon | 4 | $ 1,490,000 | $ 372,000 | $ 123,000 |
| Montgomery County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 65,000 |
| Alameda County California | 3 | $ 865,000 | $ 288,000 | $ 174,000 |
| Butte County California | 3 | $ 1,585,000 | $ 528,000 | $ 241,000 |
| Marin County California | 3 | $ 1,475,000 | $ 491,000 | $ 185,000 |
| Monterey County California | 3 | $ 1,885,000 | $ 628,000 | $ 190,000 |
| Tehama County California | 3 | $ 605,000 | $ 201,000 | $ 101,000 |
| El Paso County Colorado | 3 | $ 875,000 | $ 291,000 | $ 81,000 |
| Jefferson County Colorado | 3 | $ 1,045,000 | $ 348,000 | $ 95,000 |
| Mesa County Colorado | 3 | $ 835,000 | $ 278,000 | $ 150,000 |
| Bartow County Georgia | 3 | $ 735,000 | $ 245,000 | $ 81,000 |
| DeKalb County Georgia | 3 | $ 1,105,000 | $ 368,000 | $ 112,000 |
| Richmond County Georgia | 3 | $ 665,000 | $ 221,000 | $ 71,000 |
| Nye County Nevada | 3 | $ 935,000 | $ 311,000 | $ 121,000 |
| Multnomah County Oregon | 3 | $ 1,055,000 | $ 351,000 | $ 91,000 |
| Washington County Oregon | 3 | $ 1,825,000 | $ 608,000 | $ 199,000 |
| Wilson County Tennessee | 3 | $ 1,005,000 | $ 335,000 | $ 114,000 |
| Dallas County Texas | 3 | $ 755,000 | $ 251,000 | $ 82,000 |
| Fort Bend County Texas | 3 | $ 595,000 | $ 198,000 | $ 131,000 |
| Clark County Washington | 3 | $ 1,105,000 | $ 368,000 | $ 75,000 |
| Madera County California | 2 | $ 430,000 | $ 215,000 | $ 48,000 |
| Mono County California | 2 | $ 1,350,000 | $ 675,000 | $ 569,000 |
| Napa County California | 2 | $ 1,140,000 | $ 570,000 | $ 177,000 |
| Placer County California | 2 | $ 810,000 | $ 405,000 | $ 108,000 |
| Santa Barbara County California | 2 | $ 720,000 | $ 360,000 | $ 86,000 |
| Tulare County California | 2 | $ 720,000 | $ 360,000 | $ 80,000 |
| Yolo County California | 2 | $ 900,000 | $ 450,000 | $ 362,000 |
| Larimer County Colorado | 2 | $ 880,000 | $ 440,000 | $ 109,000 |
| Weld County Colorado | 2 | $ 680,000 | $ 340,000 | $ 78,000 |
| Broward County Florida | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Duval County Florida | 2 | $ 880,000 | $ 440,000 | $ 172,000 |
| Hillsborough County Florida | 2 | $ 650,000 | $ 325,000 | $ 70,000 |
| Lee County Florida | 2 | $ 470,000 | $ 235,000 | $ 161,000 |
| Miami-Dade County Florida | 2 | $ 990,000 | $ 495,000 | $ 153,000 |
| Okeechobee County Florida | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| Palm Beach County Florida | 2 | $ 800,000 | $ 400,000 | $ 105,000 |
| Pasco County Florida | 2 | $ 540,000 | $ 270,000 | $ 73,000 |
| St. Lucie County Florida | 2 | $ 560,000 | $ 280,000 | $ 82,000 |
| Sumter County Florida | 2 | $ 790,000 | $ 395,000 | $ 137,000 |
| Barrow County Georgia | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| Bibb County Georgia | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Habersham County Georgia | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Henry County Georgia | 2 | $ 770,000 | $ 385,000 | $ 115,000 |
| Houston County Georgia | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| Newton County Georgia | 2 | $ 490,000 | $ 245,000 | $ 74,000 |
| Pike County Georgia | 2 | $ 710,000 | $ 355,000 | $ 76,000 |
| Maui County Hawaii | 2 | $ 1,740,000 | $ 870,000 | $ 135,000 |
| Gooding County Idaho | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Latah County Idaho | 2 | $ 610,000 | $ 305,000 | $ 77,000 |
| Daviess County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Anne Arundel County Maryland | 2 | $ 700,000 | $ 350,000 | $ 103,000 |
| Frederick County Maryland | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Lyon County Nevada | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Clackamas County Oregon | 2 | $ 910,000 | $ 455,000 | $ 238,000 |
| Umatilla County Oregon | 2 | $ 560,000 | $ 280,000 | $ 58,000 |
| Yamhill County Oregon | 2 | $ 890,000 | $ 445,000 | $ 122,000 |
| Erie County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 108,000 |
| Northampton County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 157,000 |
| Bradley County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 80,000 |
| Chester County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Hamilton County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 94,000 |
| Knox County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 129,000 |
| Maury County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Moore County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 98,000 |
| Rhea County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 205,000 |
| Sevier County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 76,000 |
| Sumner County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 77,000 |
| Tipton County Tennessee | 2 | $ 800,000 | $ 400,000 | $ 185,000 |
| Montgomery County Texas | 2 | $ 1,150,000 | $ 575,000 | $ 196,000 |
| Snohomish County Washington | 2 | $ 790,000 | $ 395,000 | $ 402,000 |
| Cochise County Arizona | 1 | $ 345,000 | $ 345,000 | $ 192,000 |
| Coconino County Arizona | 1 | $ 365,000 | $ 365,000 | $ 197,000 |
| Gila County Arizona | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Calaveras County California | 1 | $ 565,000 | $ 565,000 | $ 204,000 |
| Del Norte County California | 1 | $ 305,000 | $ 305,000 | $ 56,000 |
| Imperial County California | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Mendocino County California | 1 | $ 515,000 | $ 515,000 | $ 380,000 |
| Merced County California | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Nevada County California | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| San Mateo County California | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Santa Cruz County California | 1 | $ 655,000 | $ 655,000 | $ 126,000 |
| Shasta County California | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Siskiyou County California | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Solano County California | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Sonoma County California | 1 | $ 645,000 | $ 645,000 | $ 165,000 |
| Sutter County California | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Yuba County California | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Arapahoe County Colorado | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Broomfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 219,000 |
| Denver County Colorado | 1 | $ 535,000 | $ 535,000 | $ 126,000 |
| Brevard County Florida | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Charlotte County Florida | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Collier County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Lake County Florida | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
| Manatee County Florida | 1 | $ 495,000 | $ 495,000 | $ 255,000 |
| Seminole County Florida | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Carroll County Georgia | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Chatham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Clayton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Dawson County Georgia | 1 | $ 525,000 | $ 525,000 | $ 181,000 |
| Dougherty County Georgia | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Effingham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Fannin County Georgia | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Fayette County Georgia | 1 | $ 505,000 | $ 505,000 | $ 143,000 |
| Harris County Georgia | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Long County Georgia | 1 | $ 315,000 | $ 315,000 | $ 135,000 |
| Muscogee County Georgia | 1 | $ 445,000 | $ 445,000 | $ 88,000 |
| Rockdale County Georgia | 1 | $ 395,000 | $ 395,000 | $ 274,000 |
| Telfair County Georgia | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Walton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 122,000 |
| Whitfield County Georgia | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| Hawaii County Hawaii | 1 | $ 3,505,000 | $ 3,505,000 | $ 2,047,000 |
| Bannock County Idaho | 1 | $ 345,000 | $ 345,000 | $ 176,000 |
| Benewah County Idaho | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Elmore County Idaho | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Madison County Idaho | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Payette County Idaho | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Mercer County Kentucky | 1 | $ 565,000 | $ 565,000 | $ 155,000 |
| Baltimore County Maryland | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Carroll County Maryland | 1 | $ 375,000 | $ 375,000 | $ 106,000 |
| Montgomery County Maryland | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
| Prince George's County Maryland | 1 | $ 505,000 | $ 505,000 | $ 219,000 |
| Douglas County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Elko County Nevada | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Santa Fe County New Mexico | 1 | $ 1,295,000 | $ 1,295,000 | $ 430,000 |
| Benton County Oregon | 1 | $ 525,000 | $ 525,000 | $ 118,000 |
| Crook County Oregon | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Deschutes County Oregon | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Douglas County Oregon | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Jackson County Oregon | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Polk County Oregon | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Wasco County Oregon | 1 | $ 405,000 | $ 405,000 | $ 148,000 |
| Beaver County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Butler County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 212,000 |
| Delaware County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Orangeburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Benton County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 437,000 |
| Blount County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 111,000 |
| Cumberland County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Dickson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Giles County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 83,000 |
| Madison County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Shelby County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Smith County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Warren County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Bexar County Texas | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Collin County Texas | 1 | $ 515,000 | $ 515,000 | $ 127,000 |
| Comal County Texas | 1 | $ 625,000 | $ 625,000 | $ 287,000 |
| Denton County Texas | 1 | $ 275,000 | $ 275,000 | $ 263,000 |
| Galveston County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Parker County Texas | 1 | $ 155,000 | $ 155,000 | $ 170,000 |
| Rains County Texas | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
| Tarrant County Texas | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Travis County Texas | 1 | $ 525,000 | $ 525,000 | $ 203,000 |
| Douglas County Washington | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Island County Washington | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Pierce County Washington | 1 | $ 305,000 | $ 305,000 | $ 421,000 |
| Spokane County Washington | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Thurston County Washington | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Franklin Loan Corporation in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 998 | $463,440,000 | $464,000 | $7,855,000 | $197,000 | $2,178,000 |
| Cash-out Refinancing | 607 | $221,535,000 | $364,000 | $2,585,000 | $134,000 | $2,503,000 |
| Refinancing | 36 | $16,480,000 | $457,000 | $1,505,000 | $355,000 | $4,686,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 755 | $340,885,000 | $451,000 | $7,855,000 | $191,000 | $2,047,000 |
| Not Provided | 406 | $172,400,000 | $424,000 | $2,025,000 | $183,000 | $2,178,000 |
| Hispanic | 299 | $110,225,000 | $368,000 | $2,325,000 | $150,000 | $4,686,000 |
| Asian | 100 | $48,770,000 | $487,000 | $2,585,000 | $177,000 | $2,503,000 |
| Black or African American | 64 | $22,570,000 | $352,000 | $785,000 | $126,000 | $340,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,530,000 | $353,000 | $805,000 | $121,000 | $210,000 |
| American Indian or Alaskan Native | 7 | $3,075,000 | $439,000 | $665,000 | $171,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,000 | $437,040,000 | $437,000 | $7,855,000 | $214,000 | $4,686,000 |
| FHA-insured (Federal Housing Administration) | 521 | $207,855,000 | $398,000 | $1,105,000 | $118,000 | $398,000 |
| VA-guaranteed (Veterans Administration) | 117 | $55,505,000 | $474,000 | $1,705,000 | $125,000 | $359,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $1,055,000 | $351,000 | $385,000 | $104,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,255 | $534,335,000 | $425,000 | $2,585,000 | $177,000 | $4,686,000 |
| Application Withdrawn By Applicant | 343 | $153,425,000 | $447,000 | $7,855,000 | $182,000 | $2,178,000 |
| File Closed For Incompleteness | 17 | $5,745,000 | $337,000 | $685,000 | $110,000 | $251,000 |
| Application Denied By Financial Institution | 17 | $5,175,000 | $304,000 | $705,000 | $179,000 | $858,000 |
| Application Approved But Not Accepted | 9 | $2,775,000 | $308,000 | $715,000 | $158,000 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,624 | $696,280,000 | $428,000 | $7,855,000 | $177,000 | $4,686,000 |
| Collateral | 9 | $2,935,000 | $326,000 | $535,000 | $138,000 | $359,000 |
| Debt-To-Income Ratio | 4 | $1,400,000 | $350,000 | $705,000 | $99,000 | $141,000 |
| Credit History | 2 | $370,000 | $185,000 | $295,000 | $202,000 | $366,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $858,000 | $858,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $144,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Loan Corporation's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Loan Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.