Franklin Mint
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Franklin Mint 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Mint 5 Hillman Drive Chadds Ford Township, PA 19317 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 996 |
| Total Mortgage Loan Application Amount | $171,090,000 |
| Average Mortgage Loan Application Amount | $219,800 |
| Highest Mortgage Loan Application Amount | $1,835,000 |
| Average Applicant Income | $143,400 |
| Highest Applicant Income | $1,374,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Franklin Mint. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Mint's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Franklin Mint's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Mint serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Mint, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Mint's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Pennsylvania | 415 | $ 28,325,000 | $ 68,000 | $ 114,000 |
| Chester County Pennsylvania | 136 | $ 20,550,000 | $ 151,000 | $ 142,000 |
| Philadelphia County Pennsylvania | 64 | $ 6,970,000 | $ 108,000 | $ 69,000 |
| Montgomery County Pennsylvania | 63 | $ 7,465,000 | $ 118,000 | $ 149,000 |
| New Castle County Delaware | 35 | $ 2,505,000 | $ 71,000 | $ 91,000 |
| Loudoun County Virginia | 22 | $ 11,460,000 | $ 520,000 | $ 165,000 |
| Fairfax County Virginia | 17 | $ 8,395,000 | $ 493,000 | $ 161,000 |
| Bucks County Pennsylvania | 15 | $ 3,995,000 | $ 266,000 | $ 253,000 |
| Allegheny County Pennsylvania | 13 | $ 6,155,000 | $ 473,000 | $ 184,000 |
| Monmouth County New Jersey | 10 | $ 4,030,000 | $ 403,000 | $ 157,000 |
| Camden County New Jersey | 9 | $ 565,000 | $ 62,000 | $ 149,000 |
| Cape May County New Jersey | 9 | $ 1,815,000 | $ 201,000 | $ 165,000 |
| Gloucester County New Jersey | 9 | $ 925,000 | $ 102,000 | $ 123,000 |
| Beaufort County South Carolina | 8 | $ 4,950,000 | $ 618,000 | $ 224,000 |
| Sussex County Delaware | 7 | $ 2,345,000 | $ 335,000 | $ 162,000 |
| District of Columbia County District Of Columbia | 7 | $ 3,915,000 | $ 559,000 | $ 203,000 |
| Lancaster County Pennsylvania | 7 | $ 545,000 | $ 77,000 | $ 117,000 |
| Frederick County Maryland | 6 | $ 2,800,000 | $ 466,000 | $ 154,000 |
| Montgomery County Maryland | 6 | $ 2,770,000 | $ 461,000 | $ 166,000 |
| Middlesex County Massachusetts | 6 | $ 4,180,000 | $ 696,000 | $ 218,000 |
| Wake County North Carolina | 6 | $ 2,770,000 | $ 461,000 | $ 157,000 |
| Albemarle County Virginia | 6 | $ 2,710,000 | $ 451,000 | $ 130,000 |
| Mecklenburg County North Carolina | 5 | $ 2,385,000 | $ 477,000 | $ 182,000 |
| Chesterfield County Virginia | 5 | $ 1,725,000 | $ 345,000 | $ 117,000 |
| Hudson County New Jersey | 4 | $ 1,880,000 | $ 470,000 | $ 193,000 |
| Williamson County Tennessee | 4 | $ 1,820,000 | $ 455,000 | $ 138,000 |
| Henrico County Virginia | 4 | $ 1,550,000 | $ 387,000 | $ 118,000 |
| Prince George's County Maryland | 3 | $ 1,735,000 | $ 578,000 | $ 183,000 |
| Suffolk County Massachusetts | 3 | $ 1,535,000 | $ 511,000 | $ 205,000 |
| Atlantic County New Jersey | 3 | $ 565,000 | $ 188,000 | $ 96,000 |
| Morris County New Jersey | 3 | $ 1,055,000 | $ 351,000 | $ 206,000 |
| Union County New Jersey | 3 | $ 1,395,000 | $ 465,000 | $ 269,000 |
| Lorain County Ohio | 3 | $ 565,000 | $ 188,000 | $ 131,000 |
| Berks County Pennsylvania | 3 | $ 115,000 | $ 38,000 | $ 103,000 |
| Palm Beach County Florida | 2 | $ 600,000 | $ 300,000 | $ 172,000 |
| Anne Arundel County Maryland | 2 | $ 740,000 | $ 370,000 | $ 104,000 |
| Cecil County Maryland | 2 | $ 100,000 | $ 50,000 | $ 130,000 |
| Hampshire County Massachusetts | 2 | $ 180,000 | $ 90,000 | $ 107,000 |
| Norfolk County Massachusetts | 2 | $ 1,070,000 | $ 535,000 | $ 144,000 |
| Worcester County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 140,000 |
| New Hanover County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 140,000 |
| Washington County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 166,000 |
| Charleston County South Carolina | 2 | $ 960,000 | $ 480,000 | $ 385,000 |
| York County South Carolina | 2 | $ 1,180,000 | $ 590,000 | $ 195,000 |
| Arlington County Virginia | 2 | $ 1,400,000 | $ 700,000 | $ 185,000 |
| Prince William County Virginia | 2 | $ 1,190,000 | $ 595,000 | $ 176,000 |
| Maricopa County Arizona | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| New Haven County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Kent County Delaware | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Hillsborough County Florida | 1 | $ 985,000 | $ 985,000 | $ 281,000 |
| Manatee County Florida | 1 | $ 485,000 | $ 485,000 | $ 212,000 |
| Osceola County Florida | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Polk County Florida | 1 | $ 35,000 | $ 35,000 | $ 246,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Johnson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Baltimore County Maryland | 1 | $ 655,000 | $ 655,000 | $ 197,000 |
| Howard County Maryland | 1 | $ 555,000 | $ 555,000 | $ 180,000 |
| Wicomico County Maryland | 1 | $ 655,000 | $ 655,000 | $ 1,374,000 |
| Worcester County Maryland | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 132,000 |
| Kalamazoo County Michigan | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Burlington County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 228,000 |
| Cumberland County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 147,000 |
| Hunterdon County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 407,000 |
| Mercer County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 168,000 |
| Ocean County New Jersey | 1 | $ 695,000 | $ 695,000 | $ 192,000 |
| Salem County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 121,000 |
| Somerset County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Westchester County New York | 1 | $ 45,000 | $ 45,000 | $ 222,000 |
| Cabarrus County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Currituck County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 208,000 |
| Stokes County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 205,000 |
| Union County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 161,000 |
| Butler County Ohio | 1 | $ 375,000 | $ 375,000 | $ 151,000 |
| Clermont County Ohio | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Summit County Ohio | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Warren County Ohio | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Butler County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 99,000 |
| Northampton County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 337,000 |
| Pike County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Somerset County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 477,000 |
| Berkeley County South Carolina | 1 | $ 625,000 | $ 625,000 | $ 201,000 |
| Horry County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Richland County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| Davidson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Davis County Utah | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| Alexandria County Virginia | 1 | $ 655,000 | $ 655,000 | $ 160,000 |
| Campbell County Virginia | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Charlottesville County Virginia | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Fauquier County Virginia | 1 | $ 465,000 | $ 465,000 | $ 180,000 |
| Fredericksburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Hopewell County Virginia | 1 | $ 275,000 | $ 275,000 | $ 260,000 |
| Richmond City County Virginia | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Virginia Beach County Virginia | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Monongalia County West Virginia | 1 | $ 555,000 | $ 555,000 | $ 170,000 |
Mortgage Loan Application Detail Totals for Franklin Mint in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 272 | $107,180,000 | $394,000 | $1,005,000 | $163,000 | $1,374,000 |
| Home Improvement | 267 | $15,135,000 | $56,000 | $325,000 | $124,000 | $540,000 |
| Other Purpose | 258 | $13,410,000 | $51,000 | $405,000 | $105,000 | $333,000 |
| Refinancing | 187 | $30,105,000 | $160,000 | $1,005,000 | $141,000 | $478,000 |
| Cash-out Refinancing | 12 | $5,260,000 | $438,000 | $1,835,000 | $184,000 | $671,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 608 | $83,130,000 | $136,000 | $1,005,000 | $140,000 | $1,374,000 |
| Not Provided | 163 | $36,285,000 | $222,000 | $1,835,000 | $134,000 | $671,000 |
| Black or African American | 87 | $8,005,000 | $92,000 | $665,000 | $80,000 | $233,000 |
| Asian | 76 | $30,190,000 | $397,000 | $855,000 | $145,000 | $274,000 |
| Hispanic | 26 | $4,040,000 | $155,000 | $585,000 | $103,000 | $215,000 |
| Not applicable | 26 | $6,660,000 | $256,000 | $1,005,000 | $120,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $660,000 | $330,000 | $635,000 | $165,000 | $207,000 |
| American Indian or Alaskan Native | 2 | $70,000 | $35,000 | $45,000 | $99,000 | $137,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 996 | $171,090,000 | $171,000 | $1,835,000 | $133,000 | $1,374,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 604 | $124,710,000 | $206,000 | $1,835,000 | $150,000 | $1,374,000 |
| Application Denied By Financial Institution | 251 | $23,385,000 | $93,000 | $1,005,000 | $99,000 | $420,000 |
| Application Withdrawn By Applicant | 91 | $7,865,000 | $86,000 | $655,000 | $108,000 | $325,000 |
| Application Approved But Not Accepted | 49 | $14,565,000 | $297,000 | $765,000 | $150,000 | $393,000 |
| File Closed For Incompleteness | 1 | $565,000 | $565,000 | $565,000 | $228,000 | $228,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 745 | $147,705,000 | $198,000 | $1,835,000 | $145,000 | $1,374,000 |
| Credit History | 83 | $5,325,000 | $64,000 | $785,000 | $83,000 | $326,000 |
| Credit Application Incomplete | 69 | $4,015,000 | $58,000 | $405,000 | $118,000 | $300,000 |
| Debt-To-Income Ratio | 45 | $7,275,000 | $161,000 | $985,000 | $81,000 | $281,000 |
| Collateral | 37 | $4,145,000 | $112,000 | $1,005,000 | $130,000 | $420,000 |
| Other | 13 | $565,000 | $43,000 | $105,000 | $87,000 | $198,000 |
| Employment History | 3 | $1,485,000 | $495,000 | $615,000 | $106,000 | $154,000 |
| Mortgage Insurance Denied | 1 | $575,000 | $575,000 | $575,000 | $127,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Mint's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Mint's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.