Franklin Mint
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Franklin Mint 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Mint 5 Hillman Drive Chadds Ford Township, PA 19317 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 994 |
| Total Mortgage Loan Application Amount | $230,620,000 |
| Average Mortgage Loan Application Amount | $233,800 |
| Highest Mortgage Loan Application Amount | $1,215,000 |
| Average Applicant Income | $149,200 |
| Highest Applicant Income | $2,782,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Franklin Mint. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Mint's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Franklin Mint's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Mint serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Mint, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Mint's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware County Pennsylvania | 398 | $ 39,610,000 | $ 99,000 | $ 104,000 |
| Chester County Pennsylvania | 128 | $ 27,150,000 | $ 212,000 | $ 155,000 |
| Philadelphia County Pennsylvania | 75 | $ 9,905,000 | $ 132,000 | $ 109,000 |
| New Castle County Delaware | 56 | $ 9,750,000 | $ 174,000 | $ 105,000 |
| Montgomery County Pennsylvania | 43 | $ 8,925,000 | $ 207,000 | $ 127,000 |
| Howard County Maryland | 30 | $ 21,050,000 | $ 701,000 | $ 212,000 |
| Anne Arundel County Maryland | 18 | $ 9,760,000 | $ 542,000 | $ 194,000 |
| Fairfax County Virginia | 16 | $ 9,640,000 | $ 602,000 | $ 192,000 |
| Loudoun County Virginia | 15 | $ 8,825,000 | $ 588,000 | $ 216,000 |
| Cape May County New Jersey | 14 | $ 4,210,000 | $ 300,000 | $ 321,000 |
| Camden County New Jersey | 10 | $ 1,140,000 | $ 114,000 | $ 101,000 |
| Gloucester County New Jersey | 10 | $ 640,000 | $ 64,000 | $ 99,000 |
| Allegheny County Pennsylvania | 8 | $ 3,620,000 | $ 452,000 | $ 189,000 |
| Bucks County Pennsylvania | 8 | $ 1,630,000 | $ 203,000 | $ 159,000 |
| Sussex County Delaware | 7 | $ 2,785,000 | $ 397,000 | $ 171,000 |
| Butler County Pennsylvania | 7 | $ 2,675,000 | $ 382,000 | $ 166,000 |
| Suffolk County Massachusetts | 6 | $ 4,670,000 | $ 778,000 | $ 251,000 |
| Beaufort County South Carolina | 6 | $ 3,710,000 | $ 618,000 | $ 165,000 |
| Middlesex County Massachusetts | 5 | $ 2,715,000 | $ 543,000 | $ 163,000 |
| Mecklenburg County North Carolina | 5 | $ 1,715,000 | $ 343,000 | $ 122,000 |
| Lancaster County Pennsylvania | 5 | $ 725,000 | $ 145,000 | $ 55,000 |
| Arlington County Virginia | 5 | $ 3,855,000 | $ 771,000 | $ 221,000 |
| District of Columbia County District Of Columbia | 4 | $ 3,100,000 | $ 775,000 | $ 286,000 |
| Carroll County Maryland | 4 | $ 2,230,000 | $ 557,000 | $ 181,000 |
| Montgomery County Maryland | 4 | $ 2,680,000 | $ 670,000 | $ 185,000 |
| Essex County Massachusetts | 4 | $ 2,990,000 | $ 747,000 | $ 434,000 |
| Erie County Pennsylvania | 4 | $ 730,000 | $ 182,000 | $ 69,000 |
| Williamson County Tennessee | 4 | $ 2,470,000 | $ 617,000 | $ 236,000 |
| Fauquier County Virginia | 4 | $ 2,200,000 | $ 550,000 | $ 168,000 |
| Hillsborough County Florida | 3 | $ 825,000 | $ 275,000 | $ 133,000 |
| Orange County Florida | 3 | $ 2,055,000 | $ 685,000 | $ 281,000 |
| Baltimore County Maryland | 3 | $ 1,945,000 | $ 648,000 | $ 221,000 |
| Norfolk County Massachusetts | 3 | $ 1,695,000 | $ 565,000 | $ 273,000 |
| Plymouth County Massachusetts | 3 | $ 2,655,000 | $ 885,000 | $ 293,000 |
| Albemarle County Virginia | 3 | $ 1,625,000 | $ 541,000 | $ 189,000 |
| Henrico County Virginia | 3 | $ 1,435,000 | $ 478,000 | $ 159,000 |
| Prince William County Virginia | 3 | $ 1,705,000 | $ 568,000 | $ 183,000 |
| Miami-Dade County Florida | 2 | $ 480,000 | $ 240,000 | $ 114,000 |
| Baltimore City County Maryland | 2 | $ 510,000 | $ 255,000 | $ 212,000 |
| Harford County Maryland | 2 | $ 1,140,000 | $ 570,000 | $ 155,000 |
| Worcester County Massachusetts | 2 | $ 1,330,000 | $ 665,000 | $ 322,000 |
| Brunswick County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| Guilford County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 173,000 |
| Union County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 193,000 |
| Warren County Ohio | 2 | $ 220,000 | $ 110,000 | $ 165,000 |
| Berks County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 67,000 |
| Lehigh County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| Lycoming County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| York County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 220,000 |
| Chesterfield County Virginia | 2 | $ 860,000 | $ 430,000 | $ 227,000 |
| Monongalia County West Virginia | 2 | $ 960,000 | $ 480,000 | $ 316,000 |
| Tuolumne County California | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Palm Beach County Florida | 1 | $ 85,000 | $ 85,000 | $ 170,000 |
| Gwinnett County Georgia | 1 | $ 255,000 | $ 255,000 | $ 36,000 |
| Clay County Indiana | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Orleans County Louisiana | 1 | $ 475,000 | $ 475,000 | $ 2,782,000 |
| Charles County Maryland | 1 | $ 605,000 | $ 605,000 | $ 151,000 |
| Frederick County Maryland | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Prince George's County Maryland | 1 | $ 405,000 | $ 405,000 | $ 149,000 |
| Barnstable County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 100,000 |
| Bristol County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 184,000 |
| Atlantic County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Middlesex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 186,000 |
| Morris County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 112,000 |
| Ocean County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Salem County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Warren County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 167,000 |
| Albany County New York | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Chemung County New York | 1 | $ 25,000 | $ 25,000 | $ 670,000 |
| Durham County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 150,000 |
| Johnston County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 502,000 |
| New Hanover County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 109,000 |
| Wake County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Lorain County Ohio | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Beaver County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Carbon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
| Cumberland County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 189,000 |
| Dauphin County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Lackawanna County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Washington County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Charleston County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 154,000 |
| Horry County South Carolina | 1 | $ 735,000 | $ 735,000 | $ 403,000 |
| Lancaster County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Rutherford County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Danville County Virginia | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Falls Church County Virginia | 1 | $ 525,000 | $ 525,000 | $ 227,000 |
| Spotsylvania County Virginia | 1 | $ 555,000 | $ 555,000 | $ 284,000 |
| Winchester County Virginia | 1 | $ 435,000 | $ 435,000 | $ 220,000 |
| Berkeley County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Franklin Mint in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 356 | $144,090,000 | $404,000 | $1,215,000 | $152,000 | $580,000 |
| Home Improvement | 249 | $12,445,000 | $49,000 | $255,000 | $106,000 | $630,000 |
| Refinancing | 215 | $46,695,000 | $217,000 | $995,000 | $164,000 | $2,782,000 |
| Other Purpose | 127 | $6,165,000 | $48,000 | $425,000 | $114,000 | $670,000 |
| Cash-out Refinancing | 47 | $21,225,000 | $451,000 | $1,005,000 | $210,000 | $1,187,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 621 | $131,655,000 | $212,000 | $1,215,000 | $145,000 | $2,782,000 |
| Black or African American | 122 | $22,570,000 | $185,000 | $855,000 | $100,000 | $332,000 |
| Not Provided | 110 | $25,600,000 | $232,000 | $925,000 | $146,000 | $630,000 |
| Asian | 67 | $28,915,000 | $431,000 | $995,000 | $165,000 | $318,000 |
| Not applicable | 35 | $8,945,000 | $255,000 | $705,000 | $0 | $0 |
| Hispanic | 28 | $6,140,000 | $219,000 | $1,005,000 | $100,000 | $278,000 |
| American Indian or Alaskan Native | 3 | $1,945,000 | $648,000 | $905,000 | $355,000 | $630,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $855,000 | $855,000 | $855,000 | $364,000 | $364,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 994 | $230,620,000 | $232,000 | $1,215,000 | $140,000 | $2,782,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 572 | $168,270,000 | $294,000 | $1,215,000 | $161,000 | $2,782,000 |
| Application Denied By Financial Institution | 198 | $22,310,000 | $112,000 | $865,000 | $89,000 | $502,000 |
| Application Withdrawn By Applicant | 164 | $16,490,000 | $100,000 | $565,000 | $117,000 | $670,000 |
| Application Approved But Not Accepted | 59 | $22,895,000 | $388,000 | $855,000 | $175,000 | $838,000 |
| File Closed For Incompleteness | 1 | $655,000 | $655,000 | $655,000 | $486,000 | $486,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 796 | $208,310,000 | $261,000 | $1,215,000 | $153,000 | $2,782,000 |
| Credit History | 85 | $4,335,000 | $51,000 | $305,000 | $66,000 | $186,000 |
| Credit Application Incomplete | 55 | $3,365,000 | $61,000 | $255,000 | $104,000 | $432,000 |
| Debt-To-Income Ratio | 26 | $7,930,000 | $305,000 | $865,000 | $95,000 | $352,000 |
| Collateral | 14 | $2,750,000 | $196,000 | $685,000 | $139,000 | $502,000 |
| Other | 10 | $1,010,000 | $101,000 | $425,000 | $80,000 | $183,000 |
| Employment History | 3 | $955,000 | $318,000 | $435,000 | $169,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,190,000 | $595,000 | $705,000 | $145,000 | $167,000 |
| Unverifiable Information | 2 | $270,000 | $135,000 | $165,000 | $104,000 | $170,000 |
| Mortgage Insurance Denied | 1 | $505,000 | $505,000 | $505,000 | $172,000 | $172,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Mint's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Mint's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.