Fremont Investment & Loan Mortgage Lending & HMDA Data, 2006
In 2006, Fremont Investment & Loan of Brea, CA reported 272,964 mortgage applications totaling $61.3 billion, down 12% from 2005. The average application was for $224,704, and applicants reported an average income of $109,843. 55% of its applications resulted in an originated loan and 33% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (18,848), Chicago-Naperville-Joliet, IL (14,368) and Washington-Arlington-Alexandria, DC-VA-MD-WV (13,535) (applications in parentheses).
| Mortgage Company & Address | Fremont Investment & Loan 2727 E. Imperial Highway Brea, CA 92821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 272,964 |
| Total Mortgage Loan Application Amount | $61,336,110,000 |
| Average Mortgage Loan Application Amount | $224,704 |
| Highest Mortgage Loan Application Amount | $7,950,000 |
| Average Applicant Income | $109,843 |
| Highest Applicant Income | $6,996,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fremont Investment & Loan filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 18,848 | $ 6,342,801,000 | $ 336,523 | $ 136,000 |
| Chicago-Naperville-Joliet, IL | 14,368 | $ 2,604,154,000 | $ 181,246 | $ 93,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13,535 | $ 3,627,265,000 | $ 267,991 | $ 113,476 |
| Riverside-San Bernardino-Ontario, CA | 11,414 | $ 3,161,306,000 | $ 276,967 | $ 132,000 |
| Los Angeles-Long Beach-Glendale, CA | 11,283 | $ 3,857,345,000 | $ 341,872 | $ 147,000 |
| Atlanta-Sandy Springs-Marietta, GA | 10,301 | $ 1,514,247,000 | $ 147,000 | $ 88,000 |
| Miami-Miami Beach-Kendall, FL | 10,117 | $ 2,193,966,000 | $ 216,859 | $ 116,000 |
| Baltimore-Towson, MD | 7,354 | $ 1,379,292,000 | $ 187,556 | $ 95,000 |
| Nassau-Suffolk, NY | 6,537 | $ 1,956,469,000 | $ 299,291 | $ 138,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5,803 | $ 964,033,000 | $ 166,126 | $ 90,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5,533 | $ 1,197,759,000 | $ 216,475 | $ 107,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5,477 | $ 1,069,166,000 | $ 195,210 | $ 92,000 |
| Orlando-Kissimmee, FL | 4,866 | $ 912,063,000 | $ 187,435 | $ 98,000 |
| Newark-Union, NJ-PA | 4,724 | $ 1,199,900,000 | $ 254,000 | $ 117,199 |
| Oakland-Fremont-Hayward, CA | 4,511 | $ 1,613,837,000 | $ 357,755 | $ 163,000 |
| Santa Ana-Anaheim-Irvine, CA | 3,407 | $ 1,322,285,000 | $ 388,108 | $ 177,000 |
| Philadelphia, PA | 3,283 | $ 499,414,000 | $ 152,121 | $ 84,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,274 | $ 584,949,000 | $ 178,664 | $ 100,745 |
| Sacramento--Arden-Arcade--Roseville, CA | 3,272 | $ 906,310,000 | $ 276,989 | $ 134,000 |
| Las Vegas-Paradise, NV | 3,227 | $ 735,264,000 | $ 227,847 | $ 118,000 |
| Edison, NJ | 3,219 | $ 895,389,000 | $ 278,157 | $ 128,000 |
| Boston-Quincy, MA | 2,955 | $ 812,920,000 | $ 275,099 | $ 122,000 |
| Houston-Sugar Land-Baytown, TX | 2,790 | $ 407,595,000 | $ 146,091 | $ 97,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2,720 | $ 608,024,000 | $ 223,538 | $ 123,000 |
| Detroit-Livonia-Dearborn, MI | 2,691 | $ 255,317,000 | $ 94,878 | $ 61,000 |
| Denver-Aurora, CO | 2,517 | $ 413,358,000 | $ 164,226 | $ 98,000 |
| San Diego-Carlsbad-San Marcos, CA | 2,446 | $ 844,685,000 | $ 345,333 | $ 161,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,269 | $ 370,129,000 | $ 163,124 | $ 79,502 |
| Providence-New Bedford-Fall River, RI-MA | 2,009 | $ 432,824,000 | $ 215,442 | $ 90,813 |
| Bethesda-Gaithersburg-Frederick, MD | 1,947 | $ 574,564,000 | $ 295,102 | $ 121,000 |
| Cape Coral-Fort Myers, FL | 1,938 | $ 366,228,000 | $ 188,972 | $ 105,000 |
| Stockton, CA | 1,827 | $ 515,068,000 | $ 281,920 | $ 136,000 |
| Camden, NJ | 1,786 | $ 334,268,000 | $ 187,160 | $ 93,000 |
| Seattle-Bellevue-Everett, WA | 1,769 | $ 430,390,000 | $ 243,295 | $ 112,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,762 | $ 221,800,000 | $ 125,879 | $ 72,000 |
| Honolulu, HI | 1,749 | $ 554,405,000 | $ 316,983 | $ 144,000 |
| Jacksonville, FL | 1,597 | $ 240,857,000 | $ 150,818 | $ 79,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,569 | $ 633,329,000 | $ 403,651 | $ 192,000 |
| Dallas-Plano-Irving, TX | 1,518 | $ 269,167,000 | $ 177,316 | $ 116,000 |
| St. Louis, MO-IL | 1,481 | $ 177,875,000 | $ 120,104 | $ 63,443 |
| Charlotte-Gastonia-Concord, NC-SC | 1,447 | $ 193,951,000 | $ 134,036 | $ 103,205 |
| Bridgeport-Stamford-Norwalk, CT | 1,349 | $ 374,442,000 | $ 277,570 | $ 134,000 |
| New Haven-Milford, CT | 1,341 | $ 243,509,000 | $ 181,587 | $ 87,000 |
| Richmond, VA | 1,341 | $ 201,552,000 | $ 150,299 | $ 76,000 |
| Cambridge-Newton-Framingham, MA | 1,321 | $ 364,315,000 | $ 275,787 | $ 123,000 |
| Bakersfield, CA | 1,305 | $ 252,628,000 | $ 193,584 | $ 104,000 |
| Lakeland, FL | 1,298 | $ 181,702,000 | $ 139,986 | $ 77,000 |
| Warren-Troy-Farmington Hills, MI | 1,229 | $ 216,718,000 | $ 176,336 | $ 92,000 |
| Hartford-West Hartford-East Hartford, CT | 1,197 | $ 201,359,000 | $ 168,219 | $ 84,000 |
| Fresno, CA | 1,177 | $ 240,714,000 | $ 204,514 | $ 106,000 |
| Worcester, MA | 1,093 | $ 219,034,000 | $ 200,397 | $ 90,000 |
| Modesto, CA | 1,077 | $ 281,718,000 | $ 261,576 | $ 144,000 |
| Port St. Lucie-Fort Pierce, FL | 1,026 | $ 190,030,000 | $ 185,214 | $ 104,000 |
| Sarasota-Bradenton-Venice, FL | 1,025 | $ 204,238,000 | $ 199,256 | $ 103,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 977 | $ 222,909,000 | $ 228,156 | $ 110,000 |
| San Francisco-San Mateo-Redwood City, CA | 973 | $ 458,553,000 | $ 471,277 | $ 220,000 |
| Columbus, OH | 968 | $ 127,871,000 | $ 132,098 | $ 83,000 |
| Essex County, MA | 961 | $ 249,571,000 | $ 259,699 | $ 109,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 954 | $ 157,007,000 | $ 164,577 | $ 84,000 |
| Vallejo-Fairfield, CA | 924 | $ 302,045,000 | $ 326,888 | $ 144,000 |
| Kansas City, MO-KS | 915 | $ 105,743,000 | $ 115,566 | $ 76,133 |
| Wilmington, DE-MD-NJ | 913 | $ 155,350,000 | $ 170,153 | $ 81,445 |
| Lake County-Kenosha County, IL-WI | 885 | $ 167,823,000 | $ 189,630 | $ 112,871 |
| Albany-Schenectady-Troy, NY | 867 | $ 114,722,000 | $ 132,320 | $ 93,000 |
| Portland-Vancouver-Beaverton, OR-WA | 848 | $ 177,163,000 | $ 208,918 | $ 106,738 |
| Naples-Marco Island, FL | 777 | $ 211,732,000 | $ 272,499 | $ 158,000 |
| Cincinnati-Middletown, OH-KY-IN | 725 | $ 90,054,000 | $ 124,212 | $ 70,961 |
| Albuquerque, NM | 723 | $ 120,613,000 | $ 166,822 | $ 85,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 723 | $ 113,425,000 | $ 156,881 | $ 80,351 |
| Tacoma, WA | 722 | $ 138,627,000 | $ 192,004 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 695 | $ 117,556,000 | $ 169,145 | $ 78,000 |
| Springfield, MA | 689 | $ 95,749,000 | $ 138,968 | $ 70,000 |
| Nashville-Davidson--Murfreesboro, TN | 645 | $ 85,014,000 | $ 131,804 | $ 75,000 |
| Fort Worth-Arlington, TX | 625 | $ 85,717,000 | $ 137,147 | $ 94,000 |
| Tucson, AZ | 622 | $ 100,164,000 | $ 161,035 | $ 78,000 |
| Indianapolis-Carmel, IN | 599 | $ 74,494,000 | $ 124,363 | $ 82,000 |
| Salt Lake City, UT | 597 | $ 99,797,000 | $ 167,164 | $ 93,000 |
| Visalia-Porterville, CA | 587 | $ 108,293,000 | $ 184,485 | $ 94,000 |
| Raleigh-Cary, NC | 568 | $ 87,906,000 | $ 154,764 | $ 91,000 |
| Memphis, TN-MS-AR | 542 | $ 58,388,000 | $ 107,726 | $ 69,352 |
| Oxnard-Thousand Oaks-Ventura, CA | 537 | $ 217,190,000 | $ 404,450 | $ 179,000 |
| Cleveland-Elyria-Mentor, OH | 517 | $ 71,189,000 | $ 137,696 | $ 79,000 |
| Gary, IN | 510 | $ 59,049,000 | $ 115,782 | $ 79,000 |
| Austin-Round Rock, TX | 497 | $ 91,321,000 | $ 183,744 | $ 114,000 |
| Colorado Springs, CO | 487 | $ 75,255,000 | $ 154,527 | $ 94,000 |
| Rockford, IL | 483 | $ 49,703,000 | $ 102,904 | $ 67,000 |
| Ocala, FL | 482 | $ 69,585,000 | $ 144,367 | $ 93,000 |
| Atlantic City, NJ | 479 | $ 96,323,000 | $ 201,091 | $ 98,000 |
| Trenton-Ewing, NJ | 471 | $ 81,789,000 | $ 173,649 | $ 85,000 |
| Pittsburgh, PA | 463 | $ 59,167,000 | $ 127,790 | $ 82,000 |
| San Antonio, TX | 460 | $ 63,347,000 | $ 137,710 | $ 97,000 |
| Merced, CA | 436 | $ 108,742,000 | $ 249,408 | $ 155,000 |
| Charleston-North Charleston, SC | 414 | $ 67,069,000 | $ 162,002 | $ 90,000 |
| Salinas, CA | 409 | $ 163,118,000 | $ 398,821 | $ 173,000 |
| Santa Rosa-Petaluma, CA | 401 | $ 158,586,000 | $ 395,476 | $ 211,000 |
| Hagerstown-Martinsburg, MD-WV | 379 | $ 70,136,000 | $ 185,055 | $ 86,221 |
| Punta Gorda, FL | 348 | $ 59,284,000 | $ 170,356 | $ 87,000 |
| Louisville-Jefferson County, KY-IN | 344 | $ 40,317,000 | $ 117,200 | $ 73,976 |
| Boise City-Nampa, ID | 339 | $ 55,259,000 | $ 163,005 | $ 97,000 |
| Madison, WI | 319 | $ 46,499,000 | $ 145,764 | $ 76,000 |
| Greensboro-High Point, NC | 313 | $ 36,358,000 | $ 116,159 | $ 86,000 |
| Greenville, SC | 309 | $ 32,967,000 | $ 106,689 | $ 78,000 |
| Buffalo-Niagara Falls, NY | 300 | $ 30,894,000 | $ 102,980 | $ 73,000 |
| Columbia, SC | 298 | $ 35,021,000 | $ 117,520 | $ 76,000 |
| Madera, CA | 293 | $ 62,745,000 | $ 214,146 | $ 120,000 |
| Akron, OH | 289 | $ 33,791,000 | $ 116,923 | $ 71,000 |
| Pensacola-Ferry Pass-Brent, FL | 286 | $ 38,122,000 | $ 133,293 | $ 86,000 |
| Barnstable Town, MA | 284 | $ 82,302,000 | $ 289,795 | $ 128,000 |
| York-Hanover, PA | 283 | $ 43,238,000 | $ 152,784 | $ 95,000 |
| Rockingham County-Strafford County, NH | 282 | $ 61,215,000 | $ 217,074 | $ 106,000 |
| El Centro, CA | 275 | $ 48,586,000 | $ 176,676 | $ 88,000 |
| Flint, MI | 273 | $ 26,677,000 | $ 97,717 | $ 60,000 |
| Santa Barbara-Santa Maria, CA | 267 | $ 102,118,000 | $ 382,464 | $ 160,000 |
| Tallahassee, FL | 263 | $ 42,266,000 | $ 160,707 | $ 140,000 |
| Norwich-New London, CT | 261 | $ 48,635,000 | $ 186,340 | $ 105,000 |
| Vineland-Millville-Bridgeton, NJ | 245 | $ 32,290,000 | $ 131,795 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 242 | $ 30,938,000 | $ 127,842 | $ 77,000 |
| Rochester, NY | 241 | $ 31,130,000 | $ 129,170 | $ 86,000 |
| Hanford-Corcoran, CA | 226 | $ 38,123,000 | $ 168,685 | $ 85,000 |
| Knoxville, TN | 226 | $ 25,879,000 | $ 114,508 | $ 63,000 |
| Ogden-Clearfield, UT | 222 | $ 33,782,000 | $ 152,171 | $ 86,000 |
| Provo-Orem, UT | 220 | $ 40,584,000 | $ 184,472 | $ 99,000 |
| Eugene-Springfield, OR | 218 | $ 33,172,000 | $ 152,165 | $ 74,000 |
| Little Rock-North Little Rock, AR | 218 | $ 25,388,000 | $ 116,458 | $ 82,000 |
| Greeley, CO | 217 | $ 32,939,000 | $ 151,792 | $ 88,000 |
| Redding, CA | 215 | $ 48,200,000 | $ 224,186 | $ 105,000 |
| Winston-Salem, NC | 215 | $ 22,746,000 | $ 105,795 | $ 62,000 |
| Yuba City, CA | 214 | $ 44,419,000 | $ 207,565 | $ 99,000 |
| Manchester-Nashua, NH | 211 | $ 45,701,000 | $ 216,592 | $ 96,000 |
| Oklahoma City, OK | 211 | $ 23,550,000 | $ 111,611 | $ 79,000 |
| Savannah, GA | 206 | $ 30,408,000 | $ 147,611 | $ 89,000 |
| Sebastian-Vero Beach, FL | 204 | $ 33,487,000 | $ 164,151 | $ 95,000 |
| Durham, NC | 201 | $ 29,689,000 | $ 147,706 | $ 99,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 198 | $ 43,006,000 | $ 217,202 | $ 128,000 |
| Dayton, OH | 197 | $ 21,227,000 | $ 107,751 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 196 | $ 20,662,000 | $ 105,418 | $ 71,000 |
| Kingston, NY | 195 | $ 36,796,000 | $ 188,697 | $ 92,000 |
| Green Bay, WI | 187 | $ 22,477,000 | $ 120,197 | $ 73,000 |
| Spartanburg, SC | 186 | $ 18,390,000 | $ 98,870 | $ 54,000 |
| Reno-Sparks, NV | 176 | $ 41,078,000 | $ 233,397 | $ 105,000 |
| Portland-South Portland-Biddeford, ME | 169 | $ 33,096,000 | $ 195,834 | $ 85,000 |
| Wilmington, NC | 168 | $ 28,339,000 | $ 168,684 | $ 133,000 |
| Dover, DE | 165 | $ 27,021,000 | $ 163,763 | $ 94,000 |
| Racine, WI | 165 | $ 21,967,000 | $ 133,133 | $ 68,000 |
| Gainesville, FL | 164 | $ 22,724,000 | $ 138,560 | $ 84,000 |
| San Luis Obispo-Paso Robles, CA | 164 | $ 64,466,000 | $ 393,085 | $ 194,000 |
| Harrisburg-Carlisle, PA | 158 | $ 17,367,000 | $ 109,917 | $ 62,000 |
| Idaho Falls, ID | 158 | $ 19,698,000 | $ 124,670 | $ 109,000 |
| Chico, CA | 153 | $ 31,656,000 | $ 206,901 | $ 97,000 |
| Olympia, WA | 153 | $ 27,097,000 | $ 177,104 | $ 90,000 |
| Prescott, AZ | 148 | $ 30,722,000 | $ 207,581 | $ 107,000 |
| Ann Arbor, MI | 144 | $ 25,780,000 | $ 179,027 | $ 99,000 |
| Lancaster, PA | 144 | $ 18,465,000 | $ 128,229 | $ 78,000 |
| Santa Cruz-Watsonville, CA | 143 | $ 65,825,000 | $ 460,314 | $ 204,000 |
| Reading, PA | 141 | $ 21,003,000 | $ 148,957 | $ 75,000 |
| Macon, GA | 140 | $ 17,992,000 | $ 128,514 | $ 80,000 |
| Fort Collins-Loveland, CO | 138 | $ 24,526,000 | $ 177,724 | $ 131,000 |
| Salisbury, MD | 138 | $ 19,674,000 | $ 142,565 | $ 79,000 |
| Ocean City, NJ | 137 | $ 36,917,000 | $ 269,467 | $ 117,000 |
| Fayetteville, NC | 134 | $ 13,888,000 | $ 103,641 | $ 82,000 |
| Janesville, WI | 132 | $ 13,447,000 | $ 101,871 | $ 57,000 |
| Salem, OR | 131 | $ 19,469,000 | $ 148,618 | $ 76,000 |
| Toledo, OH | 130 | $ 16,429,000 | $ 126,376 | $ 67,000 |
| Fort Walton Beach-Crestview-Destin, FL | 128 | $ 23,805,000 | $ 185,976 | $ 158,000 |
| Augusta-Richmond County, GA-SC | 125 | $ 15,019,000 | $ 120,152 | $ 73,000 |
| Winchester, VA-WV | 125 | $ 28,394,000 | $ 227,152 | $ 85,224 |
| Gainesville, GA | 123 | $ 17,425,000 | $ 141,666 | $ 103,000 |
| Chattanooga, TN-GA | 122 | $ 14,042,000 | $ 115,098 | $ 71,737 |
| Lansing-East Lansing, MI | 120 | $ 14,116,000 | $ 117,633 | $ 65,000 |
| Roanoke, VA | 115 | $ 15,277,000 | $ 132,843 | $ 79,000 |
| Des Moines-West Des Moines, IA | 112 | $ 12,302,000 | $ 109,839 | $ 79,000 |
| Syracuse, NY | 107 | $ 11,957,000 | $ 111,747 | $ 100,000 |
| Panama City-Lynn Haven, FL | 106 | $ 23,341,000 | $ 220,198 | $ 118,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 105 | $ 15,677,000 | $ 149,304 | $ 70,600 |
| Omaha-Council Bluffs, NE-IA | 104 | $ 10,156,000 | $ 97,653 | $ 84,894 |
| Santa Fe, NM | 103 | $ 27,975,000 | $ 271,601 | $ 109,000 |
| Boulder, CO | 102 | $ 23,021,000 | $ 225,696 | $ 106,000 |
| Glens Falls, NY | 102 | $ 13,897,000 | $ 136,245 | $ 177,000 |
| Bremerton-Silverdale, WA | 101 | $ 20,316,000 | $ 201,148 | $ 94,000 |
| Laredo, TX | 101 | $ 12,185,000 | $ 120,643 | $ 71,000 |
| Napa, CA | 101 | $ 38,989,000 | $ 386,029 | $ 155,000 |
| Spokane, WA | 100 | $ 15,100,000 | $ 151,000 | $ 80,000 |
| Charlottesville, VA | 98 | $ 18,934,000 | $ 193,204 | $ 78,000 |
| Kankakee-Bradley, IL | 93 | $ 11,432,000 | $ 122,924 | $ 65,000 |
| McAllen-Edinburg-Mission, TX | 92 | $ 11,889,000 | $ 129,228 | $ 88,000 |
| Asheville, NC | 91 | $ 16,234,000 | $ 178,395 | $ 98,000 |
| Tulsa, OK | 91 | $ 13,041,000 | $ 143,307 | $ 74,000 |
| Youngstown-Warren-Boardman, OH-PA | 88 | $ 9,286,000 | $ 105,522 | $ 59,159 |
| Muskegon-Norton Shores, MI | 87 | $ 7,492,000 | $ 86,114 | $ 46,000 |
| Yuma, AZ | 87 | $ 13,397,000 | $ 153,988 | $ 71,000 |
| South Bend-Mishawaka, IN-MI | 85 | $ 8,777,000 | $ 103,258 | $ 64,705 |
| St. George, UT | 82 | $ 17,452,000 | $ 212,829 | $ 97,000 |
| Appleton, WI | 77 | $ 10,500,000 | $ 136,363 | $ 67,000 |
| Canton-Massillon, OH | 76 | $ 8,050,000 | $ 105,921 | $ 70,000 |
| Pittsfield, MA | 73 | $ 11,818,000 | $ 161,890 | $ 73,000 |
| Lynchburg, VA | 71 | $ 8,623,000 | $ 121,450 | $ 59,000 |
| Pueblo, CO | 71 | $ 8,183,000 | $ 115,253 | $ 65,000 |
| Hickory-Lenoir-Morganton, NC | 70 | $ 9,679,000 | $ 138,271 | $ 70,000 |
| Anchorage, AK | 69 | $ 14,241,000 | $ 206,391 | $ 92,000 |
| Binghamton, NY | 69 | $ 6,672,000 | $ 96,695 | $ 70,000 |
| Oshkosh-Neenah, WI | 67 | $ 8,614,000 | $ 128,567 | $ 67,000 |
| Las Cruces, NM | 65 | $ 8,844,000 | $ 136,061 | $ 70,000 |
| Grand Junction, CO | 64 | $ 9,677,000 | $ 151,203 | $ 79,000 |
| Jackson, MI | 64 | $ 6,259,000 | $ 97,796 | $ 57,000 |
| St. Cloud, MN | 62 | $ 8,476,000 | $ 136,709 | $ 73,000 |
| Bellingham, WA | 61 | $ 12,310,000 | $ 201,803 | $ 95,000 |
| Birmingham-Hoover, AL | 61 | $ 8,229,000 | $ 134,901 | $ 66,000 |
| Kalamazoo-Portage, MI | 61 | $ 8,490,000 | $ 139,180 | $ 88,000 |
| Lexington-Fayette, KY | 61 | $ 8,639,000 | $ 141,622 | $ 79,000 |
| Burlington, NC | 60 | $ 6,818,000 | $ 113,633 | $ 68,000 |
| Florence, SC | 60 | $ 5,948,000 | $ 99,133 | $ 55,000 |
| Springfield, MO | 60 | $ 8,352,000 | $ 139,200 | $ 164,000 |
| Bloomington-Normal, IL | 58 | $ 5,449,000 | $ 93,948 | $ 59,000 |
| Duluth, MN-WI | 58 | $ 7,322,000 | $ 126,241 | $ 65,879 |
| Springfield, OH | 58 | $ 5,335,000 | $ 91,982 | $ 66,000 |
| Yakima, WA | 58 | $ 6,570,000 | $ 113,275 | $ 69,000 |
| Kennewick-Richland-Pasco, WA | 57 | $ 6,877,000 | $ 120,649 | $ 84,000 |
| Rocky Mount, NC | 57 | $ 4,971,000 | $ 87,210 | $ 53,000 |
| Erie, PA | 55 | $ 5,385,000 | $ 97,909 | $ 55,000 |
| Monroe, MI | 55 | $ 7,434,000 | $ 135,163 | $ 74,000 |
| Warner Robins, GA | 55 | $ 6,779,000 | $ 123,254 | $ 66,000 |
| Coeur D'Alene, ID | 54 | $ 10,862,000 | $ 201,148 | $ 119,000 |
| Holland-Grand Haven, MI | 51 | $ 6,386,000 | $ 125,215 | $ 70,000 |
| Anderson, SC | 49 | $ 4,916,000 | $ 100,326 | $ 56,000 |
| Columbus, GA-AL | 49 | $ 6,355,000 | $ 129,693 | $ 59,000 |
| El Paso, TX | 49 | $ 6,144,000 | $ 125,387 | $ 77,000 |
| Fort Wayne, IN | 49 | $ 4,777,000 | $ 97,489 | $ 54,000 |
| Greenville, NC | 49 | $ 5,872,000 | $ 119,836 | $ 87,000 |
| Mount Vernon-Anacortes, WA | 49 | $ 8,867,000 | $ 180,959 | $ 90,000 |
| Charleston, WV | 48 | $ 6,994,000 | $ 145,708 | $ 95,000 |
| Albany, GA | 47 | $ 5,308,000 | $ 112,936 | $ 58,000 |
| Burlington-South Burlington, VT | 47 | $ 10,302,000 | $ 219,191 | $ 90,000 |
| Springfield, IL | 47 | $ 4,718,000 | $ 100,382 | $ 65,000 |
| Wichita, KS | 46 | $ 4,687,000 | $ 101,891 | $ 67,000 |
| Athens-Clarke County, GA | 44 | $ 8,269,000 | $ 187,931 | $ 87,000 |
| Kingsport-Bristol-Bristol, TN-VA | 44 | $ 4,266,000 | $ 96,954 | $ 62,931 |
| Brunswick, GA | 43 | $ 6,176,000 | $ 143,627 | $ 106,000 |
| Rochester, MN | 43 | $ 5,687,000 | $ 132,255 | $ 82,000 |
| Eau Claire, WI | 41 | $ 3,783,000 | $ 92,268 | $ 50,000 |
| Elkhart-Goshen, IN | 41 | $ 3,939,000 | $ 96,073 | $ 70,000 |
| Medford, OR | 40 | $ 9,397,000 | $ 234,925 | $ 107,000 |
| Bangor, ME | 39 | $ 4,864,000 | $ 124,717 | $ 62,000 |
| Harrisonburg, VA | 39 | $ 6,815,000 | $ 174,743 | $ 82,000 |
| Jacksonville, NC | 39 | $ 6,620,000 | $ 169,743 | $ 96,000 |
| Clarksville, TN-KY | 38 | $ 4,050,000 | $ 106,578 | $ 63,421 |
| Lewiston-Auburn, ME | 38 | $ 4,948,000 | $ 130,210 | $ 71,000 |
| Blacksburg-Christiansburg-Radford, VA | 37 | $ 4,391,000 | $ 118,675 | $ 57,000 |
| Brownsville-Harlingen, TX | 37 | $ 5,747,000 | $ 155,324 | $ 103,000 |
| Peoria, IL | 36 | $ 3,719,000 | $ 103,305 | $ 59,000 |
| Utica-Rome, NY | 36 | $ 3,837,000 | $ 106,583 | $ 69,000 |
| Lafayette, IN | 35 | $ 3,689,000 | $ 105,400 | $ 55,000 |
| Dalton, GA | 34 | $ 4,019,000 | $ 118,205 | $ 68,000 |
| Niles-Benton Harbor, MI | 33 | $ 4,590,000 | $ 139,090 | $ 67,000 |
| Rome, GA | 33 | $ 3,103,000 | $ 94,030 | $ 54,000 |
| Battle Creek, MI | 32 | $ 2,958,000 | $ 92,437 | $ 51,000 |
| Cumberland, MD-WV | 32 | $ 4,079,000 | $ 127,468 | $ 57,750 |
| Anderson, IN | 31 | $ 2,765,000 | $ 89,193 | $ 57,000 |
| Killeen-Temple-Fort Hood, TX | 31 | $ 4,145,000 | $ 133,709 | $ 72,000 |
| Beaumont-Port Arthur, TX | 30 | $ 3,658,000 | $ 121,933 | $ 74,000 |
| Bend, OR | 30 | $ 5,916,000 | $ 197,200 | $ 115,000 |
| Saginaw-Saginaw Township North, MI | 30 | $ 2,826,000 | $ 94,200 | $ 50,000 |
| Valdosta, GA | 30 | $ 3,234,000 | $ 107,800 | $ 62,000 |
| Longview, WA | 29 | $ 4,105,000 | $ 141,551 | $ 62,000 |
| Mansfield, OH | 29 | $ 2,371,000 | $ 81,758 | $ 83,000 |
| Pocatello, ID | 29 | $ 3,110,000 | $ 107,241 | $ 186,000 |
| Sumter, SC | 29 | $ 2,655,000 | $ 91,551 | $ 53,000 |
| Evansville, IN-KY | 28 | $ 2,791,000 | $ 99,678 | $ 56,500 |
| Morristown, TN | 28 | $ 2,988,000 | $ 106,714 | $ 69,000 |
| Wenatchee, WA | 28 | $ 5,094,000 | $ 181,928 | $ 98,000 |
| Davenport-Moline-Rock Island, IA-IL | 27 | $ 3,171,000 | $ 117,444 | $ 65,407 |
| Lebanon, PA | 27 | $ 3,070,000 | $ 113,703 | $ 71,000 |
| Bloomington, IN | 26 | $ 4,483,000 | $ 172,423 | $ 163,000 |
| Michigan City-La Porte, IN | 26 | $ 3,523,000 | $ 135,500 | $ 67,000 |
| Danville, VA | 25 | $ 2,606,000 | $ 104,240 | $ 52,000 |
| Fort Smith, AR-OK | 25 | $ 4,697,000 | $ 187,880 | $ 198,760 |
| Huntington-Ashland, WV-KY-OH | 25 | $ 2,637,000 | $ 105,480 | $ 62,120 |
| Joplin, MO | 24 | $ 2,597,000 | $ 108,208 | $ 109,000 |
| Jefferson City, MO | 23 | $ 2,498,000 | $ 108,608 | $ 70,000 |
| La Crosse, WI-MN | 23 | $ 2,947,000 | $ 128,130 | $ 98,130 |
| Sheboygan, WI | 23 | $ 2,479,000 | $ 107,782 | $ 63,000 |
| Flagstaff, AZ | 22 | $ 5,066,000 | $ 230,272 | $ 123,000 |
| Fond Du Lac, WI | 22 | $ 2,509,000 | $ 114,045 | $ 53,000 |
| Kokomo, IN | 22 | $ 2,046,000 | $ 93,000 | $ 48,000 |
| Lincoln, NE | 22 | $ 2,986,000 | $ 135,727 | $ 118,000 |
| Sandusky, OH | 22 | $ 1,740,000 | $ 79,090 | $ 67,000 |
| Johnson City, TN | 21 | $ 1,857,000 | $ 88,428 | $ 52,000 |
| Wausau, WI | 21 | $ 2,404,000 | $ 114,476 | $ 69,000 |
| Carson City, NV | 20 | $ 3,819,000 | $ 190,950 | $ 95,000 |
| Cheyenne, WY | 20 | $ 2,152,000 | $ 107,600 | $ 57,000 |
| Corpus Christi, TX | 20 | $ 6,551,000 | $ 327,550 | $ 337,000 |
| Farmington, NM | 20 | $ 2,614,000 | $ 130,700 | $ 79,000 |
| Hot Springs, AR | 20 | $ 3,469,000 | $ 173,450 | $ 218,000 |
| Topeka, KS | 20 | $ 1,956,000 | $ 97,800 | $ 64,000 |
| Columbia, MO | 19 | $ 2,641,000 | $ 139,000 | $ 82,000 |
| Champaign-Urbana, IL | 18 | $ 2,521,000 | $ 140,055 | $ 114,000 |
| Columbus, IN | 18 | $ 2,297,000 | $ 127,611 | $ 64,000 |
| Elizabethtown, KY | 18 | $ 1,729,000 | $ 96,055 | $ 53,000 |
| Hinesville-Fort Stewart, GA | 18 | $ 4,009,000 | $ 222,722 | $ 54,000 |
| Jackson, TN | 18 | $ 2,396,000 | $ 133,111 | $ 58,000 |
| Cedar Rapids, IA | 17 | $ 2,388,000 | $ 140,470 | $ 93,000 |
| Goldsboro, NC | 17 | $ 1,818,000 | $ 106,941 | $ 47,000 |
| Sherman-Denison, TX | 17 | $ 2,298,000 | $ 135,176 | $ 67,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 16 | $ 1,686,000 | $ 105,375 | $ 49,250 |
| Williamsport, PA | 16 | $ 1,433,000 | $ 89,562 | $ 62,000 |
| Johnstown, PA | 15 | $ 1,208,000 | $ 80,533 | $ 45,000 |
| Abilene, TX | 14 | $ 1,285,000 | $ 91,785 | $ 68,000 |
| Amarillo, TX | 14 | $ 2,486,000 | $ 177,571 | $ 81,000 |
| Cleveland, TN | 14 | $ 1,764,000 | $ 126,000 | $ 66,000 |
| Lawton, OK | 14 | $ 1,284,000 | $ 91,714 | $ 55,000 |
| Waco, TX | 14 | $ 1,297,000 | $ 92,642 | $ 72,000 |
| College Station-Bryan, TX | 13 | $ 1,842,000 | $ 141,692 | $ 89,000 |
| Odessa, TX | 13 | $ 1,253,000 | $ 96,384 | $ 102,000 |
| St. Joseph, MO-KS | 13 | $ 1,315,000 | $ 101,153 | $ 56,538 |
| Wheeling, WV-OH | 13 | $ 1,856,000 | $ 142,769 | $ 56,076 |
| Billings, MT | 12 | $ 1,633,000 | $ 136,083 | $ 72,000 |
| Lawrence, KS | 12 | $ 1,612,000 | $ 134,333 | $ 69,000 |
| Lima, OH | 12 | $ 1,535,000 | $ 127,916 | $ 74,000 |
| Terre Haute, IN | 12 | $ 1,109,000 | $ 92,416 | $ 60,000 |
| Bay City, MI | 11 | $ 1,420,000 | $ 129,090 | $ 88,000 |
| Montgomery, AL | 11 | $ 1,802,000 | $ 163,818 | $ 108,000 |
| Weirton-Steubenville, WV-OH | 11 | $ 984,000 | $ 89,454 | $ 76,818 |
| Altoona, PA | 10 | $ 842,000 | $ 84,200 | $ 47,000 |
| Corvallis, OR | 10 | $ 2,968,000 | $ 296,800 | $ 120,000 |
| Logan, UT-ID | 10 | $ 2,112,000 | $ 211,200 | $ 80,300 |
| Longview, TX | 10 | $ 1,110,000 | $ 111,000 | $ 65,000 |
| Tyler, TX | 10 | $ 1,669,000 | $ 166,900 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 822,000 | $ 82,200 | $ 37,000 |
| Elmira, NY | 9 | $ 925,000 | $ 102,777 | $ 91,000 |
| Ithaca, NY | 9 | $ 1,112,000 | $ 123,555 | $ 74,000 |
| Jonesboro, AR | 9 | $ 586,000 | $ 65,111 | $ 51,000 |
| Casper, WY | 8 | $ 932,000 | $ 116,500 | $ 39,000 |
| Iowa City, IA | 8 | $ 923,000 | $ 115,375 | $ 85,000 |
| Mobile, AL | 8 | $ 1,729,000 | $ 216,125 | $ 92,000 |
| State College, PA | 8 | $ 2,673,000 | $ 334,125 | $ 452,000 |
| Wichita Falls, TX | 8 | $ 892,000 | $ 111,500 | $ 124,000 |
| Danville, IL | 6 | $ 683,000 | $ 113,833 | $ 79,000 |
| Decatur, IL | 6 | $ 931,000 | $ 155,166 | $ 114,000 |
| Dubuque, IA | 6 | $ 541,000 | $ 90,166 | $ 186,000 |
| Lubbock, TX | 6 | $ 1,364,000 | $ 227,333 | $ 230,000 |
| Midland, TX | 6 | $ 842,000 | $ 140,333 | $ 93,000 |
| Morgantown, WV | 6 | $ 717,000 | $ 119,500 | $ 61,000 |
| Fargo, ND-MN | 5 | $ 486,000 | $ 97,200 | $ 99,000 |
| Grand Forks, ND-MN | 5 | $ 362,000 | $ 72,400 | $ 73,000 |
| Huntsville, AL | 5 | $ 875,000 | $ 175,000 | $ 89,000 |
| Lewiston, ID-WA | 5 | $ 824,000 | $ 164,800 | $ 81,600 |
| Tuscaloosa, AL | 5 | $ 637,000 | $ 127,400 | $ 79,000 |
| Anniston-Oxford, AL | 4 | $ 355,000 | $ 88,750 | $ 40,000 |
| Bowling Green, KY | 4 | $ 658,000 | $ 164,500 | $ 53,000 |
| Missoula, MT | 4 | $ 771,000 | $ 192,750 | $ 39,000 |
| Muncie, IN | 4 | $ 426,000 | $ 106,500 | $ 56,000 |
| Pine Bluff, AR | 4 | $ 474,000 | $ 118,500 | $ 115,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 810,000 | $ 202,500 | $ 116,000 |
| Victoria, TX | 4 | $ 372,000 | $ 93,000 | $ 90,000 |
| Ames, IA | 3 | $ 274,000 | $ 91,333 | $ 40,000 |
| Fairbanks, AK | 3 | $ 611,000 | $ 203,666 | $ 122,000 |
| Owensboro, KY | 3 | $ 290,000 | $ 96,666 | $ 27,000 |
| San Angelo, TX | 3 | $ 565,000 | $ 188,333 | $ 111,000 |
| Sioux City, IA-NE-SD | 3 | $ 218,000 | $ 72,666 | $ 34,666 |
| Dothan, AL | 2 | $ 127,000 | $ 63,500 | $ 86,000 |
| Great Falls, MT | 2 | $ 176,000 | $ 88,000 | $ 36,000 |
| Auburn-Opelika, AL | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Baton Rouge, LA | 1 | $ 254,000 | $ 254,000 | $ 58,000 |
| Decatur, AL | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Florence-Muscle Shoals, AL | 1 | $ 109,000 | $ 109,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Fremont Investment & Loan in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 137,525 | $26,773,896,000 | $194,000 | $7,950,000 | $113,000 | $6,996,000 |
| Refinancing | 127,586 | $32,275,893,000 | $252,000 | $1,550,000 | $106,000 | $6,637,000 |
| Home Improvement | 7,853 | $2,286,321,000 | $291,000 | $1,500,000 | $117,000 | $5,005,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 89,856 | $20,250,347,000 | $225,000 | $1,550,000 | $120,000 | $6,383,000 |
| Black or African American | 74,578 | $14,766,665,000 | $198,000 | $1,500,000 | $92,000 | $6,637,000 |
| Hispanic | 64,192 | $14,450,373,000 | $225,000 | $1,500,000 | $109,000 | $6,996,000 |
| Not Provided | 29,683 | $7,490,126,000 | $252,000 | $1,500,000 | $110,000 | $6,319,000 |
| Asian | 11,595 | $3,492,754,000 | $301,000 | $1,560,000 | $160,000 | $6,141,000 |
| Native Hawaiian or Other Pacific Islander | 2,205 | $642,684,000 | $291,000 | $1,450,000 | $131,000 | $1,637,000 |
| American Indian or Alaskan Native | 834 | $195,264,000 | $234,000 | $1,280,000 | $117,000 | $1,255,000 |
| Not applicable | 21 | $47,897,000 | $2,280,000 | $7,950,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272,964 | $61,336,110,000 | $224,000 | $7,950,000 | $110,000 | $6,996,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 149,006 | $32,490,599,000 | $218,000 | $5,540,000 | $110,000 | $6,637,000 |
| Application Denied By Financial Institution | 91,389 | $21,731,337,000 | $237,000 | $1,560,000 | $112,000 | $6,996,000 |
| File Closed For Incompleteness | 31,545 | $6,824,031,000 | $216,000 | $1,500,000 | $107,000 | $6,319,000 |
| Application Approved But Not Accepted | 1,004 | $285,107,000 | $283,000 | $7,950,000 | $109,000 | $5,005,000 |
| Application Withdrawn By Applicant | 12 | $3,363,000 | $280,000 | $510,000 | $169,000 | $329,000 |
| Loan Purchased By The Institution | 8 | $1,673,000 | $209,000 | $520,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Investment & Loan's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Investment & Loan's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About