Frost Bank
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Frost Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Frost Bank
100 West Houston St
San Antonio, TX 78205
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,671
Total Mortgage Loan Application Amount $374,563,000
Average Mortgage Loan Application Amount $114,666
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $162,333
Highest Applicant Income $5,305,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Frost Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar County Texas 920 $ 44,786,000 $ 48,000 $ 89,000
Harris County Texas 550 $ 50,666,000 $ 92,000 $ 144,000
Dallas County Texas 477 $ 46,470,000 $ 97,000 $ 164,000
Tarrant County Texas 457 $ 35,547,000 $ 77,000 $ 152,000
Travis County Texas 428 $ 59,537,000 $ 139,000 $ 211,000
Collin County Texas 239 $ 24,289,000 $ 101,000 $ 203,000
Hidalgo County Texas 219 $ 9,009,000 $ 41,000 $ 56,000
Nueces County Texas 167 $ 7,817,000 $ 46,000 $ 76,000
Denton County Texas 162 $ 13,875,000 $ 85,000 $ 197,000
Fort Bend County Texas 146 $ 10,349,000 $ 70,000 $ 130,000
Williamson County Texas 106 $ 7,608,000 $ 71,000 $ 169,000
Cameron County Texas 96 $ 3,899,000 $ 40,000 $ 66,000
Hays County Texas 75 $ 6,611,000 $ 88,000 $ 126,000
Comal County Texas 72 $ 6,021,000 $ 83,000 $ 120,000
Galveston County Texas 61 $ 3,951,000 $ 64,000 $ 135,000
Montgomery County Texas 42 $ 5,286,000 $ 125,000 $ 193,000
Ector County Texas 36 $ 1,623,000 $ 45,000 $ 63,000
Kendall County Texas 35 $ 5,060,000 $ 144,000 $ 239,000
Midland County Texas 35 $ 2,334,000 $ 66,000 $ 92,000
Brazoria County Texas 34 $ 1,658,000 $ 48,000 $ 108,000
Guadalupe County Texas 32 $ 1,952,000 $ 61,000 $ 85,000
Rockwall County Texas 29 $ 2,454,000 $ 84,000 $ 225,000
San Patricio County Texas 29 $ 1,490,000 $ 51,000 $ 86,000
Johnson County Texas 21 $ 1,198,000 $ 57,000 $ 88,000
Parker County Texas 18 $ 1,789,000 $ 99,000 $ 125,000
Wilson County Texas 16 $ 739,000 $ 46,000 $ 90,000
Ellis County Texas 15 $ 992,000 $ 66,000 $ 139,000
Burnet County Texas 10 $ 1,245,000 $ 124,000 $ 193,000
Medina County Texas 9 $ 450,000 $ 50,000 $ 81,000
Bell County Texas 8 $ 270,000 $ 33,000 $ 122,000
Kaufman County Texas 8 $ 609,000 $ 76,000 $ 105,000
Willacy County Texas 8 $ 174,000 $ 21,000 $ 52,000
Caldwell County Texas 6 $ 109,000 $ 18,000 $ 49,000
Hood County Texas 6 $ 261,000 $ 43,000 $ 132,000
Bastrop County Texas 5 $ 261,000 $ 52,000 $ 104,000
Aransas County Texas 4 $ 798,000 $ 199,000 $ 145,000
Atascosa County Texas 4 $ 71,000 $ 17,000 $ 44,000
Hunt County Texas 4 $ 150,000 $ 37,000 $ 88,000
Llano County Texas 4 $ 629,000 $ 157,000 $ 120,000
Navarro County Texas 4 $ 165,000 $ 41,000 $ 51,000
Tom Green County Texas 4 $ 83,000 $ 20,000 $ 22,000
Bandera County Texas 3 $ 237,000 $ 79,000 $ 131,000
Henderson County Texas 3 $ 49,000 $ 16,000 $ 77,000
Lavaca County Texas 3 $ 19,000 $ 6,000 $ 11,000
Walker County Texas 3 $ 194,000 $ 64,000 $ 69,000
Wise County Texas 3 $ 201,000 $ 67,000 $ 153,000
Austin County Texas 2 $ 80,000 $ 40,000 $ 97,000
Blanco County Texas 2 $ 42,000 $ 21,000 $ 121,000
El Paso County Texas 2 $ 9,000 $ 4,000 $ 50,000
Gillespie County Texas 2 $ 200,000 $ 100,000 $ 145,000
Grayson County Texas 2 $ 48,000 $ 24,000 $ 151,000
Refugio County Texas 2 $ 25,000 $ 12,000 $ 0
Washington County Texas 2 $ 273,000 $ 136,000 $ 120,000
Maricopa County Arizona 1 $ 6,000 $ 6,000 $ 0
Pitkin County Colorado 1 $ 4,500,000 $ 4,500,000 $ 0
East Baton Rouge County Louisiana 1 $ 15,000 $ 15,000 $ 112,000
Trumbull County Ohio 1 $ 4,000 $ 4,000 $ 42,000
Cleveland County Oklahoma 1 $ 90,000 $ 90,000 $ 0
Garfield County Oklahoma 1 $ 7,000 $ 7,000 $ 64,000
Bee County Texas 1 $ 50,000 $ 50,000 $ 149,000
Bowie County Texas 1 $ 3,240,000 $ 3,240,000 $ 0
Brown County Texas 1 $ 65,000 $ 65,000 $ 40,000
Burleson County Texas 1 $ 115,000 $ 115,000 $ 73,000
Chambers County Texas 1 $ 42,000 $ 42,000 $ 53,000
Colorado County Texas 1 $ 50,000 $ 50,000 $ 136,000
Coryell County Texas 1 $ 15,000 $ 15,000 $ 65,000
Erath County Texas 1 $ 32,000 $ 32,000 $ 46,000
Fannin County Texas 1 $ 47,000 $ 47,000 $ 75,000
Frio County Texas 1 $ 95,000 $ 95,000 $ 79,000
Goliad County Texas 1 $ 30,000 $ 30,000 $ 118,000
Gray County Texas 1 $ 7,000 $ 7,000 $ 52,000
Gregg County Texas 1 $ 15,000 $ 15,000 $ 102,000
Grimes County Texas 1 $ 48,000 $ 48,000 $ 71,000
Hill County Texas 1 $ 50,000 $ 50,000 $ 131,000
Houston County Texas 1 $ 182,000 $ 182,000 $ 347,000
Howard County Texas 1 $ 3,000 $ 3,000 $ 77,000
Jim Wells County Texas 1 $ 50,000 $ 50,000 $ 176,000
Kerr County Texas 1 $ 439,000 $ 439,000 $ 1,215,000
Kleberg County Texas 1 $ 36,000 $ 36,000 $ 606,000
La Salle County Texas 1 $ 42,000 $ 42,000 $ 19,000
Leon County Texas 1 $ 83,000 $ 83,000 $ 105,000
Liberty County Texas 1 $ 30,000 $ 30,000 $ 90,000
Live Oak County Texas 1 $ 113,000 $ 113,000 $ 50,000
Matagorda County Texas 1 $ 42,000 $ 42,000 $ 189,000
Montague County Texas 1 $ 85,000 $ 85,000 $ 57,000
Palo Pinto County Texas 1 $ 50,000 $ 50,000 $ 29,000
Presidio County Texas 1 $ 42,000 $ 42,000 $ 12,000
Rains County Texas 1 $ 50,000 $ 50,000 $ 31,000
Smith County Texas 1 $ 75,000 $ 75,000 $ 146,000
Upshur County Texas 1 $ 15,000 $ 15,000 $ 68,000
Waller County Texas 1 $ 720,000 $ 720,000 $ 274,000
Webb County Texas 1 $ 115,000 $ 115,000 $ 226,000
Wharton County Texas 1 $ 191,000 $ 191,000 $ 214,000
Pittsylvania County Virginia 1 $ 15,000 $ 15,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Frost Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 3,556 $215,556,000 $60,000 $1,400,000 $119,000 $5,305,000
Home Purchase 661 $94,241,000 $142,000 $4,500,000 $221,000 $2,758,000
Refinancing 454 $64,766,000 $142,000 $2,430,000 $147,000 $4,020,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,414 $256,888,000 $106,000 $2,430,000 $183,000 $5,305,000
Hispanic 1,299 $55,638,000 $42,000 $612,000 $79,000 $4,000,000
Not Provided 510 $27,191,000 $53,000 $678,000 $93,000 $918,000
Black or African American 302 $9,993,000 $33,000 $354,000 $80,000 $1,051,000
Asian 97 $11,080,000 $114,000 $500,000 $171,000 $768,000
American Indian or Alaskan Native 26 $2,172,000 $83,000 $640,000 $85,000 $234,000
Not applicable 18 $11,428,000 $634,000 $4,500,000 $0 $0
Native Hawaiin or Other Pacific Islander 5 $173,000 $34,000 $58,000 $88,000 $167,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,671 $374,563,000 $80,000 $4,500,000 $136,000 $5,305,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,538 $228,615,000 $90,000 $4,500,000 $160,000 $5,305,000
Application Denied By Financial Institution 1,912 $125,694,000 $65,000 $2,430,000 $100,000 $4,000,000
Application Approved But Not Accepted 212 $18,975,000 $89,000 $500,000 $172,000 $2,758,000
Application Withdrawn By Applicant 9 $1,279,000 $142,000 $411,000 $210,000 $918,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 942 $41,294,000 $43,000 $1,400,000 $90,000 $4,000,000
Debt-To-Income Ratio 628 $47,020,000 $74,000 $2,430,000 $67,000 $600,000
Credit Application Incomplete 143 $18,796,000 $131,000 $620,000 $194,000 $700,000
Employment History 71 $3,301,000 $46,000 $344,000 $85,000 $501,000
Collateral 66 $10,058,000 $152,000 $800,000 $271,000 $1,012,000
Other 57 $4,810,000 $84,000 $650,000 $198,000 $1,076,000
Unverifiable Information 5 $415,000 $83,000 $150,000 $101,000 $146,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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