Fulton Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 8,188 |
| Total Mortgage Loan Application Amount | $1,719,280,000 |
| Average Mortgage Loan Application Amount | $184,333 |
| Highest Mortgage Loan Application Amount | $3,871,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $7,979,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 1,757 | $ 298,648,000 | $ 169,000 | $ 94,000 |
| Berks County Pennsylvania | 796 | $ 133,553,000 | $ 167,000 | $ 90,000 |
| York County Pennsylvania | 670 | $ 109,203,000 | $ 162,000 | $ 87,000 |
| Lebanon County Pennsylvania | 479 | $ 73,413,000 | $ 153,000 | $ 86,000 |
| Dauphin County Pennsylvania | 425 | $ 73,859,000 | $ 173,000 | $ 107,000 |
| Cumberland County Pennsylvania | 397 | $ 78,592,000 | $ 197,000 | $ 106,000 |
| Chester County Pennsylvania | 324 | $ 81,232,000 | $ 250,000 | $ 150,000 |
| Sussex County Delaware | 225 | $ 52,429,000 | $ 233,000 | $ 133,000 |
| Virginia Beach County Virginia | 177 | $ 45,321,000 | $ 256,000 | $ 121,000 |
| James City County Virginia | 163 | $ 44,066,000 | $ 270,000 | $ 117,000 |
| Bucks County Pennsylvania | 153 | $ 37,758,000 | $ 246,000 | $ 133,000 |
| Newport News County Virginia | 135 | $ 22,725,000 | $ 168,000 | $ 81,000 |
| New Castle County Delaware | 132 | $ 37,657,000 | $ 285,000 | $ 111,000 |
| Henrico County Virginia | 132 | $ 40,305,000 | $ 305,000 | $ 137,000 |
| Schuylkill County Pennsylvania | 125 | $ 14,568,000 | $ 116,000 | $ 69,000 |
| Albemarle County Virginia | 125 | $ 39,680,000 | $ 317,000 | $ 153,000 |
| Richmond City County Virginia | 125 | $ 41,536,000 | $ 332,000 | $ 151,000 |
| Montgomery County Pennsylvania | 120 | $ 27,291,000 | $ 227,000 | $ 153,000 |
| Chesterfield County Virginia | 112 | $ 33,595,000 | $ 299,000 | $ 139,000 |
| York County Virginia | 97 | $ 24,290,000 | $ 250,000 | $ 96,000 |
| Hampton County Virginia | 89 | $ 14,070,000 | $ 158,000 | $ 66,000 |
| Chesapeake County Virginia | 84 | $ 20,590,000 | $ 245,000 | $ 114,000 |
| Centre County Pennsylvania | 76 | $ 15,613,000 | $ 205,000 | $ 131,000 |
| Hanover County Virginia | 65 | $ 17,576,000 | $ 270,000 | $ 135,000 |
| Delaware County Pennsylvania | 53 | $ 10,845,000 | $ 204,000 | $ 142,000 |
| Norfolk County Virginia | 52 | $ 8,279,000 | $ 159,000 | $ 92,000 |
| Philadelphia County Pennsylvania | 42 | $ 13,926,000 | $ 331,000 | $ 132,000 |
| Louisa County Virginia | 42 | $ 13,069,000 | $ 311,000 | $ 146,000 |
| Adams County Pennsylvania | 40 | $ 7,233,000 | $ 180,000 | $ 83,000 |
| Suffolk County Virginia | 40 | $ 9,898,000 | $ 247,000 | $ 79,000 |
| Fairfax County Virginia | 33 | $ 23,877,000 | $ 723,000 | $ 287,000 |
| Portsmouth County Virginia | 33 | $ 4,720,000 | $ 143,000 | $ 66,000 |
| Columbia County Pennsylvania | 32 | $ 3,937,000 | $ 123,000 | $ 46,000 |
| Charlottesville County Virginia | 31 | $ 9,189,000 | $ 296,000 | $ 103,000 |
| Baltimore County Maryland | 29 | $ 5,691,000 | $ 196,000 | $ 61,000 |
| Northampton County Pennsylvania | 29 | $ 5,056,000 | $ 174,000 | $ 67,000 |
| Perry County Pennsylvania | 29 | $ 4,872,000 | $ 168,000 | $ 81,000 |
| New Kent County Virginia | 28 | $ 8,706,000 | $ 310,000 | $ 112,000 |
| Atlantic County New Jersey | 25 | $ 9,431,000 | $ 377,000 | $ 255,000 |
| Lehigh County Pennsylvania | 25 | $ 5,201,000 | $ 208,000 | $ 157,000 |
| Gloucester County Virginia | 24 | $ 4,843,000 | $ 201,000 | $ 101,000 |
| Lycoming County Pennsylvania | 22 | $ 2,581,000 | $ 117,000 | $ 78,000 |
| Northumberland County Pennsylvania | 22 | $ 1,954,000 | $ 88,000 | $ 45,000 |
| Cape May County New Jersey | 21 | $ 11,150,000 | $ 530,000 | $ 489,000 |
| Isle of Wight County Virginia | 21 | $ 5,559,000 | $ 264,000 | $ 117,000 |
| Williamsburg County Virginia | 21 | $ 7,658,000 | $ 364,000 | $ 148,000 |
| Harford County Maryland | 20 | $ 4,538,000 | $ 226,000 | $ 72,000 |
| Poquoson County Virginia | 20 | $ 4,640,000 | $ 232,000 | $ 91,000 |
| Worcester County Maryland | 19 | $ 4,049,000 | $ 213,000 | $ 133,000 |
| District of Columbia County District Of Columbia | 18 | $ 14,176,000 | $ 787,000 | $ 491,000 |
| Goochland County Virginia | 18 | $ 8,073,000 | $ 448,000 | $ 366,000 |
| Cecil County Maryland | 17 | $ 4,082,000 | $ 240,000 | $ 116,000 |
| Montgomery County Maryland | 15 | $ 17,049,000 | $ 1,136,000 | $ 493,000 |
| Washington County Maryland | 14 | $ 2,286,000 | $ 163,000 | $ 47,000 |
| Powhatan County Virginia | 14 | $ 4,579,000 | $ 327,000 | $ 134,000 |
| Fluvanna County Virginia | 13 | $ 2,708,000 | $ 208,000 | $ 90,000 |
| Montour County Pennsylvania | 12 | $ 1,710,000 | $ 142,000 | $ 45,000 |
| Howard County Maryland | 11 | $ 5,581,000 | $ 507,000 | $ 129,000 |
| Franklin County Pennsylvania | 11 | $ 1,621,000 | $ 147,000 | $ 59,000 |
| Arlington County Virginia | 11 | $ 7,787,000 | $ 707,000 | $ 308,000 |
| Kent County Delaware | 10 | $ 1,274,000 | $ 127,000 | $ 59,000 |
| Baltimore City County Maryland | 10 | $ 1,668,000 | $ 166,000 | $ 44,000 |
| Gloucester County New Jersey | 10 | $ 2,070,000 | $ 207,000 | $ 59,000 |
| Frederick County Maryland | 9 | $ 2,510,000 | $ 278,000 | $ 176,000 |
| Hunterdon County New Jersey | 9 | $ 2,727,000 | $ 303,000 | $ 135,000 |
| Luzerne County Pennsylvania | 7 | $ 1,140,000 | $ 162,000 | $ 84,000 |
| Mifflin County Pennsylvania | 7 | $ 1,203,000 | $ 171,000 | $ 106,000 |
| Loudoun County Virginia | 7 | $ 3,344,000 | $ 477,000 | $ 190,000 |
| Prince William County Virginia | 7 | $ 2,897,000 | $ 413,000 | $ 150,000 |
| Spotsylvania County Virginia | 7 | $ 3,471,000 | $ 495,000 | $ 260,000 |
| Burlington County New Jersey | 6 | $ 1,214,000 | $ 202,000 | $ 102,000 |
| Morris County New Jersey | 6 | $ 1,483,000 | $ 247,000 | $ 84,000 |
| Union County Pennsylvania | 6 | $ 921,000 | $ 153,000 | $ 51,000 |
| Greene County Virginia | 6 | $ 1,901,000 | $ 316,000 | $ 94,000 |
| King William County Virginia | 6 | $ 775,000 | $ 129,000 | $ 47,000 |
| Camden County New Jersey | 5 | $ 896,000 | $ 179,000 | $ 87,000 |
| Currituck County North Carolina | 5 | $ 1,526,000 | $ 305,000 | $ 118,000 |
| Juniata County Pennsylvania | 5 | $ 726,000 | $ 145,000 | $ 55,000 |
| Snyder County Pennsylvania | 5 | $ 593,000 | $ 118,000 | $ 111,000 |
| Alexandria County Virginia | 5 | $ 2,832,000 | $ 566,000 | $ 175,000 |
| Colonial Heights County Virginia | 5 | $ 566,000 | $ 113,000 | $ 63,000 |
| Nelson County Virginia | 5 | $ 2,160,000 | $ 432,000 | $ 362,000 |
| Carroll County Maryland | 4 | $ 1,581,000 | $ 395,000 | $ 153,000 |
| Prince George's County Maryland | 4 | $ 1,176,000 | $ 294,000 | $ 68,000 |
| Warren County New Jersey | 4 | $ 758,000 | $ 189,000 | $ 105,000 |
| Dare County North Carolina | 4 | $ 736,000 | $ 184,000 | $ 196,000 |
| Monroe County Pennsylvania | 4 | $ 627,000 | $ 156,000 | $ 200,000 |
| Fauquier County Virginia | 4 | $ 2,552,000 | $ 638,000 | $ 255,000 |
| Lancaster County Virginia | 4 | $ 1,509,000 | $ 377,000 | $ 241,000 |
| Richmond County Virginia | 4 | $ 1,007,000 | $ 251,000 | $ 167,000 |
| Berkeley County West Virginia | 4 | $ 546,000 | $ 136,000 | $ 49,000 |
| Cumberland County New Jersey | 3 | $ 426,000 | $ 142,000 | $ 52,000 |
| Mercer County New Jersey | 3 | $ 892,000 | $ 297,000 | $ 356,000 |
| Ocean County New Jersey | 3 | $ 881,000 | $ 293,000 | $ 142,000 |
| Union County New Jersey | 3 | $ 955,000 | $ 318,000 | $ 142,000 |
| Perquimans County North Carolina | 3 | $ 531,000 | $ 177,000 | $ 505,000 |
| Blair County Pennsylvania | 3 | $ 2,761,000 | $ 920,000 | $ 47,000 |
| Carbon County Pennsylvania | 3 | $ 708,000 | $ 236,000 | $ 127,000 |
| Huntingdon County Pennsylvania | 3 | $ 127,000 | $ 42,000 | $ 65,000 |
| Appomattox County Virginia | 3 | $ 428,000 | $ 142,000 | $ 46,000 |
| Mathews County Virginia | 3 | $ 635,000 | $ 211,000 | $ 134,000 |
| Middlesex County Virginia | 3 | $ 1,066,000 | $ 355,000 | $ 171,000 |
| Roanoke City County Virginia | 3 | $ 191,000 | $ 63,000 | $ 64,000 |
| Southampton County Virginia | 3 | $ 554,000 | $ 184,000 | $ 91,000 |
| Hancock County Maine | 2 | $ 994,000 | $ 497,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 419,000 | $ 209,000 | $ 72,000 |
| Kent County Maryland | 2 | $ 300,000 | $ 150,000 | $ 87,000 |
| Talbot County Maryland | 2 | $ 4,992,000 | $ 2,496,000 | $ 772,000 |
| Hudson County New Jersey | 2 | $ 474,000 | $ 237,000 | $ 102,000 |
| Salem County New Jersey | 2 | $ 332,000 | $ 166,000 | $ 55,000 |
| Sussex County New Jersey | 2 | $ 445,000 | $ 222,000 | $ 28,000 |
| Pike County Pennsylvania | 2 | $ 253,000 | $ 126,000 | $ 65,000 |
| Amelia County Virginia | 2 | $ 528,000 | $ 264,000 | $ 78,000 |
| Brunswick County Virginia | 2 | $ 211,000 | $ 105,000 | $ 64,000 |
| Campbell County Virginia | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Caroline County Virginia | 2 | $ 588,000 | $ 294,000 | $ 107,000 |
| Charles City County Virginia | 2 | $ 1,286,000 | $ 643,000 | $ 275,000 |
| Dinwiddie County Virginia | 2 | $ 524,000 | $ 262,000 | $ 68,000 |
| Franklin City County Virginia | 2 | $ 395,000 | $ 197,000 | $ 206,000 |
| Harrisonburg County Virginia | 2 | $ 354,000 | $ 177,000 | $ 83,000 |
| King and Queen County Virginia | 2 | $ 841,000 | $ 420,000 | $ 203,000 |
| Madison County Virginia | 2 | $ 751,000 | $ 375,000 | $ 122,000 |
| Stafford County Virginia | 2 | $ 545,000 | $ 272,000 | $ 84,000 |
| Surry County Virginia | 2 | $ 366,000 | $ 183,000 | $ 54,000 |
| Calvert County Maryland | 1 | $ 181,000 | $ 181,000 | $ 79,000 |
| Caroline County Maryland | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Garrett County Maryland | 1 | $ 899,000 | $ 899,000 | $ 453,000 |
| Queen Anne's County Maryland | 1 | $ 321,000 | $ 321,000 | $ 74,000 |
| Bergen County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 101,000 |
| Monmouth County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Somerset County New Jersey | 1 | $ 314,000 | $ 314,000 | $ 65,000 |
| Guilford County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 98,000 |
| Hertford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Allegheny County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 226,000 | $ 226,000 | $ 221,000 |
| Clinton County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Sullivan County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 165,000 |
| Susquehanna County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 87,000 |
| Tioga County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Bexar County Texas | 1 | $ 7,000 | $ 7,000 | $ 90,000 |
| Accomack County Virginia | 1 | $ 112,000 | $ 112,000 | $ 107,000 |
| Augusta County Virginia | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Bath County Virginia | 1 | $ 500,000 | $ 500,000 | $ 88,000 |
| Bedford County Virginia | 1 | $ 314,000 | $ 314,000 | $ 181,000 |
| Buckingham County Virginia | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Cumberland County Virginia | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Fairfax City County Virginia | 1 | $ 320,000 | $ 320,000 | $ 58,000 |
| Frederick County Virginia | 1 | $ 290,000 | $ 290,000 | $ 60,000 |
| Henry County Virginia | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Hopewell County Virginia | 1 | $ 62,000 | $ 62,000 | $ 85,000 |
| King George County Virginia | 1 | $ 376,000 | $ 376,000 | $ 201,000 |
| Lexington County Virginia | 1 | $ 158,000 | $ 158,000 | $ 63,000 |
| Montgomery County Virginia | 1 | $ 403,000 | $ 403,000 | $ 172,000 |
| Prince Edward County Virginia | 1 | $ 200,000 | $ 200,000 | $ 92,000 |
| Prince George County Virginia | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Rockbridge County Virginia | 1 | $ 279,000 | $ 279,000 | $ 129,000 |
| Rockingham County Virginia | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| Waynesboro County Virginia | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,934 | $880,722,000 | $223,000 | $3,871,000 | $111,000 | $7,979,000 |
| Refinancing | 3,621 | $762,498,000 | $210,000 | $3,600,000 | $110,000 | $3,010,000 |
| Home Improvement | 633 | $76,060,000 | $120,000 | $1,597,000 | $95,000 | $1,296,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,406 | $1,288,804,000 | $201,000 | $2,500,000 | $108,000 | $7,979,000 |
| Not Provided | 1,206 | $286,806,000 | $237,000 | $2,213,000 | $129,000 | $2,640,000 |
| Black or African American | 181 | $35,603,000 | $196,000 | $800,000 | $82,000 | $473,000 |
| Asian | 167 | $42,550,000 | $254,000 | $1,165,000 | $147,000 | $1,500,000 |
| Hispanic | 136 | $21,515,000 | $158,000 | $763,000 | $76,000 | $408,000 |
| Not applicable | 75 | $39,759,000 | $530,000 | $3,871,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,831,000 | $203,000 | $620,000 | $112,000 | $331,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,412,000 | $301,000 | $720,000 | $138,000 | $380,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,071 | $1,505,947,000 | $212,000 | $3,871,000 | $116,000 | $7,979,000 |
| FHA-insured (Federal Housing Administration) | 588 | $101,708,000 | $172,000 | $520,000 | $64,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 315 | $80,368,000 | $255,000 | $965,000 | $83,000 | $371,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 214 | $31,257,000 | $146,000 | $362,000 | $45,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,956 | $1,256,672,000 | $210,000 | $3,871,000 | $112,000 | $7,979,000 |
| Application Denied By Financial Institution | 1,109 | $218,546,000 | $197,000 | $1,500,000 | $91,000 | $3,010,000 |
| Application Withdrawn By Applicant | 564 | $127,106,000 | $225,000 | $1,500,000 | $113,000 | $1,640,000 |
| Application Approved But Not Accepted | 299 | $53,231,000 | $178,000 | $1,328,000 | $108,000 | $1,470,000 |
| File Closed For Incompleteness | 245 | $61,804,000 | $252,000 | $1,810,000 | $129,000 | $1,440,000 |
| Loan Purchased By The Institution | 15 | $1,921,000 | $128,000 | $279,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 345 | $71,160,000 | $206,000 | $1,500,000 | $66,000 | $520,000 |
| Collateral | 224 | $45,870,000 | $204,000 | $1,359,000 | $115,000 | $1,296,000 |
| Credit History | 205 | $29,062,000 | $141,000 | $854,000 | $75,000 | $1,354,000 |
| Credit Application Incomplete | 183 | $45,458,000 | $248,000 | $1,463,000 | $127,000 | $3,010,000 |
| Other | 68 | $13,343,000 | $196,000 | $1,065,000 | $102,000 | $1,376,000 |
| Unverifiable Information | 39 | $6,555,000 | $168,000 | $417,000 | $82,000 | $247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $4,571,000 | $207,000 | $1,140,000 | $114,000 | $532,000 |
| Employment History | 21 | $2,286,000 | $108,000 | $217,000 | $58,000 | $180,000 |
| Mortgage Insurance Denied | 2 | $241,000 | $120,000 | $147,000 | $67,000 | $88,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.