Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Fulton Bank, National Association 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fulton Bank, National Association
One Penn Square
Lancaster, PA 17604
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 8,188
Total Mortgage Loan Application Amount $1,719,280,000
Average Mortgage Loan Application Amount $184,333
Highest Mortgage Loan Application Amount $3,871,000
Average Applicant Income $105,333
Highest Applicant Income $7,979,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2013.

Mortgage Loan Application Totals for Fulton Bank, National Association by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Pennsylvania 1,757 $ 298,648,000 $ 169,000 $ 94,000
Berks County Pennsylvania 796 $ 133,553,000 $ 167,000 $ 90,000
York County Pennsylvania 670 $ 109,203,000 $ 162,000 $ 87,000
Lebanon County Pennsylvania 479 $ 73,413,000 $ 153,000 $ 86,000
Dauphin County Pennsylvania 425 $ 73,859,000 $ 173,000 $ 107,000
Cumberland County Pennsylvania 397 $ 78,592,000 $ 197,000 $ 106,000
Chester County Pennsylvania 324 $ 81,232,000 $ 250,000 $ 150,000
Sussex County Delaware 225 $ 52,429,000 $ 233,000 $ 133,000
Virginia Beach County Virginia 177 $ 45,321,000 $ 256,000 $ 121,000
James City County Virginia 163 $ 44,066,000 $ 270,000 $ 117,000
Bucks County Pennsylvania 153 $ 37,758,000 $ 246,000 $ 133,000
Newport News County Virginia 135 $ 22,725,000 $ 168,000 $ 81,000
New Castle County Delaware 132 $ 37,657,000 $ 285,000 $ 111,000
Henrico County Virginia 132 $ 40,305,000 $ 305,000 $ 137,000
Schuylkill County Pennsylvania 125 $ 14,568,000 $ 116,000 $ 69,000
Albemarle County Virginia 125 $ 39,680,000 $ 317,000 $ 153,000
Richmond City County Virginia 125 $ 41,536,000 $ 332,000 $ 151,000
Montgomery County Pennsylvania 120 $ 27,291,000 $ 227,000 $ 153,000
Chesterfield County Virginia 112 $ 33,595,000 $ 299,000 $ 139,000
York County Virginia 97 $ 24,290,000 $ 250,000 $ 96,000
Hampton County Virginia 89 $ 14,070,000 $ 158,000 $ 66,000
Chesapeake County Virginia 84 $ 20,590,000 $ 245,000 $ 114,000
Centre County Pennsylvania 76 $ 15,613,000 $ 205,000 $ 131,000
Hanover County Virginia 65 $ 17,576,000 $ 270,000 $ 135,000
Delaware County Pennsylvania 53 $ 10,845,000 $ 204,000 $ 142,000
Norfolk County Virginia 52 $ 8,279,000 $ 159,000 $ 92,000
Philadelphia County Pennsylvania 42 $ 13,926,000 $ 331,000 $ 132,000
Louisa County Virginia 42 $ 13,069,000 $ 311,000 $ 146,000
Adams County Pennsylvania 40 $ 7,233,000 $ 180,000 $ 83,000
Suffolk County Virginia 40 $ 9,898,000 $ 247,000 $ 79,000
Fairfax County Virginia 33 $ 23,877,000 $ 723,000 $ 287,000
Portsmouth County Virginia 33 $ 4,720,000 $ 143,000 $ 66,000
Columbia County Pennsylvania 32 $ 3,937,000 $ 123,000 $ 46,000
Charlottesville County Virginia 31 $ 9,189,000 $ 296,000 $ 103,000
Baltimore County Maryland 29 $ 5,691,000 $ 196,000 $ 61,000
Northampton County Pennsylvania 29 $ 5,056,000 $ 174,000 $ 67,000
Perry County Pennsylvania 29 $ 4,872,000 $ 168,000 $ 81,000
New Kent County Virginia 28 $ 8,706,000 $ 310,000 $ 112,000
Atlantic County New Jersey 25 $ 9,431,000 $ 377,000 $ 255,000
Lehigh County Pennsylvania 25 $ 5,201,000 $ 208,000 $ 157,000
Gloucester County Virginia 24 $ 4,843,000 $ 201,000 $ 101,000
Lycoming County Pennsylvania 22 $ 2,581,000 $ 117,000 $ 78,000
Northumberland County Pennsylvania 22 $ 1,954,000 $ 88,000 $ 45,000
Cape May County New Jersey 21 $ 11,150,000 $ 530,000 $ 489,000
Isle of Wight County Virginia 21 $ 5,559,000 $ 264,000 $ 117,000
Williamsburg County Virginia 21 $ 7,658,000 $ 364,000 $ 148,000
Harford County Maryland 20 $ 4,538,000 $ 226,000 $ 72,000
Poquoson County Virginia 20 $ 4,640,000 $ 232,000 $ 91,000
Worcester County Maryland 19 $ 4,049,000 $ 213,000 $ 133,000
District of Columbia County District Of Columbia 18 $ 14,176,000 $ 787,000 $ 491,000
Goochland County Virginia 18 $ 8,073,000 $ 448,000 $ 366,000
Cecil County Maryland 17 $ 4,082,000 $ 240,000 $ 116,000
Montgomery County Maryland 15 $ 17,049,000 $ 1,136,000 $ 493,000
Washington County Maryland 14 $ 2,286,000 $ 163,000 $ 47,000
Powhatan County Virginia 14 $ 4,579,000 $ 327,000 $ 134,000
Fluvanna County Virginia 13 $ 2,708,000 $ 208,000 $ 90,000
Montour County Pennsylvania 12 $ 1,710,000 $ 142,000 $ 45,000
Howard County Maryland 11 $ 5,581,000 $ 507,000 $ 129,000
Franklin County Pennsylvania 11 $ 1,621,000 $ 147,000 $ 59,000
Arlington County Virginia 11 $ 7,787,000 $ 707,000 $ 308,000
Kent County Delaware 10 $ 1,274,000 $ 127,000 $ 59,000
Baltimore City County Maryland 10 $ 1,668,000 $ 166,000 $ 44,000
Gloucester County New Jersey 10 $ 2,070,000 $ 207,000 $ 59,000
Frederick County Maryland 9 $ 2,510,000 $ 278,000 $ 176,000
Hunterdon County New Jersey 9 $ 2,727,000 $ 303,000 $ 135,000
Luzerne County Pennsylvania 7 $ 1,140,000 $ 162,000 $ 84,000
Mifflin County Pennsylvania 7 $ 1,203,000 $ 171,000 $ 106,000
Loudoun County Virginia 7 $ 3,344,000 $ 477,000 $ 190,000
Prince William County Virginia 7 $ 2,897,000 $ 413,000 $ 150,000
Spotsylvania County Virginia 7 $ 3,471,000 $ 495,000 $ 260,000
Burlington County New Jersey 6 $ 1,214,000 $ 202,000 $ 102,000
Morris County New Jersey 6 $ 1,483,000 $ 247,000 $ 84,000
Union County Pennsylvania 6 $ 921,000 $ 153,000 $ 51,000
Greene County Virginia 6 $ 1,901,000 $ 316,000 $ 94,000
King William County Virginia 6 $ 775,000 $ 129,000 $ 47,000
Camden County New Jersey 5 $ 896,000 $ 179,000 $ 87,000
Currituck County North Carolina 5 $ 1,526,000 $ 305,000 $ 118,000
Juniata County Pennsylvania 5 $ 726,000 $ 145,000 $ 55,000
Snyder County Pennsylvania 5 $ 593,000 $ 118,000 $ 111,000
Alexandria County Virginia 5 $ 2,832,000 $ 566,000 $ 175,000
Colonial Heights County Virginia 5 $ 566,000 $ 113,000 $ 63,000
Nelson County Virginia 5 $ 2,160,000 $ 432,000 $ 362,000
Carroll County Maryland 4 $ 1,581,000 $ 395,000 $ 153,000
Prince George's County Maryland 4 $ 1,176,000 $ 294,000 $ 68,000
Warren County New Jersey 4 $ 758,000 $ 189,000 $ 105,000
Dare County North Carolina 4 $ 736,000 $ 184,000 $ 196,000
Monroe County Pennsylvania 4 $ 627,000 $ 156,000 $ 200,000
Fauquier County Virginia 4 $ 2,552,000 $ 638,000 $ 255,000
Lancaster County Virginia 4 $ 1,509,000 $ 377,000 $ 241,000
Richmond County Virginia 4 $ 1,007,000 $ 251,000 $ 167,000
Berkeley County West Virginia 4 $ 546,000 $ 136,000 $ 49,000
Cumberland County New Jersey 3 $ 426,000 $ 142,000 $ 52,000
Mercer County New Jersey 3 $ 892,000 $ 297,000 $ 356,000
Ocean County New Jersey 3 $ 881,000 $ 293,000 $ 142,000
Union County New Jersey 3 $ 955,000 $ 318,000 $ 142,000
Perquimans County North Carolina 3 $ 531,000 $ 177,000 $ 505,000
Blair County Pennsylvania 3 $ 2,761,000 $ 920,000 $ 47,000
Carbon County Pennsylvania 3 $ 708,000 $ 236,000 $ 127,000
Huntingdon County Pennsylvania 3 $ 127,000 $ 42,000 $ 65,000
Appomattox County Virginia 3 $ 428,000 $ 142,000 $ 46,000
Mathews County Virginia 3 $ 635,000 $ 211,000 $ 134,000
Middlesex County Virginia 3 $ 1,066,000 $ 355,000 $ 171,000
Roanoke City County Virginia 3 $ 191,000 $ 63,000 $ 64,000
Southampton County Virginia 3 $ 554,000 $ 184,000 $ 91,000
Hancock County Maine 2 $ 994,000 $ 497,000 $ 0
Anne Arundel County Maryland 2 $ 419,000 $ 209,000 $ 72,000
Kent County Maryland 2 $ 300,000 $ 150,000 $ 87,000
Talbot County Maryland 2 $ 4,992,000 $ 2,496,000 $ 772,000
Hudson County New Jersey 2 $ 474,000 $ 237,000 $ 102,000
Salem County New Jersey 2 $ 332,000 $ 166,000 $ 55,000
Sussex County New Jersey 2 $ 445,000 $ 222,000 $ 28,000
Pike County Pennsylvania 2 $ 253,000 $ 126,000 $ 65,000
Amelia County Virginia 2 $ 528,000 $ 264,000 $ 78,000
Brunswick County Virginia 2 $ 211,000 $ 105,000 $ 64,000
Campbell County Virginia 2 $ 290,000 $ 145,000 $ 94,000
Caroline County Virginia 2 $ 588,000 $ 294,000 $ 107,000
Charles City County Virginia 2 $ 1,286,000 $ 643,000 $ 275,000
Dinwiddie County Virginia 2 $ 524,000 $ 262,000 $ 68,000
Franklin City County Virginia 2 $ 395,000 $ 197,000 $ 206,000
Harrisonburg County Virginia 2 $ 354,000 $ 177,000 $ 83,000
King and Queen County Virginia 2 $ 841,000 $ 420,000 $ 203,000
Madison County Virginia 2 $ 751,000 $ 375,000 $ 122,000
Stafford County Virginia 2 $ 545,000 $ 272,000 $ 84,000
Surry County Virginia 2 $ 366,000 $ 183,000 $ 54,000
Calvert County Maryland 1 $ 181,000 $ 181,000 $ 79,000
Caroline County Maryland 1 $ 67,000 $ 67,000 $ 32,000
Garrett County Maryland 1 $ 899,000 $ 899,000 $ 453,000
Queen Anne's County Maryland 1 $ 321,000 $ 321,000 $ 74,000
Bergen County New Jersey 1 $ 300,000 $ 300,000 $ 101,000
Monmouth County New Jersey 1 $ 345,000 $ 345,000 $ 97,000
Somerset County New Jersey 1 $ 314,000 $ 314,000 $ 65,000
Guilford County North Carolina 1 $ 98,000 $ 98,000 $ 98,000
Hertford County North Carolina 1 $ 85,000 $ 85,000 $ 105,000
Allegheny County Pennsylvania 1 $ 225,000 $ 225,000 $ 0
Clearfield County Pennsylvania 1 $ 226,000 $ 226,000 $ 221,000
Clinton County Pennsylvania 1 $ 134,000 $ 134,000 $ 51,000
Sullivan County Pennsylvania 1 $ 132,000 $ 132,000 $ 165,000
Susquehanna County Pennsylvania 1 $ 58,000 $ 58,000 $ 87,000
Tioga County Pennsylvania 1 $ 210,000 $ 210,000 $ 0
Bexar County Texas 1 $ 7,000 $ 7,000 $ 90,000
Accomack County Virginia 1 $ 112,000 $ 112,000 $ 107,000
Augusta County Virginia 1 $ 325,000 $ 325,000 $ 96,000
Bath County Virginia 1 $ 500,000 $ 500,000 $ 88,000
Bedford County Virginia 1 $ 314,000 $ 314,000 $ 181,000
Buckingham County Virginia 1 $ 176,000 $ 176,000 $ 60,000
Cumberland County Virginia 1 $ 74,000 $ 74,000 $ 24,000
Fairfax City County Virginia 1 $ 320,000 $ 320,000 $ 58,000
Frederick County Virginia 1 $ 290,000 $ 290,000 $ 60,000
Henry County Virginia 1 $ 62,000 $ 62,000 $ 35,000
Hopewell County Virginia 1 $ 62,000 $ 62,000 $ 85,000
King George County Virginia 1 $ 376,000 $ 376,000 $ 201,000
Lexington County Virginia 1 $ 158,000 $ 158,000 $ 63,000
Montgomery County Virginia 1 $ 403,000 $ 403,000 $ 172,000
Prince Edward County Virginia 1 $ 200,000 $ 200,000 $ 92,000
Prince George County Virginia 1 $ 71,000 $ 71,000 $ 33,000
Rockbridge County Virginia 1 $ 279,000 $ 279,000 $ 129,000
Rockingham County Virginia 1 $ 226,000 $ 226,000 $ 52,000
Waynesboro County Virginia 1 $ 123,000 $ 123,000 $ 60,000

Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,934 $880,722,000 $223,000 $3,871,000 $111,000 $7,979,000
Refinancing 3,621 $762,498,000 $210,000 $3,600,000 $110,000 $3,010,000
Home Improvement 633 $76,060,000 $120,000 $1,597,000 $95,000 $1,296,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,406 $1,288,804,000 $201,000 $2,500,000 $108,000 $7,979,000
Not Provided 1,206 $286,806,000 $237,000 $2,213,000 $129,000 $2,640,000
Black or African American 181 $35,603,000 $196,000 $800,000 $82,000 $473,000
Asian 167 $42,550,000 $254,000 $1,165,000 $147,000 $1,500,000
Hispanic 136 $21,515,000 $158,000 $763,000 $76,000 $408,000
Not applicable 75 $39,759,000 $530,000 $3,871,000 $0 $0
American Indian or Alaskan Native 9 $1,831,000 $203,000 $620,000 $112,000 $331,000
Native Hawaiian or Other Pacific Islander 8 $2,412,000 $301,000 $720,000 $138,000 $380,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,071 $1,505,947,000 $212,000 $3,871,000 $116,000 $7,979,000
FHA-insured (Federal Housing Administration) 588 $101,708,000 $172,000 $520,000 $64,000 $300,000
VA-guaranteed (Veterans Administration) 315 $80,368,000 $255,000 $965,000 $83,000 $371,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 214 $31,257,000 $146,000 $362,000 $45,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,956 $1,256,672,000 $210,000 $3,871,000 $112,000 $7,979,000
Application Denied By Financial Institution 1,109 $218,546,000 $197,000 $1,500,000 $91,000 $3,010,000
Application Withdrawn By Applicant 564 $127,106,000 $225,000 $1,500,000 $113,000 $1,640,000
Application Approved But Not Accepted 299 $53,231,000 $178,000 $1,328,000 $108,000 $1,470,000
File Closed For Incompleteness 245 $61,804,000 $252,000 $1,810,000 $129,000 $1,440,000
Loan Purchased By The Institution 15 $1,921,000 $128,000 $279,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 345 $71,160,000 $206,000 $1,500,000 $66,000 $520,000
Collateral 224 $45,870,000 $204,000 $1,359,000 $115,000 $1,296,000
Credit History 205 $29,062,000 $141,000 $854,000 $75,000 $1,354,000
Credit Application Incomplete 183 $45,458,000 $248,000 $1,463,000 $127,000 $3,010,000
Other 68 $13,343,000 $196,000 $1,065,000 $102,000 $1,376,000
Unverifiable Information 39 $6,555,000 $168,000 $417,000 $82,000 $247,000
Insufficient Cash (Downpayment, Closing Cost) 22 $4,571,000 $207,000 $1,140,000 $114,000 $532,000
Employment History 21 $2,286,000 $108,000 $217,000 $58,000 $180,000
Mortgage Insurance Denied 2 $241,000 $120,000 $147,000 $67,000 $88,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fulton Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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