Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Fulton Bank, National Association 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 4,082 |
| Total Mortgage Loan Application Amount | $861,401,000 |
| Average Mortgage Loan Application Amount | $182,666 |
| Highest Mortgage Loan Application Amount | $8,600,000 |
| Average Applicant Income | $100,333 |
| Highest Applicant Income | $6,688,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 823 | $ 141,454,000 | $ 171,000 | $ 93,000 |
| Berks County Pennsylvania | 429 | $ 73,249,000 | $ 170,000 | $ 90,000 |
| York County Pennsylvania | 301 | $ 44,601,000 | $ 148,000 | $ 86,000 |
| Lebanon County Pennsylvania | 259 | $ 41,620,000 | $ 160,000 | $ 77,000 |
| Dauphin County Pennsylvania | 234 | $ 49,347,000 | $ 210,000 | $ 114,000 |
| Cumberland County Pennsylvania | 184 | $ 39,250,000 | $ 213,000 | $ 114,000 |
| Chester County Pennsylvania | 144 | $ 32,628,000 | $ 226,000 | $ 101,000 |
| Sussex County Delaware | 128 | $ 28,897,000 | $ 225,000 | $ 119,000 |
| James City County Virginia | 86 | $ 25,007,000 | $ 290,000 | $ 115,000 |
| Newport News County Virginia | 85 | $ 13,275,000 | $ 156,000 | $ 82,000 |
| Albemarle County Virginia | 66 | $ 28,513,000 | $ 432,000 | $ 231,000 |
| New Castle County Delaware | 65 | $ 16,873,000 | $ 259,000 | $ 103,000 |
| Schuylkill County Pennsylvania | 64 | $ 7,098,000 | $ 110,000 | $ 58,000 |
| York County Virginia | 61 | $ 15,309,000 | $ 250,000 | $ 117,000 |
| Virginia Beach County Virginia | 59 | $ 16,194,000 | $ 274,000 | $ 119,000 |
| Bucks County Pennsylvania | 54 | $ 15,671,000 | $ 290,000 | $ 156,000 |
| Henrico County Virginia | 52 | $ 18,053,000 | $ 347,000 | $ 175,000 |
| Richmond City County Virginia | 51 | $ 25,684,000 | $ 503,000 | $ 205,000 |
| Montgomery County Pennsylvania | 49 | $ 10,205,000 | $ 208,000 | $ 111,000 |
| Hampton County Virginia | 48 | $ 6,814,000 | $ 141,000 | $ 88,000 |
| Hanover County Virginia | 39 | $ 13,957,000 | $ 357,000 | $ 165,000 |
| Northampton County Pennsylvania | 35 | $ 6,289,000 | $ 179,000 | $ 71,000 |
| Chesterfield County Virginia | 31 | $ 6,966,000 | $ 224,000 | $ 126,000 |
| Centre County Pennsylvania | 28 | $ 6,983,000 | $ 249,000 | $ 138,000 |
| Northumberland County Pennsylvania | 28 | $ 2,647,000 | $ 94,000 | $ 41,000 |
| Chesapeake County Virginia | 27 | $ 6,574,000 | $ 243,000 | $ 103,000 |
| Louisa County Virginia | 27 | $ 9,947,000 | $ 368,000 | $ 179,000 |
| Gloucester County Virginia | 26 | $ 4,634,000 | $ 178,000 | $ 78,000 |
| Charlottesville County Virginia | 24 | $ 5,348,000 | $ 222,000 | $ 95,000 |
| Cecil County Maryland | 23 | $ 4,084,000 | $ 177,000 | $ 118,000 |
| Harford County Maryland | 22 | $ 5,473,000 | $ 248,000 | $ 77,000 |
| Delaware County Pennsylvania | 22 | $ 7,862,000 | $ 357,000 | $ 145,000 |
| Spotsylvania County Virginia | 19 | $ 6,118,000 | $ 322,000 | $ 128,000 |
| Stafford County Virginia | 19 | $ 4,910,000 | $ 258,000 | $ 104,000 |
| Washington County Maryland | 17 | $ 2,533,000 | $ 149,000 | $ 54,000 |
| Lehigh County Pennsylvania | 17 | $ 2,853,000 | $ 167,000 | $ 71,000 |
| Poquoson County Virginia | 16 | $ 3,579,000 | $ 223,000 | $ 179,000 |
| Philadelphia County Pennsylvania | 15 | $ 5,339,000 | $ 355,000 | $ 165,000 |
| Norfolk County Virginia | 15 | $ 2,202,000 | $ 146,000 | $ 50,000 |
| Prince William County Virginia | 15 | $ 5,457,000 | $ 363,000 | $ 156,000 |
| Williamsburg County Virginia | 14 | $ 3,254,000 | $ 232,000 | $ 108,000 |
| Atlantic County New Jersey | 13 | $ 3,366,000 | $ 258,000 | $ 159,000 |
| Montour County Pennsylvania | 13 | $ 1,587,000 | $ 122,000 | $ 52,000 |
| Isle of Wight County Virginia | 13 | $ 3,969,000 | $ 305,000 | $ 111,000 |
| New Kent County Virginia | 13 | $ 3,066,000 | $ 235,000 | $ 106,000 |
| Baltimore County Maryland | 12 | $ 2,356,000 | $ 196,000 | $ 63,000 |
| Columbia County Pennsylvania | 12 | $ 1,243,000 | $ 103,000 | $ 43,000 |
| Cape May County New Jersey | 10 | $ 7,480,000 | $ 748,000 | $ 219,000 |
| Lycoming County Pennsylvania | 10 | $ 1,293,000 | $ 129,000 | $ 62,000 |
| Snyder County Pennsylvania | 10 | $ 1,258,000 | $ 125,000 | $ 46,000 |
| Union County Pennsylvania | 10 | $ 1,325,000 | $ 132,000 | $ 57,000 |
| Howard County Maryland | 8 | $ 2,617,000 | $ 327,000 | $ 86,000 |
| Perry County Pennsylvania | 8 | $ 1,138,000 | $ 142,000 | $ 61,000 |
| Fairfax County Virginia | 8 | $ 5,408,000 | $ 676,000 | $ 206,000 |
| Goochland County Virginia | 8 | $ 4,046,000 | $ 505,000 | $ 237,000 |
| Adams County Pennsylvania | 7 | $ 1,941,000 | $ 277,000 | $ 127,000 |
| King William County Virginia | 7 | $ 1,172,000 | $ 167,000 | $ 74,000 |
| Mathews County Virginia | 7 | $ 2,232,000 | $ 318,000 | $ 177,000 |
| Suffolk County Virginia | 7 | $ 1,296,000 | $ 185,000 | $ 74,000 |
| Baltimore City County Maryland | 6 | $ 663,000 | $ 110,000 | $ 65,000 |
| Franklin County Pennsylvania | 6 | $ 1,796,000 | $ 299,000 | $ 193,000 |
| Charles City County Virginia | 6 | $ 5,502,000 | $ 917,000 | $ 1,253,000 |
| Anne Arundel County Maryland | 5 | $ 1,801,000 | $ 360,000 | $ 105,000 |
| Worcester County Maryland | 5 | $ 2,014,000 | $ 402,000 | $ 250,000 |
| Mifflin County Pennsylvania | 5 | $ 470,000 | $ 94,000 | $ 52,000 |
| Greene County Virginia | 5 | $ 1,315,000 | $ 263,000 | $ 93,000 |
| Lancaster County Virginia | 5 | $ 1,724,000 | $ 344,000 | $ 196,000 |
| Portsmouth County Virginia | 5 | $ 556,000 | $ 111,000 | $ 47,000 |
| Kent County Delaware | 4 | $ 683,000 | $ 170,000 | $ 62,000 |
| Montgomery County Maryland | 4 | $ 875,000 | $ 218,000 | $ 62,000 |
| Salem County New Jersey | 4 | $ 724,000 | $ 181,000 | $ 67,000 |
| Currituck County North Carolina | 4 | $ 441,000 | $ 110,000 | $ 74,000 |
| Clinton County Pennsylvania | 4 | $ 391,000 | $ 97,000 | $ 63,000 |
| Luzerne County Pennsylvania | 4 | $ 360,000 | $ 90,000 | $ 37,000 |
| Caroline County Virginia | 4 | $ 767,000 | $ 191,000 | $ 37,000 |
| Fluvanna County Virginia | 4 | $ 1,321,000 | $ 330,000 | $ 115,000 |
| King George County Virginia | 4 | $ 956,000 | $ 239,000 | $ 84,000 |
| Frederick County Maryland | 3 | $ 806,000 | $ 268,000 | $ 77,000 |
| Kent County Maryland | 3 | $ 1,251,000 | $ 417,000 | $ 184,000 |
| Queen Anne's County Maryland | 3 | $ 774,000 | $ 258,000 | $ 80,000 |
| Burlington County New Jersey | 3 | $ 548,000 | $ 182,000 | $ 39,000 |
| Hunterdon County New Jersey | 3 | $ 810,000 | $ 270,000 | $ 157,000 |
| Loudoun County Virginia | 3 | $ 621,000 | $ 207,000 | $ 55,000 |
| Nelson County Virginia | 3 | $ 976,000 | $ 325,000 | $ 276,000 |
| Powhatan County Virginia | 3 | $ 717,000 | $ 239,000 | $ 69,000 |
| District of Columbia County District Of Columbia | 2 | $ 2,140,000 | $ 1,070,000 | $ 676,000 |
| Caroline County Maryland | 2 | $ 292,000 | $ 146,000 | $ 65,000 |
| Camden County New Jersey | 2 | $ 262,000 | $ 131,000 | $ 130,000 |
| Cumberland County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Gloucester County New Jersey | 2 | $ 285,000 | $ 142,000 | $ 72,000 |
| Mercer County New Jersey | 2 | $ 298,000 | $ 149,000 | $ 184,000 |
| Monmouth County New Jersey | 2 | $ 476,000 | $ 238,000 | $ 121,000 |
| Morris County New Jersey | 2 | $ 684,000 | $ 342,000 | $ 115,000 |
| Ocean County New Jersey | 2 | $ 742,000 | $ 371,000 | $ 742,000 |
| Dare County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 109,000 |
| Bedford County Pennsylvania | 2 | $ 339,000 | $ 169,000 | $ 139,000 |
| Blair County Pennsylvania | 2 | $ 471,000 | $ 235,000 | $ 79,000 |
| Carbon County Pennsylvania | 2 | $ 575,000 | $ 287,000 | $ 109,000 |
| Huntingdon County Pennsylvania | 2 | $ 205,000 | $ 102,000 | $ 96,000 |
| Monroe County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 69,000 |
| Arlington County Virginia | 2 | $ 1,150,000 | $ 575,000 | $ 176,000 |
| Bedford County Virginia | 2 | $ 490,000 | $ 245,000 | $ 107,000 |
| Botetourt County Virginia | 2 | $ 612,000 | $ 306,000 | $ 120,000 |
| Mecklenburg County Virginia | 2 | $ 1,284,000 | $ 642,000 | $ 272,000 |
| Surry County Virginia | 2 | $ 633,000 | $ 316,000 | $ 122,000 |
| Berkeley County West Virginia | 2 | $ 304,000 | $ 152,000 | $ 48,000 |
| Riverside County California | 1 | $ 23,000 | $ 23,000 | $ 426,000 |
| Charles County Maryland | 1 | $ 201,000 | $ 201,000 | $ 58,000 |
| Prince George's County Maryland | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Somerset County Maryland | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Talbot County Maryland | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Middlesex County New Jersey | 1 | $ 156,000 | $ 156,000 | $ 106,000 |
| Somerset County New Jersey | 1 | $ 720,000 | $ 720,000 | $ 225,000 |
| Sussex County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Hertford County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 23,000 |
| Wake County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 135,000 |
| Clearfield County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Lackawanna County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 139,000 |
| Tioga County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 94,000 |
| Accomack County Virginia | 1 | $ 62,000 | $ 62,000 | $ 87,000 |
| Appomattox County Virginia | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Brunswick County Virginia | 1 | $ 314,000 | $ 314,000 | $ 82,000 |
| Cumberland County Virginia | 1 | $ 157,000 | $ 157,000 | $ 115,000 |
| Dinwiddie County Virginia | 1 | $ 216,000 | $ 216,000 | $ 66,000 |
| Essex County Virginia | 1 | $ 900,000 | $ 900,000 | $ 409,000 |
| Falls Church County Virginia | 1 | $ 82,000 | $ 82,000 | $ 103,000 |
| Fauquier County Virginia | 1 | $ 575,000 | $ 575,000 | $ 223,000 |
| Fredericksburg County Virginia | 1 | $ 213,000 | $ 213,000 | $ 78,000 |
| Hopewell County Virginia | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Lexington County Virginia | 1 | $ 113,000 | $ 113,000 | $ 400,000 |
| Madison County Virginia | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Middlesex County Virginia | 1 | $ 207,000 | $ 207,000 | $ 105,000 |
| Northumberland County Virginia | 1 | $ 134,000 | $ 134,000 | $ 70,000 |
| Orange County Virginia | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Prince George County Virginia | 1 | $ 230,000 | $ 230,000 | $ 42,000 |
| Rockbridge County Virginia | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Sussex County Virginia | 1 | $ 262,000 | $ 262,000 | $ 85,000 |
| Waynesboro County Virginia | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Westmoreland County Virginia | 1 | $ 216,000 | $ 216,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,904 | $635,635,000 | $218,000 | $2,550,000 | $109,000 | $6,688,000 |
| Refinancing | 872 | $191,969,000 | $220,000 | $8,600,000 | $105,000 | $1,361,000 |
| Home Improvement | 306 | $33,797,000 | $110,000 | $1,000,000 | $87,000 | $816,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,143 | $632,364,000 | $201,000 | $2,550,000 | $107,000 | $6,688,000 |
| Not Provided | 553 | $136,473,000 | $246,000 | $2,160,000 | $125,000 | $3,031,000 |
| Hispanic | 133 | $16,189,000 | $121,000 | $906,000 | $59,000 | $792,000 |
| Black or African American | 109 | $22,613,000 | $207,000 | $984,000 | $80,000 | $308,000 |
| Not applicable | 68 | $33,159,000 | $487,000 | $8,600,000 | $0 | $0 |
| Asian | 60 | $15,897,000 | $264,000 | $880,000 | $168,000 | $1,028,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $4,313,000 | $392,000 | $900,000 | $121,000 | $278,000 |
| American Indian or Alaskan Native | 5 | $393,000 | $78,000 | $220,000 | $52,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,352 | $728,672,000 | $217,000 | $8,600,000 | $115,000 | $6,688,000 |
| FHA-insured (Federal Housing Administration) | 329 | $51,577,000 | $156,000 | $492,000 | $63,000 | $315,000 |
| VA-guaranteed (Veterans Administration) | 220 | $56,610,000 | $257,000 | $728,000 | $85,000 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 181 | $24,542,000 | $135,000 | $305,000 | $43,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,927 | $637,470,000 | $217,000 | $8,600,000 | $109,000 | $6,688,000 |
| Application Denied By Financial Institution | 528 | $89,164,000 | $168,000 | $2,027,000 | $84,000 | $1,361,000 |
| Application Withdrawn By Applicant | 338 | $71,311,000 | $210,000 | $1,432,000 | $112,000 | $847,000 |
| Application Approved But Not Accepted | 153 | $33,125,000 | $216,000 | $1,238,000 | $101,000 | $470,000 |
| File Closed For Incompleteness | 124 | $28,486,000 | $229,000 | $983,000 | $140,000 | $3,031,000 |
| Loan Purchased By The Institution | 12 | $1,845,000 | $153,000 | $305,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 176 | $30,806,000 | $175,000 | $1,141,000 | $58,000 | $360,000 |
| Collateral | 144 | $25,926,000 | $180,000 | $906,000 | $106,000 | $792,000 |
| Credit History | 130 | $16,354,000 | $125,000 | $1,044,000 | $82,000 | $800,000 |
| Unverifiable Information | 25 | $3,922,000 | $156,000 | $417,000 | $84,000 | $284,000 |
| Credit Application Incomplete | 23 | $6,898,000 | $299,000 | $2,027,000 | $95,000 | $396,000 |
| Other | 13 | $2,183,000 | $167,000 | $575,000 | $185,000 | $1,361,000 |
| Employment History | 12 | $2,306,000 | $192,000 | $417,000 | $77,000 | $281,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $769,000 | $153,000 | $236,000 | $75,000 | $176,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.