Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Fulton Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 14,691 |
| Total Mortgage Loan Application Amount | $3,211,125,000 |
| Average Mortgage Loan Application Amount | $192,166 |
| Highest Mortgage Loan Application Amount | $15,205,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $6,694,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 1,911 | $ 308,715,000 | $ 161,000 | $ 101,000 |
| Berks County Pennsylvania | 804 | $ 119,360,000 | $ 148,000 | $ 106,000 |
| York County Pennsylvania | 768 | $ 113,340,000 | $ 147,000 | $ 86,000 |
| Lebanon County Pennsylvania | 620 | $ 83,640,000 | $ 134,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 546 | $ 134,380,000 | $ 246,000 | $ 85,000 |
| Gloucester County New Jersey | 451 | $ 49,085,000 | $ 108,000 | $ 111,000 |
| Howard County Maryland | 412 | $ 139,810,000 | $ 339,000 | $ 191,000 |
| Dauphin County Pennsylvania | 393 | $ 64,295,000 | $ 163,000 | $ 112,000 |
| Northampton County Pennsylvania | 353 | $ 42,475,000 | $ 120,000 | $ 103,000 |
| Sussex County Delaware | 351 | $ 84,735,000 | $ 241,000 | $ 133,000 |
| Chester County Pennsylvania | 303 | $ 68,025,000 | $ 224,000 | $ 158,000 |
| Baltimore City County Maryland | 283 | $ 70,575,000 | $ 249,000 | $ 98,000 |
| Baltimore County Maryland | 281 | $ 80,805,000 | $ 287,000 | $ 142,000 |
| Washington County Maryland | 244 | $ 29,830,000 | $ 122,000 | $ 79,000 |
| New Castle County Delaware | 240 | $ 55,840,000 | $ 232,000 | $ 143,000 |
| Lehigh County Pennsylvania | 238 | $ 37,990,000 | $ 159,000 | $ 142,000 |
| Camden County New Jersey | 225 | $ 39,215,000 | $ 174,000 | $ 116,000 |
| Virginia Beach County Virginia | 221 | $ 62,165,000 | $ 281,000 | $ 163,000 |
| Cape May County New Jersey | 208 | $ 60,690,000 | $ 291,000 | $ 207,000 |
| Ocean County New Jersey | 205 | $ 65,135,000 | $ 317,000 | $ 224,000 |
| Prince George's County Maryland | 196 | $ 55,090,000 | $ 281,000 | $ 96,000 |
| Montgomery County Pennsylvania | 185 | $ 58,625,000 | $ 316,000 | $ 164,000 |
| Cumberland County Pennsylvania | 176 | $ 35,000,000 | $ 198,000 | $ 133,000 |
| Bucks County Pennsylvania | 174 | $ 46,150,000 | $ 265,000 | $ 159,000 |
| Albemarle County Virginia | 168 | $ 71,250,000 | $ 424,000 | $ 194,000 |
| Salem County New Jersey | 162 | $ 14,520,000 | $ 89,000 | $ 90,000 |
| Montgomery County Maryland | 156 | $ 67,300,000 | $ 431,000 | $ 246,000 |
| Northumberland County Pennsylvania | 154 | $ 14,060,000 | $ 91,000 | $ 88,000 |
| Burlington County New Jersey | 151 | $ 27,525,000 | $ 182,000 | $ 149,000 |
| Atlantic County New Jersey | 149 | $ 30,425,000 | $ 204,000 | $ 179,000 |
| Anne Arundel County Maryland | 143 | $ 43,825,000 | $ 306,000 | $ 142,000 |
| Snyder County Pennsylvania | 142 | $ 12,310,000 | $ 86,000 | $ 63,000 |
| Harford County Maryland | 139 | $ 40,005,000 | $ 287,000 | $ 121,000 |
| Morris County New Jersey | 138 | $ 46,440,000 | $ 336,000 | $ 187,000 |
| Henrico County Virginia | 134 | $ 36,960,000 | $ 275,000 | $ 171,000 |
| Somerset County New Jersey | 132 | $ 37,960,000 | $ 287,000 | $ 178,000 |
| Richmond City County Virginia | 128 | $ 43,090,000 | $ 336,000 | $ 179,000 |
| Monmouth County New Jersey | 119 | $ 44,525,000 | $ 374,000 | $ 219,000 |
| District of Columbia County District Of Columbia | 112 | $ 46,010,000 | $ 410,000 | $ 156,000 |
| Columbia County Pennsylvania | 110 | $ 15,140,000 | $ 137,000 | $ 86,000 |
| Middlesex County New Jersey | 106 | $ 33,940,000 | $ 320,000 | $ 191,000 |
| Delaware County Pennsylvania | 96 | $ 26,470,000 | $ 275,000 | $ 151,000 |
| Warren County New Jersey | 93 | $ 10,445,000 | $ 112,000 | $ 129,000 |
| Montour County Pennsylvania | 91 | $ 16,275,000 | $ 178,000 | $ 187,000 |
| Schuylkill County Pennsylvania | 89 | $ 10,265,000 | $ 115,000 | $ 75,000 |
| Cecil County Maryland | 88 | $ 16,320,000 | $ 185,000 | $ 124,000 |
| Chesterfield County Virginia | 87 | $ 25,305,000 | $ 290,000 | $ 142,000 |
| Mercer County New Jersey | 78 | $ 17,290,000 | $ 221,000 | $ 202,000 |
| Chesapeake County Virginia | 77 | $ 20,045,000 | $ 260,000 | $ 119,000 |
| Carroll County Maryland | 73 | $ 21,795,000 | $ 298,000 | $ 174,000 |
| Frederick County Maryland | 73 | $ 23,725,000 | $ 325,000 | $ 153,000 |
| Union County Pennsylvania | 71 | $ 10,225,000 | $ 144,000 | $ 196,000 |
| Fairfax County Virginia | 63 | $ 34,355,000 | $ 545,000 | $ 307,000 |
| Norfolk County Virginia | 58 | $ 12,470,000 | $ 215,000 | $ 188,000 |
| Adams County Pennsylvania | 57 | $ 9,765,000 | $ 171,000 | $ 96,000 |
| Bergen County New Jersey | 56 | $ 38,720,000 | $ 691,000 | $ 317,000 |
| Essex County New Jersey | 48 | $ 18,240,000 | $ 380,000 | $ 268,000 |
| Union County New Jersey | 48 | $ 21,590,000 | $ 449,000 | $ 301,000 |
| Lycoming County Pennsylvania | 48 | $ 5,660,000 | $ 117,000 | $ 131,000 |
| Charlottesville County Virginia | 48 | $ 17,600,000 | $ 366,000 | $ 138,000 |
| Louisa County Virginia | 48 | $ 14,280,000 | $ 297,000 | $ 154,000 |
| Hanover County Virginia | 47 | $ 11,695,000 | $ 248,000 | $ 167,000 |
| Portsmouth County Virginia | 47 | $ 5,475,000 | $ 116,000 | $ 54,000 |
| Greene County Virginia | 41 | $ 10,265,000 | $ 250,000 | $ 107,000 |
| Sussex County New Jersey | 39 | $ 5,765,000 | $ 147,000 | $ 103,000 |
| James City County Virginia | 39 | $ 11,175,000 | $ 286,000 | $ 127,000 |
| Kent County Delaware | 38 | $ 8,530,000 | $ 224,000 | $ 84,000 |
| Newport News County Virginia | 37 | $ 5,955,000 | $ 160,000 | $ 75,000 |
| Cumberland County New Jersey | 36 | $ 5,730,000 | $ 159,000 | $ 78,000 |
| Centre County Pennsylvania | 35 | $ 8,495,000 | $ 242,000 | $ 173,000 |
| Hunterdon County New Jersey | 33 | $ 7,335,000 | $ 222,000 | $ 189,000 |
| Orange County Virginia | 32 | $ 7,320,000 | $ 228,000 | $ 107,000 |
| Fluvanna County Virginia | 29 | $ 7,795,000 | $ 268,000 | $ 110,000 |
| Loudoun County Virginia | 26 | $ 7,850,000 | $ 301,000 | $ 184,000 |
| Luzerne County Pennsylvania | 25 | $ 4,365,000 | $ 174,000 | $ 142,000 |
| Culpeper County Virginia | 25 | $ 7,365,000 | $ 294,000 | $ 119,000 |
| Hampton County Virginia | 25 | $ 19,245,000 | $ 769,000 | $ 93,000 |
| Worcester County Maryland | 24 | $ 6,560,000 | $ 273,000 | $ 211,000 |
| Carbon County Pennsylvania | 23 | $ 3,085,000 | $ 134,000 | $ 91,000 |
| Franklin County Pennsylvania | 23 | $ 3,595,000 | $ 156,000 | $ 105,000 |
| New Kent County Virginia | 23 | $ 7,625,000 | $ 331,000 | $ 117,000 |
| Suffolk County Virginia | 23 | $ 5,435,000 | $ 236,000 | $ 101,000 |
| Monroe County Pennsylvania | 22 | $ 2,280,000 | $ 103,000 | $ 112,000 |
| York County Virginia | 20 | $ 5,180,000 | $ 259,000 | $ 137,000 |
| Passaic County New Jersey | 19 | $ 4,675,000 | $ 246,000 | $ 130,000 |
| Goochland County Virginia | 19 | $ 9,325,000 | $ 490,000 | $ 266,000 |
| Prince William County Virginia | 19 | $ 7,985,000 | $ 420,000 | $ 300,000 |
| Arlington County Virginia | 16 | $ 13,720,000 | $ 857,000 | $ 344,000 |
| Hudson County New Jersey | 15 | $ 4,695,000 | $ 313,000 | $ 152,000 |
| Perry County Pennsylvania | 15 | $ 2,375,000 | $ 158,000 | $ 109,000 |
| Madison County Virginia | 15 | $ 3,035,000 | $ 202,000 | $ 130,000 |
| Powhatan County Virginia | 15 | $ 4,735,000 | $ 315,000 | $ 147,000 |
| Alexandria County Virginia | 14 | $ 7,810,000 | $ 557,000 | $ 269,000 |
| Charles County Maryland | 11 | $ 1,895,000 | $ 172,000 | $ 71,000 |
| Queen Anne's County Maryland | 11 | $ 2,955,000 | $ 268,000 | $ 112,000 |
| Nelson County Virginia | 11 | $ 4,955,000 | $ 450,000 | $ 168,000 |
| Juniata County Pennsylvania | 10 | $ 980,000 | $ 98,000 | $ 66,000 |
| Gloucester County Virginia | 10 | $ 1,950,000 | $ 195,000 | $ 94,000 |
| Calvert County Maryland | 9 | $ 3,175,000 | $ 352,000 | $ 229,000 |
| Spotsylvania County Virginia | 9 | $ 2,985,000 | $ 331,000 | $ 197,000 |
| Wicomico County Maryland | 7 | $ 905,000 | $ 129,000 | $ 40,000 |
| Clinton County Pennsylvania | 7 | $ 1,805,000 | $ 257,000 | $ 237,000 |
| Fauquier County Virginia | 7 | $ 2,655,000 | $ 379,000 | $ 154,000 |
| Poquoson County Virginia | 7 | $ 2,105,000 | $ 300,000 | $ 114,000 |
| Berkeley County West Virginia | 7 | $ 1,125,000 | $ 160,000 | $ 116,000 |
| Dare County North Carolina | 6 | $ 1,920,000 | $ 320,000 | $ 123,000 |
| Huntingdon County Pennsylvania | 6 | $ 620,000 | $ 103,000 | $ 137,000 |
| Accomack County Virginia | 6 | $ 1,450,000 | $ 241,000 | $ 182,000 |
| Caroline County Virginia | 6 | $ 1,390,000 | $ 231,000 | $ 77,000 |
| Lancaster County Virginia | 6 | $ 2,200,000 | $ 366,000 | $ 221,000 |
| Caroline County Maryland | 5 | $ 1,155,000 | $ 231,000 | $ 90,000 |
| Dorchester County Maryland | 5 | $ 1,415,000 | $ 283,000 | $ 98,000 |
| Kent County Maryland | 5 | $ 1,315,000 | $ 263,000 | $ 119,000 |
| Currituck County North Carolina | 5 | $ 1,515,000 | $ 303,000 | $ 122,000 |
| Sullivan County Pennsylvania | 5 | $ 445,000 | $ 89,000 | $ 124,000 |
| Augusta County Virginia | 5 | $ 1,125,000 | $ 225,000 | $ 141,000 |
| Isle of Wight County Virginia | 5 | $ 1,495,000 | $ 299,000 | $ 63,000 |
| Stafford County Virginia | 5 | $ 4,515,000 | $ 903,000 | $ 146,000 |
| Lackawanna County Pennsylvania | 4 | $ 560,000 | $ 140,000 | $ 60,000 |
| Tioga County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 360,000 |
| Dinwiddie County Virginia | 4 | $ 870,000 | $ 217,000 | $ 96,000 |
| Middlesex County Virginia | 4 | $ 1,420,000 | $ 355,000 | $ 212,000 |
| Rockingham County Virginia | 4 | $ 1,390,000 | $ 347,000 | $ 237,000 |
| Staunton County Virginia | 4 | $ 1,130,000 | $ 282,000 | $ 139,000 |
| St. Mary's County Maryland | 3 | $ 575,000 | $ 191,000 | $ 101,000 |
| Talbot County Maryland | 3 | $ 1,635,000 | $ 545,000 | $ 126,000 |
| Pike County Pennsylvania | 3 | $ 2,225,000 | $ 741,000 | $ 447,000 |
| Potter County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 75,000 |
| Susquehanna County Pennsylvania | 3 | $ 1,175,000 | $ 391,000 | $ 450,000 |
| Bedford County Virginia | 3 | $ 1,145,000 | $ 381,000 | $ 183,000 |
| Montgomery County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 236,000 |
| Osceola County Florida | 2 | $ 1,690,000 | $ 845,000 | $ 1,213,000 |
| Somerset County Maryland | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
| Allegheny County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 319,000 |
| Blair County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 89,000 |
| Wayne County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 110,000 |
| Buckingham County Virginia | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Charles City County Virginia | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Colonial Heights County Virginia | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Harrisonburg County Virginia | 2 | $ 430,000 | $ 215,000 | $ 122,000 |
| King William County Virginia | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Lexington County Virginia | 2 | $ 210,000 | $ 105,000 | $ 265,000 |
| Mathews County Virginia | 2 | $ 420,000 | $ 210,000 | $ 61,000 |
| Mecklenburg County Virginia | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Northampton County Virginia | 2 | $ 470,000 | $ 235,000 | $ 150,000 |
| Page County Virginia | 2 | $ 220,000 | $ 110,000 | $ 92,000 |
| Prince George County Virginia | 2 | $ 400,000 | $ 200,000 | $ 132,000 |
| Roanoke City County Virginia | 2 | $ 580,000 | $ 290,000 | $ 89,000 |
| Surry County Virginia | 2 | $ 460,000 | $ 230,000 | $ 43,000 |
| Waynesboro County Virginia | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Jefferson County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Pulaski County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Broward County Florida | 1 | $ 205,000 | $ 205,000 | $ 354,000 |
| Miami-Dade County Florida | 1 | $ 505,000 | $ 505,000 | $ 2,369,000 |
| Santa Rosa County Florida | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Sarasota County Florida | 1 | $ 45,000 | $ 45,000 | $ 360,000 |
| Kootenai County Idaho | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 1,080,000 |
| Broome County New York | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Richmond County New York | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Steuben County New York | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 300,000 |
| Gaston County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 318,000 |
| Guilford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Lincoln County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 1,622,000 |
| Nash County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Warren County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 394,000 |
| Cuyahoga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 686,000 |
| Medina County Ohio | 1 | $ 15,000 | $ 15,000 | $ 110,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Bradford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Cambria County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 135,000 |
| Clearfield County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Fayette County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Fulton County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| McKean County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Mifflin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 116,000 |
| Somerset County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Utah County Utah | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Amelia County Virginia | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Campbell County Virginia | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Craig County Virginia | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Cumberland County Virginia | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Fairfax City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 269,000 |
| Falls Church County Virginia | 1 | $ 655,000 | $ 655,000 | $ 334,000 |
| Franklin County Virginia | 1 | $ 675,000 | $ 675,000 | $ 214,000 |
| Frederick County Virginia | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Hopewell County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Lunenburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Manassas County Virginia | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Prince Edward County Virginia | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Rappahannock County Virginia | 1 | $ 435,000 | $ 435,000 | $ 216,000 |
| Roanoke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Shenandoah County Virginia | 1 | $ 405,000 | $ 405,000 | $ 153,000 |
| Warren County Virginia | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Winchester County Virginia | 1 | $ 495,000 | $ 495,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,079 | $1,965,665,000 | $277,000 | $15,205,000 | $122,000 | $3,033,000 |
| Refinancing | 3,057 | $691,495,000 | $226,000 | $7,205,000 | $152,000 | $2,510,000 |
| Home Improvement | 2,028 | $175,250,000 | $86,000 | $2,005,000 | $135,000 | $6,694,000 |
| Other Purpose | 1,740 | $160,210,000 | $92,000 | $1,245,000 | $123,000 | $3,663,000 |
| Cash-out Refinancing | 785 | $218,115,000 | $277,000 | $2,045,000 | $138,000 | $1,277,000 |
| Not Applicable | 2 | $390,000 | $195,000 | $315,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,294 | $2,161,160,000 | $209,000 | $3,015,000 | $134,000 | $6,694,000 |
| Black or African American | 1,351 | $273,665,000 | $202,000 | $2,005,000 | $87,000 | $1,782,000 |
| Not Provided | 1,314 | $233,910,000 | $178,000 | $5,305,000 | $162,000 | $3,663,000 |
| Hispanic | 821 | $124,815,000 | $152,000 | $1,485,000 | $72,000 | $1,080,000 |
| Asian | 506 | $208,150,000 | $411,000 | $2,535,000 | $202,000 | $1,994,000 |
| Not applicable | 272 | $161,090,000 | $592,000 | $15,205,000 | $0 | $0 |
| American Indian or Alaskan Native | 22 | $4,380,000 | $199,000 | $795,000 | $105,000 | $305,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $965,000 | $107,000 | $305,000 | $45,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,659 | $3,000,215,000 | $219,000 | $15,205,000 | $136,000 | $6,694,000 |
| FHA-insured (Federal Housing Administration) | 730 | $138,660,000 | $189,000 | $935,000 | $66,000 | $328,000 |
| VA-guaranteed (Veterans Administration) | 203 | $55,355,000 | $272,000 | $735,000 | $82,000 | $338,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 99 | $16,895,000 | $170,000 | $405,000 | $61,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,028 | $2,331,170,000 | $232,000 | $15,205,000 | $138,000 | $6,694,000 |
| Application Denied By Financial Institution | 2,731 | $397,395,000 | $145,000 | $3,015,000 | $106,000 | $3,663,000 |
| Application Withdrawn By Applicant | 973 | $242,755,000 | $249,000 | $2,005,000 | $119,000 | $1,464,000 |
| Application Approved But Not Accepted | 513 | $126,465,000 | $246,000 | $1,535,000 | $128,000 | $1,102,000 |
| File Closed For Incompleteness | 425 | $109,985,000 | $258,000 | $2,015,000 | $170,000 | $2,173,000 |
| Loan Purchased By The Institution | 21 | $3,355,000 | $159,000 | $625,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,960 | $2,813,730,000 | $235,000 | $15,205,000 | $137,000 | $6,694,000 |
| Collateral | 806 | $113,580,000 | $140,000 | $2,505,000 | $144,000 | $3,663,000 |
| Credit History | 796 | $82,690,000 | $103,000 | $2,005,000 | $91,000 | $1,286,000 |
| Debt-To-Income Ratio | 790 | $143,700,000 | $181,000 | $3,015,000 | $65,000 | $473,000 |
| Credit Application Incomplete | 134 | $25,450,000 | $189,000 | $1,805,000 | $166,000 | $1,124,000 |
| Other | 117 | $17,165,000 | $146,000 | $2,025,000 | $158,000 | $1,080,000 |
| Unverifiable Information | 69 | $11,505,000 | $166,000 | $735,000 | $125,000 | $510,000 |
| Employment History | 19 | $3,305,000 | $173,000 | $325,000 | $60,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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