Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Fulton Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 17,851 |
| Total Mortgage Loan Application Amount | $5,220,415,000 |
| Average Mortgage Loan Application Amount | $235,200 |
| Highest Mortgage Loan Application Amount | $54,675,000 |
| Average Applicant Income | $158,000 |
| Highest Applicant Income | $8,547,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 2,126 | $ 445,590,000 | $ 209,000 | $ 114,000 |
| York County Pennsylvania | 882 | $ 140,100,000 | $ 158,000 | $ 95,000 |
| Berks County Pennsylvania | 826 | $ 155,470,000 | $ 188,000 | $ 118,000 |
| Sussex County Delaware | 579 | $ 192,835,000 | $ 333,000 | $ 176,000 |
| Baltimore City County Maryland | 524 | $ 91,420,000 | $ 174,000 | $ 130,000 |
| Gloucester County New Jersey | 461 | $ 61,525,000 | $ 133,000 | $ 136,000 |
| Philadelphia County Pennsylvania | 445 | $ 174,995,000 | $ 393,000 | $ 165,000 |
| Northampton County Pennsylvania | 441 | $ 92,405,000 | $ 209,000 | $ 137,000 |
| Howard County Maryland | 438 | $ 183,610,000 | $ 419,000 | $ 204,000 |
| Baltimore County Maryland | 403 | $ 128,185,000 | $ 318,000 | $ 162,000 |
| Lebanon County Pennsylvania | 400 | $ 63,880,000 | $ 159,000 | $ 109,000 |
| Chester County Pennsylvania | 374 | $ 94,160,000 | $ 251,000 | $ 184,000 |
| Dauphin County Pennsylvania | 347 | $ 92,335,000 | $ 266,000 | $ 136,000 |
| Albemarle County Virginia | 347 | $ 180,175,000 | $ 519,000 | $ 243,000 |
| Ocean County New Jersey | 311 | $ 137,595,000 | $ 442,000 | $ 218,000 |
| Montgomery County Maryland | 310 | $ 179,890,000 | $ 580,000 | $ 242,000 |
| Lehigh County Pennsylvania | 303 | $ 71,655,000 | $ 236,000 | $ 200,000 |
| New Castle County Delaware | 296 | $ 130,650,000 | $ 441,000 | $ 180,000 |
| Montgomery County Pennsylvania | 265 | $ 103,655,000 | $ 391,000 | $ 228,000 |
| Virginia Beach County Virginia | 255 | $ 87,565,000 | $ 343,000 | $ 160,000 |
| Prince George's County Maryland | 248 | $ 88,200,000 | $ 355,000 | $ 149,000 |
| Camden County New Jersey | 247 | $ 46,175,000 | $ 186,000 | $ 153,000 |
| Washington County Maryland | 246 | $ 35,810,000 | $ 145,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 243 | $ 129,635,000 | $ 533,000 | $ 216,000 |
| Henrico County Virginia | 239 | $ 89,555,000 | $ 374,000 | $ 198,000 |
| Anne Arundel County Maryland | 224 | $ 80,100,000 | $ 357,000 | $ 197,000 |
| Richmond City County Virginia | 197 | $ 78,225,000 | $ 397,000 | $ 254,000 |
| Cumberland County Pennsylvania | 192 | $ 72,410,000 | $ 377,000 | $ 197,000 |
| Atlantic County New Jersey | 184 | $ 52,880,000 | $ 287,000 | $ 248,000 |
| Bucks County Pennsylvania | 177 | $ 66,695,000 | $ 376,000 | $ 209,000 |
| Middlesex County New Jersey | 174 | $ 58,580,000 | $ 336,000 | $ 180,000 |
| Columbia County Pennsylvania | 162 | $ 24,080,000 | $ 148,000 | $ 93,000 |
| Monmouth County New Jersey | 159 | $ 65,885,000 | $ 414,000 | $ 218,000 |
| Burlington County New Jersey | 158 | $ 42,210,000 | $ 267,000 | $ 160,000 |
| Harford County Maryland | 157 | $ 53,535,000 | $ 340,000 | $ 150,000 |
| Salem County New Jersey | 156 | $ 18,150,000 | $ 116,000 | $ 96,000 |
| Morris County New Jersey | 146 | $ 49,370,000 | $ 338,000 | $ 231,000 |
| Snyder County Pennsylvania | 145 | $ 17,145,000 | $ 118,000 | $ 70,000 |
| Northumberland County Pennsylvania | 142 | $ 14,290,000 | $ 100,000 | $ 78,000 |
| Somerset County New Jersey | 138 | $ 39,460,000 | $ 285,000 | $ 221,000 |
| Delaware County Pennsylvania | 136 | $ 58,590,000 | $ 430,000 | $ 213,000 |
| Chesterfield County Virginia | 134 | $ 53,930,000 | $ 402,000 | $ 238,000 |
| Fairfax County Virginia | 132 | $ 85,210,000 | $ 645,000 | $ 281,000 |
| Schuylkill County Pennsylvania | 110 | $ 13,010,000 | $ 118,000 | $ 93,000 |
| Mercer County New Jersey | 107 | $ 29,135,000 | $ 272,000 | $ 145,000 |
| Chesapeake County Virginia | 107 | $ 29,125,000 | $ 272,000 | $ 172,000 |
| Cecil County Maryland | 105 | $ 27,375,000 | $ 260,000 | $ 164,000 |
| Adams County Pennsylvania | 99 | $ 18,895,000 | $ 190,000 | $ 151,000 |
| Hanover County Virginia | 99 | $ 37,425,000 | $ 378,000 | $ 195,000 |
| Warren County New Jersey | 93 | $ 13,025,000 | $ 140,000 | $ 121,000 |
| Franklin County Pennsylvania | 90 | $ 18,190,000 | $ 202,000 | $ 109,000 |
| Charlottesville County Virginia | 88 | $ 33,930,000 | $ 385,000 | $ 211,000 |
| Louisa County Virginia | 86 | $ 31,950,000 | $ 371,000 | $ 171,000 |
| Carroll County Maryland | 85 | $ 29,405,000 | $ 345,000 | $ 175,000 |
| Frederick County Maryland | 85 | $ 26,385,000 | $ 310,000 | $ 145,000 |
| Cape May County New Jersey | 82 | $ 40,710,000 | $ 496,000 | $ 364,000 |
| Kent County Delaware | 78 | $ 23,240,000 | $ 297,000 | $ 106,000 |
| Hunterdon County New Jersey | 75 | $ 18,165,000 | $ 242,000 | $ 211,000 |
| Montour County Pennsylvania | 75 | $ 17,375,000 | $ 231,000 | $ 195,000 |
| Norfolk County Virginia | 75 | $ 22,395,000 | $ 298,000 | $ 120,000 |
| Union County Pennsylvania | 68 | $ 11,030,000 | $ 162,000 | $ 136,000 |
| James City County Virginia | 67 | $ 25,085,000 | $ 374,000 | $ 153,000 |
| Greene County Virginia | 61 | $ 20,575,000 | $ 337,000 | $ 130,000 |
| Essex County New Jersey | 60 | $ 23,750,000 | $ 395,000 | $ 209,000 |
| Goochland County Virginia | 60 | $ 36,050,000 | $ 600,000 | $ 283,000 |
| Bergen County New Jersey | 56 | $ 47,960,000 | $ 856,000 | $ 497,000 |
| Cumberland County New Jersey | 56 | $ 6,420,000 | $ 114,000 | $ 93,000 |
| Union County New Jersey | 52 | $ 25,010,000 | $ 480,000 | $ 241,000 |
| Sussex County New Jersey | 50 | $ 8,610,000 | $ 172,000 | $ 110,000 |
| Centre County Pennsylvania | 50 | $ 9,670,000 | $ 193,000 | $ 365,000 |
| Worcester County Maryland | 45 | $ 15,225,000 | $ 338,000 | $ 275,000 |
| Fluvanna County Virginia | 42 | $ 11,020,000 | $ 262,000 | $ 109,000 |
| Newport News County Virginia | 42 | $ 7,830,000 | $ 186,000 | $ 95,000 |
| York County Virginia | 41 | $ 16,515,000 | $ 402,000 | $ 198,000 |
| Loudoun County Virginia | 39 | $ 18,815,000 | $ 482,000 | $ 423,000 |
| Orange County Virginia | 36 | $ 9,060,000 | $ 251,000 | $ 96,000 |
| Arlington County Virginia | 32 | $ 28,380,000 | $ 886,000 | $ 470,000 |
| Lycoming County Pennsylvania | 31 | $ 3,975,000 | $ 128,000 | $ 137,000 |
| Passaic County New Jersey | 29 | $ 9,085,000 | $ 313,000 | $ 160,000 |
| Madison County Virginia | 29 | $ 8,925,000 | $ 307,000 | $ 137,000 |
| Hampton County Virginia | 28 | $ 4,580,000 | $ 163,000 | $ 92,000 |
| Monroe County Pennsylvania | 27 | $ 3,385,000 | $ 125,000 | $ 110,000 |
| Culpeper County Virginia | 26 | $ 8,020,000 | $ 308,000 | $ 120,000 |
| Nelson County Virginia | 26 | $ 9,610,000 | $ 369,000 | $ 144,000 |
| Portsmouth County Virginia | 26 | $ 3,870,000 | $ 148,000 | $ 70,000 |
| Luzerne County Pennsylvania | 25 | $ 5,245,000 | $ 209,000 | $ 127,000 |
| New Kent County Virginia | 25 | $ 9,115,000 | $ 364,000 | $ 135,000 |
| Spotsylvania County Virginia | 24 | $ 11,330,000 | $ 472,000 | $ 202,000 |
| Hudson County New Jersey | 23 | $ 13,265,000 | $ 576,000 | $ 270,000 |
| Suffolk County Virginia | 23 | $ 9,025,000 | $ 392,000 | $ 202,000 |
| Juniata County Pennsylvania | 20 | $ 2,370,000 | $ 118,000 | $ 69,000 |
| Perry County Pennsylvania | 20 | $ 3,920,000 | $ 196,000 | $ 152,000 |
| Lancaster County Virginia | 20 | $ 9,390,000 | $ 469,000 | $ 372,000 |
| Wicomico County Maryland | 18 | $ 4,440,000 | $ 246,000 | $ 103,000 |
| Prince William County Virginia | 18 | $ 7,310,000 | $ 406,000 | $ 187,000 |
| Gloucester County Virginia | 17 | $ 6,425,000 | $ 377,000 | $ 111,000 |
| Carbon County Pennsylvania | 16 | $ 2,380,000 | $ 148,000 | $ 201,000 |
| Queen Anne's County Maryland | 15 | $ 6,425,000 | $ 428,000 | $ 253,000 |
| Charles County Maryland | 14 | $ 17,250,000 | $ 1,232,000 | $ 104,000 |
| Talbot County Maryland | 14 | $ 5,320,000 | $ 380,000 | $ 211,000 |
| Alexandria County Virginia | 14 | $ 12,060,000 | $ 861,000 | $ 266,000 |
| Powhatan County Virginia | 14 | $ 6,970,000 | $ 497,000 | $ 238,000 |
| Berkeley County West Virginia | 14 | $ 2,410,000 | $ 172,000 | $ 78,000 |
| Fauquier County Virginia | 13 | $ 3,945,000 | $ 303,000 | $ 85,000 |
| Currituck County North Carolina | 12 | $ 3,630,000 | $ 302,000 | $ 96,000 |
| Petersburg County Virginia | 12 | $ 1,710,000 | $ 142,000 | $ 60,000 |
| Palm Beach County Florida | 11 | $ 10,905,000 | $ 991,000 | $ 1,747,000 |
| Dare County North Carolina | 11 | $ 2,765,000 | $ 251,000 | $ 229,000 |
| Stafford County Virginia | 11 | $ 5,065,000 | $ 460,000 | $ 222,000 |
| Kent County Maryland | 10 | $ 3,550,000 | $ 355,000 | $ 117,000 |
| Middlesex County Virginia | 10 | $ 3,430,000 | $ 343,000 | $ 151,000 |
| Augusta County Virginia | 9 | $ 3,065,000 | $ 340,000 | $ 228,000 |
| Isle of Wight County Virginia | 9 | $ 3,205,000 | $ 356,000 | $ 107,000 |
| Poquoson County Virginia | 9 | $ 3,295,000 | $ 366,000 | $ 114,000 |
| Huntingdon County Pennsylvania | 8 | $ 850,000 | $ 106,000 | $ 291,000 |
| Lackawanna County Pennsylvania | 8 | $ 1,840,000 | $ 230,000 | $ 137,000 |
| Mifflin County Pennsylvania | 8 | $ 640,000 | $ 80,000 | $ 46,000 |
| Pike County Pennsylvania | 8 | $ 2,080,000 | $ 260,000 | $ 173,000 |
| Caroline County Maryland | 7 | $ 2,025,000 | $ 289,000 | $ 102,000 |
| Mathews County Virginia | 7 | $ 2,665,000 | $ 380,000 | $ 277,000 |
| Northumberland County Virginia | 7 | $ 3,295,000 | $ 470,000 | $ 146,000 |
| Lee County Florida | 6 | $ 2,240,000 | $ 373,000 | $ 198,000 |
| Garrett County Maryland | 6 | $ 3,190,000 | $ 531,000 | $ 190,000 |
| St. Mary's County Maryland | 6 | $ 1,900,000 | $ 316,000 | $ 99,000 |
| Allegheny County Pennsylvania | 6 | $ 2,370,000 | $ 395,000 | $ 158,000 |
| King William County Virginia | 6 | $ 2,260,000 | $ 376,000 | $ 315,000 |
| Northampton County Virginia | 6 | $ 2,620,000 | $ 436,000 | $ 261,000 |
| Williamsburg County Virginia | 6 | $ 1,320,000 | $ 220,000 | $ 67,000 |
| Jefferson County West Virginia | 6 | $ 1,640,000 | $ 273,000 | $ 195,000 |
| Martin County Florida | 5 | $ 1,695,000 | $ 339,000 | $ 231,000 |
| Dorchester County Maryland | 5 | $ 1,405,000 | $ 281,000 | $ 347,000 |
| Accomack County Virginia | 5 | $ 1,535,000 | $ 307,000 | $ 96,000 |
| King and Queen County Virginia | 5 | $ 1,365,000 | $ 273,000 | $ 71,000 |
| Rockingham County Virginia | 5 | $ 2,035,000 | $ 407,000 | $ 287,000 |
| Staunton County Virginia | 5 | $ 785,000 | $ 157,000 | $ 73,000 |
| Warren County Virginia | 5 | $ 3,245,000 | $ 649,000 | $ 357,000 |
| Broward County Florida | 4 | $ 2,410,000 | $ 602,000 | $ 519,000 |
| Fulton County Georgia | 4 | $ 140,000 | $ 35,000 | $ 1,283,000 |
| Calvert County Maryland | 4 | $ 1,210,000 | $ 302,000 | $ 115,000 |
| Blair County Pennsylvania | 4 | $ 410,000 | $ 102,000 | $ 32,000 |
| Cambria County Pennsylvania | 4 | $ 460,000 | $ 115,000 | $ 79,000 |
| Fulton County Pennsylvania | 4 | $ 740,000 | $ 185,000 | $ 83,000 |
| Amelia County Virginia | 4 | $ 1,820,000 | $ 455,000 | $ 196,000 |
| Caroline County Virginia | 4 | $ 1,780,000 | $ 445,000 | $ 124,000 |
| Colonial Heights County Virginia | 4 | $ 850,000 | $ 212,000 | $ 55,000 |
| Falls Church County Virginia | 4 | $ 2,420,000 | $ 605,000 | $ 309,000 |
| Franklin County Virginia | 4 | $ 2,440,000 | $ 610,000 | $ 266,000 |
| Frederick County Virginia | 4 | $ 1,900,000 | $ 475,000 | $ 203,000 |
| Manatee County Florida | 3 | $ 1,435,000 | $ 478,000 | $ 251,000 |
| Mecklenburg County North Carolina | 3 | $ 1,405,000 | $ 468,000 | $ 227,000 |
| Clearfield County Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 114,000 |
| Sullivan County Pennsylvania | 3 | $ 1,195,000 | $ 398,000 | $ 247,000 |
| Bedford County Virginia | 3 | $ 1,815,000 | $ 605,000 | $ 252,000 |
| Buckingham County Virginia | 3 | $ 465,000 | $ 155,000 | $ 30,000 |
| Greensville County Virginia | 3 | $ 275,000 | $ 91,000 | $ 25,000 |
| Manassas County Virginia | 3 | $ 465,000 | $ 155,000 | $ 68,000 |
| Montgomery County Virginia | 3 | $ 1,165,000 | $ 388,000 | $ 162,000 |
| Miami-Dade County Florida | 2 | $ 1,140,000 | $ 570,000 | $ 699,000 |
| Osceola County Florida | 2 | $ 1,990,000 | $ 995,000 | $ 1,435,000 |
| Somerset County Maryland | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| Camden County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Bradford County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Clinton County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 30,000 |
| McKean County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 82,000 |
| Potter County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Wayne County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 197,000 |
| Westmoreland County Pennsylvania | 2 | $ 1,340,000 | $ 670,000 | $ 483,000 |
| Wyoming County Pennsylvania | 2 | $ 1,150,000 | $ 575,000 | $ 400,000 |
| Cumberland County Virginia | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| Essex County Virginia | 2 | $ 2,000,000 | $ 1,000,000 | $ 807,000 |
| Halifax County Virginia | 2 | $ 110,000 | $ 55,000 | $ 104,000 |
| Hopewell County Virginia | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Prince George County Virginia | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Rappahannock County Virginia | 2 | $ 590,000 | $ 295,000 | $ 91,000 |
| Roanoke City County Virginia | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Waynesboro County Virginia | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Westmoreland County Virginia | 2 | $ 480,000 | $ 240,000 | $ 132,000 |
| Pima County Arizona | 1 | $ 285,000 | $ 285,000 | $ 53,000 |
| Los Angeles County California | 1 | $ 155,000 | $ 155,000 | $ 396,000 |
| Brevard County Florida | 1 | $ 995,000 | $ 995,000 | $ 375,000 |
| Charlotte County Florida | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 227,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Lake County Florida | 1 | $ 215,000 | $ 215,000 | $ 223,000 |
| Monroe County Florida | 1 | $ 1,075,000 | $ 1,075,000 | $ 639,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Polk County Florida | 1 | $ 1,285,000 | $ 1,285,000 | $ 874,000 |
| St. Lucie County Florida | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Allegany County Maryland | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Plymouth County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 324,000 |
| Kent County Michigan | 1 | $ 15,000 | $ 15,000 | $ 3,600,000 |
| Belknap County New Hampshire | 1 | $ 1,145,000 | $ 1,145,000 | $ 676,000 |
| Bronx County New York | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Onondaga County New York | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Westchester County New York | 1 | $ 505,000 | $ 505,000 | $ 410,000 |
| Brunswick County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 376,000 |
| Cabarrus County North Carolina | 1 | $ 815,000 | $ 815,000 | $ 300,000 |
| Carteret County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 138,000 |
| Chowan County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 2,220,000 |
| Forsyth County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 288,000 |
| Guilford County North Carolina | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Iredell County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 225,000 |
| Pasquotank County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Rutherford County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 600,000 |
| Wake County North Carolina | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,113,000 |
| Comanche County Oklahoma | 1 | $ 2,005,000 | $ 2,005,000 | $ 330,000 |
| Washington County Oregon | 1 | $ 25,000 | $ 25,000 | $ 11,000 |
| Armstrong County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Bedford County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 590,000 |
| Clarion County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Fayette County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Jefferson County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Susquehanna County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 459,000 |
| Tioga County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 911,000 |
| Venango County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Bristol County Rhode Island | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Jefferson County Texas | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Summit County Utah | 1 | $ 7,125,000 | $ 7,125,000 | $ 8,547,000 |
| Alleghany County Virginia | 1 | $ 345,000 | $ 345,000 | $ 242,000 |
| Amherst County Virginia | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Botetourt County Virginia | 1 | $ 395,000 | $ 395,000 | $ 205,000 |
| Brunswick County Virginia | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Campbell County Virginia | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Craig County Virginia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Dinwiddie County Virginia | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| King George County Virginia | 1 | $ 155,000 | $ 155,000 | $ 336,000 |
| Lynchburg County Virginia | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Mecklenburg County Virginia | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Radford County Virginia | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Roanoke County Virginia | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| Rockbridge County Virginia | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Southampton County Virginia | 1 | $ 225,000 | $ 225,000 | $ 30,000 |
| Winchester County Virginia | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Greenbrier County West Virginia | 1 | $ 635,000 | $ 635,000 | $ 896,000 |
| Morgan County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 1,207,000 |
| Randolph County West Virginia | 1 | $ 525,000 | $ 525,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,912 | $2,947,310,000 | $372,000 | $54,675,000 | $171,000 | $8,547,000 |
| Refinancing | 4,851 | $1,464,565,000 | $301,000 | $23,005,000 | $169,000 | $7,667,000 |
| Home Improvement | 2,288 | $233,500,000 | $102,000 | $2,005,000 | $144,000 | $3,838,000 |
| Cash-out Refinancing | 1,473 | $426,085,000 | $289,000 | $2,325,000 | $156,000 | $2,500,000 |
| Other Purpose | 1,327 | $148,955,000 | $112,000 | $2,005,000 | $150,000 | $5,169,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,027 | $3,262,645,000 | $271,000 | $7,125,000 | $165,000 | $8,547,000 |
| Black or African American | 1,877 | $460,175,000 | $245,000 | $2,645,000 | $122,000 | $5,169,000 |
| Not Provided | 1,396 | $435,390,000 | $311,000 | $2,045,000 | $209,000 | $4,987,000 |
| Hispanic | 1,064 | $203,280,000 | $191,000 | $1,605,000 | $93,000 | $2,044,000 |
| Asian | 792 | $324,580,000 | $409,000 | $2,365,000 | $248,000 | $6,586,000 |
| Not applicable | 519 | $455,895,000 | $878,000 | $54,675,000 | $0 | $0 |
| American Indian or Alaskan Native | 44 | $9,390,000 | $213,000 | $645,000 | $194,000 | $3,696,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,885,000 | $262,000 | $565,000 | $106,000 | $282,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,931 | $5,006,735,000 | $295,000 | $54,675,000 | $169,000 | $8,547,000 |
| FHA-insured (Federal Housing Administration) | 698 | $148,440,000 | $212,000 | $665,000 | $66,000 | $1,506,000 |
| VA-guaranteed (Veterans Administration) | 155 | $51,275,000 | $330,000 | $1,425,000 | $91,000 | $505,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $13,965,000 | $208,000 | $365,000 | $61,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,888 | $3,566,960,000 | $300,000 | $54,675,000 | $160,000 | $8,547,000 |
| Application Denied By Financial Institution | 2,723 | $590,425,000 | $216,000 | $4,015,000 | $128,000 | $5,614,000 |
| Application Withdrawn By Applicant | 1,893 | $618,745,000 | $326,000 | $18,005,000 | $235,000 | $7,890,000 |
| File Closed For Incompleteness | 904 | $260,120,000 | $287,000 | $2,405,000 | $172,000 | $5,245,000 |
| Application Approved But Not Accepted | 253 | $55,555,000 | $219,000 | $1,905,000 | $162,000 | $2,421,000 |
| Loan Purchased By The Institution | 190 | $128,610,000 | $676,000 | $1,945,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,128 | $4,629,990,000 | $306,000 | $54,675,000 | $170,000 | $8,547,000 |
| Debt-To-Income Ratio | 858 | $202,480,000 | $235,000 | $2,045,000 | $77,000 | $1,182,000 |
| Credit History | 767 | $115,415,000 | $150,000 | $1,895,000 | $128,000 | $2,969,000 |
| Collateral | 617 | $130,195,000 | $211,000 | $3,005,000 | $154,000 | $2,220,000 |
| Credit Application Incomplete | 202 | $86,720,000 | $429,000 | $4,015,000 | $212,000 | $5,614,000 |
| Other | 171 | $31,345,000 | $183,000 | $1,425,000 | $239,000 | $3,838,000 |
| Unverifiable Information | 83 | $20,255,000 | $244,000 | $975,000 | $124,000 | $650,000 |
| Employment History | 25 | $4,015,000 | $160,000 | $445,000 | $86,000 | $726,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.