Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Fulton Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 9,171 |
| Total Mortgage Loan Application Amount | $2,725,005,000 |
| Average Mortgage Loan Application Amount | $243,400 |
| Highest Mortgage Loan Application Amount | $28,505,000 |
| Average Applicant Income | $167,600 |
| Highest Applicant Income | $7,663,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 1,098 | $ 204,630,000 | $ 186,000 | $ 131,000 |
| York County Pennsylvania | 443 | $ 74,165,000 | $ 167,000 | $ 104,000 |
| Berks County Pennsylvania | 439 | $ 67,465,000 | $ 153,000 | $ 119,000 |
| Philadelphia County Pennsylvania | 358 | $ 93,380,000 | $ 260,000 | $ 154,000 |
| Ocean County New Jersey | 269 | $ 152,425,000 | $ 566,000 | $ 336,000 |
| Sussex County Delaware | 265 | $ 79,635,000 | $ 300,000 | $ 197,000 |
| Gloucester County New Jersey | 259 | $ 30,475,000 | $ 117,000 | $ 117,000 |
| Baltimore City County Maryland | 249 | $ 45,805,000 | $ 183,000 | $ 123,000 |
| Lebanon County Pennsylvania | 238 | $ 35,540,000 | $ 149,000 | $ 112,000 |
| Chester County Pennsylvania | 219 | $ 62,675,000 | $ 286,000 | $ 209,000 |
| Northampton County Pennsylvania | 213 | $ 40,745,000 | $ 191,000 | $ 155,000 |
| New Castle County Delaware | 184 | $ 54,050,000 | $ 293,000 | $ 162,000 |
| Dauphin County Pennsylvania | 183 | $ 36,965,000 | $ 201,000 | $ 141,000 |
| Albemarle County Virginia | 181 | $ 102,695,000 | $ 567,000 | $ 297,000 |
| Howard County Maryland | 169 | $ 80,435,000 | $ 475,000 | $ 331,000 |
| Camden County New Jersey | 156 | $ 24,740,000 | $ 158,000 | $ 139,000 |
| Baltimore County Maryland | 152 | $ 53,420,000 | $ 351,000 | $ 229,000 |
| Lehigh County Pennsylvania | 150 | $ 32,210,000 | $ 214,000 | $ 151,000 |
| Washington County Maryland | 128 | $ 16,300,000 | $ 127,000 | $ 104,000 |
| Montgomery County Maryland | 122 | $ 74,030,000 | $ 606,000 | $ 372,000 |
| District of Columbia County District Of Columbia | 117 | $ 73,705,000 | $ 629,000 | $ 306,000 |
| Snyder County Pennsylvania | 102 | $ 11,240,000 | $ 110,000 | $ 77,000 |
| Montgomery County Pennsylvania | 101 | $ 42,255,000 | $ 418,000 | $ 231,000 |
| Morris County New Jersey | 100 | $ 32,830,000 | $ 328,000 | $ 243,000 |
| Atlantic County New Jersey | 98 | $ 25,700,000 | $ 262,000 | $ 225,000 |
| Salem County New Jersey | 93 | $ 10,655,000 | $ 114,000 | $ 108,000 |
| Delaware County Pennsylvania | 91 | $ 24,785,000 | $ 272,000 | $ 226,000 |
| Burlington County New Jersey | 89 | $ 16,165,000 | $ 181,000 | $ 172,000 |
| Northumberland County Pennsylvania | 87 | $ 9,565,000 | $ 109,000 | $ 94,000 |
| Prince George's County Maryland | 85 | $ 40,295,000 | $ 474,000 | $ 186,000 |
| Fairfax County Virginia | 80 | $ 58,070,000 | $ 725,000 | $ 454,000 |
| Monmouth County New Jersey | 79 | $ 41,515,000 | $ 525,000 | $ 319,000 |
| Middlesex County New Jersey | 77 | $ 39,105,000 | $ 507,000 | $ 260,000 |
| Bucks County Pennsylvania | 77 | $ 31,775,000 | $ 412,000 | $ 304,000 |
| Virginia Beach County Virginia | 77 | $ 54,315,000 | $ 705,000 | $ 257,000 |
| Anne Arundel County Maryland | 75 | $ 28,145,000 | $ 375,000 | $ 262,000 |
| Schuylkill County Pennsylvania | 75 | $ 9,595,000 | $ 127,000 | $ 117,000 |
| Somerset County New Jersey | 71 | $ 27,455,000 | $ 386,000 | $ 296,000 |
| Henrico County Virginia | 71 | $ 32,305,000 | $ 455,000 | $ 245,000 |
| Columbia County Pennsylvania | 68 | $ 10,410,000 | $ 153,000 | $ 109,000 |
| Harford County Maryland | 66 | $ 25,280,000 | $ 383,000 | $ 184,000 |
| Cumberland County Pennsylvania | 61 | $ 20,395,000 | $ 334,000 | $ 144,000 |
| Warren County New Jersey | 59 | $ 9,195,000 | $ 155,000 | $ 121,000 |
| Mercer County New Jersey | 57 | $ 17,025,000 | $ 298,000 | $ 243,000 |
| Richmond City County Virginia | 55 | $ 24,795,000 | $ 450,000 | $ 224,000 |
| Chesterfield County Virginia | 52 | $ 24,700,000 | $ 475,000 | $ 250,000 |
| Kent County Delaware | 51 | $ 10,845,000 | $ 212,000 | $ 101,000 |
| Newport News County Virginia | 49 | $ 19,385,000 | $ 395,000 | $ 138,000 |
| Hunterdon County New Jersey | 48 | $ 14,300,000 | $ 297,000 | $ 224,000 |
| Cecil County Maryland | 47 | $ 11,585,000 | $ 246,000 | $ 166,000 |
| Lycoming County Pennsylvania | 46 | $ 8,590,000 | $ 186,000 | $ 130,000 |
| Frederick County Maryland | 44 | $ 15,630,000 | $ 355,000 | $ 183,000 |
| Carroll County Maryland | 42 | $ 16,670,000 | $ 396,000 | $ 270,000 |
| Union County New Jersey | 40 | $ 18,780,000 | $ 469,000 | $ 347,000 |
| Cape May County New Jersey | 39 | $ 22,405,000 | $ 574,000 | $ 531,000 |
| Charlottesville County Virginia | 38 | $ 19,990,000 | $ 526,000 | $ 229,000 |
| Hanover County Virginia | 37 | $ 13,485,000 | $ 364,000 | $ 237,000 |
| James City County Virginia | 37 | $ 15,615,000 | $ 422,000 | $ 229,000 |
| Norfolk County Virginia | 37 | $ 13,245,000 | $ 357,000 | $ 168,000 |
| Bergen County New Jersey | 35 | $ 31,545,000 | $ 901,000 | $ 478,000 |
| Montour County Pennsylvania | 35 | $ 6,535,000 | $ 186,000 | $ 117,000 |
| Sussex County New Jersey | 33 | $ 5,895,000 | $ 178,000 | $ 168,000 |
| Cumberland County New Jersey | 30 | $ 5,180,000 | $ 172,000 | $ 104,000 |
| Franklin County Pennsylvania | 30 | $ 7,050,000 | $ 235,000 | $ 124,000 |
| Greene County Virginia | 30 | $ 11,200,000 | $ 373,000 | $ 161,000 |
| Union County Pennsylvania | 29 | $ 4,765,000 | $ 164,000 | $ 147,000 |
| Adams County Pennsylvania | 26 | $ 4,790,000 | $ 184,000 | $ 94,000 |
| Luzerne County Pennsylvania | 26 | $ 3,750,000 | $ 144,000 | $ 121,000 |
| Kent County Maryland | 23 | $ 8,635,000 | $ 375,000 | $ 189,000 |
| Essex County New Jersey | 23 | $ 9,335,000 | $ 405,000 | $ 583,000 |
| Monroe County Pennsylvania | 22 | $ 3,080,000 | $ 140,000 | $ 168,000 |
| Culpeper County Virginia | 22 | $ 7,690,000 | $ 349,000 | $ 135,000 |
| Louisa County Virginia | 22 | $ 8,790,000 | $ 399,000 | $ 185,000 |
| Chesapeake County Virginia | 21 | $ 3,165,000 | $ 150,000 | $ 177,000 |
| Loudoun County Virginia | 20 | $ 12,090,000 | $ 604,000 | $ 282,000 |
| Passaic County New Jersey | 19 | $ 10,285,000 | $ 541,000 | $ 462,000 |
| Juniata County Pennsylvania | 19 | $ 2,045,000 | $ 107,000 | $ 70,000 |
| Madison County Virginia | 19 | $ 6,885,000 | $ 362,000 | $ 183,000 |
| Spotsylvania County Virginia | 19 | $ 9,895,000 | $ 520,000 | $ 249,000 |
| Worcester County Maryland | 18 | $ 6,860,000 | $ 381,000 | $ 261,000 |
| Gloucester County Virginia | 18 | $ 5,750,000 | $ 319,000 | $ 247,000 |
| Orange County Virginia | 18 | $ 4,090,000 | $ 227,000 | $ 108,000 |
| York County Virginia | 17 | $ 8,135,000 | $ 478,000 | $ 235,000 |
| Goochland County Virginia | 16 | $ 13,360,000 | $ 835,000 | $ 339,000 |
| Centre County Pennsylvania | 15 | $ 3,075,000 | $ 205,000 | $ 91,000 |
| Prince William County Virginia | 15 | $ 4,545,000 | $ 303,000 | $ 254,000 |
| Perry County Pennsylvania | 13 | $ 1,695,000 | $ 130,000 | $ 174,000 |
| Portsmouth County Virginia | 13 | $ 2,465,000 | $ 189,000 | $ 68,000 |
| Charles County Maryland | 12 | $ 4,020,000 | $ 335,000 | $ 164,000 |
| Mifflin County Pennsylvania | 12 | $ 1,200,000 | $ 100,000 | $ 84,000 |
| Fluvanna County Virginia | 12 | $ 3,720,000 | $ 310,000 | $ 126,000 |
| Hampton County Virginia | 12 | $ 2,370,000 | $ 197,000 | $ 62,000 |
| Powhatan County Virginia | 12 | $ 6,400,000 | $ 533,000 | $ 189,000 |
| Nelson County Virginia | 11 | $ 4,665,000 | $ 424,000 | $ 246,000 |
| New Kent County Virginia | 11 | $ 4,045,000 | $ 367,000 | $ 135,000 |
| Queen Anne's County Maryland | 10 | $ 3,600,000 | $ 360,000 | $ 279,000 |
| Hudson County New Jersey | 10 | $ 4,740,000 | $ 474,000 | $ 155,000 |
| Carbon County Pennsylvania | 10 | $ 2,590,000 | $ 259,000 | $ 198,000 |
| Dorchester County Maryland | 9 | $ 3,425,000 | $ 380,000 | $ 169,000 |
| Mecklenburg County North Carolina | 9 | $ 9,395,000 | $ 1,043,000 | $ 581,000 |
| Suffolk County Virginia | 9 | $ 1,885,000 | $ 209,000 | $ 82,000 |
| Berkeley County West Virginia | 8 | $ 1,240,000 | $ 155,000 | $ 100,000 |
| Currituck County North Carolina | 7 | $ 8,605,000 | $ 1,229,000 | $ 241,000 |
| Wake County North Carolina | 7 | $ 5,535,000 | $ 790,000 | $ 228,000 |
| Allegheny County Pennsylvania | 7 | $ 3,275,000 | $ 467,000 | $ 235,000 |
| Pike County Pennsylvania | 7 | $ 1,895,000 | $ 270,000 | $ 237,000 |
| Stafford County Virginia | 7 | $ 5,745,000 | $ 820,000 | $ 303,000 |
| Caroline County Maryland | 6 | $ 1,580,000 | $ 263,000 | $ 107,000 |
| Arlington County Virginia | 6 | $ 5,400,000 | $ 900,000 | $ 491,000 |
| Lancaster County Virginia | 6 | $ 2,540,000 | $ 423,000 | $ 224,000 |
| Northampton County Virginia | 6 | $ 2,700,000 | $ 450,000 | $ 168,000 |
| Rappahannock County Virginia | 6 | $ 4,210,000 | $ 701,000 | $ 151,000 |
| Talbot County Maryland | 5 | $ 1,985,000 | $ 397,000 | $ 159,000 |
| Huntingdon County Pennsylvania | 5 | $ 755,000 | $ 151,000 | $ 174,000 |
| Accomack County Virginia | 5 | $ 1,255,000 | $ 251,000 | $ 116,000 |
| Montgomery County Virginia | 5 | $ 2,875,000 | $ 575,000 | $ 322,000 |
| Page County Virginia | 5 | $ 2,345,000 | $ 469,000 | $ 183,000 |
| Rockingham County Virginia | 5 | $ 3,685,000 | $ 737,000 | $ 306,000 |
| Calvert County Maryland | 4 | $ 930,000 | $ 232,000 | $ 98,000 |
| St. Mary's County Maryland | 4 | $ 1,140,000 | $ 285,000 | $ 148,000 |
| Lackawanna County Pennsylvania | 4 | $ 760,000 | $ 190,000 | $ 131,000 |
| Alexandria County Virginia | 4 | $ 2,310,000 | $ 577,000 | $ 328,000 |
| Bedford County Virginia | 4 | $ 1,580,000 | $ 395,000 | $ 257,000 |
| Buckingham County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 63,000 |
| Colonial Heights County Virginia | 4 | $ 320,000 | $ 80,000 | $ 63,000 |
| Poquoson County Virginia | 4 | $ 1,410,000 | $ 352,000 | $ 348,000 |
| Polk County Florida | 3 | $ 695,000 | $ 231,000 | $ 491,000 |
| Somerset County Maryland | 3 | $ 725,000 | $ 241,000 | $ 127,000 |
| Dare County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 218,000 |
| Pender County North Carolina | 3 | $ 3,315,000 | $ 1,105,000 | $ 640,000 |
| Blair County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 68,000 |
| Charleston County South Carolina | 3 | $ 2,745,000 | $ 915,000 | $ 371,000 |
| Horry County South Carolina | 3 | $ 655,000 | $ 218,000 | $ 52,000 |
| Amherst County Virginia | 3 | $ 815,000 | $ 271,000 | $ 113,000 |
| Augusta County Virginia | 3 | $ 2,185,000 | $ 728,000 | $ 358,000 |
| Frederick County Virginia | 3 | $ 1,665,000 | $ 555,000 | $ 240,000 |
| Hopewell County Virginia | 3 | $ 525,000 | $ 175,000 | $ 180,000 |
| Isle of Wight County Virginia | 3 | $ 665,000 | $ 221,000 | $ 118,000 |
| Mathews County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 209,000 |
| Prince George County Virginia | 3 | $ 605,000 | $ 201,000 | $ 192,000 |
| Roanoke County Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 227,000 |
| Morgan County West Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 107,000 |
| Charlotte County Florida | 2 | $ 610,000 | $ 305,000 | $ 404,000 |
| Collier County Florida | 2 | $ 590,000 | $ 295,000 | $ 1,127,000 |
| Manatee County Florida | 2 | $ 560,000 | $ 280,000 | $ 222,000 |
| Palm Beach County Florida | 2 | $ 1,430,000 | $ 715,000 | $ 1,074,000 |
| St. Lucie County Florida | 2 | $ 960,000 | $ 480,000 | $ 852,000 |
| Garrett County Maryland | 2 | $ 1,310,000 | $ 655,000 | $ 476,000 |
| Rockland County New York | 2 | $ 600,000 | $ 300,000 | $ 424,000 |
| Pasquotank County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 71,000 |
| Bedford County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 139,000 |
| Cambria County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 86,000 |
| Erie County Pennsylvania | 2 | $ 1,740,000 | $ 870,000 | $ 291,000 |
| Potter County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 117,000 |
| Sullivan County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 220,000 |
| Wayne County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 177,000 |
| Amelia County Virginia | 2 | $ 850,000 | $ 425,000 | $ 154,000 |
| Fairfax City County Virginia | 2 | $ 860,000 | $ 430,000 | $ 275,000 |
| Falls Church County Virginia | 2 | $ 1,950,000 | $ 975,000 | $ 639,000 |
| Fauquier County Virginia | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Harrisonburg County Virginia | 2 | $ 28,780,000 | $ 14,390,000 | $ 82,000 |
| Lynchburg County Virginia | 2 | $ 1,020,000 | $ 510,000 | $ 315,000 |
| Manassas County Virginia | 2 | $ 370,000 | $ 185,000 | $ 90,000 |
| Northumberland County Virginia | 2 | $ 780,000 | $ 390,000 | $ 340,000 |
| Petersburg County Virginia | 2 | $ 180,000 | $ 90,000 | $ 18,000 |
| Southampton County Virginia | 2 | $ 160,000 | $ 80,000 | $ 56,000 |
| Staunton County Virginia | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Warren County Virginia | 2 | $ 840,000 | $ 420,000 | $ 152,000 |
| Waynesboro County Virginia | 2 | $ 690,000 | $ 345,000 | $ 129,000 |
| Westmoreland County Virginia | 2 | $ 580,000 | $ 290,000 | $ 293,000 |
| Jefferson County West Virginia | 2 | $ 410,000 | $ 205,000 | $ 201,000 |
| Los Angeles County California | 1 | $ 105,000 | $ 105,000 | $ 178,000 |
| Bay County Florida | 1 | $ 585,000 | $ 585,000 | $ 308,000 |
| Highlands County Florida | 1 | $ 225,000 | $ 225,000 | $ 229,000 |
| Hillsborough County Florida | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Jefferson County Florida | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Lee County Florida | 1 | $ 355,000 | $ 355,000 | $ 835,000 |
| Monroe County Florida | 1 | $ 1,425,000 | $ 1,425,000 | $ 556,000 |
| Pinellas County Florida | 1 | $ 745,000 | $ 745,000 | $ 957,000 |
| Walton County Florida | 1 | $ 2,505,000 | $ 2,505,000 | $ 646,000 |
| Lincoln County Idaho | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Aroostook County Maine | 1 | $ 255,000 | $ 255,000 | $ 329,000 |
| Cumberland County Maine | 1 | $ 605,000 | $ 605,000 | $ 576,000 |
| Orange County New York | 1 | $ 745,000 | $ 745,000 | $ 276,000 |
| Catawba County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 280,000 |
| Duplin County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 356,000 |
| Durham County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 178,000 |
| Gaston County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 354,000 |
| Gates County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Johnston County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Lee County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 349,000 |
| New Hanover County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Warren County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 887,000 |
| Butler County Ohio | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Delaware County Ohio | 1 | $ 725,000 | $ 725,000 | $ 270,000 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Warren County Ohio | 1 | $ 525,000 | $ 525,000 | $ 1,320,000 |
| Beaver County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 168,000 |
| Clearfield County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Clinton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Crawford County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Fulton County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 110,000 |
| McKean County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Somerset County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Venango County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Wyoming County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Newport County Rhode Island | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 885,000 | $ 885,000 | $ 506,000 |
| Berkeley County South Carolina | 1 | $ 2,245,000 | $ 2,245,000 | $ 665,000 |
| Florence County South Carolina | 1 | $ 635,000 | $ 635,000 | $ 408,000 |
| Greenville County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Caroline County Virginia | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Charles City County Virginia | 1 | $ 655,000 | $ 655,000 | $ 247,000 |
| Essex County Virginia | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Franklin County Virginia | 1 | $ 225,000 | $ 225,000 | $ 290,000 |
| King William County Virginia | 1 | $ 365,000 | $ 365,000 | $ 82,000 |
| Manassas Park County Virginia | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Middlesex County Virginia | 1 | $ 385,000 | $ 385,000 | $ 290,000 |
| Nottoway County Virginia | 1 | $ 295,000 | $ 295,000 | $ 217,000 |
| Roanoke City County Virginia | 1 | $ 605,000 | $ 605,000 | $ 250,000 |
| Shenandoah County Virginia | 1 | $ 265,000 | $ 265,000 | $ 166,000 |
| Greenbrier County West Virginia | 1 | $ 655,000 | $ 655,000 | $ 480,000 |
| Hampshire County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 258,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,608 | $2,002,030,000 | $434,000 | $28,005,000 | $222,000 | $7,663,000 |
| Home Improvement | 1,996 | $252,910,000 | $126,000 | $5,005,000 | $150,000 | $3,536,000 |
| Other Purpose | 1,295 | $163,815,000 | $126,000 | $6,105,000 | $159,000 | $6,145,000 |
| Refinancing | 1,092 | $252,020,000 | $230,000 | $28,505,000 | $145,000 | $3,500,000 |
| Cash-out Refinancing | 180 | $54,230,000 | $301,000 | $2,005,000 | $162,000 | $2,604,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,986 | $1,669,990,000 | $278,000 | $7,005,000 | $188,000 | $6,540,000 |
| Black or African American | 928 | $233,320,000 | $251,000 | $2,685,000 | $150,000 | $3,785,000 |
| Not Provided | 817 | $291,085,000 | $356,000 | $3,005,000 | $223,000 | $7,031,000 |
| Hispanic | 612 | $108,540,000 | $177,000 | $1,895,000 | $112,000 | $2,926,000 |
| Asian | 468 | $229,990,000 | $491,000 | $3,275,000 | $287,000 | $7,663,000 |
| Not applicable | 279 | $165,955,000 | $594,000 | $28,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 39 | $7,475,000 | $191,000 | $1,095,000 | $135,000 | $950,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $350,000 | $175,000 | $305,000 | $95,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,736 | $2,605,660,000 | $298,000 | $28,505,000 | $192,000 | $7,663,000 |
| FHA-insured (Federal Housing Administration) | 353 | $89,565,000 | $253,000 | $865,000 | $86,000 | $1,080,000 |
| VA-guaranteed (Veterans Administration) | 73 | $27,955,000 | $382,000 | $835,000 | $135,000 | $897,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,825,000 | $202,000 | $325,000 | $78,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,594 | $1,773,530,000 | $317,000 | $28,505,000 | $188,000 | $4,255,000 |
| Application Denied By Financial Institution | 1,949 | $401,895,000 | $206,000 | $7,005,000 | $136,000 | $5,889,000 |
| Application Withdrawn By Applicant | 1,204 | $416,110,000 | $345,000 | $3,005,000 | $267,000 | $7,663,000 |
| File Closed For Incompleteness | 261 | $100,655,000 | $385,000 | $5,005,000 | $192,000 | $990,000 |
| Application Approved But Not Accepted | 102 | $22,350,000 | $219,000 | $4,205,000 | $129,000 | $921,000 |
| Loan Purchased By The Institution | 61 | $10,465,000 | $171,000 | $475,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,222 | $2,323,110,000 | $321,000 | $28,505,000 | $201,000 | $7,663,000 |
| Debt-To-Income Ratio | 662 | $172,080,000 | $259,000 | $7,005,000 | $91,000 | $2,160,000 |
| Credit History | 644 | $82,430,000 | $127,000 | $4,205,000 | $120,000 | $2,344,000 |
| Collateral | 433 | $80,825,000 | $186,000 | $4,505,000 | $176,000 | $5,889,000 |
| Other | 127 | $28,885,000 | $227,000 | $1,555,000 | $302,000 | $2,400,000 |
| Unverifiable Information | 35 | $20,965,000 | $599,000 | $6,105,000 | $467,000 | $3,536,000 |
| Credit Application Incomplete | 35 | $14,575,000 | $416,000 | $1,275,000 | $167,000 | $412,000 |
| Employment History | 13 | $2,135,000 | $164,000 | $485,000 | $87,000 | $227,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.