Gateway Bank F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Gateway Bank F.S.B. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank F.S.B. 360 8Th Street Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,534 |
| Total Mortgage Loan Application Amount | $2,784,979,000 |
| Average Mortgage Loan Application Amount | $274,000 |
| Highest Mortgage Loan Application Amount | $1,730,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $4,067,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Gateway Bank F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Gateway Bank F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank F.S.B.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,296 | $ 1,040,048,000 | $ 315,000 | $ 115,000 |
| Orange County California | 1,345 | $ 448,469,000 | $ 333,000 | $ 127,000 |
| Riverside County California | 692 | $ 130,678,000 | $ 188,000 | $ 96,000 |
| Santa Clara County California | 545 | $ 212,239,000 | $ 389,000 | $ 149,000 |
| San Bernardino County California | 499 | $ 100,816,000 | $ 202,000 | $ 84,000 |
| Alameda County California | 339 | $ 125,603,000 | $ 370,000 | $ 136,000 |
| Maricopa County Arizona | 306 | $ 34,111,000 | $ 111,000 | $ 49,000 |
| San Diego County California | 285 | $ 88,438,000 | $ 310,000 | $ 131,000 |
| Ventura County California | 248 | $ 88,668,000 | $ 357,000 | $ 146,000 |
| Contra Costa County California | 199 | $ 69,677,000 | $ 350,000 | $ 218,000 |
| Salt Lake County Utah | 134 | $ 24,174,000 | $ 180,000 | $ 61,000 |
| Honolulu County Hawaii | 99 | $ 33,389,000 | $ 337,000 | $ 95,000 |
| Fresno County California | 88 | $ 19,055,000 | $ 216,000 | $ 163,000 |
| San Mateo County California | 86 | $ 34,151,000 | $ 397,000 | $ 142,000 |
| Gwinnett County Georgia | 71 | $ 9,955,000 | $ 140,000 | $ 52,000 |
| Sacramento County California | 68 | $ 14,098,000 | $ 207,000 | $ 108,000 |
| San Francisco County California | 68 | $ 29,299,000 | $ 430,000 | $ 147,000 |
| Kern County California | 52 | $ 7,765,000 | $ 149,000 | $ 76,000 |
| Marin County California | 51 | $ 21,874,000 | $ 428,000 | $ 179,000 |
| Solano County California | 44 | $ 7,478,000 | $ 169,000 | $ 245,000 |
| Fairfax County Virginia | 42 | $ 12,305,000 | $ 292,000 | $ 88,000 |
| Arapahoe County Colorado | 40 | $ 8,721,000 | $ 218,000 | $ 106,000 |
| Suffolk County New York | 38 | $ 10,676,000 | $ 280,000 | $ 99,000 |
| Utah County Utah | 37 | $ 6,843,000 | $ 184,000 | $ 63,000 |
| Snohomish County Washington | 37 | $ 9,359,000 | $ 252,000 | $ 84,000 |
| King County Washington | 35 | $ 11,218,000 | $ 320,000 | $ 131,000 |
| Adams County Colorado | 31 | $ 5,183,000 | $ 167,000 | $ 65,000 |
| Jefferson County Colorado | 31 | $ 7,516,000 | $ 242,000 | $ 95,000 |
| Bernalillo County New Mexico | 27 | $ 5,151,000 | $ 190,000 | $ 90,000 |
| Queens County New York | 27 | $ 8,108,000 | $ 300,000 | $ 88,000 |
| Nassau County New York | 25 | $ 7,591,000 | $ 303,000 | $ 119,000 |
| Davis County Utah | 25 | $ 4,932,000 | $ 197,000 | $ 72,000 |
| Douglas County Colorado | 24 | $ 6,137,000 | $ 255,000 | $ 96,000 |
| Placer County California | 23 | $ 6,048,000 | $ 262,000 | $ 130,000 |
| San Joaquin County California | 22 | $ 3,997,000 | $ 181,000 | $ 95,000 |
| Denver County Colorado | 21 | $ 3,769,000 | $ 179,000 | $ 54,000 |
| Monterey County California | 20 | $ 4,984,000 | $ 249,000 | $ 120,000 |
| El Dorado County California | 18 | $ 5,838,000 | $ 324,000 | $ 176,000 |
| Sonoma County California | 17 | $ 5,769,000 | $ 339,000 | $ 185,000 |
| Westchester County New York | 16 | $ 6,330,000 | $ 395,000 | $ 119,000 |
| Fulton County Georgia | 15 | $ 3,618,000 | $ 241,000 | $ 71,000 |
| Kings County New York | 15 | $ 5,145,000 | $ 343,000 | $ 121,000 |
| El Paso County Colorado | 14 | $ 2,853,000 | $ 203,000 | $ 103,000 |
| Prince William County Virginia | 14 | $ 2,722,000 | $ 194,000 | $ 58,000 |
| Stanislaus County California | 13 | $ 2,122,000 | $ 163,000 | $ 77,000 |
| Boulder County Colorado | 11 | $ 2,827,000 | $ 257,000 | $ 94,000 |
| Montgomery County Maryland | 11 | $ 2,570,000 | $ 233,000 | $ 65,000 |
| San Luis Obispo County California | 10 | $ 3,594,000 | $ 359,000 | $ 140,000 |
| Santa Barbara County California | 10 | $ 3,359,000 | $ 335,000 | $ 132,000 |
| Richmond County New York | 10 | $ 2,277,000 | $ 227,000 | $ 116,000 |
| Nevada County California | 9 | $ 2,297,000 | $ 255,000 | $ 128,000 |
| Hawaii County Hawaii | 8 | $ 1,436,000 | $ 179,000 | $ 131,000 |
| Pinal County Arizona | 7 | $ 697,000 | $ 99,000 | $ 43,000 |
| Larimer County Colorado | 7 | $ 1,555,000 | $ 222,000 | $ 100,000 |
| Chelan County Washington | 7 | $ 1,353,000 | $ 193,000 | $ 89,000 |
| Cobb County Georgia | 6 | $ 873,000 | $ 145,000 | $ 51,000 |
| Maui County Hawaii | 6 | $ 2,672,000 | $ 445,000 | $ 109,000 |
| Ada County Idaho | 6 | $ 1,105,000 | $ 184,000 | $ 127,000 |
| Multnomah County Oregon | 6 | $ 1,420,000 | $ 236,000 | $ 74,000 |
| Madera County California | 5 | $ 1,218,000 | $ 243,000 | $ 92,000 |
| San Benito County California | 5 | $ 980,000 | $ 196,000 | $ 124,000 |
| Weld County Colorado | 5 | $ 898,000 | $ 179,000 | $ 52,000 |
| Cherokee County Georgia | 5 | $ 517,000 | $ 103,000 | $ 37,000 |
| DeKalb County Georgia | 5 | $ 631,000 | $ 126,000 | $ 44,000 |
| Forsyth County Georgia | 5 | $ 1,524,000 | $ 304,000 | $ 92,000 |
| Prince George's County Maryland | 5 | $ 587,000 | $ 117,000 | $ 54,000 |
| Bronx County New York | 5 | $ 1,645,000 | $ 329,000 | $ 92,000 |
| Denton County Texas | 5 | $ 930,000 | $ 186,000 | $ 106,000 |
| Weber County Utah | 5 | $ 758,000 | $ 151,000 | $ 49,000 |
| Humboldt County California | 4 | $ 861,000 | $ 215,000 | $ 61,000 |
| Merced County California | 4 | $ 387,000 | $ 96,000 | $ 71,000 |
| Mono County California | 4 | $ 1,834,000 | $ 458,000 | $ 266,000 |
| Coweta County Georgia | 4 | $ 582,000 | $ 145,000 | $ 62,000 |
| Howard County Maryland | 4 | $ 1,214,000 | $ 303,000 | $ 68,000 |
| Sandoval County New Mexico | 4 | $ 593,000 | $ 148,000 | $ 64,000 |
| Valencia County New Mexico | 4 | $ 663,000 | $ 165,000 | $ 82,000 |
| Rockland County New York | 4 | $ 1,303,000 | $ 325,000 | $ 140,000 |
| Harris County Texas | 4 | $ 1,117,000 | $ 279,000 | $ 196,000 |
| Washington County Utah | 4 | $ 714,000 | $ 178,000 | $ 61,000 |
| Loudoun County Virginia | 4 | $ 868,000 | $ 217,000 | $ 105,000 |
| Imperial County California | 3 | $ 319,000 | $ 106,000 | $ 95,000 |
| Santa Cruz County California | 3 | $ 1,339,000 | $ 446,000 | $ 170,000 |
| Yolo County California | 3 | $ 583,000 | $ 194,000 | $ 92,000 |
| Baltimore County Maryland | 3 | $ 472,000 | $ 157,000 | $ 39,000 |
| Clark County Nevada | 3 | $ 313,000 | $ 104,000 | $ 48,000 |
| Somerset County New Jersey | 3 | $ 756,000 | $ 252,000 | $ 122,000 |
| Orange County New York | 3 | $ 755,000 | $ 251,000 | $ 88,000 |
| Wake County North Carolina | 3 | $ 780,000 | $ 260,000 | $ 132,000 |
| Washington County Oregon | 3 | $ 666,000 | $ 222,000 | $ 143,000 |
| Dallas County Texas | 3 | $ 359,000 | $ 119,000 | $ 64,000 |
| Wasatch County Utah | 3 | $ 549,000 | $ 183,000 | $ 54,000 |
| Douglas County Washington | 3 | $ 663,000 | $ 221,000 | $ 58,000 |
| Kitsap County Washington | 3 | $ 712,000 | $ 237,000 | $ 98,000 |
| Pima County Arizona | 2 | $ 432,000 | $ 216,000 | $ 215,000 |
| Mendocino County California | 2 | $ 370,000 | $ 185,000 | $ 47,000 |
| Napa County California | 2 | $ 669,000 | $ 334,000 | $ 110,000 |
| Plumas County California | 2 | $ 650,000 | $ 325,000 | $ 160,000 |
| Shasta County California | 2 | $ 426,000 | $ 213,000 | $ 75,000 |
| Tulare County California | 2 | $ 403,000 | $ 201,000 | $ 365,000 |
| Tuolumne County California | 2 | $ 254,000 | $ 127,000 | $ 87,000 |
| Yuba County California | 2 | $ 128,000 | $ 64,000 | $ 69,000 |
| Park County Colorado | 2 | $ 562,000 | $ 281,000 | $ 156,000 |
| Teller County Colorado | 2 | $ 451,000 | $ 225,000 | $ 102,000 |
| Kauai County Hawaii | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Elmore County Idaho | 2 | $ 365,000 | $ 182,000 | $ 117,000 |
| Cook County Illinois | 2 | $ 535,000 | $ 267,000 | $ 81,000 |
| Lake County Illinois | 2 | $ 342,000 | $ 171,000 | $ 85,000 |
| Frederick County Maryland | 2 | $ 378,000 | $ 189,000 | $ 52,000 |
| Sarpy County Nebraska | 2 | $ 244,000 | $ 122,000 | $ 95,000 |
| Bergen County New Jersey | 2 | $ 443,000 | $ 221,000 | $ 73,000 |
| Ocean County New Jersey | 2 | $ 437,000 | $ 218,000 | $ 63,000 |
| Union County New Jersey | 2 | $ 453,000 | $ 226,000 | $ 87,000 |
| Albany County New York | 2 | $ 326,000 | $ 163,000 | $ 56,000 |
| Clackamas County Oregon | 2 | $ 470,000 | $ 235,000 | $ 59,000 |
| Bucks County Pennsylvania | 2 | $ 802,000 | $ 401,000 | $ 230,000 |
| Bexar County Texas | 2 | $ 620,000 | $ 310,000 | $ 124,000 |
| Nueces County Texas | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Tarrant County Texas | 2 | $ 219,000 | $ 109,000 | $ 50,000 |
| Cache County Utah | 2 | $ 285,000 | $ 142,000 | $ 42,000 |
| Fairfax City County Virginia | 2 | $ 636,000 | $ 318,000 | $ 69,000 |
| Manassas County Virginia | 2 | $ 207,000 | $ 103,000 | $ 27,000 |
| Island County Washington | 2 | $ 445,000 | $ 222,000 | $ 114,000 |
| Pierce County Washington | 2 | $ 553,000 | $ 276,000 | $ 111,000 |
| Madison County Alabama | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Apache County Arizona | 1 | $ 244,000 | $ 244,000 | $ 294,000 |
| Coconino County Arizona | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Amador County California | 1 | $ 319,000 | $ 319,000 | $ 81,000 |
| Butte County California | 1 | $ 186,000 | $ 186,000 | $ 68,000 |
| Calaveras County California | 1 | $ 188,000 | $ 188,000 | $ 238,000 |
| Kings County California | 1 | $ 391,000 | $ 391,000 | $ 129,000 |
| Sutter County California | 1 | $ 131,000 | $ 131,000 | $ 104,000 |
| Tehama County California | 1 | $ 198,000 | $ 198,000 | $ 72,000 |
| Broomfield County Colorado | 1 | $ 176,000 | $ 176,000 | $ 99,000 |
| Clear Creek County Colorado | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Elbert County Colorado | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Logan County Colorado | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Fairfield County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Hartford County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 618,000 |
| New London County Connecticut | 1 | $ 328,000 | $ 328,000 | $ 111,000 |
| Broward County Florida | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| Martin County Florida | 1 | $ 360,000 | $ 360,000 | $ 102,000 |
| Bibb County Georgia | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Bryan County Georgia | 1 | $ 168,000 | $ 168,000 | $ 66,000 |
| Columbia County Georgia | 1 | $ 134,000 | $ 134,000 | $ 30,000 |
| Douglas County Georgia | 1 | $ 184,000 | $ 184,000 | $ 50,000 |
| Effingham County Georgia | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Muscogee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Canyon County Idaho | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Gem County Idaho | 1 | $ 212,000 | $ 212,000 | $ 106,000 |
| Valley County Idaho | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| DuPage County Illinois | 1 | $ 416,000 | $ 416,000 | $ 170,000 |
| Anne Arundel County Maryland | 1 | $ 328,000 | $ 328,000 | $ 62,000 |
| Washington County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Cape May County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 175,000 |
| Hudson County New Jersey | 1 | $ 213,000 | $ 213,000 | $ 82,000 |
| Mercer County New Jersey | 1 | $ 251,000 | $ 251,000 | $ 179,000 |
| Middlesex County New Jersey | 1 | $ 449,000 | $ 449,000 | $ 240,000 |
| Monmouth County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 68,000 |
| Passaic County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Sussex County New Jersey | 1 | $ 318,000 | $ 318,000 | $ 213,000 |
| Dona Ana County New Mexico | 1 | $ 99,000 | $ 99,000 | $ 39,000 |
| Santa Fe County New Mexico | 1 | $ 404,000 | $ 404,000 | $ 88,000 |
| Taos County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Monroe County New York | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Oneida County New York | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Putnam County New York | 1 | $ 632,000 | $ 632,000 | $ 260,000 |
| Schenectady County New York | 1 | $ 212,000 | $ 212,000 | $ 173,000 |
| Ulster County New York | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Wyoming County New York | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Mecklenburg County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 146,000 |
| Coos County Oregon | 1 | $ 241,000 | $ 241,000 | $ 113,000 |
| Deschutes County Oregon | 1 | $ 274,000 | $ 274,000 | $ 64,000 |
| Hood River County Oregon | 1 | $ 320,000 | $ 320,000 | $ 73,000 |
| Josephine County Oregon | 1 | $ 100,000 | $ 100,000 | $ 169,000 |
| Lane County Oregon | 1 | $ 99,000 | $ 99,000 | $ 58,000 |
| Polk County Oregon | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Wasco County Oregon | 1 | $ 231,000 | $ 231,000 | $ 100,000 |
| Centre County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 177,000 |
| Chester County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 135,000 |
| Dauphin County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 123,000 |
| Lackawanna County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 250,000 |
| Montgomery County Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 82,000 |
| Davidson County Tennessee | 1 | $ 313,000 | $ 313,000 | $ 90,000 |
| Williamson County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 88,000 |
| Bastrop County Texas | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| Brazoria County Texas | 1 | $ 246,000 | $ 246,000 | $ 200,000 |
| Henderson County Texas | 1 | $ 229,000 | $ 229,000 | $ 57,000 |
| Hutchinson County Texas | 1 | $ 61,000 | $ 61,000 | $ 111,000 |
| Liberty County Texas | 1 | $ 204,000 | $ 204,000 | $ 111,000 |
| Randall County Texas | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Williamson County Texas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Box Elder County Utah | 1 | $ 127,000 | $ 127,000 | $ 29,000 |
| Summit County Utah | 1 | $ 216,000 | $ 216,000 | $ 39,000 |
| Tooele County Utah | 1 | $ 124,000 | $ 124,000 | $ 61,000 |
| Alexandria County Virginia | 1 | $ 179,000 | $ 179,000 | $ 46,000 |
| Chesapeake County Virginia | 1 | $ 206,000 | $ 206,000 | $ 65,000 |
| Chesterfield County Virginia | 1 | $ 248,000 | $ 248,000 | $ 247,000 |
| Falls Church County Virginia | 1 | $ 390,000 | $ 390,000 | $ 112,000 |
| Henrico County Virginia | 1 | $ 100,000 | $ 100,000 | $ 19,000 |
| Manassas Park County Virginia | 1 | $ 161,000 | $ 161,000 | $ 40,000 |
| Pulaski County Virginia | 1 | $ 118,000 | $ 118,000 | $ 42,000 |
| Roanoke County Virginia | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Benton County Washington | 1 | $ 358,000 | $ 358,000 | $ 126,000 |
| Clallam County Washington | 1 | $ 141,000 | $ 141,000 | $ 38,000 |
| Clark County Washington | 1 | $ 124,000 | $ 124,000 | $ 31,000 |
| Spokane County Washington | 1 | $ 210,000 | $ 210,000 | $ 84,000 |
| Thurston County Washington | 1 | $ 290,000 | $ 290,000 | $ 113,000 |
| Whitman County Washington | 1 | $ 380,000 | $ 380,000 | $ 236,000 |
Mortgage Loan Application Detail Totals for Gateway Bank F.S.B. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,405 | $1,761,952,000 | $325,000 | $1,730,000 | $133,000 | $2,780,000 |
| Home Purchase | 4,128 | $1,022,777,000 | $247,000 | $1,025,000 | $94,000 | $4,067,000 |
| Home Improvement | 1 | $250,000 | $250,000 | $250,000 | $163,000 | $163,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 4,262 | $1,328,812,000 | $311,000 | $1,100,000 | $118,000 | $2,780,000 |
| White | 2,941 | $923,870,000 | $314,000 | $1,730,000 | $136,000 | $4,067,000 |
| Hispanic | 1,611 | $317,939,000 | $197,000 | $773,000 | $64,000 | $1,325,000 |
| Not Provided | 527 | $161,107,000 | $305,000 | $1,205,000 | $159,000 | $620,000 |
| Black or African American | 127 | $32,099,000 | $252,000 | $603,000 | $87,000 | $372,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $17,446,000 | $323,000 | $630,000 | $100,000 | $303,000 |
| American Indian or Alaskan Native | 12 | $3,706,000 | $308,000 | $630,000 | $110,000 | $235,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,798 | $2,383,439,000 | $305,000 | $1,730,000 | $126,000 | $4,067,000 |
| FHA-insured (Federal Housing Administration) | 1,670 | $385,014,000 | $230,000 | $855,000 | $70,000 | $1,325,000 |
| VA-guaranteed (Veterans Administration) | 66 | $16,526,000 | $250,000 | $577,000 | $79,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 9,469 | $2,776,356,000 | $293,000 | $1,730,000 | $114,000 | $4,067,000 |
| Loan Originated | 65 | $8,623,000 | $132,000 | $810,000 | $446,000 | $620,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank F.S.B.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.