Gateway Bank F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Gateway Bank F.S.B. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank F.S.B. 360 8Th Street Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,540 |
| Total Mortgage Loan Application Amount | $3,392,597,000 |
| Average Mortgage Loan Application Amount | $271,333 |
| Highest Mortgage Loan Application Amount | $3,400,000 |
| Average Applicant Income | $142,666 |
| Highest Applicant Income | $3,802,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Gateway Bank F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Gateway Bank F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank F.S.B.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,867 | $ 1,207,571,000 | $ 312,000 | $ 116,000 |
| Orange County California | 1,762 | $ 577,908,000 | $ 327,000 | $ 121,000 |
| Riverside County California | 681 | $ 137,263,000 | $ 201,000 | $ 102,000 |
| Santa Clara County California | 585 | $ 232,383,000 | $ 397,000 | $ 139,000 |
| San Bernardino County California | 517 | $ 114,047,000 | $ 220,000 | $ 105,000 |
| San Diego County California | 513 | $ 163,965,000 | $ 319,000 | $ 130,000 |
| Ventura County California | 447 | $ 141,203,000 | $ 315,000 | $ 138,000 |
| Maricopa County Arizona | 310 | $ 46,403,000 | $ 149,000 | $ 60,000 |
| Alameda County California | 285 | $ 105,259,000 | $ 369,000 | $ 140,000 |
| Fresno County California | 231 | $ 45,411,000 | $ 196,000 | $ 108,000 |
| Contra Costa County California | 143 | $ 55,144,000 | $ 385,000 | $ 202,000 |
| Snohomish County Washington | 101 | $ 23,988,000 | $ 237,000 | $ 87,000 |
| Fairfax County Virginia | 94 | $ 25,847,000 | $ 274,000 | $ 102,000 |
| King County Washington | 92 | $ 26,409,000 | $ 287,000 | $ 118,000 |
| Gwinnett County Georgia | 89 | $ 12,841,000 | $ 144,000 | $ 65,000 |
| Sacramento County California | 85 | $ 19,533,000 | $ 229,000 | $ 127,000 |
| San Mateo County California | 84 | $ 37,406,000 | $ 445,000 | $ 153,000 |
| San Francisco County California | 74 | $ 35,395,000 | $ 478,000 | $ 190,000 |
| Honolulu County Hawaii | 40 | $ 14,009,000 | $ 350,000 | $ 95,000 |
| Montgomery County Pennsylvania | 40 | $ 11,115,000 | $ 277,000 | $ 142,000 |
| San Joaquin County California | 38 | $ 7,548,000 | $ 198,000 | $ 108,000 |
| Kern County California | 36 | $ 5,747,000 | $ 159,000 | $ 82,000 |
| Solano County California | 35 | $ 7,425,000 | $ 212,000 | $ 200,000 |
| Sonoma County California | 35 | $ 9,443,000 | $ 269,000 | $ 138,000 |
| Stanislaus County California | 35 | $ 6,129,000 | $ 175,000 | $ 159,000 |
| Placer County California | 33 | $ 8,309,000 | $ 251,000 | $ 137,000 |
| Santa Barbara County California | 33 | $ 10,004,000 | $ 303,000 | $ 112,000 |
| Prince William County Virginia | 32 | $ 7,807,000 | $ 243,000 | $ 105,000 |
| Marin County California | 31 | $ 12,239,000 | $ 394,000 | $ 128,000 |
| Bucks County Pennsylvania | 31 | $ 8,842,000 | $ 285,000 | $ 149,000 |
| Middlesex County New Jersey | 28 | $ 7,901,000 | $ 282,000 | $ 116,000 |
| San Luis Obispo County California | 26 | $ 7,390,000 | $ 284,000 | $ 270,000 |
| Arapahoe County Colorado | 26 | $ 5,393,000 | $ 207,000 | $ 87,000 |
| Salt Lake County Utah | 26 | $ 4,055,000 | $ 155,000 | $ 44,000 |
| Chelan County Washington | 26 | $ 5,462,000 | $ 210,000 | $ 134,000 |
| Chester County Pennsylvania | 25 | $ 6,806,000 | $ 272,000 | $ 192,000 |
| Loudoun County Virginia | 25 | $ 6,583,000 | $ 263,000 | $ 127,000 |
| Fulton County Georgia | 23 | $ 5,203,000 | $ 226,000 | $ 73,000 |
| Montgomery County Maryland | 23 | $ 6,352,000 | $ 276,000 | $ 85,000 |
| Clark County Nevada | 23 | $ 3,152,000 | $ 137,000 | $ 89,000 |
| Jefferson County Colorado | 22 | $ 4,592,000 | $ 208,000 | $ 79,000 |
| Monterey County California | 20 | $ 6,447,000 | $ 322,000 | $ 189,000 |
| Nassau County New York | 20 | $ 5,992,000 | $ 299,000 | $ 107,000 |
| Queens County New York | 19 | $ 6,240,000 | $ 328,000 | $ 95,000 |
| Douglas County Colorado | 17 | $ 4,635,000 | $ 272,000 | $ 106,000 |
| El Dorado County California | 16 | $ 5,072,000 | $ 317,000 | $ 194,000 |
| Madera County California | 16 | $ 3,523,000 | $ 220,000 | $ 85,000 |
| Bernalillo County New Mexico | 16 | $ 2,980,000 | $ 186,000 | $ 89,000 |
| Cumberland County Pennsylvania | 16 | $ 4,171,000 | $ 260,000 | $ 121,000 |
| Bronx County New York | 15 | $ 4,320,000 | $ 288,000 | $ 113,000 |
| Kings County New York | 15 | $ 5,456,000 | $ 363,000 | $ 104,000 |
| Mercer County New Jersey | 14 | $ 3,796,000 | $ 271,000 | $ 161,000 |
| Delaware County Pennsylvania | 13 | $ 3,011,000 | $ 231,000 | $ 143,000 |
| Lehigh County Pennsylvania | 13 | $ 3,080,000 | $ 236,000 | $ 111,000 |
| Nevada County California | 12 | $ 2,928,000 | $ 244,000 | $ 163,000 |
| Santa Cruz County California | 12 | $ 3,380,000 | $ 281,000 | $ 88,000 |
| Denver County Colorado | 12 | $ 2,694,000 | $ 224,000 | $ 75,000 |
| DeKalb County Georgia | 11 | $ 1,335,000 | $ 121,000 | $ 53,000 |
| Bergen County New Jersey | 11 | $ 3,195,000 | $ 290,000 | $ 119,000 |
| Northampton County Pennsylvania | 11 | $ 2,530,000 | $ 230,000 | $ 145,000 |
| Larimer County Colorado | 10 | $ 2,121,000 | $ 212,000 | $ 79,000 |
| Cobb County Georgia | 10 | $ 1,886,000 | $ 188,000 | $ 56,000 |
| Howard County Maryland | 10 | $ 3,233,000 | $ 323,000 | $ 90,000 |
| Monmouth County New Jersey | 10 | $ 3,523,000 | $ 352,000 | $ 233,000 |
| Morris County New Jersey | 10 | $ 3,592,000 | $ 359,000 | $ 154,000 |
| Ocean County New Jersey | 10 | $ 2,412,000 | $ 241,000 | $ 122,000 |
| Philadelphia County Pennsylvania | 10 | $ 2,274,000 | $ 227,000 | $ 88,000 |
| Collin County Texas | 10 | $ 2,059,000 | $ 205,000 | $ 135,000 |
| Pierce County Washington | 10 | $ 1,824,000 | $ 182,000 | $ 65,000 |
| Hawaii County Hawaii | 9 | $ 2,160,000 | $ 240,000 | $ 115,000 |
| Hunterdon County New Jersey | 9 | $ 2,806,000 | $ 311,000 | $ 171,000 |
| Merced County California | 8 | $ 1,027,000 | $ 128,000 | $ 66,000 |
| Tulare County California | 8 | $ 1,871,000 | $ 233,000 | $ 185,000 |
| Adams County Colorado | 8 | $ 1,582,000 | $ 197,000 | $ 97,000 |
| Maui County Hawaii | 8 | $ 2,857,000 | $ 357,000 | $ 137,000 |
| Hudson County New Jersey | 8 | $ 1,988,000 | $ 248,000 | $ 149,000 |
| Allegheny County Pennsylvania | 8 | $ 1,812,000 | $ 226,000 | $ 105,000 |
| Lancaster County Pennsylvania | 8 | $ 1,498,000 | $ 187,000 | $ 91,000 |
| York County Pennsylvania | 8 | $ 1,508,000 | $ 188,000 | $ 105,000 |
| Napa County California | 7 | $ 2,527,000 | $ 361,000 | $ 109,000 |
| San Benito County California | 7 | $ 1,563,000 | $ 223,000 | $ 134,000 |
| Washington County Oregon | 7 | $ 2,065,000 | $ 295,000 | $ 110,000 |
| Arlington County Virginia | 7 | $ 2,602,000 | $ 371,000 | $ 124,000 |
| Pinal County Arizona | 6 | $ 838,000 | $ 139,000 | $ 64,000 |
| Kings County California | 6 | $ 912,000 | $ 152,000 | $ 63,000 |
| Yolo County California | 6 | $ 1,648,000 | $ 274,000 | $ 173,000 |
| El Paso County Colorado | 6 | $ 1,391,000 | $ 231,000 | $ 73,000 |
| Cook County Illinois | 6 | $ 915,000 | $ 152,000 | $ 83,000 |
| Baltimore County Maryland | 6 | $ 1,173,000 | $ 195,000 | $ 50,000 |
| Cape May County New Jersey | 6 | $ 1,920,000 | $ 320,000 | $ 196,000 |
| Sandoval County New Mexico | 6 | $ 848,000 | $ 141,000 | $ 138,000 |
| Dallas County Texas | 6 | $ 1,214,000 | $ 202,000 | $ 100,000 |
| Denton County Texas | 6 | $ 1,642,000 | $ 273,000 | $ 157,000 |
| Davis County Utah | 6 | $ 991,000 | $ 165,000 | $ 65,000 |
| Utah County Utah | 6 | $ 1,122,000 | $ 187,000 | $ 63,000 |
| Douglas County Washington | 6 | $ 1,217,000 | $ 202,000 | $ 60,000 |
| Island County Washington | 6 | $ 1,493,000 | $ 248,000 | $ 91,000 |
| Skagit County Washington | 6 | $ 1,758,000 | $ 293,000 | $ 109,000 |
| Gila County Arizona | 5 | $ 849,000 | $ 169,000 | $ 56,000 |
| Mohave County Arizona | 5 | $ 1,037,000 | $ 207,000 | $ 119,000 |
| Cherokee County Georgia | 5 | $ 930,000 | $ 186,000 | $ 54,000 |
| Ada County Idaho | 5 | $ 1,081,000 | $ 216,000 | $ 132,000 |
| Union County New Jersey | 5 | $ 1,294,000 | $ 258,000 | $ 161,000 |
| Suffolk County New York | 5 | $ 1,809,000 | $ 361,000 | $ 158,000 |
| Alexandria County Virginia | 5 | $ 1,133,000 | $ 226,000 | $ 139,000 |
| Boulder County Colorado | 4 | $ 1,037,000 | $ 259,000 | $ 125,000 |
| Orange County Florida | 4 | $ 744,000 | $ 186,000 | $ 117,000 |
| Forsyth County Georgia | 4 | $ 1,034,000 | $ 258,000 | $ 73,000 |
| Kauai County Hawaii | 4 | $ 1,452,000 | $ 363,000 | $ 98,000 |
| DuPage County Illinois | 4 | $ 1,330,000 | $ 332,000 | $ 234,000 |
| Westchester County New York | 4 | $ 1,392,000 | $ 348,000 | $ 114,000 |
| Dauphin County Pennsylvania | 4 | $ 838,000 | $ 209,000 | $ 129,000 |
| Albemarle County Virginia | 4 | $ 1,010,000 | $ 252,000 | $ 72,000 |
| Kitsap County Washington | 4 | $ 725,000 | $ 181,000 | $ 89,000 |
| Whatcom County Washington | 4 | $ 1,093,000 | $ 273,000 | $ 92,000 |
| Calaveras County California | 3 | $ 680,000 | $ 226,000 | $ 208,000 |
| Humboldt County California | 3 | $ 586,000 | $ 195,000 | $ 124,000 |
| Mono County California | 3 | $ 606,000 | $ 202,000 | $ 240,000 |
| Tuolumne County California | 3 | $ 563,000 | $ 187,000 | $ 120,000 |
| Oconee County Georgia | 3 | $ 533,000 | $ 177,000 | $ 57,000 |
| Calvert County Maryland | 3 | $ 1,162,000 | $ 387,000 | $ 211,000 |
| Charles County Maryland | 3 | $ 660,000 | $ 220,000 | $ 74,000 |
| Prince George's County Maryland | 3 | $ 600,000 | $ 200,000 | $ 47,000 |
| Atlantic County New Jersey | 3 | $ 971,000 | $ 323,000 | $ 107,000 |
| Burlington County New Jersey | 3 | $ 607,000 | $ 202,000 | $ 68,000 |
| Camden County New Jersey | 3 | $ 696,000 | $ 232,000 | $ 111,000 |
| Essex County New Jersey | 3 | $ 932,000 | $ 310,000 | $ 160,000 |
| Somerset County New Jersey | 3 | $ 630,000 | $ 210,000 | $ 145,000 |
| Valencia County New Mexico | 3 | $ 537,000 | $ 179,000 | $ 71,000 |
| Richmond County New York | 3 | $ 999,000 | $ 333,000 | $ 80,000 |
| Multnomah County Oregon | 3 | $ 625,000 | $ 208,000 | $ 106,000 |
| Butler County Pennsylvania | 3 | $ 885,000 | $ 295,000 | $ 207,000 |
| Davidson County Tennessee | 3 | $ 426,000 | $ 142,000 | $ 59,000 |
| Fort Bend County Texas | 3 | $ 659,000 | $ 219,000 | $ 124,000 |
| Harris County Texas | 3 | $ 578,000 | $ 192,000 | $ 111,000 |
| Tarrant County Texas | 3 | $ 372,000 | $ 124,000 | $ 101,000 |
| Travis County Texas | 3 | $ 732,000 | $ 244,000 | $ 171,000 |
| Williamson County Texas | 3 | $ 434,000 | $ 144,000 | $ 95,000 |
| Wasatch County Utah | 3 | $ 483,000 | $ 161,000 | $ 89,000 |
| Manassas County Virginia | 3 | $ 804,000 | $ 268,000 | $ 39,000 |
| Clark County Washington | 3 | $ 593,000 | $ 197,000 | $ 124,000 |
| Pima County Arizona | 2 | $ 363,000 | $ 181,000 | $ 105,000 |
| Butte County California | 2 | $ 424,000 | $ 212,000 | $ 233,000 |
| Mendocino County California | 2 | $ 374,000 | $ 187,000 | $ 51,000 |
| Plumas County California | 2 | $ 589,000 | $ 294,000 | $ 138,000 |
| Shasta County California | 2 | $ 407,000 | $ 203,000 | $ 73,000 |
| Sutter County California | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Yuba County California | 2 | $ 254,000 | $ 127,000 | $ 132,000 |
| Elbert County Colorado | 2 | $ 589,000 | $ 294,000 | $ 104,000 |
| Summit County Colorado | 2 | $ 814,000 | $ 407,000 | $ 105,000 |
| Weld County Colorado | 2 | $ 359,000 | $ 179,000 | $ 96,000 |
| Okaloosa County Florida | 2 | $ 534,000 | $ 267,000 | $ 114,000 |
| Osceola County Florida | 2 | $ 275,000 | $ 137,000 | $ 57,000 |
| Sarasota County Florida | 2 | $ 282,000 | $ 141,000 | $ 67,000 |
| McHenry County Illinois | 2 | $ 465,000 | $ 232,000 | $ 113,000 |
| Worcester County Maryland | 2 | $ 394,000 | $ 197,000 | $ 368,000 |
| Douglas County Nebraska | 2 | $ 233,000 | $ 116,000 | $ 97,000 |
| Passaic County New Jersey | 2 | $ 321,000 | $ 160,000 | $ 74,000 |
| Rio Arriba County New Mexico | 2 | $ 237,000 | $ 118,000 | $ 84,000 |
| Santa Fe County New Mexico | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Wake County North Carolina | 2 | $ 468,000 | $ 234,000 | $ 148,000 |
| Benton County Oregon | 2 | $ 552,000 | $ 276,000 | $ 55,000 |
| Douglas County Oregon | 2 | $ 240,000 | $ 120,000 | $ 106,000 |
| Beaver County Pennsylvania | 2 | $ 336,000 | $ 168,000 | $ 162,000 |
| Erie County Pennsylvania | 2 | $ 285,000 | $ 142,000 | $ 96,000 |
| Bexar County Texas | 2 | $ 339,000 | $ 169,000 | $ 88,000 |
| Galveston County Texas | 2 | $ 490,000 | $ 245,000 | $ 150,000 |
| Charlottesville County Virginia | 2 | $ 424,000 | $ 212,000 | $ 98,000 |
| Fauquier County Virginia | 2 | $ 408,000 | $ 204,000 | $ 205,000 |
| Frederick County Virginia | 2 | $ 401,000 | $ 200,000 | $ 112,000 |
| Hanover County Virginia | 2 | $ 524,000 | $ 262,000 | $ 82,000 |
| Henrico County Virginia | 2 | $ 442,000 | $ 221,000 | $ 52,000 |
| Spotsylvania County Virginia | 2 | $ 558,000 | $ 279,000 | $ 104,000 |
| Spokane County Washington | 2 | $ 271,000 | $ 135,000 | $ 72,000 |
| Whitman County Washington | 2 | $ 255,000 | $ 127,000 | $ 111,000 |
| Tuscaloosa County Alabama | 1 | $ 124,000 | $ 124,000 | $ 32,000 |
| Apache County Arizona | 1 | $ 240,000 | $ 240,000 | $ 156,000 |
| Coconino County Arizona | 1 | $ 406,000 | $ 406,000 | $ 103,000 |
| Navajo County Arizona | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Yavapai County Arizona | 1 | $ 106,000 | $ 106,000 | $ 152,000 |
| Amador County California | 1 | $ 236,000 | $ 236,000 | $ 94,000 |
| Del Norte County California | 1 | $ 256,000 | $ 256,000 | $ 52,000 |
| Imperial County California | 1 | $ 122,000 | $ 122,000 | $ 80,000 |
| Inyo County California | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Siskiyou County California | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
| Gunnison County Colorado | 1 | $ 332,000 | $ 332,000 | $ 101,000 |
| Mesa County Colorado | 1 | $ 194,000 | $ 194,000 | $ 60,000 |
| Montrose County Colorado | 1 | $ 198,000 | $ 198,000 | $ 127,000 |
| Park County Colorado | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Fairfield County Connecticut | 1 | $ 201,000 | $ 201,000 | $ 177,000 |
| Hartford County Connecticut | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Broward County Florida | 1 | $ 210,000 | $ 210,000 | $ 73,000 |
| Escambia County Florida | 1 | $ 57,000 | $ 57,000 | $ 71,000 |
| Flagler County Florida | 1 | $ 124,000 | $ 124,000 | $ 116,000 |
| Hillsborough County Florida | 1 | $ 284,000 | $ 284,000 | $ 190,000 |
| Indian River County Florida | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
| Lee County Florida | 1 | $ 151,000 | $ 151,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 160,000 | $ 160,000 | $ 187,000 |
| Palm Beach County Florida | 1 | $ 410,000 | $ 410,000 | $ 376,000 |
| Pinellas County Florida | 1 | $ 102,000 | $ 102,000 | $ 87,000 |
| Seminole County Florida | 1 | $ 312,000 | $ 312,000 | $ 134,000 |
| Catoosa County Georgia | 1 | $ 228,000 | $ 228,000 | $ 74,000 |
| Chatham County Georgia | 1 | $ 178,000 | $ 178,000 | $ 55,000 |
| Clayton County Georgia | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Dawson County Georgia | 1 | $ 148,000 | $ 148,000 | $ 113,000 |
| Douglas County Georgia | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Fayette County Georgia | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Harris County Georgia | 1 | $ 330,000 | $ 330,000 | $ 88,000 |
| Henry County Georgia | 1 | $ 203,000 | $ 203,000 | $ 63,000 |
| Jackson County Georgia | 1 | $ 112,000 | $ 112,000 | $ 90,000 |
| Muscogee County Georgia | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Paulding County Georgia | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Canyon County Idaho | 1 | $ 224,000 | $ 224,000 | $ 71,000 |
| Madison County Idaho | 1 | $ 201,000 | $ 201,000 | $ 121,000 |
| Oneida County Idaho | 1 | $ 37,000 | $ 37,000 | $ 60,000 |
| Boone County Illinois | 1 | $ 164,000 | $ 164,000 | $ 124,000 |
| Jersey County Illinois | 1 | $ 89,000 | $ 89,000 | $ 71,000 |
| Kendall County Illinois | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| McLean County Illinois | 1 | $ 234,000 | $ 234,000 | $ 80,000 |
| St. Clair County Illinois | 1 | $ 82,000 | $ 82,000 | $ 59,000 |
| Anne Arundel County Maryland | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Carroll County Maryland | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Sarpy County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 117,000 |
| Douglas County Nevada | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Lincoln County Nevada | 1 | $ 149,000 | $ 149,000 | $ 158,000 |
| Gloucester County New Jersey | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Salem County New Jersey | 1 | $ 138,000 | $ 138,000 | $ 80,000 |
| Warren County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 183,000 |
| Cibola County New Mexico | 1 | $ 88,000 | $ 88,000 | $ 17,000 |
| Otero County New Mexico | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Jefferson County New York | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| New York County New York | 1 | $ 593,000 | $ 593,000 | $ 149,000 |
| Rockland County New York | 1 | $ 568,000 | $ 568,000 | $ 122,000 |
| Ulster County New York | 1 | $ 172,000 | $ 172,000 | $ 142,000 |
| Durham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Franklin County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| New Hanover County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Union County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 197,000 |
| Wilson County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 93,000 |
| Clackamas County Oregon | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Jackson County Oregon | 1 | $ 331,000 | $ 331,000 | $ 92,000 |
| Marion County Oregon | 1 | $ 240,000 | $ 240,000 | $ 219,000 |
| Yamhill County Oregon | 1 | $ 263,000 | $ 263,000 | $ 42,000 |
| Adams County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 104,000 |
| Centre County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 71,000 |
| Franklin County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 138,000 |
| Lackawanna County Pennsylvania | 1 | $ 324,000 | $ 324,000 | $ 119,000 |
| Montour County Pennsylvania | 1 | $ 254,000 | $ 254,000 | $ 210,000 |
| Northumberland County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 120,000 |
| Pike County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 138,000 |
| Somerset County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 111,000 |
| Westmoreland County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 182,000 |
| Hamilton County Tennessee | 1 | $ 257,000 | $ 257,000 | $ 97,000 |
| Montgomery County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Robertson County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 32,000 |
| Warren County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 11,000 |
| Cache County Utah | 1 | $ 142,000 | $ 142,000 | $ 77,000 |
| Tooele County Utah | 1 | $ 103,000 | $ 103,000 | $ 25,000 |
| Weber County Utah | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Bedford County Virginia | 1 | $ 222,000 | $ 222,000 | $ 56,000 |
| Caroline County Virginia | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
| Chesterfield County Virginia | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Hampton County Virginia | 1 | $ 236,000 | $ 236,000 | $ 66,000 |
| Isle of Wight County Virginia | 1 | $ 298,000 | $ 298,000 | $ 93,000 |
| Manassas Park County Virginia | 1 | $ 143,000 | $ 143,000 | $ 14,000 |
| Pittsylvania County Virginia | 1 | $ 281,000 | $ 281,000 | $ 131,000 |
| Virginia Beach County Virginia | 1 | $ 160,000 | $ 160,000 | $ 113,000 |
| Benton County Washington | 1 | $ 162,000 | $ 162,000 | $ 136,000 |
| Clallam County Washington | 1 | $ 350,000 | $ 350,000 | $ 93,000 |
| Grays Harbor County Washington | 1 | $ 72,000 | $ 72,000 | $ 79,000 |
| Jefferson County Washington | 1 | $ 92,000 | $ 92,000 | $ 177,000 |
| Kittitas County Washington | 1 | $ 254,000 | $ 254,000 | $ 96,000 |
| Okanogan County Washington | 1 | $ 303,000 | $ 303,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for Gateway Bank F.S.B. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,179 | $2,524,427,000 | $308,000 | $1,500,000 | $126,000 | $3,802,000 |
| Home Purchase | 3,355 | $866,678,000 | $258,000 | $3,400,000 | $98,000 | $2,514,000 |
| Home Improvement | 6 | $1,492,000 | $248,000 | $417,000 | $204,000 | $758,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 5,124 | $1,593,135,000 | $310,000 | $796,000 | $118,000 | $3,453,000 |
| White | 4,168 | $1,239,001,000 | $297,000 | $1,700,000 | $131,000 | $3,802,000 |
| Hispanic | 1,360 | $294,553,000 | $216,000 | $722,000 | $73,000 | $1,069,000 |
| Not Provided | 658 | $205,531,000 | $312,000 | $3,400,000 | $141,000 | $1,163,000 |
| Black or African American | 145 | $34,328,000 | $236,000 | $544,000 | $90,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 70 | $21,928,000 | $313,000 | $625,000 | $115,000 | $562,000 |
| American Indian or Alaskan Native | 15 | $4,121,000 | $274,000 | $583,000 | $91,000 | $251,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,118 | $3,039,752,000 | $300,000 | $3,400,000 | $125,000 | $3,802,000 |
| FHA-insured (Federal Housing Administration) | 1,320 | $324,684,000 | $245,000 | $743,000 | $73,000 | $343,000 |
| VA-guaranteed (Veterans Administration) | 102 | $28,161,000 | $276,000 | $648,000 | $82,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 11,492 | $3,371,165,000 | $293,000 | $1,500,000 | $117,000 | $3,453,000 |
| Loan Originated | 38 | $15,752,000 | $414,000 | $3,400,000 | $495,000 | $3,802,000 |
| Application Denied By Financial Institution | 6 | $1,784,000 | $297,000 | $515,000 | $86,000 | $130,000 |
| Application Withdrawn By Applicant | 4 | $3,896,000 | $974,000 | $1,700,000 | $428,000 | $792,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $540,000 | $270,000 | $325,000 | $94,000 | $96,000 |
| Debt-To-Income Ratio | 2 | $701,000 | $350,000 | $515,000 | $59,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $543,000 | $271,000 | $333,000 | $105,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank F.S.B.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.