Gateway Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Gateway Bank, Fsb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank, Fsb 2336 Merced Street San Leandro, CA 94577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,377 |
| Total Mortgage Loan Application Amount | $5,051,978,000 |
| Average Mortgage Loan Application Amount | $179,160 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $7,911,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Gateway Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Gateway Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank, Fsb's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,059 | $ 819,297,000 | $ 267,000 | $ 108,000 |
| Orange County California | 1,191 | $ 389,417,000 | $ 326,000 | $ 107,000 |
| Contra Costa County California | 1,003 | $ 295,356,000 | $ 294,000 | $ 109,000 |
| San Diego County California | 984 | $ 293,824,000 | $ 298,000 | $ 129,000 |
| Alameda County California | 778 | $ 237,640,000 | $ 305,000 | $ 100,000 |
| Riverside County California | 772 | $ 171,303,000 | $ 221,000 | $ 95,000 |
| San Bernardino County California | 710 | $ 130,481,000 | $ 183,000 | $ 93,000 |
| Santa Clara County California | 648 | $ 238,821,000 | $ 368,000 | $ 114,000 |
| Sacramento County California | 571 | $ 112,209,000 | $ 196,000 | $ 95,000 |
| Sonoma County California | 501 | $ 139,608,000 | $ 278,000 | $ 93,000 |
| San Francisco County California | 466 | $ 226,878,000 | $ 486,000 | $ 152,000 |
| Maricopa County Arizona | 446 | $ 81,643,000 | $ 183,000 | $ 148,000 |
| Marin County California | 405 | $ 186,149,000 | $ 459,000 | $ 142,000 |
| San Mateo County California | 396 | $ 169,453,000 | $ 427,000 | $ 136,000 |
| Stanislaus County California | 370 | $ 67,135,000 | $ 181,000 | $ 77,000 |
| Clark County Nevada | 286 | $ 51,559,000 | $ 180,000 | $ 90,000 |
| Santa Barbara County California | 278 | $ 64,063,000 | $ 230,000 | $ 81,000 |
| San Joaquin County California | 270 | $ 55,823,000 | $ 206,000 | $ 83,000 |
| Solano County California | 224 | $ 55,384,000 | $ 247,000 | $ 81,000 |
| Placer County California | 167 | $ 45,500,000 | $ 272,000 | $ 114,000 |
| Salt Lake County Utah | 167 | $ 29,353,000 | $ 175,000 | $ 134,000 |
| Miami-Dade County Florida | 149 | $ 22,731,000 | $ 152,000 | $ 51,000 |
| Kern County California | 142 | $ 21,147,000 | $ 148,000 | $ 75,000 |
| Lane County Oregon | 127 | $ 18,997,000 | $ 149,000 | $ 65,000 |
| Pima County Arizona | 121 | $ 23,285,000 | $ 192,000 | $ 96,000 |
| Ventura County California | 112 | $ 34,648,000 | $ 309,000 | $ 101,000 |
| King County Washington | 104 | $ 25,869,000 | $ 248,000 | $ 84,000 |
| El Dorado County California | 101 | $ 24,628,000 | $ 243,000 | $ 100,000 |
| San Luis Obispo County California | 97 | $ 21,604,000 | $ 222,000 | $ 90,000 |
| Monterey County California | 95 | $ 31,286,000 | $ 329,000 | $ 122,000 |
| Fresno County California | 94 | $ 13,572,000 | $ 144,000 | $ 75,000 |
| Santa Cruz County California | 78 | $ 29,508,000 | $ 378,000 | $ 142,000 |
| Washoe County Nevada | 73 | $ 14,744,000 | $ 201,000 | $ 90,000 |
| Queens County New York | 70 | $ 15,849,000 | $ 226,000 | $ 61,000 |
| Kings County New York | 69 | $ 19,661,000 | $ 284,000 | $ 65,000 |
| Shasta County California | 61 | $ 11,207,000 | $ 183,000 | $ 128,000 |
| Davis County Utah | 61 | $ 9,728,000 | $ 159,000 | $ 74,000 |
| Napa County California | 56 | $ 17,288,000 | $ 308,000 | $ 72,000 |
| Merced County California | 55 | $ 8,887,000 | $ 161,000 | $ 93,000 |
| Honolulu County Hawaii | 55 | $ 17,102,000 | $ 310,000 | $ 115,000 |
| Pierce County Washington | 49 | $ 7,917,000 | $ 161,000 | $ 61,000 |
| Anchorage County Alaska | 47 | $ 11,252,000 | $ 239,000 | $ 118,000 |
| Suffolk County New York | 40 | $ 9,505,000 | $ 237,000 | $ 70,000 |
| Nassau County New York | 37 | $ 7,632,000 | $ 206,000 | $ 111,000 |
| Snohomish County Washington | 35 | $ 7,820,000 | $ 223,000 | $ 82,000 |
| Butte County California | 33 | $ 5,267,000 | $ 159,000 | $ 137,000 |
| Broward County Florida | 31 | $ 5,284,000 | $ 170,000 | $ 122,000 |
| Nevada County California | 29 | $ 7,969,000 | $ 274,000 | $ 116,000 |
| Orange County Florida | 29 | $ 4,608,000 | $ 158,000 | $ 107,000 |
| Cook County Illinois | 28 | $ 4,783,000 | $ 170,000 | $ 108,000 |
| Sutter County California | 27 | $ 3,804,000 | $ 140,000 | $ 83,000 |
| Tuolumne County California | 27 | $ 5,175,000 | $ 191,000 | $ 90,000 |
| Yolo County California | 27 | $ 5,936,000 | $ 219,000 | $ 110,000 |
| Lake County California | 25 | $ 4,981,000 | $ 199,000 | $ 150,000 |
| Mendocino County California | 25 | $ 5,308,000 | $ 212,000 | $ 77,000 |
| Tulare County California | 23 | $ 2,703,000 | $ 117,000 | $ 117,000 |
| Multnomah County Oregon | 23 | $ 3,274,000 | $ 142,000 | $ 60,000 |
| Maui County Hawaii | 22 | $ 7,970,000 | $ 362,000 | $ 182,000 |
| Montgomery County Maryland | 22 | $ 5,034,000 | $ 228,000 | $ 60,000 |
| Utah County Utah | 22 | $ 3,433,000 | $ 156,000 | $ 80,000 |
| DuPage County Illinois | 21 | $ 3,613,000 | $ 172,000 | $ 83,000 |
| Calaveras County California | 19 | $ 5,109,000 | $ 268,000 | $ 142,000 |
| Washington County Oregon | 18 | $ 3,206,000 | $ 178,000 | $ 107,000 |
| Amador County California | 16 | $ 2,961,000 | $ 185,000 | $ 56,000 |
| Bronx County New York | 16 | $ 4,019,000 | $ 251,000 | $ 77,000 |
| Adams County Colorado | 15 | $ 3,336,000 | $ 222,000 | $ 71,000 |
| Arapahoe County Colorado | 15 | $ 3,275,000 | $ 218,000 | $ 109,000 |
| Yavapai County Arizona | 14 | $ 1,779,000 | $ 127,000 | $ 165,000 |
| Madera County California | 14 | $ 2,867,000 | $ 204,000 | $ 64,000 |
| San Benito County California | 14 | $ 3,407,000 | $ 243,000 | $ 105,000 |
| Tehama County California | 13 | $ 2,068,000 | $ 159,000 | $ 50,000 |
| Hillsborough County Florida | 12 | $ 1,377,000 | $ 114,000 | $ 51,000 |
| Washington County Utah | 11 | $ 1,947,000 | $ 177,000 | $ 72,000 |
| Siskiyou County California | 10 | $ 1,339,000 | $ 133,000 | $ 74,000 |
| Jefferson County Colorado | 10 | $ 2,366,000 | $ 236,000 | $ 92,000 |
| Seminole County Florida | 10 | $ 1,293,000 | $ 129,000 | $ 47,000 |
| Douglas County Nevada | 10 | $ 2,327,000 | $ 232,000 | $ 60,000 |
| Jackson County Oregon | 10 | $ 1,746,000 | $ 174,000 | $ 74,000 |
| Fairfax County Virginia | 10 | $ 2,654,000 | $ 265,000 | $ 82,000 |
| Humboldt County California | 9 | $ 1,487,000 | $ 165,000 | $ 44,000 |
| Essex County New Jersey | 9 | $ 1,711,000 | $ 190,000 | $ 67,000 |
| Richmond County New York | 9 | $ 2,536,000 | $ 281,000 | $ 78,000 |
| Clark County Washington | 9 | $ 1,029,000 | $ 114,000 | $ 52,000 |
| Thurston County Washington | 9 | $ 1,662,000 | $ 184,000 | $ 50,000 |
| Pinal County Arizona | 8 | $ 752,000 | $ 94,000 | $ 56,000 |
| Colusa County California | 8 | $ 878,000 | $ 109,000 | $ 70,000 |
| Kings County California | 8 | $ 1,044,000 | $ 130,000 | $ 111,000 |
| Plumas County California | 8 | $ 2,321,000 | $ 290,000 | $ 109,000 |
| Yuba County California | 8 | $ 934,000 | $ 116,000 | $ 48,000 |
| Carson City County Nevada | 8 | $ 1,242,000 | $ 155,000 | $ 40,000 |
| Middlesex County New Jersey | 8 | $ 1,978,000 | $ 247,000 | $ 84,000 |
| Deschutes County Oregon | 8 | $ 1,117,000 | $ 139,000 | $ 70,000 |
| Marion County Oregon | 8 | $ 1,027,000 | $ 128,000 | $ 51,000 |
| Weber County Utah | 8 | $ 1,315,000 | $ 164,000 | $ 52,000 |
| Mohave County Arizona | 7 | $ 1,103,000 | $ 157,000 | $ 162,000 |
| Imperial County California | 7 | $ 877,000 | $ 125,000 | $ 107,000 |
| Denver County Colorado | 7 | $ 1,267,000 | $ 181,000 | $ 56,000 |
| El Paso County Colorado | 7 | $ 1,587,000 | $ 226,000 | $ 98,000 |
| Hartford County Connecticut | 7 | $ 815,000 | $ 116,000 | $ 62,000 |
| Palm Beach County Florida | 7 | $ 909,000 | $ 129,000 | $ 119,000 |
| St. Lucie County Florida | 7 | $ 982,000 | $ 140,000 | $ 67,000 |
| Baltimore County Maryland | 7 | $ 808,000 | $ 115,000 | $ 61,000 |
| Monmouth County New Jersey | 7 | $ 1,784,000 | $ 254,000 | $ 111,000 |
| Lassen County California | 6 | $ 1,021,000 | $ 170,000 | $ 63,000 |
| Fairfield County Connecticut | 6 | $ 1,429,000 | $ 238,000 | $ 70,000 |
| Prince George's County Maryland | 6 | $ 999,000 | $ 166,000 | $ 49,000 |
| Lyon County Nevada | 6 | $ 1,121,000 | $ 186,000 | $ 97,000 |
| Morris County New Jersey | 6 | $ 1,552,000 | $ 258,000 | $ 89,000 |
| Loudoun County Virginia | 6 | $ 2,060,000 | $ 343,000 | $ 152,000 |
| Larimer County Colorado | 5 | $ 1,564,000 | $ 312,000 | $ 161,000 |
| Weld County Colorado | 5 | $ 1,646,000 | $ 329,000 | $ 831,000 |
| Collier County Florida | 5 | $ 955,000 | $ 191,000 | $ 106,000 |
| Duval County Florida | 5 | $ 670,000 | $ 134,000 | $ 61,000 |
| Flagler County Florida | 5 | $ 686,000 | $ 137,000 | $ 58,000 |
| Lee County Florida | 5 | $ 631,000 | $ 126,000 | $ 42,000 |
| Osceola County Florida | 5 | $ 721,000 | $ 144,000 | $ 71,000 |
| Polk County Florida | 5 | $ 578,000 | $ 115,000 | $ 18,000 |
| Hawaii County Hawaii | 5 | $ 1,384,000 | $ 276,000 | $ 160,000 |
| Kauai County Hawaii | 5 | $ 1,703,000 | $ 340,000 | $ 195,000 |
| Hudson County New Jersey | 5 | $ 1,081,000 | $ 216,000 | $ 80,000 |
| Mercer County New Jersey | 5 | $ 1,203,000 | $ 240,000 | $ 76,000 |
| Passaic County New Jersey | 5 | $ 1,033,000 | $ 206,000 | $ 97,000 |
| Union County New Jersey | 5 | $ 694,000 | $ 138,000 | $ 59,000 |
| Westchester County New York | 5 | $ 1,888,000 | $ 377,000 | $ 202,000 |
| Allen County Ohio | 5 | $ 683,000 | $ 136,000 | $ 158,000 |
| Clackamas County Oregon | 5 | $ 681,000 | $ 136,000 | $ 66,000 |
| Lincoln County Oregon | 5 | $ 471,000 | $ 94,000 | $ 102,000 |
| Shelby County Tennessee | 5 | $ 549,000 | $ 109,000 | $ 60,000 |
| Spokane County Washington | 5 | $ 799,000 | $ 159,000 | $ 91,000 |
| Douglas County Colorado | 4 | $ 981,000 | $ 245,000 | $ 112,000 |
| Gilpin County Colorado | 4 | $ 594,000 | $ 148,000 | $ 87,000 |
| Escambia County Florida | 4 | $ 299,000 | $ 74,000 | $ 33,000 |
| Marion County Florida | 4 | $ 410,000 | $ 102,000 | $ 45,000 |
| Pinellas County Florida | 4 | $ 364,000 | $ 91,000 | $ 48,000 |
| Volusia County Florida | 4 | $ 329,000 | $ 82,000 | $ 226,000 |
| Lake County Illinois | 4 | $ 619,000 | $ 154,000 | $ 89,000 |
| Will County Illinois | 4 | $ 692,000 | $ 173,000 | $ 62,000 |
| Howard County Maryland | 4 | $ 766,000 | $ 191,000 | $ 138,000 |
| Oakland County Michigan | 4 | $ 816,000 | $ 204,000 | $ 109,000 |
| Wayne County Michigan | 4 | $ 877,000 | $ 219,000 | $ 85,000 |
| Bergen County New Jersey | 4 | $ 856,000 | $ 214,000 | $ 92,000 |
| Coos County Oregon | 4 | $ 407,000 | $ 101,000 | $ 48,000 |
| Box Elder County Utah | 4 | $ 429,000 | $ 107,000 | $ 42,000 |
| Norfolk County Virginia | 4 | $ 608,000 | $ 152,000 | $ 56,000 |
| Prince William County Virginia | 4 | $ 1,072,000 | $ 268,000 | $ 68,000 |
| Island County Washington | 4 | $ 684,000 | $ 171,000 | $ 82,000 |
| Coconino County Arizona | 3 | $ 478,000 | $ 159,000 | $ 64,000 |
| Navajo County Arizona | 3 | $ 451,000 | $ 150,000 | $ 55,000 |
| Del Norte County California | 3 | $ 288,000 | $ 96,000 | $ 24,000 |
| Broomfield County Colorado | 3 | $ 1,087,000 | $ 362,000 | $ 165,000 |
| Charlotte County Florida | 3 | $ 264,000 | $ 88,000 | $ 43,000 |
| Manatee County Florida | 3 | $ 205,000 | $ 68,000 | $ 51,000 |
| Pasco County Florida | 3 | $ 457,000 | $ 152,000 | $ 129,000 |
| Cobb County Georgia | 3 | $ 581,000 | $ 193,000 | $ 63,000 |
| Blaine County Idaho | 3 | $ 745,000 | $ 248,000 | $ 96,000 |
| McHenry County Illinois | 3 | $ 328,000 | $ 109,000 | $ 76,000 |
| East Baton Rouge County Louisiana | 3 | $ 466,000 | $ 155,000 | $ 82,000 |
| Anne Arundel County Maryland | 3 | $ 570,000 | $ 190,000 | $ 70,000 |
| Macomb County Michigan | 3 | $ 327,000 | $ 109,000 | $ 51,000 |
| Benton County Oregon | 3 | $ 602,000 | $ 200,000 | $ 65,000 |
| Klamath County Oregon | 3 | $ 367,000 | $ 122,000 | $ 35,000 |
| Delaware County Pennsylvania | 3 | $ 265,000 | $ 88,000 | $ 44,000 |
| York County South Carolina | 3 | $ 359,000 | $ 119,000 | $ 76,000 |
| Collin County Texas | 3 | $ 229,000 | $ 76,000 | $ 75,000 |
| Denton County Texas | 3 | $ 691,000 | $ 230,000 | $ 90,000 |
| Harris County Texas | 3 | $ 339,000 | $ 113,000 | $ 58,000 |
| Summit County Utah | 3 | $ 559,000 | $ 186,000 | $ 101,000 |
| Franklin County Washington | 3 | $ 240,000 | $ 80,000 | $ 75,000 |
| Whatcom County Washington | 3 | $ 434,000 | $ 144,000 | $ 65,000 |
| Mono County California | 2 | $ 847,000 | $ 423,000 | $ 120,000 |
| Boulder County Colorado | 2 | $ 675,000 | $ 337,000 | $ 103,000 |
| Elbert County Colorado | 2 | $ 629,000 | $ 314,000 | $ 141,000 |
| New Haven County Connecticut | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Brevard County Florida | 2 | $ 245,000 | $ 122,000 | $ 65,000 |
| Lake County Florida | 2 | $ 164,000 | $ 82,000 | $ 40,000 |
| Fulton County Georgia | 2 | $ 325,000 | $ 162,000 | $ 94,000 |
| Canyon County Idaho | 2 | $ 136,000 | $ 68,000 | $ 209,000 |
| Floyd County Indiana | 2 | $ 88,000 | $ 44,000 | $ 35,000 |
| Frederick County Maryland | 2 | $ 337,000 | $ 168,000 | $ 48,000 |
| Washtenaw County Michigan | 2 | $ 359,000 | $ 179,000 | $ 78,000 |
| Ramsey County Minnesota | 2 | $ 379,000 | $ 189,000 | $ 44,000 |
| Douglas County Nebraska | 2 | $ 112,000 | $ 56,000 | $ 58,000 |
| Camden County New Jersey | 2 | $ 176,000 | $ 88,000 | $ 24,000 |
| Bernalillo County New Mexico | 2 | $ 275,000 | $ 137,000 | $ 59,000 |
| Orange County New York | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| Wake County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 25,000 |
| Butler County Ohio | 2 | $ 478,000 | $ 239,000 | $ 126,000 |
| Summit County Ohio | 2 | $ 284,000 | $ 142,000 | $ 59,000 |
| Columbia County Oregon | 2 | $ 292,000 | $ 146,000 | $ 56,000 |
| Josephine County Oregon | 2 | $ 224,000 | $ 112,000 | $ 42,000 |
| Linn County Oregon | 2 | $ 216,000 | $ 108,000 | $ 65,000 |
| Bucks County Pennsylvania | 2 | $ 337,000 | $ 168,000 | $ 60,000 |
| Montgomery County Pennsylvania | 2 | $ 604,000 | $ 302,000 | $ 96,000 |
| Washington County Rhode Island | 2 | $ 373,000 | $ 186,000 | $ 78,000 |
| Wasatch County Utah | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Alexandria County Virginia | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Fauquier County Virginia | 2 | $ 495,000 | $ 247,000 | $ 176,000 |
| Virginia Beach County Virginia | 2 | $ 219,000 | $ 109,000 | $ 50,000 |
| Clallam County Washington | 2 | $ 254,000 | $ 127,000 | $ 69,000 |
| Cowlitz County Washington | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
| Grays Harbor County Washington | 2 | $ 175,000 | $ 87,000 | $ 59,000 |
| Skagit County Washington | 2 | $ 305,000 | $ 152,000 | $ 39,000 |
| Yakima County Washington | 2 | $ 192,000 | $ 96,000 | $ 19,000 |
| Sheridan County Wyoming | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| Uinta County Wyoming | 2 | $ 187,000 | $ 93,000 | $ 66,000 |
| Pike County Alabama | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Juneau County Alaska | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 237,000 | $ 237,000 | $ 73,000 |
| Cochise County Arizona | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Santa Cruz County Arizona | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Alpine County California | 1 | $ 223,000 | $ 223,000 | $ 53,000 |
| Glenn County California | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Sierra County California | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Trinity County California | 1 | $ 272,000 | $ 272,000 | $ 200,000 |
| Archuleta County Colorado | 1 | $ 248,000 | $ 248,000 | $ 63,000 |
| Baca County Colorado | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Fremont County Colorado | 1 | $ 58,000 | $ 58,000 | $ 17,000 |
| Montrose County Colorado | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Pueblo County Colorado | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Routt County Colorado | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Summit County Colorado | 1 | $ 130,000 | $ 130,000 | $ 127,000 |
| Middlesex County Connecticut | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| New London County Connecticut | 1 | $ 448,000 | $ 448,000 | $ 378,000 |
| Tolland County Connecticut | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Alachua County Florida | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Bay County Florida | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| DeSoto County Florida | 1 | $ 102,000 | $ 102,000 | $ 70,000 |
| Hendry County Florida | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Leon County Florida | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Okaloosa County Florida | 1 | $ 107,000 | $ 107,000 | $ 23,000 |
| Santa Rosa County Florida | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Sarasota County Florida | 1 | $ 152,000 | $ 152,000 | $ 66,000 |
| St. Johns County Florida | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Suwannee County Florida | 1 | $ 86,000 | $ 86,000 | $ 105,000 |
| DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 132,000 |
| Fayette County Georgia | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Gwinnett County Georgia | 1 | $ 110,000 | $ 110,000 | $ 42,000 |
| Liberty County Georgia | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Ada County Idaho | 1 | $ 154,000 | $ 154,000 | $ 132,000 |
| Bear Lake County Idaho | 1 | $ 279,000 | $ 279,000 | $ 64,000 |
| Bonner County Idaho | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Bonneville County Idaho | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Fremont County Idaho | 1 | $ 280,000 | $ 280,000 | $ 150,000 |
| Valley County Idaho | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Champaign County Illinois | 1 | $ 253,000 | $ 253,000 | $ 67,000 |
| Franklin County Illinois | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Jefferson County Illinois | 1 | $ 79,000 | $ 79,000 | $ 85,000 |
| Kane County Illinois | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Macon County Illinois | 1 | $ 108,000 | $ 108,000 | $ 74,000 |
| Peoria County Illinois | 1 | $ 78,000 | $ 78,000 | $ 63,000 |
| Allen County Indiana | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| Steuben County Indiana | 1 | $ 57,000 | $ 57,000 | $ 15,000 |
| Bourbon County Kansas | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Wyandotte County Kansas | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Ascension County Louisiana | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Jefferson County Louisiana | 1 | $ 236,000 | $ 236,000 | $ 89,000 |
| Livingston County Louisiana | 1 | $ 220,000 | $ 220,000 | $ 73,000 |
| Orleans County Louisiana | 1 | $ 445,000 | $ 445,000 | $ 208,000 |
| Vernon County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Kennebec County Maine | 1 | $ 293,000 | $ 293,000 | $ 80,000 |
| Knox County Maine | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Sagadahoc County Maine | 1 | $ 222,000 | $ 222,000 | $ 92,000 |
| York County Maine | 1 | $ 178,000 | $ 178,000 | $ 41,000 |
| Allegany County Maryland | 1 | $ 118,000 | $ 118,000 | $ 95,000 |
| Baltimore City County Maryland | 1 | $ 81,000 | $ 81,000 | $ 14,000 |
| Calvert County Maryland | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Carroll County Maryland | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Charles County Maryland | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Kent County Maryland | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Worcester County Maryland | 1 | $ 387,000 | $ 387,000 | $ 78,000 |
| Norfolk County Massachusetts | 1 | $ 316,000 | $ 316,000 | $ 94,000 |
| Plymouth County Massachusetts | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Suffolk County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 400,000 |
| Worcester County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Berrien County Michigan | 1 | $ 152,000 | $ 152,000 | $ 90,000 |
| Clare County Michigan | 1 | $ 37,000 | $ 37,000 | $ 14,000 |
| Genesee County Michigan | 1 | $ 124,000 | $ 124,000 | $ 92,000 |
| Ingham County Michigan | 1 | $ 320,000 | $ 320,000 | $ 159,000 |
| Kalamazoo County Michigan | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Kent County Michigan | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Livingston County Michigan | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| Marquette County Michigan | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Mecosta County Michigan | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Montcalm County Michigan | 1 | $ 104,000 | $ 104,000 | $ 35,000 |
| Dakota County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 185,000 |
| Houston County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Kanabec County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Nicollet County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Harrison County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Warren County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 17,000 |
| Buchanan County Missouri | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Jackson County Missouri | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Gallatin County Montana | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Jefferson County Montana | 1 | $ 17,000 | $ 17,000 | $ 130,000 |
| Missoula County Montana | 1 | $ 190,000 | $ 190,000 | $ 102,000 |
| Churchill County Nevada | 1 | $ 152,000 | $ 152,000 | $ 40,000 |
| Nye County Nevada | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Hillsborough County New Hampshire | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Burlington County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 78,000 |
| Ocean County New Jersey | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 110,000 |
| Chaves County New Mexico | 1 | $ 73,000 | $ 73,000 | $ 23,000 |
| Albany County New York | 1 | $ 169,000 | $ 169,000 | $ 72,000 |
| Chenango County New York | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Dutchess County New York | 1 | $ 263,000 | $ 263,000 | $ 60,000 |
| New York County New York | 1 | $ 590,000 | $ 590,000 | $ 364,000 |
| Putnam County New York | 1 | $ 230,000 | $ 230,000 | $ 74,000 |
| Rockland County New York | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| Durham County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Gaston County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Guilford County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 86,000 |
| Henderson County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Hertford County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Mecklenburg County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 29,000 |
| Cuyahoga County Ohio | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Franklin County Ohio | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| Hancock County Ohio | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Lucas County Ohio | 1 | $ 234,000 | $ 234,000 | $ 235,000 |
| Warren County Ohio | 1 | $ 330,000 | $ 330,000 | $ 103,000 |
| Oklahoma County Oklahoma | 1 | $ 269,000 | $ 269,000 | $ 108,000 |
| Stephens County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Tulsa County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Douglas County Oregon | 1 | $ 187,000 | $ 187,000 | $ 63,000 |
| Jefferson County Oregon | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Polk County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Yamhill County Oregon | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Berks County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| Carbon County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 113,000 |
| Philadelphia County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| DeKalb County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Dyer County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 141,000 |
| Hamilton County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 38,000 |
| McMinn County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Pickett County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 108,000 |
| Sevier County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Warren County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 52,000 |
| Williamson County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 71,000 |
| Gregg County Texas | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Starr County Texas | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Tarrant County Texas | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Travis County Texas | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Morgan County Utah | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Tooele County Utah | 1 | $ 89,000 | $ 89,000 | $ 109,000 |
| Uintah County Utah | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Arlington County Virginia | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Chesapeake County Virginia | 1 | $ 289,000 | $ 289,000 | $ 117,000 |
| Chesterfield County Virginia | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| Fairfax City County Virginia | 1 | $ 109,000 | $ 109,000 | $ 24,000 |
| Henrico County Virginia | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Newport News County Virginia | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Stafford County Virginia | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Benton County Washington | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Chelan County Washington | 1 | $ 141,000 | $ 141,000 | $ 34,000 |
| Douglas County Washington | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Grant County Washington | 1 | $ 76,000 | $ 76,000 | $ 119,000 |
| Kitsap County Washington | 1 | $ 368,000 | $ 368,000 | $ 221,000 |
| Mason County Washington | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Okanogan County Washington | 1 | $ 174,000 | $ 174,000 | $ 346,000 |
| Logan County West Virginia | 1 | $ 109,000 | $ 109,000 | $ 51,000 |
| Polk County Wisconsin | 1 | $ 203,000 | $ 203,000 | $ 95,000 |
| Natrona County Wyoming | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Gateway Bank, Fsb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,980 | $2,723,104,000 | $185,809 | $4,000,000 | $82,071 | $3,485,000 |
| Home Purchase | 9,389 | $2,327,772,000 | $176,950 | $2,000,000 | $92,425 | $7,911,000 |
| Home Improvement | 8 | $1,102,000 | $141,000 | $198,000 | $61,800 | $102,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,755 | $2,458,905,000 | $211,023 | $3,500,000 | $99,214 | $3,563,000 |
| Hispanic | 3,627 | $773,483,000 | $197,391 | $1,900,000 | $63,130 | $2,891,000 |
| Not Provided | 3,428 | $885,982,000 | $166,600 | $4,000,000 | $86,675 | $7,911,000 |
| Asian | 2,338 | $661,526,000 | $201,090 | $4,000,000 | $108,500 | $1,340,000 |
| Black or African American | 1,033 | $223,089,000 | $174,538 | $975,000 | $81,615 | $1,613,000 |
| Native Hawaiian or Other Pacific Islander | 123 | $31,616,000 | $228,615 | $840,000 | $91,000 | $489,000 |
| American Indian or Alaskan Native | 73 | $17,377,000 | $148,636 | $696,000 | $59,636 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,000 | $4,983,963,000 | $177,857 | $4,000,000 | $84,551 | $7,911,000 |
| FHA-insured (Federal Housing Administration) | 372 | $66,995,000 | $163,062 | $432,000 | $35,625 | $145,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,020,000 | $188,000 | $245,000 | $76,333 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 15,780 | $3,960,483,000 | $165,795 | $4,000,000 | $80,163 | $7,911,000 |
| Loan Originated | 2,571 | $759,040,000 | $192,000 | $2,880,000 | $99,478 | $1,095,000 |
| Application Approved But Not Accepted | 515 | $163,058,000 | $188,333 | $1,750,000 | $72,733 | $2,046,000 |
| Application Denied By Financial Institution | 256 | $89,130,000 | $433,416 | $4,000,000 | $185,083 | $1,244,000 |
| Application Withdrawn By Applicant | 255 | $80,267,000 | $198,266 | $2,000,000 | $111,200 | $1,340,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 121 | $45,009,000 | $620,875 | $4,000,000 | $172,750 | $782,000 |
| Other | 59 | $17,779,000 | $260,428 | $1,275,000 | $136,714 | $844,000 |
| Debt-To-Income Ratio | 38 | $12,477,000 | $264,000 | $1,470,000 | $122,250 | $305,000 |
| Collateral | 24 | $9,333,000 | $164,600 | $3,988,000 | $154,000 | $1,244,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,524,000 | $315,000 | $450,000 | $81,000 | $154,000 |
| Employment History | 6 | $2,008,000 | $317,000 | $475,000 | $122,000 | $180,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank, Fsb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.